Agent Survival Guide Podcast

  Use fact-finding and open communication to learn your clients’ budget and coverage needs. We’ve got statistics, tips, and strategies for agents to help clients navigate today’s financial environment.    Read the text version    Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: Does Your Medicare Sales Approach Satisfy Different Budgets? https://ritterim.com/blog/does-your-medicare-sales-approach-satisfy-different-budgets/ How to Check Medicare Extra Help Eligibility for Your Client: https://ritterim.com/blog/how-to-check-medicare-extra-help-eligibility-for-your-client/  How to Keep Clients Safe From Insurance Fraud: https://ritterim.com/blog/how-to-keep-clients-safe-from-insurance-fraud/ Knight School Training: Cross-Selling Long-Term Care Insurance: https://ritterim.com/knight-school/expand-dominate/cross-sell/7/ Knight School Training: D-SNP Eligibility: https://ritterim.com/knight-school/solid-foundation/understanding-special-needs-plans/3/ Knight School Training: Understand What’s Important to Your Client: https://ritterim.com/knight-school/learning-to-sell/assessing-needs/7/ Ritter Fact Finder PDF: https://ritterim.com/documents/ritter-fact-finder.pdf Why Trust Is an Insurance Agent’s Most Important Non-Renewable Resource: https://ritterim.com/blog/why-trust-is-an-insurance-agents-most-important-non-renewable-resource/    References: Lee, Anne Marie. “Americans Are Spending the Biggest Share of Their Income on Food in 3 Decades.” CBS News, CBS Interactive, 26 Feb. 2024, www.cbsnews.com/news/inflation-consumer-spending-food-and-restaurants-disposable-income-2024/. “Cost of Long Term Care by State: Cost of Care Report.” Genworth, Genworth Financial, Inc, https://www.genworth.com/aging-and-you/finances/cost-of-care. Accessed 1 Aug. 2024. “Federal Poverty Level (FPL) - Glossary.” HealthCare.Gov, https://www.healthcare.gov/glossary/federal-poverty-level-fpl/. Accessed 1 Aug. 2024. “Food Prices and Spending.” USDA ERS - Food Prices and Spending, USDA, 27 June 2024, www.ers.usda.gov/data-products/ag-and-food-statistics-charting-the-essentials/food-prices-and-spending/?topicId=2b168260-a717-4708-a264-cb354e815c67. Committee of the Future Health Care Workforce for Older Americans, et al. “Health Status and Health Care Service Utilization.” Retooling for an Aging America: Building the Health Care Workforce, National Academic Press (US), Washington D.C., 2008, https://www.ncbi.nlm.nih.gov/books/NBK215400/. Accessed 1 Aug. 2024. Jayashankar, Aparna, and Anthony Murphy. “High Inflation Disproportionately Hurts Low-Income Households.” Federal Reserve Bank of Dallas, Federal Reserve Bank of Dallas, 10 Jan. 2023, www.dallasfed.org/research/economics/2023/0110. “How Much Care Will You Need?” ACL Administration for Community Living, 18 Feb. 2020, https://www.acl.gov/ltc/basic-needs/how-much-care-will-you-need. Pollitz, Karen, et al. “KFF Survey of Consumer Experiences with Health Insurance.” KFF, KFF, 19 Dec. 2023, www.kff.org/private-insurance/poll-finding/kff-survey-of-consumer-experiences-with-health-insurance/. Alex Cottrill, Juliette Cubanski. “Income and Assets of Medicare Beneficiaries in 2023.” KFF, KFF, 9 Feb. 2024, www.kff.org/medicare/issue-brief/income-and-assets-of-medicare-beneficiaries-in-2023/. Klein, Michael. “Inflation and Prices.” Econofact, Econofact, 12 Feb. 2024, econofact.org/inflation-and-prices. Glasmeier, Amy K. “New Data Posted: 2023 Living Wage Calculator.” Living Wage Calculator, Massachusetts Institute of Technology, 1 Feb. 2023, https://livingwage.mit.edu/articles/103-new-data-posted-2023-living-wage-calculator. Taaka, Brian. “The Power of Reading the Room: A Vital Skill for Success in Life and Business.” LinkedIn, LinkedIn, 13 July 2023, https://www.linkedin.com/pulse/power-reading-room-vital-skill-success-life-business-brian-taaka. Klien, Michael. “U.S. Inflation Trends and Outlook in 2024.” Forbes, Forbes Magazine, 12 Feb. 2024, www.forbes.com/sites/forrester/2024/02/02/us-inflation-trends-and-outlook-in-2024/. Miglani, Jitender. “US Inflation Trends and Outlook, 2024.” Forrester, Forrester, 28 Jan. 2024, www.forrester.com/blogs/us-inflation-trends-and-outlook-2024/.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance       Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  We've got the scoop on PlanEnroll, part of the Integrity Suite of Solutions. Learn more about the features, how agents can get started, where to find training, and so much more.   Read the text version   Get PlanEnroll by registering for your MedicareCENTER account: https://identity.medicarecenter.com/register   Resources: 5 FAQs About the Shop & Enroll Phaseout: https://agentsurvivalguide.podbean.com/e/5-faqs-about-the-shop-enroll-phaseout/ Become a PlanEnroll Network Agent! Register for PlanEnroll Lead Program Training: https://trainings.planenroll.com/ Learn more about the Integrity Suite of Solutions: https://ritterim.com/integrity-tools/ Learn more about the Shop & Enroll Phaseout: https://ritterim.com/shop-and-enroll/ PlanEnroll Customization User Guide: https://learningcenter.tawebhost.com/PlanEnroll-Customization-User-Guide.pdf Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/ Shop & Enroll Phaseout Frequently Asked Questions: https://ritterim.com/documents/shop-and-enroll-phaseout-faq.pdf   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Love coffee? Whether you enjoy crafting a brew at home or sipping latte at a café, we’ve got the apps for you!   