The Wealth Flow

What if building wealth wasn't about cutting expenses but making more money and protecting what you've built? In this episode, Dr. Adam Link, CFP®, shares a powerful framework for growing and preserving wealth through active risk management, income optimization, and strategic investing. From job-hopping to doubling your income to building dividend portfolios and exploring unconventional investments, Adam breaks down how to align your money with your life goals.   Key Takeaways To Listen For The importance of aligning your investment philosophy with your advisor How active risk management helps protect your portfolio during downturns Why most investors fail by reacting emotionally during market crashes Trade-offs between passive investing and being an active operator Creative ways to invest outside traditional markets, including local businesses   Resources/Links Mentioned In This Episode Monarch The First Tycoon by T.J. Stiles | Kindle, Paperback, and Hardcover   About Dr. Adam Link, CFP® Dr. Adam Link is a Certified Financial Planner™ and financial strategist with experience spanning traditional wealth management and digital assets. He is affiliated with Coinbase, where he contributes to advancing access and education around cryptocurrency and digital financial systems. He is also the founder of Fireweed Capital, where he helps clients integrate comprehensive financial planning with emerging asset classes, including crypto, to support long-term wealth building. ​ With a background that blends academic insight and practical financial strategy, Dr. Link focuses on helping individuals and investors navigate evolving markets, understand risk, and make informed decisions across both traditional and digital portfolios. ​ Connect with Dr. Adam, CFP® Website: Fireweed Capital LinkedIn: Dr. Adam Link, CFP® Email: adam@fireweedcapital.com   Connect With Us If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/. ​ Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554

From swinging hammers on a six-unit deal during the Great Recession to building a vertically integrated real estate firm, Erik Strom and Erik Nordstrom share how discipline, operational excellence, and patience have driven consistent returns in multifamily investing. They break down today's market cycle, why underwriting conservatively matters more than ever, and how true wealth in real estate is built through execution, not hype.   Key Takeaways To Listen For Why going through tough market cycles builds well-rounded operators The power of lender relationships in unlocking off-market and distressed deals One market focus vs. chasing multiple "hot" locations Main advantage of mastering every part of the business How conservative underwriting protects downside and drives long-term wealth   Resources/Links Mentioned In This Episode AppFolio  Poor Charlie's Almanack by Peter D. Kaufman | Hardcover  Meditations by Marcus Aurelius | Kindle and Paperback The One Minute Manager by Kenneth Blanchard Ph.D. and Spencer Johnson M.D. | Paperback and Hardcover   About Erik Strom and Erik Nordstrom Erik Strom is a principal at Ironridge Capital with over 18 years of experience in syndication, property management, asset management, and commercial investment brokerage. He previously brokered more than $175 million in multifamily and land development transactions and founded Ironridge Investments in 2010, building a $53 million portfolio in the Seattle area before transitioning to Ironridge Capital in 2018. With a business administration degree from the University of Washington and a hands-on background in construction, Erik combines practical experience with financial expertise to lead acquisitions, fundraising, and strategic portfolio growth.   Erik Nordstrom is the president of Ironridge Capital with over 18 years of experience in project management, operations, and team leadership. His background includes real estate lending, small business investments, and managing teams of over 200 employees in the health and fitness industry, where he was also a founding partner in a fitness franchise. A University of Florida attendee and licensed real estate professional since 2011, Erik oversees daily operations, property management teams, and capital improvement projects, emphasizing strong communication, teamwork, and operational excellence.   Connect with Erik and Erik Website: Ironridge Capital's  LinkedIn: Erik Strom | Erik Nordstrom Phone: Erik Strom (425) 466-5681 | Erik Nordstrom (352) 278-0415   Connect With Us If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.   Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554  

