Blue Chip FM

Watch this full episode on YouTube here! In this episode of Blue Chip Now, hosts Daniel Dusina (CFA®), Matt Mondoux (CFA®, CMT, CFP®), and Dan Seder (CFA®, CMT, CFP®) explore the latest market trends and what's driving current market movements. They delve into the impact of interest rates, the yen carry trade, and the evolving economic landscape, including an analysis of small-cap and large-cap stocks. The team also discusses the implications of the upcoming U.S. presidential election for the markets and what investors should consider during these uncertain times. Tune in to learn how sentiment and broader economic conditions might influence your investment decisions. Key Points From This Episode: [00:01:07] Start [00:01:07] Introduction to market returns and asset class performance. [00:02:34] Factors contributing to market drops, including labor market data and the yen carry trade. [00:03:54] Explanation of the yen carry trade and its influence on August's market moves. [00:05:00] Market sentiment's role in influencing investment behaviors. [00:06:22] The impact of extreme market sentiment on timing investment decisions. [00:09:08] Analysis of U.S. market recovery trends and the Federal Reserve's impact. [00:12:54] Powell's approach to communicating interest rate policies and market reactions. [00:14:40] Influence of interest rates on "bond proxy" sectors like utilities and real estate. [00:16:31] Small caps vs. large caps performance in various interest rate environments. [00:20:18] Best times to invest in small caps: during rate-cutting cycles. [00:22:02] Discussion on the U.S. presidential election implications for market volatility. [00:23:11] How election outcomes influence market sentiment and stock performance. [00:24:47] The significance of congressional gridlock on market expectations. [00:26:31] The role of CEOs in maintaining company performance amid political and economic changes.   Links: Blue Chip Partners Matt Mondoux on LinkedIn Dan Seder on LinkedIn Daniel Dusina on LinkedIn Tags: Market Analysis, Interest Rates, Federal Reserve Policy, Market Sentiment, Yen Carry Trade, U.S. Presidential Election, Stock Market Volatility, Small Cap vs. Large Cap, Investment Strategy, Economic Data, Gridlock in Congress, Powell's Interest Rate Remarks, Asset Class Performance, CEO Leadership, Investor Behavior   Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111 Helpful Links- Click here for important disclosure information: https://www.bluechippartners.com/disclosures/ Click the link below to schedule a call: Blue Chip Partners |  https://www.bluechippartners.com/schedule-a-call/ Listen to our weekly market analysis podcast on your favorite platform by clicking here: https://www.bluechippartners.com/blue-chip-now/ Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: https://www.bluechippartners.com/financial-services/executive-compensation/ Stay financially savvy by reading our blog. Click here: https://www.bluechippartners.com/blog/ Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain's Detroit Business. Apply here: https://www.bluechippartners.com/about/career-opportunities/ Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: https://www.bluechippartners.com/educational-webinars-videos/ We are in the news!  Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: https://www.bluechippartners.com/in-the-news/ Need to update your estate plan? https://www.BlueChipEstatePlanning.com Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244.

As your child gears up for college, things change. They have gone from being a minor and not able to sign contracts to becoming an adult. Once your adult child turns 18, you as parents do not have rights to ANY of their finances, healthcare information, or school records. You may be getting the parent spider-sense that your kid may not be doing well in class but if you were to call the school to check their grades you would be denied access. If your kid got into a car accident, was unconscious, and you went to the hospital and needed information from the nurse, you would again be denied information. There are certain documents that make the transition to adulthood easier for you and your kids.   In this episode of Blue Chip Now, hosts Daniel Dusina, CFA, Matt Mondoux, CFA, CMT, CFP®, and Dan Seder, CFA, CMT, CFP® are joined by special guest Robert Steinberg, JD, CPA, CFP®to explore essential legal documents every parent should consider as their children transition into adulthood and head off to college. The discussion covers the importance of having a power of attorney, HIPAA releases, and other vital documents to ensure parents can continue supporting their young adult children in emergencies and other critical situations. Discover how these preparations can provide peace of mind during significant change.  Visit the Blue Chip Estate Planning, PLLC website for more information on how taking the simple step of getting a few documents in place before your kids go to college can give you peace of mind. https://www.bluechipestateplanning.com/young-adult-package  Watch this educational video on The Family Educational Rights and Privacy Act (FERPA) here  Key Points From This Episode:  [00:00:41] Overview of market trends and the shift to a discussion on legal preparations for young adults.  [00:01:24] Introduction to the Family Educational Rights and Privacy Act (FERPA) and its impact on parental rights.  [00:02:22] The importance of having a power of attorney for financial and healthcare matters for college-aged children.  [00:05:00] Explanation of the HIPAA release form and its role in enabling parents to access their children's medical information.  [00:08:57] Discussion on the continued relevance of these legal documents for unmarried adult children beyond age 25.  [00:10:45] Cost and timing considerations for setting up a "Young Adult Package" of legal documents.  [00:12:24] Final thoughts on the importance of proactively preparing these documents.    Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111    Helpful Links- Click here for important disclosure information  Click here to schedule a call: Blue Chip Partners | Schedule A Call   There have been new law changes and let's face it, life happens. If you need to update your estate plan we have you covered with our white-glove service at Blue Chip Estate Planning, PLLC. Contact Kimberly Crank Browning at kbrowning@bluechipestateplanning.com or call the office 248-873-3244 for more information on Blue Chip Estate Planning, PLLC.  Listen to our weekly market analysis podcast on your favorite platform by clicking here Blue Chip NOW! - Blue Chip Partners  Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Financial Planning For Business Executives - Blue Chip Partners | Executive Compensation Plan  Stay financially savvy by reading our blog. Click here: Blue Chip Partners' Financial Services Blog | Michigan Wealth & Financial Planning | Wealth Management Near Me  Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work again in Southeast Michigan in 2024 by Crain's Detroit Business. Apply here Join Our Team | Finance Careers & Job Openings at Blue Chip Partners | Financial Planning Jobs Near Me   Do you love economic recaps as much as us? Watch previous Quarterly Edge market reports by clicking here: Educational Financial Planning Videos + Webinars | Blue Chip Partners  We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: In the News - Blue Chip Partners  Need to update your estate plan? www.BlueChipEstateplanning.com Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. 

