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All the Hacks with Chris Hutchins

All the Hacks with Chris Hutchins
Author: Chris Hutchins
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© 2024 - Chris Hutchins
Description
Learn all the hacks to upgrade your life, money and travel – all while spending less and saving more. Host Chris Hutchins is a life hacker who has saved millions by breaking down every aspect of life, looking to maximize happiness at the lowest cost. Chris and guests like Tim Ferriss, Tony Hawk, Codie Sanchez and Gary Vaynerchuk will help you learn the strategies and tactics they used to shape their success.
237 Episodes
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#236: Chris reviews and ranks the full American Express lineup of 30+ cards. He also breaks down Membership Rewards, transfer partners, approval rules, card-linked offers, unique perks, and more.
Link to Full Show Notes: https://chrishutchins.com/amex-cards-membership-rewards-points
Partner Deals
Kick: 50% off your first year of self-driving bookkeeping w/ code CHRIS
DeleteMe: 20% off removing your personal info from the web
Bilt Rewards: Earn the most valuable points when you pay rent
NetSuite: Free KPI checklist to upgrade your business performance
For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Resources Mentioned
Best Cards Page
Amex Cards Tier List
Membership Rewards Cards
American Express® Green Card
Business Green Rewards Card
American Express® Gold Card
The American Express® Business Gold Card
The Platinum Card® from American Express
American Express Platinum Card for Schwab
The Platinum Card® from American Express Exclusively for Morgan Stanley
The Business Platinum Card® from American Express
The Blue Business® Plus Credit Card from American Express
Cash Back Cards
Blue Cash Everyday® Card from American Express
Blue Cash Preferred® Card from American Express
American Express Blue Business Cash™ Card
The Plum Card from American Express
Delta Cards
Delta SkyMiles® Blue American Express Card
Delta SkyMiles® Gold American Express Card
Delta SkyMiles® Gold Business American Express Card
Delta SkyMiles® Platinum American Express Card
Delta SkyMiles® Platinum Business American Express Card
Delta SkyMiles® Reserve American Express Card
Delta SkyMiles® Reserve Business American Express Card
Hilton Cards
Hilton Honors American Express Card
Hilton Honors American Express Surpass® Card
Hilton Honors American Express Aspire Card
The Hilton Honors American Express Business Card
Marriott Cards
Marriott Bonvoy Bevy® American Express® Card
Marriott Bonvoy Brilliant® American Express® Card
Marriott Bonvoy Business® American Express® Card
CardPointers Pro: 30% off here or 50% off for ATH Members
Free point.me for American Express Membership Rewards® points
Co-Branded Marriott Card Eligibility Rules
Tim Ferriss Ep #815: Helping Tim Burn 15M+ Miles and Points, Flipping Costco Gold Into Five-Star Trips & More
ATH Podcast
Membership: Join here
Luxury Hotel Upgrade Program
Leave a review: Apple Podcasts | Spotify
Email for questions, hacks, deals, and feedback: podcast@allthehacks.com
Full Show Notes
(00:00) Introduction
(01:52) Quick Episode Overview
(04:29) Amex Green Cards
(07:30) Amex Personal Gold Card
(11:32) Amex Business Gold Card
(15:01) Amex Platinum Cards
(19:24) Perks & Benefits on the Platinum Cards
(25:19) Platinum Card Variations
(29:38) Business Platinum Card
(38:05) Centurion Cards
(42:05) Blue Business Plus
(43:45) Amex Cash Back Cards
(49:19) Delta Cards
(1:03:10) Hilton Cards
(1:11:37) Marriott Cards
(1:22:17) Amazon Cards
(1:23:39) Leveraging Card-Linked Offers
(1:25:47) Notable Benefits of Amex Cards
(1:29:48) General Business Card Perks & Benefits
(1:30:30) Rental Car Coverage
(1:31:46) Credit Limits on Amex Cards
(1:32:19) Membership Rewards
(1:35:00) Amex Airline & Hotel Transfer Partners
(1:37:32) How to Move Membership Rewards Points
(1:38:21) Rules for Opening Amex Cards
(1:41:34) Reasons to Love or Dislike Amex
(1:45:26) The Best Amex Two-Card Combo
Learn more about your ad choices. Visit megaphone.fm/adchoices
#235: Chris shares his personal 10-step money allocation framework to help prioritize savings, investments, and financial flexibility. He also dives into advanced strategies for tax optimization, liquidity, and real-world application through listener questions.
Link to Full Show Notes: https://chrishutchins.com/10-step-money-allocation-framework
Partner Deals
Vuori: 20% off the most comfortable performance apparel I've ever worn
Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth
Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2
LMNT: Free 8-count sample pack of my favorite electrolyte drink mix
MasterClass: Learn from the world's best with 15% off
For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Resources Mentioned
Brian Feroldi’s Emergency Fund Size Formula
Wealthfront: Get $5k managed free here and get a 0.5% APY boost here
Daffy: Get free $25 for charity here
Direct Indexing: Frec
ATH Podcast
Ep #144: Leveraging Tax-Advantaged Accounts to Maximize Your Wealth with Katie Gatti Tassin
Ep #168: Building an Investment Portfolio to Grow and Protect Your Wealth with Chris Doyle
Ep #177: Best Bank Account Setup to Earn Interest on All Your Cash
Leave a review: Apple Podcasts | Spotify
Email for questions, hacks, deals, and feedback: podcast@allthehacks.com
Full Show Notes
(00:00) Introduction
(02:03) Quick Episode Overview
(03:37) Step 1: Operating Cash
(05:14) Step 2: Employer Match
(06:21) Step 3: Urgent Debt Payoff
(07:56) Step 4: Safety Net
(11:49) Step 5: Short-Term Goals Fund
(13:30) Step 6: Debt Review
(15:44) Step 7: Tax-Advantaged Investing
(21:38) Step 8: Brokerage Investing
(30:16) Step 9: Education Investing
(31:23) Step 10: Optional Debt
(32:48) Why You Should Prioritize Liquidity
(37:51) Types of Alternative Cash Savings
(40:48) The Margin Call
(43:28) Listener Q1: Strategy for Using Money from House Sale
(47:07) Listener Q2: How to Leverage Tax-Loss Harvesting
(50:35) Listener Q3: Effective Ways to Manage Your Investment Portfolio
(55:00) Listener Q4: Thoughts on Financial Advisors
Connect with Chris
Newsletter | Membership | X | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices
#234: In this bonus episode, Chris discusses the new Mesa Homeowners Card, some new big welcome bonuses, card and hotel program devaluations, two new points promotions, free summer activities and more.