Most investors chase deals. The smart ones build relationships that create them. In this episode, Wayne Seminoff shares how he scaled wealth through lending, trust, and consistent deal flow. without chasing every opportunity. If you want a predictable income, stronger partnerships, and a more stable path to wealth, this conversation will shift how you approach investing. Listen now and rethink where your next deal really comes from.   Key Takeaways To Listen For Lending vs. owning: how to generate income without operational headaches The hidden power of becoming the "go-to" capital partner Risk management: what experienced lenders look for before funding deals Why saying no to deals is often what builds long-term wealth How to position yourself for repeat business and compounding growth   Resources/Links Mentioned In This Episode Ask Wayne Anything  TheFutureWasPerfect    Turn overlooked land into real profit with Junk Land into Gold—a step-by-step program with two books and 50+ videos showing you how to transform "junk" land into high-value property. Grab it now at https://junklandintogold.com and use code "fun if you win" to get it for $500 (normally $1,000).   Looking to level up your mindset, too? Check out Achieve Love Energy at https://www.activateloveenergy.com/ for a simple daily practice to stay grounded, energized, and genuinely happy through quick mantras and laughter routines.   About Wayne Seminoff  Wayne Seminoff is a land investor, entrepreneur, and founder of Junk Land into Gold, a platform that teaches investors how to acquire undervalued land and turn it into profitable opportunities. After transitioning from traditional real estate, Wayne built a business focused on buying "junk" or overlooked parcels and transforming them into income-generating assets through strategic marketing, seller financing, and creative deal structuring. Today, he helps others replicate this model by simplifying land investing, breaking down deal analysis, and showing how to build consistent cash flow without tenants, rehabs, or heavy overhead. His approach emphasizes scalability, low competition, and leveraging direct-to-seller marketing.   Connect with Wayne Website: Junk Land Into Gold    Connect With Us If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.   Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554

What happens when debt spirals, currencies weaken, and global trust shifts? In this episode, Dana Samuelson breaks down why gold and silver are surging, and what that means for investors. From central bank buying to supply shortages and geopolitical shifts, Dana reveals how precious metals act as both protection and opportunity. Listen now to understand where the market is heading, and how to position yourself before the next wave.   Key Takeaways To Listen For Coins vs. bars: the smarter choice for liquidity and counterfeit protection How global debt and currency devaluation are driving gold's long-term surge Central banks are buying gold at record levels: here's why that matters Silver's industrial demand (AI, EVs, solar) is creating a supply squeeze Why 5–10% in precious metals can protect and enhance your portfolio   Resources/Links Mentioned In This Episode Principles by Ray Dalio | Hardcover How Countries Go Broke by Ray Dalio | Kindle and Hardcover Robert Kiyosaki   About Dana Samuelson Dana Samuelson is the President of American Gold Exchange, a nationally recognized precious metals firm specializing in gold, silver, platinum, and rare coins. With decades of experience in the precious metals industry, Dana is known for his deep expertise in physical gold ownership, market cycles, and wealth preservation strategies.   He works closely with investors to help them understand the role of hard assets in protecting purchasing power, particularly during periods of inflation and economic uncertainty. Dana is also a frequent podcast guest and industry commentator, sharing insights on monetary policy, global markets, and the long-term value of owning physical precious metals.   Connect with Dana Website: American Gold Exchange  LinkedIn: American Gold Exchange  X: @AmGoldEx YouTube: American Gold Exchange  Email: info@amergold.com  Phone: 800-613-9323    Connect With Us If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.   Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554  

After 25 years in IT and telecom, Jens Nielsen realized financial stability alone wasn't enough; he wanted control over his time and a greater sense of purpose. Jens shares lessons from scaling fast, surviving floating-rate debt shocks, pivoting into industrial real estate, and building a coaching practice focused on clarity and courage. Listen now to learn how vision, not just strategy, drives long-term wealth and fulfillment.   Key Takeaways To Listen For How partnering on a 38-unit deal opened the door to raising capital What scaling during 2020–2022 taught him about debt risk and floating rates A gut-wrenching lesson of short-term floating-rate debt without a rate cap Why diversification across deals matters more than any single "home run" The #1 breakthrough in coaching: clarity of vision before goals   Resources/Links Mentioned In This Episode Thinking In Bets by Annie Duke | Hardcover & Audiobook How to Invest in Real Estate by Brandon Turner and Joshua Dorkin | Kindle, Paperback, and Spiral-bound Download Jens Nielsen's Vision Workbook eBook at https://jensnielsen.us and start getting clear on where you're headed. While you're there, explore his coaching programs, real estate opportunities, and book a call directly through his calendar link. Take the next step and connect. About Jens Nielsen Jens Nielsen is a multifamily real estate investor and Certified High Performance Coach dedicated to helping people live life to the fullest through strategic real estate investing and personal performance growth. He combines multifamily investment expertise with high-performance coaching principles to help investors scale their portfolios while building clarity, discipline, and sustainable success. Jens focuses on mindset, execution, and long-term wealth creation, guiding clients not just to invest better, but to operate at a higher level in business and life.   Connect with Jens Website: Jens Nielsen LinkedIn: Jens Nielsen   Connect With Us If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.   Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554  

