AI and FinTech Learnings

This pod was based on the AI in Asia: Reimagining banking operations through agentic AI article by McKinsey & Company and AI generated by Notebook LM. The hosts are not real people, but I personally guided Notebook LM to give us this output, enjoy!This episode explores the transformative potential of agentic AI and multiagentic systems within the banking sector, particularly across Asia. As financial institutions face tightening margins and intensifying risks, the sources highlight how operations—which typically represent 60 to 70 percent of a bank’s cost base—are ripe for a fundamental rewiring. You will learn how shifting from siloed technology to enterprise-wide intelligence can unlock 30 to 40 percent improvements in operational efficiency.The conversation breaks down a ten-domain playbook for transformation, covering critical areas such as lending and credit operations, financial crime mitigation, and customer journey redesign. We also discuss the five essential enterprise capabilities—ranging from a business-driven roadmap to talent and operating models—that product leaders and innovators need to master to move beyond tactical automation toward scalable, long-term competitive advantage.What you’ll learn• How multiagentic systems orchestrate complex, multistep workflows across the entire banking value chain.• The impact of nine crosscutting AI agents in transforming domains like lending, payments, and risk management.• Strategies for moving from manual, rule-based processes to AI-led dossiers that enhance decision speed and compliance.• The five-part framework for successfully scaling AI-led operations transformations.Like and subscribe for more episodes like this!Remember this is an AI generated podcast. If you want to listen to human interactions, head to my Purpose Driven FinTech Podcast instead, Cheers!👉 My Socials:LinkedIn: https://www.linkedin.com/in/monicamillares/Purpose Driven FinTech Podcast: https://www.purposedrivenfintech.com/YouTube: https://www.youtube.com/@moni_millares--Production and marketing by Monica Millares. For inquiries about sponsoring the podcast, email Monica at fintechwithmoni@gmail.comDisclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

This pod was based on the "Innovative fintech reimagining Saudi banking, experts say" article by Arab News and AI generated by Notebook LM. The hosts are not real people, but I personally guided Notbook LM to give us this output, enjoy!This episode examines the rapid evolution of the Saudi Arabian financial landscape, where the Kingdom achieved a 79 percent cashless transaction rate in 2024, surpassing its Vision 2030 targets ahead of schedule. We explore how over 260 fintech companies are dismantling traditional banking blueprints by leveraging data-first strategies and the Saudi Central Bank’s (SAMA) advanced Regulatory Sandbox to drive financial inclusion.The discussion also highlights the shifting dynamics between legacy institutions and agile fintechs, emphasizing the necessity of collaboration to meet modern consumer expectations for real-time, personalized services. Additionally, we analyze Saudi Arabia’s dominance in the 2025 GCC capital markets, where the Kingdom raised $4.1 billion in IPO proceeds, accounting for 79 percent of the total regional market.What you’ll learn:• How AI and machine learning are enabling hyper-personalized banking and predictive investment tools.• The role of fintechs in "widening the front door" for underserved populations and SMEs through crowdfunding and P2P lending.• Why legacy bank infrastructure struggles with real-time digital demands and how partnerships bridge this gap.• Key insights into the 2025 GCC IPO market and the sectors driving regional economic diversification.Like and subscribe for more episodes like this!Remember this is an AI generated podcast. If you want to listen to human interactions, head to my Purpose Driven FinTech Podcast. Cheers, Monica👉 My Socials:LinkedIn: https://www.linkedin.com/in/monicamillares/Purpose Driven FinTech Podcast: https://www.purposedrivenfintech.com/YouTube: https://www.youtube.com/@moni_millaresProduction and marketing by Monica Millares. For inquiries about sponsoring the podcast, email Monica at fintechwithmoni@gmail.comDisclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

