DiscoverDisrupt Your Money: Liberation through Financial Education for Marginalized Business Owners
Disrupt Your Money: Liberation through Financial Education for Marginalized Business Owners
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Disrupt Your Money: Liberation through Financial Education for Marginalized Business Owners

Author: Meg K. Wheeler

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Disrupt Your Money is the unapologetic money podcast for marginalized small business owners who know that wealth building is a revolutionary act.


If you’ve ever wondered how to:


  • Build a profitable, sustainable business that funds both today’s needs and tomorrow’s generational wealth
  • Navigate systemic barriers while accessing the capital, resources, and opportunities you deserve
  • Align your money moves with your values and community impact
  • Protect your financial power in a system that was never designed for you to succeed


…you’re in the right place.


We believe economic equity is the key to reclaiming our financial power—and that dismantling and rebuilding our money systems is just as critical as making sales or filing taxes. Every week, we break down practical, shame-free strategies to help you grow, protect, and pass on wealth, so you can create a legacy that outlives you.


From pricing and profit strategies to money mindset and systemic change, we’ll talk about the real issues—without the jargon, judgment, or boring finance-bro vibes. 


Whether we’re unpacking tax tips, demystifying investments, or calling out inequities in the financial system, our mission is simple: help you use your money to disrupt the status quo and build an equitable future.


Your business is more than income—it’s a tool for liberation. Let’s use it.


