Jae'$ Corner Podcast

Good Debt, Bad Debt In This Broadcast: 1. **Interest Rates and Debt Dynamics:** Rising interest rates significantly impact debt, from personal loans to national debt. Understanding the relationship between interest rates and debt is crucial for making informed financial decisions. 2. **Bond Market Volatility:** The bond market, which includes both individual bonds and bond funds, is sensitive to interest rate changes. Bond prices can fluctuate, affecting the value of bond investments. 3. **Government Debt Concerns:** The national debt, particularly in the United States, is growing, and the cost of borrowing for the government is also increasing. This can lead to a cycle where higher interest rates make it more challenging to manage the national debt. Summary of the Video In this video, we delve into the impact of rising interest rates on various forms of debt, ranging from personal finances to national debt. We discuss the importance of comprehending how interest rates affect debt and discuss the dynamics of the bond market, where bond prices can fluctuate due to interest rate changes. Additionally, the video touches on concerns related to the growing national debt and how higher interest rates can create challenges in managing it. Understanding these concepts is essential for making sound financial decisions in an environment of changing interest rates. --- Support this podcast: https://podcasters.spotify.com/pod/show/jaes-corner/support

The Benefits of Target Date Funds - A Guide to Retirement Investing Information about Anne can be found online: https://annelester.com 3 Bullet Points with Takeaways - Target date funds are an effective retirement investment option, especially for those who prefer a hands-off approach to managing their portfolios. - These funds follow a "glide path" that gradually shifts the allocation from high-risk assets (like stocks) to lower-risk assets (like bonds) as the investor approaches retirement age. - By simplifying investment decisions, target date funds help individuals avoid emotional pitfalls and achieve a balanced, diversified, and more reliable retirement savings. Summary In this informative video, Anne Lester, a former head of Retirement Services at JP Morgan, discusses the benefits of target date funds as a reliable option for retirement investing. Target date funds work on a "glide path," adjusting the asset allocation over time, becoming less risky as the investor nears retirement age. This feature helps mitigate the impact of market volatility and emotional decision-making, as the fund's allocation is professionally managed. Anne highlights the importance of diversification and touches on the significance of providing a simpler investment approach for individuals who may not have the time, interest, or expertise to actively manage their retirement savings. Target date funds offer a do-it-for-me option that helps remove the burden of decision-making from individual investors. Moreover, she explains the considerations in selecting the appropriate target date fund based on factors like desired retirement age, risk tolerance, and financial goals. The video emphasizes the significance of long-term planning and staying committed to the retirement savings strategy, while discouraging common pitfalls like early withdrawals and frequent adjustments. In conclusion, target date funds are a valuable tool for individuals seeking a reliable and low-stress way to build their retirement savings. The simplicity and automatic adjustment of asset allocation make these funds a suitable choice for many investors who wish to secure a financially stable retirement future. Watch on YouTube: https://youtu.be/XOR3FnKQ6JM --- Support this podcast: https://podcasters.spotify.com/pod/show/jaes-corner/support

How To Solve Your Caregiving Crisis Guest: Annalee Kruger, Founder of Care Right Inc (https://carerightinc.com) In This Broadcast In this video, Anna Lee Kruger, the president of Care Right Inc, discusses the caregiver crisis and the importance of proactive planning for aging parents. She emphasizes the need for families to have open communication and create an aging plan to ensure the best quality of care for their loved ones. Anna Lee explains that her consultancy company offers services to educate and guide families through the process, including creating a care matrix, researching care options, and providing ongoing support. Highlights - The caregiver crisis exists in every location, and it is essential for families to address it proactively. - Open communication and creating an aging plan can help avoid caregiver burnout and family conflicts. - Care Right Inc offers consultancy services to educate and guide families in making informed decisions about care options and implementing an aging plan. From Annalee: We know it takes courage to inquire for help with aging loved one's care needs. If the message in this podcast hit home for you and your family, we welcome you to schedule a complimentary 30-minute consult. Those who do schedule a consult, will receive a copy of Annalee's book, The Invisible Patient: the Emotional, Financial, and Physical Toll on Family Caregivers, which is jam-packed with tips and tools, including scripts for family meetings, understanding dementia, understanding caregiver burnout, checklists for touring care communities and how to interview home care companies, and much more. Mention this podcast when you schedule your consult at www.CareRightInc.com or call Annalee directly at 239.770.6322 Let's connect: https://linktr.ee/jaeohcfp 🔥 Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s $$$ Join America's Cardroom and get a huge deposit bonus: https://bit.ly/3Plb9bz $$$ Free Prescription Discount Card: https://bit.ly/3vv2gpi $$$ 2nd Free Prescription Discount Card: https://bit.ly/3NWIBp8 Free Term Life Insurance Quote: https://bit.ly/37xaYJL Free Instant Short-Term Disability Quote: https://bit.ly/34O8EwY 📆 Your private appointment https://calendly.com/justjae/ Free Medicare Guidance: https://bit.ly/3OpfOtG 📖 Book website: http://www.maximizeyourmedicare.com 🐦Twitter: https://twitter.com/JaeOhCFP 🐦Twitter: https://twitter.com/MaxYourMedicare#personalfinance #finance #talk — Maximize Your Medicare by Jae Oh Link to Free Quoting Tool: bit.ly/3mkygqb email to info at gh2benefits.com --- Support this podcast: https://podcasters.spotify.com/pod/show/jaes-corner/support