This pod was based on the "Mastering AI Agents" report by Galileo and AI generated by Notebook LM. The hosts are not real people, but I personally guided Notbook LM to give us this output, enjoy!In this episode, we'll explore the world of AI Agents - autonomous software applications powered by Large Language Models. We'll break down what they are, the different types available, how to choose the right framework for building them, methods for evaluating their performance, and real-world examples of how they're being used today.Introduction:• Briefly introduce AI Agents and their increasing importance in automating complex tasks1....• Highlight the key areas that will be covered: Types, Frameworks, Evaluation, and Use Cases3....Types of AI Agents:• Discuss the various types of AI Agents, explaining their characteristics and ideal use cases5....• Fixed Automation: Best for repetitive tasks6....• LLM-Enhanced: Suited for flexible, high-volume, low-stakes tasks6....• ReAct: Ideal for strategic planning and dynamic adjustments6....• ReAct + RAG: For high-stakes decisions needing real-time knowledge7....• Tool-Enhanced: For complex workflows using multiple tools and APIs7....• Self-Reflecting: For tasks requiring accountability and self-improvement7....• Memory-Enhanced: For personalized experiences and long-term interactions8....• Environment Controllers: For autonomous operations and system control8....• Self-Learning: For cutting-edge research and adaptive systems8....Frameworks for Building AI Agents:• Introduce three prominent frameworks for building AI Agents18....• LangGraph: Best for complex workflows, advanced memory, and error recovery18....• Autogen: Versatile for conversational agents and customizable workflows19....• CrewAI: Designed for role-based AI collaboration and multi-agent teams20....• Briefly compare these frameworks based on ease of use, tool support, memory maintenance, and multi-agent support22....Evaluation of AI Agents:• Emphasize the importance of evaluating AI Agents to ensure accuracy and reliability26....• Discuss key evaluation methods28.• LLM Judge: Using models like GPT-4o for assessing agent performance28....• Metrics: Measuring across system performance, task completion, quality, and tool interaction28....• Evaluation Dashboard: Tools like Galileo to track agent performance and identify areas of improvement28....Use Cases of AI Agents:• Provide real-world examples of AI Agent applications32....• Wiley: Improved customer service using Salesforce's Agentforce32....• Oracle Health: Enhanced patient-provider interactions with Clinical AI Agent34....• Magid: Empowered newsrooms using a RAG-based system with Galileo36....• Chaos Labs: Improved decision-making in prediction markets using LangChain and LangGraph38.• OptiGuide: Enhanced supply chain operations using Autogen39.• Waynabox: Transformed travel planning with CrewAI40.Conclusion:• Reiterate the potential of AI Agents in various domains41....• Emphasize the need for careful planning, framework selection, and continuous evaluation to ensure successful AI Agent deployment43....• Encourage listeners to explore further

Bank of Singapore's "2025 Supertrends" report, with insights from its Global Advisory Council, identifies five key trends shaping the near future. The report emphasizes a changing world order influenced by potential shifts in US policy under a second Trump term, impacting global trade and inflation. Asset allocation strategies are discussed, advocating for diversification into private markets and real assets to navigate the evolving economic landscape. The rise of AI and its implications for various sectors, including the demand for sustainable energy, are explored. The report also addresses demographic shifts like increased longevity and declining birth rates, which present both challenges and opportunities for economies and investment strategies.Successful adoption is about people, processes and considerations! Don't be afraid to experiment and iterate, be willing to try and learn! This is a journey, not a destination, enjoy!Don’t forget to like and subscribe for more episodes like this!👉 My Socials:LinkedIn: https://www.linkedin.com/in/monicamillares/Purpose Driven FinTech Podcast: https://www.purposedrivenfintech.com/YouTube: https://www.youtube.com/@moni_millaresRemember this is an AI generated podcast. If you want to listen to human interactions, head to my Purpose Driven FinTech Podcast. Cheers, Monica—Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

