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Financial Nuggets

Author: Michael Palmer

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Information to help you navigate your personal and business finances of your every day life. www.oliveharbor.com

79 Episodes
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Today, Michael talks through some things you can do to love your family before you die (fun topic!) such as having a document listing all of your passwords, account information and much more. https://www.oliveharbor.com/
Michael discusses all of the headlines surrounding 'All Time Highs' in various markets across the globe and what it means for you, an investor. https://www.oliveharbor.com/
077 - Trump Accounts

077 - Trump Accounts

2026-01-1909:05

In today's episode, Michael discusses all things Trump Account. Are you kids eligible? Should you participate? What other options exist to save for my kids? https://www.oliveharbor.com/
Happy New Year! Today, Michael talks through 2025 headlines and where markets are going in 2026. https://www.oliveharbor.com/
In today's episode, Michael discusses the IRS changes to different tax advantaged accounts like the 401k, IRA, HSA etc
Today, Michael discusses common conversations he's been having with operators lately... Most of which has been around some last minute planning opportunities to consider before we head into 2026
Joe discusses a headline that is being seen more and more about banks... What does it mean for banks to be in this position? How does that affect your money and your portfolio?
072 - Govt Shutdown

072 - Govt Shutdown

2025-11-0314:54

In today's episode, Joe discusses all things government shutdown. What does it mean for you? What does it mean for an investor?
071 - HSAs

071 - HSAs

2025-10-2008:23

Open enrollment season! Michael talks through the HSA and the purple plan at GIOA this year.
In today's episode, Michael talks through some of the best performing stocks in the last 5 years... and one that will definitely surprise you as the top performer.
'The key to making money in stocks is not to get scared out of them' is a famous quote by Peter Lynch. Today, Michael discusses this and what an investor should do with the headlines discussing 'the markets at an all time high'.
Today, Michael has a little fun discussing the recent sale of the LA Lakers. Some people are arguing its better to own the SP 500. Some people are arguing its better to own the Lakers. Michael takes a look at the math to try to solve which would be the better choice
Michael wraps up his 3 part episode on Team Member Care discussing GIOA benefits for the team members.
Operators continue to call Michael and Joe to ask for help with their TMs finances. PWC 2023 Employee Financial Wellness Survey said 57% of employees cite finances as their top source of stress surpassing work, health or family issues. Same study said financially stressed employees are twice as likely to seek new employment. The solution? Introducing Wealth Nuggets!
As more and more operators are reaching out to discuss their team members, Michael begins a series on TM care. Today's episode discusses retention stay bonuses. Earlier this month, the first retention bonus was paid out to a TM to fund his franchisee fee.
Today, Michael continues discussing the same Fidelity study and focusing a little more on the retiree data. Why does the pre retiree data and retiree data conflict with each other? What can we learn about this? http://oliveharbor.com
In this episode, Michael discusses a recent Fidelity article discussing declining confidence in pre retirees views on retirement. Why are they no longer optimistic about retirement? What can a pre retiree do today to help with this? http://oliveharbor.com https://newsroom.fidelity.com/pressreleases/fidelity-investments--research--while-over-70--of-retirees-say-retirement-is-going-as-planned--confi/s/d9799b30-b28e-4b8b-842e-ca2d8fcd143d
There were some big claims on April 25th this year that the economy would collapse in about a month. Why were those claims made? What has happened since? What can we learn from it? http://oliveharbor.com
How many times have you heard this year that the markets are crashing? Stocks are tanking? In today's episode, Joe discusses the crash that wasn't and what we can learn from the first part of this year... http://oliveharbor.com
In this episode, Michael discusses the rise of gold this year and why many are starting to talk more about it. Should you invest in it? Is it a good hedge against your other investments? http://oliveharbor.com
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