Link to Full Show Notes: https://chrishutchins.com/card-news-promos-and-more-june-2025
Resources Mentioned
Mesa Homeowners Card 5,000 Point Offer (or code FCRGNB)
Amex Platinum: Up to 175k Bonus
Amex Gold: Up to 100k Bonus
Major Card Refresh (100k/200k Bonus)
Coinbase One 4% Card
Venture X Lounge Changes
Hilton Devaluation
Free Uber One for Delta Cards
Hyatt Peloton Promo
Plastiq Personal Payment Options
Kids Bowl Free
Free National Park Days
Bank of America Free Museum Days
Full Show Notes
(00:00) Introduction
(00:56) Mesa Homeowners Card
(06:49) New Amex Personal Card Bonuses
(09:19) Card Refresh + New Bonuses
(15:37) New Coinbase Card
(16:13) Venture X Lounge Access Changes
(19:31) Hilton Devaluation
(20:30) Delta Card + Uber One Benefit
(21:27) Hyatt + Peloton Promotion
(22:28) Using Plastiq for Personal Payments
(23:11) Free Summer Activities
(23:47) Saving on Apple Subscriptions
Connect with Chris
Newsletter | Membership | X | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices
#233: Explore how different generations approach money and what they get right (and wrong) about saving, investing, spending, and building wealth. We dig into the psychology of money across generations and share practical lessons on homeownership, retirement, automation, points inflation, and more.
Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management. He runs the popular financial blog, A Wealth of Common Sense and is the author of four books on investing and personal finance. He also co-hosts one of my favorite podcasts: Animal Spirits.
Link to Full Show Notes: https://chrishutchins.com/financial-mindsets-across-generations-ben-carlson
Partner Deals
Superhuman: Free month of the fastest and best email with code ALLTHEHACKS
Green Chef: 50% off your first meal kit with code 50ALLTHEHACKS
Notion: Try Notion AI free to automate tedious tasks and streamline your work
Bilt Rewards: Earn the most valuable points when you pay rent
DeleteMe: 20% off removing your personal info from the web
For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Resources Mentioned
Ben Carlson: Website | Animal Spirits Podcast | X
Ben's Post: Financial Advice That Doesn’t Work Anymore
Morningstar Column by John Rekenthaler
Tim Ferriss Ep #815: Helping Tim Burn 15M+ Miles and Points, Flipping Costco Gold Into Five-Star Trips & More
Award Travel Search Tools
AwardTool: $20 off annual plans with code ALLTHEHACKS
PointsYeah
Points Path Chrome Extension
Coinbase One: Join the waitlist here
ATH Podcast
Leave a review: Apple Podcasts | Spotify
Email for questions, hacks, deals, and feedback: podcast@allthehacks.com
Full Show Notes
(00:00) Introduction
(02:27) The Great Wealth Transfer From Boomers to Millennials
(05:52) Financial Mindsets Across Different Generations
(09:10) Current Status of the Housing Market
(11:37) Spending Habits in the Travel Industry
(14:28) Financial Lessons From Every Generation
(19:09) Stock Market vs. Housing Market
(25:41) Financial Advice That Doesn't Work Anymore
(27:33) How to Learn to Spend Money and Enjoy It Now
(31:39) The Spectrum of Coast FIRE
(38:48) Ben's Take on Social Security: Is It Worth It?
(41:25) How to Navigate the Current Market Volatility
(47:08) How Demographic Changes Impact the Investment Landscape
(50:27) Active vs. Passive Investing
(52:45) Different Ways to Automate Your Finances
(54:26) Credit Card Points Inflation and Its Impact
(58:09) Credit Card Returns: Cash Back vs. Welcome Offers
Connect with Chris
Newsletter | Membership | X | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices
#232: Chris reviews his current credit card lineup for 2025. He also covers how to evaluate new/existing cards, some card changes for 2025, new cards he's excited about, the best cards for each major spending category, and apps to manage all your cards.
Link to Full Show Notes: https://chrishutchins.com/whats-in-my-wallet-2025
Link to What's In My Wallet Blog Post: https://chrishutchins.com/blog/whats-in-my-wallet-for-2025/
Partner Deals
Trust & Will: Get 20% off personalized, legally binding estate plans
Bilt Rewards: Earn the most valuable points when you pay rent
Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth
Thrive Market: 30% off your first order of organic groceries + a free $60 gift
LMNT: Free 8-count sample pack of my favorite electrolyte drink mix
For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Resources Mentioned
Chris' Full What's In My Wallet Post
Credit Card Holder Wallet
Frequent Miler Premium Card Worksheet
Copilot: Free 2 months with code HACKS2
Chris’ Card Optimizer Tool
Southwest Companion Pass Complete Guide 2025
Kick Bookkeeping: 50% off your first year here
Credit Card Trackers
CardPointers Pro: 30% off here and 50% off here
CardRight
Travel Freely
AwardWallet
The Points Guy App
ATH Podcast
Membership
2025 Iceland Trip
Ep #152: Credit Cards: What's in My Wallet for 2024
Ep #170: Cash Back vs. Points: Are We Doing It All Wrong?
Ep #228: Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo)
Full Show Notes
(00:00) Introduction
(02:17) Quick Episode Overview
(03:28) The 3 Main Reasons to Own Credit Cards
(08:08) Things to Keep in Mind About Welcome Bonuses
(10:26) Chris' Credit Card Goals for 2025
(13:24) Points vs. Cash Back
(17:09) Why You Should Identify Your High Spend Categories
(21:53) How to Calculate the Value of a Card
(23:00) Review of Current Cards in Chris' Wallet
(30:44) Bank of America Cards
(33:00) U.S. Bank Cards
(33:49) Citi Cards
(38:27) The Bilt Mastercard®
(40:10) Understanding the Major Spending Categories
(42:35) Maximizing the Travel Category
(44:53) Earnings via Travel Portals
(47:57) Other Categories: Wholesale Clubs, Phone Service, Gas
(50:11) Managing Business Expenses (+ Kick Bookkeeping)
(52:10) New Cards for 2025
(55:47) How Chris Keeps Track of All His Cards
Connect with Chris
Newsletter | Membership | X | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices
#231: Chris shares his top 50 hacks, learnings and lessons from the past 230 episodes. Learn actionable strategies to level up your travel, wealth, points & miles, productivity, relationships, and so much more!
