A Wealthy Life

In this episode, I take a closer look at why cash flow is becoming the ultimate king in property investment, especially in England. With the country facing a housing shortage and rental demand consistently high, it's clear that investors need to approach their investments with a solid, long-term strategy. We break down supply and demand, the impact of rising interest rates, and why having a clear exit strategy is more important than ever. Plus, I talk about how to manage the risks with smart rules and the importance of stress testing your deals. Vicki Wusche is a highly experienced property investor and financial coach with over 25 years in the industry. She specialises in helping landlords build resilient portfolios that are not only profitable but protected. Known for her straight-talking, practical advice, she focuses on risk management, compliance, tenant quality, and long-term strategy so landlords can grow wealth without unnecessary stress.   Expect to Learn: England's housing shortage boosts rental demand, especially in cities and commuter areas. Stay on top of changing regulations and treat compliance as part of your business. Test your investment at higher interest rates to avoid surprises. Focus on cash flow, not speculative gains, to stay secure during property value shifts. Have an exit plan for peace of mind, whether you're holding, refinancing, or selling. Build a cash buffer, get insurance, and work closely with your agents for security.   Episode Breakdown with Timestamps: [00:00] – Intro: Cash flow as the priority in England's housing crisis. [01:50] – Supply & Demand: Housing shortage drives rental demand. [04:27] – Investment Rules: Clear exit plans are key. [06:28] – Insurance: Protect with the right coverage. [08:48] – Rent & Inflation: Managing rent and voids. [10:06] – Investor Questions: Facts vs. headlines. [13:19] – Conclusion & Takeaways.   Follow the Host Vicki: LinkedIn: https://www.linkedin.com/in/vickiwusche/  Facebook: https://www.facebook.com/VickiWusche  Instagram: https://www.instagram.com/vicki_wusche/  Book a Call: https://bit.ly/BookVicki  Scorecard: https://vickiwusche.com/Scorecard  The Values Manual: https://bit.ly/ValuesManual Legislation update - C rating due 1/10/2030: https://bit.ly/Oct2030.   Listening Links:  Youtube:https://www.youtube.com/VickiWusche  Apple Podcast: https://podcasts.apple.com/nz/podcast/a-wealthy-life/id1617293196  Spotify: https://open.spotify.com/show/13lVRTAioD5mR4XUiylAk8 Escape the 9-5 through property - A complete course by Vicki Wusche: https://bit.ly/EscapeThe9-5NOW   

In this episode, Charlotte Rutter discusses how smarter borrowing strategies can empower property investors to thrive in 2026 and beyond. She explains the role of creative finance options like revolving credit, buy-to-let products, and development finance in helping investors build profitable portfolios despite economic challenges. Drawing from her experience at Roma Finance, Charlotte breaks down the nuances of leveraging finance and introduces a new innovative lending product aimed at investors. Charlotte Rutter is a Head of Partnerships and Marketing Manager at Roma Finance, specialising in tailored lending solutions for property investors. With extensive experience in creative financing, Charlotte helps investors navigate the complex property market and maximise their returns.   Expect to Learn: How smarter borrowing can shape the future of property investment. The role of revolving credit in property transactions. Why traditional buy-to-let lending may not be enough for some investors. Insights into creative property strategies, including refurb buy-to-let. How to build a successful property portfolio using the right finance products.   Episode Breakdown with Timestamps: [00:00] – Introduction [02:20] – Why Buy-to-Let Is Still Thriving   [05:09] – What Is Revolving Credit & How It Works   [10:01] – Real-World Examples of Using Revolving Credit   [11:55] – The New Refurb Buy-to-Let Product Explained   [16:00] – Planning, Professionalism & Avoiding BRR Pitfalls   [20:00] – Bridging Finance: Terms, Costs & Market Changes   [24:23] – Risk, Pricing & Why the Cheapest Rate Isn't Always Best   [26:59] – The Story Behind Roma Finance & Relationship Lending   [32:47] – How to Look Good to a Lender (And Vet Them Too)   [38:42] – Development Projects, Eco Homes & Site Visits   [46:43] – The UK Housing Crisis & Retrofit Opportunities   [54:25] – Final Insights: Professionalism, Confidence & Creative Strategy   Follow the Guest Charlotte: LinkedIn: https://uk.linkedin.com/in/charlotte-rutter-20154211 Company LinkedIn: https://www.linkedin.com/company/roma-finance/ Company Website: https://romafinance.co.uk/   Follow the Host Vicki: LinkedIn: https://www.linkedin.com/in/vickiwusche/  Facebook: https://www.facebook.com/VickiWusche  Instagram: https://www.instagram.com/vicki_wusche/  Book a Call: https://bit.ly/BookVicki  Scorecard: https://vickiwusche.com/Scorecard  The Values Manual: https://bit.ly/ValuesManual   Listening Links:  Youtube:https://www.youtube.com/VickiWusche  Apple Podcast: https://podcasts.apple.com/nz/podcast/a-wealthy-life/id1617293196  Spotify: https://open.spotify.com/show/13lVRTAioD5mR4XUiylAk8 Escape the 9-5 through property - A complete course by Vicki Wusche: https://bit.ly/EscapeThe9-5NOW   

In this episode, I discuss how property investment can serve as a stable, inflation-proof second income strategy, especially during times of economic uncertainty. Drawing on personal experience, I address the common fears about property investing and provide practical advice for creating a sustainable property portfolio that requires minimal time investment. Vicki Wusche is a highly experienced property investor and financial coach with over 25 years in the industry. She specialises in helping landlords build resilient portfolios that are not only profitable but protected. Known for her straight-talking, practical advice, she focuses on risk management, compliance, tenant quality, and long-term strategy so landlords can grow wealth without unnecessary stress.   Expect to Learn: Why property investment is a resilient income strategy during economic downturns. The importance of focusing on cash flow over speculative capital gains. How to mitigate risks such as bad tenants and repairs. The value of outsourcing tasks and working with professionals to reduce time commitment.   Episode Breakdown with Timestamps: [00:00] – Introduction: Assessing the Plan for Financial Freedom [02:10] – The Importance of Stress Testing Property Deals [03:56] – Risk Mitigation Strategies for Property Investment [05:00] – Time Management and Outsourcing for Busy Professionals [06:14] – Dealing with Bad Tenants and Repairs [06:35] – Knowledge Gaps and Resources for Property Investors [08:00] – How to tackle fears in property business [11:02] – Conclusion and Key Takeaways Follow the Host Vicki: LinkedIn: https://www.linkedin.com/in/vickiwusche/  Facebook: https://www.facebook.com/VickiWusche  Instagram: https://www.instagram.com/vicki_wusche/  Book a Call: https://bit.ly/BookVicki  Scorecard: https://vickiwusche.com/Scorecard  The Values Manual: https://bit.ly/ValuesManual   Listening Links:  Youtube:https://www.youtube.com/VickiWusche  Apple Podcast: https://podcasts.apple.com/nz/podcast/a-wealthy-life/id1617293196  Spotify: https://open.spotify.com/show/13lVRTAioD5mR4XUiylAk8 Escape the 9-5 through property - A complete course by Vicki Wusche: https://bit.ly/EscapeThe9-5NOW 

