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NoBS Wealth®

Author: Stoy Hall, CFP®

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Welcome to the NoBS Wealth Podcast, where we cut through the noise and tell the truth about money. Not the cute truth. The real truth. The kind that makes you pause, get uncomfortable, then finally do something different.


I’m Stoy Hall, Certified Financial Planner and founder of Black Mammoth. This show isn’t built for people who want motivation. It’s built for people who want outcomes. Especially women, minorities, LGBTQ folks, and business owners who are tired of being talked down to, sold to, or fed recycled advice that doesn’t fit real life.


Here’s what we do differently.


We don’t spend 10 minutes on bios. We get straight to the topic and we go deep. Every episode follows a simple structure so you leave with clarity, not content consumption.


What’s happening
What’s the real problem and why does it matter right now.

What the media and society are screaming about
The hot takes, myths, half-truths, and fear cycles that keep people stuck.

The expert lens
Not theory. Not generic tips. How real professionals actually work with clients when things get messy. The frameworks, the mistakes, the hard truths.

The plan
Real steps you can take in the next 7 days, 30 days, and 90 days. 


This show is for you if you’ve ever thought:

"I’m making money but I still feel behind."
"I’m running a business but cash flow feels like a constant fight."
"I don’t come from money and I’m tired of learning the hard way."
"I’m exhausted from financial anxiety and I need a plan that holds."


We talk about investing and taxes, yes. But we also talk about the stuff most finance podcasts avoid: shame, pressure, identity, family expectations, survival mode, and why your nervous system can hijack every good intention you have.


You’ll hear conversations with the NoBS Collective, a vetted group of up to 31 professionals across money and real life. Tax pros, attorneys, therapists, lenders, advisors, and operators who actually give a damn about people. Not clout. Not hype. Results!


If you want to build real wealth, you don’t need more noise. You need truth and a plan.


Hit follow. Listen weekly. Come ready to feel seen, called out, and leveled up.

Visit nobswealth.com to catch the latest episodes and join the movement.


And yes, we can get explicit around here. If that bothers you, you’re probably in the wrong place.

237 Episodes
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What happens to your business if you get hurt? Not die, get hurt. Sidelined for 90 days and unable to do the thing only you can do. Most business owners have no answer, and that’s the whole problem. This week Stoy Hall, CFP® brings Maxwell Schmitz back on the show, the guy we’re officially crowning the Disability King, to talk about the protection almost nobody plans for: your own income. Because here’s the uncomfortable math Maxwell drops straight from Social Security, a 20-year-old entering...
Your business is your baby, so you grind at it 24/7. But here's the gut check: if you took two weeks off, would it survive, or would it fall apart without you? If the honest answer is "it'd fall apart," that's not a business. That's a job you built for yourself, and you're the only employee who can't quit. This week Stoy Hall, CFP® brings Gabriel Langley back on the show to talk about the thing most owners never fix: building a machine that runs without you, instead of grinding harder and cal...
Kristina Hall woke up on a Tuesday and 15 years of Instagram was just gone. Hacked. Over 10,000 followers, wiped. Most people would spiral. Kristina, a social media strategist 16 years into the game, did something different. She treated herself like a brand new client who'd never posted a day in her life, and rebuilt from zero. In 30 days on a brand new account she racked up 36,000 views and cracked what the algorithm actually rewards right now. This episode is the playbook she pulled out of ...
He told the court his business made $40,000 a year. It was worth $20 million. That's the case Jamie Lima opens this episode with, and it's every business owner's divorce in one story. A "little side gig" doing grading and stonework, $2 to $3 million in top line revenue, five vehicles and a Polaris on the balance sheet, the kids' braces written off as a business expense. His wife walked in believing they made $40K a year. She walked out a creditor of a multimillion-dollar company. This week St...
You didn't start your business to live in your inbox. So why does everything still run through you? Every decision, every approval, every client question, every fire, it all routes back to one brain. Yours. That's not a discipline problem. That's a design problem. And no amount of hustling harder is going to fix a business that's structurally leaking your time. This week Stoy Hall, CFP® sits down with Claire French, Operations Consultant & Business Manager and founder of CECO. From Sydney...
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