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All the Hacks

All the Hacks

Author: Chris Hutchins

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Learn all the hacks to optimize and upgrade every aspect of your life while spending less and saving more. Chris is a life hacker who has saved millions by breaking down every aspect of life, looking to maximize happiness at the lowest cost.
9 Episodes
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Crypto expert Zac Prince, joins Chris to talk about how to earn 8.6% interest on cash through crypto stablecoins. They also discuss Zac’s favorite investing hacks, his crypto portfolio advice, Bitcoin, Ethereum and other different crypto tokens Zac invests in.Zac Prince (@blockfizac) is the CEO of BlockFi, a crypto-first banking platform that lets you earn interest, borrow cash, and trade crypto. BlockFi is one of the fastest growing fintech companies ever and currently lets you earn up to 8.6% on your cash using crypto. Get up to $250  free when you sign up at https://www.allthehacks.com/blockfiFull show notes available at: https://www.allthehacks.com/blockfi-zac-prince Selected Links From The EpisodeConnect with Zac : Twitter | LinkedInEarning 8.6% with BlockFiAccount: Get up to $250 free when you open a BlockFi AccountBlockFi Credit Card Waitlist: Bitcoin Rewards Credit CardGet your bills negotiated: BillShark | TrimGrow your wealth: $5,000 Managed Free at WealthfrontOptions Income Strategies: Article from SeekingAlpha Full Show NotesHow Zac ended up running BlockFi [01:42]How is BlockFi able to pay high interest rates on cash? [03:35]What are the risks of putting money in a BlockFi account?  [06:50]For every 100 dollars that comes into BlockFI, they lend out about $70-80. Here is why. [08:09]How BlockFi automation reduces risk if bitcoin falls at 3 am. [09:31]Why BlockFi is different from other platforms that pay you interest on crypto.  [11:08]DeFi platforms vs. BlockFi - which pays you more?  [13:09]How big is BlockFi (staff and funding): the fastest fintech company to get to $3B valuation.  [14:30]Should crypto be part of your investment portfolio? [15:27]When will cryptocurrency be mainstream?  [18:45]Why are traditional banks not embracing crypto?  [21:42]What are stock options and how you can use them to grow your wealth. [23:06]How a great credit score saves you a ton of money [27:21]How you can get someone to negotiate your bills for you and get them lowered.  [28:17]What is the world’s first Bitcoin rewards credit card? (an unintimidating way to make bitcoin) [29:32]There are so many cryptocurrencies, how do you pick? (three categories of crypto) [34:14]Two interesting things you can do with stablecoin.  [35:46]BlockFi CEO’s, Zac Prince, personal cryptocurrency portfolio. [36:19]Is buying Ethereum the same as betting on the future of blockchain?  [37:04] Connect with All the HacksAll the Hacks: Newsletter  | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn
Time management pro Laura Vanderkam joins Chris to talk about how to make the most out of your weeks. They discuss how to find time for yourself in your busy schedule, multitasking, feeling more productive in the morning, the best way to plan your week/weekend, and managing your time as a parent. Laura Vanderkam (@lvanderkam) is the author of several time management books including 168 Hours and What the Most Successful People Do Before Breakfast. Her work has appeared in the New York times, the Wall Street Journal and Fortune. She also hosts two podcasts Before Breakfast and Best of Both Worlds and blogs at lauravanderkam.com.Full show notes available at: https://www.allthehacks.com/managing-time-laura-vanderkam/ Selected Links From The EpisodeConnect with Laura: Twitter | Website | LinkedInLaura's Resources: Time Makeover Guide and Time Tracking SheetLaura’s Podcasts: Before Breakfast | Best of Both WorldsLaura's Books168 Hours: You Have More Time Than You Think What the Most Successful People Do Before BreakfastThe New Corner Office: How the Most Successful People Work from HomeOff the Clock: Feel Less Busy While Getting More DoneAll the Money in the World: What the Happiest People Know About WealthJuliet's School of Possibilities: A Little Story About the Power of PrioritiesI Know How She Does It: How Successful Women Make the Most of Their TimeHomemade meals delivered: shef.com Full Show NotesThe biggest misconception people have about time management. [00:54]Changing your mindset from “I don’t have time” to “I have some time, what would I like to do with it?”  [02:02]The first step to shifting your mindset: track your time for a week [04:37]Why using spreadsheets to track your time is better than using apps  [06:17]The most common thing that wastes your time.  [07:26]Start your time management plan by asking yourself what you want to spend MORE time doing.  [09:26]3 main things you would get the most value from prioritizing. [11:13]2 things that you probably think TAKE time, but they actually MAKE time.  [12:06]Should you schedule your breaks? [13:49]How can you prioritize errands?  [14:23]When you have a few minutes extra (like if you are waiting in line), do this.  [16:21]How to keep relationships strong while limiting the time spent on them. [17:42]Setting alarms so you can have more quality time with others. [20:30]Should you do two things at once? [22:07]Multitasking with a partner: make sure you are on the same page about what you are trying to achieve.  [24:13]How to tackle your to-do list (3 choices). [25:45]How to eat healthy no matter how busy you are. [29:15]Should you outsource your cooking needs? [32:22]Why weekly planning every Friday afternoon will help you avoid Sunday night blues. [34:48]Planning your weekend and making a list of 100 dream [37:02]Should you do chores on weekends or weekdays (weekend hack)? [41:12]If you have kids, you are better off going out on the weekends. Here is why. [44:49]Why mornings are a valuable part of the day.  [46:24]What if I can’t be productive in the morning because I feel awful?  [48:08]Two hacks to introduce new habits in the morning. [49:33]How to avoid wasting time on your phone in the morning.  [51:30]Being mindful of time during the work day. [52:35]How to stop losing time through email. [54:08]How to spend quality time with your kids and still have time for yourself. [55:30]3 tips for raising independent children.  [57:25]One last trick that can save you tons of time. [59:41] Connect with All the HacksAll the Hacks: Newsletter  | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn
Renowned financial columnist, Morgan Housel talks with Chris about the psychology of money. They discuss the mindset of winning investors, new ways to think about risk, when to hold cash vs. invest, and how you can stop wanting more and focus on your own financial independence.Morgan Housel (@morganhousel) is a partner at Collaborative Fund and a former columnist at The Motley Fool and The Wall Street Journal. He is also the author of the bestselling book The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness.Full show notes available at: https://www.allthehacks.com/psychology-of-money-morgan-housel/ Selected Links From The EpisodeConnect with Morgan: Twitter | Website | LinkedInMorgan’s book: The Psychology of Money: Timeless Lessons on Wealth, Greed, and HappinessBenjamin Graham's Books: The Intelligent Investor | Security AnalysisEric Johnson's Book on Nazi Germany: What We Knew Full Show NotesWhat drove Morgan to write the book? [01:22]How finance is taught vs. how it actually is in the real world. [03:58]What is the highest form of wealth? [05:44]The different levels of financial independence (it is a spectrum) [07:18]Building up cash: save more or earn more [10:28]Why don’t people like saving money? [12:30]Is there a way to stop yourself from wanting more (it’s easier for a specific type of person)? [13:36]Can you go too far with FIRE (pushing your friends away)? [17:20]Why do people become irrational when it comes to money? [19:34]Active vs. Passive Investing, can you do both? [22:16]Why you don’t actually know how much risk you can tolerate. [26:52]Getting comfortable with being wrong and why you don’t need to be right all the time [32:34]Why you need to stick around and make a lot of bets [36:25]Framework for thinking about financial decisions that went poorly [38:51]You only know one version of history, but what about the others? [39:30]What is the best way to learn from history? [41:26]How school curriculums should change (less algebra and more probability). [44:41]How can parents help their kids learn about investing? [46:54]The most overlooked aspect of behavioral finance. [49:04]The only financial hack you need [50:47] Connect with All the HacksAll the Hacks: Newsletter  | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn
Cheap flight fanatic Scott Keyes joins Chris to talk about getting the best deals on flights around the world. They discuss when and how to find and book the cheapest flights, making the most of flight cancelations or delays and lots of travel hacks to maximize happiness on all your trips.Scott Keyes (@smkeyes) is the founder of Scott's Cheap Flights, a service that  helps over two million members find incredible deals on flights around the world. He is also the author of the bestselling book Take More Vacations: How to Search Better, Book Cheaper, and Travel the World.Full show notes available at: https://www.allthehacks.com/cheap-flights-scott-keyes/ Selected Links From The EpisodeConnect with Scott Keyes: Twitter | InstagramScott's Bestselling Book: Take More VacationsSign up for Scott's Flight Deals: Scott's Cheap FlightsConnect with Scott's Cheap Flights: Twitter | Instagram | FacebookBest Search Engine for Flights: Google FlightsFind Nonstop Flights from any Airport: Flight ConnectionsFind Train, Bus and Ferry Routes: Rome2Rio | Seat61 Full Show NotesScott’s background and how he got the best flight deal in his life [02:18]How more vacations can make you happier and more successful [06:28]Why We’re Living in the Golden Age of Cheap Flights [11:07]Favorite Places to Travel in the World [12:05]The 3 Areas of Flexibility That Help You Get Cheap Flights [13:00]Do Small or Large Airports Get the Best Flight Deals? [16:01]Can you find a Cheap Flight Anywhere in the World? [18:32]Where You Need to be Looking For Cheap Flights [20:17]Are All Cheap Flights Inconvenient with Many Layovers? [24:15]Why Budget Airlines Aren’t Worth the Savings [26:45]What To Do When Your Flight is Delayed or Canceled [32:25]How to Get Compensated if Your Flight is Full [37:25]Scott’s Rules for the Cheapest Times To Book Your Flights [38:39]Using the Greek Island Trip to save $1000+ on International Trips [42:09]Finding Every Nonstop Flight To or From a City with Flight Connections [46:14]How to Find Local Travel Routes by Bus, Train and Ferry [47:15]Why Scott Almost Never Buys Travel Insurance [50:00]Change and Cancellation Policies [51:15]How to Use Flight Schedule Changes to Your Advantage [52:38]Is Business Class Worth the Extra Cost? [55:28]You Don’t Need Points and Miles for Great Flight Deals [57:58]How Anticipation and Memories can Make Your Next Trip Better [1:03:55]Timing the Activities on a Trip to Maximize Your Happiness [1:06:58]Using the 24 Hour Rule to Lock in Your Next Cheap Flight [1:10:44]Getting the Cheapest Flights for Two or More Passengers [1:17:06]Finding Scott and Scott’s Cheap Flights Online [1:18:56] Connect with All the HacksAll the Hacks: Newsletter  | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn
Professional car buyer LeeAnn Shattuck joins Chris to talk about getting the best deal when buying and selling a vehicle. They discuss the buying new and used cars, making the decision to lease or buy, negotiating the best price and how to get the most when you're selling or trading in your existing car.LeeAnn Shattuck is the founder of The Car Chick, a car buying service that helps people get a great deal on a new or used car. She's also a self-professed “car nut”, a champion race car driver and host of The Straight Shift podcast.Full show notes available at: https://www.allthehacks.com/car-deals-leeann-shattuck/ Selected Links From The EpisodeConnect with LeeAnn Shattuck: The Car Chick | The Straight ShiftFind out the reliability of your vehicle: Consumer ReportsDatabase of Owners Vehicle Complaints: CarComplaintsRenting a Car to Test Drive It: TuroMost Popular Car Right Now: Kia TellurideCar Search Engines: AutoTrader | Cars.comNew Car Buying Sites: TrueCar | Costco AutoOnline Car Dealers: Carvana | Vroom | ShiftUsed Car Inspections: LemonSquadFinding Car Invoice Pricing: EdmundsGetting a Used Car Report: CarFax Full Show NotesHow LeeAnn first fell in love with cars  [01:45]The biggest misconception people have when buying a car  [03:37]Should you buy a new car or a used one? [04:30]Which vehicles depreciate slower?  [06:48]Looking up the reliability of cars  [08:07]Are cars safer nowadays? [09:35]How COVID-19 made used cars more expensive [12:16]How to test drive a car unavailable for test drive/ [14:35]Is it easy to change the color of a car? [16:13]What’s the best way to shop for a new car? [17:39]Why True Car and Costco’s Auto buying program aren’t the best deal. [22:35]Finding used cars while avoiding scams. [24:02]Buying a used car from a website like CarMax or Carvana (should you do it?) [26:57]Why you always need a pre-purchase inspection (and how to do it) [29:15]Certified pre-owned: Is it worth it? (and the best certified pre-owned program)  [31:27]The ultimate car buying hack  [34:54]Should you negotiate the price first or decide to lease or buy first?  [38:00]Two essential steps to negotiating the best price for a car [39:18]One more good thing to ask for at the end of your deal  [43:24]The best time to buy a car [44:30]What happens when your salesperson has to “go to the back”  [46:06]What if you can’t get the best deal because the market is down? [49:56]Leasing a car: what leasing companies don’t want you to know.  [52:10]How to make money getting out of your lease. [56:10]Is it better to lease or buy if you like trading cars?  [58:49]What should you do if you go over your leasing mileage?  [1:00:20]Should you shop for an interest rate (and who can do that)?  [1:01:10]What’s the best way to get rid of your old car and maximize your profit? [1:03:00] Always do this before buying a used car [1:05:57]How LeeAnn helps hooks her clients up with the best deals [1:07:35] Connect with All the HacksAll the Hacks: Newsletter  | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn
Points optimizer Alex Miller joins Chris to go deep on credit cards and points hacks. They discuss the best cards to get right now,  how to get thousands of points without spending much money, and ways you should NOT be spending your points.Alex Miller is the Founder and CEO of Upgraded Points, a site that helps millions of people each month maximize their points and miles. An avid traveler himself, Alex regularly uses  points for extravagant trips around the world, like flying in luxurious first-class cabins complete with onboard bars and showers that would have cost $50,000 if he were paying cash.Full show notes available at: https://www.allthehacks.com/credit-card-points-alex-miller/ Selected Links From The EpisodeConnect with Alex Miller: LinkedIn | Upgraded PointsBudget tracker: MintCredit card companies that give you a spending report: Chase | AmexCredit card companies that offer transferable points: Chase | Amex | Capital One | CitiLeveraging international credit in the US: Nova CreditLuxury airlines mentioned: Singapore Suites | Etihad Apartment | Emirates | American Airlines First ClassThe best points cards right now: Amex Gold |Chase Sapphire Reserve | Chase Sapphire Preferred |Amex PlatinumBest complementary cards to have: Chase Freedom Unlimited | Amex Blue Cash PreferredKeep track of your points: Award Wallet  Credit Card Travel Portals: Chase | AmexHottest sign up bonuses right now: Chase Sapphire Preferred | Capital One VentureHow to Find the Amex Platinum 100k (or 125k) Welcome Bonus Offer: Upgraded Points Additional Links from Upgraded PointsBeginners Guide to Points & Miles11 Best Travel Credit Cards20 Best Ways to Earn Chase Points47 Best Ways to Redeem Chase Points19 Best Ways to Earn Amex Points59 Best Ways to Redeem Amex Points Full Show NotesWho is Alex Miller? [01:42]Alex’s first taste of business class [02:30]How to tell if you're not optimizing your credit cards [06:10]Selecting a points card depending on how you spend your money [08:04]The downside to tracking your budget with Mint [10:02]How credit cards affect your credit [10:52]How to leverage your international credit to open a US credit card without US credit history [13:42]Is earning cash back better than earning points? [15:07]Getting some of the benefit of cash back even if you use points [16:23]Which type of points are the most valuable [17:40]Gift cards are a terrible