In this episode, I sit down with Scott Williams, an entrepreneur and property developer who shares his unique journey from a young, ambitious apprentice to a successful businessman. Scott walks us through his path in property development, how he shifted focus from being a traditional landlord to exploring more creative strategies like property trading, overages, and furniture leasing. We dive deep into his experiences, challenges, and the lessons learned along the way, offering invaluable insights for anyone interested in property and entrepreneurship. Scott Williams is a property investor, entrepreneur, and the founder of the property development show. With years of experience in property trading and development, he shares his real-world strategies and valuable lessons from both his successes and failures. Scott emphasises the importance of learning from mistakes, thinking outside the box, and always being prepared for unexpected challenges in the world of property investment.   Expect to Learn: How Scott navigated the property sector as a young entrepreneur, and the lessons he learned from both successes and mistakes. The importance of a creative mindset in property investment, and why Scott focuses on trading, overages, and leveraging other people's money. The role that mentorship and education played in shaping Scott's journey. How Scott adapted during the COVID-19 pandemic, selling his properties at the top of the market and shifting towards innovative business strategies. The mindset and values that drive Scott, and how they contribute to his success in business and life.   Episode Breakdown with Timestamps: [00:00] – Introduction: Scott's journey into property and entrepreneurship [03:05] – The beginnings of Scott's property career: From apprenticeship to first property [07:28] – Navigating school and finding his entrepreneurial spark [10:17] – The impact of family on Scott's drive and determination [13:50] – The turning point: Transitioning from property trading to furniture leasing and commercial finance [18:17] – The evolution of Scott's property strategy: Why he sold his properties and focused on flipping [28:41] – The reality of property development: Dealing with setbacks and creating opportunities [31:31] – Business lessons: Why hard work, consistency, and integrity matter in property and entrepreneurship [36:23] – Building a meaningful life: What drives Scott beyond money [39:23] – Final thoughts: Scott's values and how they guide his approach to work and life   Follow the Guest Scott Williams: LinkedIn: https://uk.linkedin.com/in/scottluiswilliams Website: https://propertydevelopershow.co.uk/ Company's LinkedIn: https://www.linkedin.com/company/property-developer-show/ Company's Instagram: https://www.instagram.com/propertydevelopershow/   Follow the Host Vicki: LinkedIn: https://www.linkedin.com/in/vickiwusche/  Facebook: https://www.facebook.com/VickiWusche  Instagram: https://www.instagram.com/vicki_wusche/  Book a Call: https://bit.ly/BookVicki  Scorecard: https://vickiwusche.com/Scorecard  The Values Manual: https://bit.ly/ValuesManual   Listening Links:  Youtube:https://www.youtube.com/VickiWusche  Apple Podcast: https://podcasts.apple.com/nz/podcast/a-wealthy-life/id1617293196  Spotify: https://open.spotify.com/show/13lVRTAioD5mR4XUiylAk8 Escape the 9-5 through property - A complete course by Vicki Wusche: https://bit.ly/EscapeThe9-5NOW

In this episode, Vicki Wusche discusses how property investment can serve as a stable, inflation-proof second income strategy, even amidst economic uncertainty and job market disruptions. Drawing from over 20 years of experience in property investment, she outlines how property can be leveraged for cash flow and offers insights on managing investments efficiently. Vicki Wusche is an experienced property investor, wealth strategist, and financial coach. Her practical approach helps individuals design sustainable property portfolios, generating consistent income streams. Vicki is known for advising her clients to focus on cash flow over speculative capital gains.   Expect to Learn: Why property is one of the most resilient investment strategies during economic downturns. How leveraging property for cash flow can secure a second income. The importance of starting small and focusing on cash flow. Practical steps for managing a property portfolio. The value of working with trusted professionals to streamline investments.   Episode Breakdown with Timestamps: [00:00] – Introduction: The Importance of a Secure Second Income [01:33] – The Impact of Economic Uncertainty on Income [03:46] – Why Property Investment Is Inflation-Proof [06:56] – Understanding Your Personal Finances and Setting Realistic Goals [08:54] – Building a Property Portfolio: Focus on Cash Flow [11:41] – Time Leverage and Building the Right Support Network [13:22] – Conclusion and Key Takeaways Follow the Host Vicki: LinkedIn: https://www.linkedin.com/in/vickiwusche/  Facebook: https://www.facebook.com/VickiWusche  Instagram: https://www.instagram.com/vicki_wusche/  Book a Call: https://bit.ly/BookVicki  Scorecard: https://vickiwusche.com/Scorecard  The Values Manual: https://bit.ly/ValuesManual   Listening Links:  Youtube:https://www.youtube.com/VickiWusche  Apple Podcast: https://podcasts.apple.com/nz/podcast/a-wealthy-life/id1617293196  Spotify: https://open.spotify.com/show/13lVRTAioD5mR4XUiylAk8 Escape the 9-5 through property - A complete course by Vicki Wusche: https://bit.ly/EscapeThe9-5NOW 

