DiscoverYour Money, Your Rules | Money Mindset, Money Management, Abundance Mindset, Budgeting, Spirituality
Your Money, Your Rules | Money Mindset, Money Management, Abundance Mindset, Budgeting, Spirituality
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Your Money, Your Rules | Money Mindset, Money Management, Abundance Mindset, Budgeting, Spirituality

Author: Erin Gray | Wealth Coach, Former CFP and CFO

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Ready to stop avoiding your money?


You might look financially successful on the outside, but inside you feel anxious about money, unsure of what’s “enough,” or exhausted from trying to get it right.


Even with wealth on paper, your nervous system can still feel scarcity. You’re not the only one, and you’re in the right place.


Hi, I’m Erin, Spiritual Wealth Coach, former Certified Financial Planner, and CFO. 


I created this podcast to help you build true financial confidence, not just more financial knowledge.


For years, I chased numbers in the bank account, outsourced decisions to financial advisors, and still felt guilt, pressure, and never “enoughness.” I didn’t realize I was stuck in a scarcity mindset.


What changed everything was realizing that money isn’t just about strategy, it’s about relationship. To feel safe and empowered with money, I needed nervous system regulation, emotional safety, and an abundance mindset.


On this podcast, we go beyond budgeting and financial planning. 


We talk about money mindset, wealth embodiment, nervous system safety, and creating money systems that feel good to use, so you can stop spiraling in shame, ground into your worth, and experience real financial freedom.


If you’re ready to trust yourself with money and create wealth on your terms, this podcast is for you.


I’m so glad you’re here. 


Let’s dive in.

