Real Talk With Gary - Real Estate Investing

Canada's Growing Debt Crisis - Wes Cowan   In today's episode, I'm joined by Wes Cowan from MNP Financial to talk about what's really happening beneath the surface of Canada's economy.   While things may look stable from the outside, rising consumer debt, increasing insolvencies, and missed payments are telling a very different story. We break down what's pushing more Canadians to the edge, the warning signs to watch for, and what actually happens when things go too far—from consumer proposals to bankruptcy and even losing your home.   We also cover the risks for co-signers, how lending is changing, and what you should do in the first 30 days if you find yourself in financial trouble.   If you think this couldn't happen to you, this is exactly why you need to listen.   Contact Wes Email: wesley.cowan@mnp.ca  Web: www.mnp.ca  Phone: 310-DEBT   This episode proudly sponsored by Our Neighbourhood Realty - ONRI.ca    Realtors, are you looking for a brokerage that truly supports your growth? At Our Neighbourhood Realty, we offer training programs created by experienced agents to help you succeed. Our 'Pathfinder Course' is designed to guide you through the real estate landscape, giving you the tools and knowledge to excel. We also host events featuring top industry experts to ensure you stay ahead in this competitive market. Join a community that values mentorship, innovation, and your success. Visit ONRI.ca  to learn more and become part of our team today!   Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from!   Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca

Understanding Canada's Debt Crisis - Wes Cowan   In today's episode, I'm joined by Wes Cowan from MNP Financial to talk about what's really happening beneath the surface of Canada's economy.   While things may look stable from the outside, rising consumer debt, increasing insolvencies, and missed payments are telling a very different story. We break down what's pushing more Canadians to the edge, the warning signs to watch for, and what actually happens when things go too far—from consumer proposals to bankruptcy and even losing your home.   We also cover the risks for co-signers, how lending is changing, and what you should do in the first 30 days if you find yourself in financial trouble.   If you think this couldn't happen to you, this is exactly why you need to listen.   Contact Wes Email: wesley.cowan@mnp.ca  Web: www.mnp.ca  Phone: 310-DEBT   This episode proudly sponsored by Our Neighbourhood Realty - ONRI.ca    Realtors, are you looking for a brokerage that truly supports your growth? At Our Neighbourhood Realty, we offer training programs created by experienced agents to help you succeed. Our 'Pathfinder Course' is designed to guide you through the real estate landscape, giving you the tools and knowledge to excel. We also host events featuring top industry experts to ensure you stay ahead in this competitive market. Join a community that values mentorship, innovation, and your success. Visit ONRI.ca  to learn more and become part of our team today!   Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from!   Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca   

Rent Reporting: How Tenants Can Build Credit - Kayla Andrade   In this episode, I sit down with Kayla Andrade, landlord advocate and founder of Ontario Landlord Watch, to break down the real impact of Ontario's evolving rental landscape.   In Part 1, we dove into Bill 60, new eviction timelines, tenant compensation, and what these changes mean for both landlords and tenants. In Part 2, we dive into rent reporting—how it works, how it affects tenant credit scores, and whether it's becoming the new standard.   Plus, a quick reminder: you'll always pay—either with time or money. The key is choosing wisely.   If you're a landlord, investor, or real estate professional, this is a must-listen.   Contact Kayla Facebook Page: OntarioLandlordsWatch Facebook Group: 818378618219840 Instagram: ontlandlordswatch   This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca   If you're look to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.   As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses.   To find out more, visit the website or email hello@deep-pockets.ca    Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

Bill 60 Explained: What It Means For Ontario Rental Housing - Kayla Andrade   In this episode, I sit down with Kayla Andrade, landlord advocate and founder of Ontario Landlord Watch, to break down the real impact of Ontario's evolving rental landscape.   In Part 1, we unpack Bill 60, new eviction timelines, tenant compensation, and what these changes mean for both landlords and tenants. In Part 2, we dive into rent reporting—how it works, how it affects tenant credit scores, and whether it's becoming the new standard.   Plus, a quick reminder: you'll always pay—either with time or money. The key is choosing wisely.   If you're a landlord, investor, or real estate professional, this is a must-listen.   Contact Kayla Facebook Page: OntarioLandlordsWatch Facebook Group: 818378618219840 Instagram: ontlandlordswatch   This episode proudly sponsored by McMurter & Associates.    They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect.    Find them at: https://www.mcmurter.com   Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from!   Other Links: Private Investing, visit https://deep-pockets.ca   Tags:  #realestateincanada, #realestatepodcast, #realestateinvesting, #investingincanada, #geographicfreedom, #canadianrealestate, #canadianpodcast, #buyinghomes, #investmentproperties, #wealth, #howtobecomewealthy, #entrepreneur, #rentals, #marketupdate, #survival, #purpose, #mindset, #Tenants , #success, #investingincome

