Claim Ownershiprich & REGULAR with Kiersten and Julien Saunders
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© 2026 rich & REGULAR with Kiersten and Julien Saunders
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rich & REGULAR is the podcast for people who want to take charge of their money, pay off their debt, build their wealth, and live their best lives without being obsessed with money. Every week, Kiersten and Julien Saunders show you how money intersects with everything else in your life and teach you how to use it to your advantage. They share their insights and tips on how to make, save, and invest money in creative and unconventional ways. They also help you understand the big changes that are happening in the world and how to adapt to them. Because being rich & famous is overrated. Being rich & REGULAR is where it's at.
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This week, we’re joined by Brenton Harrison, founder of New Money New Problems. Brenton is a financial advisor who works with first- and second-generation high earners. We’re talking about how to tell the difference between quality financial advice and misinformation/scammy advice, making sense of what you hear online, and why not all “good advice” is good for YOU. And because we live in the real world where creators and advisors both exist, we get into the relationship between financi...
There are two sentences that can ruin a perfectly normal evening – “We need to talk”, and its evil twin, “We need to talk about money.” Even if your relationship is good, that phrasing makes it feel like somebody’s about to get graded. Even when things are fine, nobody wants to be the person who turns a decent Tuesday night into a full relationship audit. So this week, we’re introducing a better way: small doors. These are quick, low-stakes, real-life openings that normalize money talk ...
This week we’re talking to Rahkim Sabree, author, financial trauma educator, and the person who basically put “financial trauma” on the map for a lot of the internet. His work connects money behaviors to nervous system responses, family systems, and broader cultural and structural realities. His book, Overcoming Financial Trauma, and his whole approach are research-heavy, emotionally honest, and built to last. Julien starts this conversation by admitting something most people don’t say out lo...
Life is life-ing. Prices are up, surprise expenses are regular, and your “simple” money goal keeps turning into a weekly argument with yourself (or your partner). In this episode, we talk about why so many people are either going full finance drill sergeant in 2026, or avoiding goals completely. We break down what financial discipline actually looks like when your life changes mid-month, and how to build goals that bend instead of break so you can keep moving forward without the mental ...
There’s nothing like a surprise utility bill to humble your whole household. If you’ve ever stared at a bill wondering ‘how?!’ well, let’s talk about it. This week on the rich & REGULAR podcast, we're breaking down emotional manipulation, confusing rate plans, and overlooked hacks that are costing you real money on your gas, electric, and water bills. This isn’t about living in the dark or taking cold showers. It’s about paying attention, asking better questions, and taking back con...
When life feels loud, getting rid of stuff can feel like relief. But if the stuff keeps coming back, the real issue is usually what the purchases were trying to solve in the first place. So this is an episode about what to ask yourself before you fill the donation bags. We’re talking about materialism as a pattern and what happens when your things stop just being “things”. Kiersten gets personal about why decluttering has always worked for her and why she finally realized it was only ...
Today’s episode is brought to you by Nutre Meals, a practical solution for eating better at home when you don’t have time, energy, or interest in cooking every night. The meals come fully prepared, fresh, and ready to heat in minutes. We tried them and were honestly impressed by the flavor, portions, and how easy it was to work them into a real week. If dinner feels like one more thing on your list, Nutre Meals can take it off. Get 40% off your first order with code RICH40. 👉 Star...
This is our annual “what to expect in the new year” episode, and our hot take is “affordability” is about to be the most overused, and least understood, word of 2026. You’re going to hear it everywhere, and this week, we’re explaining why that should make you a little nervous. We break down why affordability is becoming the new catch-all word for economic stress, how it’s being used to sell certainty in an unstable system, and why more people are about to find themselves saying, “I thou...
Kiersten here. This week’s episode is a solo one, and it’s inspired by a book I just finished called The Art of Spending Money by Morgan Housel. If you’re familiar with The Psychology of Money, you already know Morgan’s style: short chapters, clean sentences, and big ideas. This new book is about spending but not the kind most people are struggling with. In this episode, I unpack: Who this book is really forTwo core takeaways that stuck: the psychology of contrast and the sustainability...
In a year full of work drama and career pivots, our most eye-opening lessons came from the places no one talks about on LinkedIn. Somewhere between the PTA meetings, school drop-offs, HOA group texts, and community events, we kept bumping into reminders that real work doesn’t always pay. And that’s kind of the point. This week, we’re unpacking what happened when we leaned all the way into volunteering and brought our professional skills to the party. Because chances are, you’re more needed th...