Watch the full episode on YouTube here! Join Matthew Mondoux and Dan Seder in this episode of Blue Chip Now as they explore critical financial planning strategies for new parents, alongside guests Emily Prater, a CFP® professional, and Gina DiGirolamo, who recently passed the CFP® exam. With Daniel Dusina on paternity leave, the discussion centers around college savings options like 529 plans and the significance of estate planning and life insurance for ensuring a family's financial security. This episode is a must-listen for parents and grandparents looking to make informed decisions about their financial futures.   Key Points From This Episode:   [00:00:00] Start  [00:00:45] Market recap: Recent stock declines, treasury yield changes, and the impact of the CrowdStrike outage on the airline industry.  [00:03:30] Introduction of financial advisors Emily Prater and Gina DiGirolamo; focus on financial planning for parents.  [00:04:15] Analyzing 529 college savings plans: Tax advantages and the Michigan-specific MESP and MET plans.  [00:06:27] Gifting and contribution strategies for 529 plans, including the superfunding option for maximizing savings.  [00:09:30] Flexibility of 529 plans for K-12 education and the potential for rollovers into Roth IRAs.  [00:13:22] Evaluating the pros and cons of 529 plans versus prepaid tuition plans for education savings.  [00:16:33] Estate planning basics for young families: Ensuring wealth transfer and financial security through trusts and wills.  [00:19:11] Term vs. permanent life insurance: Determining the right coverage to support family financial goals.  [00:21:53] Importance of revisiting insurance needs as family situations evolve and securing coverage early for cost benefits.  [00:22:50] Final thoughts on maintaining insurability and why now is the best time to secure life insurance.   Links: Blue Chip Partners Matt Mondoux on LinkedIn Dan Seder on LinkedIn Emily Prater on LinkedIn Gina DiGirolamo on LinkedIn    Tags: Financial planning, Parental planning, 529 plans, College savings, Prepaid tuition plans, Cybersecurity, CrowdStrike outage, Airline industry impact, Tax benefits, Michigan education savings, Life insurance, Estate Planning, Term insurance, Permanent insurance, Financial Advisor, Wealth Management, Probate avoidance, Powers of attorney, Trusts and beneficiaries, Market analysis   Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111  Helpful Links-  Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks. Click here for important disclosure information: https://www.bluechippartners.com/disclosures/   Click the link below to schedule a call: Blue Chip Partners |  https://www.bluechippartners.com/schedule-a-call/  Listen to our weekly market analysis podcast on your favorite platform by clicking here: https://www.bluechippartners.com/blue-chip-now/   Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: https://www.bluechippartners.com/financial-services/executive-compensation/   Stay financially savvy by reading our blog. Click here: https://www.bluechippartners.com/blog/  Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work in Southeast Michigan in 2023 by Crain's Detroit Business. Apply here: https://www.bluechippartners.com/about/career-opportunities/  Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: https://www.bluechippartners.com/educational-webinars-videos/  We are in the news!  Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: https://www.bluechippartners.com/in-the-news/  Need to update your estate plan? https://www.BlueChipEstatePlanning.com Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244.

Watch this clip on YouTube here, or watch the video of the entire episode here! Audio of this entire episode is available here! The standard 401(k) plan offers a limited menu of mutual funds.  If you haven't looked at your 401(k) in a while, things might have changed. You can even self-direct your 401(k) outside of that standard mutual fund chassis if you have brokerage link options in your workplace retirement plan.   This is a clip from the full episode Company Retirement Plan Strategy for Long-term Success. Understanding Traditional vs. Roth 401(k) plans watch it here >   Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111  Helpful Links-  Click here for important disclosure information: https://www.bluechippartners.com/disclosures/   Click the link below to schedule a call: Blue Chip Partners |  https://www.bluechippartners.com/schedule-a-call/  Listen to our weekly market analysis podcast on your favorite platform by clicking here: https://www.bluechippartners.com/blue-chip-now/   Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: https://www.bluechippartners.com/financial-services/executive-compensation/   Stay financially savvy by reading our blog. Click here: https://www.bluechippartners.com/blog/  Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work in Southeast Michigan in 2023 by Crain's Detroit Business. Apply here: https://www.bluechippartners.com/about/career-opportunities/  Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: https://www.bluechippartners.com/educational-webinars-videos/  We are in the news!  Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: https://www.bluechippartners.com/in-the-news/  Need to update your estate plan? https://www.BlueChipEstatePlanning.com Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244.