use of points [18:36]Why airline credit cards are often a bad deal [19:49]Hotel cards may give you some perks like a free one night stay [22:00]Should you get a credit card with an expensive annual fee? [22:36]Before you cancel your credit card because of high fees, do this first. [24:50]Chris and Alex’s best point redemption stories [26:37]Going on amazing vacations for free is super attainable [34:00]What are the best points cards right now? [36:27]The best complementary card to have for spending that doesn’t fall under popular spending categories [40:28]The only time to use a cash back card [41:15]Here is how you can be eligible for a business credit card without employing anyone. [42:06]Get points for shopping at amazon EVEN if your card only gives you points for groceries. [43:43]Get points using this hack without spending any money [45:52]Adding offers to your credit card [47:03]Use shopping portals to accelerate your points earning [48:59]How do you organize and keep track of your points across different cards? [51:18]What if you just want to fly whenever you want, is there a way to use your points? [52:04]The hottest sign up bonuses right now & how to get more then 100,000 points signing up [54:14]Chase's 5/24 rule [56:30]What about Capital One? [57:25]Why the biggest signup bonuses are happening now [58:12]What you can do if you are not approved for a card [59:21]How long do you keep a card after the sign up bonus? [1:00:09]Why you would want to downgrade a card [1:02:10]Connecting with Alex Miller [1:04:00] Connect with All the HacksAll the Hacks: Newsletter  | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn
Financial independence (FI) expert Brad Barrett joins Chris to discuss how you can achieve FI no matter how much you make, including how much money you need to hit FI, savings hacks you can use along the way, and the power of intentionality.Brad Barrett is the co-host of ChooseFI, the top podcast on financial independence with more than one million monthly listeners. Brad became financially independent and quit his job at 35 years old, without ever earning a six-figure salary. He also runs Travel Miles 101 and Richmond Savers.Full show notes available at: https://www.allthehacks.com/financial-independence-brad-barrett/ Selected Links From The EpisodeBrad Barrett: LinkedInChooseFI: Podcast | Instagram | Local groupsThe shockingly simple math behind early retirement article: Mr. Money MustacheAutomate your savings strategy: WealthfronteBooks from your library: OverdriveCheaper mobile phone plans: Republic Wireless | Mint Mobile Learn how to travel the world for pennies: Travel Miles 101Hotels mentioned: Disney Swan Hotel | Fairmont Bermuda HotelBook a personal trip through rewards with: Flight FoxTrack price history and set price alerts on your favorite products: Camel Camel Camel Show NotesWho is Brad Barrett the financial independence expert? [00:20]What is financial independence (the one hack to rule them all)? [01:25]Mistakes Brad has made [03:25]The ultimate definition of financial independence [04:22]Is financial independence something anyone can achieve? (it’s a simple equation) [05:48]The choices Brad made that set him up well for financial independence  [09:19]Does financial independence mean you have to give up everything while you save? [10:45]The greatest hack is this mindset shift: what do you value more?  [11:50]Proof that Brad is not living in deprivation19:03 Do you have to save 90% of your income?  [13:41]Does saving mean you have to spend 30 hours a month tinkering with your finances? [20:44]Step one to financial independence is finding out how much your life costs.  [23:27]Even Brad makes mistakes where he can be more aware.  [26:02]Figuring out how much you are saving on a sheet of paper v. using a savings app [28:07]If you know you want to work forever, use this advice [30:57]How do you figure out how much you need to save to achieve financial independence (4% rule of thumb) [31:41]The 4% rule isn't perfect, this is Chris’s issue with it  [35:39]Hacks beyond saving money from your income [37:29]How to get free eBooks from the public library [40:29]Saving on mobile phone plans and controlling what you do on data  [42:25]Finding tiny sacrifices that work for you  [43:51]How Brad spent $150 instead of $5,000 on a vacation using reward points  [44:09]How to find out the price history of your favorite products and turn buying into a fun game [50:20]The big takeaway from today’s episode (intentionality and optimizing without sacrifice). [53:00]Connecting with Brad and ChooseFi [54:00] Connect with All the HacksAll the Hacks: Newsletter  | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn
Travel pro Leigh Rowan joins Chris to discuss the travel hacks you need for your next trip, including getting the best prices on flights and hotels, having authentic local experiences and not getting ripped off changing money.Leigh Rowan (@leighrowan) is a serious travel hacker. He is the founder and CEO of Savanti Travel, a travel management company for executives and prior to that was the COO of The Points Guy.Full show notes at: https://allthehacks.com/travel-hacks-leigh-rowan Selected Links From The EpisodeLeigh Rowan: Twitter | Savanti TravelBest flight search tool: Google FlightsFind travel advisers who might have flight/hotel deals: VirtuosoFind your airline’s seat map: SeatGuruGreat deals on rental cars: CostcoAirline Vacation Portals: American | Delta | UnitedFind guides from your local library using this extension: Library ExtensionFree concierges from your Credit Cards: Amex | Visa | MasterCardFind a local to show you around at your destination: ShowAroundEat with a local: EatWithDo a photography session at your destination: FlytographyLocal guides to what's happening: TimeOutSwitching to an eSIM: Verizon | AT&T | T-MobileOffline mode to save data: Google Maps | Google TranslatePhone Plans for International Travel: Google Fi Show NotesLeigh's background in the travel industry [01:40]What to do before planning any trip   [03:10]What if you just want the cheapest trip or just a warm destination? [06:35]Should you pay with miles or with cash? [07:30]Why you shouldn’t book flights from Expedia and book from the airline directly instead. [08:34]How do you get access to lower corporate rates for flights? [10:11]How to pick the best airline for your next international flight? [10:31]Making sure your rental is still available and being treated like a VIP. [12:18]Which Costco travel deals are good and which ones are bad. [14:16]Take advantage of COVID flight flexibility policies for future trips [15:48]When on google flights, make sure to add this to your search [16:26]How do you narrow down your hotel search? [17:05]Should you pay for Tripadvisor plus and how does it work? [18:58]How does your experience change depending on how you book your hotel?  [20:48]Doing this may help you get perks at your hotel, you might even get upgraded. [22:43]Why speaking to the hotel beforehand really matters [25:09]Should you trust hotel concierge food recommendations? [25:30]How to get the best price on a vacation home or villa. [26:52]Why you should do a food tour as soon as you arrive at your destination. [28:49]More tips for planning your trip  [29:40]How you can plan experiences you won’t find in a guidebook [32:00]What is a destination management company? [33:31]A photography session is the best souvenir you can get when you travel. [34:14]How can you find hidden experiences and what your credit card concierge might know. [34:47]Services your credit card concierge probably does and whether you can trust them. [36:44]Where to find the best food and how to avoid tourist food traps? [38:58]The safest and cheapest way to have cash on hand when traveling. [42:33]The best way you can get rid of local currency at the end of your trip without getting ripped off [44:20]Don’t fall for this bank travel scam. [45:40]Getting a local cell phone service or data. [47:37]Preparing your phone for travel. [48:55]Trips where you shouldn’t bring your main phone/laptop [50:53]Leigh’s upcoming trips. [51:48]What is Savanti Travel? [52:34] Connect with All the HacksAll the Hacks: Newsletter  | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn
All the Hacks: Trailer

All the Hacks: Trailer

2021-03-3001:10

Chris is a die-hard optimizer who does all the research to get the best experience in life without the expensive price tag.
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