Navigating Cottage Ownership in a Changing Market - Michelle Kelly   In Part 2 I'm again joined by Michelle Kelly, editor and co-publisher of Cottage Life magazine.    Michelle has spent more than two decades shaping one of Canada's most recognized lifestyle publications focused on cottage country.   We talk about everything cottage living—from design tips and common buying mistakes to the reality of maintaining a cottage property. Michelle also shares insights into how the return to office is impacting cottage demand, why succession planning for family cottages matters, and the importance of safety on the water.   This is part two of a two-part conversation that explores the lifestyle, challenges, and future of cottage country living in Canada.   Contact: Web: https://cottagelife.com   This episode proudly sponsored by Better Mortgage Select - https://bmselect.ca    Better Mortgages Select   Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you.  Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada.  They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!"   email: info@bettermortgageselect.ca   Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from!   Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca 

Cottage Life: What You Need To Know Before You Buy - Michelle Kelly   In this episode, I'm joined by Michelle Kelly, editor and co-publisher of Cottage Life magazine.    Michelle has spent more than two decades shaping one of Canada's most recognized lifestyle publications focused on cottage country.   We talk about everything cottage living—from design tips and common buying mistakes to the reality of maintaining a cottage property. Michelle also shares insights into how the return to office is impacting cottage demand, why succession planning for family cottages matters, and the importance of safety on the water.   This is part one of a two-part conversation that explores the lifestyle, challenges, and future of cottage country living in Canada.   Before the interview, I also share a Tip of the Week about living your best life, staying in a flow state, and thinking about retirement in a different way.   Contact: Web: https://cottagelife.com   This episode proudly sponsored by Rent Panda.    Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda provides the do it yourself landlord an online platform where you can list your property absolutely free. If you want to you can post your ad on multiple platforms, see tenant profiles, message tenants, schedule showings, get credit checks and build leases quickly and easily.   Rent Panda also caters to the more passive landlord who needs to find a tenant. doing all of the leasing work, so all you have to do is sit back, relax, and get the best tenants presented to you.   Find them at: https://www.rentpanda.ca    Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

The Next Level After Top Producer - Jayden Kennedy   Part 2 of my conversation with Jayden Kennedy, a Top 5 individual agent with Keller Williams Canada, to break down what it really takes to succeed in today's real estate market.   With over 80% of her clients coming from social media, Jayden shares how she converts strangers into long-term clients through trust, education, and consistent systems.    This episode is packed with actionable advice for new agents—what she's learned over the years, how AI is helping her be more efficient, how systems and automation help her be more effective and stand out from the crowd, seeking repeat business vs. New clients, leveraging your CRM and MUCH more!   If you're a realtor looking to grow, scale, or start strong, this co nversation is a must-listen.   Contact: Email: jaydenkennedyrealestate@gmail.com Insta: @jaydenkennedyrealestate   This episode proudly sponsored by Our Neighbourhood Realty - ONRI.ca    Realtors, are you looking for a brokerage that truly supports your growth? At Our Neighbourhood Realty, we offer training programs created by experienced agents to help you succeed. Our 'Pathfinder Course' is designed to guide you through the real estate landscape, giving you the tools and knowledge to excel. We also host events featuring top industry experts to ensure you stay ahead in this competitive market. Join a community that values mentorship, innovation, and your success. Visit ONRI.ca  to learn more and become part of our team today!   Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from!   Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca 

New Realtor Blueprint — What To Do In Your First 90 Days - Jayden Kennedy   In this episode, I sit down with Jayden Kennedy, a Top 5 individual agent with Keller Williams Canada, to break down what it really takes to succeed in today's real estate market.   With over 80% of her clients coming from social media, Jayden shares how she converts strangers into long-term clients through trust, education, and consistent systems.    This episode is packed with actionable advice for new agents—what to focus on in your first 90 days, how to build confidence without a track record, and whether joining a team is the right move.   Plus, Gary shares a powerful reminder: fear in the market often means opportunity—if you're in the right rooms.   If you're a realtor looking to grow, scale, or start strong, this conversation is a must-listen.   Contact: Email: jaydenkennedyrealestate@gmail.com Insta: @jaydenkennedyrealestate   This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca   If you're look to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.   As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses.   To find out more, visit the website or email hello@deep-pockets.ca    Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

