Millennial Debt Domination

On this episode, Katie highlights financial wellness.  Financial wellness isn't just about how much money you make; it's about how you manage, think about, and feel about your finances. It's the key to reducing money-related stress and creating a stable financial future. Achieving financial wellness means you have a clear understanding of your financial situation and a solid plan to manage it effectively.  On this episode, Katie is joined by Dr. Erika Rasure, the Chief Financial Wellness Advisor at Beyond Finances. Katie and Dr. Erika will discuss the difference between financial wellness and financial stability, the habits that contribute to financial well-being, how to create a financial plan, and much more.  Follow Navicore on Social Media: X: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  

On this episode of Millennial Debt Domination, Katie talks with Navicore client Greg.  After dealing with health challenges, overspending on credit cards, and taking out a large personal loan, Greg found himself overwhelmed by debt. With nowhere else to turn, he reached out to Navicore for support.  On this episode, Katie and Greg will talk about how his debt built up, what financial education he received growing up, whether he was initially skeptical of Navicore, and so much more.  Follow Navicore on Social Media: X: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/       

On this episode of Millennial Debt Domination, Katie highlights tax season.  It's December, which means the New Year is just around the corner, and so is tax season. That's right, filing officially kicks off in late January, so now is the perfect time to start organizing your tax documents and getting prepared.  On this episode, Katie is joined by George Dimov. George is a CPA with over 20 years of experience in accounting and consulting across a wide range of industries. He's also the president of Dimov Tax Specialists, a firm that offers personalized CPA services for both individuals and businesses.  Katie and George will cover what docuemtsn you need to file your taxes, the most common filing mistakes to avoid, how to spot tax-related scams, and much more.  Follow Navicore on Social Media: X: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/    https://dimovtax.com/

On this episode of Millennial Debt Domination, Katie highlights financial illiteracy.  Financial literacy means understanding key money concepts like budgeting, saving, paying bills on time, and managing debt. These are essential life skills, yet many individuals lack this basic knowledge, which can lead to financial stability.  On this episode, Katie is joined by Michelle Campbell, a passionate financial literacy advocate and founder of the nonprofit Hashtag Stability. Her organization supports individuals facing homelessness by providing essential resources and financial education.  Katie and Michelle discuss the long-term impact of financial illiteracy, how to start building money management skills, what role schools should play in financial education, and much more.  Follow Navicore on Social Media: X: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/    https://hashtagstability.org/  

On this episode of Millennial Debt Domination, Katie talks with current Navicore client, Jenalynn.  Joining Katie on this episode is current Navicore client, Jenalynn. After experiencing postpartum anxiety that kept her from working, Jenalynn turned to credit cards to make ends meet. Over time, her debt grew to a level she could no longer manage alone.  On this episode, Katie and Jenalynn will talk about how her debt built up, the emotional toll it took on her, the shame often associated with debt, and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/

On this episode of Millennial Debt Domination, Katie takes on a new role as the guest. Today's episode is a little different; Katie is switching roles and stepping into the guest seat. She recently joined Grant Gallagher and Shawn Lubitz on Affinity Federal Credit Union's podcast, Wellbeing and Your Wallet, for a great conversation titled "What I Wish I Knew in my 20s About Money."  Katie, Grant, and Shawn discuss the financial lessons they've learned over the years, from spending habits they'd go back and change to the confusion around credit, the importance of emergency funds, and much more.  Follow Navicore on Social Media: X: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/    https://wellbeing-and-your-wallet.captivate.fm/episode/what-i-wish-i-knew-in-my-20s-about-money

On this episode of Millennial Debt Domination, Katie highlights the new landscape of college.  The world of higher education is evolving quickly, from the cost of college to what students can expect after graduation. Whether you're a prospective student or supporting one, understanding this new landscape is key to making informed and financially smart decisions. On this episode, Katie is joined by Dr. Alaina Harper. Dr. Alaina is the Executive Director at OneGoal, a powerful program that begins in high school and continues with postsecondary support through a student's first year of college. Katie and Dr. Alaina discuss the recent changes to the FAFSA, new scholarships and grant opportunities, the growing popularity of online education, and much more.  Follow Navicore on Social Media: X: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/    https://decided.org/  

On this episode, Katie talks with Navicore's 2024 Client of the Year, Alfonso.  Alfonso is a single dedicated father who turned his financial challenges into a journey of empowerment and lasting change.  As a first-generation Mexican-American, Alfonso was raised in a family where perseverance, resilience, and hard work were core values.  Katie and Alfonso discuss how Alfonso accumulated debt, the impact of lacking financial education, how his life has transformed since becoming debt-free, and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/

