Ensombl Advice Australia

Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26021804-40420001 0.25 Technical Competence 0.25 Professionalism and Ethics 0.25 Regulatory Compliance and Consumer Protection 0.25 Client Care and Practice This week, Pat speaks with Aaron Breed, Product, Automation and Implementation Lead at rubica. They discuss how their shared “tell your story once” philosophy is driving the design of rubica’s API‑first, AI‑ready CRM and operations platform - using custom forms, entity maps, and deep integrations (e.g. Teams, Microsoft, Salesforce) to unify client data, automate workflows, and deliver scalable, high‑quality advice experiences. Aaron Breed LinkedIn: https://www.linkedin.com/in/aaron-breed/ rubica Website: https://rubica.au/ Aaron's previous episode: https://ensombl.com/podcasts/advicetech110/ Between Meetings with Matt Heine – Discover a podcast for wealth professionals: https://ensombl.com/go/20260220 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.50 CPD here: https://quiz.ensombl.com/ENSO-26021723-16450001 0.25 Technical Competence 0.25 Tax (Financial) Advice Kieran is a Senior Financial Adviser at Financial Foundations Australia. He shares his role and how he contributes to a retirement-focused advice business at Financial Foundations Australia and consistently uses daily short-form social media videos (mainly on Facebook, Instagram, and TikTok) to educate pre-retirees, generate new client inquiries, and support his long-term career and business goals. Kieran Menzie LinkedIn: https://www.linkedin.com/in/kieranmenzie/ Financial Foundations Website: https://www.financialfoundations.com.au/ Instagram: https://www.instagram.com/kieranmenziefinance/ For a simpler, faster way to write risk visit https://ensombl.com/go/20260219 General Disclaimer – https://www.ensombl.com/disclaimer/

In this episode, Neil speaks with Dan Miles, Managing Director and Co-Chief Investment Officer at Innova Asset Management. They discuss how investors in 2025 and into 2026 can find value and diversification opportunities beyond the Magnificent Seven - such as South Korea, Europe, Japan, and selective exposure to gold and silver - while maintaining a sensible, globally diversified equity allocation. Neil Rogan LinkedIn: https://www.linkedin.com/in/roganneil/ Russell Investments Website: https://russellinvestments.com/ Dan Miles LinkedIn: https://www.linkedin.com/in/dan-miles-b264358a/ Innova Asset Management Website: https://innovaam.com.au/ General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26021522-54170001 0.25 Technical Competence 0.25 Client Care and Practice 0.25 Regulatory Compliance & Consumer Protection 0.25 Tax (Financial) Advice This week, Rocksy is joined by Rob Coyte, CEO of Shartru Wealth Management. They explore his career journey, the origins and philosophy of Shartru Wealth as a licensee, how their “Shartru Way” best‑of‑breed model, technology, and back‑office support help small advice firms run profitable, client‑centric businesses. Rob Coyte LinkedIn: https://www.linkedin.com/in/robcoyte/ Shartru Wealth Website: https://www.shartruwealth.com.au/ Explore the road less travelled at https://ensombl.com/go/20260217 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26021300-33020001 0.25 Client Care & Practice 0.25 Technical Competence 0.25 Tax (Financial) Advice As access to private markets expands beyond institutions, host Kieran Berry is joined by Adam Myers, Executive Director at Pengana Capital, to demystify private equity and its role in modern portfolios. They explore how PE works - from venture and growth to buyouts - along with the realities of capital calls, liquidity constraints, and the importance of manager selection and diversification. With allocations rising among endowments and family offices, this episode helps advisers and sophisticated investors understand when private equity makes sense - and the trade-offs required to capture its long-term return potential. Adam Myers LinkedIn: https://www.linkedin.com/in/adam-myers-7591751/ Kieran Berry LinkedIn: https://www.linkedin.com/in/kieranberry/ For investors seeking exposure to some of the world’s leading private companies via a single ASX