In this (AI generated) episode we explore AI in Insurance!Because there's a more engaging way to g through reports - someone telling you the key take aways, like a short story. So this is what I've done with the help of Google NotebookLM!This week this is our report of choice: KPMG. Advancing AI across insurance: Unlocking transformation with speed and agilityDownload HERE We ask notebook to answer the following: How does the insurance industry approach AI transformation?What are three key findings from the KPMG Insurance CEO Outlook?What are three risks associated with AI adoption in the insurance industry?AI Strategy BreakdownIs it as good as taking 30mins to read through the report in detail? Nop! Is it a great way to stay up to speed with what's going on in AI in the FinTech and Financial Services Industry? Definitely Yes! Efficiency and practical works.Key Takeaways (Of the pod & report - manually extracted):Gen AI is expected to become a US$1.3 trillion market by 203247% of insurance organizations that are experimenting with AI have set up AI centres of excellence.Identify your data sources and assess their quality as part of the internal review. It’s important that insurance organizations have accurate and reliable data before building and training machine learning models to rely on thisOperational effciency (including task automation and employee experience), along with advanced pattern detection, are the top two short-term AI goals identifed by insurance organizationsKPMG proposes an "AI maturity assessment framework" assessing 6 elements (see page 19)61% of organizations are wary about trusting AI systems, with 84 percent citing cybersecurity as a top concernRemember that AI works best when it is supporting and augmenting people and processes — not replacing them. Keep a human in the loopKPMG's Trusted AI Framework is a set of ethical standards for the technology to act for the public's interest, based on principles for AI that are values-driven, human-centric, and trustworthy.Strategy: Assessment of your current AI capabilitiesDefine vision and goals. What you actually want to achieve with AI and how it will actually help you achieve your business objectivesPilot with a specific use caseUpskill your workforce!RisksBias. Perpetuate existing bias based on existing data.Privacy. Systems rely on a lot of persona data -- needs to be secured.AI decision making with unintended consequences. Ensure AI is aligned with human values!Use casesEnhancing actuarial processes though Gen AICase studies: PassportCardIsraeli financial services groupBeazley Successful adoption is about people, processes and considerations! Don't be afraid to experiment and iterate, be willing to try and learn! This is a journey, not a destination, enjoy!Don’t forget to like and subscribe for more episodes like this!👉 My Socials:LinkedIn:

Pau Pavon is the co-founder and Head of Product at Examfy, where he helps teachers streamline the exam marking process. In today’s episode, Pao speaks about his journey as a Founder while being a University student, his findings on cultural differences between Spain, Korea, India and Northern Europe, and his approach to product development. He emphasizes the need to talk to costumers constantly, how he goes about it, and his favourite method: Obsess about the problem, not the solution. -----You can find Pau here LinkedIn: https://www.linkedin.com/in/pau-pavon-crespo/LinkedIn Examify: https://www.linkedin.com/company/examfy/Website: https://www.getexamfy.com/-----You can find Moni here:LinkedIn: https://www.linkedin.com/in/monicamillares/TikTok: https://www.tiktok.com/@moni_millaresIt’s a value packed episode so send us comments and questions,Cheers, Moni-----In this episode we cover:How Pau became a tech founder while still being a university student.His experiences working in different countries.The inspiration behind the idea of creating a digital platform for students to access their corrected exams online.The validation process of the idea, including brainstorming and gathering feedback from students and teachers.The development and launch of the minimum viable product (MVP) of the platform, including its features and functionality.Initial feedback and challenges faced, including the need to streamline the scanning process for teachers.Exploring potential use cases beyond education, such as document digitization for personal or professional purposesLearning from other companies with similar technologiesWorking with his CoFounder Tony & challenges in keeping friendship and business separateChallenges in acquiring customers and scaling the businessPartnerships with other software companies to expand reach and access to schoolsImportance of execution and problem-solving in building the business.-----Production and marketing by Monica Millares. For inquiries about sponsoring the podcast, email fintechwithmoni@gmail.com.Disclaimer: This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

In this episode Karen and I explore the role of Data in Product – Product without data is intuition based decision making; hence we really need to upskill our data game as I’m aware many of us do not use data as much as we’d like toWe cover:What makes great ProductData challenges for Product ManagersThe future of data and ProductHow to create a data-driven culture Data literacyHow to attract and retain great Product peopleQualities of a great Product ManagersContinuous DiscoveryIt’s a value packed episode so send us comments and questions,Cheers, MoniYou can find Karen here LinkedIn: https://www.linkedin.com/in/karenhsieh/ And you can find me here:LinkedIn: https://www.linkedin.com/in/monicamillares/TikTok: @moni_millares Disclaimer: This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

In this episode Aamna and I explore the challenges and opportunities that come with being a female in the industry. We discuss how to navigate toxic environments, how to recognize yourself as a leader, and how to communicate effectively with senior leadership teams. We also talk about the importance of understanding regulations and how to make sure you have all the information you need when asked to do work. Join us as we discuss these topics and more, as we strive to empower women in Fintech.Chapters:00:01:27 Transitioning Into Product: A Story Of Moving From Project Management00:04:08 Transferable Skills For Transitioning From Project Management To Product Management00:09:08 The Importance Of Inclusiveness As A Leader00:11:01 Including Everyone In Team Activities: The Leader's Responsibility00:17:10 Open Communication Is Key To Urgency00:19:33 Communication And Understanding: Keys To Team Success00:23:21 Regulation Is Your Best Friend: Advice From A Financial Services Mentor00:28:29 Women In The Industry: Balancing Out The Challenges00:31:48 Celebrating Achievements Without Showing OffIt’s a value packed episode so send us comments and questions,Cheers, MoniYou can find Aamna here LinkedIn: https://www.linkedin.com/in/aamna-hussain-7981a677/And you can find me here:LinkedIn: https://www.linkedin.com/in/monicamillares/TikTok: @moni_millares Disclaimer: This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