Rentals Today: The Truth Behind The Headlines - Travis Gairy EP 304 Pt 2   In Part 2 of my conversation with Travis Gairy, founder of The Lifestyle Group, we look at the  massive opportunities within the rental market.   Travis and his team have built a strong, service-first real estate business focused on helping clients buy, sell, rent, and invest across Toronto. With rentals becoming an increasingly competitive and strategic space, this episode dives deep into why tenant representation is not only valuable—but can be a long-term business builder for realtors.   The conversation also touches on the current state of the condo and rental markets, emerging opportunities, how to build and lead a team, and how Lifestyle Group continues to evolve through "Lifestyle 2.0."   Whether you're a realtor struggling in today's market, curious about rentals, or looking to diversify your business, this episode offers practical insights you don't want to miss.   Contact: Email: Travis@listatto.com  Insta: @travisgairy    This episode proudly sponsored by McMurter & Associates.    They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect.    Find them at: https://www.mcmurter.com   Other Links: Private Investing, visit https://deep-pockets.ca   Tags:  #realestateincanada, #realestatepodcast, #realestateinvesting, #investingincanada, #geographicfreedom, #canadianrealestate, #canadianpodcast, #buyinghomes, #investmentproperties, #wealth, #howtobecomewealthy, #entrepreneur, #Tenants, #marketupdate, #survival, #purpose, #mindset, #mortgages, #success, #investingincome

Turning Tenant Placement Into a Thriving Real Estate Business - Travis Gairy EP 304 Pt 1   Today I sit down with Travis Gairy, founder of The Listatto Team, for an insightful conversation about the power of working with tenants and the massive opportunities within the rental market.   Travis and his team have built a strong, service-first real estate business focused on helping clients buy, sell, rent, and invest across Toronto. With rentals becoming an increasingly competitive and strategic space, this episode dives deep into why tenant representation is not only valuable—but can be a long-term business builder for realtors.   We explore how to properly screen tenants, why collecting documentation matters, and how agents can guide renters from their first lease all the way to purchasing their first home within a few years. The conversation also touches on the current state of the condo and rental markets, emerging opportunities, and how Listatto Team continues to evolve through "Listatto 2.0."   Gary also wraps the episode with a practical Tip of the Week on pricing your home correctly—and why the first 7–10 days on the market are critical to success.   Whether you're a realtor struggling in today's market, curious about rentals, or looking to diversify your business, this episode offers practical insights you don't want to miss.   Contact: Email: Travis@listatto.com  Insta: @travisgairy    This episode proudly sponsored by Better Mortgage Select - https://bmselect.ca    Better Mortgages Select   Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you.  Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada.  They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!"   email: info@bettermortgageselect.ca   Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert   Tags:  #realestateincanada, #realestatepodcast, #realestateinvesting, #investingincanada, #geographicfreedom, #canadianrealestate, #canadianpodcast, #buyinghomes, #investmentproperties, #wealth, #howtobecomewealthy, #entrepreneur, #Tenants, #marketupdate, #survival, #purpose, #mindset, #mortgages, #success, #investingincome

Co-Signing Risks For Family Wealth - Georges El Masri EP 303 Pt 2   In part 2 of my chat with Georges El Masri, real estate investor, agent, and host of The Well Off Podcast, we discuss all the risks and benefits of co-signing real estate for your children. George's investing journey began with his first BRRRR deal in 2017, and since then he has built a powerful real estate portfolio while helping others do the same.   We dive into the hard lessons learned during the 2020–2022 real estate boom, the common mistakes many investors made, and how George adjusted his strategy to thrive in today's changing market. He openly shares the challenges he faced, how he overcame them, and the investment strategies that are working right now.   We also look ahead to the opportunities George sees coming in the 2026 market, including creative deal structures that investors can start preparing for today.   This is Part two of a two-part conversation, packed with real-world insights, practical strategies, and honest lessons for both new and experienced real estate investors.   Contact: Web: WellOff.ca  Insta: welloffx   This episode proudly sponsored by Rent Panda.    Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda provides the do it yourself landlord an online platform where you can list your property absolutely free. If you want to you can post your ad on multiple platforms, see tenant profiles, message tenants, schedule showings, get credit checks and build leases quickly and easily.   Rent Panda also caters to the more passive landlord who needs to find a tenant. doing all of the leasing work, so all you have to do is sit back, relax, and get the best tenants presented to you.   Find them at: https://www.rentpanda.ca    Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from!   Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert  