trade, learn more at https://ensombl.com/go/20260216 Pengana Disclaimer - https://ensombl.com/penganadisclaimer/ General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26021201-15270001 0.25 Technical Competence 0.25 Professionalism and Ethics 0.25 Regulatory Compliance and Consumer Protection 0.25 Client Care and Practice In this week's episode, Pat speaks with Clinton Cunningham, CEO at AdviseWell. They discuss how AI is rapidly evolving from simple file-note tools into agentic, end‑to‑end “intelligence layers” that orchestrate advice workflows across tech stacks, what large US/UK firms are doing, and how advisers can practically experiment with and adopt these tools in 2026. Clinton Cunningham LinkedIn: https://www.linkedin.com/in/clintoncunningham/ AdviseWell Website: https://www.advisewell.co/ Previous Episode: https://ensombl.com/podcasts/advicetech111/ Between Meetings with Matt Heine – Discover a podcast for wealth professionals: https://ensombl.com/go/20260213 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26021004-09270001 0.25 Technical Competence 0.25 Client Care and Practice 0.25 Regulatory Compliance and Consumer Protection Cathy is a Financial Adviser at Pollock Financial Planning. She and James discuss her career change from medical indemnity BDM to financial advice, her education journey and COVID-era licensing challenges, and her current role at Pollock Financial working within a shared-client, retiree-focused advice model that emphasises collaboration and current tech to support scalable, consistent client service. Cathy Kayess LinkedIn: https://www.linkedin.com/in/cathykayess/ Pollock Financial Planning Website: https://www.pollockfinancialplanning.com.au/ For a simpler, faster way to write risk visit https://ensombl.com/go/20260212 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26020823-36020001 0.25 Technical Competence 0.25 Client Care and Practice 0.25 Regulatory Compliance & Consumer Protection 0.25 Professionalism and Ethics In this episode, Rocksy is joined by Sam El Shammaa, CEO & Managing Director at Finchley & Kent. He discusses his personal and professional journey, the deliberate, values-led growth and service model of Finchley & Kent, and his optimistic outlook on the future of financial advice and adviser communities. Sam El Shammaa LinkedIn: https://www.linkedin.com/in/yselshammaa/ Finchley and Kent Website: https://www.finchleyandkent.com.au/ Marloo Website: https://www.gomarloo.com/au Explore the road less travelled at https://ensombl.com/go/20260210 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26020523-40390001 0.25 Client Care & Practice 0.25 Technical Competence 0.25 Regulatory Compliance and Consumer Protection In this first episode, Ben Donald is joined by Adam Crabbe, Risk Strategy Specialist at Zurich and Katherine Hayes, Director and Financial Advisor at Hayes & Co Insurance Services. They explore how financial planners can more confidently and profitably re‑engage with life insurance - especially risk and claims work - by using pre‑assessment tools, streamlined health questionnaires, and collaboration with risk specialists and insurers to better serve clients amid industry change. Adam Crabbe LinkedIn: https://www.linkedin.com/in/adamcrabbe/ Katherine Hayes LinkedIn: https://www.linkedin.com/in/katherine-hayes-44714830/ Hayes & Co Insurance Services Website: https://hcis.com.au/ Ben Donald LinkedIn: https://www.linkedin.com/in/ben-donald-a0363b78/ Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/20260209 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26020503-34590001 0.25 Technical Competence 0.25 Regulatory Compliance and Consumer Protection 0.25 Client Care and Practice In this episode, Pat speaks with Lachlan Brien, Consultant & Director at OnReport. They discuss how advice firms can turn fragmented data into actionable insights using Power BI, CRM as a source of truth, effective dashboard design, data quality and integrations, and the evolving role of AI in analytics. Lachlan Brien LinkedIn: https://www.linkedin.com/in/lachlan-brien-905b5a123/ OnReport Website: https://onreport.com.au/ Between Meetings with Matt Heine – Discover a podcast for wealth