Franchising isn't just burgers and drive-thrus. Jon Ostenson breaks down the world of non-food franchising from home services and senior care to health clinics and B2B models. If you've been thinking about leaving your W2 or building a scalable second income, this conversation gives you a framework to evaluate if franchising is the right move for you. Listen now and decide if it's time to get off the sidelines and into the game.   Key Takeaways To Listen For ●     The real value of franchise support systems vs. "brand name" recognition ●     Semi-absentee ownership: what it really takes (and what it doesn't) ●     Typical startup investment ranges and smart leverage strategies ●     When do most franchises realistically break even ●     Franchise success rates and why following the system matters   Resources/Links Mentioned In This Episode ●     The Compound Effect by Darren Hardy | Kindle and Paperback ●     Holy Bible by Christian Art Publishers You know where you want to be, we'll help you get there. Request your FREE downloadable copy of Non-Food Franchising by Jon Ostenson, and after you submit your email, you'll get access to schedule a call directly on his calendar. Get started today at https://franbridgeconsulting.com/ About Jon Ostenson Jon Ostenson is the Founder and CEO of FranBridge Consulting, a leading franchise consulting firm that helps professionals and executives invest in non-food, non-retail franchise opportunities aligned with their goals and lifestyle. A former Inc. 500 executive and multi-brand franchise owner, Jon has extensive experience in franchise development, operations, and scaling emerging brands. He is the author of Non-Food Franchising and a frequent contributor to publications such as Forbes and Entrepreneur, where he shares insights on franchise ownership, semi-passive income models, and wealth-building strategies outside traditional business paths. Through FranBridge, Jon has helped hundreds of individuals diversify income streams and pursue financial independence through vetted franchise investments.   Connect with Jon ●     Website: FranBridge Consulting ●     LinkedIn: Jon Ostenson   Connect With Us If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.   Follow Keith's social media pages ●     LinkedIn: Keith Borie ●     Investor Club: Secret Passive Cashflow Investors Club ●     Facebook: Keith Borie      ●    X: @BoboLlc80554

Lane Kawaoka went from being a civil engineer in Hawaii to controlling over 10,000 rental units by rejecting the traditional "401(k) and hope" strategy. If you want clarity on your financial position and which strategy best fits your net-worth stage, this conversation provides a roadmap. Listen now and identify which floor of the Wealth Elevator you're currently on. Key Takeaways To Listen For Why scaling beyond 10-15 rentals becomes operationally painful The mindset shift from landlord to passive LP in commercial deals How accreditation changes your investment options dramatically Infinite banking explained simply: why it's not an investment Oil & gas vs. real estate: which is a better tax strategy Resources/Links Mentioned In This Episode Chatham Financial FedWatch - CME Group The Wealth Elevator by Lane Kawaoka | Kindle and Paperback Grab your copy of The Wealth Elevator by Lane Kawaoka on Amazon, then take a screenshot of your purchase and email it to team@thewealthelevator.com. You'll get the free PDF plus the MP3 version hooked up as a bonus! About Lane KawaokaLane Kawaoka is a former civil engineer turned real estate investor and entrepreneur, and the founder of The Wealth Elevator, a private investment community that helps high-income professionals transition from single-family rentals to institutional-quality multifamily and alternative investments. After starting his investing journey with turnkey rentals while working in corporate engineering, Lane built a multimillion-dollar real estate portfolio and now focuses on large multifamily syndications and passive investment opportunities. He is also the host of the Simple Passive Cashflow podcast, where he shares strategies on scaling beyond "mom-and-pop" investing into true passive wealth-building. Lane specializes in helping accredited investors deploy capital into cash-flowing assets while emphasizing tax efficiency, risk mitigation, and long-term wealth strategy.   Connect with Lane Website: The Wealth Elevator   Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.   Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554

