Second Half Stewardship

Estate planning can feel overwhelming, but not every decision carries the same weight. In this episode, we walk through the five foundational estate planning choices every Christian steward should prayerfully consider—from identifying the next steward and determining how much is enough, to equipping heirs, choosing the right agents, planning optimal distribution paths, and communicating with clarity. This conversation explores how to protect your family, advance God's kingdom, and build an estate plan that reflects your faith and values. You can find show notes and resources for this episode at: https://secondhalfstewardship.com/episode/ep-86-estate-planning Download our free Guide to Biblical Giving at https://secondhalfstewardship.com/subscribe, and we'll unpack what the bible says about tithing, giving to the poor, or giving away everything you own for the sake of the Kingdom.  Timestamps 00:00 – Why Estate Planning Matters for Christian Stewards 01:11 – What It Means to Live as a Pilgrim and Steward 02:11 – How to Decide Who the Next Steward Should Be 04:07 – Loving Children Equally but Treating Them Differently 05:52 – Equipping the Next Steward Spiritually and Financially 07:43 – The Importance of Gratitude and Open Communication 10:03 – Living and Giving While You Still Have Breath 10:22 – Choosing Agents: Executors, Trustees, and Powers of Attorney 13:15 – When to Consider an Independent Trustee 18:21 – Finding the Optimal Path for Distributing Resources 22:22 – Why Clear Communication Prevents Conflict 24:29 – Final Thoughts for Faithful Estate Planning Advisory services offered through Retirement Planning Services, LLC. https://seriousretirement.com/ The information in this recording is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.

How can Christians honor God with their digital resources? In this episode, we discuss cybersecurity through the lens of biblical stewardship. From passwords and multi-factor authentication to guarding against scams and social engineering, we'll review practical steps you can take to protect the assets God has entrusted to you—without living in fear. You can find show notes and resources for this episode at: https://secondhalfstewardship.com/episode/ep-85-digital-life Download our free Guide to Biblical Giving at https://secondhalfstewardship.com/subscribe, and we'll unpack what the bible says about tithing, giving to the poor, or giving away everything you own for the sake of the Kingdom. Timestamps 00:00 – Introduction: Stewardship in the digital age 01:45 – Why digital stewardship matters 04:30 – Strengthening your passwords 07:10 – Multi-factor authentication explained 10:25 – Freezing your credit for protection 13:15 – Avoiding suspicious links and phishing 16:05 – Guarding against social engineering 19:30 – Stewardship vs. living in fear 21:50 – Final encouragement and reflection   Advisory services offered through Retirement Planning Services, LLC. https://seriousretirement.com/ The information in this recording is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.

Not everything our culture teaches about money and success is biblical. From "God helps those who help themselves" to the idea that wealth equals God's favor, many popular sayings sound wise but don't reflect Scripture. In this video, we break down five common money myths, explore what the Bible actually says about wealth, stewardship, and generosity, and challenge the cultural narratives that pull us away from trusting God. You can find show notes and resources for this episode at: https://secondhalfstewardship.com/episode/ep-84-five-myths Download our free Guide to Biblical Giving at https://secondhalfstewardship.com/subscribe, and we'll unpack what the bible says about tithing, giving to the poor, or giving away everything you own for the sake of the Kingdom. Timestamps 00:00 Introduction: Why money myths matter 01:15 Myth 1 – God helps those who help themselves 03:42 Myth 2 – Wealth equals God's favor 06:10 Myth 3 – Faithfulness guarantees financial blessing 08:48 Myth 4 – More is always better 11:20 Myth 5 – Retirement is just for relaxation 13:40 Living beyond the myths: God's perspective on money 15:05 Reflection and next steps Advisory services offered through Retirement Planning Services, LLC. https://seriousretirement.com/ The information in this recording is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.

