Ensombl Advice Australia

In this episode, Ben is joined by Yvonne Chu, Head of Technical and Paraplanning at Entireti. They discuss how advisers can deliver stronger and more defensible life insurance advice by developing a clear insurance philosophy, applying consistent needs analysis, documenting client conversations, managing replacement advice and pre-assessments, and clearly explaining premiums, policy terms and trade-offs to clients. Yvonne Chu LinkedIn: https://ensombl.com/go/fl4159ddba77b25a0e13dd2453ca89d28f Entireti Website: https://ensombl.com/go/fl7a50db4e7278d311d58b03e33c2bfe49 Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/fl307c657afa745fc731ccc079e414444a General Disclaimer – https://www.ensombl.com/disclaimer/

Global markets may be dominated by the US, but that doesn’t mean the best opportunities are. In this episode, host Andrew Rocks is joined by Kevin Bertoli from PM Capital to explore how long-term, flexible investing can uncover genuine market anomalies around the world. From European banks and global decoupling to inflation, AI and commodity cycles, Kevin explains why they're looking beyond index weights and short-term market narratives to back a small number of high-conviction themes. With valuations stretched in parts of the US and Australian markets, the discussion highlights why flexibility, patience and a truly global opportunity set may matter more than ever. Kevin Bertoli LinkedIn: https://ensombl.com/go/fl0d33b2f0add5581ba1121ae2fd8f6d32 Explore global market opportunities with PM Capital’s Global Companies Fund: https://ensombl.com/go/fld4fe54f19ae79ff2a41b3f73d3c2426a General Disclaimer – https://www.ensombl.com/disclaimer/

When markets become captivated by the next big theme, some of the best opportunities can emerge in the places investors have stopped looking. In this episode, host Ben Nash is joined by Allan Gray senior investment specialist Chris Hestelow to explore how a contrarian, bottom-up approach is finding value beneath the market headlines. From AI and semiconductor beneficiaries to healthcare, property, energy and overlooked industrial businesses, Chris explains why a great story doesn’t always make a great investment—and why price still matters. The pair also unpack recent reporting-season volatility, rising index concentration and the case for looking beyond today’s market leaders to build genuinely diversified portfolios. Our distinctive take on investing means that each of our Funds brings something different to portfolios. To learn more, reach out to our team or visit https://ensombl.com/go/flffad3ef7656adbbf318bd1a1d3bfa9a1 Chris Hestelow LinkedIn: https://ensombl.com/go/fl3df360feb0f7eafe933fa290f008e425 Ben Nash LinkedIn: https://ensombl.com/go/fl7d6cc535dfb7f9fa9c980a51a2a834b2 General Disclaimer – https://www.ensombl.com/disclaimer/

In this episode, Ben talks with Nicole Bendeich from Calibre Life. They discuss her journey from admin and paraplanning into running a boutique risk advice practice, and how thoughtful processes, clear client communication, and confidence in human connection can make small, specialist life insurance businesses both viable and deeply rewarding. Nicole Bendeich LinkedIn: https://ensombl.com/go/flf24365994614afc5379371f0078a977d Calibre Life Website: https://ensombl.com/go/fl0deebbeb9d5b756609a87459b52cc814 Visit The Adviser Portal and partner with Zurich and OnePath today: https://ensombl.com/go/fl34a92795e21a664a291be14db803a40d General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26071702-34390001 0.25 Client Care & Practice 0.25 Technical Competence 0.25 Regulatory Compliance and Consumer Protection In this first episode, Sarah Leslie is joined by Matthew Lloyd and Alex Berlee from AGS Financial Group. They discuss how recent Australian aged care reforms have increased complexity and costs, reshaped home and residential care funding (including packages, co-contributions, RADs, and respite), and why advisers must proactively plan, skill up or partner with specialists, and start aged care conversations early to better support clients and their families. Matthew Lloyd LinkedIn: https://ensombl.com/go/fl43143567fcb6bbb02bb978588887bc3c Alex Berlee LinkedIn: https://ensombl.com/go/fl5f9127624459040849b13760dfdebdf0 AGS Financial Group Website: https://ensombl.com/go/fl18a117b372290fc67f0219d22c1eb47a For more information on aged care, access our whitepaper: https://ensombl.com/go/20260720-2/ General Disclaimer – https://www.ensombl.com/disclaimer/