The Mortgage AI Podcast

Send us Fan Mail The mortgage industry has a bad habit of taking new technology and forcing it to fit processes that should have been rebuilt years ago. AI can make that mess move faster. It can also give us an opportunity to rethink how mortgage origination should work from the ground up. In this episode of The Mortgage AI Podcast, I sit down with Oren Michaely, CEO and co-founder of Elio Mortgage. Oren worked at Microsoft Research and helped with the Microsoft and OpenAI collaboration befor...

Send us Fan Mail Most mortgage professionals are using AI to write emails, create social posts, summarize documents, and complete a few isolated tasks faster. Jonathon Haddad is building it into the operating system of his business and his life. In this episode of The Mortgage AI Podcast, Jonathon shows me an AI-powered neural network that connects his text messages, emails, meetings, social media conversations, contacts, and tasks. It remembers conversations, updates his to-do list, and prep...

Send us Fan Mail Frazier welcomes Michael McAlister as a co-host on the Mortgage AI Podcast and explains the transition from The MLO Project to focus on AI. They discuss the difference between “AI agents” (a tool that automates specific tasks) and “agentic AI” (an approach where AI is embedded with autonomy across business functions). Miguel describes moving beyond prompt-based assistants to workflows where AI monitors stages, reviews files, drafts communications, and updates systems, w...

Send us Fan Mail How Jason Kindler Uses AI to Create Real Leverage in Mortgage In the first guest episode of the Mortgage AI Podcast, Frazier interviews mortgage broker owner and producing LO Jason Kindler of First Coast Mortgage Funding (400–500M annually) about what the mortgage industry misunderstands about AI and how to use it for real business leverage. Jason says most people still see AI as prompting for images, are distracted by shiny objects, or are afraid to dabble, and he emphasize...

Send us Fan Mail Stop Paying $40 to Win $1: Avoid Rent-Seeking With AI in Mortgage In the first episode of the Mortgage AI Podcast, Frazier introduces the transition from the MLO Project to the Mortgage AI Podcast and explains his goal of helping loan officers use AI to create real leverage, not just surface-level hype. He shares a game-theory example from economist Martin Shubik’s 1971 “$1 bill auction,” where rational bidding escalates until people pay far more than the prize a dynami...