Watch the full video of this podcast on YouTube here! In this episode of Blue Chip NOW!, we discuss the best ways to allocate a 401(k) plan properly, common mistakes people make, and how to get the most out of your workplace retirement plan. Join Daniel Dusina, Matt Mondoux, and Dan Seder as they explore different investment options, the benefits and drawbacks of various 401(k) structures, and why reviewing and adjusting your allocations regularly is essential.  Many people think of their 401(k) as a separate entity. Most are not going to be tapping in anytime soon so they treat it differently compared to other investments. Generally speaking, this is a large part of an individual's investable assets and a huge component of their overall balance sheet. 401(k)s have changed.  There didn't used to be as much excitement around retirement accounts. There are now Roth options, after tax options, brokerage link options, and more. Many have the option to self-direct their 401(k) and invest in individual stocks which opens the possibility for personal gain that before wasn't an option for most.    If you have not looked at your 401(k), 403(b) or even your 529 plan in a while you may want to or hire a professional to help.    Key Points From This Episode:  [00:01:07] Changes in 401(k) investment options and the introduction of Roth options.  [00:05:34] Advantages and disadvantages of a traditional 401(k) versus a Roth 401(k).  [00:10:08] Investment options within workplace retirement plans and the pitfalls of a "set it and forget it" approach.  [00:12:54] Overview of target date funds, their pros and cons, and why visibility into them is crucial.  [00:16:22] Analysis of international investments within target date funds and their performance relative to U.S. markets.  [00:20:18] The importance of coordinating 401(k) allocations with other investable assets.  [00:23:11] Observations on the impact of plan size on fund costs and the importance of expense ratios.  [00:26:31] The need for regular review and adjustment of 401(k) allocations to align with individual financial goals.    Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111  Helpful Links-  Click here for important disclosure information: https://www.bluechippartners.com/disclosures/   Click the link below to schedule a call: Blue Chip Partners |  https://www.bluechippartners.com/schedule-a-call/  Listen to our weekly market analysis podcast on your favorite platform by clicking here: https://www.bluechippartners.com/blue-chip-now/   Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: https://www.bluechippartners.com/financial-services/executive-compensation/   Stay financially savvy by reading our blog. Click here: https://www.bluechippartners.com/blog/  Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work in Southeast Michigan in 2023 by Crain's Detroit Business. Apply here: https://www.bluechippartners.com/about/career-opportunities/  Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: https://www.bluechippartners.com/educational-webinars-videos/  We are in the news!  Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: https://www.bluechippartners.com/in-the-news/  Need to update your estate plan? https://www.BlueChipEstatePlanning.com Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. 

Watch the full podcast video on YouTube here! In this episode of Blue Chip NOW!, Daniel Dusina CFA®, Matt Mondoux CFA®, CMT, CFP®, and Jonathan Johnson CPA, CFP®, CMT explore the topic of international versus domestic stock investments. They discuss the concept of being underweight in international stocks, why this is their current strategy, and the various factors influencing this decision. The conversation spans the challenges of finding innovative companies abroad, the impact of multinational companies on domestic portfolios, and the role of benchmarks in investment strategies. They also touch on the historical performance of international markets compared to the U.S. and analyze potential shifts in market leadership.    Key Points From This Episode:  [00:00:00] Make sure investing internationally is actually worth your while.  [00:02:23] Explanation of what underweight means and how it is applied in their model.  [00:03:26] Comparison of U.S. and international market cap indices.  [00:04:02] Diversification strategies and the role of international stocks in a portfolio.  [00:05:28] The importance of multinational companies in providing international exposure.  [00:06:28] Revenue sources for domestic companies and their international exposure.  [00:08:29] The impact of U.S. innovation and technology on market performance.  [00:09:57] Challenges in finding high-growth companies in international markets.  [00:10:45] The sector composition of international indices and its implications.  [00:12:31] The diversification benefits of international stocks during market downturns.  [00:15:08] Exploring the conditions for increasing international exposure.  [00:17:09] The importance of innovation spreading to international markets.  [00:18:44] Challenges of attracting IPOs to international exchanges.     A message from the team:  We are underweight in international stocks but NOT international economies. Our model weight is 8%, while the average advisor had an allocation of 21% last year. We are also underweight relative to global indexes. Or are we?   When we choose which stocks to invest in, we like to ask the question, "Where is revenue actually coming from?" Our approach to international markets at Blue Chip Partners leverages exposure to large U.S.-based multinationals instead of mimicking a traditionally weighted international segment. We are exposed to international economies in what we believe to be a more fruitful way by investing in domestic companies that have international reach. It makes it easier to manage risk if you're investing in a way that blends in exposure instead of picking a country.  The target date funds/portfolio is your classic set-it-and-forget-it global "diversification" strategy. Target date funds are NOT how we diversify here at Blue Chip. To repeat, we're underweight in international stocks, but NOT international economies.   Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111   Click here for important disclosure information: https://www.bluechippartners.com/disclosures/   Click the link below to schedule a call: Blue Chip Partners |  https://www.bluechippartners.com/schedule-a-call/  Listen to our weekly market analysis podcast on your favorite platform by clicking here: https://www.bluechippartners.com/blue-chip-now/   Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: https://www.bluechippartners.com/financial-services/executive-compensation/   Stay financially savvy by reading our blog. Click here: https://www.bluechippartners.com/blog/  Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work in Southeast Michigan in 2023 by Crain's Detroit Business. Apply here: https://www.bluechippartners.com/about/career-opportunities/  Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: https://www.bluechippartners.com/educational-webinars-videos/  We are in the news!  Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: https://www.bluechippartners.com/in-the-news/  Need to update your estate plan? https://www.BlueChipEstatePlanning.com Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. 