Payments is booming - however many of us struggle to understand the basics - even if we work in the industry. In this episode, Andrew helps us understand the basics, so that you don’t need to feel like you are lost anymore. He shares with us his story of how he got into payments and walks us through the payment flow cycle. We cover: His story from Uni to PaymentsMeaning and Purpose Challenges of living abroadDealing with living outside of your comfort zoneUnderstanding the payment flowBiggest challenges in paymentsESG in paymentsHow to get into paymentsWhat to look for in a payments companyWhat’s exciting about payments It’s a value packed episode so send us comments and questions,Cheers, MoniYou can find Andrew here LinkedIn: https://www.linkedin.com/in/andrew-s-christodoulou/And you can find me here:LinkedIn: https://www.linkedin.com/in/monicamillares/TikTok: https://www.tiktok.com/@moni_millares Disclaimer: This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

Product is a discipline that is many times misunderstood or just not understood at all - so today we are busting some myths and clarifying what does Product actually do!Aditi has a wealth of experience in Financial Services and in Product - and she opens up with us to cover: Aditi’s trajectoryWhat does Thunes do and who are their customers Aditi’s product development processFoundational principles for newbies in product management: Fraud and product – such an important topic!How to go about finding how to differentiate as a FinTechHow to support better women in FinTech It’s a value packed episode so send us comments and questions,Cheers, MoniYou can find Aditi here LinkedIn: https://www.linkedin.com/in/aditichhibber/And you can find me here:LinkedIn: https://www.linkedin.com/in/monicamillares/TikTok: https://www.tiktok.com/@moni_millares Disclaimer: This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

TikTok is not an option anymore, you must do it, and do it well - it should be part of your Product Marketing strategyIf you feel like it’s a lot of effort and you don’t really know how to win, that’s why in today’s episode Konstantinos shares with us his insights. Konstantinos is CEO and Founder of Simply Digital and his profile has more than a Billion views in TikTok - so yea, you are learning from the best! Send us your comments and questions,And if you want to learn even more, remember to check out Konstantinos online training programmeCheers, MoniYou can find Konstantinos here LinkedIn - https://www.linkedin.com/in/synodinoskonstantinos/Simply Digital website - https://simplydigital.gr/ TikTok - https://www.tiktok.com/@simplydigital And you can find me here:LinkedIn - https://www.linkedin.com/in/monicamillares/TikTok - https://www.tiktok.com/@moni_millares Disclaimer: This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

We can only go as far as our mindset allows us to - unfortunately impostore syndrome and burnout are not uncommon Let’s tackle the beast right at the start of the year so that we are more aware of our patterns and have a chance at having better quality of life by minimizing self doubt and burnoutIn this episode with Veronica  Azua, Organizational Psychologist we go in depth to understand and manage better Impostore SyndromeWe cover: What is Impostore SydnromeCorrelation between  Impostore Sydnrome and BurnoutStrategies to cope betterHow to help others who have self doubt / criticismSetting boundariesHow to catch yourself when you are being too self criticalLet me know if it helps, Cheers, MoniYou can find Veronica here LinkedIn: https://www.linkedin.com/in/dr-veronica-azua-11b6134/And you can find me here:LinkedIn: https://www.linkedin.com/in/monicamillares/TikTok: @moni_millaresDisclaimer: This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

Blockchain is not new anymore, yet many of us don’t understand it. Nor the impact it will have in our jobs and they way we build FinTech products. Blockchain opens up new possibilities - yet we need to understand the core foundations to then start innovating and creating more use cases. Lavinia D Osbourne is a Web3 specialist, Founder of Women in Blockchain Talks, and was  listed as one of LinkedIn’s Top Voices in Technology & Innovation 2021, andWirex’s Rising Women in Crypto Power List 2021. It’s a direct and educational conversation Let’s get into it!We cover: What is Blockchain and what it stands forHow it removes the middle man How it reduces cost and increases efficiencyThe remittances use case How Blockchain is inclusiveDiversity in BlockchainDecentralization and ownershipWomen in Blockchain TalksWomen and ownership Data and blockchain Sustainable development goals and blockchainHow to get started in your project And much much more! Cheers, MoniYou can find Lavinia here: LinkedIn: @laviniaosbourneWebsite & Community: women in blockchain talksAnd you can send me your comments and questions here:LinkedIn: @monicamillaresTikTok: @moni_millaresInstagram: @moni_millaresTelegram: t.me/Fintech_with_MoniEmail: fintechwithmoni@gmail.comBook a mentoring session: https://calendly.com/monimillares/complementary_strategic_sesionDisclaimer: This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