Kiersten here. It’s just me this week. It’s been two years since my ADHD diagnosis, and in that time I’ve learned a lot. In this episode, I’m sitting down solo to unpack what this label actually changed, what it didn’t, and what I’ve had to unlearn about focus, money, and identity along the way. I’m revisiting the journey to speak directly to anyone navigating their own diagnosis (or the suspicion of one), especially while trying to manage money, relationships, and modern life. If you ever wo...
We’re 30+ days into a government shutdown, SNAP benefits are disappearing, layoffs are ongoing, and a catastrophic storm just hit Jamaica. But beyond the headlines, people are privately struggling with job loss, evictions, food insecurity, and the mental toll of trying to “stay positive” when everything feels urgent. In this week’s episode, we talk about how to be resourceful in the real, messy, "make-it-through-the-week" kind of way. Whether you're giving help or in need of it, this episode ...
It’s that time again…open enrollment season. And while we know this topic doesn’t get anyone out of bed in the morning, it SHOULD. Because buried in that HR email you ignored is a decision that could cost or save you thousands. This week, we’re breaking down why so many people just auto-renew last year’s health plan, what rising premiums in 2026 actually mean for your wallet, and how AI can help you stop making five-figure decisions based on casual conversations with your coworkers. We talk a...
We recently teamed up with Consumer Reports on an eye-opening project that made us rethink how we evaluate, purchase, and engage with our homeowners insurance policy. This week’s episode is about what we learned. Here’s what we unpack: Why homeowners insurance is way more confusing and critical than we thoughtWhat’s driving double-digit rate hikes (even if you’ve never filed a claim)How your dog, HOA, or even local crime rates affect your premiumsOne of the most overlooked parts of your polic...
Food prices are up (again), takeout is 4x more expensive than eating at home, and yet somehow..dinner still ends up on your doorstep. That’s exactly why we created Eat Better, a new video series that makes home cooking feel doable, even if you're not “a cooking person.” In this episode, we're breaking down why so many people aren’t cooking at home, and what it really takes to change that. Julien talks about how 20+ years of cooking at home and 7 years as a pro chef shaped our latest project, ...
If talking about credit makes you anxious, confused, or just flat-out annoyed… you're not alone. In this episode, we break down the truth about credit scores and reports: what they are, how they work, the most common myths people believe, and why it’s time we stop treating credit like a moral compass. Whether you’re building credit for the first time, trying to bounce back from a rough patch, or just wondering why your score dipped after doing the “right” thing - we got you. We cover: The big...
This episode is sponsored by NordProtect. To save up to 59% on annual plans for NordProtect visit https://nordprotect.com/richandregular and use code RICHANDREGULAR This week, we’re breaking down three money identities we’ve seen over and over again. None of these are “good” or “bad,” they’re more like energies, instincts, patterns we’ve all lived at some point. And just like a horoscope, you might recognize yourself in all of them. We’ll walk you through a quick quiz so you can find out wher...
If budgets are supposed to keep us on track, why do so many of them make us feel stuck instead? In this episode, we talk about why the most common advice fails and what actually works when life keeps changing. The problem with budgets isn’t discipline, it’s design. Most advice assumes your income, expenses, and goals stay the same forever. Ours doesn’t, and neither should yours. We get into: Why the “stick to your budget no matter what” mantra sets you up to failHow to spot seasonal spending ...
What if retirement wasn’t a one-time event at the end of a long career, but a rhythm you could build into your life right now? In this episode, we're joined by the brilliant Jillian Johnsrud, whose new book Retire Often flips the script on traditional retirement. Instead of waiting 40 years to enjoy life, Jillian makes the case for taking intentional mini-retirements throughout your career by taking one month off every couple of years….not to escape your life, but to design it. Jillian drops ...
This week we’re celebrating our 10 year anniversary by sharing some lessons about money, partnership, and staying excited about the long game. 10 years of marriage isn’t just a milestone, it’s a record of every choice you made together, from buying a house to splitting a check to deciding who’s unloading the dishwasher. Some of those choices aged well. Others? Let’s just say they came with late fees. In this episode, we get into: What to do when “my idea” needs “our money,” and how to bring a...
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I would love a cookbook based on this episode. and it could include weekly menus showing how to repurpose leftovers and ingredients. it could be called "luxurious affordable meals". my mom is French and we didn't have a lot of money so we ate a lot of beans - cassoulet, lentils, etc. great episode - thanks!
I feel like we could talk about this for hours.
wonderful episode!!!
I can't hear Kierstan on this episode. (may be user error). Congrats on publication of your new book!
Thank you for the positive-focused episode. I didn't know I needed that hit until I got it! #greatmoneypodcast
yes to Legal Pads, which I still buy by the dozen. Thanks for a great podcast!
Thank you! Another great episode. I love it!
So many awesome nuggets. I have to listen to this episode again.