The Get Ready For The Future Show

“I’m 65 and still working. I have a large traditional IRA and I’m worried about RMDs later. Should I start Roth conversions now?” We’re answering YOUR questions on this week’s Get Ready For The Future Show! We have $150,000 in a savings account earning almost nothing. What are our options for getting better returns without taking on big risk? I’m 70 and want to gift some of our money to our grandkids now while we’re alive. How do we do that smartly? Our home has skyrocketed in value. Should we downsize now and invest the proceeds, or ride it out longer? And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com! Originally aired 4/1/2026

“I’ve heard the first few years of retirement are the most financially vulnerable. Why is that, and what can I do about it?” We’re answering YOUR questions on this week’s Get Ready For The Future Show! • I’m 50 and recently divorced. I split retirement assets in the divorce, but now I’m not sure if I’m still on track. How do I rebuild with a 15-year timeline? • We’re both 62 and wondering if it’s better to take Social Security now or wait until 67. The break-even math is confusing. • Our financial advisor is retiring soon. What should we look for when choosing someone new? And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com! Originally aired 3/25/2026

Is the U.S. dollar really collapsing, or is this just another wave of fear-driven headlines? In this week’s Fastest 4 Minutes in Finance, we break down what’s actually happening with the dollar after it hit a 4-year low following a 10.7% decline in 2025 and why the story isn’t as simple as it sounds.

An inheritance can be a gift — or a burden. We’re answering YOUR questions on this week’s Get Ready For The Future Show! ✅ We just inherited my parents’ house. Should we sell it now or hold it as a rental? ✅ I have several IRAs from different jobs. Should I consolidate them into one account? ✅ We’re retired and have plenty invested. Do we still need a separate emergency fund? ✅ We’re in our early 70s. Is a reverse mortgage ever a good idea — and what should we watch out for? We’ll break down the pros, cons, and planning considerations behind each of these important retirement decisions. All this straight talk and more LIVE, Wednesday at 11:30! 🎙️ – ❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com . We’re here to help you navigate the journey to true financial independence. – #financialindependence #retirementplanning #inheritanceplanning #reversemortgage #IRA #retirementincome #financialadvisor #financialplanning #personalfinance #genwealthfinancialadvisors #financialeducation #financialliteracy #investing #investmentstrategy #QandA #podcast #radioshow #radio

Join me on this episode of The Get Ready For The Future Show as we delve into the fascinating intersection of politics and the stock market during midterm election years. With the recent primary elections in Arkansas and the upcoming general elections nationwide, I’ll share insights from Chris Fasciano, Chief Market Strategist at Commonwealth. We’ll explore how historical trends reveal that midterm election years typically see lower average stock market returns and increased volatility. However, don’t let that discourage you! Discover why the year following midterms often brings robust market performance, regardless of political party control. Tune in to learn how to navigate these fluctuations without letting fear dictate your investment strategy. Focus on your financial plan, not politics.

In this episode of The Get Ready For The Future Show, join me as we delve into the intersection of entertainment and finance, discussing the recent move by YouTube sensation MrBeast into the financial services industry. I explore the implications of this trend for young audiences and the importance of discerning trustworthy financial advice. We also take a closer look at the current state of the U.S. economy, highlighting both the challenges and the resilience of the job market. Finally, I provide insights on making informed decisions about homeownership and its impact on financial independence. Tune in for valuable perspectives designed to help you navigate your financial journey effectively.

Could the war in Iran trigger a new wave of inflation? In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down the latest inflation data, rising oil prices, and why the conflict in Iran could quickly push prices higher across the economy. February’s Consumer Price Index showed encouraging progress, with inflation rising just 0.3% for the month and 2.4% year-over-year, signaling that price pressures have been cooling. Core inflation also came in lower than expected. But a major wildcard has suddenly emerged. Since the war in Iran began, oil prices have surged nearly 34%, briefly hitting $115 per barrel before settling closer to $86. Gas prices have already jumped about 50 cents per gallon in just one week, with Americans now spending an estimated $187 million more per day on fuel. The problem? February’s inflation report doesn’t yet reflect these energy shocks. If oil prices stay elevated, higher transportation costs could ripple through the economy—impacting everything from airline tickets to groceries. In this video we cover: 👉 Why recent inflation data looked encouraging 👉 How the Iran conflict is driving oil and gas prices higher 👉 What rising energy costs could mean for future CPI reports 👉 The International Energy Agency’s historic oil reserve release 👉 A simple financial strategy to safeguard yourself from price shocks Market headlines change every week, but the key to navigating volatility is building margin into your finances and sticking to a plan. The Fastest 4 Minutes in Finance helps you cut through the noise and stay focused on what really matters for your financial future. #Inflation #OilPrices #GasPrices #Economy #IranWar #CPI #FinancialPlanning #Fastest4 #GenWealth #PersonalFinance

