How Do You Money?

Kev, a 53-year-old HGV driver from Southampton tells the story of his journey out of debt in the 2000s and 1990s.From maxing out a £9,000 credit card, to living comfortably and daily driving a Mustang.This is the story of Kev's mindset transformation from tackling debt, focusing on hard-work, and a commitment to never getting into serious debt again.Follow this podcast for more real money conversations with typical British people - their regrets, lessons and money habits.Remember - this is not a financial advice podcast, it's an invitation to learn something from the stories of real, everyday people.

Ever felt like money is the one thing we just don't talk about? You're not alone. 81% of people in the UK actively avoid discussing their finances.But my experience tells me everyone has a powerful money story to share.So I'm launching a new podcast: How Do You Money? This podcast isn't about generic financial advice though; it's about real people, real habits, and the lessons learned from lived experience.

Georgia, a 28-year-old self-employed hairdresser, opens up about her financial history - from choosing passion ahead of pay checks to bad experiences with exes.Find out why she has banned herself from doing the weekly food shop, how she finds life running a business, the money habits she learned from her family, and why she ultimately hates money.Also in this episode:💸Why she had to change her partner’s saving habits👩‍❤️‍👨The benefits of being financially aligned with her fiancé📈Georgia’s approach to investing👴🏻Why her grandad is a source of inspiration for her🔔 Subscribe for more real money conversations with everyday people — their regrets, lessons, and money habits.

Emma's loan story is an interesting one...she wishes she took out MORE money to be able to pay it back better.A 34-year-old NHS Speech Therapist, Emma reveals the loans that hit her hard, how it took close to a decade to pay them all back, and how she lives now as a consequence. In this episode, we also chat about:✈️ Lessons learned from going travelling as a teenager💑 Spenders vs savers in a relationship🧀 The one food Emma's willing to spend more on🕰️ Spending time on money management🔔 Subscribe for more real money conversations with everyday people — their regrets, lessons, and money habits.

Dan, a 33 year-old production manager who has a mortgage, a stable job and a family, still can’t get a credit card in his name. It's as a result of something that happened in his past, which is still coming back to haunt him and his finances.In this episode, we also chat about:🛍️ His Teemu obsession💑 Why couples DON'T share money📈 Trading 212 and the weird reasons people invest🏠 His luck with buying his home🔔 Subscribe for more real money conversations with everyday people — their regrets, lessons, and money habits.

Simon a 33-year-old engineer who opens up about how habits define his finances, why he doesn’t trust investing, and why his biggest regret is going to university.We cover:Delayed gratification, gamifying savings, and resisting impulse buysWhy he sees university debt as a waste—and what he wishes he’d done insteadWhy M&S may be the best value supermarket right nowThe importance of separating yourself from money🔔 Subscribe for more real money conversations with everyday people — their regrets, lessons, and money habits.

Cate Skeat, a 56-year-old relationship manager from Winchester, describes her financial journey as “haphazard”.From credit card debt in her 20s and juggling overdrafts, to learning how to make money work through cashback credit cards, pensions, and small-but-smart investments - Cate reveals life lessons we can all learn from.We dive into:Cate’s early struggles with credit cards and overdraftsHow her parents shaped her views on moneyChoosing money vs. passion in her careerTalking about finances openly in relationshipsThe importance of self-awareness with spending habitsHer biggest money regrets — and the lessons they taught her💡 If you’ve ever felt like you’re winging it with money, Cate’s story will resonate. This episode is about real-life money habits, mistakes, and the things we wish we’d known sooner.

Charlee Muddiman, a 31-year-old accountant, wife, and mum of two explains her obsessive relationship with money.From checking her banking app daily to researching every purchase, Charlee shares the highs and lows of being money-conscious.She opens up about:Growing up obsessed with earning and saving bigHow family attitudes shaped her money habitsWhy investing in herself was her best investmentThe biggest financial regret of her life (hint: it’s about not spending, not overspending)Balancing saving with enjoying life as a parent🔔 Subscribe for more real money conversations with everyday people — their regrets, lessons, and money habits.

Barber Dan Wembridge reveals the one thing clients don't confide in barbers about, the real cost of university, and how he balances family, self-employment, and rising living costs.From money lessons taught by his parents to buying a home, Dan shares his biggest money regret, the guilt of spending vs. saving, and why talking openly about money matters more than ever.If you’ve ever struggled with money guilt, questioned the value of your degree, or wondered why butter costs £7… this one’s for you.Hit follow to hear new episodes every week.

Poppy Lindsey, a 23-year-old journalist is about to make two big moves: Moving to London, and moving in with her partner for the first time.She reveals what happened in their first big 'money talk', how school's shaped her spending habits, and why she is 'Capitalism's Dream'.In this episode we discuss:Avoiding looking at your bank balanceSubconscious habits we pick up from schoolHow Social Media impacts our spendingNot talking about money with friendsHit follow to hear new episodes every week.

Darren, a 33-year-old detective and expectant father opens up about hiding debt, breaking free from impulse spending, and buying for image.Darren shares honest insights about the financial mistakes he’s made and how they’ve shaped his approach to budgeting, saving, and talking about money. We explore the psychology of spending, the impact of 'buy-now-pay-later', and how money lessons from childhood affect your adult life.Whether you're struggling with credit cards, trying to plan for a baby, or just want to hear a refreshingly real conversation about money, this episode is for you.Hit follow to hear new episodes every week.

James explains his money scarcity mindset and why he never cooks bacon.James is from a working class background, but at 28 he's running two businesses.He has an 'okay' salary (according to him) and is always trying to make more money. In this episode he talks: 🛒 The 'Big Shop' versus quick corner store trips🚸 Money habits from his childhood that stayed with him🧠 Managing money for people with ADHD🎅 RRPs and helping Santa ClausHit follow for more episodes.