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Description
Welcome to Women Investing: Investing Made Simple for European Women the money podcast for women who live anywhere in the European Continent and want to invest but have no idea where to start. Whether you’re in the EU, the UK, Switzerland, or anywhere else in Europe you’re in the right place. We welcome everyone who calls Europe home, including expats and Americans living here!
Investing is only for rich men in suits… right? LOL. Nope. Not here.
Whether you:
- Don’t know what a portfolio is
- Feel intimidated by the word “investing” and by the whole process
- Or secretly worry you’re “just not a money person”…
You’re in the right place.
I’m Francesca Torre and every Monday and Thursday, I break down personal finance, money mindset, and beginner investing in plain English with zero shame, spreadsheets, or stress.
I didn’t grow up knowing any of this.
Even during my early years as an investment banker, I was terrified to invest my own €1,000 despite managing millions for clients.
But that’s when I started. Slowly, awkwardly, imperfectly.
Now? I built a 7-figures portfolio and as the founder of Centsational Women (#1 Investing Academy for Women in Europe) I’ve helped hundreds of European women grow their money with confidence no finance degree (or spreadsheets) required.
If you’ve ever thought:
“I’m too behind…”
“I’m bad with numbers…”
“Investing isn’t for someone like me…”
Press play — and get ready to prove yourself wrong.
We’ll prove you wrong (and you’ll thank us later).
🎧 Ready to take the first step?
Join my free investing workshop, made for women in Europe who are ready to stop Googling and start growing.
👉 👉 Click HERE to save your spot instantly
Legal disclaimer
Content on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. Please refer to our Terms & Conditions on our website.
186 Episodes
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What does financial confidence actually look like when you start investing in your 50s? For many women, money has always felt like something to “figure out later.” But later arrives faster than expected. In this episode, you’ll hear a real story from Kate, one of our Academy students, and you’ll discover: The moment that made Kate realize she needed to start investing in her 50sHow she went from feeling completely blocked about investing to confidently building her own portfolioWhy taking “in...
Are this week’s headlines making you question your investments? As geopolitical tensions escalate, oil moves, markets react, and the news cycle intensifies, your brain shifts into survival mode. In this episode you’ll learn: The three psychological biases that quietly sabotage your investing strategy during market volatility.What markets have historically done during wars, global shocks, and geopolitical crisis What disciplined investors are actually doing right now to protect and ...
Are you building your investing strategy or just agreeing with this? Many women say, “He handles the investing.” It sounds practical. Even loving. But when you’re not fully involved in financial decisions, you’re not building strategy — you’re building dependency. Inside this episode, you’ll discover: Why “he handles it” can undermine long-term financial confidence for women.How to define your real risk tolerance — beyond theory.What it actually takes to build an investing strategy you unders...
What if the broker you chose in 10 minutes ends up costing you thousands over the next 20 years? Most women focus on low fees and sleek apps. Almost no one talks about tax optimization — especially in Europe, where the wrong brokerage can mean higher taxes, complex reporting, and missed access to powerful tax-advantaged accounts. In this episode, we reveal: 1️⃣ The hidden cost of choosing the wrong broker 2️⃣ Why global platforms aren’t always tax-efficient 3️⃣ The simple checklist that can p...
Ever supported someone else’s career for years… only to realize none of it is legally or financially yours? If you’ve ever felt like the cooking, scheduling, caregiving, planning, emotional holding, and financial organizing you do somehow doesn’t “count,” this episode will shift the way you see your life and your leverage. You’ll discover: 1️⃣ How to recognize the subtle signs of economic abuse before it costs you autonomy 2️⃣ How unpaid work translates into real, measurable economic value 3️...
Ever felt like a financial genius one day… and completely questioned your life choices the next time the market dropped? If you’re a woman investing in Europe and market swings make you anxious, this episode will completely change the way you see volatility. You’ll discover: 1️⃣ The real difference between volatility and actual risk and why confusing the two costs women long-term wealth. 2️⃣ Why market downturns historically increase future expected returns (yes, really). 3️⃣ The mindset shif...
Why does losing €20 feel worse than finding €20 feels good even though the math is the same? Here’s what you’ll take away from this episode: A clear, no-fluff breakdown of loss aversion (minus the PhD-level jargon)Real-world examples of how it affects your money decisions — from the gym to the stock marketA step-by-step mindset shift so you can invest smarter, with less fear and more freedom🎧 Ready to stop letting fear run your finances? Listen to this episode and reclaim your power with mone...
If you’re a woman building wealth through investing, the platform you choose could either simplify your financial life… or cost you thousands over time. Most new investors are sold flashy apps and zero-fee trades. But no one talks about the hidden costs: tax chaos, paperwork nightmares, and platforms that don’t support your local tax advantages. In this episode, we break it all down you’ll learn: The 3 critical factors that make or break a brokerage for long-term tax optimizationWhy many “pop...
