Claim OwnershipA Message of Hope
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“A Message of Hope” is a short, daily podcast to help you navigate the current events affecting your life, money, and career. You’ll hear from thought leaders Dave Ramsey, Ken Coleman, Rachel Cruze, Chris Hogan, Christy Wright, Anthony ONeal and John Delony.
27 Episodes
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As states begin to reopen and stay-at-home orders are lifted, your life probably feels different. If you lost your job, it might seem like the dreams you had for your life are gone—but there’s hope. In this final episode, Ken Coleman encourages us to think about how short-term challenges may be connected to long-term success. This season could be the kick start you needed for what’s next. It’s a reminder to press on and take control of what only you can control. No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.
1Seasons are changing—and as we head into May, it’s time for a fresh start. You might be wondering if this month is going to be any different or if post-quarantine life will go back to normal. Now’s the time to hold onto hope and anticipate the future. In today’s episode, Christy Wright shares how to take a thoughtful look at how this time of pause could be the beginning of a new season. It’s to journal on what you’ve learned and lean into your faith. No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.
Humanity is juggling a lot at once right now, and it’s creating a mental health epidemic. Being isolated has left many of us vulnerable to fear, anxiety and loneliness. But there are things you can do to quiet the alarms in your head and approach the future with hope. In this episode, Dr. John Delony shares about his own journey through anxiety, what to do when you feel overwhelmed by your negative thoughts and emotions, and why it’s important to put your phone down and get outside. No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.
Months of quarantining at home might have you dreaming of a vacation. But that dream can become a nightmare if you get sucked into the fraudulent world of timeshares. In this episode, Dave Ramsey rants on how scumbags will try to sell you scams that rip you off. In the case of timeshares, a “free” vacation is too good to be true. You’ll end up lured into a high-pressure sale, leaving you broke and in debt. No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.
If you’ve lost your job and need money to pay the bills, it may be time use your emergency fund—that’s what it’s there for! In this episode, Rachel Cruze shares guidelines on using your emergency fund. It’s time to get on a tighter budget, cut out your wants (goodbye cable!), and focus on your needs (food, utilities, shelter, transportation). It’s important to take out only what you need and rebuild your emergency fund when your income is back up. No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.
If you’ve been furloughed or laid off due to COVID-19, you might be looking for some ways to cover your bills right now. The good news is that opportunity is out there, and some industries are in desperate need of more workers. In this episode, Anthony ONeal shares about four major industries that are hiring right now and shows that you can get income coming in again. It’s important for you to take a deep breath, get a job, and hold on to your long-term goals and dreams for your life. No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.
With the stock market being down and the CARES Act making it easier to withdraw from your 401(k), it’s easy to be tempted to tap into your investments to get through this crisis. But stealing from your future should never be a part of your financial plan. In this episode, Chris Hogan talks about the power of compounding interest to grow your investments over time and gives ideas on what to do if you’re strapped for cash. The market may be down today, but it will rebound in the future. No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.
When times are uncertain, it takes courage to face the day. You have to choose in every moment how you’re going to respond and who you’re going to become. In this episode, Ken Coleman reads Rudyard Kipling’s powerful poem If. There is power in the little word if. It reminds us that we may feel uncertainty today or we may reap a harvest tomorrow, but in all circumstances, we need to choose to get up and face the day. No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.
Being home with your family 24/7 may be making you wish you could fly away with a Mary Poppins umbrella right about now. If you’re like most people, this isn’t so fun anymore. Great news: There are practical things you can do to restore your sanity and reconnect with your kids. In this episode, Dr. John Delony shares how you can move forward with optimism and determination. It starts with setting boundaries for your kids by creating a minute-by-minute plan for the day, limiting screen time, and getting outside. Also, remember to give your spouse grace—even when they’re driving you crazy! No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.
Small businesses are being hit hard by the COVID-19 crisis. If you or someone you know is a small business owner, you may be tempted to take out a Small Business Administration (SBA) or Paycheck Protection Program (PPP) loan to stay afloat. But taking this “free” government money is a BAD idea—because it’s debt you have to pay back. In this episode, Dave Ramsey, Ken Coleman and Daniel Tardy explain why you should avoid SBA loans and how you can be a strong leader today. Instead of going into debt, it’s time to get creative and pivot your product, preserve your cash, and protect your people. No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.
It’s hard to be productive and easy to get stuck when you’re working alone from home. If you’re not careful, the coronavirus can kill your motivation and get in the way of your dreams. In this episode, Anthony ONeal shares the importance of making a goal and setting your mind on the future. When you focus on your future, it gives you a new strength to face today. Reminder to use your time wisely—it is possible to come out of this crisis stronger than you were before. No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.