Watch the full video episode on YouTube here! With the presidential election coming up, what does that mean for volatility in stocks? We believe that politics don't cause volatility in the market: uncertainty does. Welcome to a special Quarterly Edge episode of Blue Chip NOW!, where Chief Investment Officer Daniel Dusina CFA® and Managing Partner Dan Seder CFA®, CMT, CFP® share their outlook for the financial quarter ahead. In our conversation, we discuss trends in the equity market, the influence of the presidential campaign, and why investors need to adjust their expectations. Discover what the future holds for fixed-income investments, why bonds remain a smart choice, key AI investment insights, valuable strategies to prepare for market volatility, and more! If you read our analysis of stock market returns in U.S. presidential election years, you will recall that elections in and of themselves have no observable impact on calendar year performance. Returns experienced by investors in U.S. markets in Q2 2024 were meaningfully different than those seen in the first quarter. In Q1, the S&P 500 Index provided a double-digit return, the average S&P 500 stock advanced at a high-single-digit clip, and bond market returns ended in negative territory. In Q2, the concentration of returns seen in 2023's equity market was again evident. Specifically, the S&P 500 Index posted a mid-single-digit return, but the average S&P 500 stock settled firmly in the red. The bond market found a bottom and charged higher before it ultimately ended the quarter flat.  With two quarters of starkly different performance profiles thus far in 2024, what should be top of mind for investors in Q3 and beyond? Tune into this week's episode on BlueChip FM to find out what Blue Chip Partner's Chief Investment Officer Daniel Dusina, CFA thinks should be top of mind for investors these next 90 days.  Key Points From This Episode: (0:00:14) Hear a breakdown of and outlook for the equity market. (0:03:47) Learn about the dynamic nature of financial markets. (0:04:38) Unpack the impact of the markets on the value of bonds. (0:08:12) Implications of the rising popularity of AI for investors. (0:13:45) Creative ways to leverage the value of AI as an investor. (0:15:54) Final takeaways and reasons to be optimistic for the future. Quotes: "I do expect volatility to arise [in the equity markets] this summer." — Daniel Dusina [0:00:33] "We have seen a market run, weakening economic data, and a very polarized election that is coming up. That points to volatility." — Daniel Seder [0:02:59] "I think people need to be aware of how quickly and how technically unsubstantiated some of the value creation [in AI] has been." — Daniel Dusina [0:12:05] "You would expect that if the artificial intelligence boom continues that companies should be able to increase margins meaningfully down the road." — Daniel Seder [0:15:19] Links Mentioned in Today's Episode: Does a U.S. Presidential Election Impact Stock Market Performance?': https://www.bluechip partners.com/blog/does-a-u-s-presidential-election-impact-stock-market-performance/ Q2 Quarterly Edge Episode: https://bluechipnow.libsyn.com/site/q2-quarterly-edge-economic market-outlook-on-stocks-bonds-and-investing-ideas-for-2024 Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111 Helpful Links- Click here for important disclosure information: https://www.bluechippartners.com/disclosures/ Click the link below to schedule a call: Blue Chip Partners |  https://www.bluechippartners.com/schedule-a-call/ Listen to our weekly market analysis podcast on your favorite platform by clicking here: https://www.bluechippartners.com/blue-chip-now/ Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: https://www.bluechippartners.com/financial-services/executive-compensation/ Stay financially savvy by reading our blog. Click here: https://www.bluechippartners.com/blog/ Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work in Southeast Michigan in 2023 by Crain's Detroit Business. Apply here: https://www.bluechippartners.com/about/career-opportunities/ Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: https://www.bluechippartners.com/educational-webinars-videos/ We are in the news!  Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: https://www.bluechippartners.com/in-the-news/ Need to update your estate plan? https://www.BlueChipEstatePlanning.com Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244.

Video of this podcast is live on YouTube, watch it here!  In our conversation, we unpack the steps and strategies to take to protect investments when the markets get crazy, and how to leverage the opportunities that come with a crisis. It's crucial for portfolio managers to take these events seriously to protect against possible significant losses. In this episode of Blue Chip NOW!, Chief Investment Officer, Daniel Dusina CFA®, Senior Advisor Matt Mondoux CFA®, CMT, CFP®, and Managing Partner, Daniel Seder CFA®, CMT, CFP® take a deep dive into what a portfolio manager would do in the case of a black swan event or global crisis.  Gain an understanding of portfolio exposure and pinpointing risks, navigating uncertainties to manage portfolio risk efficiently, and employing scenario analysis to visualize both the best and worst outcomes. Discover vital factors for managers when tweaking portfolios, the advantages of a balanced approach, and the role of an investment committee. Explore the reasons to disregard media influences in investment decisions, real-world examples of black swan events, market upturns the Federal Reserve would not be able to fix, and more. Tune in to stay ahead of the curve and turn market chaos into opportunity!  Key Points From This Episode:  (0:01:28) Getting an overview of portfolio exposure and identifying risks. (0:03:09) Navigating the unknowns to mitigate portfolio risk effectively. (0:04:23) Using scenario analysis to highlight best and worst-case situations. (0:05:18) Important considerations for managers when adjusting portfolios. (0:07:04) Taking an aggressive investment approach during a black swan event. (0:11:57) Playing the middle ground and the benefits of an investment committee. (0:15:09) Reasons to ignore media sources when making investment decisions. (0:16:30) Examples of black swan events and utilizing probability to prepare. (0:19:50) Recognizing success and failure to improve decision-making capabilities. (0:21:06) Building a financial reserve to leverage the opportunities of black swan events. (0:23:16) Final takeaways we have for listeners.  Quotes: "One of the first things I do is look explicitly at revenue exposures." — Daniel Dusina [0:02:07]  "That is what makes investing hard is you have to make assumptions, you have to make estimates, and you don't know if you are right or wrong until potentially years later." — Daniel Dusina [0:03:43]  "A partial decision is a great way to guarantee [the client will] be mad at me." — Daniel Seder [0:11:57] "The actual outcome of each of those black swan events, from a portfolio manager's perspective, will be different. What should not be different are the inputs to decision-making." — Daniel Dusina [0:19:23] Links Mentioned in Today's Episode: Check out the Federal Reserve's website: https://www.federalreserve.gov/ Helpful Links: Click here for important disclosure information: https://www.bluechippartners.com/disclosures/ Click the link below to schedule a call: Blue Chip Partners |  https://www.bluechippartners.com/schedule-a-call/ Listen to our weekly market analysis podcast on your favorite platform by clicking here: https://www.bluechippartners.com/blue-chip-now/ Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: https://www.bluechippartners.com/financial-services/executive-compensation/ Stay financially savvy by reading our blog. Click here: https://www.bluechippartners.com/blog/ Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work in Southeast Michigan in 2023 by Crain's Detroit Business. Apply here: https://www.bluechippartners.com/about/career-opportunities/ Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: https://www.bluechippartners.com/educational-webinars-videos/ We are in the news!  Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: https://www.bluechippartners.com/in-the-news/ Need to update your estate plan? https://www.bluechipestateplanning.com/ Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244.