Matthew Medrano breaks down how real estate investors can scale faster using asset-based lending instead of traditional bank financing. From 100% loan-to-cost rehab loans to long-term DSCR financing, Matthew explains how private credit works, why control of capital matters, and how investors can adapt their strategy in changing rate environments, without relying on W-2 income or tax returns.   Key Takeaways To Listen For Why asset-based lending unlocks scale when traditional banks cap investor growth How DSCR loans really work and what lenders actually care about What 100% loan-to-cost financing looks like in real-world rehab deals The hidden risks of relying on outside capital partners and liquidity events A strong private lender vs. a deal killer in DSCR underwriting   Resources/Links Mentioned In This Episode Greenlights by Matthew McConaughey | Hardcover and Audiobook Poems & Prayers by Matthew McConaughey | Kindle and Hardcover   About Matthew MedranoMatthew Medrano is the Managing Partner and Chief Revenue Officer (CRO) of Dynamo Capital, a multifamily real estate investment firm focused on acquiring and operating workforce housing across the Midwest and Southeast. At Dynamo, Matthew leads capital formation, investor relations, and strategic partnerships, helping the firm scale responsibly while maintaining a strong investor-first culture. With a background in sales leadership, marketing, and relationship-driven growth, he is known for his transparent communication style and for helping passive investors understand multifamily fundamentals, risk, and long-term wealth strategy. Matthew is also an active educator and speaker in the real estate investing community.   Connect with Matthew Website: Dynamo Capital LinkedIn: Matthew Medrano Email: matthew@dynamocapital.com   Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.   Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554

Most people don't avoid investing because they hate returns; they avoid it because they lack confidence. In this episode, Sean Tepper shares how his journey from athlete to entrepreneur led him to build a data-driven stock analysis platform that removes emotion and noise from investing. Listen now to learn how confidence, not complexity, is the real edge in the stock market.   Key Takeaways To Listen For Why copying stock tips and social media advice leads to inconsistent results Traffic-light rating system vs. spreadsheets and gut instinct The real reason investors use Tykr How to help investors know when to hold or sell What "stockpiling" does during market pullbacks   Resources/Links Mentioned In This Episode Rule #1 by Phil Town | Kindle, Paperback, and Hardcover Payback Time by Phil Town | Kindle, Paperback, and Hardcover Smarter Faster Better by Charles Duhigg | Kindle, Paperback, and Hardcover Libby   About Sean TepperSean Tepper is the Founder and CEO of Tykr, a global investment research platform that provides retail investors with institutional-grade financial data, valuation tools, and earnings transcripts. Prior to founding Tykr, Sean worked in private equity, where he saw firsthand how professional investors accessed information that everyday investors could not. He launched Tykr to level the playing field by making high-quality financial data transparent, affordable, and easy to use. Under his leadership, Tykr has grown into a widely used platform trusted by investors worldwide for fundamental analysis, long-term investing, and company research.   Connect with Sean Website: Tykr   Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.   Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554

If the traditional financial plan worked, most people wouldn't feel stuck trading time for money. In this episode, Dave Wolcott shares how becoming a father to triplets pushed him to question Wall Street advice and design a holistic wealth strategy built on cash flow, tax efficiency, and control. Listen now to learn how sophisticated investors structure freedom outside the stock market.   Key Takeaways To Listen For The critical difference between active investing and truly passive wealth Why investors almost always move from active deals to syndications How niche real estate operators outperform broad market strategies Private credit benefits when banks pull back from small businesses What oil and gas investing can offset from your W-2 income   Resources/Links Mentioned In This Episode Rich Dad's Cashflow Quadrant by Robert T. Kiyosaki | Hardcover and Paperback The Art of Impossible by Steven Kotler | Kindle, Paperback, and Hardcover Kolbe Assessment   Get a FREE copy of The Holistic Wealth Strategy by Dave Wolcott and learn how to build true, holistic wealth. Connect with Dave and explore Pantheon Investments opportunities at https://holisticwealthstrategy.com.   About Dave WolcottDave Wolcott is a Marine Corps veteran, entrepreneur, and the Founder and CEO of Pantheon Investments, a private real estate investment firm focused on helping investors build durable, passive wealth through multifamily, self-storage, and commercial real estate. After serving as a Marine officer, Dave transitioned into finance and investing, where he developed a disciplined, mission-driven approach to capital allocation and risk management. Through Pantheon, he emphasizes long-term wealth creation, conservative underwriting, and investor education. Dave is also the host of the Wealth Strategy Secrets of the Ultra-Wealthy podcast, where he explores advanced tax strategy, asset protection, and legacy planning with leading experts.   Connect with Dave Website: Holistic Wealth Strategy Podcast: Wealth Strategy Secrets | Apple Podcasts and Spotify   Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.   Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554

