Infinite Banking Initiative (IBI)

There’s a lot of information out there about the Infinite Banking Concept. But some of the language can make things more confusing than they need to be. Does taking more policy loans grow cash value? Is the car you finance really “free”? And what actually increases cash value? Leigh Barganier and David Stearns walk through several common statements about IBC and explain what’s true, what’s false, and where the confusion comes from. Stay Connected: 🌐 Visit us: www.infinitebanking.org 📖...

What does it really mean to Become Your Own Banker®? The difference between a bank and a banker may seem small, but it points to an important part of Nelson Nash’s teaching. Becoming your own banker is about learning a role, making financial decisions, establishing your own rules, and having the discipline to follow them. In this episode, Leigh Barganier and David Stearns explore why that distinction matters, how policy loans fit into the process, and why becoming your own banker is somethi...

There’s more to the Infinite Banking Concept® than life insurance, cash value, and policy design. When the focus stays on the numbers or selling a policy, it can be easy to miss the bigger picture. After 21 years of knowing Nelson, Doug Jones shares his perspective on the ideas behind Nelson’s work and why changing the way we think about money, work, discipline, and life is part of understanding the concept beyond its mechanics. What You'll Discover • What can get overlooked when IBC become...

Barry Brooksby spent more than 25 years in the financial industry. He started out selling VUL and talking about 12% and 18% returns. His experience eventually took him in a different direction, and today he uses high cash value whole life policies for real estate, business opportunities, and family needs. What changed his perspective? Barry shares what he discovered about guarantees, control, and using these policies in his own life, along with some of the pushback he hears from people who ...

Many people have read Becoming Your Own Banker. Far fewer understand what it takes to become an Authorized IBC Practitioner. In this episode of the Infinite Banking Initiative, David Stearns and Leigh Barganier take you behind the scenes of the Nelson Nash Institute’s Authorized IBC Practitioner Program. They discuss why the program was created, what it takes to earn the Authorized IBC Practitioner designation, and why education, mentorship, and a strong foundation in Nelson Nash’s teachings ...