In this episode, Vicki Wusche sits down with former English teacher turned property investor Stephanie Batey to explore a bold question: Does school really prepare you for real life and entrepreneurship? From exam factories and rigid curriculums to neurodiversity, transferable skills, and financial literacy, this conversation challenges the traditional education model and its ability to equip young people for the modern world. Stephanie Batey is a former secondary school English teacher, property investor, author, and founder of an inclusive education consultancy focused on neurodiversity. With experience as Head of Whole School Literacy and years inside the UK education system, Steph now combines her background in teaching with entrepreneurship, helping others understand transferable skills, mindset, and ethical business building.   Expect to Learn: Why traditional schooling may not prepare students for entrepreneurship or real-world financial independence How teaching builds unexpected business skills like marketing, persuasion, and resilience The hidden risks within high-pressure property education programmes Why mindset, research, and patience matter more than speed when investing How transferable skills not exam content determine long-term success What educators can do now to make skills more explicit and relevant to real life   Episode Breakdown with Timestamps: [00:00] – Introduction [02:19] – Teaching as Sales & The "Exam Factory" Problem  [06:05] – Bullying, Labels & Limiting Beliefs in Education   [09:22] – Grammar Schools, University & The "Funnel" System   [15:55] – Rethinking Education: Core Skills, Transferability & Lifelong Learning   [22:54] – Should Subjects Be Compulsory? Passion vs Structure   [30:05] – Parents, Government & The Future of School Reform   [35:12] – Leaving Teaching: The Decision to Go All-In on Property   [38:31] – Property Education Pitfalls & Costly Mentorship Lessons   [44:12] – Buy-to-Lets, Strategy Mistakes & Portfolio Restructuring   [52:05] – Running Property as a Business (Not a Hobby)   [56:30] – Final Advice: Research, Patience & Backing Yourself  Follow the Guest Stephanie Batey: Instagram: https://www.instagram.com/stephthepropertyteacher Linktree: https://linktr.ee/stephthepropertyteacher Buy Book: https://www.barnthornpublishing.co.uk/product-page/women-in-property-volume-one Follow the Host Vicki: LinkedIn: https://www.linkedin.com/in/vickiwusche/  Facebook: https://www.facebook.com/VickiWusche  Instagram: https://www.instagram.com/vicki_wusche/  Book a Call: https://bit.ly/BookVicki  Scorecard: https://bit.ly/PropertyScorecard  Legislation update - C rating due 1/10/2030: https://bit.ly/Oct2030.   Listening Links:  Youtube:https://www.youtube.com/VickiWusche  Apple Podcast: https://podcasts.apple.com/nz/podcast/a-wealthy-life/id1617293196  Spotify: https://open.spotify.com/show/13lVRTAioD5mR4XUiylAk8 Escape the 9-5 through property - A complete course by Vicki Wusche: https://bit.ly/EscapeThe9-5NOW 

In this episode, I steps away from property and politics as usual to ask a far bigger question: what responsibility do we hold for the world we're living in - and the wealthy lives we want to create? Against the backdrop of early 2026, with political uncertainty, economic pressure and a constant stream of negative headlines, I explore the growing sense that the system isn't working and asks whether waiting for change is part of the problem. From frustration with two-party politics to concerns about community decline, disengagement and talent leaving the country, I challenges listeners to stop spiralling into doom and instead start asking better questions. Vicki Wusche is a seasoned property investor, educator and financial coach with over 25 years of experience helping individuals take control of their wealth and their future. Known for her direct, thought-provoking style, she returns to one of her core philosophies - Responsibility, Enough and Contribution - reminding us that a wealthy life is not built by blaming systems, but by strengthening mindset, finances, community involvement and personal accountability.   Expect to Learn: Why asking better questions may be more powerful than searching for quick answers How personal responsibility impacts your health, finances, and mindset Whether local community action can create real change Why "enough" is a powerful and often overlooked foundation of wealth How contribution beyond money shapes a truly wealthy life Episode Breakdown with Timestamps: [00:00] – Opening Reflection: Shaping a Wealthy Life Through Mindset [00:19] – The Spiral of Hopelessness [00:40] – Early 2026: Chaos, Media, and Mental Resilience [03:17] – The Political System Isn't Working [06:28] – Local Action vs National Dysfunction [08:24] – Asking Better Questions (Money, Happiness, Responsibility) [11:52] – Responsibility, Enough and Contribution [14:00] – Perspective: We Already Have Enough [15:32] – Contribution Beyond Money [17:00] – A Call for Conversation and Collective Change   Follow the Host Vicki: LinkedIn: https://www.linkedin.com/in/vickiwusche/  Facebook: https://www.facebook.com/VickiWusche  Instagram: https://www.instagram.com/vicki_wusche/  Book a Call: https://bit.ly/BookVicki  Scorecard: https://vickiwusche.com/Scorecard  The Values Manual: https://bit.ly/ValuesManual Legislation update - C rating due 1/10/2030: https://bit.ly/Oct2030.   Listening Links:  Youtube:https://www.youtube.com/VickiWusche  Apple Podcast: https://podcasts.apple.com/nz/podcast/a-wealthy-life/id1617293196  Spotify: https://open.spotify.com/show/13lVRTAioD5mR4XUiylAk8  Episode 205 - How to Turn Everyday Choices into Wealth - The 3:33 Advantage (Responsibility • Enough • Contribution): https://bit.ly/REC-Podcast Escape the 9-5 through property - A complete course by Vicki Wusche: https://bit.ly/EscapeThe9-5NOW 

In this episode, Vicki Wusche breaks down the real impact of the Renters' Rights Act and what it means for landlords moving into 2026 and beyond. From the removal of Section 21 to the shift toward periodic tenancies, she explains why paperwork is no longer just admin, it is your protection. Vicki walks through the compliance essentials landlords must get right, including gas safety certificates, EICRs, EPC requirements, deposit rules, and proof of service. She also shares real examples of costly mistakes she has seen firsthand, from missing certificates to fraudulent documentation and poorly managed properties. Vicki Wusche is a highly experienced property investor and financial coach with over 25 years in the industry. She specialises in helping landlords build resilient portfolios that are not only profitable but protected. Known for her straight-talking, practical advice, she focuses on risk management, compliance, tenant quality, and long-term strategy so landlords can grow wealth without unnecessary stress.   Expect to Learn: How the Renters' Rights Act will change tenancy agreements from May 2026. Why Section 21 removal makes tenant quality and documentation more important than ever. What proof of service means and why simply holding certificates is no longer enough. The key compliance documents every landlord must track, including gas safety, EICR, EPC, deposit protection, and prescribed information. How poor inspections and weak management can cost landlords tens of thousands in repairs. Why professional letting agents now play a protection role, not just a management role. What systems and processes landlords should demand from their letting agents.   Episode Breakdown with Timestamps: [00:00] – The Big Question: Could You Prove Compliance [01:58] – Why the Renters' Rights Act Raises the Stakes [03:57] – Real Case Study: Missing Certificates & Risk Exposure [08:23] – Compliance & Paperwork Deep Dive (Court-Proof Systems Begin) [10:45] – Compliance Essentials: Gas, Electrical & Proof of Service [15:45] – Periodic Tenancies & The End of Section 21 [17:18] – Tenant Referencing & Risk Filtering in the New System [20:52] – Rent Collection Systems & Arrears Protocol [21:44] – Repairs, Inspections & Contractor Oversight [25:58] – Possession in a Post Section 21 World [27:10] – The Agent Scorecard & Final Takeaways   Follow the Host Vicki: LinkedIn: https://www.linkedin.com/in/vickiwusche/  Facebook: https://www.facebook.com/VickiWusche  Instagram: https://www.instagram.com/vicki_wusche/  Book a Call: https://bit.ly/BookVicki  Scorecard: https://bit.ly/PropertyScorecard  Legislation update - C rating due 1/10/2030: https://bit.ly/Oct2030.   Listening Links:  Youtube:https://www.youtube.com/VickiWusche  Apple Podcast: https://podcasts.apple.com/nz/podcast/a-wealthy-life/id1617293196  Spotify: https://open.spotify.com/show/13lVRTAioD5mR4XUiylAk8 Escape the 9-5 through property - A complete course by Vicki Wusche: https://bit.ly/EscapeThe9-5NOW  NRLA: Click here and use this code, and earn £15 off your first year's membership fee https://www.nrla.org.uk/join code GNW-196 XERO: Click here to get 90% off your first SIX months of Xero MTD compliant software - get practising now and make your life easier! https://bit.ly/Join-Xero   

