Alpha Flite Podcast

🎙️ Alpha Flite Podcast kicks off a powerful new series: The Rise of Black Tech Towns.Episode 1: From Black Wall Street to Black Tech TownsWe trace the legacy of Black innovation, from the thriving communities of Greenwood and Bronzeville to today’s push for Black-led tech hubs in cities like Atlanta, Detroit, and Baltimore.💡 Can these new “Black Tech Towns” succeed where Silicon Valley shut us out? Let’s talk history, lessons, and the promise of the future.

Alpha Flite presents “Eyes Everywhere: Tech, Policing & Our Privacy.”From facial recognition to predictive policing, technology is reshaping how underserved communities are watched, judged, and policed. Ricardo & Hebrew break down the pros, the cons, and what you need to know about your rights and privacy.Don’t just be seen—be informed. 

In this episode, Host Ricardo Cumberbatch shares how Public Speaking 101 in college became the most transformative course of his life — not just for communication, but for confidence and self-worth.✨ Learn how using your voice changes your identity.✨ Why speaking out loud silences inner doubt.✨ And how finding your voice can change your direction.

The data is in:   Black women’sunemployment jumped to 6.3%—up from 5.5% last year.   Federal job cuts are amajor factor, with Black women job losses hitting deeply. When Black women loseground, whole families, businesses, and communities suffer.

In this episode, Ricardo Cumberbatch & Hebrew Dixon break down:🏗️ How to tap into the infrastructure boom📑 The certifications that open procurement doors🤝 Strategies for teaming up & winning bids🔬 Innovation grants that can shape the future economyBig money is moving. Don’t sit on the sidelines.

Today, we’re kicking off a brand-new seriescalled Policy & Prosperity: How Systems Shape Black Wealth. This series is all about unpacking how governmentpolicies — the rules, regulations, and structures out here — either block us, or help us, in building generational wealth.Because it’s not just about hustle and grind.You can hustle all day, but if the rules of the game are set up against you, you’ll always be playing catch-up. Today, Episode One, we’re digging into Access to Capital & Regulation. Basically, how the money moves, and why so many Black entrepreneurs find themselves shut out of those flows.

Part One revealed the equity sitting quietly in your home.Part Two was about using it responsibly. And today, Part Three—we’re talking advancedplays. This is where equity stops being a backup plan and becomes awealth-building machine.

Today, we’re digging deeper—how to use equity responsibly tobuild long-term security.Let’s keep it real—too many homeowners see equity like it’s a lottery ticket.Cash-out refinance? Boom, new car, designer clothes, trip to Miami.

Today we’re talking about something that millions ofhomeowners are sitting on right now, often without realizing it: hidden home equity.That’s right—home equity is basically the cash power storedinside your home. But too many people don’t know how to measure it, how to access it, or how to use it wisely.

It’s one of the most overlooked wealth traps out there.You’re putting money into a home every single month… but you never own it, and your kids inherit the lease, not the deed.This isn’t just about “bad decisions.” There’s history here. In many Black communities, barriers to homeownership were systemic—redlining, predatory lending, and even outright violence when families tried to buy property.

Some people see it as the first step towardfinancial freedom. Others? They’re calling it the new hamster wheel—more work,same trap. We’re here to break down when a side hustle really builds wealth…and when it’s just keeping you tired and broke

Life insurance. Home insurance. Health coverage.Disability. Business policies. It’s the stuff that’s supposed to protectyou—but depending on the policy, the coverage gaps, or even the fine print, itcan either save your family… or drain your resources.

It’s the culture of “Cash Over Credit.” In a lot of Black households, cash meant control, safety, and survival. No debt. No banks. Just greenbacks in hand.But in 2025, that mindset comes with a cost. Because in a credit-driven world, not using credit is the new disqualification. So today, we’re asking: Is cash still power? Or is it holding us back?

Financial gatekeeping is real—and it’s still shaping whogets to fly, and who gets grounded before they even reach the runway.But knowledge is the first key. We may not control the system yet—but we canlearn it, challenge it, and eventually, change it.

What happens when land passed down through generations becomes a legal trap instead of a legacy?In this powerful episode, Host Ricardo Cumberbatch and Co-host Hebrew Dixon break down how heirs' property laws, land theft, and a lack of estate planning have stripped Black families—especially in the South—of millions in generational wealth.

Let’s lay it out. When you buy, sell, or refinance a home, a licensed appraiserdetermines the home’s value. That number controls everything—yourability to get a loan, to access equity, and your long-term wealth.But what happens when that appraisal is based on comps from outside yourneighborhood—or when race, even subconsciously, plays a role invaluing your property lower than it deserves?

The current Trump administration is actively putting pressure on the Federal Reserve to lower interest rates. The question is: will this help working-class families, especially minority and first-time homebuyers—or will it actually inflate home prices further and make the dream of homeownership even harder to reach?Lower interest rates - the key to expanding homeownership and building wealth? Well, the reality might surprise you. Today's housing market reveals how dropping rates could actually make the American Dream more elusive for minority communities.

Your success isn’t built in isolation.It’s built in alignment.This week, Host Ricardo Cumberbatch and Co-Host Hebrew Dixon break down how top performers build powerful, authentic networks — without being transactional or fake.

Today’s show is all about something every investor facessooner or later—how to adjust your investment strategy when life throws you a curveball, or you reach one of those big milestones.

This is about building a mindset and structure that keeps you aligned, focused and lethal in execution. Think of this as the flight path. Your system for consistent progress, no matter the weather. Let's get into it. So first things first. A personal operating system isn't just a morning routine. It's the entire framework you run on. Just like software has an os, you need one too.