Beanconqueror Official Website: https://beanconqueror.com/ European Coffee Trip Official Website: https://europeancoffeetrip.com/ Roasters Official Website: https://www.roasters.app/   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: App Trends in 2024: https://link.chtbl.com/ASGA63 Best Practices for Video Calls: https://link.chtbl.com/ASG597 How Much Can Agents Make Selling Under-65-Insurance: https://ritterim.com/blog/how-much-can-agents-make-selling-under-65-insurance/ How to Ask Your Current Clients for Referrals: https://ritterim.com/blog/how-to-ask-your-current-clients-for-referrals/ Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577 The Insurance Agent’s Guide to Generating Referrals FREE eBook: https://ritterim.com/insurance-referral-generation/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Listen for important details on the 2025 ACA Exchange and FFM certification – training deadlines, continuing education credits, recertification requirements, and more!    Read the text version   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 2025 ACA Certifications – Ritter Docs: https://docs.ritterim.com/products/certification/#2025-aca-certifications Everything Agents Need to Know About Selling in State-Based Marketplaces: https://ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/ How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training: https://ritterim.com/blog/how-to-become-certified-for-aca-marketplace-sales-with-federally-facilitated-marketplace-ffm-training/ OEP Ready-to-Sell Checklist PDF: https://ritterim.com/documents/oep-ready-to-sell-checklist.pdf Simplify Marketplace Enrollments with HealthSherpa: https://ritterim.com/blog/simplify-marketplace-enrollments-with-healthsherpa/ Register with Ritter: https://app.ritterim.com/public/registration/   The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook: https://ritterim.com/aca-ebook/   References: “FAQs For Marketplace Agents and Brokers.” Agent Broker FAQ CMS, Center for Medicare & Medicaid Services, www.agentbrokerfaq.cms.gov/s/article/What-is-the-Marketplace-Learning-Management-System-and-how-do-I-access-it. Accessed 21 Aug. 2024. “For Certified Brokers - Connect for Health Colorado.” Connect for Health Colorado, Connect for Health Colorado, www.connectforhealthco.com/for-certified-brokers/. Accessed 21 Aug. 2024. “Registration and Training for Marketplace Agents and Brokers.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/marketplace/agents-brokers/registration-training. Accessed 21 Aug. 2024. “Your Health. Your Way.” Georgia Access, Georgia Access, 2 Mar. 2024, www.georgiaaccess.gov/.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/  

    Broaden your reach by combining forces with a like-minded affinity partner! If you're looking to grow your insurance business, affinity marketing is a great strategy that won't break the bank.     Read the text version    Download the eBook: The Insurance Agent’s Guide to Establishing Successful Affinity Partnerships   Resources: Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Agent's Guide to Partner Marketing Resources: https://link.chtbl.com/ASG585 Learn more about Ritter Insurance Marketing: https://ritterim.com/ LinkedInBasics for Insurance Agents: https://link.chtbl.com/ASG612 Ritter Insurance Marketing Registration: https://app.ritterim.com/public/registration/ Why Go About Your Business in an Ethical, Compliant Fashion? https://ritterim.com/blog/why-go-about-your-business-in-an-ethical-compliant-fashion/ Your Guide to Forming an Insurance Agent Network: https://ritterim.com/blog/your-guide-to-forming-an-insurance-agent-network/     Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  The Friday Five for September 6, 2024: Countdown to AEP 2025 How to get ‘Contract Now’ access Apple Podcasts on the web More new features from Instagram 2nd Round of Ritter Summits   Countdown to AEP 2025: 2025 Medicare Market Disruption Information: https://ritterim.com/follow-medicare-changes/   How to get ‘Contract Now’ access: Contract faster online with ‘Contract Now’: https://ritterim.com/the-ritter-platform/#contract-now List of Ritter Sales Specialists: https://ritterim.com/meet-your-sales-team/   Apple Podcasts on the web: Apple Podcasts: https://podcasts.apple.com/us/browse Cridland, James. “Apple Podcasts Is Now on the Web... and Android.” Podnews, Podnews, 20 Aug. 2024, podnews.net/update/apple-podcasts-web-2. Forristal, Lauren. “Apple Podcasts Launches on the Web.” TechCrunch, TechCrunch, 19 Aug. 2024, techcrunch.com/2024/08/19/apple-podcasts-on-web-browser/. Mayo, Benjamin. “Apple Podcasts Launches Web App, Listen to Your up next Queue and Library in a Browser.” 