DiscoverFinancial Confidence for High-Achieving Women | Money Mindset and Wealth-Building Tips for WOC Entrepreneurs
Financial Confidence for High-Achieving Women | Money Mindset and Wealth-Building Tips for WOC Entrepreneurs
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Financial Confidence for High-Achieving Women | Money Mindset and Wealth-Building Tips for WOC Entrepreneurs

Author: Taryn T-Money$ Ferrer | Financial Wellness Coach

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Are you overwhelmed by the constant juggle of scaling your business and managing your personal finances? Tired of the cycle of over-saving, splurging, and guilt after every big purchase? Or maybe you’re always second-guessing your financial decisions, wondering if you’re doing enough to build wealth and secure your future? Hey girl hey…welcome! 

The Financial Confidence for High-Achieving Women podcast is where we’ll dive deep into positive money mindset, wealth-building strategies, and intentional financial planning. If you’re an ambitious women of color entrepreneur ready to break free from the limiting beliefs and habits that are holding you back from reaching your full financial potential, you’re in the right place.

I’m your host Taryn, better known as T-Money$, Certified Financial Coach and CEO of Money Honey LLC, a financial coaching company that teaches high-achieving women like YOU how to have a fun & healthy relationship with money. I know firsthand the unique challenges you face as the first person in your family to achieve a high income. Through my coaching and self study programs, I’ve helped 80+ clients master their money without sacrificing the lifestyle they love. Together, we will create money habits that support the legacy you want to create.

This podcast will answer questions you’re likely googling right now, like:

How can I stop overspending and still enjoy my lifestyle?
What are the best wealth-building strategies for high-earning women of color?
How can I create a budget that aligns with my life goals?
What mindset shifts do I need to make for financial success?
How do I start saving and investing as a busy entrepreneur?
How to build wealth as a woman of color entrepreneur?

Tune in each week for simple money management and investing tips to help you create long-term wealth through smart financial decisions. Whether you're looking to better manage your cash flow, increase your investment portfolio, or develop a powerful money mindset, this podcast will give you the tools to take control of your money and build wealth on your own terms.

Ready to leave behind financial anxiety and start making confident money decisions? Hit play on the latest episode and let’s grow your wealth as a woman of color in business.

For more wealth building tips, debt free living inspiration and support, connect with me over on Instagram @heytmoneyhoney 

And don’t forget to hit subscribe and follow the show wherever you listen to podcasts. Let’s dive into this journey to financial freedom together!