Money stress doesn't come from a lack of income; it comes from a lack of clarity, systems, and emotional safety. Certified money coach Carrie Friedberg shares how breaking the credit card cycle, building intentional savings, and staying connected to your numbers can radically change your financial life and your relationships. This episode reframes personal finance as a learnable life skill, not a moral failing, and shows how small, consistent changes lead to lasting peace with money. Key Takeaways To Listen For Why credit cards quietly keep people stuck, and when stopping their use is the fastest reset 2 savings accounts that prevent financial emergencies from turning into debt What "financial systems" actually look like and why habits matter more than formulas How money stress impacts relationships and why avoidance makes it worse over time Reasons why lifelong financial literacy matters even after you feel "stable"   Resources/Links Mentioned In This Episode At Peace with Money by Carrie Friedberg | Kindle and Paperback The Let Them Theory by Mel Robbins | Kindle, Paperback, and Hardcover Online Course: Financial Wellness Foundations Quicken (Mac) Monarch   About Carrie FriedbergCarrie Friedberg is a money coach and financial empowerment guide who helps individuals transform their relationship with money by addressing the emotional, behavioral, and mindset patterns behind financial decisions. Blending practical money skills with personal development, Carrie works with clients to reduce financial stress, build confidence, and create aligned, values-driven financial lives. Her approach focuses on clarity, self-trust, and sustainable habits rather than shame, restriction, or hustle-based money rules.   Connect with Carrie Website: SF Money Coach   Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.   Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554

What would happen to your income if you stopped working tomorrow? Ashley Garner shares how decades in real estate and a life-altering heart attack reshaped his approach to wealth, time, and risk. Listen now to learn how building systems, not hustle, creates true financial freedom.   Key Takeaways To Listen For The $10,000-per-month passive income target that clarified his scaling strategy Why multifamily math never changes, but management must How surviving cardiac arrest proved passive income works when life stops Direct-mail strategy that unlocked a 32-unit acquisition at a massive discount An effective way to create scale and expose new capital-raising realities   Resources/Links Mentioned In This Episode How to Win Friends & Influence People by Dale Carnegie | Paperback, Hardcover, and Kindle   About Ashley GarnerAshley B. Garner is a seasoned real estate investor, multifamily operator, and licensed broker with over 30 years of experience in the real estate industry as an owner, operator, manager, and advisor. He is the founder and president of ABG Multifamily / ABG & Associates, a real estate investment company focused on multifamily apartments and helping others pursue financial freedom through real estate investing. Ashley currently owns and operates a portfolio of 132+ units (368 beds) across multiple states, and leverages his deep industry knowledge to support investor education and community building in the multifamily space. In addition to his investing work, he has been a real estate broker since the mid-1990s and is active in coaching and content that helps other investors understand underwriting, value-add strategies, and operational efficiencies in multifamily investing.   Connect with Ashley Website: ABG Multifamily LinkedIn: Ashley Garner Facebook: Ashley B. Garner & Associates YouTube: Ashley B. Garner & Associates, Inc.   Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.   Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554

