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Pink Money Podcast is a financial education show for LGBTQ+ listeners ready to take control of their money — and their future.
Hosted by Jerry Williams, a veteran financial professional and advocate, each episode delivers smart, practical guidance on budgeting, debt, investing, retirement, estate planning, taxes, and legacy-building.
💬 Real money talk — from a queer perspective.
⚠️ Disclaimer: The Pink Money Podcast is for educational and entertainment purposes only. It reflects personal opinions and experiences and does not constitute legal, financial, or investment advice. Always seek guidance from a qualified professional regarding your unique situation.
🎵 All music content is credited to the original creators. No copyright ownership is claimed.
© 2025 Jerry Williams | Pink Money Podcast. All rights reserved.
52 Episodes
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In this episode Jerry talks about being single and alone and struggling financially what can you do? He offers some practical steps to help move you forward from the basics like taking stock of your financial situation and personal capabilities and skills, to developing necessary documents like a simple Letter of Instruction to help locate accounts, friends and relatives. Additionally he gives some ideas of ways to think about improving your life by vocational training, education, and using y...
403(b) plans confuse a lot of people - and so do the mysterious 457 plans. If you're lucky enough to have access to one (or both), you'll thank yourself later. SEO tags Core teacher retirement planeducator finances403b457b403b vs 457bpublic school benefits💬 Have a question or comment? Contact Jerry here
Ever feel like you’re juggling seven due dates, five interest rates, and one constant headache? In this episode, Jerry breaks down what a consolidation loan actually is (spoiler: it’s usually just a personal loan), how it works, and why it can simplify your life—especially when credit card debt starts feeling unmanageable. We’ll cover unsecured vs. secured options, how your credit score impacts rates, why credit unions may offer better pricing, and what to watch for before you sign anything. ...
Congress just passed what they’re calling the “One Big Beautiful Bill” — and 2025 is officially your do-it-now year for tax planning. In this solo episode, Jerry breaks down what everyday listeners (especially seniors, working families, and folks living on tips or overtime) need to know before big changes hit in 2026. We’ll talk about the new $6,000 senior deduction, how charitable giving is going to get less generous, what “no tax on tips and overtime” really means, and why reporting all you...
So many women are told “don’t worry, he’s taking care of it” — right up until the moment the money’s gone. In this episode, Jerry welcomes back his friend and longtime finance pro Grace for a candid conversation about why women so often feel intimidated around money and how to change that, starting today. Jerry shares real-life stories: a woman inheriting $200,000 and unsure what to do next, another terrified her brother (with power of attorney) is draining their father’s accounts, and widows...
In this episode of Pink Money, Jerry Williams tackles a deceptively simple financial question: What’s the smartest move for an extra $500 a month? Should you pay off your mortgage early, invest in the market, or buy a second home to generate income? Jerry breaks down the pros and cons of each path—from the emotional security of being mortgage-free to the risks and rewards of the stock market, to the real-world headaches (and potential profits) of becoming a landlord. Along the way, he shares ...
Fraud doesn’t always look like a Ponzi scheme. Sometimes it’s a smooth voice, a business card, and a “don’t worry, I’ve got it.” In this episode, Jerry unpacks how advisor misconduct happens—from misusing client funds to risky bets that go bad—and why the fallout can reach far beyond your portfolio and straight into your credit report. You’ll learn the red flags to spot, how to “trust but verify” with large vs. small firms, and the practical steps to lock down your identity and credit so one ...
Jerry opens Season 6 with a timely reflection on self-worth and spending habits. Inspired by a tire blowout and a chat with a fellow driver, he explores how the cost of vehicles — and vanity — can derail financial goals. Through practical budgeting rules and a clear explanation of opportunity cost, he shows how redirecting money from depreciating assets toward investments or emergency savings can transform your financial trajectory. The episode wraps with updates to the Pink Money Podcast web...
Target has been under fire for its Pride displays — from merchandise being ripped down to employees harassed and media voices calling for boycotts. In this episode, unpacks the controversy around Target, Bud Light, and corporate Pride backlash. You’ll hear: Why stock price swings don’t mean a company is collapsing.The difference between unrealized gains/losses and actual losses.Why most analysts still recommend Target as a solid long-term buy.How Pride support in corporate America has evolve...