158 Episodes
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Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin) In this episode, my desire is for you to shift your mindset when it comes to taxes and tax season. You’ll learn how to reframe old money stories, regulate your body during financial stress, and build weekly practices that make tax prep feel intentional instead of urgent. In this episode, we cover: • Naming tax anxiety and rewriting money stories • Somatic tools to regulate and release stored stress • ...
Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin) Tax season doesn’t have to hijack your nervous system or overwhelm your business finances. In this episode, I introduce the "Reflect, Release, Realign" framework to help women entrepreneurs approach year-end financial planning with clarity, calm, and confidence. You’ll learn how to stop second-guessing yourself, build supportive money habits, and turn tax season into a grounded, stress-free ritual. In this episode, we cover:...
Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin) Ever hit “Buy Now” when you're feeling stressed and then feel instant regret? In this episode, we explore why emotional spending happens and how your nervous system drives the urge to buy. Instead of shaming yourself for overspending, you’ll learn to understand what your body is really trying to communicate. We dive into the difference between a dopamine hit and true regulation, and why buffering behaviors like shoppin...
Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin) Most founders treat business insurance like a checkbox, hoping they never have to think about it again. In this episode, I simplify General Liability Insurance (GLI), breaking down what it covers, essential questions to ask your insurance agent, and how to approach insurance as part of your overall money management strategy. In this episode we discuss: Clear definitions of what General Liability Insurance is and what i...
Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin) In this episode, we explore why so many women unconsciously outsource their financial power and how to rebuild deep, embodied self-trust with money. You’ll learn how social conditioning, approval-seeking, and a nervous system wired for safety all play into hesitation and how to unwind those patterns so you can make calm, confident, intuitive choices in business and life. In this episode we discuss: How social conditioning te...
Work with Me (https://tidycal.com/eringray/45-min-call-with-erin) Ever feel that knot in your stomach right before quoting your price? What if it’s not about the numbers and more about safety, identity, and years of proving energy? In this episode, I discuss the hidden patterns that keep capable women entrepreneurs in an underearning cycle, from people pleasing and perfectionism to nervous system responses that perceive “charging more” as a threat. In this episode you'll learn: Why women en...
Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin) In this episode, I share why I believe smart, capable women often avoid their numbers and how this isn’t laziness, it's actually a survival pattern. You’ll learn a kinder, body-based approach to meeting your money that starts with safety, not shame. Together, we explore: How cultural and family money stories shape avoidanceWhy your nervous system reads money as a threatHow to regulate fight, flight, and freeze responsesSomat...
Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin) Hiring a bookkeeper shouldn’t feel like handing your finances to a stranger and hoping for the best. In this episode, I walk through what it really means to find the right bookkeeper for YOU. You want someone who understands your business, speaks QuickBooks fluently, helps you make confident money decisions and someone who you can connect with and enjoy working with. You’ll learn the exact questions to ask before hirin...
Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin) You might think you have a say in the market because you own shares. In this episode, I break down how the big 3 asset managers: BlackRock, Vanguard, and State Street actually control the voting power across America’s largest companies, and why that matters to you. In this episode we discuss: How funds centralize voting rights with a few asset managersThe scale of ownership concentration across the top US companiesThe ...
Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin) Too often, we chase numbers (our income, investments, net worth, our business revenue) thinking they will finally make us feel secure, capable, or “enough.” In this episode, I discuss how to redefine success beyond income and status, integrating health, relationships, play, and a calm nervous system. We explore how money can act as a security blanket, keeping us from the inner work that creates real safety. In this epi...
Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin) When we talk about wealth, the conversation often centers on external investments. I believe the most important investment is the one no market can measure. In this episode, I share my belief on the #1 investment we can ever make, it's within ourselves. In this episode, we discuss: • Investing in inner assets first over external instruments • How self-concept shapes your financial choices • Com...
Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin) Why do some people attract success with ease while others struggle despite working twice as hard? The difference often comes down to one of the most powerful universal principles, the Law of Perpetual Transmutation of Energy. This law teaches us that energy never disappears; it only changes form. Your thoughts and feelings are constantly being transmuted into your physical reality. When you learn to harness this, succe...
Work With Me: (https://tidycal.com/eringray/45-min-call-with-erin) Your body can’t believe what your nervous system won’t allow and that’s why tapping can change everything. In this episode, we explore Emotional Freedom Technique (EFT) as a practical way to calm money anxiety, loosen the grip of rumination, and give your inner voice permission to finally speak the truth you’ve been avoiding. By the end of this episode, you’ll have an understanding and a framework for when to tap, what to sa...
Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin) Your relationship with money says a lot about your relationship with yourself. In this episode, I’m sharing 6 powerful shifts and practices that you can use to create lasting financial peace and abundance. What you’ll learn in this episode: How the words and stories you use about money shape your realityWhy clarity on what you don’t want is just as valuable as knowing what you doThe importance of giving yourself permission...
Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin) Have you ever stopped to calculate how much money you’ve manifested in your lifetime? If you had me guess, it’s in the millions. The real question isn’t if you can manifest money, it's whether you’re manifesting from love or fear. In this episode, I dive into the difference between manifesting money from a fear-based place and love-based place. Fear creates pressure, scarcity, and overworking which keeps you in surviva...
Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin) Have you ever been celebrating, enjoying a beautiful moment or spending money only to have your brain suddenly interrupt with scarcity thoughts like, “You shouldn’t be spending this money,” or “You're having too much fun"? That quick shift from joy to panic isn’t random, I believe it’s your nervous system revealing its limits around how much abundance it feels safe to hold. In this episode, I share the hidden connection betw...
Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin) Have you ever wondered how the banking system actually works? In this episode, I'm sharing the hidden history of money and how our banking system was deliberately designed to benefit a few at the expense of the many. I debated on creating this episode because I feel like it can feel so heavy AND I wanted to share from the lens of empowerment. The old fear-based systems of scarcity and control are beginning to crumble, and we...
Work with Me: (https://tidycal.com/eringray/45-min-call-with-erin) In this episode, I share what it means to move beyond the conventional definition of a “wealth mindset.” Instead of focusing only on strategies or numbers, I explore how your feelings, nervous system, and self-trust are the real foundations of abundance. We’ll also explore why nervous system regulation is essential for wealth creation. When you’re living in fight-or-flight, it makes it more difficult to access intuition or f...
Work With Me: (https://tidycal.com/eringray/45-min-call-with-erin) Do you find yourself exhausted from second-guessing every financial decision? That cycle of overthinking doesn’t just drain your energy, I believe it quietly erodes your self-trust and keeps you handing your power over to others. In this episode, I’m sharing how to break that cycle by learning to trust your intuition. Your body carries wisdom that your logical mind can’t access. When you pause and notice how a decision...
Work with me: (https://tidycal.com/eringray/45-min-call-with-erin) Have you ever noticed that no matter how much money mindset work you do, things don't feel like they're truly shifting? That’s because financial blocks aren’t always in your mind, they can also be stored in your body. In this episode, I dive into Dr. Bradley Nelson’s book The Emotion Code and explore how unprocessed emotions, especially from childhood, can remain in the body. These stored energies can quietly shape your rela...
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