Tapping your IRA early could cost you — unless you qualify for one of the little-known exceptions. We’re breaking that down and answering YOUR questions on this week’s Get Ready For The Future Show! ✅ I’m 58 and considering taking money from my IRA early. Are there exceptions to the 10% penalty? ✅ My spouse just retired, and I’m still working. How do we adjust spending now that we’re officially a one-income household? ✅ We’re planning home updates. Should we use a HELOC or refinance while rates are still decent? ✅ We want to leave part of our estate to charity. Is it better to give through our will — or through a retirement account? Plus, we’ll share details about our in-house estate planning services and how you can schedule a consultation. All this straight talk and more LIVE, Wednesday at 11:30! 🎙️ – ❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com . We’re here to help you navigate the journey to true financial independence. See you there! – #financialindependence #retirementplanning #IRA #retirementwithdrawal #retirementincome #HELOC #refinance #estateplanning #charitablegiving #taxplanning #financialadvisor #financialplanning #personalfinance #genwealthfinancialadvisors #money #financialeducation #financialliteracy #investing #investmentstrategy #QandA #podcast #radioshow #radio Originally Aired: 2026.03.04

Global conflicts often dominate headlines and create fear in the stock market — but history tells a very different story. In this week’s Fastest 4 Minutes in Finance, Scott Inman explains what investors should really understand about geopolitical shocks, market volatility, and long-term investing. Following recent U.S. and Israeli strikes on Iran, markets initially reacted with volatility. But the actual market movement has been modest so far, reminding investors that short-term reactions rarely dictate long-term outcomes. Research examining more than two dozen major geopolitical events since World War II shows that the average one-day decline in the S&P 500 during these shocks is only about 1%, markets typically bottom within 18 days, and historically recover in roughly 39 days. The real economic risk in the current conflict centers on oil supply disruption, since the fighting is occurring near one of the world’s most important oil transportation corridors. Any interruption could push energy prices higher and add pressure to the global economy. But the bigger takeaway for investors is this: geopolitical shocks may cause volatility, but they rarely change the long-term direction of markets — unless the economy is already entering a recession. In this episode, we break down: • Why market reactions to global conflicts are often short-lived • The real economic risk surrounding oil supply and energy prices • What history says about geopolitical shocks and the stock market • Why staying invested during uncertainty is often the smartest move If you’re worried about how global conflicts impact your investments, this quick breakdown will help put the headlines into perspective. Subscribe for weekly financial insights from GenWealth: Fast, clear updates on markets, retirement planning, investing, and the economy. #StockMarket #Investing #MarketVolatility #Geopolitics #IranConflict #SP500 #FinancialPlanning #RetirementPlanning #OilPrices #EconomicNews

“Pre-tax or post-tax? The decision could impact your retirement tax bill in a big way.” We’re answering YOUR questions on this week’s Get Ready For The Future Show! ✅ We’re in a high-income year and want to give to charity. Should we look into a donor-advised fund — and how does it actually work? ✅ I’m 45 and the primary earner. Do families usually insure a stay-at-home or lower-earning spouse — and how do you decide how much coverage is enough? ✅ My company offers both Roth and traditional 401(k). How do I choose which one to use at this stage of life? ✅ We’re 66 and thinking about downsizing, but worried about giving up space for visiting family. How do we make that decision without regrets? All this straight talk and more LIVE, Wednesday at 11:30! 🎙️ – ❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com . We’re here to help you navigate the journey to true financial independence. See you there! – #financialindependence #retirementplanning #retirementincome #charitablegiving #donoradvisedfund #lifeinsuranceplanning #roth401k #traditional401k #taxplanning #downsizing #retirementlife #financialadvisor #financialplanning #personalfinance #genwealthfinancialadvisors #money #financialeducation #financialliteracy #investing #investmentstrategy #QandA #podcast #radioshow #radio Originally Aired: 2026.02.25

The Year of the Tariff just got louder. Markets pulled back sharply after President Trump threatened an “obnoxious use of tariffs” following a Supreme Court decision limiting parts of his previous trade authority. Investors are now weighing the potential impact of expanded tariffs on corporate profits, inflation, and the broader U.S. economy. In this episode of the Fastest 4 Minutes in Finance, we break down: - What the Supreme Court ruling means for trade policy - How new tariffs function as taxes on imported goods - Why stock market volatility spikes during trade uncertainty - The potential impact on inflation and corporate earnings - What long-term investors should (and shouldn’t) do right now When tariffs rise, companies face higher costs. They can absorb the hit, pass it to consumers, or restructure supply chains. None of those are simple. Markets react quickly to that kind of uncertainty — but uncertainty doesn’t automatically mean recession. If you’re five, ten, or twenty years from retirement, short-term trade headlines shouldn’t derail your long-term financial plan. And if you’re near retirement, this is why diversification and a written income strategy matter. Before you react to market volatility, watch this. Subscribe for weekly market updates and retirement planning insights from the team at GenWealth Financial Advisors. #StockMarket #Tariffs #TradeWar #MarketVolatility #Investing #RetirementPlanning #Inflation #Trump #SupremeCourt #FinancialPlanning

