Claim OwnershipLatino Financial Education, Investing & Wealth Building: MoneyChisme
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© 2025 Latino Financial Education, Investing & Wealth Building: MoneyChisme
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Welcome to Money Chisme, the go-to show for Latinos ready to take control of their financial future! Whether you're learning about investing for beginners, building generational wealth, or launching a side hustle, this podcast is designed to empower our comunidad with the tools and strategies to thrive. I break down the essentials of personal finance, real estate investing, and entrepreneurship in the Latino community, helping you grow your money while staying connected to your roots.
My mission is to close the racial wealth gap by sharing relatable success stories, practical advice, and wealth-building tips tailored for Latinos. Whether you're dreaming of financial independence or growing your business, we’ve got you covered. Tune in, level up, and let’s build the future we deserve—together!
109 Episodes
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Share Your Thoughts! Let's give the gift of financial literacy and financial empowerment this holiday season. In this episode I share my favorite money books that you can gift to someone you know or yourself! The best part? They are all Latina, Black and minority authors! So if you are looking to support minority businesses this year, gift a loved one or friend one of these books! Get the full chisme and more on the blog! https://moneychisme.com/powerful-money-books-by-women-of-color-to-gift-...
Share Your Thoughts! In this episode rerun, I reflect on how changing my mindset and view on what wealth means, changed my life. We grow up thinking wealth means a big fancy house and car. That we need luxurious bags, shoes and clothes. But it may not really be YOUR idea of wealth. You may have been influenced to think that is what success is. But it may just mean a slow paced life. What does wealth mean to you? How does it look like? Support the show Sign Up for the MoneyChisme & Raíces...
Share Your Thoughts! Now more than ever, there are financial traps being set that are designed to keep you broke. Especially with the holiday season and news of 50 year mortgages and 15 year car loans. Here is how to spot financial traps and how to avoid them so you can make better financial decisions. Mentioned in this episode: 50 Year Mortgage Loans and Fannie Mae Update https://youtu.be/vISX6-OOAT4?si=3_IAEvxi-84PWs0M Money Books I recommend: https://www.amazon.com/shop/moneychisme/l...
Share Your Thoughts! The 'Big Beautiful Boycott' is a response to the political and economic challenges faced by communities during the holiday season. I talk about the importance of resisting consumerism, reimagining holiday traditions, and supporting local initiatives. The discussion also highlights the need for financial empowerment as a form of resistance against systemic issues affecting marginalized communities. Key Takeaways The holiday season is heavily impacted by political and econo...
Share Your Thoughts! Big changes are coming to your taxes in 2026—pero no te me asustes. In this mini episode, I break down the IRS updates to standard deductions, tax brackets, earned income credit, childcare credits, and health flexible spending accounts. But this isn’t just a boring tax update. It’s your chance to plan smarter, save more, and build generational wealth like a jefa. If you're a cycle-breaker Latina navigating dinero decisions while supporting your familia, this episode is yo...
Share Your Thoughts! If you're a business owner, at some point you may ask yourself, "Should I start a podcast to promote my business?" In today's episode, Mafe Salazar, a podcast producer shares her insights on how to effectively use podcasts as a tool for business growth. Mafe shares her journey into podcasting, the role of a podcast producer, and the significance of defining clear goals for a podcast. She emphasize the importance of understanding the podcast's purpose, effective enga...
Share Your Thoughts! Basiliso Moreno discusses the challenges faced by the sandwich generation, particularly in caregiving for aging parents while managing their own families. Basiliso shares his personal journey, highlighting the emotional and financial strains of caregiving, the importance of planning for healthcare needs, and the resources available for financial support. He explains the cultural aspects of caregiving in the Latino community and offers practical advice for those navi...
Share Your Thoughts! How my emergency fund saved me during a rental property flood, unexpected RV tire blowout, and one of the hardest moments of my life: putting my dog of 12 years to sleep. I unpack the difference between savings vs emergency fund, why we feel guilty spending money we “worked so hard to save,” and how that fund is not meant to just sit there. Plus I share a few tips: Why your emergency fund isn’t just for showHow to start one without overwhelmThe must-have emergency f...
Share Your Thoughts! Ever rolled out a tortilla that looked like Texas but still tasted like abuela’s love? That’s your financial journey. Messy edges, uneven steps, sometimes too thick, but still warm, real, and so worth it. In this episode, I get real about the pressure to have the “perfect” money plan, and why embracing your imperfect, irregular journey is actually where the flavor is. This one's for my perfectionists, my recovering overthinkers, and anyone feeling behind. Porque aunque la...