professionals: https://ensombl.com/go/20260206 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.50 CPD here: https://quiz.ensombl.com/ENSO-26020323-22010001 0.25 Professionalism and Ethics 0.25 Client Care and Practice In this solo podcast episode, James explains how he creates and distributes short-form social media videos, how those videos drive inquiries into his business via a structured Calendly workflow, and how his team manages new-client allocation and ongoing client handovers among advisers to scale sustainably. James Wrigley LinkedIn: https://www.linkedin.com/in/james-wrigley/ TikTok: https://www.tiktok.com/@iamjameswrigley Instagram: https://www.instagram.com/iamjameswrigley/ First Financial Website: https://firstfinancial.com.au/ For a simpler, faster way to write risk visit https://ensombl.com/go/20260205 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26012923-38480001 0.75 Client Care & Practice 0.25 Professionalism and Ethics As markets test investor nerves and emotions drive decision-making, host Kieran Berry is joined by Jess Brizuela (Allied Wealth) and Dan Miles (Innova Asset Management) to unpack how behavioural biases shape investing - and how advisers can respond in practice. From loss aversion and fear of running out of money to overconfidence in bull markets, the conversation explores why biases can’t be eliminated, only managed. With real-world examples on risk framing, portfolio structure, mental accounting, and client communication, this episode offers advisers practical tools to reduce panic, set realistic expectations, and help clients stay the course when it matters most. Dan Miles LinkedIn: https://www.linkedin.com/in/dan-miles-b264358a/ Jessica Brizuela LinkedIn: https://www.linkedin.com/in/jessica-brizuela-53aa751a1/ Allied Wealth Website: https://www.alliedwealth.com.au/ Kieran Berry LinkedIn: https://www.linkedin.com/in/kieranberry/ Explore Innova's behavioural investing approach at https://ensombl.com/go/20260202 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26012904-23010001 0.25 Technical Competence 0.25 Professionalism and Ethics 0.25 Client Care and Practice This week, Pat is joined by Rob Jones, Founder at Peloton Partners. They discuss how Peloton Partners evolved from spreadsheet-based consulting to the YourLeadOut technology platform to help advice firms price their services more fairly, consistently, and profitably by quantifying both tangible and intangible value, leveraging data, benchmarks, and emerging AI. Rob Jones LinkedIn: https://www.linkedin.com/in/rob-jones-b473994/ Peloton Partners Website: https://www.pelotonpartners.com.au/ A world of business efficiency awaits you at Netwealth: https://ensombl.com/go/20260130 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-26012622-26500001 0.25 Client Care & Practice 0.75 Technical Competence As 2025 defied many investor fears, host James Whelan is joined by Vern du Preez (Orbis Investments) and Daniel Kelly (Viola Private Wealth) to reflect on what shaped markets over the year and what to watch heading into 2026. They unpack market resilience, the reality of AI’s economic impact, and standout performances across equities, gold, and silver - while challenging assumptions around recession risks, interest rates, and US dominance. With opportunities emerging beyond mega-cap tech, they highlight the case for diversification across regions, sectors, and asset classes, offering advisers practical insights to reassess portfolios and guide clients with discipline and adaptability into the year ahead. Vern du Preez LinkedIn: https://www.linkedin.com/in/wernerdupreez/ Daniel Kelly LinkedIn: https://www.linkedin.com/in/daniel-kelly-cfa-b699b962/ Viola Private Wealth Website: https://www.violaprivatewealth.com.au/ Orbis Investments Disclaimer: https://ensombl.com/orbisdisclaimer/ James Whelan LinkedIn: https://www.linkedin.com/in/james-whelan-68146036/ Prepare your clients for a new investing dawn. Discover more: https://ensombl.com/go/20260128 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26012202-03130001 0.25 Regulatory Compliance and Consumer Protection 0.50 Client Care and Practice In this episode, Patrick speaks with Martin Morris and Sandeep Rao from Engagement Hub. They discuss how Engagement Hub has transformed into a comprehensive, AI-enhanced platform for advisers and clients, with a focus on improved engagement, compliance, and future plans for broader adoption and dealer group integration. Martin Morris LinkedIn: https://www.linkedin.com/in/martin-morris-182a902/ Sandeep Rao LinkedIn: https://www.linkedin.com/in/sandeep-rao-problemsolver/ Engagement Hub Website: https://www.engagementhub.net/ A world of business efficiency awaits you at Netwealth: https://ensombl.com/go/20260123 General Disclaimer – https://www.ensombl.com/disclaimer/

