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AmeriServ Presents: Bank Chats
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AmeriServ Presents: Bank Chats

Author: AmeriServ Financial, Inc.

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Financial education shouldn't be boring! Bank Chats combines a relaxed conversational style with experts from various fields to talk about banking and finance using terms that everyone can understand. 


DISCLAIMER
This podcast focuses on having valuable conversations on various topics related to banking and financial health. The podcast is grounded in having open conversations with professionals and experts, with the goal of helping to take some of the mystery out of financial and related topics; as learning about financial products and services can help you make more informed financial decisions. Please keep in mind that the information contained within this podcast, and any resources available for download from our website or other resources relating to Bank Chats is not intended, and should not be understood or interpreted to be, financial advice. The host, guests, and production staff of Bank Chats expressly recommend that you seek advice from a trusted financial professional before making financial decisions. The host of Bank Chats is not an attorney, accountant, or financial advisor, and the program is simply intended as one source of information. The podcast is not a substitute for a financial professional who is aware of the facts and circumstances of your individual situation. AmeriServ Presents: Bank Chats is produced and distributed by AmeriServ Financial, Incorporated. 

33 Episodes
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Comment via Text MessageWhen we hear the words, financial institution, we generally think about banks and credit unions. Even though the podcast is called "Bank" Chats, Drew and Jeff thought it was only fair to chat about our cousin, the credit union, on this episode. Will Drew change Jeff's perception of credit unions? Check out the latest episode to find out!AmeriServ's Website:https://www.ameriserv.com/Additional Resources:FDICNCUACredits:An AmeriServ Financial, Inc. Production Music ...
Burning Bank Questions

Burning Bank Questions

2024-12-1755:48

Comment via Text MessageTo end the year, Drew and Jeff decided to answer Google's top three searched who, what, where, when, why, and how questions about banks. We at AmeriServ would like to thank everyone who has listened to one or more episodes this year. We have had over 2,000 downloads so far, and that number keeps climbing thanks to you.Episodes Referenced:2 Cents Episode 10: A Tennis Titan's Banking Blunder2 Cents Episode 6: Understanding FDIC InsuranceBank Chats Episode 1: Residential ...
Comment via Text MessageLeave a Comment on Our WebsiteIt seems like Jeff enjoys putting Drew on the spot recently. On this episode, Drew is tested once again, but this time, on his financial literacy. Take the quiz alongside Drew, let us know if you are smarter than a banker.AmeriServ's Website:https://www.ameriserv.com/Credits:An AmeriServ Financial, Inc. Production Music by Rattlesnake and MilloHosted by Drew Thomas and Jeffrey Matevish Thanks for listening! You can find out more ...
Medicare 101: The Basics