Today's Most Effective Real Estate Strategies - Georges El Masri EP 303 Pt 1   In today's episode, I'm joined by Georges El Masri, real estate investor, agent, and host of The Well Off Podcast. George's investing journey began with his first BRRRR deal in 2017, and since then he has built a powerful real estate portfolio while helping others do the same.   We dive into the hard lessons learned during the 2020–2022 real estate boom, the common mistakes many investors made, and how George adjusted his strategy to thrive in today's changing market. He openly shares the challenges he faced, how he overcame them, and the investment strategies that are working right now.   We also look ahead to the opportunities George sees coming in the 2026 market, including creative deal structures that investors can start preparing for today.   To wrap up the episode, I share this week's Tip of the Week, centered on goal setting and fulfillment—because true success means building wealth without sacrificing purpose.   This is Part One of a two-part conversation, packed with real-world insights, practical strategies, and honest lessons for both new and experienced real estate investors.   Contact: Web: WellOff.ca  Insta: welloffx   his episode proudly sponsored by Our Neighbourhood Realty - ONRI.ca    Realtors, are you looking for a brokerage that truly supports your growth? At Our Neighbourhood Realty, we offer training programs created by experienced agents to help you succeed. Our 'Pathfinder Course' is designed to guide you through the real estate landscape, giving you the tools and knowledge to excel. We also host events featuring top industry experts to ensure you stay ahead in this competitive market. Join a community that values mentorship, innovation, and your success. Visit ONRI.ca  to learn more and become part of our team today!   Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from!   Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca   

Intergenerational Wealth & The New Canadian Mortgage - Dion Beg EP 302 Pt 2   Part 2 of my conversation with my good friend Dion Beg, mortgage agent and founder of Kanga Mortgage, one of the most trusted voices in the real estate financing world joins me in a deep discussion around financing for self employed people. He's got over 2 decades of experience and he's helped Canadians close over ONE BILLION of real estate transactions, and consistently is ranked in the top 75 brokers. We dive into what mortgage products are working for self employed and business owners; we get into the recent changes to mortgage rules; parents helping adult children buy their first home; the pros and cons of co-signing; what types of properties is he seeing families buying in this market; a market update; what happened in 2025; where does he see things happening in 2026;  and MUCH MORE!   And in Part 1 Gary shares a tip of the week on business!   Contact:  http://kangamortgage.ca dion@kangamortgage.ca    This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca   If you're look to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.   As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses.   To find out more, visit the website or email hello@deep-pockets.ca    Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert

Mortgage Products That Actually Work For The Self Employed - Dion Beg EP 302 Pt 1   My good friend, mortgage agent and founder of Kanga Mortgage, one of the most trusted voices in the real estate financing world joins me in a deep discussion around financing for self employed people. He's got over 2 decades of experience and he's help Canadians close over ONE BILLION of real estate transactions, and consistently is ranked in the top 75 brokers. We dive into what mortgage products are working for self employed and business owners; we get into the recent changes to mortgage rules; parents helping adult children buy their first home; the pros and cons of co-signing; what types of properties is he seeing families buying in this market; a market update; what happened in 2025; where does he see things happening in 2026;  and MUCH MORE!   And in Part 1 Gary shares a tip of the week on business!   Contact:  http://kangamortgage.ca dion@kangamortgage.ca    This episode proudly sponsored by McMurter & Associates.    They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect.    Find them at: https://www.mcmurter.com   Other Links: Private Investing, visit https://deep-pockets.ca