Medicare Simply: Insider Updates, Book Revisions, and Expert Insights #### Summary This video from Jae Oh, CFP, Author of Maximize Your Medicare, discusses various topics related to financial planning, Medicare, and healthcare costs. The host explores the capabilities of ChatGPT, provides updates on Medicare communication and book revisions, shares takeaways from an education conference, and highlights the importance of understanding one's health status. They discuss the implications of Medicare eligibility for married couples, the role of artificial intelligence in providing information and introducing concepts, and the significance of considering long-term care insurance. The video also touches on health savings accounts, the importance of a healthy lifestyle, and planning for out-of-pocket costs. The host emphasizes the need for personalized advice from financial advisors with expertise in healthcare costs and highlights the complexity and potential cost implications of mistakes in Medicare planning. Finally, they discuss upcoming changes in Medicare rules and the impact of marketing on consumer decision-making. #### Highlights - ChatGPT capabilities and using artificial intelligence for financial information - Updates on Medicare communication and book revisions - Takeaways from an education conference on protected income and financial planning - Importance of understanding one's health status for healthcare cost planning - Medicare eligibility and considerations for married couples - The significance of long-term care insurance and its implications - Exploring health savings accounts and flexible spending accounts - The role of a healthy lifestyle in healthcare cost options - Planning for out-of-pocket costs and the complexities of insurance contracts - The value of consulting a financial advisor with expertise in healthcare costs - Upcoming changes in Medicare rules and the impact of marketing on consumer decisions CONNECT: 🔥 Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s 📆 Your private appointment https://calendly.com/justjae/ 📖 Book website: http://www.maximizeyourmedicare.com 🐦Twitter: https://twitter.com/JaeOhCFP 🐦Twitter: https://twitter.com/MaxYourMedicare#Medicare #MedicareExplained #MaximizeYourMedicare — Maximize Your Medicare by Jae Oh Not affiliated with any governmental agency. All insurance products sold through this site are processed through the licensed entity/agent: Jae Oh, NPN 15996497. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. --- Support this podcast: https://podcasters.spotify.com/pod/show/jaes-corner/support

How I'd Fix Medicare Advantage Summary In this podcast, Jae Oh discusses the complexities of Medicare Advantage and the difficulty in controlling healthcare costs due to the entanglement of stakeholders in the US healthcare system. Highlights The largest voting block in the US is now Millennials, not Baby Boomers. The American Association of Millennials could change the pricing structure of health insurance. The CMS funds Medicare Advantage to control healthcare costs. Untangling stakeholders in the US healthcare system is difficult due to entanglements. I propose a simple solution to control healthcare costs resulting from Medicare Advantage. Insurers may have exploited Medicare for billions. Healthcare costs can be hidden behind diagnosis and actual cost. --- Support this podcast: https://podcasters.spotify.com/pod/show/jaes-corner/support

Are Medicare Brokers Acting In Your Interest? The Commonwealth Fund is Best In Class, that is indisputable. Largely right, I provide further details. I said 'largely,' not completely. --- Support this podcast: https://podcasters.spotify.com/pod/show/jaes-corner/support