Watch on YouTube here! From used vehicles to housing, we dive into the related CPI trends and unpack the encouraging and cautious future insights they offer. Discover how the CPI is calculated, the latest interest-rate projections from the Federal Open Market Committee (FOMC), and the influence of interest rates on the housing market.    In this episode of Blue Chip NOW!, Chief Investment Officer, Daniel Dusina CFA®, Senior Advisor Matt Mondoux CFA®, CMT, CFP® are joined by special guest Vince Parrack, Investment Analyst at Blue Chip Partners, to dive into the current state of inflation and its various implications. Vince also tells us about the ins and outs of the Chartered Financial Analyst ® (CFA ®) program, within which he just sat for level 1. In our conversation, we discuss the fundamentals of inflation, the Consumer Price Index (CPI), and why the CPI is an important metric.  Vince shares his experience of completing the level 1 of the CFA ® Program and what it entails. Hear about the different topics covered in the program, details about the first exam, the overall pass rate, how many hours to study, and much more! Whether you're interested in inflation, its impacts, or the CFA ® program, this episode offers valuable insights and advice. Tune in now!  Key Points From This Episode:  (00:01:29) Overview of inflation and the Consumer Price Index (CPI). Check out the Consumer Price Index summary mentioned in the episode here 'Consumer Price Index Summary'  (00:03:58) Key takeaways from the latest CPI trends and what is driving them.  (00:05:53) CPI trends in used cars and other vehicle-related costs.  (00:08:50) Explore the largest component of the CPI: shelter.  (00:10:48) The FOMC's projections regarding interest rate cuts for 2024.  (00:12:05) Unpack the state of the housing market and how inflation impacts it.  (00:16:33) Learn about the CFA program and what it entails.  (00:18:23) Exam preparation guidelines and details on the different CFA levels.  (00:20:34) Benefits of preparing for and completing the level one program.  (00:23:03) Vince shares important considerations for prospective CFA candidates.  (00:24:19) Final takeaways and closing comments.     Quotes:  "Services continue to be the reason that inflation is up, essentially. Goods being in negative territory." — Daniel Dusina [0:04:58]  "Until we can build enough supply to ease this in balance [in the housing market], it's tough to see what's going to get housing back to what we call normal levels." — Matthew Mondoux  [0:12:56]    "[The practical skill module] helps you learn how to apply what you learned in your daily work life. I believe that's going to be very beneficial." — Vince Parrack [0:20:52]  "I'd say, if you're thinking about [the CFA program], definitely go for it. [It will] elevate yourself. It gives you a leg up and it really enhances your expertise and your knowledge [of] the investment industry." — Vince Parrack [0:23:04] Chartered Financial Analyst® is a registered trademark owned by CFA Institute. Links Mentioned in Today's Episode:  Delegate Confidently ™ and call our office today to start getting the most life out of your wealth 248-848-1111  Helpful Links-  Click here for important disclosure information: https://www.bluechippartners.com/disclosures/   Click the link below to schedule a call: Blue Chip Partners |  https://www.bluechippartners.com/schedule-a-call/  Listen to our weekly market analysis podcast on your favorite platform by clicking here: https://www.bluechippartners.com/blue-chip-now/   Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: https://www.bluechippartners.com/financial-services/executive-compensation/   Stay financially savvy by reading our blog. Click here: https://www.bluechippartners.com/blog/  Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work in Southeast Michigan in 2023 by Crain's Detroit Business. Apply here: https://www.bluechippartners.com/about/career-opportunities/  Do you love market commentary as much as us? Watch previous Quarterly Edge outlook reports by clicking here: https://www.bluechippartners.com/educational-webinars-videos/  We are in the news!  Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: https://www.bluechippartners.com/in-the-news/  Need to update your estate plan? https://www.BlueChipEstatePlanning.com Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. 

Blue Chip NOW! is now being published with video! Watch this episode here. From the ramifications of concentrated positions to how the RSI indicator can tell us if a stock is overbought or oversold, we're covering all the bases. We'll talk about the importance of combining technical and fundamental analysis, managing risk, and avoiding common investment pitfalls like recency bias and the fear of missing out.  In this episode of Blue Chip NOW!, Chief Investment Officer, Daniel Dusina CFA®, Senior Advisor Matt Mondoux CFA®, CMT, CFP®, and the firm's Managing Partner Dan Seder, CFA®, CMT, CFP®, discuss position sizing from various perspectives.   But it's not all serious business. We've got a fun chat about Scottie Scheffler's amazing golf season and his caddy's impressive earnings. Plus, we'll touch on some hot economic topics, like the upcoming inflation print that could shake up the markets.  And don't miss out—check out our YouTube channel for video versions of our episodes. Ready for some great insights and a few laughs? Tune in now!   Key Points From This Episode:  [00:00:49] Rebalanced and non-rebalanced portfolios  [00:03:12] Risks associated with concentration in a portfolio [00:04:50] Responsible investing versus reckless behavior  [00:07:10] Behavioral biases in investment decisions  [00:10:31] Regret aversion and its impact on investment strategy  [00:13:02] Exploring the endowment effect and anchoring biases  [00:15:34] Using technical analysis for selling strategies  [00:19:04] The role of RSI in identifying overbought conditions  [00:22:41] The importance of technical analysis in portfolio management  [00:25:02] Scotty Scheffler's remarkable year in golf  [00:27:40] Upcoming economic data and its potential market impact  Helpful Links- Click here for important disclosure information  Delegate Confidently ™ and call our office today to start getting the most life out of your wealth.  Click here to schedule a call: Blue Chip Partners | Schedule A Call 248-848-1111  There have been new law changes and let's face it, life happens. If you need to update your estate plan we have you covered with our white-glove service at Blue Chip Estate Planning, PLLC. Contact Kimberly Crank Browning at kbrowning@bluechipestateplanning.com or call the office 248-873-3244 for more information on Blue Chip Estate Planning, PLLC.  Listen to our weekly market analysis podcast on your favorite platform by clicking here Blue Chip NOW! - Blue Chip Partners  Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Financial Planning For Business Executives - Blue Chip Partners | Executive Compensation Plan  Stay financially savvy by reading our blog. Click here: Blue Chip Partners' Financial Services Blog | Michigan Wealth & Financial Planning | Wealth Management Near Me  Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work in Southeast Michigan in 2023 by Crain's Detroit Business. Apply here Join Our Team | Finance Careers & Job Openings at Blue Chip Partners | Financial Planning Jobs Near Me   Do you love economic recaps as much as us? Watch previous Quarterly Edge market reports by clicking here: Educational Financial Planning Videos + Webinars | Blue Chip Partners  We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: In the News - Blue Chip Partners  Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244.

