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Money Made Human Podcast

Author: 1st Class Credit Union

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The Money Made Human podcast celebrates, at its heart, the work of credit unions and their vital role in enriching our lives and communities. Brought to you by 1st Class Credit Union, each episode features insightful discussions with industry leaders and influential voices from society, revealing the meaningful impact that can be made through economic collaboration. Mostly, it’s a collection of compassionate conversations about navigating life and the individual journeys we take.


The host,

Gayle Lloyd

17 Episodes
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Episode 17 of the Money Made Human podcast features Susie Heywood, Suicide Prevention Implementation Lead at Suicide Prevention Scotland. Suicide Prevention Scotland is a community of people and organisations working together to deliver Creating Hope Together, the Scottish Government and COSLA’s joint ten-year suicide prevention strategy. Their mission is to prevent suicide by building a collaborative network that places partnership, learning, and innovation at the heart of its delivery model...
Episode 16 of the Money Made Human podcast features Michael Byrne, Chief Executive Officer of Core Credit Union. Core Credit Union is one of Ireland’s newly established “Super Credit Unions”, formed through the merger of seven standalone credit unions serving the Dun Laoghaire–Rathdown communities of Shankill, Ballybrack, Dun Laoghaire, Dalkey, Sallynoggin, Carrickbrennan and Foxrock. In this episode, host Gayle Lloyd speaks with Michael about his 20-year journey in the credit union sector, h...
Episode 15 of the Money Made Human podcast features Michael Devlin, Chair and Project Lead at PFA Scotland, the independent trade union supporting footballers across Scotland. In this episode, host Gayle Lloyd speaks with Michael about his 16-year professional football career and his journey from player to Chair and now Project Lead at PFA Scotland. He shares insights into the role of football in society and how his lived experience shapes his approach to supporting players through the union....
In episode 14 of the Money Made Human podcast, we shine a spotlight on Glasgow, home of 1st Class Credit Union, with Dr Stuart Patrick CBE, Chief Executive of Glasgow Chamber of Commerce. Founded over 240 years ago, Glasgow Chamber of Commerce is one of the oldest chambers in the world and continues to play a vital role in shaping the city’s economic future. In this episode, host Gayle Lloyd speaks with Dr Patrick about the Chamber’s history, its purpose today, and how it continues to evolve ...
Episode 13 of the Money Made Human podcast features Katie Murray, Group Chief Financial Officer of NatWest Group. Katie is a Chartered Accountant with over 30 years' experience in financial services and accounting. She was appointed Group CFO of NatWest Group in January 2019, following senior roles within the Group as Director of Finance and Deputy CFO. In this episode, host Gayle Lloyd speaks with Katie about her decades-long career, from her upbringing in Glasgow to her studies in Accountan...
In Episode 12 of the Money Made Human podcast, we welcome Nicola Reed, Director of Client Services at Cruse Scotland, the nation’s expert in bereavement counselling, listening services, information, advice, and training. For over 60 years, the charity has supported bereaved adults, children, and young people across Scotland. Together with a 200-strong team of compassionate, committed and caring volunteers, Cruse Scotland offers hope when the future feels uncertain. In this episode, host Gayle...
Episode 11 of the Money Made Human podcast features Reverend Malcolm Anderson, Minister of Religion at Blantyre Congregational Church and Chair of the Hamilton District Foodbank and the Hamilton Churches Drop-In Centre. In this episode, host Gayle Adnyana speaks with Malcolm about his journey into ministry and community leadership, and the motivations behind establishing the Hamilton District Foodbank and the Hamilton Churches Drop-In Centre. Drawing on years of grassroots experience, Malcolm...
Scottish Women's Aid (#10)

Scottish Women's Aid (#10)