Link to Full Show Notes: https://chrishutchins.com/50-impactful-lessons-travel-money-life
Partner Deals
Copilot: Free 2 months access to my favorite personal finance app with code HACKS2
NetSuite: Free KPI checklist to upgrade your business performance
Facet: Personalized Financial Planning + $250 enrollment fee waived
DeleteMe: 20% off removing your personal info from the web
Vuori: 20% off the most comfortable performance apparel I've ever worn
For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Resources Mentioned
Price Monitoring Services
Vacation Rentals: HiChee
Car Rentals: AutoSlash
Hotel Rentals: HotelSlash
Flights: Autopilot | Tripit | Going™
eSIMs: Airalo
Books
Never Pay the First Bill: And Other Ways to Fight the Health Care System and Win
Die With Zero: Getting All You Can from Your Money and Your Life
Make Time: How to Focus on What Matters Every Day
Hell Yeah or No: what's worth doing
The 80/80 Marriage
Burn the Boats: Toss Plan B Overboard and Unleash Your Full Potential
10 Easy Money Rules by Ramit Sethi
Keepa
Savendeals
Savewise (20% off with ALLTHEHACKS20)
Rakuten ($30 bonus here)
CardPointers Pro (30% off here)
Cashback Monitor
Library Extension | Libby
Gelt (skip the waitlist here)
Free Unclaimed Money Site
Bilt Rewards
Payment Platforms
Plastiq
Melio
Zil Money
Trust & Will (20% off custom estate plans here)
The Work Number Report
DeleteMe (20% off here)
ATH Podcast
Full List of Episodes
Newsletter
Leave a review: Apple Podcasts | Spotify
Email for questions, hacks, deals, and feedback: podcast@allthehacks.com
Full Show Notes
(00:00) Introduction
(04:07) Ways to Boost Your Points and Miles
(06:10) The Truth About Credit Scores
(07:57) Leveraging Award Search Tools and Points
(11:15) Hidden Credit Card Benefits
(13:21) Travel Planning Tips and Tricks
(15:11) Monitoring Price Drops: Flights, Hotels, Car Rentals
(17:02) Emailing the Hotel Before Your Stay
(20:44) Hacks for International Travel
(22:13) The Peak-End Rule
(23:08) Why You Should Audit Your Bills
(25:16) Saving Money on Housing
(27:04) A Die with Zero Mindset
(28:46) Establishing Money Rules
(30:29) The Power of Negotiation
(32:54) Stacking Deals to Increase Savings
(37:46) Browser Extensions to Secure the Best Deals
(39:40) Leveraging Gift Cards
(41:28) How to Access Library Books Online
(42:00) Freebies at Hotels
(42:31) Saving Money on Taxes
(43:38) Automating Investments
(45:31) Tax-Advantaged Accounts, Donor-Advised Funds, and HSAs
(48:18) The Best U.S. Bank Accounts
(50:28) Turning Deals into Side Hustles
(51:58) Free Unclaimed Money
(53:21) Paying Bills with Credit Cards
(55:13) Setting Up a Will and Trust
(56:31) Leveraging AI to Save Time
(58:06) Ways to Optimize Your Time
(59:19) The Hell Yes or No Filter
(1:01:32) How to Buy Back Time
(1:03:44) Levels of Listening and 80/80 Marriage
(1:05:21) Two-Hour Cocktail Party
(1:06:45) Making Healthier Decisions
(1:08:25) Protecting Your Identity
(1:10:38) Decision-Making Tactics
Connect with Chris
Newsletter | Membership | X | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices
#230: The Wealth Ladder is a new philosophy for thinking about money and in this episode you'll learn exactly how to handle your spending, income, investments, and more, with tailored advice for every stage. We cover strategies to boost income, spend smarter with the 0.01% rule, avoid costly financial traps, evaluate new business opportunities, and achieve financial freedom.
Nick Maggiulli is a financial writer, data expert, and the COO of Ritholtz Wealth Management. He’s the creator of the popular financial blog Of Dollars and Data and the author of Just Keep Buying and The Wealth Ladder.
Link to Full Show Notes: https://chrishutchins.com/the-wealth-ladder-nick-maggiulli
Partner Deals
LMNT: Free sample pack of my favorite electrolyte drink mix
Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth
MasterClass: Learn from the world's best with 15% off
Notion: Try Notion AI free to automate tedious tasks and streamline your work
Trust & Will: Get 20% off personalized, legally binding estate plans
For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Resources Mentioned
Nick: X | Instagram | LinkedIn | Blog
Pre Order: The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life
Research Data Sources
Survey of Consumer Finances (SCF)
Panel Study of Income Dynamics (PSID)
ATH Podcast
Ep #59: Save Money, Build Wealth and Just Keep Buying with Nick Maggiulli
Ep #206: The Gold Market: Strategies for Investing and Reselling with Trey Benedict
Ep #213: The 5 Types of Wealth with Sahil Bloom
Leave a review: Apple Podcasts | Spotify
Email for questions, hacks, deals, and feedback: podcast@allthehacks.com
Full Show Notes
(00:00) Introduction
(02:15) Big Misconception: Wealth vs. Income
(04:43) Why You Should Think About Wealth as a Ladder
(08:54) Level 1: Living Paycheck to Paycheck
(11:18) How to Grow Your Income in Level 2
(14:04) What Is the 0.01% Rule?
(18:43) Leveling Up from Level 3: Investing & Side Hustles
(21:21) The Risk of Overspending
(22:41) Nick's Research Data Sources
(24:15) The Difference Between Level 3 and Level 4
(29:44) Risks People Face at Level 3 and 4
(33:40) Transitioning from Level 4 to 5
(35:56) How to Manage Lifestyle Creep
(38:49) Level 5 and 6 of the Wealth Ladder
(40:24) The 5 Different Types of Wealth
(41:47) How Does Happiness Correlate with the Wealth Ladder?
(43:47) The Average Timeline to Climb Up the Wealth Ladder
(47:30) Using the 1% Rule to Evaluate Business Opportunities
(50:20) Accessing Travel Freedom Through Points & Miles
(52:36) Biggest Lessons Nick Learned on His Wealth Journey
(53:54) The Impact of Understanding the Wealth Ladder
(55:02) Where to Find Nick's Book and Other Work
Connect with Chris
Newsletter | Membership | X | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices
#229: Your gut is the engine of your entire body, so today we break down how to keep it running smoothly with practical, evidence-backed tips. We cover the gut’s powerful role in digestion, immunity, and brain health while challenging common misconceptions about reflux, probiotics, and more.
Dr. Robynne Chutkan is a board-certified integrative gastroenterologist, bestselling author, and founder of the Digestive Center for Wellness. She’s the founder of Gutbliss and host of the Gutbliss Podcast, where she shares expert insights on digestive health and the microbiome.
Link to Full Show Notes: https://chrishutchins.com/improve-gut-health-dr-robynne-chutkan
Partner Deals
Quince: Affordable luxury essentials with free shipping + 365 day returns
DeleteMe: 20% off removing your personal info from the web
Superhuman: Free month of the fastest and best email with code ALLTHEHACKS
Vuori: 20% off the most comfortable performance apparel I've ever worn
Bilt Rewards: Earn the most valuable points when you pay rent
For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Resources Mentioned
Robynne: Gutbliss | Podcast | Gut Club
Books: The Microbiome Solution | Gutbliss | The Anti-Viral Gut | The Bloat Cure
Episode #13: Mama Jama Poos: Why you Need Them & How To Get Them
Books
Last Child in the Woods by Richard Louv
The Essential Book of Fermentation by Jeff Cox
Research
The Human Genome Project
American Gut Project
Testing
Jona Gut Microbiome Test
Tiny Health Adult Gut Test
Full Show Notes
(00:00) Introduction
(01:49) Why Gut Health Is a Critical Part of Our Health
(04:26) The Role of the Gut
(07:11) The Gut–Immune Connection
(10:15) Balancing Sanitation With Kids
(14:20) Ways to Assess Your Gut Health
(22:23) What the Research Worldwide Says About the Gut
(28:15) Gut Health Testing
(30:49) Foods That Are Good for Your Gut
(35:42) Prebiotics and Probiotics
(42:32) How Important Is Your Water Intake?
(43:32) The Impact of Animal Protein
(44:58) The Negative Effects of Artificial Sweeteners and "Zero" Calorie Drinks
(47:30) Is Dairy Good for Your Gut?
(49:12) What Healthy Poop Should Look Like
(53:24) The Ideal Pooping Position
(54:16) Tips to Achieve “Stool Nirvana”
(57:06) Good Gas vs. Bad Gas
(1:00:05) Aerophagia (Air Swallowing)
(1:02:34) Does the Smell of Gas Mean Anything?