Three Things You Need To Know | Financial Basics Every age division is having its separate issues. Here's a short list: Employment no longer lasts a lifetime The sandwich generation faces the largest risk of all Current retirees don't have time to ride out storms. This Northwestern Mutual report tells us that Gen-Z is on the ball: https://news.northwesternmutual.com/planning-and-progress-study-2022 Even before that, there are PRINCIPLES that every age division needs to know. Intuition behind formulas is more important that solving equations Avoid behavioral biases which exist in all of us We can think that we are certain, but what if we are wrong? You need to stay open-minded 🔥 Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s PLEASE LEAVE YOUR COMMENTS AND ASK QUESTIONS! CONNECT: 🔥 Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s$$$ Free Prescription Discount Card: https://bit.ly/3vv2gpi$$$ 2nd Free Prescription Discount Card: https://bit.ly/3NWIBp8 Free Term Life Insurance Quote: https://bit.ly/37xaYJL Free Instant Short-Term Disability Quote: https://bit.ly/34O8EwY 📆 Your private appointment https://calendly.com/justjae/ Free Medicare Guidance: https://bit.ly/3OpfOtG 📖 Book website: http://www.maximizeyourmedicare.com 🐦Twitter: https://twitter.com/JaeOhCFP 🐦Twitter: https://twitter.com/MaxYourMedicare Link to Free Quoting Tool: bit.ly/3mkygqb email to info at gh2benefits.com #personalfinance #finance #talk --- Support this podcast: https://podcasters.spotify.com/pod/show/jaes-corner/support

Robert Powell Returns | Be My Guest   Special Guest: Robert Powell, Editor of Retirement Daily, thestreet.com   You can see Bob's articles everywhere nationwide. He has spent over 30 years in the journalism business, as contributor to the USA Today, and now, as the Editor of Retirement Daily, part of thestreet.com. You can see his work here: https://www.thestreet.com/retirement-daily/   We take a deep(ish) dive:  Should you save when you are young? The changing world of spending, saving, and investment.  Should we be concerned over what happened in the UK bond markets?  Medicare Advantage vs Medigap: should Bob and I be more opinionated?  🔥 Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s PLEASE LEAVE YOUR COMMENTS AND ASK QUESTIONS! CONNECT: 🔥 Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s$$$ Free Prescription Discount Card: https://bit.ly/3vv2gpi$$$ 2nd Free Prescription Discount Card: https://bit.ly/3NWIBp8 Free Term Life Insurance Quote: https://bit.ly/37xaYJL Free Instant Short-Term Disability Quote: https://bit.ly/34O8EwY 📆 Your private appointment https://calendly.com/justjae/ Free Medicare Guidance: https://bit.ly/3OpfOtG 📖 Book website: http://www.maximizeyourmedicare.com 🐦Twitter: https://twitter.com/JaeOhCFP 🐦Twitter: https://twitter.com/MaxYourMedicare Link to Free Quoting Tool: bit.ly/3mkygqb email to info at gh2benefits.com #personalfinance #finance #talk --- Support this podcast: https://podcasters.spotify.com/pod/show/jaes-corner/support

Medicare 2023 Preview Medicare 2023 Preview | What's Next?   My interview with radio guest host Art Lewis, WSGW. We don't have a script, he doesn't accept a "list" of questions of topics, I have to just roll with it.  The HUGE PLUS? Art is #1 when it comes to questions that everyday do (and should) ask.  We discuss:  Inflation Reduction Act  Vaccination costs  The upcoming Medicare Annual Election Period  Medicare Webinar on Oct 2, 2022 (Paid newsletter subscribers) CONNECT: 🔥 Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s$$$ Free Prescription Discount Card: https://bit.ly/3vv2gpi$$$ 2nd Free Prescription Discount Card: https://bit.ly/3NWIBp8 Free Term Life Insurance Quote: https://bit.ly/37xaYJL Free Instant Short-Term Disability Quote: https://bit.ly/34O8EwY 📆 Your private appointment https://calendly.com/justjae/ Free Medicare Guidance: https://bit.ly/3OpfOtG 📖 Book website: http://www.maximizeyourmedicare.com 🐦Twitter: https://twitter.com/JaeOhCFP 🐦Twitter: https://twitter.com/MaxYourMedicare Link to Free Quoting Tool: bit.ly/3mkygqb email to info at gh2benefits.com #personalfinance #finance #talk --- Support this podcast: https://podcasters.spotify.com/pod/show/jaes-corner/support