Life insurance can be a wise tool for stewardship, but it should never replace our trust in God's provision. In this video, we explore how to approach life insurance through a biblical lens—seeing it as a temporary safeguard, not our ultimate security. We'll discuss how to discern the right amount of coverage, avoid over-insuring, and understand the differences between term, whole, and universal policies, all while keeping your hope rooted in Christ.  You can find show notes and resources for this episode at: https://secondhalfstewardship.com/episode/ep-83-life-insurance Download our free Guide to Biblical Giving at https://secondhalfstewardship.com/subscribe, and we'll unpack what the bible says about tithing, giving to the poor, or giving away everything you own for the sake of the Kingdom. Timestamps 00:00 – Introduction: Why talk about life insurance? 01:25 – Trusting God vs. trusting financial products 03:10 – Life insurance as a tool for stewardship 05:05 – The danger of over-insuring your family 07:40 – How much coverage do you really need? 10:15 – Term life insurance explained 12:05 – Whole and universal life insurance explained 14:30 – Shifting needs in different life stages 16:45 – More than money: faith, family, and relationships 18:50 – Closing thoughts: God as our true security Advisory services offered through Retirement Planning Services, LLC. https://seriousretirement.com/ The information in this recording is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.

Every financial decision is ultimately a spiritual one. In this episode, we discuss how to approach Social Security and pension benefit timing with both wisdom and faith. We'll explore the emotional and practical tradeoffs of different options, the importance of seeking God's guidance through prayer, and how to make decisions that honor Him while providing for your needs and blessing others. You can find show notes and resources for this episode at: https://secondhalfstewardship.com/episode/ep-82-ss-pension Download our free Guide to Biblical Giving at https://secondhalfstewardship.com/subscribe, and we'll unpack what the bible says about tithing, giving to the poor, or giving away everything you own for the sake of the Kingdom. Timestamps 00:00 – Every Financial Choice is a Spiritual Decision 00:45 – God as Provider, Not Government or Employers 01:15 – Seeking Wisdom in Retirement Decisions (Psalm 90:12, James 1:5) 02:27 – Understanding Tradeoffs: Starting Early vs. Waiting 02:59 – How Fear Impacts Retirement Choices 04:23 – Trusting God's Provision Over Government Systems 05:25 – Emotions, Lump Sums, and FDIC Irony 06:29 – Life is a Mist: Planning with Eternity in Mind (James 4) 07:50 – Key Pension Options: Lump Sum vs. Lifetime Income 11:19 – Considering Spousal Survivor Benefits (Philippians 2:4, Ephesians 5) 15:13 – Shifting to Social Security Timing and Strategies 17:13 – Living and Giving in Retirement: Releasing Fear 19:23 – Building a Plan that Supports Living and Giving 20:45 – Summary & Disclosures Advisory services offered through Retirement Planning Services, LLC. https://seriousretirement.com/ The information in this recording is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.

The habits we form at the start of our careers shape the trajectory of our entire lives. In this video, we explore how to approach your first full-time job with a stewardship mindset—honoring God with your finances, time, and work ethic. From tithing and budgeting to setting lifestyle limits and saving wisely, we'll discuss the biblical framework for living, giving, owing, and growing. Whether you're starting your career, mentoring someone who is, or guiding your kids or grandkids, these principles will help set a strong foundation of faith and stewardship for years to come. You can find show notes and resources for this episode at:  https://secondhalfstewardship.com/episode/ep-81-first-job Download our free Guide to Biblical Giving at https://secondhalfstewardship.com/subscribe, and we'll unpack what the bible says about tithing, giving to the poor, or giving away everything you own for the sake of the Kingdom. Timestamps 00:00 Introduction: How early habits shape your career and stewardship 00:20 Approaching your first job with a mindset to honor God 01:41 Giving the first fruits: Tithing from your first paycheck 03:16 Setting lifestyle limits and living on a budget 05:08 Building a primary reserve and managing financial margin 09:00 Working diligently, honoring God in your career, and saving wisely 12:21 Retirement planning and aligning financial goals with God's calling 15:32 Establishing lifelong stewardship habits: Live, Give, Owe, Grow 18:41 Closing thoughts and next steps for applying these principles Advisory services offered through Retirement Planning Services, LLC. https://seriousretirement.com/ The information in this recording is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.