9to5Mac, 9to5Mac, 19 Aug. 2024, 9to5mac.com/2024/08/19/apple-podcasts-web-app/. Peters, Jay. “Apple Podcasts Now Has a Web App.” The Verge, The Verge, 19 Aug. 2024, www.theverge.com/2024/8/19/24223811/apple-podcasts-web-app. ASG Podcast on Apple Podcasts: https://podcasts.apple.com/us/podcast/agent-survival-guide-podcast/id1310637866 Bouvard, Pierre. “YouTube’s Growth as a Podcast Power Player Revealed in Cumulus Media and Signal Hill Insights’ Podcast Download – Spring 2024 Report.” Westwood One, Westwood One, 8 July 2024, www.westwoodone.com/blog/2024/07/08/youtubes-growth-as-a-podcast-power-player-revealed-in-cumulus-media-and-signal-hill-insights-podcast-download-spring-2024-report/.   More new features from Instagram: Forristal, Lauren. “As More Instagram Users Engage with Stories, the App Adds a Comments Feature.” TechCrunch, TechCrunch, 3 Sept. 2024, techcrunch.com/2024/09/03/instagram-stories-public-comments-feature/. Peters, Jay. “Instagram Adds What Photos Have Always Needed: Words.” The Verge, The Verge, 27 Aug. 2024, www.theverge.com/2024/8/27/24228983/instagram-photos-text-editor-stickers. Connellan, Shannon. “Instagram Now Lets You Add Words on Posts like Reels.” Mashable, Mashable, 28 Aug. 2024, mashable.com/article/instagram-words. Clover, Juli. “Instagram Now Supports Adding Text and Stickers to Photos.” MacRumors, MacRumors, 27 Aug. 2024, www.macrumors.com/2024/08/27/instagram-text-stickers-photos/.   2nd Round of Ritter Summits: Register for Ritter Insurance Marketing Summits: https://summits.ritterim.com/   Resources: 5 Must-Haves for Every Agent During AEP 2025: https://link.chtbl.com/ASGF20240830 Are You Self-Sabotaging Your Insurance Sales Success? https://link.chtbl.com/ASG616 Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. FAQs About the Medicare Call Recording Requirements: https://ritterim.com/blog/faqs-about-the-medicare-call-recording-requirements/ How Insurance Agents Can Use Stories to Sell Insurance: https://link.chtbl.com/ASG613 How to Create a Google Business Profile: https://link.chtbl.com/ASG614 How to Get Your Medicare Enrollment Kits on Time: https://ritterim.com/blog/how-to-get-your-medicare-enrollment-kits-on-time/   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

    Is your insurance business living up to its potential? Find out if you’re self-sabotaging sales success with these 3 questions.   Read the text version    Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: Carrier Partners at Ritter Insurance Marketing: https://docs.ritterim.com/products/carriers/ How to Host a Successful Medicare Sales Event PDF: https://ritterim.com/documents/how-to-host-a-successful-medicare-sales-event.pdf Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You: https://ritterim.com/blog/insurance-agents-as-tpmos-what-cms-compliance-regulations-mean-for-you/ Prepare for Success Have You Reviewed Your Portfolio? https://ritterim.com/portfolio/ Rules for Hosting a Compliant Medicare Educational Event: https://link.chtbl.com/ASG540 Signs It’s Time to Expand Your Insurance Portfolio & Make the Move! https://link.chtbl.com/ASG605 The Benefits of Joining a Top Insurance FMO: https://ritterim.com/blog/the-benefits-of-joining-a-top-insurance-fmo/ Why Trust Is an Insurance Agent’s Most Important Non-Renewable Resource: https://ritterim.com/blog/why-trust-is-an-insurance-agents-most-important-non-renewable-resource/ Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

    Stay on track during ACA presentations with this list of questions! Fact-finding helps you get to the bottom of your client's health insurance wants and needs - and doubles as a rough outline for your conversation.   Read the text version   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Tips for Finding Supplemental Coverage for ACA Plans: https://ritterim.com/blog/5-tips-for-finding-supplemental-coverage-for-aca-plans/ ACA Basics Knight School Training: https://ritterim.com/knight-school/solid-foundation/aca-basics/ CMS Changes to ACA Plan Switching Process: https://link.chtbl.com/ASGF20240802 Everything You Need to Know About the ACA OEP: https://ritterim.com/blog/everything-you-need-to-know-about-the-aca-oep/ FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://ritterim.com/blog/faqs-about-selling-on-exchange-off-exchange-under-65-plans/ How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://link.chtbl.com/ASG579 Learn more about Ritter Insurance Marketing: https://ritterim.com/ Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/?utm_source=asg_podcast_link Sales Specialist Contact Info: https://ritterim.com/meet-your-sales-team/ Surviving ACA OEP: https://ritterim.com/oep/  There’s More to Life Insurance Than Just a Policy: https://link.chtbl.com/ASG560   The State of the ACA Market in 2024: https://link.chtbl.com/ASG610 What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://ritterim.com/blog/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/   References: “Health Plan Categories: Bronze, Silver, Gold & Platinum.” HealthCare.Gov, HealthCare.gov, www.healthcare.gov/choose-a-plan/plans-categories/. Accessed 5 Aug. 2024. “Low Cost Marketplace Health Care, Qualifying Income Levels.” HealthCare.Gov, HealthCare.gov, www.healthcare.gov/lower-costs/. Accessed 5 Aug. 2024.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance      Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

