A Wiser Retirement®

358 Episodes

Reverse

358. No CLARITY Act, No Crypto?

2026-09-1336:14

Crypto regulation in the United States has been caught in a gray area for years. The industry continues to grow, financial institutions are showing more interest, and blockchain technology is finding new uses, but companies still face basic questions about who regulates what and which rules apply. The CLARITY Act is designed to address some of those uncertainties, but its failure would not necessarily mean the end of crypto. In this episode of A Wiser Retirement® Podcast, Casey Smith is joine...

357. Is Long-Term Care Part of Your Retirement Plan?

2026-09-0653:01

Long-term care can shift from a distant concern to an immediate financial decision faster than many families expect. It can begin with a few hours of help at home and progress to assisted living, memory care, skilled nursing, or around-the-clock support. Each stage brings different costs, care needs, and family decisions. In this episode of A Wiser Retirement® Podcast, Casey Smith and Grace Pavel break down what long-term care can actually look like and how families can prepare for it. Relate...

356. Does Debt Build Wealth? Understanding Good Debt vs. Bad Debt

2026-08-3055:54

Debt tends to get treated as either a financial tool or a financial trap. The reality is more complicated. Borrowing can help someone buy a home, expand a business, or acquire an income-producing asset, but the same leverage can become a burden when the payment strains cash flow. The important distinction is not simply whether debt exists. It is whether the debt improves your financial position without exposing you to more risk than you can reasonably manage. In this episode of A Wiser Retire...

355. What Are the Best Tax Strategies for High-Income Couples?

2026-08-2346:30

Making more money does not automatically mean keeping more of it. For high-income couples, taxes often become more complicated as compensation rises, investment income grows, employer benefits expand, and multiple tax rules begin interacting at the same time. The challenge is not finding a loophole that makes taxes disappear. It is understanding which planning decisions are available and how those decisions fit into a household’s broader financial picture. In this episode of A Wiser Retiremen...

354. What Would I Do if the Stock Market Fell 30% Tomorrow?

2026-08-1647:21

A 30% stock market decline gets attention quickly. Account balances fall, headlines become more alarming, and investors may feel pressure to make an immediate change. But a market downturn does not automatically mean your long-term financial strategy needs to change. In many cases, the more important question is whether anything about your personal financial situation has changed. In this episode of A Wiser Retirement® Podcast, we discuss how instead of reacting to the market itself, investor...

#box-pro-ellipsis-178970447776386{-webkit-line-clamp:2;}A Wiser Retirement®