How can we faithfully pass on the principles of biblical stewardship to our children, grandchildren, and the young people we influence? In this episode, we explore how every believer—whether a parent, grandparent, aunt, uncle, mentor, or friend—can intentionally guide the next generation toward becoming wise and generous stewards of God's resources. Drawing from Deuteronomy 6:4–9, we discuss the call to teach God's Word diligently, model a transformed heart, and create everyday opportunities for kids to practice giving and wise financial decision-making. Through practical examples—from grocery store checkout line conversations to family giving projects—you'll learn how to disciple children in gratitude, generosity, and faithful resource management. These habits, built early, can shape a lifetime of joyful stewardship that honors God and blesses others. You can find show notes and resources for this episode at: https://secondhalfstewardship.com/episode/ep-80-next-generation Download our free Guide to Biblical Giving at https://secondhalfstewardship.com/subscribe, and we'll unpack what the bible says about tithing, giving to the poor, or giving away everything you own for the sake of the Kingdom. Timestamps 0:00 – Why teaching stewardship to the next generation matters 1:42 – Biblical foundation: Deuteronomy 6:4–9 3:18 – The role of a transformed heart in stewardship 5:02 – How modeling shapes children's values 6:45 – Using everyday moments to teach wise money habits 8:32 – Practical examples: grocery store conversations and trade-offs 10:14 – Inviting kids into family giving decisions 12:05 – Building lifelong habits of generosity 15:10 – Guiding children toward wise financial choices 18:22 – Cultivating gratitude as the foundation of stewardship 21:00 – Preparing the next generation to steward God's resources 23:15 – Final encouragement, closing thoughts, & disclosures Advisory services offered through Retirement Planning Services, LLC. https://seriousretirement.com/ The information in this recording is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.

Is a prenuptial agreement ever appropriate for a Christian couple, or is it always a sign of distrust? In this thoughtful discussion, we explore how Scripture frames marriage as a sacred covenant—not a contract—and examine the financial complexities some couples face. From blended families to business ownership, learn when a prenup or postnuptial agreement might make sense and how to navigate these decisions with wisdom, unity, and a Christ-centered perspective.  You can find show notes and resources for this episode at: https://secondhalfstewardship.com/episode/ep-79-christian-prenup Download our free Guide to Biblical Giving at https://secondhalfstewardship.com/subscribe, and we'll unpack what the bible says about tithing, giving to the poor, or giving away everything you own for the sake of the Kingdom. Timestamps 00:00 – The Role of Money in Christian Marriage 00:24 – Stewardship and the Question of Prenuptial Agreements 00:52 – Marriage as a Sacred Covenant 02:10 – Reflecting Christ and the Church in Marriage 03:13 – Cultural Views vs. Biblical Views of Marriage 04:33 – Marriage Vows and Long-Term Commitment 06:07 – When Might a Prenup Make Sense? 07:35 – Blended Families, Business Interests, and Prenups 09:05 – Fear, Greed, and the Heart Behind the Agreement 10:45 – Painful Past Experiences and the Role of Fear 12:13 – Trusting God When Facing Relational Hesitation 13:01 – How a QTIP Trust Can Help in Blended Families 14:27 – Understanding Postnuptial Agreements 16:57 – Final Thoughts: Bringing Everything Before the Lord Advisory services offered through Retirement Planning Services, LLC. https://seriousretirement.com/ The information in this recording is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.

