Demographics Decoded - Unveiling the trends shaping your future

Imagine being told that after a lifetime of working hard, paying taxes, saving diligently, and raising a family, you've somehow become part of Australia's problem.   That your success – owning a home, saving in superannuation, or simply living longer – is now evidence of "intergenerational unfairness."   That's the message emerging from the Albanese government's latest policy buzzword – the so-called "intergenerational lens."   But is this really about fairness… or about finding new ways to tax those who've worked, saved, and contributed for decades?   In this episode of Demographics Decoded, leading demographer Simon Kuestenmacher and I unpack what "intergenerational equity" actually means — and whether this new policy approach is based on sound data or simply political theatre.   If you care about Australia's economic future, housing affordability, and intergenerational trust, this episode is essential listening.   Takeaways    ·         Intergenerational equity is a complex issue that requires careful measurement. ·         Older Australians may not necessarily be better off than younger generations. ·         Housing market dynamics significantly impact intergenerational wealth. ·         Government policies can inadvertently favor property owners over first home buyers. ·         Superannuation was designed to reduce reliance on the pension system. ·         Generational envy can lead to political distractions and ineffective policies. ·         Real fairness comes from growing the economy, not shifting wealth between generations. ·         Younger generations need to feel positive about their economic prospects. ·         Taxing mining wealth could provide a solution for funding intergenerational fairness. ·         Cooperation between generations is essential for Australia's prosperity.   Chapters    00:10 – What "Intergenerational Fairness" Really Means  03:11 – How Governments Measure Equity Across Age Groups  06:19 – Income, Wealth and Why Generational Comparisons Mislead  10:32 – Housing Affordability, Envy Narratives and Asset Gaps  15:13 – First-Home Buyer Policies, Superannuation and Tax Debates  21:47 – Real Solutions: Productivity, Migration and Avoiding Generational Conflict   About Simon Kuestenmacher   Simon Kuestenmacher  is co-founder and Director – The Demographics Group   Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.     He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.   Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.     About Michael Yardney   Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders     While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation.   Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.   Follow Michael on Linked In or Instagram     Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results.   Join Michael and Simon at Wealth Retreat 2026, where Australia's most ambitious investors and businesspeople gather to think bigger, invest smarter, and build intergenerational wealth. MAY 30th – JUNE 4th 2026 – find out more here: http://www.wealthretreat.com.au/

In this episode of Demographics Decoded, Simon Kuestenmacher and Michael Yardney discuss the changing landscape of retirement in Australia, focusing on the widening wealth gap between homeowners and renters.   For generations, Australians assumed they'd retire in their own home. It was the cornerstone of our national dream.   But new evidence from the HILDA survey shows that the dream is slipping away — and with it, the safety net for a secure retirement.   Today, two in three retirees who rent privately are living in poverty. And the wealth gap between homeowners and renters in retirement is only widening.     Takeaways    ·         Two in three retirees who rent privately are living in poverty. ·         The wealth gap between homeowners and renters is widening. ·         Homeownership is crucial for avoiding poverty in old age. ·         Superannuation alone is not enough for a secure retirement. ·         Government policies need to adapt to the changing demographics. ·         Intergenerational wealth transfer plays a significant role in homeownership. ·         Rent assistance is insufficient to cover rising housing costs. ·         The current housing market is increasingly unaffordable for younger generations. ·         Innovative ownership models could help address housing issues. ·         The government must increase social and affordable housing stock.   Chapters    01:47 - What the HILDA Survey Reveals About Retirement Inequality  04:33 - Why Owning a Home Is the Best Insurance Against Poverty  07:24 - How Migration and Intergenerational Wealth Shape Housing Gaps  10:42 - The Future of Homeownership and Government Policy Failures  15:37 - The Bank of Mum and Dad: Early Inheritance and the New Divide     About Simon Kuestenmacher   Simon Kuestenmacher  is co-founder and Director – The Demographics Group   Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.     He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.   Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.     About Michael Yardney   Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders     While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation.   Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.   Follow Michael on Linked In or Instagram     Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results.

Picture this: you take your kids to a museum in 2045, and instead of dinosaurs and ancient artefacts, they're staring at remote controls, plastic packaging, and wheelchairs.   They ask, 'Did you really use these every day?'   In this episode Simon Kuestenmacher and Michael Yardney explore the technologies, jobs, and habits that will vanish from our lives - sooner than you might think.   We delve into the implications of these changes on daily life, the economy, and the environment, providing insights into what the future may hold for generations to come.     Takeaways    ·         In 20 years, people may question our reliance on cars. ·         The traditional 9-to-5 workweek is likely to disappear. ·         Family structures will become smaller and more diverse. ·         Aged care will need to adapt to an aging population. ·         Self-driving cars will become the norm, reducing the need for ownership. ·         Retail will shift towards online and automated services. ·         Healthcare will leverage technology for better diagnostics and care. ·         Education systems will need to adapt to new learning methods. ·         Political structures may evolve towards more algorithmic governance. ·         The internet will require users to be more media savvy.   Chapters    01:44 - The Everyday Items Vanishing from Modern Life  04:25 - How Technology Quietly Replaces Old Habits  07:33 - The Disappearing Professions and What Comes Next  12:06 - Cash, Keys and the End of Tangible Convenience  17:58 - What Future Generations Will Never Experience      About Simon Kuestenmacher   Simon Kuestenmacher  is co-founder and Director – The Demographics Group   Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.     He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.   Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.     About Michael Yardney   Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders.     While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation.   Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.   Follow Michael on Linked In or Instagram     Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results.   Our discussion today was inspired by this blog by Steve Samartino https://stevesammartino.substack.com/p/whats-in-the-museum-of-the-future

What if we could all work just four days a week with no pay cut  and still get the same results?   It sounds like a fantasy, but carefully monitored trials across the globe show that it's not only possible, but in many cases, productivity actually goes up. Stress levels fall, staff turnover drops, and companies become more efficient.   But is this a workplace revolution Australia can afford? Or just wishful thinking?   In this episode, Simon Kuestenmacher and Michael Yardney explore the concept of a four-day work week, discussing its feasibility, benefits, and challenges in the Australian context.     We delve into international data supporting the model, the innovative 180-100 approach, and the implications for various industries.     The conversation highlights the potential for improved productivity and employee well-being, while also addressing the scepticism surrounding its implementation in certain sectors.     Takeaways    ·         The four-day work week can lead to increased productivity and reduced stress levels. ·         International trials have shown overwhelmingly positive results for the four-day work week. ·         The 180-100 model offers a framework for balancing pay and productivity. ·         Certain industries may struggle to implement a four-day work week due to operational challenges. ·         The four-day work week can serve as a powerful retention tool for employers. ·         Leadership buy-in is crucial for the success of a four-day work week trial. ·         The model encourages businesses to optimize workflows and reduce waste. ·         Employee well-being is enhanced with a shorter work week, leading to fewer sick days. ·         The four-day work week may not be suitable for all job types, particularly in retail and healthcare. ·         The future of work may see more companies adopting flexible work arrangements.   Chapters    02:02 - Why the Four-Day Workweek Is Gaining Momentum  04:35 - Productivity Myths and the Science of Rest  07:18 - How Shorter Weeks Could Reshape Family and Leisure Time  11:03 - Generational Shifts: What Younger Workers Really Want  15:42 - Can Australia Afford a Four-Day Future?      About Simon Kuestenmacher   Simon Kuestenmacher  is co-founder and Director – The Demographics Group   Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.     He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.   Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.     About Michael Yardney   Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders     While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation.   Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.   Follow Michael on Linked In or Instagram     Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results.

For years, we've worried about the world's population growing too fast, straining resources and cities. But what if I told you the real challenge of the future might not be too many people, but too few? While a lot has been written about Australia's massive population growth in the short term, today we explore what's going to happen to not only Australia's, but the world's population growth over the medium to long term—and unveil a surprising trend. Whether you're a property investor, a business owner, or just curious about what's ahead for  Australia, this should be a fascinating conversation about prosperity, perception, and our future.   Takeaways    ·         The global population is projected to peak and then decline. ·         Fertility rates are falling globally, impacting population growth. ·         Australia relies on migration to maintain its population levels. ·         High living costs and urbanization contribute to lower birth rates. ·         Regional areas face unique challenges due to population changes. ·         Changing family structures will affect social dynamics. ·         A shrinking population may lead to economic shifts. ·         Environmental concerns are tied to population growth and decline. ·         Attracting skilled migrants will be crucial for Australia's future. ·         Long-term planning is essential for adapting to demographic changes.   Chapters    02:15 - Global Population Peak and the Unstoppable Decline in Birth Rates  05:40 - Migration Age Cohorts and Australia's Future Competition for Workers  08:45 - Why Baby Bonuses Don't Work and What Really Drives Fertility  12:10 - Smaller Families, Weaker Kin Networks and the Rise of Friendship Circles  18:50 - AI, Automation and How Australia Can Prosper in a Shrinking World     About Simon Kuestenmacher   Simon Kuestenmacher  is co-founder and Director – The Demographics Group   Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.     He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.   Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire     About Michael Yardney   Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders.     While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation.   Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.   Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results.

Let's be honest, we Aussies love a good whinge – about the cost of living, traffic, housing, politics, you name it.   But when you take a step back, we still live in one of the most enviable countries on earth. Safe cities, strong economy, stunning natural beauty, and a lifestyle that's the envy of the world.   But is it all sunshine and barbies, or are there cracks forming beneath the surface?   Today we explore what really makes life in Australia so good, how our society has changed, and whether we can keep this lifestyle advantage in the future.   Stick around, because by the end of this conversation you might appreciate Australia just that little bit more – or see it with completely fresh eyes.     So today's discussion will be useful for you as a business owner, an entrepreneur, if you're a property investor.     Takeaways    ·         Australia is often seen as the lucky country due to its safety and prosperity. ·         Critically assessing our society is a sign of a functioning country. ·         Immigration has played a crucial role in shaping Australia's lifestyle and economy. ·         Cultural diversity enriches Australian society, particularly through food. ·         The mining and education sectors are key pillars of Australia's economy. ·         Urbanization is leading to a shift towards a knowledge-based economy. ·         The wealth divide is a growing concern in Australia. ·         Demographic changes impact societal structures and opportunities. ·         A national demographic strategy could help address regional disparities. ·         Despite challenges, Australia remains one of the best places to live.   Chapters    02:26 - Australia's Business Model and Multicultural Success  07:20 - Post-War Migration and How It Shaped Our Lifestyle  13:15 - Mining, Agriculture, Education and Tourism as Pillars of Wealth  18:20 - The Hollowing of the Middle Class and Inequality Risks  27:13 - Housing Affordability, Regional Divide and Demographic Strategy     About Simon Kuestenmacher   Simon Kuestenmacher  is co-founder and Director – The Demographics Group   Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.     He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.   Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire     About Michael Yardney   Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders     While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation.   Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.   Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results  

Move over smashed avo and lattes – Australia has a new obsession. The fastest-growing retail sector isn't cafés, restaurants, or even liquor. It's wellness.  Today, we examine how demographics, particularly the aging Baby Boomer population and the rising Millennial generation, are shaping these trends.   The conversation highlights the growing importance of wellness in consumer spending, surpassing traditional leisure activities like dining out and drinking.   The discussion also touches on the implications for businesses and property investors looking to capitalise on these trends in the future.   Takeaways    ·         Australia's fastest growing retail sector is wellness. ·         Australians have spent $36 billion more on health and wellness than on cafes. ·         Baby boomers are increasingly investing in wellness as a form of insurance for their health. ·         The aging population is driving up spending in the wellness sector. ·         Wellness is now viewed as a luxury rather than a necessity. ·         Consumer spending on cafes and liquor is still significant but is being overshadowed by wellness. ·         The millennial generation is entering their highest spending phase, impacting wellness spending. ·         Demographics provide insights into future spending trends and consumer behavior. ·         Businesses should focus on wellness-related products and services to meet consumer demand. ·         The trend towards wellness is expected to continue growing in the coming decade.   Chapters    01:08 - Wellness Spending Surpasses Cafes and Restaurants  03:29 - Pharmaceuticals, Cosmetics and Toiletries Outpace Other Retail  06:41 - Activewear as a Lifestyle Statement Across Generations  11:18 - Pools, Saunas and Lifestyle Features in Australian Homes  18:08 - Generational Spending Patterns and the Rise of Millennials About Simon Kuestenmacher   Simon Kuestenmacher  is co-founder and Director – The Demographics Group   Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.     He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.   Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire     About Michael Yardney   Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders     While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation.   Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.   Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results.

Migration is shaping Australia's future more than almost any other force. In 2024, about 580,000 new residents arrived, while 240,000 left permanently – giving us a net migration gain of 340,000 people. That's far above our long-term average, and it raises big questions about how our nation can handle such rapid growth . But who exactly are these new arrivals? In this episode of Demographics Decoded, we will discuss the significant surge in migration to Australia, particularly focusing on the role of international students and the implications for the economy, workforce, and housing market.   We explore the challenges and future trends in migration, emphasizing the need for a more strategic approach to immigration policy to address skill shortages and housing pressures.     Takeaways    ·         Australia's net migration reached over 340,000 in 2024. ·         International students make up a significant portion of new migrants. ·         The economic impact of international students is substantial, contributing around $65,000 each. ·         Migration trends are influenced by global events like the pandemic. ·         The current migration system needs to be more strategic and focused on future skills needs. ·         Housing pressures are exacerbated by high migration numbers. ·         The aging population in Australia necessitates continued migration for workforce sustainability. ·         Political discussions around cutting migration often lack substance and are populist in nature. ·         The housing market is influenced by policy decisions, not just migration numbers. ·         A more targeted approach to skilled migration could benefit Australia's economy.   Chapters    01:17 - Migration Surge or Post-Pandemic Catch-Up?  05:17 - International Students: 1.1 Million Enrolled and Their Real Impact  10:52 - Student Pathways to Permanent Residency and Skills Gaps  16:25 - Why Australia Is Hooked on Migration for Taxes and Workforce  22:57 - Redesigning the Skilled Migration Pipeline for the Future     About Simon Kuestenmacher   Simon Kuestenmacher  is co-founder and Director – The Demographics Group   Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.     He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.   Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire     About Michael Yardney   Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders     While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation.   Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.   Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results.