There is so much we can learn from GenZ. This generation went through the pandemic at young age - meaning they’ve got resilience and new views. Today Ellie Mayall, President of the LEAD Network at Warwick University, chats to us about her story, her transformation process by becoming a leader and Uni society, and her lessons on Leadership. By far one of my favourite pods.Let’s get into it!We cover: Why women empowerment?Warwick University LEAD NetworkWhat does leadership mean to GenZLessons as part of LEAD NetworkHow to have difficult conversationsThe role of resilienceHow to build confidenceFinding a supporting communityRecruiting others into your visionParallels of running a society in Warwick University with real life workTips from GenZ to current leadersAdvice for people starting their careersWhat GenZs are looking for in a fulfilling jobMuch love,Moni 💜You can find Ellie here: LinkedIn: @ellie-mayallAnd you can send me your comments and questions here:LinkedIn: @monicamillaresTikTok: @moni_millaresInstagram: @moni_millaresTelegram: t.me/Fintech_with_MoniEmail: fintechwithmoni@gmail.comBook a mentoring session: https://calendly.com/monimillares/complementary_strategic_sesionTools and resourcesNote: These contain affiliate links. I may get a small percentage (or discount) of any product you buy/use when using my link.Grow your influence with the LinkedIn Operating System hereStart your podcast with Captivate.fm hereLearn to TikTok with Konstantinos - and get 15% off hereDisclaimer: This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

If you have the pleasure to meet and work with Ricky Knox he will definitely have a major impact in your life. He is the Founder of Tandem Bank - one of the first UK Challenger Banks. He was one of the pioneers of the FinTech movement. He is a serial entrepreneur and had the vision to start a new bank, a good bank - when the Bank of England had only given one banking license in the last 100 years. I’m telling you, a man of vision, courage and wisdom. The first mover advantage comes with challenges. Tandem had its own fair share of ups and downs, and in this episode we open up about them. Ricky introduced me to the world of FinTech and entrepreneurship. And he had a huge impact in my life - not only he hired me but he gave me projects and opportunities that shaped who I am today. He is an amazing leader, entrepreneur and human! Let’s get into it!We cover: Tandem’s funding crisis in 2017Lessons and mistakesThe “how to find your path” wisdom from his unpublished bookCulture! He’s the master at thatWhat he looks for in founders when making an investmentHis secret to having so much energy! How to create FinTechs where women can thriveMuch love, Moni 💜You can find Ricky here: LinkedIn: @rickyknoxAnd you can send me your comments and questions here:LinkedIn: @monicamillaresTikTok: @moni_millaresInstagram: @moni_millaresTelegram: t.me/Fintech_with_MoniEmail: fintechwithmoni@gmail.comBook a mentoring session: https://calendly.com/monimillares/complementary_strategic_sesionDisclaimer: This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

Today I introduce the evolution of the podcast into FinTech Product Podcast ;🎉I cover: Why FinTech?Why Product? Why women? Who am I? Why? Because....1. Financial stress is at it’s peak. We as Fintechers have the responsibility to create solutions that solve customer pain points. We need to be well informed, educated and become better every day.2. It is hard to find great product people with the experience FinTechs need to create differentiated products, at speed. We need to train them.3. FinTech is male dominated. We need to educate and mentor women, and leverage advocates so that the next gen of Fintechers can see the difference. Less than 30% of UK's FinTech staff are women... I imagine worldwide is less. 17% of FinTech executives are women. It has to changeI'm Moni Millares, Mexican British living in Asia. I’m a FinTech entrepreneur and I build digital banks from scratch. My area of expertise is Product and I'm passionate about body, mind and spirit 🙏Much love, Moni 💜And you can send me your comments and questions here:LinkedIn: @monicamillaresTikTok: @moni_millaresInstagram: @moni_millaresTelegram: t.me/Fintech_with_MoniEmail: fintechwithmoni@gmail.comBook a mentoring session: https://calendly.com/monimillares/complementary_strategic_sesionTools and resourcesNote: These contain affiliate links. I may get a small percentage (or discount) of any product you buy/use when using my link.Grow your influence with the LinkedIn Operating System hereStart your podcast with Captivate.fm hereLearn to TikTok with Konstantinos - and get 15% off hereDisclaimer: This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