(1:03:19) Why We Should Care About Gut Health
(1:05:17) The Key Takeaway
(1:07:24) Where to Find Dr. Chutkan and Her Work
Connect with Chris
Newsletter | Membership | X | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices
228: A deep dive into Citi’s credit card lineup. I've recently opened up a few Citi cards and am very excited about sharing the best Citi cards, how to maximize ThankYou Points, the best airline and hotel transfer partners, and how Citi’s best two-card combo stacks up against other major issuers.
Link to Full Show Notes: https://chrishutchins.com/citi-credit-cards-thank-you-points
Partner Deals
Thrive Market: 30% off your first order of organic groceries + a free $60 gift
Facet: Personalized Financial Planning + $250 enrollment fee waived
Storyworth: Share your family stories in a custom book (+ $10 off)
LMNT: Free sample pack of my favorite electrolyte drink mix
Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth
For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Resources Mentioned
Chris' Best Cards Page
Citi Cards Tier List
ThankYou® Points Cards
Citi Strata Premier℠ Card
AT&T Points Plus Card
Citi ThankYou® Mastercard®
Citi® Double Cash Card
Citi Custom Cash Credit Card
AAdvantage Cards
American Airlines AAdvantage® MileUp℠ Card
AAdvantage® Platinum Select® Airline Mastercard
AAdvantage® Executive World Elite Mastercard
AAdvantage Business™ World Elite Mastercard®
Costco Cards
Costco Anywhere Visa® Credit Card
Costco Anywhere Visa® Business Card
Other Citi Cards
Shop Your Way Mastercard
EVA Air
How to book Vacasa Vacation Rentals with Wyndham points
CardPointers Pro: 30% off here and 50% off here
ATH Podcast
Luxury Hotel Upgrade Program
Airline/Hotel Transfer Partner Spreadsheet
Credit Card Optimizer Tool
Membership: Join here
Leave a review: Apple Podcasts | Spotify
Email for questions, hacks, deals, and feedback: podcast@allthehacks.com
Full Show Notes
(00:00) Introduction
(02:10) Quick Intro of the Credit Card Tier List
(03:48) Review of Citi Strata Premier℠ Card
(06:49) AT&T Points Plus Card and Citi ThankYou® Mastercard®
(08:29) 2% Unlimited Cash Back: Citi® Double Cash Card
(10:23) Earn 5% Cash Back Using the Citi Custom Cash Credit Card
(12:35) The Citi–American Airlines Ecosystem
(16:08) American Airlines AAdvantage® MileUp℠ Card
(17:34) AAdvantage® Platinum Select® Airline Mastercard® Perks
(18:51) Lounge Access and Benefits: AAdvantage® Executive World Elite Mastercard®
(23:02) Why AAdvantage® Business World Elite Mastercard® Is Chris’ Favorite
(29:24) Are the Citi Costco Cards Worth It?
(33:12) Shop Your Way Mastercard
(38:13) Other Citi Cards Without Any Benefits
(39:18) ATH Member Deep Dive Discussions
(39:47) Citi Rules
(43:36) Citi ThankYou® Points Program
(44:31) Citi's Airline Partners
(46:31) Hotel Transfer Partners Unique for Citi
(49:20) Transfer Bonuses and Limitations
(52:17) High-Level Summary of Citi Cards
(53:09) Best Two-Card Combos for Each Issuer
(57:43) Factors That Make Citi Cards Less Exciting
(58:39) Citi Merchant Offers
Connect with Chris
Newsletter | Membership | X | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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#227: An actionable 4-step framework to master points and miles while maximizing personal value. We cover high-yield earning strategies like paying processing fees, bulk ordering, and leveraging business expenses, plus tactics for scaling award travel for multiple people. We also explore alternate pathways to earn and redeem points without chasing “perfection.”
Devon Gimbel is the founder of Point Me to First Class, an educational platform and podcast that teaches people to maximize their spending for extraordinary travel rewards. She is also a double-board certified physician.
Link to Full Show Notes: https://chrishutchins.com/rethinking-points-and-miles-devon-gimbel
Partner Deals
DeleteMe: 20% off removing your personal info from the web
Upwork: Free job posting to find, hire, and pay top freelance talent
NetSuite: Free KPI checklist to upgrade your business performance
Bilt Rewards: Earn the most valuable points when you pay rent
Green Chef: 50% off your first meal kit with code 50ALLTHEHACKS
For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/
Resources Mentioned
Devon: Point Me To First Class | Podcast | Instagram
Free Starter Guide to Points
Dunning Kruger Curve
Payment Platforms
Plastiq
Melio
Zil Money (Coupon Code: ATH300)
Venmo Business
Airlines with Great Award Availability
Emirates
Condor
Singapore Airlines
Rakuten: $40 bonus here
Savewise: 20% off with ALLTHEHACKS20
ATH Podcast
Ep #166: Best Award Search Tools for Booking Flights with Points & Miles with Greg the Frequent Miler
Leave a review: Apple Podcasts | Spotify
Email for questions, hacks, deals, and feedback: podcast@allthehacks.com
Full Show Notes
(00:00) Introduction
(02:31) Devon's Non-Traditional Approach to the Points & Miles Game
(05:38) Stage 1: Peak of Mount Ignorance
(08:18) Stage 2: Valley of Despair
(09:41) Stage 3: Slope of Enlightenment
(13:06) One of the Biggest Mistakes People Make in the Points & Miles World
(14:47) Lessons from Chris' Skiing Experience
(21:03) Stage 4: Unconscious Competence
(23:48) Why the Learning Curve Never Stops
(27:08) Identifying High Yield Opportunities for Yourself
(29:54) How to Evaluate If Credit Card Fees Are Worth It
(38:43) The Importance of Understanding Earning Rates
(40:26) Ways to Leverage Business Expenses
(43:43) Maximizing Award Travel When Booking for Multiple People
(48:16) Airlines That Have Good Award Availability (Fifth Freedom Flights)
(55:00) Why You Should Practice Looking for Award Deals
(58:11) Rakuten Bulk Ordering to Earn Flexible Points
(1:01:37) Setting Alerts for Deals
(1:03:49) Alternate Pathways to Earn and Redeem Points
(1:09:12) Using a Venmo Business Profile to Make Payments
(1:10:13) Where to Find Devon
Connect with Chris
Newsletter | Membership | X | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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#226: From optimizing travel and rewards to new ways to earn points, Chris shares some recent tactics he's picked up on upgrades and award travel. He also covers some flight deals, airline changes, Mother's Day gift ideas, and reflects on recent podcast episodes.