Obamacare Subsidies Saved?  The world changes, and you need to stay up to date. For now, this looks likely, but there are many steps to take.  Even then, the question is how fast can this relief come into effect? That is up to the lawmakers and those that plan the design of Part D and MAPD plans.  For the ACA, looks like an extension agreement has been reached. WHEW.   CONNECT: 🔥 Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s 📖 Book website: http://www.maximizeyourmedicare.com$$$ Free Prescription Discount Card: https://bit.ly/3vv2gpi$$$ 2nd Free Prescription Discount Card: https://bit.ly/3NWIBp8 Free Term Life Insurance Quote: https://bit.ly/37xaYJL Free Instant Short-Term Disability Quote: https://bit.ly/34O8EwY 📆 Your private appointment https://calendly.com/justjae/ Free Medicare Guidance: https://bit.ly/3OpfOtG 🐦Twitter: https://twitter.com/JaeOhCFP 🐦Twitter: https://twitter.com/MaxYourMedicare email: info@gh2benefits.com --- Support this podcast: https://podcasters.spotify.com/pod/show/jaes-corner/support

The Fed Delivers | What A Week, Now What?   Not financial advice, dyor. The Federal Reserve raised interest rates, but it's what the Chairman said that mattered. Financial markets rose dramatically, but why? The week that was (the remainder of the day is not for individuals). And a look forward. CONNECT: 🔥 Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s 📖 Book website: http://www.maximizeyourmedicare.com$$$ Free Prescription Discount Card: https://bit.ly/3vv2gpi$$$ 2nd Free Prescription Discount Card: https://bit.ly/3NWIBp8 Free Term Life Insurance Quote: https://bit.ly/37xaYJL Free Instant Short-Term Disability Quote: https://bit.ly/34O8EwY 📆 Your private appointment https://calendly.com/justjae/ Free Medicare Guidance: https://bit.ly/3OpfOtG 🐦Twitter: https://twitter.com/JaeOhCFP 🐦Twitter: https://twitter.com/MaxYourMedicare email: info@gh2benefits.com --- Support this podcast: https://podcasters.spotify.com/pod/show/jaes-corner/support

Medicare Proposes Cuts To Doctors' Pay: Uh Oh Pay Cut For Doctors  Medicare proposes a 4.4% pay cut to doctors. That, in the age of inflation, may (or may not) have ripple effects. We will see. Possible ripple effects are explained here.  a. What is a Part B Excess Charge?  b. How would this affect Medigap?  c. Why a lot of the information regarding Plan N vs Plan G is incomplete, or unsupported by logic and facts. CONNECT: 🔥 Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s 📖 Book website: http://www.maximizeyourmedicare.com$$$ Free Prescription Discount Card: https://bit.ly/3vv2gpi$$$ 2nd Free Prescription Discount Card: https://bit.ly/3NWIBp8 Free Term Life Insurance Quote: https://bit.ly/37xaYJL Free Instant Short-Term Disability Quote: https://bit.ly/34O8EwY 📆 Your private appointment https://calendly.com/justjae/ Free Medicare Guidance: https://bit.ly/3OpfOtG 🐦Twitter: https://twitter.com/JaeOhCFP 🐦Twitter: https://twitter.com/MaxYourMedicare --- Support this podcast: https://podcasters.spotify.com/pod/show/jaes-corner/support

Recession Looms | Understanding COBRA Video link here: https://youtu.be/OEVAm1Ps35A My interview on thestreet.com along with my additional comments. In any interview, there are time constraints that I need to deal with, and some extra information can be very helpful. CONNECT: 🔥 Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s 📖 Book website: http://www.maximizeyourmedicare.com$$$ Free Prescription Discount Card: https://bit.ly/3vv2gpi$$$ 2nd Free Prescription Discount Card: https://bit.ly/3NWIBp8 Free Term Life Insurance Quote: https://bit.ly/37xaYJL Free Instant Short-Term Disability Quote: https://bit.ly/34O8EwY 📆 Your private appointment https://calendly.com/justjae/ Free Medicare Guidance: https://bit.ly/3OpfOtG 🐦Twitter: https://twitter.com/JaeOhCFP 🐦Twitter: https://twitter.com/MaxYourMedicare --- Support this podcast: https://podcasters.spotify.com/pod/show/jaes-corner/support