    Are these essentials part of your strategy for this Annual Enrollment Period? They should be! Listen as we highlight how agents can simplify marketing and enrollment efforts for AEP 2025.   Read the text version   Register for your MedicareCENTER account: https://identity.medicarecenter.com/register   Resources:  5 Tips to Make the Most of AEP: https://ritterim.com/blog/5-tips-to-make-the-most-of-aep/  9 Essential Tools for Beginner Insurance Agents: https://link.chtbl.com/ASG595 Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Digital Marketing for Insurance Agents: Our Top Tips to Boost Business: https://ritterim.com/blog/digital-marketing-for-insurance-agents-our-top-tips-to-boost-business/ Download the Guide - Modern Medicare Marketing for Today's Agents: https://ritterim.com/modern-marketing-guide/ Get Your PlanEnroll Site: https://ritterim.com/planenroll/ Learn More About Integrity Tools: https://ritterim.com/integrity-tools/ The Survivor's AEP Checklist: https://ritterim.com/blog/the-survivors-aep-checklist/ What Are Agents Responsible for Under HIPAA? https://ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/   References: Lankford, Kimberly. “What Caregivers Should Know about Medicare Coverage.” AARP, American Association of Retired Persons, 5 June 2024, www.aarp.org/health/medicare-insurance/info-2024/medicare-caregiving-support.html.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Tired of sifting through mountains of receipts when tracking business expenses? Save time and energy by tracking money with these apps!   Zoho Expense Official Website: https://www.zoho.com/us/expense/ Everlance Official Website: https://www.everlance.com/   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: Agent’s Guide to Phone Communication Resources: https://link.chtbl.com/ASG608 Apps for Travel Deals: https://link.chtbl.com/ASGA62 Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607 How to Recruit Insurance Agents to Your Downline: https://ritterim.com/blog/how-to-recruit-insurance-agents-to-your-downline/ Signs It’s Time to Expand Your Insurance Portfolio & Make the Move: https://link.chtbl.com/ASG605 The Ultimate Agent Resource List: https://ritterim.com/the-ultimate-agent-resource-list/     References: “Choose a Plan That Suits Your Organizational Needs.” Pricing Plan Comparison | Zoho Expense, Zoho, www.zoho.com/us/expense/pricing-comparison/. Accessed 12 Aug. 2024. “Integrations.” Addons and Integrations | Expense Software | Zoho Expense, Zoho Expense, www.zoho.com/us/expense/addons/. Accessed 13 Aug. 2024. “Pricing Plans.” Everlance, Everlance, www.everlance.com/pricing. Accessed 12 Aug. 2024. “Zoho Expense Integrations.” Zoho Expense, Zoho Expense, www.zoho.com/us/expense/addons/. Accessed 13 Aug. 2024.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Quite literally put your business on the map by creating a Google Business Profile. Learn how to create a profile, optimize it, and reach larger audiences online, all in this episode and more.   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: App Trends in 2024: https://link.chtbl.com/ASGA63  Agent’s Guide to Social Media Communication Resources: https://link.chtbl.com/ASG606 Agent’s Guide to Video Communication Resources: https://link.chtbl.com/ASG596 Community-Based Marketing for Insurance Agents: https://link.chtbl.com/ASG533 TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603   References: “Get Listed on Google.” Google Business Profile, Google, www.google.com/business/. Accessed 23 July 2024. “Sign up for Business Profile.” Google Business Profile Help, Google, www.support.google.com/business/answer/10514137?hl=en#zippy=%2Ccreate-a-business-profile-on-google. Accessed 23 July 2024. “Check & View Your Business Profile Performance.” Google Business Profile Help, Google, www.support.google.com/business/answer/9918094?hl=en. Accessed 23 July 2024. “Get Listed on Google.” Google Business Profile, Google, www.google.com/intl/en_us/business/. Accessed 23 July 2024. “Verify Your Business on Google.” Google Business Profile Help, Google, www.support.google.com/business/answer/7107242?hl=en. Accessed 23 July 2024. “How to Use a Service Area on Google for Service-Area & Hybrid Businesses.” Google Business Profile Help, Google, www.support.google.com/business/answer/9157481?co=GENIE.Platform%3DAndroid&hl=en. Accessed 23 July 2024.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/  

  The Friday Five for August 23, 2024: Ritter Insurance Marketing Summits Next Week Instagram Testing Rectangular Profile Grid FTC Ban on Noncompete Agreements Overturned "Time is Money" Initiative from Biden-Harris Administration CMS Announces First 10 Part D Negotiated Drug Prices   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Register for Ritter Insurance Marketing Annual Summits: https://summits.ritterim.com/   Instagram Testing Rectangular Profile Grid: Hutchinson, Andrew. “Instagram Chief Flags Coming Changes to Profile Grid Displays.” Social Media Today, Social Media Today, 18 Aug. 2024, www.socialmediatoday.com/news/instagram-chief-flags-coming-changes-profile-grid-displays/724532/. Moon, Mariella. “Instagram’s Experimental Profile Grid Has Rectangular Images Instead of Squares.” Engadget, Engadget, 17 Aug. 2024, www.engadget.com/social-media/instagrams-experimental-profile-grid-has-rectangular-images-instead-of-squares-160007086.html. Mishra, Prakruti. “Instagram Explores Vertical Profile Grid in Shift from Classic Squares.” Business Standard, Business Standard, 19 Aug. 2024, www.business-standard.com/technology/tech-news/instagram-explores-vertical-profile-grid-in-shift-from-classic-squares-124081900317_1.html. Peters, Jay. “Instagram Is Testing Vertical Profile Grids - and Knows That Might Mess up Layouts.” The Verge, The Verge, 16 Aug. 2024, www.theverge.com/2024/8/16/24222022/instagram-vertical-profile-grids-mess-up-layouts.   