In this episode, Vicki Wusche discusses the important changes impacting property owners, from the Minimum Energy Efficiency Standards (MES) and Energy Performance Certificates (EPC) to the new tax requirements under Making Tax Digital (MTD) and the Renters Rights Act (RRA). She provides insights into how property investors can stay ahead of upcoming legislation and protect their financial security.   Vicki Wusche is a seasoned property expert with over 25 years of experience in financial coaching. She specialises in helping people navigate the ever-evolving property market and build wealth not just in assets, but in mindset. Known for her practical approach, she helps investors adapt to legislation changes, maximise property value, and ensure long-term success.   Expect to Learn: How upcoming changes in EPC and MES legislation affect property owners and rental properties. Why property investors need to act now to meet new energy efficiency standards. The implications of Making Tax Digital (MTD) for landlords and small business owners. How to prepare for the Renters Rights Act (RRA) and its impact on tenancy agreements. Practical advice on ensuring your property portfolio is well-managed, legally compliant, and financially secure.   Episode Breakdown with Timestamps: [00:00] - Introduction & Setting the Stage [03:12] - Understanding EPC & MES Legislation [06:00] - Why Acting Now Saves Money [09:30] - Making Tax Digital (MTD) [15:45] - Preparing for MTD Compliance [20:00] - The Renters Rights Act (RRA) [25:00] - Navigating the RRA [30:10] - Final Thoughts & Action Steps   Follow the Host Vicki: LinkedIn: https://www.linkedin.com/in/vickiwusche/  Facebook: https://www.facebook.com/VickiWusche  Instagram: https://www.instagram.com/vicki_wusche/  Book a Call: https://bit.ly/BookVicki  Scorecard: https://vickiwusche.com/Scorecard  The Values Manual: https://bit.ly/ValuesManual Legislation update - C rating due 1/10/2030: https://bit.ly/Oct2030.   Listening Links:  Youtube:https://www.youtube.com/VickiWusche  Apple Podcast: https://podcasts.apple.com/nz/podcast/a-wealthy-life/id1617293196  Spotify: https://open.spotify.com/show/13lVRTAioD5mR4XUiylAk8 Escape the 9-5 through property - A complete course by Vicki Wusche: https://bit.ly/EscapeThe9-5NOW  NRLA: Click here and use this code, and earn £15 off your first year's membership fee https://www.nrla.org.uk/join code GNW-196 XERO: Click here to get 90% off your first SIX months of Xero MTD compliant software - get practising now and make your life easier! https://bit.ly/Join-Xero

What if everything you needed to feel fulfilled, confident, and wealthy was already within your grasp? In this inspiring solo episode, Vicki Wusche shares the powerful talk she first delivered in 2015, a message that's just as relevant today. Through personal stories, future-focused fiction, and one deeply impactful daily habit, Vicki invites you to embrace a life of meaning based on three transformative words: Responsibility, Enough, and Contribution.   Vicki Wusche is a property investor, author, and mindset mentor helping people create a wealthy life beyond money.   Expect to Learn: Why redefining wealth as time and freedom changes everything The surprising truth about your house and why it's not an asset How one futuristic novel became a manifesto for a better world The 3-word framework that underpins a purposeful life A simple daily alarm trick that keeps you connected to your purpose Episode Breakdown with Timestamps: [00:00] - Introduction [02:30] - From Doing to Meaning: The Book Writing Journey [09:29] - The Three Words That Change Everything [11:50] - Contribution. [14:56] - Three Things to Remember [16:06] - The 3:33 Alarm Habit: A Game-Changer [19:57] - Final Three insights [21:39] - Bonus: Fourth Whoosh [20:20] - Join WLC and Closing Thoughts   Follow the Host Vicki: LinkedIn: https://www.linkedin.com/in/vickiwusche/  Facebook: https://www.facebook.com/VickiWusche  Instagram: https://www.instagram.com/vicki_wusche/  Book a Call: https://bit.ly/BookVicki  Scorecard: https://vickiwusche.com/Scorecard  The Values Manual: https://bit.ly/ValuesManual Vicki, Live at Inspire'd London: https://youtu.be/TXcbZ8zJgX0?si=_dNmw2J_kG_-PZma    Listening Links:  Youtube:https://www.youtube.com/VickiWusche  Apple Podcast: https://podcasts.apple.com/nz/podcast/a-wealthy-life/id1617293196  Spotify: https://open.spotify.com/show/13lVRTAioD5mR4XUiylAk8 Escape the 9-5 through property - A complete course by Vicki Wusche: https://bit.ly/EscapeThe9-5NOW  NRLA: Click here and use this code, and earn £15 off your first year's membership fee https://www.nrla.org.uk/join code GNW-196  