On this episode of Millennial Debt Domination, Katie highlights the current housing market.  June is Homeownership Month, a time to celebrate the many benefits of owning a home. Homeownership plays a crucial role in building personal wealth and strengthening communities across the country. It's a milestone that represents stability, financial security, and the pursuit of the American Dream.  On this episode, Katie is joined by Mike Russell, the president and owner of Century 21 Signature Properties. Katie and Mike will be discussing the current housing market, interest rates, down payments, what first-time home buyers need to know, and much more.  Follow Navicore on Social Media: X: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/   

On this episode of Millennial Debt Domination, Katie highlights financial trauma.  Mental health encompasses your emotional, psychological and social well-being, influencing how you think, feel, and act. May is dedicated to raising awareness, reducing stigma around behavioral issues, and highlighting the impact of mental illness and addiction on individuals, families, healthcare providers, and society. Each year, millions of Americans navigate the challenges of living with a mental health condition.  On this episode, Katie is joined by Hanna Morrell, owner of Pacific Stoa Financial Wellness, a company specializing in holistic financial coaching for individuals and couples. Katie and Hanna discuss financial stress and anxiety, the difference between worrying and caring about money, how mental health ties into financial wellness, and much more.  Follow Navicore on Social Media: X: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/    https://yourworthcoach.com/  

On this episode of Millennial Debt Domination, Katie highlights the cost of childcare.  The true cost of childcare is a crucial yet often overlooked topic. Whether you already have children or are planning for the future, understanding the financial implications of childcare is essential. If you've investigated childcare options, you've likely experienced sticker shock at the cost. The reality is that childcare costs across the board- regardless of quality or exclusivity, can be steep.  On this episode, Katie is joined by Simon Workman, a nationally recognized expert in childcare finances. Simon is the co-developer of the Provider Cost of Quality Childcare Calculator, a groundbreaking tool commissioned by the U.S. Office of Childcare that estimates the cost of running quality childcare programs across the country. Katie and Simon discuss different types of childcare options available, practical steps parents can take to prepare financially, employer-sponsored childcare benefits, and much more.  Follow Navicore on Social Media: X: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  

On this episode of Millennial Debt Domination, Katie highlights the financial side of planning for college.  Planning for college can be overwhelming, especially when it comes to finances. However, it's never too early to start preparing. While the college search and application process might wait until later in high school, saving for college should ideally begin much earlier—even as early as infancy.  On this episode, Katie is joined by Angie Grimm. Angie is a top College Funding Professional from College Solutions LLC. With over 15 years of experience, Angie excels at simplifying the college funding process and offering practical advice that families can easily use.  Katie and Angie discuss 529 Accounts, the FAFSA, student loans, and much more.  Follow Navicore on Social Media: X: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  

On this episode of Millennial Debt Domination, Katie highlights shopping addiction.  Shopping addiction is a behavioral addiction where compulsive buying becomes a way to feel god or to escape negative emotions like anxiety or depression. Like other behavior addictions, it can become a preoccupation that impacts other areas of your life, including your financial well-being.  On this episode, Katie is joined by Joe Gustus. Joe is a supervisor and training administrator at Navicore Solutions. He has taught classes in debt addiction and has done extensive research on shopping addictions. Katie and Joe discuss when shopping habits have crossed into addiction, how it can impact your financial health, the concept of retail therapy, and much more.  Follow Navicore on Social Media: X: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  

On this episode,  Katie highlights habit tracking to stay financially motivated.  The start of a new year is a popular time to set fresh goals, especially financial ones. But staying financially motivated throughout the year can be a challenge, and it's one of the biggest reasons people struggle to achieve their goals. That's where habit tracking comes in.  Habit tracking is the practice of recording behaviors you want to change or develop. Over time, it provides powerful insights into your progress and helps you identify what's driving your successes- or holding you back.  Today, Katie is joined by Dr. Gina Cleo.  Dr. Gina is a leading habit researcher who specializes in helping people transform their habits for lasting success. Katie and Gina will discuss the benefits of habit tracking, the science behind habit loops, staying motivated with your financial goals, and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  https://www.drginacleo.com/

On this episode of Millennial Debt Domation, Katie highlights financial resolutions for the New Year.  December is here, which means the New Year is right around the corner- a perfect time to start thinking about New Year's resolutions, especially financial ones. Many of us set financial goals with the best intentions, but follow through can be challenging without a clear plan.  Today, Katie will be joined by Grant Galagher. Grant, a millennial himself, is the head of financial well-being and brand communications at Affinity Federal Credit Union. He's also the co-host of Affinity Federal Credit Union's podcast, Wellbeing and Your Wallet, that you can find on all major podcast platforms. Grant and Katie will be discussing SMART goals, popular financial resolutions, the power of accountability, and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  Listen to Wellbeing and Your Wallet: https://www.affinityfcu.com/financial-wellbeing/wellbeing-and-your-wallet Affinity's Website: Affinity Federal Credit Union | Banking, Loans, Mortgages & Credit Cards (affinityfcu.com)