What does it look like to lend money wisely to family or friends—especially as a follower of Christ? In this conversation, we explore biblical principles around generosity, financial stewardship, and loving others well in times of need. From Matthew 25 to 2 Thessalonians 3, we reflect on the tension between compassion and wisdom, the role of the local church, and practical ways to offer help without enabling harmful patterns. Whether you're considering a loan, a gift, or simply want to walk wisely with someone in financial hardship, this episode offers real guidance and encouragement. You can find show notes and resources for this episode at: https://secondhalfstewardship.com/episode/ep-78-biblical-lending Download our free Guide to Biblical Giving at https://secondhalfstewardship.com/subscribe, and we'll unpack what the bible says about tithing, giving to the poor, or giving away everything you own for the sake of the Kingdom. Timestamps 00:00 - Intro: Lending in Times of Hardship 00:18 - The Role of Generosity in the Body of Christ 01:24 - Balancing Compassion with Responsibility 02:08 - The Messiness of Financial Help 03:19 - Wisdom from Paul: "He Who Will Not Work Shall Not Eat" 04:20 - Listening to the Holy Spirit's Guidance 05:24 - Lending vs. Giving: Holding Resources Open-Handedly 07:10 - Lending to Prevent Exploitation 09:12 - When a Gift Is More Appropriate Than a Loan 10:23 - When Giving May Not Be Loving 14:10 - The Role of the Church in Stewardship 15:55 - Put It in Writing: Reducing Misunderstanding Advisory services offered through Retirement Planning Services, LLC. https://seriousretirement.com/ The information in this recording is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.

As stewards of God's resources, it's easy to overlook the small financial and digital "loose ends" in our lives—old bank accounts, forgotten 401(k)s, unused subscriptions, and scattered investments. But those small things often grow into major distractions over time. In this episode, we unpack how simplifying accounts and being proactive with these overlooked areas can free up our time, energy, and focus for what truly matters: honoring the Lord with what He's placed in our hands. Whether it's closing a dormant account, canceling a streaming service, or consolidating investments, these small steps lead to better stewardship and more peace of mind. You can find show notes and resources for this episode at: https://secondhalfstewardship.com/episode/ep-77-loose-ends Download our free Guide to Biblical Giving at https://secondhalfstewardship.com/subscribe, and we'll unpack what the bible says about tithing, giving to the poor, or giving away everything you own for the sake of the Kingdom. Timestamps 00:00 - Intro: What Do You Do with Old Accounts? 00:21 - Stewardship and Account Management 01:04 - What Are We Stewards Of? 02:14 - Biblical Principle: Focus Over Distraction (Luke 9) 03:32 - The Cost of Delaying Account Closures 05:10 - Personal Story: Banking Across States 06:32 - Investment Account Overload 08:00 - Distraction vs. Simplicity in Stewardship 10:25 - Making Charitable Giving Easier 11:06 - Simplifying Credit Cards & Subscriptions 13:09 - Subscription Fatigue & Free Trial Pitfalls 16:15 - Final Encouragement: Steward with Intention 18:53 - Wrap-Up and Client Invitation Advisory services offered through Retirement Planning Services, LLC. https://seriousretirement.com/ The information in this recording is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.

Timeshares are often marketed as affordable, consistent vacation options—but are they a wise choice for Christian stewards? In this episode of Second Half Stewardship, we explore the long-term financial and spiritual implications of timeshare contracts. We unpack why these seemingly attractive vacation plans can present challenges to living as pilgrims in this world, unattached to earthly possessions. With biblical wisdom and practical insight, this discussion examines opportunity cost, lifestyle flexibility, and the responsibility of managing God's resources with eternal priorities in mind. You can find show notes and resources for this episode at: https://secondhalfstewardship.com/episode/ep-76-owning-timeshares Download our free Guide to Biblical Giving at https://secondhalfstewardship.com/subscribe, and we'll unpack what the bible says about tithing, giving to the poor, or giving away everything you own for the sake of the Kingdom. Timestamps 0:00 - Intro 0:50 - Stewardship & timeshares 1:55 - 1 Peter 9:9-12 4:50 - The "Importance of Place" 7:45 - Buying vs timeshare 12: 00 - Opportunity costs of timeshares 16:37 - Summary & Disclosures Advisory services offered through Retirement Planning Services, LLC. https://seriousretirement.com/ The information in this recording is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.