In this episode, Vicki Wusche explores the hidden emotional and mental costs of toxic inputs, from draining social media feeds to emotionally exhausting relationships. With practical strategies and mindset shifts, this episode helps you reclaim your time, energy, and emotional well-being by consciously curating your digital and personal environments.   Vicki Wusche is a renowned property expert, speaker, author and mentor known for her practical approach to wealth creation and personal development. With over two decades of experience in financial education and coaching, she specialises in helping people escape the 9-5 and build a wealthy life, not just in money, but in mindset and meaning.   Expect to Learn: How to identify hidden negative influences in your life (friends, family, and feeds). Simple social media and news detox techniques that reduce stress and FOMO. How to set personal boundaries without guilt, especially with close relationships. The power of A-list vs B-list friendships and how to cultivate the right circle. Effective habits to elevate mindset and create space for clarity, focus, and productivity.   Episode Breakdown with Timestamps: [00:00] - Introduction & Setting the Stage [01:22] - Identifying Drainers: Friends, Family, and Feeds [02:31] - Cleaning Up Your Social Media and Notification Hygiene [06:16] - Why Less Doom Equals Better Decisions [07:32] - The Human Element: Sorting Friends and Energy Leaks [13:37] - Tough Love with Toxic People [14:15] - Navigating Tricky Family Dynamics [17:04] - Mindset Rituals for Resilience [21:25] - Building a Positive Circle on Purpose [21:39] - Final Thoughts & Challenge to the Listener Follow the Host Vicki: LinkedIn: https://www.linkedin.com/in/vickiwusche/  Facebook: https://www.facebook.com/VickiWusche  Instagram: https://www.instagram.com/vicki_wusche/  Book a Call: https://bit.ly/BookVicki  Scorecard: https://vickiwusche.com/Scorecard  The Values Manual: https://bit.ly/ValuesManual   Listening Links:  Youtube:https://www.youtube.com/VickiWusche  Apple Podcast: https://podcasts.apple.com/nz/podcast/a-wealthy-life/id1617293196  Spotify: https://open.spotify.com/show/13lVRTAioD5mR4XUiylAk8 Escape the 9-5 through property - A complete course by Vicki Wusche: https://bit.ly/EscapeThe9-5NOW  NRLA: Click here and use this code, and earn £15 off your first year's membership fee https://www.nrla.org.uk/join code GNW-196

In this episode of A Wealthy Life, Vicki Wusche challenges the long-held assumption that university is the default or best route to financial security. Against the backdrop of rapid AI-driven change, she questions whether traditional education can keep pace and whether the cost, time, and relevance still offer a worthwhile return on investment. Drawing on personal experience, including spending £75,000 on property education that failed to deliver, Vicki outlines a smarter, faster approach to learning that prioritises outcomes over prestige. This is a solo episode featuring insights from Vicki Wusche, property investor, educator, and founder of the Wealthy Life community. Vicki brings over 20 years of experience in wealth creation, mentoring, and education design, with a focus on helping individuals achieve financial self-sufficiency in a rapidly changing world.   Expect to Learn Why traditional university education may no longer be fit for purpose in an AI-speed economy How to measure education by return on time and money invested, not prestige Why many courses become obsolete before they are even completed Self-awareness is the starting point of any effective learning plan A practical framework for turning learning into earning   Episode Breakdown with Timestamps [00:00] - Introduction [01:40] - Who feels they overspent on education? [03:30] - Education begins with self-awareness [04:08] - React stands for [05:48] - Turning theory into action [09:34] - Three closing insights on education and outcomes [10:47] - Buying outcomes, not education [11:26] - Final reflections and next week's challenge   Follow the Host Vicki: LinkedIn: https://www.linkedin.com/in/vickiwusche/  Facebook: https://www.facebook.com/VickiWusche  Instagram: https://www.instagram.com/vicki_wusche/  Book a Call: https://bit.ly/BookVicki  Scorecard: https://vickiwusche.com/Scorecard  The Values Manual: https://bit.ly/ValuesManual   Listening Links:  Youtube:https://www.youtube.com/VickiWusche  Apple Podcast: https://podcasts.apple.com/nz/podcast/a-wealthy-life/id1617293196  Spotify: https://open.spotify.com/show/13lVRTAioD5mR4XUiylAk8 Escape the 9-5 through property - A complete course by Vicki Wusche: https://bit.ly/EscapeThe9-5NOW  NRLA: Click here and use this code, and earn £15 off your first year's membership fee https://www.nrla.org.uk/join code GNW-196

In this episode of A Wealthy Life, Vicki Wusche goes into a heated debate surrounding taxation, the exodus of millionaires, and the impact of tax policies on entrepreneurs and families. Vicki reflects on how the UK's taxation system affects business owners, property investors, and individuals, and how it has shaped her journey from being on benefits to financial freedom. She shares her thoughts on how a fair tax system can support economic growth, social services, and entrepreneurship, and why we all have a part to play in shaping the future of tax policy.   This episode features Vicki Wusche solo, sharing her thoughts and insights based on years of experience as a property investor, author, and educator. Vicki has a unique perspective, having gone from being a single mother on benefits to becoming financially independent through property investment.   Expect to Learn How taxation can be a tool for social good but can also stifle growth Why entrepreneurs and wealthy individuals are leaving the UK to avoid high taxes The role of private landlords in providing affordable housing and their impact on the market How to build wealth responsibly while contributing to society Why a fairer tax system can help stimulate growth and reduce inequality The true cost of tax evasion and the importance of holding large corporations accountable Episode Breakdown with Timestamps [00:00] - Introduction [01:44] - Paying more Tax [04:01] - Three Questions to take  [09:41] - Patriotic Millionaires [12:03] - Rent with Benefits [18:23] - Stimulating the Job Market [20:18] - No Free Healthcare and Toll roads [23:11] - Success Didn't Happen In a Vacuum [23:54] - Three insights [25:49] - Join WLC, Watch Escape 9-5 Course, and Closing thoughts    Follow the Host Vicki: LinkedIn: https://www.linkedin.com/in/vickiwusche/  Facebook: https://www.facebook.com/VickiWusche  Instagram: https://www.instagram.com/vicki_wusche/  Book a Call: https://bit.ly/BookVicki  Scorecard: https://vickiwusche.com/Scorecard  The Values Manual: https://bit.ly/ValuesManual   Listening Links:  Youtube:https://www.youtube.com/VickiWusche  Apple Podcast: https://podcasts.apple.com/nz/podcast/a-wealthy-life/id1617293196  Spotify: https://open.spotify.com/show/13lVRTAioD5mR4XUiylAk8 Escape the 9-5 through property - A complete course by Vicki Wusche: https://bit.ly/EscapeThe9-5NOW  NRLA: Click here and use this code, and earn £15 off your first year's membership fee https://www.nrla.org.uk/join code GNW-196  