It’s the Season 5 finale of Pink Money! In this episode, Jerry breaks down one of the most misunderstood topics in personal finance: how taxes actually work. From U.S. progressive brackets to global flat tax systems, Jerry explains why your last dollar doesn’t put your whole paycheck in a new bracket, why deductions matter, and why “simple” tax systems aren’t always fair. Along the way, he highlights how states like Texas balance no income tax with high property and sales taxes, why federal c...
Jerry welcomes entrepreneur and author Gregory True, whose new book Proud Wealth: Building Abundance on Your Own Terms guides LGBTQ+ listeners through the A-to-Z of personal finance. 📚 Get the book on Amazon Gregory shares the personal story behind the book — the loss of his husband — and why estate planning, powers of attorney, and other legal documents are essential for queer couples. We also talk about tackling debt without shame, first steps for 20-somethings, choosing queer-competent adv...
Jerry pulls back the curtain on those nonstop ads for “mortgage protection” and “no-exam” life insurance. He walks through a real-world experiment comparing quotes from Ethos (no medical exam), USAA, and a broker (Big Lou/Pacific Life), showing how underwriting, company ratings, and policy type (term vs. permanent) can swing your cost—and your family’s outcome—by hundreds of dollars a month. You’ll learn why “guaranteed issue” TV policies often cost more for far less coverage, what waiting-pe...
From Jerry explores the real impact of rising prices, inflation, and tariffs—from simple t-shirt math to the historical bread lines of Weimar Germany. He explains how costs trickle down to consumers, why shortages fuel chaos, and how history shows us the dangers of runaway inflation. More, he offers practical advice for protecting your finances today: build an emergency fund, cut high-interest debt, and take control where you can—whether through smarter budgeting, side hustles, or planning ah...
From wills to insurance to savings, here are 5 money moves you’ll regret not starting today. 💬 Have a question or comment? Contact Jerry here
In this thought-provoking episode of Pink Money, host Jerry Williams dives into the real numbers behind America’s leading causes of death—from smoking and heart disease to suicide and substance abuse—and explores how these realities impact the LGBTQ+ community in unique and devastating ways. Jerry unpacks health disparities, discrimination, and the ongoing threats of hate-filled rhetoric from those who weaponize religion and politics against queer lives. He reflects on personal stories of com...
In this Pride Month episode of Pink Money, host Jerry Williams reflects on the emotional and financial challenges of breakups—sharing personal stories of how money habits, debt, and resentment can intensify the stress of separation. Jerry explains how tracking expenses, setting common goals, and building financial independence can make or break a relationship, and why developing good money habits is essential both together and apart. He also explores the bigger picture: what it means to live ...
In this episode of Pink Money, Jerry Williams tackles a common workplace shock: automatic 401(k) enrollment. When a listener panics after finding their paycheck suddenly smaller, Jerry explains why employers are allowed to do this, how automatic contributions work, and why it’s ultimately designed to benefit you. From target-date funds to money markets, pre-tax vs. Roth contributions, and employer matches, Jerry breaks down how to make the most of your retirement plan. He also shares practica...
Jerry talks about EOY distributions from your investment company, what you should start thinking about regarding payouts for dividends and capital gains, along with the current tax rates. 💬 Have a question or comment? Contact Jerry here
In this episode of Pink Money, Jerry Williams shares his surprising experience using ChatGPT as a financial planning tool. From creating a debt payoff strategy in seconds—comparing the “debt avalanche” vs. “debt snowball” methods—to suggesting investment options for as little as $60 a week, Jerry explores how AI can deliver practical, actionable financial insights. He highlights the pros and cons, explains why ChatGPT’s speed and specificity are eye-opening, and discusses how this technology ...
In this episode of Pink Money, Jerry Williams cuts through the noise of nonstop commercials about “dual eligible” Medicare plans and explains what’s really going on during open enrollment. He breaks down the difference between Medicare and Medicaid, what “dual eligible” actually means, and the key parts of Medicare—A, B, C, and D—so you can better understand your options. Jerry also explains the role of Medicare Supplement plans, how Advantage plans work, and why timing matters when it comes ...
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