Emmanuel is a traditional and NFT artist. He had his first art exhibition at six years old! During covid lockdowns his art world was disrupted and he got into NFTsWhat are NFTs? What is a DAO? What is he using NFTs to have social impact? This and much moreYou can find Emanuel here Twitter: @3mmanuelDazaInstagram: @3mmanuelDazaLinkedIn: https://www.linkedin.com/in/emmanuel-daza-99800240/RedLine Blockchain: https://redlineblockchain.com/ And you can find me here:LinkedIn: https://www.linkedin.com/in/monicamillares/TikTok: @moni_millaresInstagram: @moni_millaresTelegram: t.me/Fintech_with_MoniDisclaimer: This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

GenZ are ...What I've found speaking with Iveth is that GenZ are ambitious, hard workers, inspiring, conscious and have a vision for the world - at least Iveth doesShe's 23, has worked in McDonalds, M&A and Ontop - a hybrid of Fintech and payroll / HR services that enables companies to hire talent remotely anywhere in the world..Why work in McDonalds for your first job? What are the lessons learnt from hiking? What is grit? What can we learn from grit? What are the challenges of remote working? - she started her professional rcareer remote...How to hire talent anywhere in the world? How to process payroll payments to talent anywhere in the world? How has volunteering shaped her leadership style? What can we learn from GenZ leaders? and much more!You can find Iveth here LinkedIn: https://www.linkedin.com/in/ivethpachecoalbuja/And you can find me here:LinkedIn: https://www.linkedin.com/in/monicamillares/TikTok: @moni_millaresInstagram: @moni_millaresTelegram: t.me/Fintech_with_Moni Disclaimer: This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

If you are a Fintech B2B company, or a SaaS company as great as your product may be you rely on your marketing to generate leads and on sales to go on on long education periods till you close your prospectThis model is broken! Why because only 1 - 2% of your audience is in buying mode at any point in time, and then those leads conversion rates into sales are ridiculously low - eg below 1%.We know it’s painful and it’s a matter of survival for most…In this episode, Chris Roche, CEO of Catalyst consulting gives us an alternative: Demand Generation. What is it? Why is current lead generation marketing broken? Eg download a paper in exchange for your emailThe real benefits in your sales cycle and ROIHow to convince your CEO or ExCo and much moreA must listen if you are in the product, marketing or sales team … and even more so if you are in ExCoDo send us your comments and questions and reach out to Chris if you want to know more and have a consultationCheers, MonicaYou can find Chris here LinkedIn: https://www.linkedin.com/in/chrisjroche/Catalyst: https://www.catalystconsulting.services/TikTok: chris_roche And you can find me here:LinkedIn: https://www.linkedin.com/in/monicamillares/Telegram: t.me/Fintech_with_MoniTikTok: @moni_millaresInstagram: @moni_millares Disclaimer: This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.

🎙️Money Magic! People go to pop culture, magazines, spirituality and tarot readers to sort out their financial lives🔥💵It is a big part of our culture - lots of money traditions in the asian and the latin culture, which makes me wonder...In this week's podcast we talk with Michelle Chew, Tarot reader in Kuala Lumpur!She has a good mix of asian and western clients, and yes many people ask her about career success and abundance 🤑We chat about money magic, feng shui, taoist traditions and a ritual to attract abundance using nature's elements!We deconstruct the ritual step by step, element by elementWe go into the detail of what air, fire, water and earth mean and how to represent them at hometo finally putting together a magical ritual, Enjoy!Moni 💕You can find Michelle here Instagram: @micmic_michelleInstagram: @micbymicmicAnd you can find me here:LinkedIn: https://www.linkedin.com/in/monicamillares/TikTok: @moni_millaresInstagram: @moni_millaresDisclaimer: This episode does not constitute professional nor financial nor health advice and does not represent the opinion nor views of my current, past or future employers; nor those of the guests. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.