In this episode of A Wealthy Life, Vicki Wusche introduces her LEVERAGE framework and shares 26 practical 10% actions designed to help listeners improve their lifestyle, money choices, education, values, earning capacity and long-term legacy. This episode builds on previous tools such as the Values Manual and the Happy Calendar to help listeners make steady, sustainable changes for a more intentional and financially resilient 2026. This is a solo episode featuring insights, tools and actions from Vicki Wusche, based on the LEVERAGE model and her work supporting individuals in creating a wealthy life.   Expect to Learn How to use the LEVERAGE framework to shape lifestyle, money and decision-making Why 10% actions create powerful long-term change How to design a work-optional date and reverse-engineer your ideal week How to improve financial understanding, meet mentors and track decisions How values guide choices, spending, and personal resilience Why a parallel income builds calm and financial stability   Episode Breakdown with Timestamps [00:00] - Introduction to 10% improvements [02:53] - Introduction to the LEVERAGE: Lifestyle and legacy [04:33] - Replacing low-value tasks with wealth tasks [05:05] - Work-optional date and lifestyle vision [07:09] - E: Education in money and the markets [10:29] - V: Values and your internal compass [18:00] - Minimum Tolerable Yield [22:06] - A: Advantage [29:10] - E: Energy and Well-Being [34:00] - Three Insights [35:28] - Book a Call with Vicki and Closing Thoughts   Follow the Host Vicki: LinkedIn: https://www.linkedin.com/in/vickiwusche/  Facebook: https://www.facebook.com/VickiWusche  Instagram: https://www.instagram.com/vicki_wusche/  Book a Call: https://bit.ly/BookVicki  Scorecard: https://vickiwusche.com/Scorecard  The Values Manual: Https://bit.ly/ValuesManual   Listening Links:  Youtube:https://www.youtube.com/VickiWusche  Apple Podcast: https://podcasts.apple.com/nz/podcast/a-wealthy-life/id1617293196  Spotify: https://open.spotify.com/show/13lVRTAioD5mR4XUiylAk8 Escape the 9-5 through property - A complete course by Vicki Wusche: https://bit.ly/EscapeThe9-5NOW  NRLA: Click here and use this code, and earn £15 off your first year's membership fee https://www.nrla.org.uk/join  code GNW-196

In this special 200th episode of A Wealthy Life, Vicki Wusche reflects on three and a half years of conversations and lessons, distilling them into 25 practical insights to help listeners improve their time, money, mindset, property decisions, future planning, and overall well-being. With a renewed focus on health as the foundation of wealth, Vicki outlines six core principles and expands them into actionable steps for the year ahead. This episode features solo insights from Vicki Wusche, She's a UK-based property investor, author, and wealth strategist at Vicki Wusche - Wealth Strategist, who helps people create financial freedom through smart planning and steady action.   Expect to Learn Why health underpins wealth, and six principles for improving long-term well-being How to apply mindset, values and resilience to shape meaningful life choices Practical steps for controlling time, improving money habits and building income beyond work How to develop a work-optional plan and create cash flow-focused investment strategies Why community, structure, and strategic planning are essential for financial and personal security in 2025   Episode Breakdown with Timestamps [00:00] - Introduction [01:02] - 200 Episodes, 25 Practical Lessons and Insights [01:57] - Six health principles: move, eat, sleep, purpose, community, wealth [06:14] - Mindset, values and being the author of your life [07:32] - Time control: the happy calendar and protecting one hour each week [09:12] - 24-hour social media ban and using time for money focus [09:49] - Health practices: movement, eating, sleep routines [10:51] - Sleep: removing phones, reading routines, mental reset [13:34] - Building income beyond work and re-evaluating money [15:26] - Strategy, Risk and the Future [18:29] - Three insights for 2025: health, parallel income, small steady actions [20:18] - Closing Thoughts   Follow the Host Vicki: LinkedIn: https://www.linkedin.com/in/vickiwusche/  Facebook: https://www.facebook.com/VickiWusche  Instagram: https://www.instagram.com/vicki_wusche/  Book a Call: https://bit.ly/BookVicki  Scorecard: https://vickiwusche.com/Scorecard  Watch my 2-hour YouTube Course Escape the 9-5 to turn this episode into a plan for 2026: https://bit.ly/EscapeThe9-5NOW    Listening Links:  Youtube:https://www.youtube.com/VickiWusche  Apple Podcast: https://podcasts.apple.com/nz/podcast/a-wealthy-life/id1617293196

In this episode of A Wealthy Life, Vicki Wusche speaks with long-time guest Tom Evans about artificial intelligence, synthetic versions of the self, and how AI can support mindfulness, creativity and business development. Their discussion explores meditation protocols, ethical guardrails, custom GPTs, and the opportunities AI creates for individuals and business owners. Tom Evans is an author, meditation teacher at tomevans, and creative technologist whose work now includes developing mindful and ethical approaches to AI. Through meditation techniques, conceptual frameworks, and custom AI tools, he helps people use technology with greater clarity, intention, and confidence.   Expect to Learn How synthetic versions of the self can emerge within AI How meditation principles translate into AI processes Why custom GPTs can support teaching, business and personal development How to set guardrails and ethical boundaries within AI tools How AI can help co-create ideas, content and future pathways   Episode Breakdown with Timestamps [00:00] - Introduction [06:56] - How Custom GTP works [17:54] - AI agents and customer interaction [20:40] - Ethical considerations and data integrity/preventing misuse [31:10] - Using AI as a creative partner [37:10] - Revisiting "The New Estate" through AI [41:32] - Historical roots of AI [43:58] - Three Insights [47:31] - Tom Leaving Listeners with Wisdom [48:56] - Closing Thoughts and Upcoming Episodes    Follow the Guest Tom:  LinkedIn: https://www.linkedin.com/in/thebookwright/  Tom's site and pathways: https://www.tomevans.co Tom's AI explorations (subscribe to see how Substack works): https://thebookwright.substack.com/  Free meditations: https://insighttimer.com/tomevans  And courses to get in the Adytum: https://theadytum.thinkific.com/courses/healing-alchemy https://theadytum.thinkific.com/courses/abundant-thinking  Ep 047 - Could philanthropy be the answer to A Wealthy Life (Tom) : https://youtu.be/1OuaOelRHLw    Follow the Host Vicki: LinkedIn: https://www.linkedin.com/in/vickiwusche/  Facebook: https://www.facebook.com/VickiWusche  Instagram: https://www.instagram.com/vicki_wusche/  Book a Call: https://bit.ly/BookVicki  Scorecard: https://vickiwusche.com/Scorecard  The Values Manual: https://bit.ly/ValuesManual   Listening Links:  Youtube:https://www.youtube.com/VickiWusche  Apple Podcast: https://podcasts.apple.com/nz/podcast/a-wealthy-life/id1617293196  Spotify: https://open.spotify.com/show/13lVRTAioD5mR4XUiylAk8 Escape the 9-5 through property - A complete course by Vicki Wusche: https://bit.ly/EscapeThe9-5NOW  NRLA: Click here and use this code, and earn £15 off your first year's membership fee https://www.nrla.org.uk/join code GNW-196  