Link to Full Show Notes: https://chrishutchins.com/optimizing-vacations-and-new-ways-to-earn-points
Partner Deals
Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth
Trust & Will: Get 20% off personalized, legally binding estate plans
MasterClass: Learn from the world's best with 15% off
Vuori: 20% off the most comfortable performance apparel I've ever worn
LMNT: Free sample pack of my favorite electrolyte drink mix
Bilt Rewards: Earn the most valuable points when you pay rent
For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Resources Mentioned
Vacation Homes
Pacaso: Free early access and $2,500+ in closing credits here
THIRDHOME
Exclusive Resorts
ATH Hotel Upgrade Program (Password: Perks | Tutorial)
Lanai
Four Seasons Resort
Sensei
Maui
Montage Kapalua Bay
Maui Nui: 20% off with code ALLTHEHACKS
Merriman's: Point Menu | Monkeypod Kitchen
NordVPN: 4 months free here
United’s MileagePlus Program Showing More Awards if You Change This 1 Setting
Flight Award Search Tools
point.me: 20% off annual plans with code ALLTHEHACKS20
AwardTool: $20 off annual plans with code ALLTHEHACKS
Seats.Aero
Southwest Assigned Seating
Business Payment Platforms
Plastiq ← my referral
Melio ← my referral
Zil Money
Last Call: 100k Welcome Bonus Offer
Mother’s Day Gift Ideas
Ratio Coffee Machines
Storyworth: $10 off here
Aura Frames: $35 off + free shipping with code ATH
Zeel: $25 off here
Initial Necklaces: Gorjana Wilder Necklace | Maya Brenner
Real ID: Acceptable Identification at the TSA Checkpoint
ATH Podcast
Ep #224: Airport Lounges: Getting In, Hidden Perks and Expert Tips with Kevin Song
Ep #225: Optimize Your Oral Health for a Longer Life with Dr. Mark Burhenne
Leave a review: Apple Podcasts | Spotify
Email for questions, hacks, deals, and feedback: podcast@allthehacks.com
Submit a question for the next AMA here
Full Show Notes
(00:00) Introduction
(02:00) Finding Accommodation in Hawaii
(05:37) Overlooked Hotel Upgrade Options
(13:05) Strategy to Book Flights to Hawaii: Cash vs. Points
(20:44) Chris' Experience Flying Hawaiian Business Class
(22:48) The Impact of Having Starlink on Your Flight
(25:04) Review of Four Seasons Lanai
(29:29) The Experience at Montage Kapalua Bay
(34:28) Underrated Hotel Perks
(39:58) Why Chris Is a Big Fan of Hawaiian Airlines
(42:13) Follow-Up to Lounge Access Episode #224
(43:07) Why You Should Use a VPN to Book Flights
(44:29) Flight Award Inventory Trick
(45:21) Upgrading Credit Cards for Bonuses and Free Nights
(46:51) Weird Emirates Updates
(48:10) Big Southwest Changes
(52:18) Updates from Bilt
(55:03) Leveraging Business Expenses
(57:05) Exciting Credit Card Welcome Offers
(58:44) Mother's Day Gift Ideas
(1:01:27) Reminder: Real ID Deadline
(1:02:20) Feedback on Oral Health Episode #225
Connect with Chris
Newsletter | Membership | X | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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#225: Learn how to optimize your oral health to prevent disease and improve your overall health. We cover the ideal oral care routine, negative impacts of mouth breathing, the truth about fluoride, the role of nutrition and diet, how to choose the right dentist, dental coverage options, and so much more.
Dr. Mark Burhenne is a functional dentist, author, and the founder of Ask the Dentist, a go-to resource for evidence-based oral health education. He is also the co-founder of Fygg, a toothpaste that protects the oral microbiome while remineralizing and whitening teeth.
Link to Full Show Notes: https://chrishutchins.com/oral-health-dr-mark-burhenne
Partner Deals
Aura Frames: $35 off + free shipping on the Carver Mat digital picture frame with code ATH
Daffy: Free $25 to give to the charity of your choice
Stable: 50% off your first year of my favorite digital mailbox
Copilot: Free 2 months access to my favorite personal finance app with code HACKS2
DeleteMe: 20% off removing your personal info from the web
For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Resources Mentioned
Dr. Mark: Instagram | Newsletter
Fygg Toothpaste: Get 15% off with code ALLTHEHACKS
Book: The 8-Hour Sleep Paradox
Ask the Dentist: Podcast | Dentist Directory
How To Floss The Right Way
How to Find a Good Dentist: 7 Tips + 10 FAQs
No dental insurance? Here’s what to do. (Margarita Plan)
Is it safe to get dental work done outside the U.S.?
Podcast Episode #78: What Are the Safest Ways to Whiten My Teeth?
Bristle Oral Health Test: Get 10% off here
Metastudy on Flouride Efficacy
Happy ppl Xylitol Gum
Sonicare Electric Toothbrushes
RADIUS Natural Silk Floss
Slate Rechargeable Electric Flosser: Get 10% off here
Fluoride Action Network
ATH Podcast
Ep # 178: How a Simple Change Can Improve Your Health, Sleep and More with James Nestor
Ep #215: Medical Travel: Better Care and Lower Costs for Surgery, IVF, Dental, Advanced Screenings and More with Josef Woodman
Leave a review: Apple Podcasts | Spotify
Email for questions, hacks, deals, and feedback: podcast@allthehacks.com
Full Show Notes
(00:00) Introduction
(02:20) Is Good Oral Health a Sign of Longevity?
(04:30) How Inflammation in the Mouth Affects the Entire Body
(08:16) Factors That Influence the Oral Microbiome
(10:47) The Connection Between Cavities and Mouth Breathing
(15:07) Thoughts on Mouth Taping
(16:00) Foods That Are Bad for Your Oral Health
(20:13) Ways to Test Your Oral Health
(22:25) Things to Avoid if You Want Good Oral Health
(25:14) The Ideal Daily Oral Care Routine
(28:47) Regular vs. Electric Toothbrushes
(32:03) How to Floss Right
(36:10) A Quick Overview of Toothpaste
(40:53) Ingredients to Look for in Your Toothpaste
(43:12) Is Fluoride Actually Bad for Your Teeth?
(46:08) How to Find a Good Dentist
(48:43) How Often Should You Get Your Teeth Cleaned?
(50:54) Dental Insurance vs. Dental Plans
(56:31) Why Your Dentist Might Be Influenced by Your Dental Insurance
(1:03:19) Dental Tourism
(1:04:29) Rapid Fire Questions
(1:10:40) Where to Find Dr. Mark
Connect with Chris
Newsletter | Membership | X | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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#224: This is the ultimate guide to airport lounges. You'll learn how to access the best lounges without needing to fly first class by using credit cards, memberships, elite status, and more. We’ll also discuss the best lounges, underrated perks, tools to manage access, avoiding crowded lounges and more.
Kevin Song is the co-founder of This Lounge, one of the most comprehensive databases of airport lounges around the world. He is a former cybersecurity professional at WeWork, Hyatt, Deloitte, The Points Guy and Notre Dame.