Medicare Beginner's Corner | My Interview On Nassau Community College Radio Professor Jeanine Cook-Garard from the Nassau Community College Nursing Department discusses health issues concerning all of us. I liked this interview because Dr Cook-Garard has experience in knowing that all health situations are not the same, and obviously has the ability to separate health care from health insurance. Thanks to her, Nassau Community College, and WHPC 90.3 CONNECT: 🔥 Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s 📖 Book website: http://www.maximizeyourmedicare.com$$$ Free Prescription Discount Card: https://bit.ly/3vv2gpi$$$ 2nd Free Prescription Discount Card: https://bit.ly/3NWIBp8 Free Term Life Insurance Quote: https://bit.ly/37xaYJL Free Instant Short-Term Disability Quote: https://bit.ly/34O8EwY 📆 Your private appointment https://calendly.com/justjae/ Free Medicare Guidance: https://bit.ly/3OpfOtG 🐦Twitter: https://twitter.com/JaeOhCFP 🐦Twitter: https://twitter.com/MaxYourMedicare --- Support this podcast: https://podcasters.spotify.com/pod/show/jaes-corner/support

Financial Markets Update And Financial Planning Financial markets are off to a very difficult start, to put it mildly. In This Podcast: How Market Prices Are Determined The Different Layers Involved in Financial Planning, and A Portfolio's Role Is It Too Late To Change? CONNECT: 🔥 Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s 📖 Book website: http://www.maximizeyourmedicare.com$$$ Free Prescription Discount Card: https://bit.ly/3vv2gpi$$$ 2nd Free Prescription Discount Card: https://bit.ly/3NWIBp8 Free Term Life Insurance Quote: https://bit.ly/37xaYJL Free Instant Short-Term Disability Quote: https://bit.ly/34O8EwY 📆 Your private appointment https://calendly.com/justjae/ Free Medicare Guidance: https://bit.ly/3OpfOtG 🐦Twitter: https://twitter.com/JaeOhCFP 🐦Twitter: https://twitter.com/MaxYourMedicare --- Support this podcast: https://podcasters.spotify.com/pod/show/jaes-corner/support

Medicare For Beginners | Where & How Do I Begin?   In This Video:  What Medicare Is  Why Medicare Is Important  How Medicare Works  How Medicare Fits In Your Finances   Thanks to LA Talk Radio for having me as a guest! CONNECT:  🔥 Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s 📖 Book website: http://www.maximizeyourmedicare.com$$$ Free Prescription Discount Card: https://bit.ly/3vv2gpi$$$ 2nd Free Prescription Discount Card: https://bit.ly/3NWIBp8 Free Term Life Insurance Quote: https://bit.ly/37xaYJL Free Instant Short-Term Disability Quote: https://bit.ly/34O8EwY 📆 Your private appointment https://calendly.com/justjae/ Free Medicare Guidance: https://bit.ly/3OpfOtG 🐦Twitter: https://twitter.com/JaeOhCFP 🐦Twitter: https://twitter.com/MaxYourMedicare --- Support this podcast: https://podcasters.spotify.com/pod/show/jaes-corner/support

Inflation, Housing, The Fed, and & Your Financial Plan At All Ages Inflation Burns  I appeared on a broadcast, with Art Lewis, radio host of WSGW. He veered to my observations on the economy and inflation.   It would've taken HOURS to discuss. In this video, I interjected what "I could've said, if time constraints didn't exist."  Every age division, every financial situation will be affected. That should be obvious. To what degree? That remains to be seen.    ALL OF THESE WILL BE AFFECTED:  Housing Market  Financial Markets  Financial Planning   Better to be aware, and not be blindsided.  Ask you questions, leave your comments!   Don't Forget!  🔥 Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s Rx Discount Card: https://bit.ly/3NWIBp8 Rx Discount Card: https://bit.ly/3JmLAUd🔥  📆 Your first call has no-obligation and is FREE https://calendly.com/justjae/   📲 Maximize Your Medicare Facebook Group: https://www.facebook.com/groups/32134...  📖 Book website: http://www.maximizeyourmedicare.com 🐦Twitter: https://twitter.com/JaeOhCFP 🐦Twitter: https://twitter.com/MaxYourMedicare  #personalfinance #financialplanning #retirement—Jae's Corner by Jae Oh --- Support this podcast: https://podcasters.spotify.com/pod/show/jaes-corner/support

