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AgCredit Said It

AgCredit Said It
Author: AgCredit
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Agriculture can be a challenging business. Join a team of experienced ag lenders dedicated to serving the rural community as they interview experts who know the industry inside and out. New episodes are released every first and third Monday of the month. Each show contains insights, advice and must-have information on all things rural living. If you live and work in rural America, and need help understanding topics like agronomy, succession planning, farm security and equipment financing, this show is for you. Follow us on Instagram, Facebook and Twitter for more tips and resources between episodes.
97 Episodes
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Podcast Title - Ep. 75 Agriculture Policy in 2025: Key Updates with Jenny Mesirow In this episode of AgCredit Said It, host Phil Young welcomes back Jenny Mesirow from the Farm Credit Council to provide an in-depth update on the Farm Bill and the latest happenings in Washington, D.C. Jenny shares her extensive experience and insights on the legislative process, the impact of new administration changes, and the critical issues facing the agriculture sector. From the intricacies of the Farm Bill to the potential tax changes under the new presidency, this episode is packed with valuable information for farmers, industry leaders, and anyone interested in the future of farm finance. Tune in to learn how these developments could affect your farm's financial future and what steps you can take to stay ahead. Show Notes: Episode 75: Agriculture Policy in 2025: Key Updates with Jenny Mesirow | AgCredit Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net
In this episode of "AgCredit Said It," host Phil Young is joined by Jordan Huntsman, a commercial credit analyst with AgCredit, to discuss evaluating the financial health of farm operations at year-end. The conversation covers key financial indicators that farmers should focus on, such as net worth and working capital, and the importance of preparing a balance sheet annually. Jordan explains the components of a balance sheet and the significance of tracking assets and liabilities. They also delve into the concept of working capital, its calculation, and its role in maintaining financial stability. Show Notes: https://www.agcredit.net/news/episode-72-evaluating-health-your-operation Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net
In this episode of AgCredit Said It, we delve into the critical topic of mental health in farming. Host Phil Young is joined by Sarah Noggle, an OSU Extension Educator from Paulding County, to discuss the findings from the Ohio Agriculture Mental Health Alliance's recent survey. Together, they explore the root causes of stress on the farm, the impact of mental health on farming operations, and practical strategies for managing stress and maintaining mental wellness. Tune in to gain valuable insights and learn how to prioritize your wellbeing in the demanding world of agriculture. Remember, the most important asset on the farm is you. Show Notes: https://www.agcredit.net/news/episode-71-protecting-most-important-asset-farm-sarah-noggle Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net
In this episode of AgCredit Said It, host Matt Adams dives deep into the intricacies of farm finance with expert credit analyst Nathan Buzard. Discover what goes beyond the balance sheet in loan analysis, including the critical 5 Cs of credit: Character, Capital, Capacity, Collateral, and Conditions. Nathan shares invaluable insights on evaluating loan applications, the importance of detailed financial information, and the role of environmental practices in assessing risk. Whether you're a seasoned farmer or just starting out, this episode is packed with strategies to help you grow your farm's financial future. Tune in to learn how to navigate market volatility, the significance of a solid business plan, and the impact of succession planning on loan decisions. Don't miss this opportunity to gain expert advice and ensure your farm's long-term sustainability. Show Notes: Episode 70: Looking at Financials Beyond the Balance Sheet with Nathan Buzard | AgCredit Connect with AgCredit on Facebook, Twitter and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net
In this episode, Aaron Stoller, an experienced ag lender with a deep-rooted background in agriculture, shares the key traits of successful farmers. From his beginnings on his family farm to his diverse experiences in western New York’s ag industries, Aaron shares the valuable lessons he learned along the way, and dives into his thoughts on farm profitability and management. This episode will leave you inspired and informed about the foundational principles and characteristics of successful farmers. Show Notes: https://www.agcredit.net/news/episode-68-characteristics-successful-farmer Connect with AgCredit on Facebook, X, and Instagram Share questions and topic ideas with us at podcast@agcredit.net
We’re talking all about barndominiums in this episode! Host Matt Adams chats with Nicole Schwab with Schwab Builders and Matt Gray, a mortgage loan originator at AgCredit. They discuss how barndominiums have evolved, their popularity, and how they differ from traditional homes. They also talk about how to finance a barndominium and why it’s important to work with both a lender and a builder who understands the unique aspects of barndominium builds. Show Notes: https://www.agcredit.net/news/episode-67-financing-barndominium-nicole-schwab-matt-gray Resources mentioned in this episode: AgCredit Home Loans https://www.agcredit.net/loans/home-loans Schwab Builders https://www.schwabbuilders.net/ Farm Science Review https://fsr.osu.edu/home Connect with Schwab Builders and The Barndo Company on Facebook Connect with AgCredit on Facebook, X, and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net