Active Income Carries You When Your Rentals Don't - Sarah Larbi EP 301 Pt 2   Previous guest Sarah Larbi, multi stream investor, mentor, podcast host popped down to the new studio to join me  in a raw, uncut conversation to discuss what mistakes she's made over the past few years, after turning to real estate investing full time in 2020…what a time to leave your corporate job and survive on entrepreneur income! UNE IN!   Some of her biggest mistakes; mistake other investors made and whether they're going to get back in the game; where she things the market is headed in 2026; how her relationship ending after 20 year propelled her into huge growth; her interest in fitness taking on a more dedicated path; what are mid-term rentals and how it's providing Sarah with predictable, reliable income; Inspired Beach Resort, and how it will add to her portfolio; and MORE!   And in Part 1 Gary shares a tip of the week on how to change your behaviour!   Contact:  http://sarahlarbi.com  Sarah@sarahlarbi.com    This episode proudly sponsored by McMurter & Associates.    They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect.    Find them at: https://www.mcmurter.com   Other Links: Private Investing, visit https://deep-pockets.ca   Tags:  #realestateincanada, #realestatepodcast, #realestateinvesting, #investingincanada, #geographicfreedom, #canadianrealestate, #canadianpodcast, #buyinghomes, #investmentproperties, #wealth, #howtobecomewealthy, #entrepreneur, #explicit, #marketupdate, #survival, #purpose, #mindset, #mortgages, #success, #investingincome

The Mistake I Thought Would Break Me - But Didn't - Sarah Larbi EP 301   Previous guest Sarah Larbi, multi stream investor, mentor, podcast host popped down to the new studio to join me in a raw, uncut conversation to discuss what mistakes she's made over the past few years, after turning to real estate investing full time in 2020…what a time to leave your corporate job and survive on entrepreneur income!   Some of her biggest mistakes; mistake other investors made and whether they're going to get back in the game; where she things the market is headed in 2026; how her relationship ending after 20 year propelled her into huge growth; her interest in fitness taking on a more dedicated path; what are mid-term rentals and how it's providing Sarah with predictable, reliable income; Inspired Beach Resort, and how it will add to her portfolio; and MORE!   And Gary shares a tip of the week on how to change your behaviour!   Contact:  http://sarahlarbi.com  Sarah@sarahlarbi.com    This episode proudly sponsored by Better Mortgage Select.   Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you.  Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada.  They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!"   Other Links: Private Investing, visit https://deep-pockets.ca   Tags:  #realestateincanada, #realestatepodcast, #realestateinvesting, #investingincanada, #geographicfreedom, #canadianrealestate, #canadianpodcast, #buyinghomes, #investmentproperties, #wealth, #howtobecomewealthy, #entrepreneur, #explicit, #marketupdate, #survival, #purpose, #mindset, #mortgages, #success, #investingincome

Bonus Episode Alert — "You Can Change Your Life" with Les Brown   In this powerful throwback episode, legendary motivational speaker Les Brown sits down with Gary Hibbert to unpack the mindset shifts, courage, and resilience needed to break through barriers and build a life of purpose. Whether you're a first-time homebuyer, investor, or simply striving for more — Les delivers a powerful jolt of inspiration that feels just as urgent today.   Why it matters now: In uncertain economic and housing markets, hope, clarity, and mental strength are more valuable than ever. Tune in to reignite your vision and get mentally ready — whether it's for your next real estate move, life pivot, or long-term wealth journey.   Les Brown   On today's show I had the chance to talk with one of my mentors that has had a huge impact on my life, Les Brown. From listening to him in my car, at the gym and when I'm relaxing, to now be in a position to be able to interview him was a huge accomplishment for me up to this point in my life.   There are so many great take-aways from this show, Les Brown has truly mastered the craft of communication and shares his incredible story and how to design your life.    "Do what is easy your life will be hard. Do what is hard your life will be easy" – Les Brown.   Bio   Motivational speaker Les Brown was born Leslie Calvin Brown on February 17, 1945, in Miami, Florida. After giving birth to Brown and his twin brother, Wes, on the floor of an abandoned building, Brown's biological mother gave her sons up for adoption when they were six weeks old to Mrs. Mamie Brown. When he was in fifth grade, Brown was forced back a grade by the school's principal after being disruptive in class. Brown's demotion subsequently led him to being placed in special education classes and labeled as mentally retarded. As an adolescent, Brown attended Booker T. Washington High School where he was influenced by a speech and drama instructor who encouraged him to pursue a career in radio broadcasting.   After graduating from high school and briefly working for the Department of Sanitation, Brown worked as an errand boy for a Miami Beach radio station. At the station, Brown observed the disc jockeys with hopes of one day becoming an on-air personality. His break came when one of the disc jockeys became inebriated. Brown stood in for him and then was hired as a disc jockey. In the late 1960s, Brown moved to Columbus, Ohio, to work for WVKO Radio, where he became active in the community. Brown's political activism in Columbus won him a seat with the 29th House District of the Ohio State Legislature. In his first year, Brown passed more legislature than any other freshman representative in Ohio State legislative history. In his third term, Brown served as chair of the Human Resources Committee.   In 1981, Brown left the Ohio State House of Representatives to care for his ailing mother back in Florida. While in Miami, he continued to focus on social issues by developing a youth center training program. In 1986, Brown entered the public speaking arena on a full-time basis and formed Les Brown Enterprises, Inc. In 1989, Brown received the National Speakers Association's highest award, the Council of Peers Award of Excellence (CPAE). In 1990, Brown recorded the Emmy Award-winning series of speeches entitled You Deserve, which became the lead fundraising program of its kind for pledges to PBS stations nationwide. In 1991, Toastmasters International selected Brown as one of the world's best speakers and awarded him the Golden Gavel Award.   Brown ranks amongst the nation's leading authorities in understanding and stimulating human potential; he is a featured guest on many radio broadcasting stations and is often hired by professional corporations to teach and inspire new levels of achievement.       What you'll learn from this call;   How do you make the best of everyday to change your life? The early ages of Les Brown and the major turning point in his life. The 3 major lessons Les Brown learned in the 11th grade from his Drama teacher. How to get the most out of listening to Podcasts and seminars to better your life. The scariest moment Les Brown had on stage and what he did to overcame his fear. Why do some people become successful while others don't? The importance of a vision board and remaining focused on your dreams. The difference between failing and seeing yourself as a failure. How to know when an opportunity presents itself? The secret medicine to life and what you need to do every single day to live longer.  