On today's episode of our newly minted channel, Blue Chip FM, we are spilling the tea on a recent court case that might pique your interest.   Tune in to hear how a man's ex-girlfriend, who he dated more than 30 years ago, received his million-dollar retirement account. This may seem like a dumb mistake that would never happen to you... or could it?  You may be surprised to learn how your trust or will applies when there is a beneficiary named on your retirement account. Do you know what potentially life-changing beneficiary issues arise when you get remarried?  You may be shocked to learn how the law will step in and override the beneficiaries you have named. Do you know how a judge considers intent when it comes to beneficiary designations? Listen to the full episode to find out how to avoid something tragic like this happening in your family.  Email Podcast@BlueChipFM.com and let us know if you want more episodes like this.  This episode is hosted by Blue Chip Partner's CEO Robert Steinberg and Blue Chip Estate Planning Partner Kimberly Crank Browning for a unique episode on Blue Chip FM: a podcast from Blue Chip Partners, LLC.  [Episode length: 10:37 minutes]  Helpful Links:  Delegate Confidently ™ and call our office today to start getting the most life out of your wealth.  Click here to schedule a call: Blue Chip Partners | Schedule A Call 248-848-1111  There have been new law changes and let's face it, life happens. If you need to update your estate plan we have you covered with our white-glove service at Blue Chip Estate Planning, PLLC. Contact Kimberly Crank Browning at kbrowning@bluechipestateplanning.com or call the office 248-873-3244 for more information on Blue Chip Estate Planning, PLLC.  Listen to our weekly market analysis podcast on your favorite platform by clicking here Blue Chip NOW! - Blue Chip Partners  Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Financial Planning For Business Executives - Blue Chip Partners | Executive Compensation Plan  Stay financially savvy by reading our blog. Click here: Blue Chip Partners' Financial Services Blog | Michigan Wealth & Financial Planning | Wealth Management Near Me  Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work in Southeast Michigan in 2023 by Crain's Detroit Business. Apply here Join Our Team | Finance Careers & Job Openings at Blue Chip Partners | Financial Planning Jobs Near Me   Do you love economic recaps as much as us? Watch previous Quarterly Edge market reports by clicking here: Educational Financial Planning Videos + Webinars | Blue Chip Partners  We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: In the News - Blue Chip Partners  Click here for important disclosure information  Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244. 

After the strongest May in 20 years, investors are wondering if this could be the calm before a midsummer storm. With 75% of gains driven by 6 stocks in May, it is clear that the S&P 500 Index is NOT always driven by 500 companies. Despite the concentration of returns seen in the domestic equity market last month, the S&P 500 Index touched a new all-time high. Now, the question is should investors have "sold in May and gone away" as historical seasonality would suggest? In a presidential election year, stocks can be volatile given elevated uncertainty. As a company, we are surprised we haven't yet seen the volatility that we would have expected leading up to an election cycle. Listen to the full episode to learn more about what we think investors should expect for markets ahead of the presidential election in November. Join Blue Chip's Chief Investment Officer, Daniel Dusina CFA®, Senior Advisor Matt Mondoux CFA®, CMT, CFP®, and the firm's Managing Partner Dan Seder, CFA®, CMT, CFP®, for another episode of Blue Chip NOW! the weekly market analysis podcast from Blue Chip Partners, LLC. [Episode length: 17:39 minutes] Helpful Links: Delegate Confidently ™ and call our office today to start getting the most life out of your wealth. Click here to schedule a call: Blue Chip Partners | Schedule A Call 248-848-1111 There have been new law changes and let's face it, life happens. If you need to update your estate plan we have you covered with our white-glove service at Blue Chip Estate Planning, PLLC. Contact Kimberly Crank Browning at kbrowning@bluechipestateplanning.com or call the office 248-873-3244 for more information on Blue Chip Estate Planning, PLLC. Listen to our weekly market analysis podcast on your favorite platform by clicking here Blue Chip NOW! - Blue Chip Partners Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Financial Planning For Business Executives - Blue Chip Partners | Executive Compensation Plan Stay financially savvy by reading our blog. Click here: Blue Chip Partners' Financial Services Blog | Michigan Wealth & Financial Planning | Wealth Management Near Me Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work in Southeast Michigan in 2023 by Crain's Detroit Business. Apply here Join Our Team | Finance Careers & Job Openings at Blue Chip Partners | Financial Planning Jobs Near Me  Do you love economic recaps as much as us? Watch previous Quarterly Edge market reports by clicking here: Educational Financial Planning Videos + Webinars | Blue Chip Partners We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: In the News - Blue Chip Partners Click here for important disclosure information Blue Chip Estate Planning, PLLC is a law firm established to provide estate planning services to clients of Blue Chip Partners, LLC, their families, and other residents of the State of Michigan. Blue Chip Estate Planning is related through common ownership and control to Blue Chip Partners. Services by Blue Chip Estate Planning are separate and distinct from any agreement with Blue Chip Partners. For more information, call Kimberly Browning at 248-873-3244.