In this episode, Neil Rogan is joined by Alex Cousley from Russell Investments. Alex gives his insights into the 2026 economic outlook - covering interest rates, global growth trends, and market prospects in Australia, the US, and China. Neil Rogan LinkedIn: https://www.linkedin.com/in/roganneil/ Alexander Cousley LinkedIn: https://www.linkedin.com/in/alexander-cousley-cfa-a10b81109/ Russell Investments Website: https://russellinvestments.com/ General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25121203-06290001 0.25 Client Care & Practice 0.50 Technical Competence As retirement needs become more dynamic, James Whelan is joined by Patrick Clarke (Generation Life) and James Kingston (BlackRock) to unpack the rise of investment-linked lifetime income products. They explore how advisers can balance growth and risk, manage longevity concerns, and help clients spend with confidence in retirement. With insights into tools like BlackRock’s Aladdin and Generation Life’s Retirement Income Optimiser, this episode shows how technology and modern product design are reshaping retirement strategies for better client outcomes. Patrick Clarke LinkedIn: https://www.linkedin.com/in/patrick-clarke-36796119/ James Kingston LinkedIn: https://www.linkedin.com/in/jpk245/ BlackRock Website: https://www.blackrock.com/au To learn more visit https://ensombl.com/go/20251215 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25121122-27180001 0.50 Professionalism and Ethics 0.25 Technical Competence This week, Pat is joined by Steven Goh, Co-Founder at FAYBL. They discuss his experience in fintech and how FAYBL's agentic AI aims to transform advice workflows, improve efficiency, and enhance adviser-client relationships while maintaining the importance of human oversight. Steven Goh LinkedIn: https://www.linkedin.com/in/stevengoh/ FAYBL Website: https://www.faybl.com/ A world of business efficiency awaits you at Netwealth: https://ensombl.com/go/20251212 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-25121000-36070001 0.25 Technical Competence 0.50 Client Care and Practice Stuart is a Financial Adviser at Verse Wealth. He and James discuss Verse’s structured client experience, their use of tech, the firm’s team-based culture and growth, Stuart’s path from associate to adviser, and how he’s building his client base while shaping the next stage of his career. Stuart Ruddick LinkedIn: https://www.linkedin.com/in/stuartruddick/ Verse Wealth Website: https://www.versewealth.com.au/ Help us make a difference for Australians in need today. Visit Future2 Foundation to find out more: https://ensombl.com/go/20251211 General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/ENSO-25120723-44340001 0.25 Technical Competence 0.25 Client Care and Practice 0.50 Regulatory Compliance & Consumer Protection In this episode, Rocksy is joined by Conaill Keniry, Managing Director, Responsible Manager at Cobalt Advisers. He shares his journey from starting his own license to building a community-focused, adaptable licensee that prioritises adviser support, culture, networking, and real-world business solutions in the evolving advice industry. Conaill Keniry LinkedIn: https://www.linkedin.com/in/conaill-keniry-b8022a14 Cobalt Advisers Website: https://cobaltadvisers.com.au/ Beryllium Advisers Website: https://berylliumadvisers.com.au/ What If Advice Website: https://whatifadvice.com.au/ The Adviser Games: https://www.theadvisergames.com.au/ Explore the road less travelled at https://ensombl.com/go/20251209 General Disclaimer – https://www.ensombl.com/disclaimer/