Banking with Interest

125 Episodes

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How the Blue Tsunami Will Impact Banks

2026-11-0557:02

Politico's Victoria Guida and Punchbowl News' Brendan Pedersen break down the sweeping Democratic victories in the midterm elections and what they mean for banks, including the prospect of Elizabeth Warren leading the Senate Banking Committee. They also examine the crypto industry's disastrous political gamble, growing pressure to regulate AI, and whether President Trump and a Democratic Congress can accomplish anything together.

What Does Debanking Even Mean Anymore?

2026-10-2942:07

Jason Mikula, author of Fintech Business Weekly, examines the OCC's recent debanking report, why the term has become so politicized, and where banks' responsibility to manage risk collides with customers' access to financial services. He also discusses the potential impact of AI agents on bank deposits and warns that some bank-fintech partnerships still face the same recordkeeping problems exposed by the Synapse collapse.

How Citi Is Putting AI to Work

2026-10-2036:50

Brent McIntosh, Citigroup's chief legal officer and corporate secretary, discusses how one of the world's largest banks is deploying AI, from everyday employee tools to agentic systems used in compliance and fraud prevention. He also talks about how AI could transform anti-money laundering efforts and cybersecurity, the risks of giving AI agents real authority, and why banks, energy companies and tech firms recently launched the Alliance for Critical Infrastructure, a group designed to help combat the growing threat of cyber attacks across industry lines.

Congress May Flip. What Actually Changes for Banks?

2026-10-1439:59

Cam Fine, former head of ICBA, and Ed Yingling, former head of ABA, break down what different midterm election outcomes could actually mean for banks, from congressional oversight and agency confirmations to crypto, the CFPB and regulatory relief. They also examine whether the Trump administration's bank regulatory changes can endure as control of Congress — and eventually the White House — changes hands.

Is CRA Reform Stuck in a Regulatory Doom Loop?

2026-10-0639:47

The OCC and FDIC, but not the Fed, have released a new proposal to rework implementation of the Community Reinvestment Act. Is this one liable to stick when the past two have not? Jesse Van Tol, president of the National Community Reinvestment Coalition, offers his take, including why he sees this latest effort as deeply flawed because it will weaken community-development obligations for banks nationwide.

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