They Built Wealth Fast - Then Lost It: The Next Phase of Investing  w/Alfonso Cuadra #300   Alfonso Cuadra, founder of Wealth Genius, founder of Cuadra Youth Foundation, coach, mentor, trainer and a 24-year investor with a multi-million dollar portfolio drops back into the studio to talk about how too many investors scaled too fast during COVID; what were some of the other mistakes that investors made from 2020 to 2022; how Alfonso is protecting his portfolio right now; where does he see some of the best opportunities moving forward; what keeps him optimistic about real estate investing; and MORE!   Contact: Websites: www.AlfonsoCuadra.com & www.wealthgenius.ai   This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca    If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.   As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses.   To find out more, visit the website or email deals@deep-pockets.ca   Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca  

Real Estate Investing Gone Wrong: What Really Happened - Mary-Anne Gillespie   Part 2 of our conversation with Mary-Anne Gillespie, CEO of Red Apple Coaching, one of the most in demand performance coaches in North America for real estate agents joins me in conversation to dive into the real estate market; what were some of the big mistakes that real estate investors made; why so many people got into the preconstruction game; a market update and some predictions for 2026; what are some of the best opportunities and locations for 2026 to buy!and MUCH MORE, so TUNE IN!     Contact:  Instagram: @maryanne.gillespie December event: 2025-gamechanger-2-5   This episode proudly sponsored by McMurter & Associates.    They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward legal advice, and no surprises, including a legal bill you didn't expect.    Find them at: https://www.mcmurter.com   Other Links: Gary's mentorship program visit https://garyhibbert.ca    

Why 2026 Will Redefine Success For Realtors & Investors - Mary-Anne Gillespie   Mary-Anne Gillespie, CEO of Red Apple Coaching, one of the most in demand performance coaches in North America for real estate agents joins me in Part 1 of our convo to talk about the strategies and tools that realtors can use to supercharge their careers! Mary-Anne has coached over 270 7-figure agents, working with some of the top real estate teams in Canada and the US. We chat about why agents shouldn't have a "Plan B"; what agents will survive in 2026; the importance of hiring the right coach; why so many real estate teams are struggling; and the number 1 skill all agents need to have, and MUCH MORE, so TUNE IN!   In Part 2 of the show we dive in the real estate market; what were some of the big mistakes that real estate investors made; why so many people got into the preconstruction game; a market update and some predictions for 2026; what are some of the best opportunities and locations for 2026 to buy!   Contact:  Instagram: @maryanne.gillespie December event: 2025-gamechanger-2-5   This episode proudly sponsored by Better Mortgage Select - https://bmselect.ca    Better Mortgages Select   Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you.  Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada.  They are expert financial planning consultants that allow investors to grow their portfolio and have a unique way of helping clients navigate through the different banks and lending options available. Contact them today for a free consultation and get started on what could be a life-changing journey. Don't just get a mortgage, get a BETTER MORTGAGE!"   email: info@bettermortgageselect.ca   Please a leave a review, as it helps Gary understand if he's bringing on the right guests that you want to hear from!   Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca