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The Credit Show

Author: Harry Jacobs

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The Credit Show Podcast with Harry Jacobs

Your credit report is your adult report card—and on The Credit Show Podcast, Harry Jacobs shows you how to rewrite it.

Each episode breaks down real-world credit problems in plain English: collections, charge-offs, late payments, medical debt, student loans, bankruptcy, identity theft, and more. Harry walks you through what actually works with creditors and the credit bureaus, how to avoid the traps that ruin scores, and the simple habits that build lasting credit health.

Harry has provided Expert Witness work on 100 credit related cases and he has over a dozen years of experience working on behalf of consumers as the founder of Credit Restoration of Nevada, Harry shares case studies, strategies, and insider insights you’ll never get from a generic app or a “quick fix” TikTok video. If it affects your credit score, it’s on the table.

If you’d like a free, no-obligation analysis of your credit, call or text the word “CREDIT” to 702-778-2000.

#TheCreditShow #credit #creditrepair #creditscore #goodcredit #badcredit #debt #debtfree #debtfreejourney #financialfreedom #personalfinance #moneymatters #creditcards #mortgage #homebuying #collectionaccounts #bankruptcy #studentloans #fico #podcast




111 Episodes
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From hidden mark‑ups to yo‑yo financing, Harry unpacks recent complaints and legal actions involving Toyota financing and what they teach every car buyer about protecting their credit. #Toyota #AutoFinance #CarLoans #DealerFinance #CreditProtection #KnowYourRights #AutoBuying #CreditTipsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Experian has its own history of regulatory trouble—Harry breaks down key CFPB findings and what they reveal about errors, upsells, and how your credit data can be mishandled. #Experian #CFPB #CreditBureau #CreditErrors #CreditMonitoring #ConsumerProtection #FixCredit #FinancialEducationSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Harry lays out the four big things debt collectors are flat‑out not allowed to do—and what steps to take if a collector crosses the line with threats, lies, or illegal tactics. #DebtCollectors #FDCPA #ConsumerRights #Harassment #KnowTheLaw #FixCredit #DebtHelp #CreditRepairSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Equifax has repeatedly run afoul of regulators—Harry reviews the latest CFPB actions, what they did wrong, and how their mistakes might be hurting your file right now. #Equifax #CFPB #CreditBureaus #DataErrors #CreditReport #ConsumerRights #CreditRepair #FinancialNewsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Harry dissects a real CFPB consent order and shows how companies get nailed for illegal credit practices—plus what those cases teach you about protecting yourself and disputing correctly.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
As necessary as these loans are for some--one can destroy your credit. You are set up to fail more often than not. Use them wisely, #paydayloan #badcredit #goodcredit #financialfreedom #creditrepairSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Don't wait for a massive bill. Catch identity theft early by spotting these 3 subtle clues that most people dismiss as glitches. #IdentityTheft #FraudWarningSigns #CreditFreeze #ProtectYourCreditSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Heard medical debt doesn't count anymore? Not exactly. We explain the new rules and the old problems that could still be hurting your score. #CreditUtilization #CreditMyths #CreditCards #CreditScoreSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Heard medical debt doesn't count anymore? Not exactly. We explain the new rules and the old problems that could still be hurting your score. #MedicalDebt #MedicalCollections #CreditReport #FixCreditSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Buy now, pay later can be an ugly trap. More credit and more accounts is not the key to increasing your credit score. The concept of 0% for a store card makes sense IF you have excellent credit, but if you don't these accounts don't help you in the long run and they can be problematic if you aren't managing them properly. #CreditRepair #FixCredit #BadCredit #CreditScore #BeginnerCreditSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
If you are with SNAP financing for anything, you should be aware of this--it's not breaking news, but it is news that you need to be aware of.#credit #creditreport #creditrepair #creditscore #fico #snapfinanceSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this episode, Harry breaks down how a 100‑point jump in your credit score can change your interest rate, slash your monthly payment, and save you well over $100,000 over the life of a mortgage.#CreditScore #Mortgage #HomeBuying #InterestRates #SaveMoney #FinancialLiteracy #FixCredit #CreditRestorationSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The issues consumers face with Zelle. Most consumers don't realize that Zelle is owned by several of the big banks, but are they doing enough to protect consumers against fraudulent activities? #credit #creditrepair #creditreport #zelle #venmo @paypalSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Credit Repair 101

Credit Repair 101

2025-12-2605:36

Credit repair isn't a diet; it's a lifestyle. Build the habits that make a 750+ score your permanent reality, not just a temporary high. #CreditWellness #FinancialHabits #LongTermCredit #CreditMaintenance #FinancialHealthSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Juggling multiple credit cards without losing your mind (or your score) is possible. Here's the commander's system for total control.#CreditCards #CreditManagement #MultipleAccounts #CreditScore #AutopaySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Someone living their life on your dime? We walk you through the 3-step crisis plan to lock down your credit and evict the identity thief for good.#IdentityTheft #Fraud #CreditFreeze #CreditReport #FixCreditSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
5.8 million people are 90+ days late on student loans. If you're one of them, your credit is about to get nuked. Here's the exact playbook to save it.#StudentLoans #Default #Delinquency #LoanRehabilitation #CreditReport #WageGarnishmentSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Mortgage credit reporter FICO has been the king of the hill. Things may be slowly changing. Ask your lender about Vantage.#credit #creditreport #mortgage #FICO #vantagereport #creditscore #goodcreditSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Getting alerts about your credit score is like watching a car crash in slow motion. It's time to stop monitoring and start MANAGING your credit.#CreditMonitoring #CreditReport #FixCredit #CreditRepair #ActiveManagementSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
That "30% rule" you've heard is a lie. We expose the credit utilization secrets that can add 100 points to your score in 45 days.#CreditUtilization #CreditCards #CreditLimit #FixCredit #CreditScoreSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
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