Host Phil Young chats with Brent Sohngen, professor of environmental and resource economics at The Ohio State University, about carbon credits and climate change. Brent explains the basics of carbon credits, how they work, and their intersection with agriculture. He discusses the potential for farmers to make money from carbon credits in the future and the demand for offsets from companies committed to reducing emissions. Brent also shares how farmers can prepare for potential future opportunities in the carbon market. Show Notes: https://www.agcredit.net/news/episode-66-unlocking-potential-carbon-credit-agriculture-brent-sohngen Resources mentioned in this episode: Carbon Academy - https://carbon.osu.edu/carbon-academy Water Cooler Economics - https://u.osu.edu/aede/ Connect with Brent Sohngen - sohngen.1@osu.edu Connect with AgCredit on Facebook, X, and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net
Host Phil Young chats with AgCredit’s Chief Credit Officer, Josh McBride. Josh explains the benefits of grain inventory loans and also discusses revolving lines of credit and the differences between the two. Additionally, they talk about the Ohio Ag-LINK Loan Program and its benefits for borrowers. Show Notes: https://www.agcredit.net/news/episode-65-three-types-loans-your-grain-operation-josh-mcbride Connect with AgCredit on Facebook, X, and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net
In this episode of AgCredit Said It, host Matt Adams interviews Glen Arnold, a field specialist for manure nutrient management systems at The Ohio State University Extension. Glen discusses his background and how he got into his current position. He explains the importance of manure nutrient management in the agriculture industry and how it can maximize the use of resources. Glen also talks about the key components of effective manure management and common mistakes that farmers make. Glen provides resources and tools available to farmers for manure management and mentions upcoming research projects and events in the field. Show Notes: https://www.agcredit.net/news/s3-ep-64-nutrient-management Resources mentioned in this episode: Manure Science Review - https://ocamm.osu.edu/events/manure-science-review-2024 Manure Sampling Laboratories Brookside Labs - https://www.blinc.com/ A&L Great LakesLaboratories - https://algreatlakes.com/ North American Manure Expo - https://www.manureexpo.ca/ Connect with Glen Arnold https://agnr.osu.edu/people/glen-arnold Connect with AgCredit on Facebook, X, and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net
In this episode of AgCredit Said It, host Libby Wixtead interviews Matt Rush, a professional speaker, cattle rancher, author, and artist from New Mexico. They discuss the importance of sharing farm stories and advocating for agriculture through simple connections and conversations with consumers, whether it's at the grocery store, in the community, or in the classroom. Matt also encourages farmers to find outlets for stress relief and to take care of themselves first. It’s the perfect dose of inspiration you didn’t know you needed! Show Notes: https://www.agcredit.net/news/episode-63-how-farmers-can-connect-consumers-ft-matt-rush Connect with Matt Rush: Facebook - https://www.facebook.com/AGooderLife/ Matt Rush Art - https://www.mattrushart.com/ Stress Free You: Discover How to Turn Off Stress with the Flick of a Switch Connect with AgCredit on Facebook, X, and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net
In this episode of AgCredit Said It, host Phil Young interviews Roxanne Reed, a seasoned agritourism farmer and founder of Farm School on Wheels and Granit Training Group. Roxanne provides tips on how to avoid burnout on the farm and shares strategies to combat stress and improve quality of life on the farm. She also provides resources for farmers who may be experiencing burnout or stress. Show Notes: https://www.agcredit.net/news/episode-62-avoiding-burnout-farm-alligators-and-monkeys-ft-roxanne-reed Resources mentioned in this episode: Farm School on Wheels - https://farmschoolonwheels.com/ AgFirst Young, Beginning and Small Farmer Program - https://www.agfirst.com/about/young-beginning-and-small-ybs-farmers USDA Farm and Ranch Stress Assistance Network - https://www.nifa.usda.gov/grants/programs/farm-ranch-stress-assistance-network-frsan Farm Aid Hotline - 1-800-FARM-AID (1-800-327-6243) Suicide and Crisis Lifeline - 988 Local Resources - 211 Connect with AgCredit on Facebook, X and Instagram Share questions and topic ideas with us:Email podcast@agcredit.net
Host Matt Adams interviews Neil Schuller from The Andersons about grain marketing. Neil discusses the importance of developing a grain marketing plan and offers advice on how to do so. Neil also provides a market outlook for the upcoming growing season, discussing factors such as supply and demand, weather conditions, and global market dynamics. Show Notes: https://www.agcredit.net/news/episode-61-how-develop-grain-marketing-plan-neil-schuller Resources mentioned in this episode: The Andersons Grain website - https://www.andersonsgrain.com/ Freedom Pricing Tools - https://www.andersonsgrain.com/products-and-services/services/freedom/ Stocks Report (releases June 28, 2024) - https://www.nass.usda.gov/Surveys/Guide_to_NASS_Surveys/Off-Farm_Grain_Stocks/index.php Acerage Report (releases June 28, 2024) - https://www.fsa.usda.gov/news-room/efoia/electronic-reading-room/frequently-requested-information/crop-acreage-data/index Connect with AgCredit on Facebook, X and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net
Host Phil Young interviews Stevan Novakovic, a senior economist at Farm Credit of Central Florida. Stevan discusses his background in agriculture and economics, as well as the unique challenges facing the agriculture industry. He highlights three key economic issues facing agriculture and strategies for farmers to navigate these challenges. He also discusses the role of technology and automation in agriculture, as well as positive economic metrics such as low unemployment rates. Show Notes: https://www.agcredit.net/news/episode-60-agricultural-economic-outlook-stevan-novakovic Connect with AgCredit on Facebook, X and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net