Is Australia still the lucky country? That phrase has been part of our national identity for decades, but in a world of rising costs, global competition, and shifting demographics, does it still hold true? In today's show, we explore Australia's current standing compared to other nations and how its position has evolved since the 1990s. Whether you're a property investor, a business owner, or just curious about how Australia stacks up, stay tuned – this should be a fascinating conversation about prosperity, perception, and our future.   Takeaways    ·         Australia's GDP per capita ranks above Canada and the Netherlands. ·         Australia's economy relies heavily on mining, agriculture, tourism, and education. ·         Demographics and immigration have significantly driven Australia's economic growth. ·         There is a need for Australia to diversify its economy to reduce reliance on mining. ·         Wealth distribution in Australia shows significant inequality despite overall wealth. ·         The property market has absorbed much of Australia's newfound wealth. ·         Australia's energy prices need to be addressed for future economic growth. ·         Comparative analysis with countries like Brazil and Germany reveals strengths and weaknesses. ·         The perception of being 'lucky' can mask underlying economic challenges. ·         Future prosperity will depend on strategic policy decisions regarding energy and housing.   Chapters    01:38 - Dumb Luck or Smart Strategy: Australia's Resource-Driven Wealth  06:43 - Mining, Juicy GDP and Why Canada Can't Keep Up  10:18 - Migration as the Hidden Engine of GDP Growth  15:42 - Inequality, Generations and the Risk of a Victim Mentality  22:04 - Can Australia Stay Lucky? Diversification, Energy Costs and the Next 30 Years     About Simon Kuestenmacher   Simon Kuestenmacher  is co-founder and Director – The Demographics Group   Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.     He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.   Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire     About Michael Yardney   Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders     While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation.   Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.   Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results.

For generations, owning a home has been at the heart of the Australian dream. In 1966, nearly three-quarters of Australian households owned their home, either outright or with a mortgage. Fast-forward to the 2021 Census, and that figure had slipped to just 63 per cent. For younger Australians, the drop has been even steeper. And while renting is far more common today, the cost of entry into home ownership has never been higher. So what's driving this change? Is it just the market doing what markets do, or have we set ourselves on a path where home ownership becomes an exclusive club? That's what Simon Kuestenmacher and I discussed in today's episode of the Demographics Decoded Podcast.     Takeaways    ·         Homeownership is integral to a sense of belonging and financial security. ·         The peak homeownership rate in Australia was 75% in 1996, now it is 63%. ·         Younger Australians are facing steeper declines in homeownership rates. ·         Homeownership rates reflect both affordability and life cycle stages. ·         Government policies historically encouraged homeownership, but this has changed. ·         The wealth gap between homeowners and renters is increasing. ·         Political priorities are shifting as younger voters feel locked out of homeownership. ·         First home buyer incentives may lead to short-term price increases. ·         A balanced housing market supports economic stability and growth. ·         Gradual policy shifts are necessary to improve homeownership rates.   Chapters    00:00 The Great Australian Dream: Homeownership Trends 02:05 Historical Context: Peak House in Australia 05:19 Demographic Shifts and Homeownership Rates 09:37 Economic Factors Influencing Homeownership 12:13 Wealth Gap: Owners vs. Renters 14:55 Political Implications of Homeownership Decline 17:46 The Role of Property Investors 20:42 Policy Recommendations for Housing 26:07 Future of Homeownership in Australia   About Simon Kuestenmacher   Simon Kuestenmacher  is co-founder and Director – The Demographics Group   Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.     He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.   Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.     About Michael Yardney   Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders     While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation.   Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.   Follow Michael on Linked In or Instagram   Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results.

