Claim OwnershipRetirement Lounge Podcast
Subscribed: 6Played: 47
Subscribe
© 2025
Description
Retire with clarity. Live with purpose.
Hosted by Chartered Financial Planner and SOLLA Accredited Adviser Nick Hutchings, The Retirement Lounge is your calm and confident space to explore the transition into retirement.
Drawing on 25+ years in financial services, and a deep personal passion for later life planning, Nick brings you practical guidance, real-life stories, and expert insight to help you navigate the financial and emotional side of retirement.
Whether you're 5–10 years out, newly retired, or supporting a loved one through the process, this podcast simplifies complex topics—like pensions, legacy, care fees, and lifestyle transitions—so you can focus on living well, not worrying.
Expect short, sharp episodes that challenge your thinking, provoke honest conversations, and give you the tools to feel in control of your future.
You'll walk away from each episode feeling better informed and more deliberate about your decisions.
Listen in if you want to:
-Define what retirement really means to you.
-Learn the top things to know and do as you plan.
-Understand your money without the jargon.
-Hear thoughtful takes on topics families often avoid.
-Gain confidence that you won't run out of money or die with too much.
Subscribe, share with someone you care about, and join Nick in reshaping the retirement conversation.
Hosted by Chartered Financial Planner and SOLLA Accredited Adviser Nick Hutchings, The Retirement Lounge is your calm and confident space to explore the transition into retirement.
Drawing on 25+ years in financial services, and a deep personal passion for later life planning, Nick brings you practical guidance, real-life stories, and expert insight to help you navigate the financial and emotional side of retirement.
Whether you're 5–10 years out, newly retired, or supporting a loved one through the process, this podcast simplifies complex topics—like pensions, legacy, care fees, and lifestyle transitions—so you can focus on living well, not worrying.
Expect short, sharp episodes that challenge your thinking, provoke honest conversations, and give you the tools to feel in control of your future.
You'll walk away from each episode feeling better informed and more deliberate about your decisions.
Listen in if you want to:
-Define what retirement really means to you.
-Learn the top things to know and do as you plan.
-Understand your money without the jargon.
-Hear thoughtful takes on topics families often avoid.
-Gain confidence that you won't run out of money or die with too much.
Subscribe, share with someone you care about, and join Nick in reshaping the retirement conversation.
26 Episodes
Reverse
After nearly a year of The Retirement Lounge, Nick introduces a new Educational Series, designed to simplify financial concepts that are often misunderstood. In this first instalment, he tackles one of the most confused terms in investing: What's the difference between risk and volatility? They're often used interchangeably, by investors, the media, even regulators. But they are not the same thing. If you've ever felt uneasy during market falls, this episode will help you understand whether you're facing real danger, or just temporary noise. Connect with Nick Hutchings
With headlines dominated by geopolitical tension and dramatic market reporting, it can feel like markets are in constant crisis. But are they really? In this short "in-between" episode of The Retirement Lounge, Nick takes a step back from the noise and examines how headlines can distort reality. After seeing reports claiming "$6 trillion wiped off global markets", Nick looks at the actual numbers and asks an important question: are markets really plunging, or are we simply reacting to short-term headlines? If the news cycle has left you feeling uneasy about markets, this episode offers a much-needed dose of perspective. Connect with Nick Hutchings
Most retirement conversations focus on what you should be doing. In this episode, Nick flips the script. He shares the most common and costly mistakes people make before and during retirement. Nick also explains why small oversights from pension charges to outdated nomination forms, can have a significant long-term impact. If you're approaching retirement (or already there), this episode is a practical checklist of what not to ignore. Connect with Nick Hutchings
One of the most common questions Nick is asked as a financial planner is: Should you consolidate your pensions? In this episode of The Retirement Lounge, Nick walks through the pros and cons of pension consolidation, helping you understand when it can make sense and when it could be a costly mistake. This episode isn't advice, but it will help you ask better questions and understand what to look out for before taking action. Listen now to decide whether pension consolidation could be right for you and when professional advice really matters. Connect with Nick Hutchings