Is it possible to be both a wise landlord and a hospitable Christian? This episode explores the tension between financial stewardship and biblical hospitality for those who own and manage rental properties. Drawing from Scripture, including Leviticus and the teachings of Jesus, the conversation examines how property owners can balance earning a fair return with treating tenants as image bearers of God. Topics include setting rent with integrity, maintaining the property with care, communicating clearly and compassionately, and discerning when it's time to keep or release a property. Whether the goal is income generation, providing housing to those in need, or simply being faithful with what has been entrusted, this episode offers practical wisdom and spiritual insight for navigating the responsibilities of real estate ownership with grace and intentionality. You can find show notes and resources for this episode at: https://secondhalfstewardship.com/episode/ep-75-christian-landlords Download our free Guide to Biblical Giving at https://secondhalfstewardship.com/subscribe, and we'll unpack what the bible says about tithing, giving to the poor, or giving away everything you own for the sake of the Kingdom. Timestamps 0:00 - Intro 0:47 - Stewardship as a landlord 5:00 - Stewardship & generosity 11:45 - Diligence in house maintenance 14:30 - Culture vs scripture 23:30 - Summary & Disclosures Advisory services offered through Retirement Planning Services, LLC. https://seriousretirement.com/ The information in this recording is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.

In this episode, we explore what it means to steward our vacations as gifts from God. Rather than idolizing leisure or burning out through over-planning, how can we align our time away from work with the biblical rhythm of work and rest? Join us as we discuss how vacations can be spiritually rejuvenating, purposeful, and deeply restful when centered on God's design. You can find show notes and resources for this episode at: https://secondhalfstewardship.com/episode/ep-74-christian-vacation Download our free Guide to Biblical Giving at https://secondhalfstewardship.com/subscribe, and we'll unpack what the bible says about tithing, giving to the poor, or giving away everything you own for the sake of the Kingdom. Timestamps 0:00 - Intro 0:45 - Stewarding vacations well 4:50 - Vacation: Leisure or true rest? 7:45 - Genesis 2:1-3 11:30 - Is my vacation restful or draining? 13:15 - Creating space for rest on vacation 16:14 - Vacation vs spiritual rest 18:21 - Summary & Disclosures Advisory services offered through Retirement Planning Services, LLC. https://seriousretirement.com/ The information in this recording is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.

Should Christians ever take out a loan—especially at high interest? In this episode, we review Scripture to unpack what the Bible says about debt, usury, and stewardship. We explore the spiritual and financial costs of borrowing, discuss the traps of high-interest credit cards and car loans, and offer practical guidance for managing money wisely in today's world.  Whether you're navigating a mortgage or considering a loan, this conversation will challenge you to steward God's resources with prayerful intention. You can find show notes and resources for this episode at: https://secondhalfstewardship.com/episode/ep-73-high-interest Download our free Guide to Biblical Giving at https://secondhalfstewardship.com/subscribe, and we'll unpack what the bible says about tithing, giving to the poor, or giving away everything you own for the sake of the Kingdom. Timestamps 0:00 - Intro 0:44 - Christians & High-Interest Financing 4:10 - Proverbs 22:7 10:25 - Credit Card Purchases: Needs vs Wants 13:55 - High Interest Debt: Avoiding & Getting Out 18:45 - Asking for Help 21:47 - Summary & Disclosures Advisory services offered through Retirement Planning Services, LLC. https://seriousretirement.com/ The information in this recording is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.