Australia's middle class is shrinking, so today Simon Kuestenmacher and I discuss the implications for society and the housing market.   We examine the historical context of the middle class, the factors contributing to its decline, and the significance of housing in wealth accumulation.   Our conversation also delves into the forces shaping the future of the middle class, including intergenerational wealth transfer, migration, and political change.   Finally, we discuss potential strategies for rebuilding the middle class, emphasising the need for education reform, affordable housing, and tax reform.   Takeaways    ·         The middle class in Australia is shrinking due to various economic factors. ·         Housing affordability has significantly decreased over the decades. ·         Intergenerational wealth transfer is creating a divide between rich and poor. ·         Migration is increasing pressure on housing and infrastructure. ·         Political changes are influencing the perception of the middle class. ·         TAFE degrees should be universally free to support the middle class. ·         Affordable housing is crucial for wealth creation. ·         Tax reforms are necessary to address wealth inequality. ·         A healthy middle class contributes to social cohesion and stability. ·         Understanding demographics is key to navigating future economic trends.   Chapters    00:00 Introduction to the Middle Class Discussion 01:29 Understanding the Middle Class 04:29 The U-Shaped Society 08:08 The Role of Housing in the Middle Class 09:53 The Impact of Employment Changes 12:20 Forces Shaping the Future of the Middle Class 17:46 Political Changes and Their Implications 19:22 Strategies to Rebuild the Middle Class 26:58 The Importance of a Healthy Middle Class   About Simon Kuestenmacher   Simon Kuestenmacher  is co-founder and Director – The Demographics Group   Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.     He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.   Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.     About Michael Yardney   Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders     While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation.   Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.   Follow Michael on Linked In or Instagram     Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results.

Believe it or not, the average Australian will change occupations not once, but more than twice over the next 20 years.   And that's not just changing jobs—it's likely to be a complete shift into a different occupation.   Today, Simon Kuestenmacher and I discuss the evolving landscape of work in Australia, and explore the factors driving this change, including technology, demographics, and the need for flexible education and training systems.   The conversation also explores the role of migration in the workforce and highlights the importance of developing soft skills in preparation for future job markets.   Ultimately, we highlight the potential for positive outcomes from embracing career shifts and the necessity of adapting to a rapidly changing world.   Takeaways    ·         The average Australian is expected to change occupations more than twice in the next 20 years. ·         Job mobility has decreased since the mid-90s due to housing affordability. ·         Change is often seen as scary, but it can lead to new opportunities. ·         Education systems need to adapt to prepare workers for changing job markets. ·         Migration can fill skills gaps but should be managed strategically. ·         Soft skills are becoming increasingly important in the workforce. ·         Individuals must be proactive in upskilling and adapting to change. ·         The pandemic has shaped a generation that is more resilient to change. ·         Career zigzagging is becoming more accepted in the job market. ·         Employers should invest in training to retain talent.   Chapters    00:00 The Future of Work: Changing Occupations 04:33 Drivers of Job Change: Technology and Demographics 09:12 Education and Training for Career Transitions 13:37 The Impact of AI on Job Markets 17:59 Migration and Its Effects on Local Employment 22:36 Skills for the Future: Adapting to Change   About Simon Kuestenmacher   Simon Kuestenmacher  is co-founder and Director – The Demographics Group   Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.     He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.   Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.     About Michael Yardney   Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders     While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation.   Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.   Follow Michael on Linked In or Instagram   Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results.

What if I told you that one of the most significant demographic shifts shaping our cities, our housing markets, and even our social lives over the next few decades… isn't migration, isn't birth rates, and isn't ageing? It's something far more personal. In today's show, we're talking about a silent revolution - the rise of the single-person household. More Australians than ever are living alone, and it's not just retirees or Gen Zs in tiny apartments. From the newly single at 54 to the solo 29-year-old navigating life on their terms, this trend is redrawing the blueprint of modern life and reshaping the housing market in a way most people aren't even noticing. Our conversation highlights how modern living is evolving, with more individuals choosing to live alone and the need for appropriate housing solutions to accommodate these changes.   Takeaways    ·         The rise of single-person households is a significant demographic shift. ·         Single living is reshaping housing markets and consumer products. ·         Demographic changes are leading to increased loneliness among some individuals. ·         International students primarily occupy single-person housing markets. ·         Older generations are increasingly living alone due to the loss of partners. ·         Housing policies need to adapt to the growing number of single households. ·         The trend of marrying later in life contributes to more single-person households. ·         Communal living arrangements are becoming more desirable but challenging to manage. ·         The housing market is affected by the influx of single migrants. ·         Understanding demographics is crucial for future planning and investment.     Chapters    00:00 The Rise of Single-Person Households 05:12 Demographic Shifts and Their Implications 10:36 International Students and Housing Market Dynamics 13:28 Loneliness and Mental Health in Solo Living 16:25 Modern Life and Individualism   About Simon Kuestenmacher   Simon Kuestenmacher  is co-founder and Director – The Demographics Group   Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.     He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.   Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.     About Michael Yardney   Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders.   While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation.   Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.   Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results.