If you want to know the real estate deals that most investors avoid, this episode is for you! Join in as Joel Kraut shares how he built a decades-long career financing "hard-to-lend" properties like gas stations, car washes, hotels, self-storage, and owner-occupied businesses. Listen now to learn how focusing on overlooked assets can unlock durable wealth and long-term opportunity.   Key Takeaways To Listen For Why private and creative financing unlock deals banks won't touch How one gas-station loan unexpectedly became a career-defining niche Environmental realities that make gas-station financing misunderstood Businesses that are increasingly attractive to community banks The golden rule of private lending you should be aware of   Resources/Links Mentioned In This Episode Who Not How by Dan Sullivan with Dr. Benjamin Hardy | Paperback and Hardcover VTSAX-Vanguard Total Stock Market Index Fund Admiral Shares   About Joel KrautJoel Kraut is the founder of BRRRR Loans, a lending company specializing in financing solutions for real estate investors using the BRRRR strategy (Buy, Rehab, Rent, Refinance, Repeat). With deep expertise in DSCR loans, short-term rentals, and investor-focused mortgage products, Joel helps investors scale rental portfolios without relying on traditional income verification. Known for his hands-on, investor-first approach, he works closely with clients to structure financing that supports long-term cash flow, velocity, and portfolio growth.   Connect with Joel Website: Brrrr Loans   Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.   Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554

What really changes when your net worth jumps from $1 million to $10 million, and beyond? In this episode, Tad Fallows shares rare, data-driven insights from thousands of first-generation wealth creators navigating tax strategy, alternative investing, estate planning, and life after liquidity. Listen now to learn how sophisticated investors think beyond Wall Street.   Key Takeaways To Listen For The real financial challenges that appear after a major liquidity event How Long Angle pools capital to access top-tier private investments Music royalties explained: predictable cash flow from intellectual property Why private credit and energy stand out for consistent income Practical tax strategies wealthy investors actually use, and what to avoid   Resources/Links Mentioned In This Episode Unconventional Success by David F. Swensen | Kindle and Hardcover Tomorrow, and Tomorrow, and Tomorrow by Gabrielle Zevin | Kindle, Paperback, and Hardcover   About Tad FallowsTad Fallows is the Co-Founder and Managing Director of Long Angle, a private community for financially independent individuals and families. Long Angle provides a trusted space for members to connect, share insights, and learn from each other on topics ranging from investing and tax strategies to philanthropy, family governance, and personal fulfillment. Tad's background includes building and leading businesses in the technology and financial sectors, with a focus on creating platforms that foster collaboration and knowledge sharing among high-net-worth families.   Connect with Tad Website: Long Angle Podcast: Navigating Wealth Podcast | Apple Podcasts and Spotify LinkedIn: Tad Fallows | Long Angle   Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.   Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554

What if your real estate portfolio showed millions on paper, but your bank account said otherwise? Derrick Barker breaks down how experienced operators solve liquidity gaps using flexible capital structures like mezzanine debt and preferred equity. Listen now to learn how modern capital stacks are reshaping commercial real estate investing.   Key Takeaways To Listen For Why low leverage and cash flow matter more than perfect operations A way for mezzanine debt and preferred equity fill gaps banks won't touch Real examples of operators using flexible capital to solve urgent problems How to protect investors when deals go sideways 2 main components that stabilize investor returns   Resources/Links Mentioned In This Episode Principles by Ray Dalio | Hardcover How Countries Go Broke by Ray Dalio | Kindle and Hardcover   About Derrick BarkerDerrick Barker is the Founder and CEO of Nectar, an employee recognition and rewards platform designed to help organizations build stronger cultures through appreciation, connection, and engagement. With a background in entrepreneurship and workplace culture strategy, Derrick founded Nectar to address disengagement and burnout by making recognition simple, meaningful, and measurable. Under his leadership, Nectar has grown into a widely used platform supporting remote and in-office teams, helping companies improve retention, morale, and performance through values-driven recognition.   Connect with Derrick Website: Nectar LinkedIn: Derrick Barker   Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.   Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554