FTC Ban on Noncompete Agreements Overturned: “FTC’s Bid to Ban Noncompete Agreements Rejected by Federal Judge in Texas.” Dallas News, 21 Aug. 2024, www.dallasnews.com/news/2024/08/21/ftcs-bid-to-ban-noncompete-agreements-rejected-by-federal-judge-in-texas/. Freedman, Robert. “FTC Exceeded Its Authority with Noncompete Ban, Judge Says.” Legal Dive, Legal Dive, 21 Aug. 2024, www.legaldive.com/news/ftc-exceeded-authority-noncompete-ban-judge-ada-brown/724871/. Stoddart, Michelle, and Elizabeth Schulze. “FTC Ban on Worker Noncompete Agreements Blocked by Federal Judge.” ABC News, ABC News Network, 20 Aug. 2024, abcnews.go.com/Politics/federal-trade-commissions-ban-worker-noncompete-agreements-blocked/story?id=113001832. Hsu, Andrea. “Federal Judge Throws out U.S. Ban on Noncompetes.” NPR, NPR, 21 Aug. 2024, www.npr.org/2024/08/21/g-s1-18376/federal-judge-tosses-ftc-noncompetes-ban. Weatherbed, Jess. “The FTC’s Noncompete Agreements Ban Is Blocked.” The Verge, The Verge, 21 Aug. 2024, www.theverge.com/2024/8/21/24225112/ftc-noncompete-agreement-ban-blocked-judge.   “Time is Money” Initiative from Biden-Harris Administration: “Biden-Harris Administration Announces Broad New Actions to Protect Consumers from Billions in Junk Fees.” The White House, The United States Government, 11 Oct. 2023, www.whitehouse.gov/briefing-room/statements-releases/2023/10/11/biden-harris-administration-announces-broad-new-actions-to-protect-consumers-from-billions-in-junk-fees/. Haslett, Cheyenne. “Canceling Subscriptions Should Be as Easy as Signing up, Newly Proposed Federal Rule Says.” ABC News, ABC News Network, 12 Aug. 2024, abcnews.go.com/Politics/canceling-subscriptions-easy-signing-new-federal-rule/story?id=112724977. “Fact Sheet: Biden-Harris Administration Launches New Effort to Crack down on Everyday Headaches and Hassles That Waste Americans’ Time and Money.” The White House, The United States Government, 13 Aug. 2024, www.whitehouse.gov/briefing-room/statements-releases/2024/08/12/fact-sheet-biden-harris-administration-launches-new-effort-to-crack-down-on-everyday-headaches-and-hassles-that-waste-americans-time-and-money/. Rosalsky, Greg. “The White House Plan to Stop Companies from Wasting Our Time.” NPR, NPR, 20 Aug. 2024, www.npr.org/sections/planet-money/2024/08/19/g-s1-17604/the-white-house-plan-to-stop-companies-from-wasting-our-time.   CMS Announces First Part D Negotiated Drug Prices: “Factsheet: Medicare Drug Price Negotiation Program.” CMS.Gov, Centers for Medicare & Medicaid Services, Aug. 2023, www.cms.gov/files/document/fact-sheet-medicare-selected-drug-negotiation-list-ipay-2026.pdf. “Fact Sheets Medicare Drug Price Negotiation Program: Negotiated Prices for Initial Price Applicability Year 2026.” CMS.Gov, Centers for Medicare & Medicaid Services, 15 Aug. 2024, www.cms.gov/newsroom/fact-sheets/medicare-drug-price-negotiation-program-negotiated-prices-initial-price-applicability-year-2026. “HHS Selects the First Drugs for Medicare Drug Price Negotiation.” HHS.Gov, Department of Health & Human Services, 8 Feb. 2024, www.hhs.gov/about/news/2023/08/29/hhs-selects-the-first-drugs-for-medicare-drug-price-negotiation.html. “Negotiating for Lower Drug Prices Works, Saves Billions.” CMS.Gov, Centers for Medicare & Medicaid Services, 15 Aug. 2024, www.cms.gov/newsroom/press-releases/negotiating-lower-drug-prices-works-saves-billions.   Resources: 2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D Update: https://link.chtbl.com/ASGN20240808 CMS Announces Part D Savings & 2026 Maximum Fair Prices for First 10 Medicare-Negotiated Drugs: https://ritterim.com/blog/cms-announces-part-d-savings-and-2026-maximum-fair-prices-for-first-10-medicare-negotiated-drugs/ How Insurance Agents Can Use Stories to Sell Insurance: https://link.chtbl.com/ASG613 LinkedIn Basics for Insurance Agents: https://link.chtbl.com/ASG612 Supreme Court Overrules Chevron Deference: https://link.chtbl.com/ASGF20240705   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Captivate and engage your clients through storytelling. Use real world examples of how plans have benefited clients in a time of need.   