SUBMIT YOUR QUESTIONS HERE equitablemoneyproject.com/podcast

32 Episodes
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In this episode of Disrupt Your Money, we call BS on hustle culture—the toxic myth that being exhausted is somehow a badge of honor. Spoiler alert: it’s not. It’s capitalism doing what capitalism does best—keeping us too tired to question it. Through real talk, personal stories, and a few spicy historical receipts, we break down why rest isn’t lazy—it’s revolutionary. You’ll learn how rest fuels wealth, power, and actual sustainability (not just another burnout cycle dressed up as “success”)...
Some days it feels like the whole world is on fire and everyone in charge is insisting it is just a warm glow and you should smile more. If you have been wondering whether you are overreacting to the news, the policies, the creeping cruelty, this episode is here to remind you that you are not crazy. In this episode of Disrupt Your Money, Meg talks about what it means to live, work and make money in a time when authoritarian vibes are not just history book material. She dives into how economic...
Most of us were taught that talking about money is rude, dangerous or selfish. So we keep quiet, guess in the dark and then blame ourselves when things feel hard. In this episode of Disrupt Your Money, Meg digs into how that silence around money actually serves the systems that benefit from our confusion, not us or our communities. She looks at the family stories, cultural expectations and shame scripts that keep us from asking questions, sharing real numbers or telling the truth about what t...
Who decided “high net worth” starts at a certain dollar amount in an investment account, and why do so few of those definitions include us in the picture? In this episode, Meg takes apart the idea of being “high net worth” and asks a bigger, better question instead: what does wealth actually mean for our communities? She looks at how the financial industry use labels like “mass affluent” and “HNW” to decide who gets access and support, and how those labels were built on stolen land, unpaid la...
When you picture wealth, what do you see? If it’s a tug-of-war between “take care of my people” and “don’t sell my soul,” this episode is for you. In this episode of Disrupt Your Money, Meg digs into what it really means to build wealth without selling out—especially when you care deeply about justice, equity, and community. You’ll learn how to align your prices, partnerships, growth plans, and even your definition of “success” with your values. This isn’t about being a martyr or being ...
Trying to grow a business when you can’t get to the money you need? That’s not a personal failure—that’s a design feature of our financial system. In this episode of Disrupt Your Money, Meg talks about access to capital: who gets approved, who gets shut out, and why “just build your credit” is a lot more complicated (and biased) than it sounds. Meg walks through the receipts on how banks, credit scores, and venture capital decide who’s “worthy” of funding—often before anyone even looks ...
If you’ve ever been told “if you can’t beat the system, join it” and felt your whole body go NOPE—this one’s for you. Meg digs into a hard truth: most of the systems we move through every day—money, tax, healthcare, education, “justice”—were never designed to make space for us. They were designed to protect wealth, maintain power, and then gaslight us into thinking our struggles are personal failures instead of predictable outcomes of a rigged game. In this episode, you’ll hear how that riggi...
When you hear “DIY entrepreneur,” what do you picture? Because somehow it’s scrappy and admirable for some people, and reckless or “unprofessional” for others. In this episode of Disrupt Your Money, we’re unpacking the double standard baked into entrepreneurship: why marginalized business owners are expected to bootstrap forever, learn everything themselves, and “just Google it,” while others are encouraged (and funded) to outsource, scale, and get support early. We talk about how the glorifi...
In this episode of Disrupt Your Money, we pull back the curtain on the One Big Beautiful Bill Act (OBBA)—the shiny new “tax relief” law that’s being sold as a gift to families and small business owners… while quietly shoveling billions toward corporations and high-income households. Spoiler: the marketing doesn’t match the math. Meg walks through what actually changed in OBBA. From the SALT cap drama to the child tax credit tweak, she shows you who really wins and who’s getting crumbs. Instea...
Most people would rather talk about sex than talk about their bank account. And honestly? Fair. Because when you don’t know your numbers, looking at them can feel like peeking into a financial jump-scare—you’re bracing for something awful. But here’s the truth: the fear isn’t in the numbers. The fear is in avoiding them. In this episode of Disrupt Your Money, we break down why knowing your numbers isn’t about spreadsheets, shame, or being “good with money.” It’s about liberation. It’s about c...
When you hear the word wealth, who comes to mind? If your answer isn’t you—you’re not alone. In this episode of Disrupt Your Money, we unpack what equitable wealth really means and why reclaiming it is one of the most radical, empowering moves we can make with our money. Because wealth as we know it? It’s not neutral. It’s political, it’s personal, and it’s been intentionally kept out of reach for too many of us for too long. Through real stories and sharp truth-telling, we break down how fi...
In this episode of Disrupt Your Money, we're diving deep into our inherited money stories and how they shape our financial behaviors as adults and how scarcity and shame around money impacts our financial lives. And of course we're touching on systemic issues such as the racial wealth gap and the political manipulation of scarcity. But we're not leaving you hanging - we're also sharing actionable steps to identify and rewrite your inherited money scripts to create a healthier, more empo...
Dave Ramsey has built an empire on “tough love” money advice. But what happens when that advice is rigid, shame-based, and completely ignores things like privilege, trauma, or the actual cost of living in 2025? In this episode of Disrupt Your Money, Meg sits down with financial wellness coach Katy Chen Mazzara, creator of Financial Freedom for Creatives, to unpack the impact of Dave Ramsey–style personal finance on real humans—especially creatives and marginalized folks. You’ll hear how to ke...
If you’ve ever felt guilty for wanting to make good money doing healing work, this conversation is for you. Meg sits down with licensed marriage and family therapist Tiffany McLain, LMFT to talk about raising fees in a way that’s ethical, boundaried, and actually includes the therapist in the definition of “care.” They unpack the tension between “I want to help people” and “I also need to pay my bills, rest, and not resent my work.” This is a love note to therapists, social workers, and helpe...
If the phrase “investing in the stock market” makes your brain want to nope out of the conversation, this one’s for you. Meg sits down with financial educator and Money Bear podcast host Chloe (CloBear Money Coach) to talk about lazy investing—the simple, boring, low-drama strategy that actually works. Instead of day trading, stock-picking, or trusting some guy in a vest who won’t explain anything, Chloe breaks down how to build a long-term investing plan that’s automated, sustainable, and do...
The IRS is nobody’s idea of a sexy topic. But if you’re a small business owner—especially from a marginalized community—what happens to the IRS is absolutely a money issue. In this episode of Disrupt Your Money, Meg breaks down what’s really at stake when the IRS is weakened: who benefits when it’s defunded, who ends up under the microscope instead, and how that shifts the tax burden onto small business owners and working people. This isn’t just about “bureaucracy”—it’s about fairness, audits...
Some people say our government is “broken.” Meg’s here with a spicier take: it’s working exactly as designed—for corporate interests, not for you. In this episode of Disrupt Your Money, she goes full rage-with-receipts on dysfunctional government: the disinformation machine, the unqualified agency heads, the lobbying circus, and the “greatest hits” of corporate greed that turned our laws into a playground for billionaires. This isn’t chaos by accident—it’s a well-oiled profit engine. Then she...
Money isn’t good or bad—it’s power. And in a world where the economy was never built for most of us, that power can either quietly uphold the status quo… or help dismantle it. In this episode of Disrupt Your Money, Meg breaks down how every dollar you earn, spend, save, or invest is a tiny vote for the kind of world you want to live in. From where you shop to how you price your work to the way you pay your people, your money is already doing political work—whether you mean it to or not. You’l...
In this episode of Disrupt Your Money, we’re tearing into Trump’s full-on war against Diversity, Equity & Inclusion—and why it’s not just a culture-war soundbite, it’s a direct hit to your money, your safety, and your community. We break down how a handful of executive orders and budget cuts are quietly gutting the systems that helped women, Black, Brown, Indigenous, queer, disabled, and other marginalized entrepreneurs access capital, contracts, and opportunity. Then we shift...
In this episode of Disrupt Your Money, we sit down with personal finance powerhouse Bernadette Joy to blow up the myth that paying off debt means sacrificing joy, self-care, and everything that makes life actually feel good. As a first-gen Filipina-American and eighth of nine kids, Bernadette went from $300,000 in debt to building a seven-figure net worth. Through real talk, lived experience, and a decade of experiments with habits and routines, Bernadette breaks down why negotiating, raising...
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