Stop gambling with volatility and start investing with predictable, risk-adjusted returns. In this episode, Mike Zlotnik shares how he built a career in private credit and industrial real estate using disciplined underwriting and "margin of safety" investing. Get to know the strategies that create stable cash flow and long-term wealth.   Key Takeaways To Listen For The "Jar of Honey" move that scored Mike a $160K deal discount How post-2008 chaos became the catalyst for Tempo Funding's rise Why underwriting the person matters more than underwriting the deal A sale-leaseback strategy that performs like a bond, but with upside Crucial mindset shift: invest to earn or invest to learn?   Resources/Links Mentioned In This Episode How to Choose a Smart Real Estate Investing Fund by Mike Zlotnik | Kindle Sometimes You Win, Sometimes You Learn by John C. Maxwell | Kindle, Paperback, and Hardcover   About Mike Zlotnik Mike Zlotnik is the CEO of TF Management Group and has been a real estate fund manager since 2009, following a successful career as a software executive. Known as "Big Mike" for both his stature and his integrity, he brings a deep analytical approach to private credit and real estate investing. A former political refugee from the USSR, Mike is now a U.S. citizen living in Brooklyn with his wife and four children. He holds a mathematics degree from Binghamton University, is a chess master, and is active in top investor mastermind groups. Mike is also the author of How to Choose a Smart Real Estate Investment Fund and host of The Big Mike Fund Podcast.   Connect with Mike Website: BigMikeFund Podcast: Big Mike Fund: Apple Podcasts   Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.   Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554

Want to build wealth without a one-size-fits-all plan? In this episode, Mike Milligan shares how personalized strategies and proactive tax planning can change the trajectory of your financial life. Plus, powerful stories behind his "one-of-a-kind" approach, lessons from family entrepreneurship, and why every dollar should have a purpose.   Key Takeaways To Listen For The #1 financial skill most people lack Why tax rates in retirement won't automatically be lower Tax diversification tools every investor should know End-of-life planning: why 80% of men die married, and 80% of women die single An expert advice on true legacy you need to hear   Resources/Links Mentioned In This Episode The One of a Kind Financial Plan by Mike Milligan | Kindle and Paperback Build: An Unorthodox Guide to Making Things Worth Making by Tony Fadell | Kindle and Hardcover   About Mike Milligan, CFP®Mike Milligan, CFP®, is the Founder and Chief Financial Planner of One Oak Financial, where he helps families and business owners design simple, values-based financial plans that create clarity and long-term confidence. With more than 15 years of experience as a CERTIFIED FINANCIAL PLANNER™, Mike specializes in retirement planning, purposeful wealth-building, risk management, and personalized investment strategies. He is known for his relationship-driven approach and for helping clients navigate major life and career transitions with wisdom and financial stewardship. Mike also hosts educational workshops and community events focused on financial literacy and generational planning.   Connect with Mike Website: Mike Milligan LinkedIn: Mike Milligan, CFP®   Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.   Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554

Can legacy and wealth truly go hand in hand? In this episode, investor and entrepreneur Gino Barbaro shares how he went from struggling restaurant owner to managing over 1,800 multifamily units and $450M in assets. Learn how to build a family business with intention, teach kids about money, and redefine wealth as a lasting legacy.   Key Takeaways To Listen For Lessons from failed mobile home park investments and discovering multifamily as his calling The "Buy Right, Finance Right, Manage Right" framework that builds resilient investments Why Carbon integration and profit per unit (PPU) matter more than chasing size Surviving 2008's crash and lessons on timing, leverage, and emotional resilience How to teach children financial stewardship and legacy   Resources/Links Mentioned In This Episode Happy Money Happy Family Happy Legacy by Gino Barbaro | Kindle and Paperback Secrets of the Millionaire Mind by T. Harv Eker | Kindle, Paperback, and Hardcover Rich Dad Poor Dad by Robert T. Kiyosaki | Paperback and Mass Market Paperback The Psychology of Money by Morgan Housel | Kindle, Paperback, and Hardcover The 7 Habits of Highly Effective People by Stephen R. Covey | Kindle, Paperback, and Hardcover The Miracle Morning by Hal Elrod | Kindle and Paperback The Richest Man in Babylon by George S. Clason | Kindle and Paperback   About Gino BarbaroGino Barbaro is an investor, business owner, author, and entrepreneur who has expanded his real estate portfolio to over 2,000 multifamily units, amassing $450 million in assets under management. He co-founded Jake & Gino, a multifamily real estate education company that provides coaching and training based on their proprietary framework: Buy Right, Manage Right, and Finance Right. Gino has authored three best-selling books, Wheelbarrow Profits, The Honey Bee, and Family, Food and the Friars, and earned his Certified Professional Coach designation from the Institute for Professional Excellence in Coaching. Residing in St. Augustine, Florida, he lives with his wife, Julia, and their six children.   Connect with Gino Website: Barbaro 360 | Jake & Gino Podcast: Jake and Gino Multifamily Investing Entrepreneurs: Apple Podcasts | Spotify X: @JakeandGino YouTube: Jake & Gino LinkedIn: Gino Barbaro: Gino Barbaro   Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.   Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554