Receiving an inheritance can stir a mix of gratitude, responsibility, and spiritual tension. In this episode, we explore how followers of Jesus can approach an inheritance not as owners, but as stewards of what ultimately belongs to God.  Drawing from Scripture and practical examples, we discuss the dangers of misplaced trust, the opportunity to give generously, and how our financial decisions reflect our eternal inheritance in Christ. Whether you're anticipating an inheritance or navigating one now, this conversation offers wisdom for faithful stewardship. You can find show notes and resources for this episode at: https://secondhalfstewardship.com/episode/ep-72-stewarding-inheritance Download our free Guide to Biblical Giving at https://secondhalfstewardship.com/subscribe, and we'll unpack what the bible says about tithing, giving to the poor, or giving away everything you own for the sake of the Kingdom. Timestamps 0:00 - Intro to "How Should Christians Steward an Inheritance?" 1:00 - Scripture & Stewarding an Inheritance 3:28 - Ecclesiastes 7:11 4:15 - 1 Peter 1:3-5 6:33 - Honoring Your Father and Mother 8:46 - Framework for Using Inheritance 10:55 - Releasing Control 11:27 - Proverbs 20:21 11:42 - Ecclesiastes 5:10 15:22 - Listening to the Lord 19:25 - Posture of Openness 20:14 - Summary & Disclosures Advisory services offered through Retirement Planning Services, LLC. https://seriousretirement.com/ The information in this recording is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.

Tithing on your paycheck is a common topic of discussion in Christian circles—but what about your investment income? In this episode, we examine the complex and often overlooked topic of tithing on capital gains, dividends, and other investment returns. We explore biblical principles, practical strategies, and the heart behind faithful giving, even when the numbers get complicated. No matter where you are on your financial journey, this conversation will inspire you to think more deeply about how to honor God with all He has entrusted to you. You can find show notes and resources for this episode at: https://secondhalfstewardship.com/episode/ep-71-tithing-investments Download our free Guide to Biblical Giving at https://secondhalfstewardship.com/subscribe, and we'll unpack what the bible says about tithing, giving to the poor, or giving away everything you own for the sake of the Kingdom. Timestamps 0:00 - Intro to "Should You Tithe on Investments?" 3:20 - Psalm 90:12 4:40 - Tithing in Faithfulness 7:25 - Proverbs 3:9 9:54 - What could tithing on capital gains look like? (Example 1) 14:00 - Example 2 17:35 - Example 3 21:04 - Summary & Disclosures Advisory services offered through Retirement Planning Services, LLC. https://seriousretirement.com/ The information in this recording is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.

Is your home just a financial asset—or something more? In this episode, we explore the spiritual, relational, and missional aspects of homeownership from a Christian perspective. From asking "Is this God's home?" to practical questions like renting vs. buying, we dive into what it means to be a faithful steward of your living space. Whether you're a student renting for a season or a family putting down roots, discover how your home can reflect God's presence and purpose for your life. You can find show notes and resources for this episode at: https://secondhalfstewardship.com/episode/ep-70-home-ownership Download our free Guide to Biblical Giving at https://secondhalfstewardship.com/subscribe, and we'll unpack what the bible says about tithing, giving to the poor, or giving away everything you own for the sake of the Kingdom. Timestamps 0:00 - Intro to "Rethinking Homeownership" 1:17 - Question about stewarding your home 3:00 - James 4:13-15 6:45 - Jeremiah 29:4-7 13:50 - Naming a home 15:44 - Stewarding for the next owner 17:15 - Reason to rent instead of buy 19:45 - Summary & Disclosures Advisory services offered through Retirement Planning Services, LLC. https://seriousretirement.com/ The information in this recording is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.

