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Credit Card BS Podcast
Credit Card BS Podcast
Author: Shaun and Sherwin
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© 2026 Credit Card BS Podcast
Description
A Stanford student and a UC Berkeley graduate share everything you need to know about the world of Credit Card Points and Luxury Travel. UC Berkeley graduate Shaun Lane created and taught the world's first and only univeristy level for-credit course on Credit Card Rewards. Stanford Student Sherwin Lai has amassed millions of credit card points and has taken vacations all over the world nearly for free. If you listen to this podcast, you will find yourself traveling to the world's best destinations for cheaper than you could possibly imagine.
156 Episodes
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"Points farms" are hotel properties that charge way higher prices than can be justified by their service and quality but are able to get away with it because of how many people stay there on points. We discuss this phenomenon, how the economics of hotel corporate reimbursement influences point farming behavior, its impact on service recovery, and give some opinionated examples of points farms. This knowledge might totally change how you view the value of points and miles. OMAAT article: http...
We break down how hotel Confirmable Suite Upgrade awards work at each of the major chain programs: Hyatt, Marriott, IHG, and Hilton. We discuss key similarities and differences among as well as the relative pros and cons of the programs. And some tips and tricks on how to earn and maximize these confirmable suite upgrades. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using ...
We discuss the details and benefits of the Amex Business Gold card and whether it's worth getting. It turns out its value proposition is geared toward a very specific type of customer. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the podcast!) 📰Join the Travel Lane Elite Newsletter: https://the-travel-lane.ck.page/signup
We analyze Hyatt's recently announced changes to their award chart taking effect in May 2026. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the podcast!) 📰Join the Travel Lane Elite Newsletter: https://the-travel-lane.ck.page/signup
Credit card YouTubers love to discuss airport lounges, but what about hotel lounges? We tell you all about how to get access to these lounges and whether they're even worth it. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the podcast!) 📰Join the Travel Lane Elite Newsletter: https://the-travel-lane.ck.page/signup
For the longest time, the only major airport lounge networks you could get access to with credit cards were Priority Pass and Amex Centurion Lounges. That's changing. Chase and Capital One are opening their own bespoke airport lounges throughout the country. We discuss their access rules and whether it's worth getting their premium cards for these lounges. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/cre...
A recent press release from Chase and Hyatt announced that "Hyatt plans to expand its card portfolio" and "Explorist status will be added as a benefit for top spending" Sapphire Reserve cardholders. We offer our predictions on a potential new premium Hyatt card and how the Sapphire Reserve changes will play out. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links g...
We mourn the death of what was once the easiest way to amass tons of credit card points. We explain the new bonus eligibility restrictions Chase has imposed on the Ink cards, their new popup algorithm, and what this means for your credit card strategy. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the podcast!) 📰Join the Travel Lane Elit...
Since many things have changed since our last video, it's time for a refreshed episode on one of our favorite places to hack: Las Vegas. Even if you're not a gambler, there are plenty of tricks to maximize value with credit cards. We spill all the secrets in this comprehensive guide. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the podc...
So many credit cards offer great multipliers for booking travel through their portal. But the problem is you are almost always worse off booking your travel through a travel portal rather than directly with the provider. We explain the reasons why. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the podcast!) 📰Join the Travel Lane Elite Ne...
With more and more premium credit cards becoming annoying coupon books, the Ritz-Carlton Credit Card is more important than ever. Although no longer available to new applicants, there is still a "secret" pathway to getting the card. We talk about that strategy, the card's unusually insane Priority Pass membership, and what makes this a keeper card you might want to consider. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: htt...
Rewards debit cards are unusual. Southwest has released a very interesting debit card. It lets you earn Southwest points on debit card purchases and comes with some other unique benefits. We discuss whether the card is worth considering. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the podcast!) 📰Join the Travel Lane Elite Newsletter: h...
Something strange has been going on with Emirates as a transfer partner. Some banks have downgraded its transfer ratio, while another has discontinued it altogether. We investigate why this might be happening and whether this is a sign of bad things to come in the credit card transfer partner space. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps ...
Some credit card issuers have what are called "family rules": a strict order in which you must open a series of cards to be eligible for their sign-up bonuses. We break down American Express's rules and Capital One's NEW rules so that you don't inadvertently leave tens of thousands of points on the table. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly ...
We break down Citi's new mid-tier AA card, the AAdvantage Globe. Are the benefits worth the $350 annual fee, and who should be getting it? 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the podcast!) 📰Join the Travel Lane Elite Newsletter: https://the-travel-lane.ck.page/signup
📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the podcast!) 📰Join the Travel Lane Elite Newsletter: https://the-travel-lane.ck.page/signup
The new Coinbase Credit Card advertises itself as giving up to 4% cash back, but what's the catch? We run through its details and give you our honest take. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the podcast!) 📰Join the Travel Lane Elite Newsletter: https://the-travel-lane.ck.page/signup
BILT is severing ties with Wells Fargo and will be launching a new lineup of cards with annual fees of $0, $95, and $495 issued by Cardless in February. We explain the details of the transition, offer our predictions, and break down what this means for your credit card strategy. 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the podcast!)...
We discuss the premium Revolut Ultra offering from the UK—its high monthly fee and quirky benefits. Has it been slept on, or do the benefits put us to sleep? 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the podcast!) 📰Join the Travel Lane Elite Newsletter: https://the-travel-lane.ck.page/signup
Cardless is a new issuer that is quickly gaining popularity. What are the interesting things have done, and are any of their cards worth getting? 📱Free Award Travel Discord Group: https://discord.gg/the-travel-lane-932731929030197249 💳Our Favorite Credit Cards: https://beacons.ai/creditcardbs (Referral Links) (Using our links greatly helps support the podcast!) 📰Join the Travel Lane Elite Newsletter: https://the-travel-lane.ck.page/signup