How do you scale from flipping houses to managing over $1B in workforce housing? Today, Michael Pouliot, CFA, CAIAs, shares his journey from digging trenches to leading a vertically integrated private equity firm. He breaks down the shift from BRRRR to large-scale multifamily, the power of operational efficiency, and why workforce housing in the Southeast offers lasting opportunity, all while revealing how the right team fuels sustainable investor growth.   Key Takeaways To Listen For Why the BRRRR strategy still works and how it scales assets Lessons from buying a 36-unit property on Chicago's South Side The power of broker relationships and how 20% of brokers control 80% of multifamily deal flow How Carbon's approach adapts to shifting market cycles and distressed opportunities Survive till 2025: why now is one of the best times in a decade to buy workforce housing   Resources/Links Mentioned In This Episode Think and Grow Rich by Napoleon Hill | Audiobook and Paperback The Magic of Thinking Big by David J. Schwartz | Paperback, Hardcover, and Kindle Traction by Gino Wickman | Kindle, Audiobook and Paperback   About Michael Pouliot, CFA, CAIAMichael Pouliot, CFA, CAIA, is the Chief Investment Officer at Carbon Real Estate Investments, where he oversees investment strategy, capital deployment, and portfolio performance across the firm's vertically integrated real estate platform. With deep experience in institutional acquisitions, asset management, and private equity, Michael has led transactions across multifamily, workforce housing, and value-add real estate throughout the Southeast and Sunbelt regions. Prior to joining Carbon, he held senior roles at real estate investment firms and advisory groups, specializing in underwriting, capital markets, and large-scale portfolio operations. Known for his data-driven approach and expertise in market-cycle strategy, Michael is a frequent speaker on real estate economics, financing structures, and operational efficiency. He holds both the Chartered Financial Analyst (CFA) and Chartered Alternative Investment Analyst (CAIA) designations.   Connect with Michael Website: Carbon® Real Estate Investments Podcast: Deal Flow Podcast | YouTube and Audacy LinkedIn: Michael Pouliot, CFA, CAIA   Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.   Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554

Want to use your retirement funds to invest beyond the stock market? In this episode, Henry Yoshida, CFP®, shares how his fintech company empowers investors to use their IRAs and 401(k)s to invest in private assets, all while maintaining tax advantages. Learn how he modernized retirement investing and why today's investors must think beyond traditional markets to build true diversification and long-term wealth.   Key Takeaways To Listen For The story behind Honest Dollar Why big financial institutions resist alternative investments How self-directed IRAs empower investors to fund private real estate What true diversification means in investing Psychological advantages of investing through tax-advantaged retirement accounts   Resources/Links Mentioned In This Episode Honest Dollar Greenlights by Matthew McConaughey | Hardcover and Audiobook The Richest Man in Babylon by George S. Clason | Kindle and Paperback Rocket Dollar Knowledge Base   About Henry Yoshida, CFP®Henry Yoshida, CFP®, is the Co-Founder and CEO of Rocket Dollar, a platform that empowers individuals to unlock their retirement savings by investing through Self-Directed IRAs and Solo 401(k)s. A three-time entrepreneur in the retirement services industry, Henry previously founded Honest Dollar, which was acquired by Goldman Sachs, and served as a Vice President of Retirement Business at Merrill Lynch, where he managed over $2.5 billion in client assets. He has been recognized by InvestmentNews as one of the "Top 40 Under 40" financial professionals and is a nationally sought-after voice on retirement innovation, alternative investing, and fintech. Henry frequently appears in major media outlets, including CNBC, Bloomberg, Yahoo! Finance, and TechCrunch, where he shares insights on modern retirement planning and wealth-building strategies.   Connect with Henry Website: Rocket Dollar LinkedIn: Henry Yoshida, CFP® Phone: (855) 762-5383   Connect With UsIf you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://bobocapitalventures.com/.   Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554