Whether you're just starting out, deep in your wealth-building years, or nearing retirement, it's only natural to wonder: "How do I stack up compared to others?" In today's show, Simon Kuestenmacher and I look into the fascinating – and sometimes uncomfortable – world of generational wealth. We discuss the current financial landscape, highlighting the wealth distribution among baby boomers, Gen X, millennials, and Gen Z.   The conversation delves into the challenges faced by each generation, the impact of intergenerational wealth transfer, and the importance of strategic financial planning. So if you're interested in whether you're on the right track financially – whether you're ahead of the average, or still catching up – stay tuned. This conversation might be the benchmark you've been looking for.   Takeaways    ·         Wealth comparison is a common concern among Australians. ·         Most people perceive themselves as middle class, regardless of actual wealth. ·         The distribution of wealth is increasingly polarized, with fewer middle-class households. ·         Baby boomers hold a significant portion of Australia's wealth due to longer accumulation periods. ·         Gen X faces unique challenges balancing mortgages, children, and aging parents. ·         Millennials struggle with wealth accumulation compared to previous generations. ·         Gen Z is just starting their financial journey with limited wealth. ·         Property remains a key asset for wealth building in Australia. ·         Wealth building requires time and strategic planning. ·         It's important to focus on personal financial goals rather than comparisons.   Chapters    00:00 Introduction to Wealth Comparison 02:42 Generational Wealth Dynamics 05:34 Baby Boomers: The Wealth Accumulators 08:24 Gen X: The Sandwich Generation 11:00 Millennials: The Struggling Generation 13:39 Gen Z: The New Entrants 16:13 Wealth Building Strategies 18:58 Conclusion and Advice   About Simon Kuestenmacher   Simon Kuestenmacher  is co-founder and Director – The Demographics Group   Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.     He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.   Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire     About Michael Yardney   Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders.   While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation.   Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.   Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results.

Have you ever wondered how the housing market is shaping our most personal life choices? In today's show Simon Küstenmacher and I explore fascinating new Australian research that reveals how rising property costs are affecting relationship dynamics, marriage stability, and even divorce rates. We discuss how soaring house prices may be locking individuals into unhappy marriages due to financial constraints, the trends in divorce rates, and the economic factors influencing marriage decisions.   The conversation also touches on mental health implications, gender dynamics in marriage and divorce, and the broader societal impacts of housing economics on family structures.   The episode concludes with reflections on the future trends in demographics and the ongoing influence of housing on personal relationships.   Takeaways    ·         Soaring house prices might be locking people into marriages. ·         Housing markets are reshaping family dynamics, not the other way around. ·         Divorce costs are just too high, influencing marital decisions. ·         The rate of divorce in Australia is at its lowest level since 1976. ·         High house prices can keep couples together, even if unhappy. ·         People marry if they expect benefits from marriage to exceed costs. ·         The lower income partner is often disadvantaged in divorce situations. ·         Women are increasingly outperforming men in education and income. ·         Housing economics plays a significant role in family dynamics. ·         Housing is shaping our relationships and families in profound ways.   Chapters    00:00 The Impact of Housing Prices on Relationships 02:52 Divorce Rates and Economic Pressures 05:05 Marriage Trends and Demographic Changes 07:29 Cultural Narratives and Relationship Dynamics 10:15 Financial Implications of Divorce 13:01 Renting vs. Homeownership in Relationship Breakdowns 15:44 Mental Health and Relationship Satisfaction 18:26 Gender Dynamics in Marriage and Divorce 20:53 The Broader Implications of Housing Economics Links: The article mentioned in our show: Soaring house prices locking people into marriages  https://theconversation.com/soaring-house-prices-may-be-locking-people-into-marriages-new-research-shows-260086   About Simon Kuestenmacher   Simon Kuestenmacher  is co-founder and Director – The Demographics Group   Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.     He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.   Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire     About Michael Yardney   Michael Yardney- founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders.   While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation.   Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.   Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