Every year, financial analysts, commentators, and experts make bold predictions about markets, the economy, and what's coming next. But how accurate are they really? In this episode of The Retirement Lounge, Nick is joined by three rockwealth advisers, Tim Horrocks, Chris Wallsgrove, and David Bowen, to make their own tongue-in-cheek predictions for the year ahead. From stock markets to sporting outcomes, the conversation highlights just how difficult forecasting really is, and why even the most confident predictions are often no more than educated guesses. The twist? They'll be revisiting these predictions at the end of the year to see who was closest… and who was wildly off. A light-hearted but important reminder of why long-term financial planning matters more than short-term predict
Generation X is approaching retirement differently from any generation before them. In this episode of The Retirement Lounge, Nick is joined by Martin Lines, Development and Events Director at Just, to explore how Gen X is navigating retirement while balancing work, family, and caring responsibilities. This is a thoughtful, wide-ranging conversation about what retirement really looks like today and why flexibility, planning, and perspective matter more than ever. 🎧 Listen now on The Retirement Lounge. Connect with Nick Hutchings Connect with Martin Lines
Retirement is often seen as a finish line, but for many people, it's the start of a completely new chapter. In this episode of The Retirement Lounge, Nick is joined by Jane Parslow, co-founder of Retirement Pathways, to explore the emotional and psychological side of retiring, the part that often gets overlooked. Together, they discuss why retirement can feel disorientating after the initial "honeymoon phase," the impact of losing a work identity, and how assumptions about family, purpose, and time can quietly shape later life. Jane shares insights from her own transition away from corporate life, why purpose doesn't have to be grand or life-changing, and how early reflection can make retirement feel less daunting and more fulfilling. This episode is for anyone approaching retirement, recently retired, or simply curious about what comes after work and how to retire towards something meaningful, not just from a job. Connect with Nick Hutchings Connect with Jane Parslow
Talking about death isn't easy, but planning for it can be one of the kindest things you ever do. In this episode, Nick shares how creating a When I Die File can give your loved ones comfort, clarity, and practical support when they'll need it most. He walks through what to include, from wills and bank accounts to personal letters and funeral wishes, and why this simple act of preparation can save your family time, money, and heartache. Nick also shares his personal experience of losing a loved one and how finding their funeral preferences turned grief into gratitude. 🎧 Listen now and request Nick's free 'When I Die File' checklist by emailing hello@retirementlounge.co.uk. Connect with Nick Hutchings
What do people regret most about retirement and how can you avoid the same mistakes? In this episode, Nick unpacks findings from a recent Which? survey revealing the most common retirement regrets. From not saving early enough to leaving work too soon (or too late), he explores what these lessons mean for anyone approaching retirement today. This episode blends numbers, real stories, and experience, helping you turn hindsight into foresight for a smoother, more confident retirement. 🎧 Listen now on The Retirement Lounge and discover how to plan smarter, before regrets set in. Connect with Nick Hutchings
Not everyone is racing to retire, in fact, more people than ever are choosing to keep working beyond pension age. In this solo episode, Nick asks the question: Is retirement really for you? He explores why more baby boomers are working into later life, what's driving the rise in "flexi-retirement," and how pension freedoms have made it easier to work on your own terms. Whether you're dreaming of full-time freedom or a phased retirement, this episode will help you redefine what "retirement" really means for you. Connect with Nick Hutchings
Retirement is often described as the golden years, but the reality isn't always so simple. In this solo episode, Nick explores the real challenges of retiring, from the financial and emotional to the practical and psychological. He discusses why "not getting paid anymore" can cause more anxiety than expected, how to avoid running out of money (or worrying that you will), and the often-overlooked costs of healthcare and inflation. Nick also reflects on the importance of purpose, structure, and identity in later life, sharing real stories from clients navigating this life-changing transition. Whether you're approaching retirement or already there, this episode will help you plan not just for what you're retiring from, but what you're retiring into. 🎧 Listen now and take Nick's free Retirement Readiness Quiz at retirementlounge.co.uk