If all you want to do is eat gummy candy, binge-watch random shows, talk to real people, and touch your face, you’re not alone. But loneliness, poor sleep and added stress make us more likely to catch COVID-19. Luckily, there are things you can do to reduce stress, connect and sleep. In this episode, Dr. John Delony gives you practical ways to stay healthy by limiting the news you take in, getting outside, connecting with friends, and finding ways to serve. You’ll also learn how going to bed early and having good nutrition help you get more zzz’s. Remember, you can’t control the virus, but you can control your health No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.
Balancing it all was tough before COVID-19. Now it’s even harder. When you feel overwhelmed and anxious, it’s hard to create a structure for your day. But there’s one practical thing you can do today to regain a sense of control: take the first step. Taking the first step, whether it’s choosing to make your bed or putting on workout clothes, will give you the momentum and confidence you need to take the next step—and then the next. Before you know it, you’ll feel more balanced and in charge of your life No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.
Right now, it might feel like the dreams you had for your life and career are either delayed or destroyed. Maybe you lost your job because of the economy or you feel stuck in a job you hate. But you need to hang in there—your time will come. In this episode, Ken Coleman shares how you can keep your dreams intact no matter where you are on your journey. He shares that the best way to propel your dreams forward is to keep showing up, don’t quit, and believe that you were created to fill a unique role. It’s a great reminder that someone needs you to be you! No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.
One of the worst things about this quarantine is that people aren’t able to celebrate birthdays, weddings and even graduations like they normally would. But there are some creative things you can do to still create memories. In this episode, Rachel Cruze shares how she’s still celebrating big events in her family and how you can too, and some of the best ideas she’s heard about making milestones memorable during the pandemic. A reminder that there is joy to be found in simplicity. Share how you’re celebrating during the quarantine in Rachel’s Facebook group Find everything you need to make progress on your money journey during the pandemic here: daveramsey.com/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.
Everything is getting canceled—holidays, graduations, weddings, Easter celebrations and basic human connection. Whether you’re 4 and missed a dance recital or you’re 40 and missed your grandma’s funeral, it’s healthy for your mind and heart to grieve your loss. In this episode, Dr. John Delony shares how to cope with missed milestones by giving yourself and your loved ones permission to grieve, journaling your thoughts, and finding creative ways to celebrate. Even in the midst of your pain and disappointment, you can choose joy, optimism and creativity No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.
We’re all fighting an invisible enemy and have questions on our minds when it comes to our money and the economy. But even with a lot of unknowns right now, you can stay in control of your faith, attitude, outlook and actions. In this episode, Chris Hogan answers your questions on how you should use your stimulus check, how the crisis is impacting the economy so far, and how to explain the crisis to your kids. He also gives insights on what a recession actually is and whether or not he believes we’re heading toward one. Remember that you can’t control the virus, but you can control yourself and be smart and intentional with your money right now. No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.
With the new stimulus package, if you’re 59 ½ (like Dave!) you can take money out of your 401(k) with no penalty. This may sound good, especially if you’re broke because you’ve lost your job or are on furlough, but it’s actually a really BAD idea. In this episode, Dave Ramsey and Anthony ONeal share why you don’t want to borrow money from your 401(k) and where to go if you’re low on cash—to WORK! There are lots of places hiring right now. Historically, all major downturns have rallied, so don’t jump out of the market right now because you’ll miss the ride back up! No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.
We’re all sick of talking about the virus, and we’re feeling spun-out and fried. It seems that every tomorrow is different than today, and it’s exhausting trying to keep up. Instead of burying the uncertainty and emotions with gummy candy or Tiger King, it’s important for your mental and relational health to properly name and experience what you’re feeling. When you give your feelings and emotions a name, you take away their power and regain control. In this episode, Dr. John Delony will share what’s going on in our brains and provide tips on how to write down your thoughts and feelings every day and how to take control of what you can. Plus, he’ll offer insight on the importance of being kind, vulnerable, and graceful to yourself and others. No matter where you are, hope is here: https://www.daveramsey.com/store/hope If you’re ready to take advantage of our 14-day free trial of Financial Peace, sign up here.
During times of uncertainty it’s easy to let your mind turn to fear. But there’s hope, and Anthony ONeal is here to share what we can do right now so that we can be a light for those around us: Choose faith over fear. Speak what you seek. Mind your business. By practicing these things today we will create a better tomorrow. No matter what you’re going through, hope is greater than fear. That’s why we’re offering our life-changing Financial Peace University FREE for 14 days. Sign up at daveramsey.com/hope
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