Link to Full Show Notes: https://chrishutchins.com/airport-lounge-access-guide
Partner Deals
LMNT: Free sample pack of my favorite electrolyte drink mix
Vuori: 20% off the most comfortable performance apparel I've ever worn
Upwork: Free job posting to find, hire, and pay top freelance talent
Green Chef: 50% off your first meal kit + 20% off the next 2 months with free shipping
Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth
For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Resources Mentioned
Kevin Song: X | This Lounge
Lounges
The Pier, First (Hong Kong)
Al Safwa First Class Lounge (Qatar)
What You Need to Know About USO Airport Lounges
Airport Lounge Memberships
Priority Pass
Dragon Pass
Lounge Key
How To Tell Your Priority Pass Cards Apart
Lounge Reviews
This Lounge
Lounge Review
ATH Podcast
Ep #219: 20+ Airport Hacks for Faster Security, Immigration, and Boarding with Leigh Rowan
Ep #220: Rethinking Elite Status and Smarter Ways to Earn and Use Points
Leave a review: Apple Podcasts | Spotify
Email for questions, hacks, deals, and feedback: podcast@allthehacks.com
Full Show Notes
(00:00) Introduction
(02:16) Factors That Make an Airport Lounge a Favorite
(04:12) The Worst Type of Airport Lounges
(07:07) The Number and Types of Airport Lounges Around the World
(09:05) Quick Overview of Airport Lounges in America
(11:28) Companies That Operate Lounges on Behalf of Airlines
(13:13) Credit Card Affiliated Airport Lounges
(14:25) Airline Alliance Lounges and USO Lounges
(15:32) Ranking Lounge Categories from Worst to Best
(18:28) Ways to Leverage Airline Membership Club Lounge Agents
(23:22) A Potential Hack to Skip an Airport Lounge Waitlist
(26:50) Lufthansa's Famous First Class Rubber Ducks
(28:16) Using a Priority Pass to Access Airport Lounges
(33:38) Can Business or First Class Tickets Give You Access to a Lounge?
(39:21) Leveraging Elite Status for Lounge Access
(45:01) Creating Multiple Profiles to Earn More Miles
(47:14) Why You Should Consider Status Matches
(53:04) Trick to Qualify for Status Matches
(54:49) Is It Worth Getting a Day Pass to Access a Lounge?
(58:22) The Main Premium Credit Cards with Lounge Access
(1:04:22) Other Credit Cards That Include a Priority Pass Membership
(1:07:09) The Number of Priority Passes Chris and Kevin Have
(1:09:43) Adding Authorized Users on the Three Major Airline Credit Cards
(1:10:57) Ways to Manage Lounge Access Memberships
(1:15:51) Overlooked Perks of Airport Lounges
Connect with Chris
Newsletter | Membership | X | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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#223: Actionable tips to become a better writer—whether it’s for work, business, or everyday life. We cover the biggest copywriting mistakes, essential skills for effective writing, the only copywriting formula you need to know, plus the tools and exercises (including AI) to sharpen your writing.
Neville Medhora is the founder of Copywriting Course and SwipeFile.com. He’s worked with top companies to help them craft high-converting copy to grow their sales exponentially.
Link to Full Show Notes: https://chrishutchins.com/become-a-better-writer-neville-medhora
Partner Deals
NetSuite: Free KPI checklist to upgrade your business performance
Notion: Try Notion AI free to automate tedious tasks and streamline your work
Bilt Rewards: Earn the most valuable points when you pay rent
Thrive Market: 30% off your first order of organic groceries + a free $60 gift
Trust & Will: Get 20% off personalized, legally binding estate plans
For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Resources Mentioned
Neville: X | Instagram
Copywriting Course
Swipe File
ATH Newsletter
Nick Gray’s Friends Newsletter
Calendly
Writing Tools: Grok | Gemini
Full Show Notes
(00:00) Introduction
(01:54) Why Effective Writing Is an Important Skill to Learn
(03:23) Biggest Copywriting Mistakes People Make
(06:50) Skills Needed to Be a Good Writer
(10:15) Why Neville Recommends Reading Your Copy Out Loud
(10:57) Tactics to Be Brief and Clear
(14:13) The Importance of Revisions
(19:42) The AIDA Formula: The Only Formula Needed in Copywriting
(24:09) Ways to Get People to Respond to Cold Emails
(26:17) Calendly Hack for Scheduling Meetings
(27:33) Why Email Subjects Are Not as Effective as You Think
(30:55) When to Use Direct Mail vs. Cold Emails
(34:17) Tactics to Make Your Resume Stand Out
(39:51) Why You Should Use Templates More Often
(38:28) Tools That Will Help You Write Better
(42:10) SEO 1.0 vs. SEO 2.0
(50:09) Exercises to Improve Your Writing
(51:46) The Impact of Mastering Copywriting
(52:49) Hacks to Expand Your Social Network
(56:54) Where to Find Neville and His Work
Connect with Chris
Newsletter | Membership | X | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices
#222: Discover how paying taxes with a credit card can unlock huge rewards—or even turn a profit. Chris also shares how he's handling the current market decline and shares practical tips for teaching kids about money, stacking card-linked offers, and using VPNs for big savings.
Link to Full Show Notes: https://chrishutchins.com/pay-taxes-with-credit-card-2025-musings
Partner Deals
Facet: Personalized Financial Planning + $250 enrollment fee waived
Storyworth: Share your mother's stories in a custom book (+ $10 off)
Vuori: 20% off the most comfortable performance apparel I've ever worn
Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth
LMNT: Free sample pack of my favorite electrolyte drink mix
For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Resources Mentioned
Credit Cards
Best Cards Page
100k Welcome Bonus Offer
IRS Authorized Payment Providers: Pay1040 | ACI Payments
Business Payment Platforms: Plastiq | Melio
Flight Tracker: Flighty
CardPointers Pro: 30% off here
Rakuten: $30 bonus here
Savewise: 20% off with ALLTHEHACKS20
Kudos: $20 bonus here
Hyatt Offer: $100 Off Peloton
NordVPN
Ben Carlon’s Chart: 31 Years of Stock Market Returns
Wealthfront: Get $5k managed free and get a 0.5% APY boost
ATH Podcast
Ep #59: Save Money, Build Wealth and Just Keep Buying with Nick Maggiulli
Ep #194: The Simple Path to Wealth and FU Money with JL Collins
Newsletter
Deals Page
Leave a review: Apple Podcasts | Spotify
Email for questions, hacks, deals, and feedback: podcast@allthehacks.com
Full Show Notes
(00:00) Introduction
(02:20) Quick Reminder About Upcoming Tax Payments
(03:39) Why and When You Should Pay Taxes on Your Credit Card
(08:08) Paying Taxes on a Credit Card to Leverage Welcome Offers
(09:22) How to Maximize a Credit Card Welcome Bonus of 100K
(13:26) Three Tips from a Recent Trip to Colorado
(18:39) A Great Way to Teach Kids About Money and Make a Profit
(22:13) Stacking Offers to Get 30% Off Peloton Bikes
(28:07) How to Use a VPN to Find Better Deals
(29:55) Why It Might Be Cheaper to Pay with Different Currencies
(31:52) The Recent U.S. Stock Market Decline
(38:53) Chris' Personal Strategy for the 10% Market Drop
(40:50) The Importance of Diversifying Your Portfolio
(42:12) Tax Loss Harvesting and Why It's a Good Time to Consider It
Connect with Chris
Newsletter | Membership | X | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices
#221: The ultimate guide to credit reports and scores—how they’re calculated, what affects them, and proven ways to improve them. Specially, I'll cover how opening lots of credit cards impacts your credit. You'll also learn how to check your credit reports and scores for free, dispute errors, understand lender scoring models, protect your financial health, and more.