Read the text version   Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 4 Effective Techniques for Closing Insurance Sales: https://link.chtbl.com/ASG535 Best Practices for Video Calls: https://link.chtbl.com/ASG597 The Best Books for Insurance Agents: https://link.chtbl.com/ASG590 Why Client Retention Should Be Your Top Priority: https://link.chtbl.com/ASG581 Why Go About Your Business in an Ethical, Compliant Fashion? https://ritterim.com/blog/why-go-about-your-business-in-an-ethical-compliant-fashion/ Why Trust Is an Insurance Agent’s Most Important Non-Renewable Resource: https://ritterim.com/blog/why-trust-is-an-insurance-agents-most-important-non-renewable-resource/   References: “5 Elements of Plot and How to Use Them to Build Your Novel.” Author Learning Center, Author Learning Center, www.authorlearningcenter.com/writing/fiction/w/plot-planning/7309/5-elements-of-plot-and-how-to-use-them-to-build-your-novel. Accessed 29 July 2024. Chierotti, Logan. “Harvard Professor Says 95% of Purchasing Decisions Are Subconscious.” Inc.Com, Inc, 26 Mar. 2018, www.inc.com/logan-chierotti/harvard-professor-says-95-of-purchasing-decisions-are-subconscious.html. Hughes, Melissa. “Storytelling Changes Our Brain and Our Behavior.” Melissahughes.Rocks, Melissa Hughes, 12 Jan. 2024, www.melissahughes.rocks/post/storytelling-changes-our-brain-and-our-behavior. Glatch, Sean. “The 5 Stages of Freytag’s Pyramid: Intro to Dramatic Structure.” Writers.Com, Writers.com, 31 May 2024, www.writers.com/freytags-pyramid. Nunn, Patrick D. “The Oldest True Stories in the World.” Sapiens.Org, Sapiens, 18 Oct. 2018, www.sapiens.org/language/oral-tradition/. Cleary, Richard T. “The Power of Storytelling.” Hoopis.Com, Hoopis.com, www.hoopis.com/wp-content/uploads/2022/02/White-Paper-The-Power-of-Storytelling.pdf. Accessed 29 July 2024. Belknap, Leslie. “The Science of Storytelling for Presentations (Infographic).” Ethos3 Blog, Ethos3, www.ethos3.com/the-science-of-storytelling-for-presentations-infographicthe-neuroscience-of-storytelling-infographic/. Accessed 29 July 2024.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Find out why Sarah calls LinkedIn a must-have for insurance agents. Learn more about the power of the networking platform, including tips and strategies agents of all levels can use.   Download our FREE eBook – Social Media Marketing for Insurance Agents   Resources: Agent's Guide to Social Media Communication Resources: https://link.chtbl.com/ASG606 Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607 TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603   References: “About Linkedin.” LinkedIn, LinkedIn, about.linkedin.com/. Accessed 2 Aug. 2024. “Linkedin Users in United States of America - July 2024.” NapoleonCat, NapoleonCat, napoleoncat.com/stats/linkedin-users-in-united_states_of_america/2024/07/. Accessed 2 Aug. 2024. “Social Media Fact Sheet.” Pew Research Center, Pew Research Center, 31 Jan. 2024, www.pewresearch.org/internet/fact-sheet/social-media/. Walsh, Shelley. “The Top 10 Social Media Sites & Platforms.” Search Engine Journal, Search Engine Journal, 4 July 2024, www.searchenginejournal.com/social-media/social-media-platforms/.   Follow Us on Social: Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance      Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Join Sarah as she recaps what she learned at the 2024 Global Leadership Summit.   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Mentioned in this episode: Craig Groeschel Leadership Podcast: Official | Apple | Spotify | YouTube Global Leadership Summit: https://globalleadership.org/summit/ Kindra Hall Storytelling Books: https://www.kindrahall.com/books Moriah Smallbone Official Website: https://www.moriahofficial.com/ Mind Shift with Erwin & Aaron McManus: Apple | Spotify | YouTube The Seven Frequencies of Communication: https://www.thesevenfrequencies.com/   Resources: Best Practices for Training Downline Agents: https://link.chtbl.com/ASG589 Developing an Agency: Your Guide to Getting Started: https://ritterim.com/agency-guide/ How to Be an Adaptable Insurance Agent: https://link.chtbl.com/ASG582 How to Recruit Agents to Your Downline in 2024: https://link.chtbl.com/ASG588 The Best Books for Insurance Agents: https://link.chtbl.com/ASG590   References: “7 Workplace Personality Tests That Can Help Improve Your Team.” LinkedIn, LinkedIn, https://www.linkedin.com/business/talent/blog/learning-and-development/workplace-personality-tests-that-can-improve-your-team. Accessed 13 Aug. 2024.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Looking for some help with keeping track of your food intake and wellness goals? We’ve got some great apps to help you along your journey. Listen to learn more!   Cronometer Official Website: https://cronometer.com/ My Fitness Pal Official Website: https://www.myfitnesspal.com/   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: Apps to Help You Stay Healthy: https://link.chtbl.com/ASGA53 Effective Marketing Strategies for Insurance Agents: https://link.chtbl.com/ASG523 How to Prepare for AEP Like a Pro: https://ritterim.com/blog/how-to-prepare-for-aep-like-a-pro/ How to Successfully Set Smart Goals: https://link.chtbl.com/ASG565   References: “Calorie Tracker & BMR Calculator to Reach Your Goals.” MyFitnessPal, MyFitnessPal, www.myfitnesspal.com. Accessed 5 Aug. 2024. “Eat Smarter. Live Better.” Cronometer, Cronometer, www.cronometer.com. Accessed 5 Aug. 2024. “Exploring the Benefits of Tracking Food Intake.” MUSC Health | Charleston SC, MUSC Health Medical University of South Carolina, 12 Jan. 2024, www.muschealth.org/medical-services/weight-loss-surgery/wls/2024/01/exploring-the-benefits-of-tracking-food-intake. McManus, Katherine D. “Why Keep a Food Diary?” Harvard Health, Harvard Health Publishing, 31 Jan. 2019, www.health.harvard.edu/blog/why-keep-a-food-diary-2019013115855.