2025-12-0501:09:01

On the 10th episode of the Money Made Human podcast, host Gayle Adnyana is joined by Dr Jenn Glinski, Economic Abuse Specialist and National Policy Lead for Economic Abuse at Scottish Women’s Aid, and Judy Ferguson, National Trainer at Scottish Women’s Aid. Established in 1976, Scottish Women’s Aid is the leading organisation in Scotland working to prevent domestic abuse and improve responses and support for survivors across the country. Jenn and Judy discuss the evolving landscape of domesti...
Episode 9 of the Money Made Human podcast takes us into the world of professional football with guest Fraser Wishart, Chief Executive of PFA Scotland, the independent trade union for professional footballers across the country. The union has become a strong and respected voice for players in Scotland, working to protect their rights, improve welfare support and promote better standards across the game. Before moving into leadership, Fraser enjoyed a successful playing career, starting in the ...
The latest episode of the Money Made Human podcast features Caroline Darnbrook, Chief Client Officer at StepChange, the UK’s leading debt advice charity. StepChange provides free, impartial advice and support to help people manage money worries, deal with debt, and build long-term financial resilience. Caroline leads the charity’s marketing strategy, external affairs, communications, policy, campaigning, and digital teams, as well as developing products and services to meet changing client ne...
In this episode of the Money Made Human podcast, host Gayle Adnyana is joined by Professor Sharon Collard, Research Director of the Personal Finance Research Centre at the University of Bristol. Established in 1998, the Centre focuses on personal and household finances with financial inclusion at its heart. Credit unions have long played a central role in its research, often collaborating with organisations like the Swoboda Research Centre and other mutuals. Professor Collard discusses the li...
Nick Money, co-founder and a director of the Swoboda Research Centre, joins host Gayle Adnyana on the Money Made Human podcast. Swoboda provides credit unions across the UK and Ireland with the research, ideas, and networks they need to grow, innovate, and better serve their members. Founded in 2017 by Nick, Dr Paul A. Jones, and the late Ralph Swoboda, the centre fills a unique gap in the sector, helping credit unions plan for the future and strengthen their impact. Nick shares his per...
In this episode of the Money Made Human podcast, host Gayle Adnyana welcomes Brandee Bickle, Vice President of Governmental Affairs and Executive Projects at Georgia’s Own Credit Union, one of 1st Class Credit Union’s international partners. A lifelong Georgia resident, Brandee brings warmth, insight, and a touch of Southern charm to the conversation! Brandee shares her journey from growing up in a community banking family to becoming a key leader at Georgia’s Own. She talks about her work in...
The Money Made Human podcast was inspired in part by the Irish League of Credit Unions (ILCU) and Ireland’s deep-rooted credit union culture. Host Gayle Adnyana is joined by ILCU leaders — President Brendan Jenkins, CEO David Malone, Treasurer Dave McCauley (CEO of Donore Credit Union, the oldest credit union in Ireland), and Director Paul Hume, nephew of Nobel Peace Prize winner John Hume. Together, they explore the ethos of the ILCU — putting members first above all else — and how Ireland’s...
The Money Made Human podcast continues with a heartfelt conversation with Andy Wright, founding member and former CEO of 1st Class Credit Union. In this episode, the current CEO sits down with Andy for a symbolic “passing of the baton” — celebrating the past, present, and future of the credit union movement. Andy shares stories from his upbringing, including the influence of his father’s trade union activism and his decades-long career at Royal Mail. He recounts how 1st Class Credit Union beg...
In this special episode of the Money Made Human podcast, host Gayle Adnyana is joined by Cath Wohlers from Stop Loan Sharks England, John Pollock from the Scottish Illegal Money Lending Unit, and Ryan Evans from Stop Loan Sharks Wales. Together, they uncover the hidden world of loan sharking in the UK and highlight the crucial work being done to protect vulnerable borrowers. The conversation explores what a loan shark is, who might fall victim in today’s society, and how social media and tech...
Thank you for tuning in to the very first episode of the Money Made Human podcast! Your host, Gayle Adnyana, welcomes Michael Lawrence, Chief Executive of the Customer Owned Banking Association (COBA) and Chair of the World Council of Credit Unions (WOCCU), the global peak body representing the credit union movement. Michael shares insights from his extensive 40-year career in the financial sector, including a stint in Glasgow, the home of 1st Class Credit Union, and discusses his current rol...
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