Do you ever wonder what the future of housing looks like for Generation Z? Right now, many young Australians feel locked out of the property market – priced out, disillusioned, and deeply pessimistic about their financial futures. But what if the story isn't all doom and gloom? If you're curious about what the housing market might look like in 2034 – and how demographic and economic forces could tilt things in Gen Z's favour – today's show is a conversation you won't want to miss. Takeaways    ·         Gen Z is the generation born between 2000 and 2017. ·         Mental health issues are prevalent among Gen Z, especially young women. ·         Gen Z will benefit from a tight job market and low unemployment. ·         Gender equality is expected to improve significantly for Gen Z. ·         Housing accessibility may improve as baby boomers downsize. ·         Government policies can influence housing supply and affordability. ·         First home buyer grants tend to drive up house prices rather than help buyers. ·         Tax reform is necessary to create a fairer housing market. ·         A shortage of tradies is impacting housing construction. ·         Innovation in housing construction is needed to reduce costs.   Chapters    00:00 Introduction to Gen Z's Housing Future 04:48 Job Market Opportunities for Gen Z 06:46 Gender Equality and Its Impact on Gen Z 13:59 Critique of First Home Buyer Grants 17:36 Tax Reform and Its Challenges 20:55 The Need for More Tradies and Skilled Workers 22:13 Innovation in Housing Construction 25:15 Future Outlook for Gen Z in Housing   About Simon Kuestenmacher   Simon Kuestenmacher  is co-founder and Director – The Demographics Group   Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.     He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.   Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire About Michael Yardney Michael Yardney- founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation.  Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

In this episode of Demographics Decoded, Simon Kuestenmacher and I discuss the significant impact of the baby boomer generation leaving the workforce and retiring.   We examine the resulting skills gap, the challenges businesses encounter during leadership transitions, and the implications for various industries.   The conversation also explores the role of AI and automation, the importance of strategic migration, and the necessity of effective business succession planning.   Ultimately, we emphasise the opportunity for younger generations to step into roles and businesses left behind by retiring baby boomers, while also calling for a rethinking of Australia's approach to workforce and migration. If you're a business owner, policymaker, or just wondering what kind of Australia we're building for the next generation, you'll want to stick around and listen to today's show.   Takeaways    ·         The retirement of baby boomers is creating a significant skills gap. ·         Businesses need to adapt to a younger workforce with different expectations. ·         Certain industries, like healthcare and education, are particularly affected by retirements. ·         AI and automation will not fill the labor gap left by retiring workers. ·         Migration needs to be strategic to address specific workforce shortages. ·         Baby boomers are often reluctant to sell their businesses, complicating transitions. ·         Younger generations have opportunities to acquire businesses from retiring owners. ·         Preparing for business succession is crucial for long-term success. ·         The aging population will require more aged care services in the future. ·         Australia's demographic shifts present both challenges and opportunities for the economy.   Chapters    00:00 The Aging Workforce and Its Implications 03:02 The Skills Gap and Leadership Challenges 05:44 Industry-Specific Impacts of Retiring Baby Boomers 08:07 Migration and Its Role in Filling Workforce Gaps 11:05 The Future of Business Ownership and Succession 13:30 Opportunities for Young Entrepreneurs 16:11 Preparing for Business Succession 18:48 Conclusion: Rethinking Australia's Demographic Strategy   About Simon Kuestenmacher   Simon Kuestenmacher  is co-founder and Director – The Demographics Group   Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.     He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.   Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.     About Michael Yardney   Michael Yardney- founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders.   While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation.   Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.   Follow Michael on Linked In or Instagram   Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results. https://investor.metropole.com.au/strategic-property-plan/

In this episode of the Demographics Decoded Podcast, I explore with Simon Kuestenmacher and I ask the question – Will younger Australians be better off than previous generations.   It's a question that used to have a simple answer. But today, the path to prosperity seems murkier than ever.   We discuss the wealth distribution dominated by baby boomers, the impact of education and income growth, the challenges of homeownership, and the role of technology and mental health in shaping the experiences of Gen Z.   The conversation highlights both the opportunities and challenges faced by today's youth, ultimately suggesting a mixed but hopeful future.   Takeaways    ·         Younger generations are facing a more complex financial landscape. ·         Baby boomers hold a significant portion of Australia's wealth. ·         Education levels among young Australians have increased, but so has student debt. ·         Income growth for those under 40 has stagnated over the past two decades. ·         Homeownership rates for younger Australians are declining. ·         Gen Z may benefit from entering the workforce during a labor shortage. ·         Technology offers both advantages and challenges for mental health. ·         Social media addiction is impacting the self-worth of young people. ·         A massive wealth transfer from baby boomers to younger generations is expected. ·         The future for young Australians is uncertain but holds potential for improvement.   Chapters    00:00 The Future of Younger Australians 06:28 Wealth Distribution and Generational Wealth 11:12 Education and Employment Trends 15:39 Homeownership Challenges 20:58 Mental Health and Technology Impact 25:48 Looking Ahead: Optimism for the Future   About Simon Kuestenmacher   Simon Kuestenmacher  is co-founder and Director – The Demographics Group   Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.     He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.   Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire     About Michael Yardney   Michael Yardney- founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders.   While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation.   Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.   Follow Michael on Linked In or Instagram   Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.  