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Consider this episode your cheat sheet for resources, tips, and strategies for keeping in touch with clients the old fashion way, through mail!   Read the text version   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Mail Communication Resources: Canva: https://www.canva.com/ Lead Concepts: https://leadconcepts.com/direct-mail/ Lunacy: https://icons8.com/lunacy Microsoft Designer: https://designer.microsoft.com/ MOO: https://www.moo.com/us/ Office Depot: https://www.officedepot.com/l/print-and-copy/print-services ReminderMedia: https://remindermedia.com/postcard/ Staples: https://www.staples.com/services/printing/ Vistaprint: https://www.vistaprint.com/   Resources: Agent Compliance Handbook: https://docs.ritterim.com/documents/compliance/Ritter-Agent-Handbook-2024.pdf Agent’s Guide to Email Marketing Communication Resources: https://link.chtbl.com/ASG598      Agent’s Guide to Video Communication Resources: https://link.chtbl.com/ASG596 Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58 How to Successfully Set SMART Goals: https://link.chtbl.com/ASG565 ShopRitterIM: https://shopritterim.com/ The Ultimate Agent Resource List Pt 1: Market Yourself: https://ritterim.com/blog/the-ultimate-agent-resource-list-pt-1-market-yourself/   References: “Direct Mail Marketing Campaigns.” Lead Concepts, Lead Concepts, 1 May 2024, www.leadconcepts.com/direct-mail/. “Free Design Tool: Presentations, Video, Social Media | CANVA.” Canva, Canva, www.canva.com/. Accessed 31 July 2024. “Have You Thought about Postcards?” Custom Online Business Printing & Design | MOO US, MOO, www.moo.com/us/. Accessed 31 July 2024. “Lunacy – Free Design Software for WIN, Mac, Linux.” Lunacy – Free Design Software for Win, Mac, Linux, Lunacy, www.icons8.com/lunacy. Accessed 31 July 2024. “Medicare Marketing Guidelines.” CMS.Gov, www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines. Accessed 31 July 2024. “Microsoft Designer - Stunning Designs in a Flash.” Microsoft Designer - Stunning Designs in a Flash, Microsoft, www.designer.microsoft.com/. Accessed 31 July 2024. “Postcards.” ReminderMedia, ReminderMedia, 19 Dec. 2023, www.remindermedia.com/postcard/. Plummer, Michael. “Council Post: Three Reasons Mailers Aren’t Dead in 2022.” Forbes, Forbes Magazine, 15 July 2022, www.forbes.com/sites/forbestechcouncil/2022/07/14/three-reasons-mailers-arent-dead-in-2022/. “Printing & Marketing Services.” Staples.Com, Staples, www.staples.com/services/printing/. Accessed 31 July 2024. “Print & Copy Services: Office Depot.” Officedepot.com, Office Depot, www.officedepot.com/l/print-and-copy/print-services. Accessed 31 July 2024. “VistaPrint.” VistaPrint Official Website: Online Printing Services, VistaPrint, www.vistaprint.com/. Accessed 31 July 2024.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Disruption in 2025 Medicare Part D plan pricing could be less than anticipated thanks to a new CMS program! Get the details on CMS plans to offset the cost of Inflation Reduction Act changes for beneficiaries.   Read the text version   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Reach out to your sales specialist at Ritter Insurance Marketing: https://ritterim.com/meet-your-sales-team/   Resources: 5 Things About the Medicare Prescription Payment Plan: https://link.chtbl.com/ASGF20240726   2024 State of the Senior Market Address: In Review: https://ritterim.com/blog/2024-state-of-the-senior-market-address-in-review/ CMS Changes to ACA Plan Switching Process: https://link.chtbl.com/ASGF20240802 Signs It's Time to Expand Your Insurance Portfolio & Make the Move! https://link.chtbl.com/ASG605 What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://ritterim.com/blog/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/   References: “Fact Sheets CMS Releases 2025 Medicare Part D Bid Information and Announces Premium Stabilization Demonstration.” CMS.Gov, Centers for Medicare & Medicaid Services, 29 July 2024, www.cms.gov/newsroom/fact-sheets/cms-releases-2025-medicare-part-d-bid-information-and-announces-premium-stabilization-demonstration. “News Alert CMS Releases Preliminary 2025 Medicare Part D Bid Information and Announces Premium Stabilization Demonstration.” CMS.Gov, Centers for Medicare & Medicaid Services, 29 July 2024, www.cms.gov/newsroom/news-alert/cms-releases-preliminary-2025-medicare-part-d-bid-information-and-announces-premium-stabilization.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  UPDATE! Because of current pending litigation, CMS adjusted 2025 maximum broker commissions for Medicare Advantage and Medicare Part D plans. Get the details on the changes to commission amounts for agents writing MA and PDP business for CY 2025.   Read the text version   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Reach out to your sales specialist at Ritter Insurance Marketing: https://ritterim.com/meet-your-sales-team/   References: “CMS Reverses Changes to Agent and Broker Compensation Rules.” DLA Piper, DLA Piper, www.dlapiper.com/en/insights/publications/2024/07/cms-reverses-changes-to-agent-broker-compensation-rules. Accessed 5 Aug. 2024. “Fact Sheets 2025 Medicare Advantage and Part D Rate Announcement.” CMS.Gov, Centers for Medicare & Medicaid Services, 1 Apr. 2024, www.cms.gov/newsroom/fact-sheets/2025-medicare-advantage-and-part-d-rate-announcement. “The Federal Register.” Ecfr.Gov, Federal Register, www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V/section-422.2274. Accessed 5 Aug. 2024.