Today's episode is like one of those door prize goodie bags at your favorite birthday party: a grab bag of seemingly unrelated things and you're going to love every single one of them!  What is a stock split and why did NVIDIA do this? Should I be buying a stock ahead of a split or after the split? Is NVIDIA trying to get into the Dow Jones Industrial Average? How to avoid public probate court humiliation and expenses. What are the costs of probate compared to putting your estate plan together? Is 18 too young to be exploring estate planning services? How to freshen-up your estate plan when the law changes and life happens.    While we are eager to shed light on NVIDIAs decision to split their stock, we are also lifting the veil on the many months of behind the scenes work it has taken to launch a new Michigan law firm: Blue Chip Estate Planning, PLLC.  Blue Chip NOW! is a weekly market analysis podcast from Blue Chip Partners, LLC.  Join Blue Chip's Chief Investment Officer, Daniel Dusina CFA® and Senior Advisor Matt Mondoux CFA®, CMT, CFP® and Kimberly Browning Partner at Blue Chip Estate Planning, PLLC for an educational episode around stock splits, probate court, and more.  If you're a client of Blue Chip Partners, reach out to your advisor to schedule your estate planning consultation.  Contact Kimberly Browning at kbrowning@bluechipestateplanning.com for more information on Blue Chip Estate Planning, PLLC.  [Episode length: 24 minutes]  Listen to the Quarterly Edge Report, that Daniel Dusina referenced in this week's episode, by clicking here. Blue Chip NOW! (libsyn.com)  Helpful Links:  Delegate Confidently ™ and call our office today to start getting the most life out of your wealth.   Click here to schedule a call: Blue Chip Partners | Schedule A Call 248-848-1111   Listen to our weekly market analysis podcast on your favorite platform by clicking here Blue Chip NOW! - Blue Chip Partners   Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Financial Planning For Business Executives - Blue Chip Partners | Executive Compensation Plan   Stay financially savvy by reading our blog. Click here: Blue Chip Partners' Financial Services Blog | Michigan Wealth & Financial Planning | Wealth Management Near Me   Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work in Southeast Michigan in 2023 by Crain's Detroit Business. Apply here Join Our Team | Finance Careers & Job Openings at Blue Chip Partners | Financial Planning Jobs Near Me    Do you love economic recaps as much as us? Watch previous Quarterly Edge market reports by clicking here: Educational Financial Planning Videos + Webinars | Blue Chip Partners   We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: In the News - Blue Chip Partners   Click here for important disclosure information

What is driving the stock market higher? When you look under the hood of the S&P 500, the number of stocks hitting new 52-week highs is growing. This means that both price and participation are factors in today's bullish market. This trend is in stark contrast to the  dominance of the Magnificent 7 in 2023, as this small handful of stocks was responsible for a majority of the S&P 500's annual return.  Despite market gains this year, consumer discretionary as a sector , is in negative territory. Listen to this episode to hear what Target as a company is doing about it to keep you spending!  Blue Chip NOW! is a weekly market analysis podcast from Blue Chip Partners, LLC.  Join Blue Chip's Chief Investment Officer, Daniel Dusina CFA®, and the firm's Managing Partner, Dan Seder CFA®, CMT, CFP® for a lively discussion around what is behind gains in the stock market this year, and how some companies are pivoting their corporate strategy: the reasons may surprise you.  [Episode length: 24 minutes]  Listen to the Quarterly Edge Report, that Daniel Dusina referenced in this week's episode, by clicking here. Blue Chip NOW! (libsyn.com)  Helpful Links:  Delegate Confidently ™ and call our office today to start getting the most life out of your wealth.   Click here to schedule a call: Blue Chip Partners | Schedule A Call 248-848-1111   Listen to our weekly market analysis podcast on your favorite platform by clicking here Blue Chip NOW! - Blue Chip Partners   Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Financial Planning For Business Executives - Blue Chip Partners | Executive Compensation Plan   Stay financially savvy by reading our blog. Click here: Blue Chip Partners' Financial Services Blog | Michigan Wealth & Financial Planning | Wealth Management Near Me   Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work in Southeast Michigan in 2023 by Crain's Detroit Business. Apply here Join Our Team | Finance Careers & Job Openings at Blue Chip Partners | Financial Planning Jobs Near Me    Do you love economic recaps as much as us? Watch previous Quarterly Edge market reports by clicking here: Educational Financial Planning Videos + Webinars | Blue Chip Partners   We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: In the News - Blue Chip Partners   Click here for important disclosure information 

There may be expenses that you're getting charged that aren't going to show up on your statement with your advisor.  Learn how to find the internal expense ratio, aka hidden fees, if your financial advisor is outsourcing money management.  It's not a fee that shows up on a statement. But, you are probably paying it...  Welcome to this week's episode of Blue Chip NOW! A podcast that provides weekly market observations, financial planning strategies, and a behind the scenes view into the media room at Blue Chip Partners, LLC.  Daniel Dusina CFA®, Dan Seder CFA®, CMT, CFP®  and Matthew Mondoux CFA®, CMT, CFP® are here to guide you through this week's market analysis and some tips when it comes to reading your expense statement from your financial advisor.  Delegate Confidently ™ and call our office today to start getting the most life out of your wealth.  Click here to schedule a call: Blue Chip Partners | Schedule A Call 248-848-1111  Listen to our weekly market analysis podcast on your favorite platform by clicking here Blue Chip NOW! - Blue Chip Partners  Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Financial Planning For Business Executives - Blue Chip Partners | Executive Compensation Plan  Stay financially savvy by reading our blog. Click here: Blue Chip Partners' Financial Services Blog | Michigan Wealth & Financial Planning | Wealth Management Near Me  Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work in Southeast Michigan in 2023 by Crain's Detroit Business. Apply here Join Our Team | Finance Careers & Job Openings at Blue Chip Partners | Financial Planning Jobs Near Me   Do you love economic recaps as much as us? Watch previous Quarterly Edge market reports by clicking here: Educational Financial Planning Videos + Webinars | Blue Chip Partners  We are in the news! Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: In the News - Blue Chip Partners  Click here for important disclosure information