On this episode of Millennial Debt Domination, Katie highlights financial and housing strategies for veterans.  Veterans Day honors military veterans of the United States Armed Forces and it is celebrated on November 11 each year. Veterans have served our country, however many veterans have found themselves facing a plethora of financial difficulties. Many veterans have even found themselves facing housing difficulties. On this episode, Katie is joined by Bruce Buckley and David Ramirez.  Bruce is the Chief Executive Officer at Soldier On and David is the home and credit education program manager at solider On. Soldier oOn is a nationally recognized nonprofit organization that partners with the Department of Veterans Affairs and other agencies to provide veterans with shelter and support in an environment that offers dignity, integrity, and hope. Soldier On's ultimate goal is to provide formerly homeless veterans with permanent, supportive, sustainable housing. Bruce, David, and Katie discuss, PTSD, homelessness affecting veterans, predatory lending, and much more.  https://wesoldieron.org/ https://creditsmart.freddiemac.com/wp-content/uploads/2021/05/CreditSmart_Military_Booklet.pdf

On this episode of Millennial Debt Domination, Katie talks with Navicore 2023 Client of the Year, Gabriel.  Gabriel is an academic at a public university where he works as a translator of Norwegian poetry. He finished his debt management program in 2023 and has been debt-free ever since. Katie and Gabriel discuss Public Student Loan Forgiveness, shame associated with debt, his plans to remain debt-free, and much more.  Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/

On this episode of Millennial Debt Domination, Katie highlights Gen-Z entering the workforce.  Generation Z is making waves in the American workforce, with 2024 marking the first year that Gen Z will surpass Baby Boomers in terms of workforce representation. As this dynamic generation steps into post-grad life, the transition can be both exciting and challenging. Whether you land a job before you graduate or choose to take a break, navigating this new phase can be daunting. On this episode, Katie is joined by Hannah MacDonald from Better Together Group, where she specializes in sales and marketing. Better Together Group supports staffing companies by providing tools and strategies to streamline operations and boost profitability. Katie and Hannah will dive into key topics such as overcoming imposter syndrome, managing your first paycheck, and how Gen Z is reshaping the workplace. Tune in to get valuable insights and practical advice tailored for Gen Z as they embark on their professional journeys. https://bettertogethergroup.com/  Follow Navicore on Social Media:         •       Twitter: @NavicorePR         •       Instagram:  @navicoresolutions         •       Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: https://navicoresolutions.org/ 

On this episode of Millennial Debt Domination, Katie highlights financial planning for your retirement.  Even though retirement may seem far off for Millennials and Gen Z, it's important to start saving while you're young. Between student loan and other debts and trying to build your emergency fund, you might neglect your retirement savings entirely because it seems so far away. However, now is the time you should start saving for your retirement. This is because of the magic of compound interest. By saving now, you'll watch your retirement fund compound over the years. Today, Katie will be discussing this as well as all things retirement. She will be joined by Anne Lester. Anne is a retirement expert who was the head of retirement solutions at JP Morgan Asset Management and she is the author of 'Your Best Financial Life.' Anne and Katie will be discussing how to save for retirement, social security, diversifying your portfolio, and much more. Now, let's get to my interview with Anne.  https://millennialdebtdomination.libsyn.com/episode-22-social-security-for-millennials-part-1 https://millennialdebtdomination.libsyn.com/episode-23-social-security-for-millennials-part-2 https://www.amazon.com/Your-Best-Financial-Life-Future/dp/006332086X https://annelester.com/ Follow Navicore on Social Media:         •       Twitter: @NavicorePR         •       Instagram:  @navicoresolutions         •       Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: 

On this episode of Millennial Debt Domination, Katie highlights financial freedom. This month, Americans celebrate their freedom with the Fourth of July, so let's talk about how you can be financially free. Financial freedom means that your passive income covers not just your current lifestyle, but the lifestyle you've always wanted. You have enough passive income to do everything, without worrying about where the money is coming from. Today, Katie will be discussing how you can reach financial freedom with Kara Stevens. Kara is the founder of The Frugal Feminsta. The Frugal Feminsta helps women heal their relationship with money so they can play big with it. Kara and I will discuss the difference between financial freedom and independence, the importance of emergency funds, creating the right budget, and much more. Follow Navicore on Social Media:         •       Twitter: @NavicorePR         •       Instagram:  @navicoresolutions         •       Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here:  https://www.thefrugalfeminista.com Heal Your Relationship With Money