We like to think our financial decisions are logical, but our brains often have other plans. In this solo episode, Nick dives into behavioural biases, the mental shortcuts and emotional habits that influence how we invest, often without us realising it. From loss aversion and herd behaviour to confirmation bias and the Dunning-Kruger effect, Nick explains how these biases can quietly sabotage your long-term wealth. You'll learn how to spot your own blind spots, why discipline always beats impulse, and how to apply Nick's G.A.R.D. framework to protect your investments. Whether you're investing for retirement or simply trying to make smarter decisions, this episode will help you see where your instincts may be getting in the way and how to keep your emotions in check when markets wobble. Connect with Nick Hutchings
Retirement is one of life's biggest transitions, and it doesn't have to be complicated. In this episode of The Retirement Lounge, Nick speaks with Pete Matthew, Chartered Financial Planner, author, and founder of the Meaningful Money podcast and YouTube channel. Pete shares his journey into financial services, why he started creating content to make money simple, and his insights from decades of helping people prepare for life after work. Pete's message is clear: retirement isn't the end, it's a new chapter and with the right approach, it can be the most meaningful stage of your life. Connect with Nick Hutchings Connect with Pete Matthew
What does it really mean to have enough? In this episode of The Retirement Lounge, Nick speaks with Paul Armson, financial planner, author of Enough? and creator of the Inspiring Adviser programme. Together, they explore the shift from product-driven advice to planning that's about life, not just money. Topics include: Why traditional "financial advice" often misses the point How to focus on living fully, not chasing numbers Why risk is more than market volatility The freedom of knowing when you've already got enough Insights for business owners hanging on for "one more big deal" 🎧 Tune in for a refreshing and thought-provoking conversation on money, purpose, and what really matters in retirement. 👉 Listeners can request a copy of Paul's book Enough? by emailing hello@retirementlounge.co.uk. 👉 Financial planners can explore Paul's Inspiring Adviser Programme here: https://www.inspiringadvisers.co.uk/
Moving house is always stressful — but in later life, it's rarely just about the property. It's about memories, identity, independence, and big life transitions. In this conversation, Nick speaks with Susan from Turner's Oak, an estate agent who specialises in supporting older homeowners and their families through some of the most emotional moves they'll ever make. Whether you're approaching a move yourself or supporting a loved one, this episode is full of empathy, insight, and practical advice. 🎧 Listen now to discover how a tailored, understanding approach can turn a daunting process into a positive next chapter. Book mentioned in the episode - https://www.davidsolie.com/books-cds/book-information/
What happens when a high-performing sales exec trades spreadsheets for stage scripts? In this episode, Nick Holbrook shares his personal journey through retirement, from trial and error to finding new purpose in writing, audiobook narration, and comedy. We explore the emotional shifts, identity challenges, and redefining what 'retirement' truly means. It's honest, relatable, and full of practical reflections, especially for those who aren't quite ready to "do nothing."
In this episode of The Retirement Lounge, Nick speaks with Jane Finnerty, Chair of the Society of Later Life Advisers (SOLLA), about the importance of good financial advice in later life and what makes SOLLA-accredited advisers different. They explore what SOLLA is, how it came about, and why accreditation matters when navigating complex decisions around care, estate planning, and vulnerability. Jane brings warmth, experience, and passion to a topic that's often misunderstood, helping listeners understand where to turn when life throws up uncertainty. Whether you're approaching later life yourself, supporting a loved one, or part of the "sandwich generation" balancing care responsibilities with your own household, this episode is full of insight.
In this episode, Nick speaks with Sarah Davies, who shares her deeply personal journey from financial insecurity to confidence. Starting serious financial planning in her 40s, Sarah reflects on how advice changed her mindset and her retirement. Together they explore emotions around money, the importance of financial education, and why taking control later in life is not too late. A heartfelt conversation that many will relate to.
When COVID hit, Rupe had just ended a long career in IT sales. What followed wasn't a traditional retirement; it was reinvention. In this warm and witty episode, Rupe shares his unexpected post-career path: from shelf-stacking at Tesco to running village events and helping others find purpose. A candid, often humorous look at how retirement can be a beginning, not an end.
When a loved one needs care, the decisions can feel overwhelming. In this episode, Nick speaks with Gemma Locke from Trinity Homecare about navigating care options, at home or in a care home and how families can make confident choices before crisis hits. Learn how early planning, live-in care, and emotional support can ease the journey for everyone involved.
Comments
Download from Google Play
Download from App Store
United States