In this episode of A Wealthy Life, Vicki Wusche speaks with performance coach Jason Pooley, Founder of The House of Yoga, about the pressures facing high-performing men, how AI is reshaping the workplace, and why old notions of male success are no longer serving health, happiness or fulfilment. The discussion explores shifting expectations, burnout, identity, and how slowing down can create a more aligned and meaningful life. Jason Pooley is a coach specialising in high-performing men. Through his community, The Elevated Man, he helps clients move from traditional high performance to "happy high-performance" by focusing on balance, fulfilment, connection and personal growth, rather than pressure, overwork and external achievement. Expect to Learn How AI is changing workplace expectations for men Why high performance often leads to burnout The difference between high performance and "happy high-performance" How societal pressure shapes male identity and well-being How slowing down, redefining values and reconnecting improve fulfilment Episode Breakdown with Timestamps [00:00] - Introduction [03:07] - Transition of men revolving AI [04:52] - Pressure, Job security and Changing roles in the Workplace [08:03] - Happiness, Fulfilment and Redefining Success [10:09] - Awareness, proximity and the power of community [13:48] - The Rise of Openness among Men and Changing Conversations [21:49] - Definition of Elevated Men [31:26] - Loneliness in leadership and the need for Safe Spaces [33:33] - High Performance Syndrome [35:52] - Three Insights for Supporting Healthier Performance [40:19] - Closing Thoughts and Upcoming Episodes   Follow the Guest Jason: LinkedIn: https://www.linkedin.com/in/jason-pooley-coaching-4a39a91a/ Website: https://jasonpooley.com/   Instagram: https://www.instagram.com/jasonpooley  Vicki's interview on One Great Life with Jason: https://open.spotify.com/episode/7G6BxOBNExLtDfwZKPt3.   Follow the Host Vicki: LinkedIn: https://www.linkedin.com/in/vickiwusche/  Facebook: https://www.facebook.com/VickiWusche  Instagram: https://www.instagram.com/vicki_wusche/  Book a Call: https://bit.ly/BookVicki  Scorecard: https://vickiwusche.com/Scorecard  The Values Manual: Https://bit.ly/ValuesManual Listening Links:  Youtube:https://www.youtube.com/VickiWusche  Apple Podcast: https://podcasts.apple.com/nz/podcast/a-wealthy-life/id1617293196  Spotify: https://open.spotify.com/show/13lVRTAioD5mR4XUiylAk8 Escape the 9-5 through property - A complete course by Vicki Wusche: https://bit.ly/EscapeThe9-5NOW  NRLA: Click here and use this code, and earn £15 off your first year's membership fee https://www.nrla.org.uk/join  code GNW-196  

In this episode of A Wealthy Life, Vicki Wusche welcomes spiritual mentor Aiswarya for a powerful conversation on burnout, feminine and masculine energy, somatic healing, and the spiritual disconnect many high-performing women experience in corporate environments. Together, they explore how misalignment between personal rhythm, emotional needs, and workplace pressure contributes to physical, emotional, and spiritual exhaustion, and what women can do to reconnect with themselves and prevent burnout.   Aiswarya is a spiritual mentor specialising in somatic healing, feminine energy, ancestral patterns, and intuitive alignment. Working with high-performing corporate women, she helps clients reconnect with their natural rhythms, reclaim their inner authority, and restore their sense of purpose and energy. Her work blends somatic awareness, chakra alignment, intuition development, and grounded spiritual practice.   Expect to Learn Why many high-performing women experience physical, emotional, and spiritual burnout in corporate environments. What somatic healing is and how the body holds emotional and ancestral memory. How understanding your natural rhythm, including menstrual and seasonal cycles, can transform productivity and wellbeing. A practical method for tuning into your inner authority to make aligned decisions instead of reactive or fear-based ones. How the chakra system influences your relationship with work, energy, creativity, boundaries, and purpose.   Episode Breakdown with Timestamps [00:00] - Introduction [04:47] - Aiswarya explains somatic healing and how the body holds emotional trauma [06:17] - Understanding the impact burnout in women [09:51] -  Plan/Steps to transition away from burnout [13:11] - The role of the menstrual cycle and natural rhythms in productivity [18:17] - Practical exercise: How to distinguish between "yes" and "no" from your body [24:22] - Building a supportive team at work and personally to prevent burnout [37:46] - Discussing AI in the workplace and how it can affect personal autonomy [41:37] - Three Insights [44:26] - Final Thoughts and What's Coming Next   Follow the Guest Aiswarya:  Company's Website: https://www.soulgoddesslife.com/   Company's Facebook Group: https://www.facebook.com/groups/666649935478336/   YouTube: https://www.youtube.com/@soulgoddesses  Email Address: soulgoddesslife@gmail.com UK Whatsapp Number: +447769018227  Join the Wealth Frequency Event for Free: https://bit.ly/WFASG   Follow the Host Vicki: LinkedIn: https://www.linkedin.com/in/vickiwusche/  Facebook: https://www.facebook.com/VickiWusche  Instagram: https://www.instagram.com/vicki_wusche/  Book a Call: https://bit.ly/BookVicki  Scorecard: https://vickiwusche.com/Scorecard     Listening Links:  Youtube:https://www.youtube.com/VickiWusche  Apple Podcast: https://podcasts.apple.com/nz/podcast/a-wealthy-life/id1617293196  Spotify: https://open.spotify.com/show/13lVRTAioD5mR4XUiylAk8 Escape the 9-5 through property - A complete course by Vicki Wusche: https://bit.ly/EscapeThe9-5NOW  NRLA: Click here and use this code, and earn £15 off your first year's membership fee https://www.nrla.org.uk/join  code GNW-196