Did you know that around 40% of family-owned businesses in Australia are run by couples? Often husband-and-wife teams share not only a home but also a business. On the surface, this might sound like the ultimate partnership - sharing a vision, building wealth together, and celebrating wins side by side. But the reality? It's not always so rosy. Running a business with your partner presents unique challenges - blurring the lines between work and life, financial pressures, role conflicts, and sometimes even health and relationship issues. In fact, international research suggests that couples who own businesses together may face higher divorce rates and greater stress than the general population. So how can these couples make it work? What strategies can help them thrive in both their relationship and their business? That's what Simon Kuestenmacher and I unpack today with our guest, Mark Creedon, CEO of Metropole and host of the Mastermind for Business podcast. Today, we "pick his brain" as to why he believes some businesses can be both incredibly resilient and still uniquely vulnerable, and more importantly, how to avoid the common pitfalls. So whether you're in business with your partner, or not, or maybe just curious about how demographics shape these trends, this conversation is for you.   Takeaways    ·         Couples in business face unique challenges that can blur personal and professional boundaries. ·         Trust and shared values are crucial for couples running a business together. ·         Clear role definitions help mitigate conflicts in couple-run businesses. ·         Communication is key to maintaining a healthy work-life balance. ·         Financial stress can exacerbate relationship issues for couples in business. ·         Succession planning is more complex in couple-owned businesses due to emotional attachments. ·         Having external support, like business coaching, can provide valuable perspectives. ·         Work-life harmony is more realistic than work-life balance for couples in business. ·         Couples should maintain individual interests and friendships outside of work. ·         Planning for the future is essential for the longevity of couple-owned businesses.   Chapters    00:00 The Dynamics of Couples in Business 09:23 Challenges Faced by Couples in Business 17:47 Strategies for Success in Couple-run Businesses 27:05 The Importance of External Support and Planning   Guest: Mark Creedon – Mastermind Business Accelerator which is community for you if you you're a business person or couple who wants to 10x your income, elevate your ability to give, and leave a massive impact on your community and the world by up-levelling your tribe, improving your business acumen, and removing your limiting beliefs around money and success. Find out more here.   Subscribe to Mark's Mastermind for Business Podcast here   About Simon Kuestenmacher   Simon Kuestenmacher  is co-founder and Director – The Demographics Group   Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.     He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.   Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. https://www.tdgp.com.au/enquire     About Michael Yardney   Michael Yardney- founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders.   While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation.   Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.   Follow Michael on Linked In or Instagram   Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

What would someone from 1925 make of the Australia we live in today? Would they be amazed by our prosperity? Shocked by how much our values and lifestyles have changed? Or perhaps surprised that a place called the "Gold Coast" even exists? In today's episode of Demographics Decoded, Simon Kuestenmacher and I take a time machine journey through Australia's past and present. We explore how our country has evolved over the last 100 years – socially, culturally, demographically – and then fast-forward to ask: what might Australia look like in another hundred years? What kind of cities will we be living in? What will family life look like? Will we still have a strong sense of community? And how will we continue to grow in a world of declining fertility and aging populations? This episode is as much about nostalgia as it is about foresight – so buckle in for a thought-provoking journey across a century of change, and what lies ahead.   Takeaways    ·         Australia's cities have undergone significant evolution over the last century. ·         The Gold Coast represents a major urban success story. ·         The role of religion in society may evolve in the future. ·         Australia is becoming increasingly multicultural, with a diverse population. ·         Family dynamics and workforce participation have changed dramatically since 1925. ·         Future predictions suggest a doubling of Australia's population. ·         Technological advancements will reshape urban living and work. ·         Longer life expectancies will impact retirement and workforce dynamics. ·         Social support systems for the elderly will need to adapt to demographic changes. ·         The choices made today will shape the future for generations to come.   Chapters    00:00 A Journey Through Time: Australia Then and Now 06:40 The Evolution of Community and Religion 10:00 Multiculturalism: A New Australian Identity 11:55 Changing Family Dynamics and Workforce Participation 15:26 Urban Development: Homes and Infrastructure 21:12 The Future of Australia: Predictions and Possibilities 30:39 Messages for Future Generations   Links and Resources:       About Simon Kuestenmacher   Simon Kuestenmacher  is co-founder and Director – The Demographics Group   Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.     He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.   Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.   About Michael Yardney   Michael Yardney- founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders.   While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation.   Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.   Follow Michael on Linked In or Instagram   Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.