How much should we leave to our heirs? In this episode, we challenge the traditional estate planning approach and explore setting intentional caps on inheritance. Learn how to balance generosity with stewardship, ensure financial wisdom is passed before wealth, and align your legacy with your values. Join us as we discuss practical steps for leaving an inheritance that empowers rather than entitles. • Generous Giving Talk: https://generousgiving.org/heather-tuininga-2022-celebration-of-generosity-full/ • Generous Giving Talk Handout: https://generousgiving.org/wp-content/uploads/2022/04/Discerning_Handout_rev01.pdf How do we ensure our wealth aligns with our faith? Join us for this thought-provoking conversation. You can find show notes and resources for this episode at: https://secondhalfstewardship.com/episode/ep-69-finish-lines4 Download our free Guide to Biblical Giving at https://secondhalfstewardship.com/subscribe, and we'll unpack what the bible says about tithing, giving to the poor, or giving away everything you own for the sake of the Kingdom. Timestamps 0:00 - Intro to "Legacy & Estate Planning Tips You Won't Hear Anywhere Else" 1:01 - Setting Finnish Lines for Heirs 5:34 - Other Considerations for Heirs 11:00 - Stewards, Not Owners 12:20 - Practical Next Steps 18:59 - 1 Timothy 17:17-19 19:21 - Summary & Disclosures Advisory services offered through Retirement Planning Services, LLC. https://seriousretirement.com/ The information in this recording is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.

At what point have we saved enough? In this episode, we explore the challenging question of when to stop saving and start redirecting resources toward God's kingdom. Financial advisors typically encourage endless saving, but what if faith calls us to a different approach? We discuss setting a savings "finish line," trusting Jesus with our finances, and balancing wise stewardship with generosity. • Generous Giving Talk: https://generousgiving.org/heather-tuininga-2022-celebration-of-generosity-full/ • Generous Giving Talk Handout: https://generousgiving.org/wp-content/uploads/2022/04/Discerning_Handout_rev01.pdf How do we ensure our wealth aligns with our faith? Join us for this thought-provoking conversation. You can find show notes and resources for this episode at: https://secondhalfstewardship.com/episode/ep-68-finish-lines3 Download our free Guide to Biblical Giving at https://secondhalfstewardship.com/subscribe, and we'll unpack what the bible says about tithing, giving to the poor, or giving away everything you own for the sake of the Kingdom. Timestamps 0:00 - Intro to "Setting a Financial Finish Line for Savings" 1:19 - Setting Finish Lines 2:04 - Psalm 90:12-13 4:01 - Building an Emergency Fund 5:20 - Long Term/Retirement Savings 7:15 - How do we know when it's enough? 12:10 - Savers vs Spenders 15:35 - Beyond Long-Term Savings 17:45 - Summary & Disclosures Advisory services offered through Retirement Planning Services, LLC. https://seriousretirement.com/ The information in this recording is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.

Creating a budget is more than just managing money—it's about stewarding God's resources wisely. In this video, we discuss how to budget with a Kingdom perspective, setting financial "finish lines" for income, savings, and generosity. We'll discuss how to align your spending with biblical principles, trust God as your provider, and create a plan that honors Him. Whether you're just starting or refining your budget, this conversation will help you build financial habits rooted in faith and contentment. • Generous Giving Talk: https://generousgiving.org/heather-tuininga-2022-celebration-of-generosity-full/ • Generous Giving Talk Handout: https://generousgiving.org/wp-content/uploads/2022/04/Discerning_Handout_rev01.pdf • MIT Research: https://livingwage.mit.edu/ • Federal Poverty Line: https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines You can find show notes and resources for this episode at: https://secondhalfstewardship.com/episode/ep-67-finish-lines2 Download our free Guide to Biblical Giving at https://secondhalfstewardship.com/subscribe, and we'll unpack what the bible says about tithing, giving to the poor, or giving away everything you own for the sake of the Kingdom. Timestamps 0:00 - Intro to "How Much Money Is Enough?" 2:28 - Proverbs 3:9-10 5:21 - Setting Spending Caps 7:43 - Hard and Soft Finish Lines 9:46 - The Bottom Up Method 13:11 - The Top Down Method 15:10 - Federal Poverty Line Explained 21:20 - 1 Timothy 5:17-19 21:40 - Summary & Disclosures Advisory services offered through Retirement Planning Services, LLC. https://seriousretirement.com/ The information in this recording is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.