In this thought-provoking episode of A Wealthy Life, Vicki Wusche tackles the growing impact of Artificial Intelligence on the workforce and our financial security. With the rapid rise of AI applications and automation, Vicki explores the social, economic, and personal risks ahead, and most importantly, how to proactively prepare by creating a second, AI-proof income stream. This isn't just about the future of work; it's about your future.   Vicki Wusche is a property investor, mentor, and host of A Wealthy Life podcast. With decades of experience in both financial education and real estate, Vicki empowers people to take control of their wealth and future. Known for her clear-eyed perspective and strategic advice, she combines practical property investing with thoughtful life planning, especially in a world being reshaped by emerging technologies like AI.   Expect to Learn: Why AI could lead to unprecedented unemployment rates across the UK and beyond. How the loss of jobs will impact tax revenues, benefits systems, and mental health. What the UK government is (and isn't) doing to prepare for the AI revolution. The long-term economic risks of inaction and the opportunities in property investment. How to build a second, reliable income stream that's AI-resistant and future-proof.   Episode Breakdown with Timestamps: [00:00] - Introduction [02:10] - AI's Threat to Jobs [07:54] - AI and exponential changes [09:27] - AI: an unstoppable event [13:39] - Shaping the impact of technical progress [15:30] - Impact of unemployment on different age groups [22:17] - AI affecting Transport, Media, and Finance Jobs [27:07] - AI-Proof Careers & the Role of Property [30:10] - Property as a Lifeline: Escape The 9-5. [30:53] - How to Take Action Now: Courses, strategies, and support Vicki offers   1. ONS (Office for National Statistics)estimates that up to 1.5 million jobs in England alone are at high risk of automation Business Connect MagazineOnrec  2. IPPR (Institute for Public Policy Research)warns that in a worst-case "second wave" of AI adoption, up to 8 million UK jobs could be displaced—especially in entry-level, part-time, and administrative roles. Women and younger workers are particularly vulnerable The Guardian  3. Income Tax in (2024–25) Amounting to approximately £305 billion in Income Tax during the 2024–25 financial year. Research Briefings  National Insurance Contributions (NICs) (2024–25) NICs brought in around £171 billion in the same period (2024–25). Research Briefings  Transport & Logistics: PwC's earlier analysis (2018) estimated that, after adjusting for real-world barriers, up to 40% of jobs in transportation and storage could be affected by automation over two decades PwC.  Finance, Law & Media: A 2025 Deloitte study found that 37% of roles in these sectors may face partial or complete automation SQ Magazine  Accounting: Around 25% of chartered and certified accountant jobs in the UK are at high risk of automation according to ONS figures The AI Journal.  Back-office & Administrative Roles: IPPR highlights these as among the first to be disrupted by generative AI—e.g., scheduling, database work IPPR The Guardian. University of Georgia study - https://news.uga.edu/planning-for-ai-in-workforce/ Escape the 9-5 through property - A complete course by Vicki Wusche: https://bit.ly/EscapeThe9-5NOW  NRLA: Click here and use this code, and earn £15 off your first year's membership fee https://www.nrla.org.uk/join  code GNW-196   Follow the Host Vicki: LinkedIn: https://www.linkedin.com/in/vickiwusche/  Facebook: https://www.facebook.com/VickiWusche  Instagram: https://www.instagram.com/vicki_wusche/  Book a Call: https://bit.ly/BookVicki  Scorecard: https://vickiwusche.com/Scorecard  Join WLC: https://bit.ly/Join-WLC  Smart Investing course: https://bit.ly/Smart-WUG   Listening Links:  Youtube:https://www.youtube.com/VickiWusche  Apple Podcast: https://podcasts.apple.com/nz/podcast/a-wealthy-life/id1617293196  Spotify: https://open.spotify.com/show/13lVRTAioD5mR4XUiylAk8  

In this episode of the  A Wealthy Life Podcast, Vicki Wusche explores a common question asked by property investors: Houses vs Flats. With over 22 years of experience in property investing, Vicki breaks down the key factors that make family homes more profitable and less time-intensive compared to flats, helping you understand how to build calm, consistent cash flow through property investments. If you're looking to get into property investing or optimise your current portfolio, this episode is packed with valuable insights.   Vicki Wusche is a seasoned property investor and mentor with over two decades of experience in the industry. She specialises in helping investors build profitable property portfolios and achieve financial freedom through long-term, low-maintenance investments. As the host of the A Wealthy Life Podcast, Vicki shares her expertise on smart property investing, effective management strategies, and how to avoid common pitfalls in the property market. Expect to Learn: The key differences between investing in houses vs flats, and why family homes are often the best option for consistent cash flow. How to calculate cash flow accurately and avoid getting caught up in glossy marketing that doesn't reflect true profitability. Pitfalls to avoid when buying flats, such as off-plan seduction and high maintenance costs. The importance of location and how to find the right areas for investment that align with both your time and financial goals. How property investing is a business, and why strong management and reliable tenants are crucial to success.   Episode Breakdown with Timestamps: [00:00] - Introduction to Property Investment. [02:56] - Houses vs. Flats [05:04] - Understanding Leasehold vs. Freehold [10:40] - Flats vs. Family Homes [16:52] - Attracting long-term tenants [25:54] - Avoiding Marketing before the Maths [27:29] - Following New Legislation [30:33] - Best Property Investment [42:34] - Don't Be Gullible: Lessons from Early Property Investments  [45:49] - Three Tips from Vicki [47:11] - Final Tips and Takeaways   Follow the Host Vicki: LinkedIn: https://www.linkedin.com/in/vickiwusche/  Facebook: https://www.facebook.com/VickiWusche  Instagram: https://www.instagram.com/vicki_wusche/  Book a Call: https://bit.ly/BookVicki  Scorecard: https://vickiwusche.com/Scorecard    Listening Links:  Youtube:https://www.youtube.com/VickiWusche  Apple Podcast: https://podcasts.apple.com/nz/podcast/a-wealthy-life/id1617293196  Spotify: https://open.spotify.com/show/13lVRTAioD5mR4XUiylAk8 Escape the 9-5 through property - A complete course by Vicki Wusche: https://bit.ly/EscapeThe9-5NOW  NRLA: Click here and use this code, and earn £15 off your first year's membership fee https://www.nrla.org.uk/join  code GNW-196