Host Libby Wixtead interviews Eric Romich, an Ohio State University Extension field specialist for energy development. Romich explains how on-farm solar isn’t the only way to make smarter energy choices and discusses funding and incentive opportunities for on-farm energy efficiency and renewable energy projects. Show Notes: https://www.agcredit.net/news/episode-59-farm-energy-management-eric-romich Resources mentioned in this episode: Farm Energy Management Resources from Ohio State University Extension - http://go.osu.edu/farmenergy Connect with Eric Romich - romich.2@osu.edu Connect with AgCredit on Facebook, X and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net
In this episode of AgCredit Said It, host Libby Wixtead interviews Jim Chakeres, the executive vice president of the Ohio Poultry Association. Chakeres discusses the challenges facing the poultry industry, including disease pressure, particularly avian influenza. Chakeres touches on the importance of biosecurity measures to protect flocks and prevent the spread of diseases. He also discusses manure management and the industry's efforts to be transparent and educate consumers about poultry farming. Show Notes: https://www.agcredit.net/news/episode-58-embracing-change-ohio-poultry-industry-jim-chakeres Connect with the Ohio Poultry Association: https://www.ohiopoultry.org/ Connect with AgCredit on Facebook, X and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net
In this episode of AgCredit Said It, host Phil Young sits down with Dusty Sonnenberg, AgCredit's board chairman, and Brian Ricker, president and CEO of the association, to discuss the importance of patronage and member education in the agriculture industry. They also talk about AgCredit's Mission Fund, which supports local communities, and the Emerge conference, which provides education and networking opportunities for young and beginning farmers. Then host Matt Adams joins Phil Young at the 2024 Emerge Conference to chat with AgCredit board member Scott Chalfin about his farm operation and the value of attending agricultural events and meetings. Show Notes:https://www.agcredit.net/news/episode-57-how-patronage-and-other-association-benefits-support-farmers-and-rural-communities Connect with AgCredit on Facebook, X and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net
Host Phil Young interviews a group of young farmers at the 2024 Emerge Experience conference. The farmers discuss the challenges they face and talk about the importance of having a support system and collaborating with fellow farmers. The farmers mention their mentors, such as their grandfathers, and the value of learning from their experiences. They also discuss how they stay informed about the industry, including attending conferences, listening to podcasts, and using social media. To wrap it up, the farmers share their thoughts on the upcoming year, acknowledging the challenges of low crop prices and the need for careful budgeting and expense control. Show Notes: https://www.agcredit.net/news/episode-56-insights-and-advice-young-farmers-2024-emerge-experience-conference Connect with AgCredit on Facebook, X and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net
In this episode of AgCredit Said It, host Libby Wixtead interviews Roger High, the Executive Director of the Ohio Sheep Improvement Association. High discusses his background in the sheep and wool industry and the various roles he has held throughout his career. He also talks about the diversity of the Ohio sheep industry, including commercial operations, purebred breeds, and the growing interest in confinement operations and solar grazing. High highlights the importance of involving young people in the industry and discusses the priorities of the Ohio Sheep Improvement Association for 2024, including membership, legislative advocacy, and education. He also mentions the challenges faced by sheep producers, such as predators and the struggling wool market. The episode concludes with a discussion on how the Ohio Sheep Improvement Association connects with the public through educational programs and events like the Ohio State Fair. Show Notes: https://www.agcredit.net/news/episode-55-look-ohios-growing-sheep-industry-roger-high Connect with AgCredit on Facebook, X and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net
Host Brenna Finnegan is joined by Steve Reinhard, a board member for AgCredit and a farmer from Crawford County, Ohio. They discuss the Ohio Soybean Council and its function, which includes collecting checkoff funds from soybean farmers and using them for promotion, education, and research in the soybean industry. Reinhard also highlights various products made from soybeans, touches on the challenges facing soybean farmers, and the importance of farmers getting involved in leadership roles to shape the industry. Show Notes: https://www.agcredit.net/news/episode-54-how-ohio-soybean-council-and-united-soybean-board-are-transforming-soybean-industry Connect with AgCredit on Facebook, X and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net
Host Phil Young interviews Luke Schrader of Schrader Real Estate & Auction Company to discuss farm real estate values, farm equipment values, auctions, and the future of the industry. Luke shares his background in the real estate and auction business and talks about the team at Schrader Real Estate & Auction. They discuss the current state of farm real estate values and the equipment market. Luke also talks about the growing trend of online auctions for equipment and they touch on the topic of buyer's premiums and offer advice for first-time buyers at auctions. Show Notes: https://www.agcredit.net/news/s3-ep-53-farm-real-estate-auctions Connect with AgCredit on Facebook, X and Instagram Share questions and topic ideas with us: Email podcast@agcredit.net