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  We’ve got the breakdown of the ACA Market in 2024 plus how certain changes will affect your clients in the future. Listen to learn more!     Read the text version   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 2024 Marketplace Final Rule Changes Agents Should Know: https://link.chtbl.com/ASGN20230515 ACA Basics – Online Learning Knight School: https://ritterim.com/knight-school/solid-foundation/aca-basics/1/ CMS Announces First 10 Drugs for Medicare Drug Price Negotiation: https://ritterim.com/blog/cms-announces-first-10-drugs-for-medicare-drug-price-negotiation/ Everything Agents Need to Know About Selling in State-Based Marketplaces: https://ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/ How Plan Crosswalks Work in the ACA Marketplace: https://link.chtbl.com/ASG549 How to Assist Clients with Marketplace Household Income Estimates: https://link.chtbl.com/ASG602 Is the ACA Sticking Around Long Term? https://link.chtbl.com/ASG462 Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/ Medicaid Unwinding: What Is It & The Opportunity for Agents: https://link.chtbl.com/ASG502 New ACA: Sell AmeriHealth Caritas Next Through Ritter! https://ritterim.com/blog/new-aca-sell-amerihealth-caritas-next-through-ritter/ New Required Documents Agents Need for ACA Sales: https://ritterim.com/blog/new-required-documents-agents-need-for-aca-sales/ Priority Health Medicare & ACA Plan Contracting Now Available Through Ritter! https://ritterim.com/blog/priority-health-medicare-aca-plan-contracting-now-available-through-ritter/ Register with Ritter: https://app.ritterim.com/public/registration/ The End of the COVID-19 Public Health Emergency & What It Means for Your Clients: https://ritterim.com/blog/the-end-of-the-covid-19-public-health-emergency-and-what-it-means-for-your-clients/ The State of the ACA Market in 2023: https://link.chtbl.com/ASG518 Under-65 Health Products: https://ritterim.com/products/under-65/ What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://link.chtbl.com/ASG463   References: “Consumer Prices up 3.1 Percent from January 2023 to January 2024.” U.S. Bureau of Labor Statistics, U.S. Bureau of Labor Statistics, 22 Feb. 2024, www.bls.gov/opub/ted/2024/consumer-prices-up-3-1-percent-from-january-2023-to-january-2024.htm   “Fact Sheets Marketplace 2024 Open Enrollment Period Report: Final National Snapshot.” CMS.Gov, Centers for Medicare & Medicaid Services, 24 Jan. 2024, www.cms.gov/newsroom/fact-sheets/marketplace-2024-open-enrollment-period-report-final-national-snapshot “About Georgia Access.” Georgia Access, Georgia Access, 18 Jan. 2024, georgiaaccess.gov/about-georgia-access/ “Home - Centers for Medicare & Medicaid Services.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/cms-cciio-draft-py-24-public-facing-map10262023v1.pdf. Accessed 23 July 2024. Cox, Cynthia, and Jared Ortaliza. “Where ACA Marketplace Enrollment Is Growing the Fastest, and Why.” KFF, KFF, 16 May 2024, www.kff.org/policy-watch/where-aca-marketplace-enrollment-is-growing-the-fastest-and-why/ “What Is the ‘Unwinding Special Enrollment Period (SEP)’ and How Can Consumers Qualify?” Agentbrokerfaq.Cms.Gov, Centers for Medicare & Medicaid Services, 16 Apr. 2024, www.agentbrokerfaq.cms.gov/s/article/What-is-the-Unwinding-SEP-and-how-can-consumers-qualify   “The Biden-⁠Harris Administration Immediate Priorities.” The White House, The United States Government, 20 Sept. 2021, www.whitehouse.gov/priorities/   “FY-2025-Budget-in-Brief.PDF.” HHS.Gov, Department of Health and Human Services, www.hhs.gov/sites/default/files/fy-2025-budget-in-brief.pdf Accessed 23 July 2024. Kearney, Audrey, et al. “KFF Health Tracking Poll February 2024: Voters on Two Key Health Care Issues: Affordability and ACA.” KFF, KFF, 20 Mar. 2024, www.kff.org/affordable-care-act/poll-finding/kff-health-tracking-poll-february-2024-voters-on-two-key-health-care-issues-affordability-and-aca/   “Remarks by President Biden at an Affordable Care Act Anniversary Event.” The White House, The United States Government, 23 Mar. 2023, www.whitehouse.gov/briefing-room/speeches-remarks/2023/03/23/remarks-by-president-biden-at-an-affordable-care-act-anniversary-event/ “Fact Sheet: The Biden-Harris Administration Urges Congress to Lower Drug Costs for Americans with Commercial Insurance.” HHS.Gov, Department of Health and Human Services, 11 Mar. 2024, www.hhs.gov/about/news/2024/03/11/fact-sheet-biden-harris-administration-urges-congress-lower-drug-costs-americans-with-commercial-insurance.html Levitt, Larry, et al. “Q&A: Implications of the Ruling on the ACA’s Preventive Services Requirement.” KFF, KFF, 25 June 2024, www.kff.org/policy-watch/qa-implications-of-the-ruling-on-the-acas-preventive-services-requirement/   Follow Us on Social!  Ritter on Facebook, Instagram, LinkedIn, TikTok, X, and YouTube Sarah on LinkedIn, Instagram, and Threads Tina on LinkedIn