What if financial control looked… loving? Has anyone ever told you, “You don’t need to work I’ve got you”? It sounds sweet, even supportive — but in today’s episode, we explore when that dynamic crosses into economic abuse. Here’s what you’ll learn: 6 red flags of economic abuse — even when your partner seems “nice”Why financial clarity = power (and how to start getting both)The first steps to take if you feel like money is being used against you You deserve financial sovereignty. Listen now...
Are you watching the market or just watching your anxiety rise? If checking your portfolio gives you heart palpitations, this episode is for you. Because the real risk in investing isn’t the number on the screen… it’s how you respond when things get uncertain. In this episode, you’ll learn: The difference between volatility, risk, and your personal capacity to handle bothHow to stop mistaking market noise for real financial dangerA simple framework to align your investments with your actual ...
Think you need thousands to start investing? Most women believe investing is only for the wealthy but that mindset is costing them years of growth. The truth? Compounding doesn’t reward big starts. It rewards early, consistent ones. This episode unpacks how starting with as little as €10 a week can completely change your financial future and why that’s especially powerful for women who’ve been excluded from wealth-building conversations for far too long. In this episode, you’ll discover: How ...
Should you hire a financial advisor or is that just what everyone tells you to do? If you’re a woman who wants to start investing but feels unsure about doing it alone, this episode is made for you. In this episode, you’ll learn: When hiring a financial advisor actually makes sense and when it doesn’tWhy financial education beats expensive advice every time (especially for women)A simple 4-step method to manage your money and invest on your own without overwhelm🎧 Hit play to find out whether ...
Are you investing your time, energy, or even money but still feel like your financial future isn’t really yours? If you’re a woman building wealth, you’ve probably been told to focus on investing strategies or income goals. But there’s one powerful tool most women overlook: a personal spending budget. Not a spreadsheet. A boundary. In this episode, we break down the unseen connection between budgeting, autonomy, and long-term investing success for women — especially in relationships. Yo...
Are you making investing harder than it needs to be and missing out on true financial freedom? If you've ever felt overwhelmed by financial jargon, pressured to chase the next “hot stock,” or unsure where to even begin as a woman investor in Europe… this episode is for you. In this episode, you’ll discover: The truth about the “market portfolio” and why it's the most powerful tool you're probably not usingHow this strategy helps close the gender investing gap and supports long-term financial ...
Are you working in your partner’s business or managing your household without ever seeing a paycheck? Invisible labor isn’t just “help.” It’s work. And without clear financial boundaries, it can quietly cost you your independence, security, and future. In this episode, you’ll learn: What counts as invisible labor and why it matters more than you thinkThe hidden financial and legal risks of working in a partner’s business without agreementsA step-by-step path to make your work visible, valued,...
Are you investing in Europe without knowing your local tax benefits? You could be handing over thousands in avoidable taxes simply because no one told you what to look for. In this episode, you’ll learn the four main types of tax-advantaged investing tools available in many European countries. Whether you’re just getting started or already have money in the market, understanding how to legally reduce your tax bill is a game-changer especially for women who want to grow their money safely and ...
Is your money system with your partner actually fair or just equal on paper? You plan your life together. But what about your finances? If you’ve ever felt awkward bringing up money, uncertain about your contribution, or secretly resentful of your current setup… you’re not alone. This episode breaks down the emotional and practical layers of money inside relationships especially for women who want more autonomy, clarity, and calm. You’ll learn: The 3 common financial regimes couples use — and...
Ever thought, “I’ll invest once the market feels safer” and then waited a little longer than you planned? In this episode, we unpack why trying to time the market feels responsible especially for smart, driven women but can quietly sabotage your long-term wealth. In this episode, you’ll learn: How missing just a few of the market’s best days can erase years of potential growthThe behavioral biases that make waiting feel safe even when it isn’tHow to invest with confidence and discipline...
Money isn’t just numbers. It’s safety, power, trust and that’s why talking about it can feel so hard. In this episode, we unpack: → Why money conversations turn awkward or explosive (even in loving relationships) → The 3 mistakes that silently damage financial trust → How to start a calm, honest money conversation even if you’ve avoided it for years If you’ve ever: • swallowed your questions • waited until a fight • or felt “bad” for bringing money up This episode will change how you see the ...
Before you invest a single euro, there’s one thing that can quietly destroy your returns: taxes. In this episode, we uncover the 5 types of taxes that affect investors in Europe, the ones most women only discover after they’ve already lost money. You’ll learn: → Why two women buying the same investment can end up with very different results → The tax traps that hit expats, movers, and cross-border lives the hardest → Why your country, not your strategy, is often the biggest risk → And what yo...
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