Link to Full Show Notes: https://chrishutchins.com/credit-reports-credit-scores
Partner Deals
Superhuman: Free month of the fastest and best email with code ALLTHEHACKS
Upwork: Free job posting to find, hire, and pay top freelance talent
Fabric: Affordable term life insurance for you and your family
MasterClass: Learn from the world's best with 15% off
Copilot: Free 2 months access to my favorite personal finance app with code HACKS2
DeleteMe: 20% off removing your personal info from the web
For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Resources Mentioned
Credit Bureaus
Equifax
Experian
TransUnion
Free Credit Report: AnnualCreditReport.com
Credit Monitoring: Credit Karma | Experian
Credit Reporting Agencies
Innovis
Chex
Clarity Services
National Consumer Telecom & Utilities Exchange
Early Warning Consumer Report
LexisNexis
Free FICO Scores: myFICO | Experian
X Post on Couple’s Credit Card Journey
International Credit Data: Nova Credit
Business Credit Scores
Equifax Business
Experian
Dun & Bradstreet
LexisNexis
Business Credit Data: Small Business Financial Exchange
Article: Understanding Business Credit Scores
ATH Podcast
Ep #78: Action List: Everything You Can Do To Protect Your Identity, Accounts, Credit and Family
Leave a review: Apple Podcasts | Spotify
Email for questions, hacks, deals, and feedback: podcast@allthehacks.com
Full Show Notes
(00:00) Introduction
(02:03) Quick Background of the Credit Report Industry
(04:54) What’s on Your Credit Report
(06:45) Soft vs. Hard Inquiries
(10:04) How to Request Your Credit Report for Free
(10:59) Filing for Disputes
(12:37) Freezing Your Credit, Fraud Alerts, and Credit Monitoring
(18:46) Credit Reporting Agencies
(24:06) How to Remove Your Personal Information Online
(26:24) Quick Overview of Credit Scores
(29:36) How Credit Scores Are Calculated
(35:33) FICO Score vs. Vantage Score
(38:12) Upcoming (Big) Changes to Credit Scores
(40:27) Where to Find Your Credit Scores
(42:00) Analyzing Chris' Credit Scores
(46:59) Two Main Factors That Impacted Chris’ Credit Score
(48:58) How the Points & Miles Game Impacts Credit Scores
(53:12) The Impact of Closing a Credit Card
(56:36) Ways to Improve Your Credit Score
(59:21) Adding an Authorized User to Your Credit Card
(1:01:59) How to Leverage Your International Credit Score
(1:02:53) Quick Overview of Business Credit Scores
Connect with Chris
Newsletter | Membership | X | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices
#220: Is chasing elite status worth it? Chris shares his journey of earning elite status with 8 hotel and airline loyalty programs for 2025, weighing the pros and cons amid recent devaluations. He also highlights listener stories showcasing over $100,000 in combined savings through smart points and miles strategies.
Link to Full Show Notes: https://chrishutchins.com/rethinking-elite-status-listener-wins
Partner Deals
Thrive Market: 30% off your first order of organic groceries + a free $60 gift
Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth
LMNT: Free sample pack of my favorite electrolyte drink mix
Bilt Rewards: Earn the most valuable points when you pay rent
Vuori: 20% off the most comfortable performance apparel I've ever worn
For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Resources Mentioned
Bilt Air France-KLM Flying Blue Status Match
Marriott Free Breakfast Article
Marriott Secret Award Chart
Loyalty Point Hunters
Credit Cards
Alaska Airlines® Business Card
AAdvantage Business™ World Elite Mastercard
Citi Strata Premier℠ Card
Automate Card-Linked Offers
CardPointers Pro: 30% off here or 50% off for ATH members
SaveWise
Prenuvo: Get $300 off a whole body scan
TV Show Recommendations:
Paradise
Landman
Silo
The Day of the Jackal
Free Unclaimed Money Site
Pic of Brandon at Lowe’s
ATH Podcast
Ep #101: Planning the Best Japan Trip Ever with Brandon Pressor
Ep #102: Traveling to Japan with Points & Miles
Ep #166: Best Award Search Tools for Booking Flights with Points & Miles with Greg the Frequent Miler
Ep #182: Shortcuts to Elite Travel Status with Greg the Frequent Miler
Ep #216: Purpose, Friendship, and Human Skills with Simon Sinek
Ep #215: Medical Travel: Better Care and Lower Costs for Surgery, IVF, Dental, Advanced Screenings and More with Josef Woodman
Iceland 2025 Trip
Membership
Newsletter
Leave a review: Apple Podcasts | Spotify
Email for questions, hacks, wins, deals, and feedback: podcast@allthehacks.com
Full Show Notes
(00:00) Introduction
(02:06) Quick Overview
(03:13) Southwest Airlines: A-List Status
(07:43) United and Delta Status
(11:16) Earning American Airlines Status
(13:58) The Perks of Marriott Elite Status
(19:55) Achieving Top-Tier Hyatt Status
(23:56) Hilton Honors Elite Status
(25:01) Is Chasing Status Actually Worth It?
(32:26) Leveraging Card-Linked Offers and Tools to Automate
(40:52) TV Show Recommendations
(41:53) How to Avoid Uber Fees Abroad
(42:16) Get Free Unclaimed Money From Your State
(44:26) Amazing Listener Wins
Connect with Chris
Newsletter | Membership | X | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices
#219: Learn every way to skip security lines, breeze through immigration, and save time at the airport. We cover the programs like TSA PreCheck, Global Entry, and CLEAR, as well as smart check-in tactics, must-have apps, and insider tricks to save time when you travel.
Leigh Rowan is the founder and CEO of Savanti Travel, a full-service travel management company. Prior to that, he was the COO of The Points Guy.
Link to Full Show Notes: https://chrishutchins.com/fast-track-airport-security-and-immigration-leigh-rowan
Partner Deals
Trust & Will: Get 15% off personalized, legally binding estate plans
Green Chef: 50% off your first meal kit + 2 months of free salad with code ALLTHEHACKSFREE
Stable: 50% off your first year of my favorite digital mailbox
NetSuite: Free KPI checklist to upgrade your business performance
DeleteMe: 20% off removing your personal info from the web
For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Resources Mentioned
Luggage Shipping
Luggage Forward
Luggage Free
Ship Sticks
Ship & Play
Airport Wait Time Trackers: MyTSA App | MiFlight
Reserve Airport Screening Times
Denver: DEN Reserve
Rome: QPass
Pre Approved Screening
Global Entry
TSA PreCheck
CLEAR | CLEAR Mobile
SENTRI Card
NEXUS
Cross Border Xpress
ETIAS
Automated Immigration Clearance Service (SES)
Best Credit Cards That Offer Global Entry, TSA PreCheck And Clear
Appointment Scanner
Airport Concierge: CLEAR Ambassador Assist
Airport Lost and Found Retrieval: CLEAR Scout
Airport Lounge Membership: Priority Pass
Mobile Passport Control
E-Visas: Sherpa
APEC Business Travel Card
ATH Podcast
Ep #182: Shortcuts to Elite Travel Status with Greg the Frequent Miler
Leave a review: Apple Podcasts | Spotify
Email for questions, hacks, deals, and feedback: podcast@allthehacks.com
Full Show Notes
(00:00) Introduction
(02:11) How Early Should You Arrive at the Airport?