37 Episodes
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Send us a text In this episode, Taryn Ferrer discusses the concept of financial wellness, particularly for high-achieving women. She emphasizes that financial wellness is not merely about high income or being debt-free, but rather about feeling safe, confident, and in control of one's finances. Taryn shares her personal journey towards financial wellness, highlighting the importance of mindset and emotional relationships with money. She provides practical steps to build financial wellness, in...
Send us a text In this episode, Taryn Ferrer discusses the emotional complexities surrounding the decision to save or pay off debt, emphasizing that the conflict is rooted in feelings of safety and control. She introduces a dual track strategy that allows individuals to build savings while paying down debt, providing practical steps to achieve financial balance without burnout. The episode concludes with actionable steps for listeners to implement in their financial planning. Tune in to hear...
Send us a text In this episode, Taryn Ferrer reflects on the highlights of 2025, sharing her journey of financial success, personal growth, and the importance of taking breaks. She discusses the significance of receiving $60,000 in grants, celebrating her company's best year ever, and the impact of courageous decisions on her life and business. Taryn also emphasizes the importance of client success stories and navigating personal challenges, particularly in caregiving, while encouraging liste...
Send us a text Financial abuse is one of the most hidden forms of control — and one of the hardest to talk about. It doesn’t always look like someone taking your paycheck or cutting off your cards. Sometimes it sounds like “Let me handle the money” or “You don’t need to worry about that.” In this deeply personal episode, Taryn “T-Money$” Ferrer shares her own experience with financial abuse, how to recognize the subtle red flags, and what it really takes to rebuild safety and confidence after...
Send us a text Talking about money doesn’t have to end in tension, guilt, or avoidance. Whether it’s your partner, your best friend, or a bridesmaid in your wedding party, honest money conversations build trust—and protect your peace. In this episode, Taryn “T-Money$” Ferrer shares practical ways to start transparent financial conversations, even when it feels uncomfortable. You’ll learn how to bring up money differences without judgment, set healthy boundaries with friends, and turn money ta...
Send us a text Everyone talks about overspending—but what about the women who do the opposite? The ones who save every dollar, feel guilty buying anything for themselves, and still don’t feel safe with money? In this episode, Taryn “T-Money$” Ferrer explores what happens when saving turns into hoarding. You’ll learn how fear-based saving keeps you stuck in survival mode, why you may still feel unsafe even with money in the bank, and how to build habits that let you both save and spend in alig...
Send us a text You’ve probably heard of financial advisors and planners—but what about financial coaches? And how do you know which one you actually need? In this episode, Taryn “T-Money$” Ferrer breaks down the real differences between a financial coach, a financial planner, and a financial advisor—including when to hire each one and what kind of money milestones or assets make it worth it. You’ll also learn why so many people feel disappointed when they hire a planner or advisor expecting t...
Send us a text What happens when you’re thriving on the outside—but still carrying stress, guilt, and confusion around money on the inside? That was Morgan’s reality. In this case study episode, Taryn “T-Money$” Ferrer takes you behind the scenes of Morgan’s transformation: from impulse spending and financial guilt to building systems that allowed her to furnish her new home intentionally, enjoy her passion for fashion without shame, and finally feel balanced with money. Tune in to hear: Why...
Send us a text Do you ever feel guilty every time you grab takeout or say yes to brunch? You’re not alone. Many high-achieving women feel like they’re “bad with money” if they eat out regularly—but the truth is, you can enjoy eating out without sabotaging your budget or your wealth goals. In this episode, Taryn “T-Money$” Ferrer shares the fun game she teaches her clients to remove the guilt around eating out while staying consistent with their financial plan. Whether you want to enjoy family...
Send us a text Do you find yourself saying “yes” with money when you really want to say “no”? Whether it’s lending to friends, covering the tab, or donating when your savings are low—lack of financial boundaries can quietly drain your wealth and peace of mind. In this episode, Taryn “T-Money$” Ferrer shares how to set financial boundaries without guilt, so you can protect your goals and still give from a place of strength. Tune in to hear: Why financial boundaries are essential for building ...
Send us a text Have you ever felt like no matter how much money you make, you’re still one wrong move away from it all collapsing? That’s survival mode—and it’s exhausting. In this episode, Taryn T-Money$ Ferrer unpacks how survival mode shows up in your finances, why it’s not just about money systems, and how to shift into wealth mode where your money feels safe, supportive, and abundant. Tune in to hear: The real signs of financial survival mode (and how they sneak up even on high earners)...
Send us a text What does it take to turn a dream into reality—and build a thriving business that serves your community? In this episode of Financial Confidence for High Achieving Women, I chat with Ashley Reed, owner of Body Art Noire in Inglewood, California. Ashley shares her inspiring journey from navigating layoffs and personal financial challenges to opening a yoga studio designed to make wellness accessible for everyone. Whether you’re dreaming of starting your own business, looking for...
Send us a text Ever wonder why you can’t stick to a budget—no matter how many times you try? The truth is: your spreadsheets and strategies matter, but without addressing your money mindset, you’re setting yourself up for cycles of starting and stopping. In this episode, I’m breaking down why traditional financial advice fails most people, sharing my own story of how mindset shifts transformed my financial life, and giving you one action step you can take this week to start rewiring you...
Send us a text Ever wonder what happens when you finally bet big on yourself – and it actually pays off? In this special bonus episode, I'm pulling back the curtain on three pivotal moments this summer that completely shifted my trajectory. I'm sharing the real story behind landing a $50,000 grant (including the mindset work that made it possible), giving you an unfiltered recap of the Rich Bi$h Retreat that had participants making life-changing commitments before they even left, and getting ...
Send us a text Think affirmations are just "woo-woo" nonsense that don't work for analytical minds? I used to think the same thing until I discovered the secret that changes everything. Today we're diving into when and how to use affirmations so they actually breakthrough your money blocks instead of making you roll your eyes. In this episode, I'm sharing the neuroscience behind why most people get affirmations completely wrong, the exact moment your brain is primed for transformation, and my...
Send us a text Think you need to live on ramen noodles to save $2,000 in 60 days? Think again! Today we're breaking down exactly how high-achieving women can save serious money fast without sacrificing the lifestyle that supports their success. In this episode, I'm sharing the strategic methods I used to build my own emergency fund and the exact system my clients use to save aggressively while still investing in themselves and their careers. You'll learn how to identify your invisible money d...
Send us a text Everyone says you'll lose money on in-person events - but what if you could make them profitable instead? Today we're concluding our 4-part budgeting series with a game-changing approach to event finances. In this final installment of our budgeting series, I'm breaking down how to budget for in-person events that actually make money. After successfully hosting my own financial wellness retreat and multiple brunch events, I'm sharing exactly how I've turned the "events aren't pr...
Send us a text Is your budget just a list of bills or the roadmap to your dreams? Today we're diving into part 3 of our 4-part budgeting series. In this episode, we're exploring why you should add your goals to your budget. If you feel like you're always putting off your dreams because "there's never enough money," this episode is for you. You'll learn how to transform your budget from a restrictive document into a powerful tool that actually helps you achieve what matters most. Let's get int...
Send us a text How do I create a reliable budget with unpredictable income? Today we’re diving into part 2 of our 4 part budgeting series. In this episode we’re talking all about budgeting with irregular income. If you’re an entrepreneur, creative, and/or freelancer I think you’ll really enjoy this one. You’ll learn how to understand your income patterns, my favorite budgeting method for irregular income, and how to plan for the lean times. Let’s get into it. Tune in to hear: How to un...
Send us a text Have you ever thought what should I do with my money on payday so I don’t spend my entire paycheck right away? Today we’re kicking off a 4 part series. In this episode I’m going to give you a simple routine you can do on payday that will give you peace of mind and contribute to your goals at the same time. If you’re ready for wealth building payday habits, then this episode is for you. Let’s get into it. Tune in to hear: Why having a payday routine is crucial for financial su...
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