The S&P 500 is barely up in 2026 — but does that mean the stock market is stalling? In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down why headline index performance may not tell the full story — and why stock diversification in 2026 could be more important than ever. While the S&P 500 is up less than 1% year-to-date, nearly 74% of companies have beaten earnings expectations, and Q4 earnings growth is tracking above 13%. At the same time, market leadership is rotating away from last year’s winners like technology and communication services toward energy, materials, and consumer staples. We also explore: The rise of the “S&P 493” (excluding the Magnificent Seven) Why small caps and international stocks are showing improving earnings outlooks The growing demand for active equity ETFs The risks of overconcentration in market-cap weighted index funds Why working with a financial advisor can help you build an opportunistic portfolio The S&P 500 is a benchmark — but it’s not the entire market. In years when leadership rotates, diversification stops being boring and starts being powerful. 📌 Watch now to understand what’s really happening beneath the surface of the market in 2026. #StockMarket2026 #SP500 #Diversification #ActiveETF #EarningsGrowth #InvestmentStrategy #FinancialPlanning #WealthManagement

"I plan to retire at 65 but may still work part-time. How do I plan income and taxes if I’m only partially retired?" We're answering YOUR questions on this week's Get Ready For The Future Show! ✅ We just retired last year and are spending more than we expected. How do we rein in our budget before it becomes a problem? ✅ My wife doesn’t work, but I do. Can I contribute to a Roth IRA on her behalf? ✅ We’re 60 and still have 10 years left on our mortgage. Should we pay it off early, or just keep making the payments into retirement? All this straight talk and more LIVE, Wednesday at 11:30!🎙️ - ❓ Have your own questions? Call or text us at 501.381.5228 or email show@getreadyforthefuture.com. We're here to help you navigate the journey to true financial independence. See you there! Originally Aired: 2026.02.18

"We recently moved from Texas to Arkansas. Do we need to update our will or estate plan to match Arkansas laws?" We're answering YOUR questions on this week's Get Ready For The Future Show! • I’ve always managed our finances, but now my health is declining. How do I make sure my spouse is prepared to take over? • I’m 52 and my company matches 6% in my 401(k). I’m contributing 10%, but should I be doing more — or putting extra into a Roth IRA instead? And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com! Originally aired 2/11/2026

Your tax refund in 2026 could be bigger than you think — and most people have no idea why. In this week’s Fastest Four Minutes in Finance, Scott Inman breaks down 5 major tax law changes from the “One Big Beautiful Bill” that could increase your refund or lower what you owe this year. According to the Tax Foundation, the average refund could be up to $1,000 higher. But here’s the real question: If you do get a bigger refund… what will you do with it?

"My 401(k) has grown a lot over the years. Should I consider rebalancing it now that I’m 60?" We're answering YOUR questions on this week's Get Ready For The Future Show! • At 57 years old, what 401(k) percentage should I be contributing if I would like to retire at 60? • We’re nearing retirement and not sure how much we should keep in cash vs. investments. What’s the right balance? • My brother wants to borrow money from us to start a business. We’re in our mid-50s. Is this ever a good idea? And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com! Originally aired 2/4/2026

Software stocks have officially entered bear market territory — and artificial intelligence is at the center of the fear. In this week’s Fastest 4 Minutes in Finance, we break down why software stocks are down nearly 30%, what sparked the sudden sell-off, and how AI developments from companies like Anthropic are reshaping investor sentiment. As fears grow that AI could replace traditional software, money has rushed out of software stocks and into semiconductors — creating a sharp market divergence. But is this panic justified?

Artificial Intelligence has driven market optimism for years—but the real opportunity may just be getting started. In this episode of Fastest 4 Minutes in Finance, Scott Inman breaks down the shift from AI buildout to AI adoption and why that transition could be a major driver of economic growth, productivity, and stock market performance in 2026.

"I’m 39 with $400,000 saved for retirement. I have a savings rate of 30%, and I have no debt. Based on my current savings rate and lifestyle, what's a realistic early retirement age for me?" We're answering YOUR questions on this week's Get Ready For The Future Show! • If I don’t need my RMDs for living expenses, what strategies can I use to minimize taxes? • I’m getting nervous about the market. Should I be increasing my cash position, and if so, what's the right percentage? • I work a normal 9-5 but I also have a couple of side gigs that produce a decent amount of money. What's the best way to reinvest my side income - back into the business or into my retirement accounts? And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com! Originally aired 1/21/2026

What is the bond market telling us about the health of the U.S. economy right now? In this week’s Fastest 4 Minutes in Finance, Scott Inman breaks down how recent geopolitical tension involving Donald Trump, proposed tariffs, and renewed trade-war fears rattled markets—and why bond market signals may matter more than stock market headlines.