Share Your Thoughts! If you spend any time online, you’ve probably heard it: “Real estate investing is evil.” “Landlords are greedy.” “Owning property means you’re part of the problem.” And honestly? I grew up believeing that too. There’s no denying that there are landlords out there who only care about squeezing every last penny out of their tenants. We've seen the headlines—rent hikes, neglected repairs, unfair evictions. The bad players give real estate a bad reputation, and for a long tim...
Share Your Thoughts! We made it to 100 episodes, y’all! In this special episode, I’m taking a moment to reflect on the journey, highlight some of the most powerful guest moments, and share the biggest money lessons we’ve learned together. From breaking generational cycles to building wealth con propósito, this episode is a love letter to our comunidad and every guest who's dropped gems along the way. Whether you’ve been here since episode 1 or just found us—gracias for being part of the journ...
Share Your Thoughts! What does it take to break free from survival mode and start building real wealth? Miriam Simon, CEO of Mi Si Coaching and Consulting, reveals her 25-year journey from entry-level positions to corporate executive leadership. She shares her powerful philosophy of honoring "your yes" – making decisions that align with your own values rather than others' expectations. This principle guided her from difficult beginnings to creating new leadership roles and eventually founding...
Share Your Thoughts! After 14 years of military service, I’m finally doing what many dream of—building our own homestead in Texas. On 10 acres of land filled with mesquite and cactus, we're creating a slower, freer life on our terms. Military life taught me stability, but building a homestead, as a First Gen Latina had some challenges. In this episode I share my decision to build a manufactured home instead of a barndominium and the costs that go along with it. From deciding to leave t...
Share Your Thoughts! Many new Latino Real Estate Investors feel stuck before they even start their real estate investing journey. That nagging voice in your head questioning your abilities or resources isn't just annoying—it's a limiting belief actively holding you back from building wealth. As a first-gen Latina investor, I've battled these mental barriers firsthand. The truth is, these limiting beliefs—"I need to have it all figured out," "I don't have enough money," "ambition is selfish," ...
Share Your Thoughts! Lindsay Barrientos shares her journey from Peruvian immigrant to real estate investor, showing how regular people can build wealth through property investment even without massive capital or experience. Her story proves that our community can overcome financial barriers and cultural money mindsets to create passive income streams and build generational wealth. • Born in Peru and immigrated at 16, learning English and American financial systems simultaneously • Used...
Share Your Thoughts! Have you ever had life completely derail your carefully constructed financial plans? That pivotal moment when reality forces you to completely reimagine what you thought your future would look like? What do you do next? This episode is for my First Gen wealth builders who are navigating financial uncertainty and who've worked relentlessly to overcome barriers only to face new obstacles. I share my own recent dilemma of being forced to pivot with these uncertain economic ...
Share Your Thoughts! What happens when a successful attorney discovers she has the financial literacy of a teenager? Attorney Heather Reese's journey from financial blindness to rebuilding her life after divorce at age 32 offers a raw, honest look at how money silence can impact anyone—regardless of education or career status. Heather's story challenges the polished narratives often presented by financial influencers, offering instead a messy but authentic journey of rebuilding. "If a lawyer...
Share Your Thoughts! Jhoanna Astudillo shares her journey from Ecuador to the US, highlighting how first-generation Latino immigrants often lack financial literacy while unconsciously developing money habits that influence future generations. Her personal story reveals how cultural backgrounds shape our relationship with money and the importance of changing narratives for our children. • Experiencing the "ghost in the country" phenomenon when denied credit despite having savings • Catching h...
Share Your Thoughts! La incertidumbre económica y el alto costo de vida exigen ajustes estratégicos para mantener la estabilidad financiera sin perder nuestros valores culturales. En tiempos difíciles, mantenerse educadx financieramente es un acto de resistencia. • Reconoce el estrés económico, pero no te desconectes de la información • Tómate pausas para procesar emociones antes de volver a la acción • Ajusta decisiones grandes como mudanzas o cambios de carrera • Prioriza ...
Share Your Thoughts! Economic uncertainty is creating financial anxiety for the Latino community, but we can take practical steps to reduce stress and regain control during these challenging times. The key is acknowledging our feelings while developing new strategies to navigate rising costs, stock market volatility, and potential recession. • Face economic reality without letting it overwhelm you • Adjust your financial plans and consider scaling back major purchases • Learn financial liter...
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