History likely will not repeat itself, but it may rhyme. Tune in as Chief Investment Officer at Blue Chip Partners, Daniel Dusina, CFA, discusses the historical precedent for recent strength in the stock market, as well as why he thinks bonds currently present a "once in a decade" investment opportunity.  Delegate Confidently ™ and call our office today to start getting the most life out of your wealth.  Click here to schedule a call: Blue Chip Partners | Schedule A Call 248-848-1111  Listen to our weekly market analysis podcast on your favorite platform by clicking here Blue Chip NOW! - Blue Chip Partners  Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Financial Planning For Business Executives - Blue Chip Partners | Executive Compensation Plan  Stay financially savvy by reading our blog. Click here: Blue Chip Partners' Financial Services Blog | Michigan Wealth & Financial Planning | Wealth Management Near Me  Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work in Southeast Michigan in 2023 by Crain's Detroit Business. Apply here Join Our Team | Finance Careers & Job Openings at Blue Chip Partners | Financial Planning Jobs Near Me   Do you love economic recaps as much as us? Watch previous Quarterly Edge market reports by clicking here: Educational Financial Planning Videos + Webinars | Blue Chip Partners  We are in the news!  Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: In the News - Blue Chip Partners  Click here for important disclosure information: Disclosures - Blue Chip Partners

Are you wondering what it takes for a publicly traded company to decide to start paying dividends to shareholders?   Are you feeling the pain of these high interest rates and wondering what it takes for a friend or family member to just loan you money to buy a home instead of the bank?  Are you sitting on the edge of your seat to know what model of bike Dan Seder's youngest is now riding?  Welcome to this week's episode of Blue Chip NOW! A podcast that provides weekly market observations, financial planning strategies, and a behind the scenes view into the media room at Blue Chip Partners, LLC.  Daniel Dusina CFA®, Dan Seder CFA®, CMT, CFP®  and Matthew Mondoux CFA®, CMT, CFP® are back are together in the Blue Chip NOW! studio after the best week of the year that the equity market has seen.     3:15 Reading transcripts or listening to company earnings conversation recordings: what's better?  5:50 Stocks are a discounting mechanism for the future.  8:00 Google may be on the forefront of a trend by initiating a stock dividend to its shareholders.  11:45 Google experienced unprecedented growth the day of announcing their dividend.  14:15 Mortgage rates have been rising since March 2022: hear what some wealthy individuals are doing about it.  21:00 Final Take: Last week's biggest earning all year PLUS Dan and Matt's kids are finally riding two-wheelers! #FamilyBikeSundays      Delegate Confidently ™ and call our office today to start getting the most life out of your wealth.  Click here to schedule a call: Blue Chip Partners | Schedule A Call 248-848-1111  Listen to our weekly market analysis podcast on your favorite platform by clicking here Blue Chip NOW! - Blue Chip Partners  Are you a corporate executive that gets paid with company stock? We help executives get the most out of their RSUs and stock options. Click here: Financial Planning For Business Executives - Blue Chip Partners | Executive Compensation Plan  Stay financially savvy by reading our blog. Click here: Blue Chip Partners' Financial Services Blog | Michigan Wealth & Financial Planning | Wealth Management Near Me  Are you a financial professional looking for a new career opportunity? Blue Chip Partners was voted as one of the Best Places to Work in Southeast Michigan in 2023 by Crain's Detroit Business. Apply here Join Our Team | Finance Careers & Job Openings at Blue Chip Partners | Financial Planning Jobs Near Me   Do you love economic recaps as much as us? Watch previous Quarterly Edge market reports by clicking here: Educational Financial Planning Videos + Webinars | Blue Chip Partners  We are in the news!  Non-paid features in Forbes, Business Insider and more featuring Blue Chip Partners can be viewed by clicking here: In the News - Blue Chip Partners    Please click here for important disclosure information.   

Daniel Dusina and Matt Mondoux give a recap and analysis of the markets from the previous week, look at how the U.S. Economy stays resilient even with high interest rates, and discuss the huge investment in AI from the utilities sector. Plus, Financial Advisor Adam Larkin, who recently passed the CFP® exam, joins the show to highlight the importance of the designation and talk about the nuances of being held to the Fiduciary Standard.  Conversation Markers: 1:52 – Market Recap – How bad news can be good news for me and you! 4:07 – The U.S. economy is resilient - even with high interest rates  10:34 –  The utilities sector is investing billions in AI  14:55 – What is the CERTIFIED FINANCIAL PLANNER™ designation?  21:41 – Suitability Standard vs. Fiduciary Standard  [Episode Length: 24:53] Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.  Please click here for important disclosure information. 

Matt Mondoux and Dan Seder give a recap and analysis of the markets from the previous week, and since today - April 15th - is tax day, the guys share various tax strategies to help keep the government's hand out of your cookie jar, as well as some valuable tax planning tips to utilize throughout the year to make sure you don't leave money on the table. The guys also rejoice as Springtime hits Michigan. Conversation Markers: 0:35 – Market Recap – inflation, prints, and rate cuts? 3:47 – Keep the government's hand out of your cookie jar 12:02 – You're potentially leaving money on the table by not doing this one thing 20:36 –  Final Takes: The Masters Tournament and kicking off Springtime in Michigan [Episode Length: 21:49] Please click here for important disclosure information. 

Daniel Dusina, Dan Seder, and Matt Mondoux give a recap and analysis of the markets from the previous week, unpack Bitcoin and discuss why it is not a good investment, and give an overview of various account structures and the main differences between them.  Conversation Markers: 0:35 – Introduction and market recap 1:29 – Scratching the surface on Bitcoin 13:41 – The main differences between IRAs, Roth IRAs and Non-Qualified accounts [Episode Length: 22:02] Please click here for important disclosure information.