(05:08) Days and Times to Avoid the Airport
(06:41) The Most Efficient Ways to Check In
(11:13) How to Save Time at Airport Security
(14:53) Skipping the Line at Denver International Airport
(19:25) TSA Pre and Global Entry
(21:29) Easiest Way to Make a Global Entry Appointment
(24:53) CLEAR: How It Works and How to Get It for Free
(27:52) Extra Perks You Get with CLEAR
(30:23) CLEAR, Pre-TSA, and Global Entry for Children
(35:43) The First-Class Terminal and Private Lounge Experience
(40:44) Quick Recap
(41:42) How to Leverage Airport Greeters
(44:59) Boarding Tips and Tricks
(47:38) Passing Through Immigration
(50:12) Why You Should Upgrade to a Biometric Passport
(51:45) The Importance of Travel Authorization (Visa)
(54:29) Is Sitting in Front of the Plane Actually Worth It?
(55:26) The APEC Business Travel Card
(1:00:05) Return Tickets for International Travel
(1:01:44) Cheapest Airport Tip: Always Carry a Pen
Connect with Chris
Newsletter | Membership | X | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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#218: Learn to redefine financial freedom by aligning your life with what you truly love. We dive deep into why setting limits can actually create more freedom, how to define what “enough” means for you, the role of entrepreneurship in building a fulfilling life, and more.
Grant Sabatier is an entrepreneur, investor, podcaster, and bestselling author of Financial Freedom and Inner Entrepreneur. He is also the founder of Millennial Money (acquired by The Motley Fool) and Clintonville Books, a rare bookstore in Columbus, Ohio.
Link to Full Show Notes: https://chrishutchins.com/financial-freedom-grant-sabatier
Partner Deals
Copilot: Free 2 months access to my favorite personal finance app with code HACKS2
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Vuori: 20% off the most comfortable performance apparel I've ever worn
Fabric: Affordable term life insurance for you and your family
For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Resources Mentioned
Grant: Website | X
Inner Entrepreneur: A Proven Path to Profit and Peace
Financial Freedom: A Proven Path to All the Money You Will Ever Need
Clintonville Books
U.S. Mobile Unlimited Plan
Replit
The Daily Churn Podcast
The Atlantic Article: The Anti-Social Century
ATH Podcast
Ep #74: A Hospice Doctor’s Advice on Making the Most of Your Finances, Relationships and Time with Jordan Grumet
Ep #91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins
Ep #181: Making an Easy $3k/mo from Online Deals with Kai
Ep #206: The Gold Market: Strategies for Investing and Reselling with Trey Benedict
Membership
Leave a review: Apple Podcasts | Spotify
Email for questions, hacks, deals, and feedback: podcast@allthehacks.com
Full Show Notes
(00:00) Introduction
(02:18) Grant's Evolving Definition of Freedom
(04:57) How to Set Limits in Your Day-to-Day Life
(08:52) How Limits Apply to Different People
(18:16) Why Grant Recommends Meditation to Everyone
(21:06) Finding Your Peace
(25:52) How to Define and Find What "Enough" Is
(27:47) Why Grant Writes for His Younger Self
(34:13) How to Decide Whether to Save More or Earn More
(39:51) Balancing the Paradox of Life
(45:21) How to Find Your Inner Entrepreneur
(54:10) Importance of Community in the Entrepreneurial Journey
(56:48) Where to Find Grant and His Work
Connect with Chris
Newsletter | Membership | Twitter | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices
#217: From the best AI tools to takeaways from losing a home in the LA fires, we dive deep into strategies for optimizing home insurance, the benefits of rope training and saunas, how think about where to live, and more listener questions.
Kevin Rose is a partner at True Ventures, an early-stage venture capital firm that has invested over $4 billion in a portfolio of over 400+ founders. Kevin previously founded Digg, Zero, Oak, and was a Partner at Google Ventures.
Link to Full Show Notes: https://chrishutchins.com/kevin-rose-ama-2-ai-tools-wildfires-fitness
Partner Deals
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Superhuman: Free month of the fastest and best email with code ALLTHEHACKS
For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Resources Mentioned
Kevin Rose: Community Forum | Newsletter
Digital Thermometers
Haven Sauna
Trumpkin’s Notes On Building A Sauna
Rope Training YouTube Video
AI Tools
ChatGPT Pro
Claude
Gemini
Chatterbot
Google NotebookLM
ElevenLabs
Coding: Replit | Cursor | BoltAI
Simple AI
Automation: Zapier | Make | Howie
Podcasts: Snipd
Note taking: Journal | Granola | Limitless
ATH Podcast
Ep #216: Purpose, Friendship, and Human Skills with Simon Sinek
Leave a review: Apple Podcasts | Spotify
Submit questions for our next AMA here
Email for questions, hacks, deals, and feedback: podcast@allthehacks.com
Full Show Notes
(00:00) Introduction
(02:16) How Kevin Generally Spends His Day
(04:28) Saunas: Impact and How to Efficiently Operate
(08:55) Rope Training and Exploring New Ideas
(11:46) ChatGPT Hack
(17:26) Kevin's Current AI Tool Stack
(24:27) The Impact of AI Tools on Consumer Apps
(28:09) Tools That Chris Uses
(30:57) AI Tools for Podcasts and Note-Taking
(37:53) Key Takeaways From the Recent L.A. Fires
(47:27) Chris and Kevin's Favorite Physical Items or Purchases
(50:00) Why You Should Record Your Belongings Every 6 Months
(52:55) How Chris and Kevin Evaluate Where to Live
(59:52) Ways to Stay Grounded and True to Yourself
Connect with Chris
Newsletter | Membership | X | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices
Absolutely loved this episode. Made me want to plan a trip to Japan!
I love all the travel episodes!! The guest for this Mexico one seemed to hold back a little and not give as much detailed info as the other guests did.
I've been to 40+ countries. Lived in 4 of them. For this guy to say Walmart is more dangerous than Mogadishu, a place where you need 4 armed men with AK47s just to leave the airport is beyond absurd and shows he doesn't know what he's talking about.
I was in the process of buying a used vehicle and needed a reliable way to check its history. That's when I discovered https://checkvin.online/. The site offered a quick and straightforward service to obtain a detailed vehicle history report. It covered everything from ownership history to any previous damages, giving me a clear picture of the vehicle's past. This service was crucial in helping me avoid purchasing a car with hidden problems, making my investment much safer.
I love your travel destination shows, Mexico in particular. Keep them coming!! ❤️
Wow, what an insightful episode! Chris Hutchins really knows how to uncover all those ingenious hacks that make life so much smoother. From personal finance to productivity and everything in between, this podcast episode was a goldmine of practical tips and tricks. https://about.me/Wax-Paperie I was particularly blown away by the section on budgeting and saving hacks. The "30-Day Expense Tracker" technique he mentioned sounds like a game-changer. I can't wait to give it a shot and see where I can cut down unnecessary spending. Also, that tip about using virtual cards for online subscriptions? Genius! It's like having a safety net for your bank account. https://wellfound.com/u/waxpaperie
yes please do the episode about card applications!! How often to apply, how many at once etc.
They really told me to cut Netflix and cook. Idk why I expected more than the obvious.
silicone bib! all you need is one and u just rinse it:)