Medicare Questions Answered | My Latest Interview   Art Lewis WSGW radio show host, is an expert interviewer, I have appeared on his shows over two dozen times.   But, whenever I appear in an interview, I always have ideas that I could've been better.  So here, I divided the questions that Art asked. Then, I cut in, to comment on the question, and my answer, as given on live broadcast.    CONNECT:  $$$ Free Prescription Discount Card: https://bit.ly/3vv2gpi 🔥 Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s 📆 Your first call has no-obligation and is FREE https://calendly.com/justjae/   📲 Maximize Your Medicare Facebook Group: https://www.facebook.com/groups/32134...  📖 Book website: http://www.maximizeyourmedicare.com 🐦Twitter: https://twitter.com/JaeOhCFP 🐦Twitter: https://twitter.com/MaxYourMedicare  #MaximizeYourMedicare #medicareexplained #medicare -Maximize Your Medicare by Jae Oh --- Support this podcast: https://podcasters.spotify.com/pod/show/jaes-corner/support

Medigap and You (2022)   Medigap is popular, for good reason.  Cost-sharing means that your out-of-pocket costs are limited after you satisfy paying the Part B deductible.  The coverage must stay the same over time, the only party that can cancel is you.  Any healthcare provider that accepts the federal Medicare card will accept your Medigap plan.   Premiums can change, but:  It is very difficult to find the accurate premiums across carriers. People do not understand what drives premiums. Medical Loss Ratio must be satisfied.  Competition exists not only among Medigap carriers, but now, the improvements to Medicare Advantage have made put tremendous strain on Medigap carriers.   It's easy and perhaps attractive to think that other narratives sound right, but...nah.   CONNECT:  $$$ Free Prescription Discount Card: https://bit.ly/3vv2gpi🔥  Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s📆  Your first call has no-obligation and is FREE https://calendly.com/justjae/   📲 Maximize Your Medicare Facebook Group: https://www.facebook.com/groups/32134...  📖 Book website: http://www.maximizeyourmedicare.com 🐦 Twitter: https://twitter.com/JaeOhCFP 🐦Twitter: https://twitter.com/MaxYourMedicare  #Medicare #Retirement — Maximize Your Medicare by Jae Oh --- Support this podcast: https://podcasters.spotify.com/pod/show/jaes-corner/support

Market Glue Falls Apart All At Once I left breadcrumbs for you, the entire time. These can all be found on this newsletter, and now sit on gh2benefits.com. Stronger Dollar Sounds Great, But May Not Be September Is “Suddenly” Nasty Theory Alone Does Not Pay Bills Mr. Market Has Given Many People A Gift Take A Wild Guess What I’ll Say r is now not only much higher, but it is unstable. The smart guys in the room can plan on a slowly, stable higher r. But higher and unstable r? Nope. Risky assets have taken note. ✅ Let's connect: https://linktr.ee/jaeohcfp ✅ Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s ✅ Join America's Cardroom and get a huge deposit bonus: https://bit.ly/3Plb9bz ✅ Free Prescription Discount Card: https://bit.ly/3vv2gpi ✅ 2nd Free Prescription Discount Card: https://bit.ly/3NWIBp8 ✅ Free Term Life Insurance Quote: https://bit.ly/37xaYJL ✅ Free Instant Short-Term Disability Quote: https://bit.ly/34O8EwY ✅ Your private appointment https://calendly.com/justjae/ ✅ Free Medicare Guidance: https://bit.ly/3OpfOtG ✅Link to Free Quoting Tool: https://bit.ly/FreeACATool 📖 Book website: http://www.maximizeyourmedicare.com 🐦Twitter: https://twitter.com/JaeOhCFP 🐦Twitter: https://twitter.com/MaxYourMedicare ✅email info at gh2benefits.com #personalfinance #finance #talk — Maximize Your Medicare by Jae Oh All insurance products sold through this site are processed through the licensed entity/agent: Jae Oh, NPN 15996497. We do not offer every plan available in your area. Currently we represent approximately 15 organizations which offer over 100 products nationwide. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. --- Support this podcast: https://podcasters.spotify.com/pod/show/jaes-corner/support