Medicare 101: The Basics

2024-11-1901:07:51

Comment via Text MessageLeave a Comment on Our WebsiteOn this episode of Bank Chats, William McKendree, Director of the Pennsylvania Healthcare Benefit Solutions Program, talks all things Medicare, from its origins, to who qualifies for the benefits, and how to obtain Medicare benefits. He explains Part A, Part B, Medigaps, and much more. If you or a loved one are approaching the Medicare eligibility age, this is an episode you won't want to miss.Pennsylvania Healthcare Benefit Solutions Prog...
Comment via Text MessageLeave a Comment on Our WebsiteThis episode totally sleighs!Halloween is over, which means the holiday retail season is upon us. In this episode of 2 Cents, Drew and Jeff chat about small businesses, brick-and-mortar stores vs online eCommerce, and marketing during this time of year.AmeriServ's Website:https://www.ameriserv.com/Credits:An AmeriServ Financial, Inc. Production Music by Rattlesnake and MilloHosted by Drew Thomas and Jeffrey Matevish Thanks for li...
Comment via Text MessageLeave a Comment on Our WebsiteThey’re back! October is National Cybersecurity Awareness Month, so, we invited our friends from Saint Francis University, Kevin Slonka and Mike Zambotti, to chat about careers in Information Security. With technology ever evolving, and the digital world growing exponentially, the need for Information Security experts is also rising at an incredible rate. Join us to learn what it takes to protect our digital world, in this episode of Bank ...
Comment via Text MessageLeave a Comment on Our WebsiteBread, guap, and loud budgeting, are just a few “new age” financial terms. In this 2 Cents episode, Drew and Jeff have some fun, and get schooled on current financial lingo, as well as some old school financial slang from generations ago. How many terms did you know?AmeriServ's Website:https://www.ameriserv.com/Credits:An AmeriServ Financial, Inc. Production Music by Rattlesnake and MilloHosted by Drew Thomas and Jeffrey Matevish ...
Comment via Text MessageLeave a Comment on Our WebsiteA new school year is underway for most college students, and for those students, a new year comes with tuition, books, lodging, food, and other miscellaneous bills. On this episode of AmeriServ Presents: Bank Chats, Drew chats with author, talk-radio host, and Ramsey Personality, George Kamel, on the topic of finances and education. How can parents start saving for the college future(s) for their child(ren)? How can you, the current or fut...
Comment via Text MessageLeave a Comment on Our WebsiteHave you ever bent down to pick up a lucky penny from the sidewalk? When was the last time you left or took a penny from that cup on the counter at your local gas station? On this episode of 2 Cents, Drew and Jeff chat about the one cent piece, more commonly referred to as the penny. Should the penny continue to be minted in the U.S. or should we drop our one cent piece like many other countries have already done?AmeriServ's Website:https:...
Comment via Text MessageLeave a Comment on Our WebsiteLearning how to budget, or what causes your credit score to increase or decrease, or even just the process of applying for a credit card, all fall under the category of financial literacy. Are we ever truly financially literate? How would you measure it? On this episode of Bank Chats, Drew and Jeff chat with Emma King from Banzai, a company with a mission to share financial literacy, on the topic.Financial LibraryWellness Assessment CoachM...
Comment via Text MessageLeave a Comment on Our WebsiteIf you had a million dollar check, what would you do with it? Coast into the drive-thru at your bank to deposit it? That's what a top tennis player attempted to do a few years ago. Why could attempting this be problematic? You'll have to listen to find out! AmeriServ's Website:https://www.ameriserv.com/Credits:An AmeriServ Financial, Inc. Production Music by Rattlesnake and MilloHosted by Drew Thomas and Jeffrey Matevish Thanks f...
Comment via Text MessageLeave a Comment on Our WebsiteBack by popular demand, Kevin Slonka and Michael Zambotti from Saint Francis University, continue their cyber-centric chat with Drew on this episode of Bank Chats. In this episode, the trio discuss tech topics such as cloud-based technologies, VPNs, and users’ rights in terms of privacy. Want to learn what a Wi-Fi pineapple is? Check out this episode and find out!AmeriServ's Website:https://www.ameriserv.com/Credits:An AmeriServ Financial,...
Comment via Text MessageLeave a Comment on Our WebsiteSo, everything is too expensive these days and you want to save some money? We have you covered. On this episode of 2 Cents, Drew and Jeff run through a list of tips and tricks that could help keep more of your money in your pocket. AmeriServ's Website:https://www.ameriserv.com/Credits:An AmeriServ Financial, Inc. Production Music by Rattlesnake and MilloHosted by Drew Thomas and Jeffrey MatevishThanks for listening! You can find out ...
Comment via Text MessageLeave a Comment on Our WebsiteIn these "interest"ing times that we are living in, interest rates play a major role in our day-to-day lives. In this episode, Drew chats with Jeff Stopko, president & CEO of AmeriServ Financial, Inc., on the topic. Who sets interest rates? What is considered when interest rates are set? What is the difference between an interest rate and an APY? What do interest rates affect? Learn the answers to these questions and more in this infor...
Comment via Text MessageLeave a Comment on Our WebsitePhrases such as "for just 4 easy payments of $19.99" were used to persuade us to purchase that gadget over the phone a decade ago. Today, with online shopping popularity on the rise, this tactic has taken new form, with companies such as Affirm, offering customers buy now, pay later (BNPL) options on various products.In this podcast episode, Drew and Jeff offer up their 2 Cents on this new wave of online payments. How do these services wor...
Comment via Text MessageLeave a Comment on Our WebsiteIn this episode, Drew chats once again with David O'Leary, Vice President of Residential Lending at AmeriServ Financial Bank, about home equity lines of credit (HELOC). What is a HELOC? What are the benefits of a HELOC over other credit lines such as credit cards? What can I do with a HELOC? Drew and Dave cover these questions and more!AmeriServ's Website:https://www.ameriserv.com/Credits:An AmeriServ Financial, Inc. Production Music ...
Comment via Text MessageLeave a Comment on Our WebsiteEven though they may look the same, credit cards and debit cards act completely different from one another. Drew and Jeff chat about those key differences, so you know what form of plastic payment may work best for you. Is Drew team credit or debit? What about Jeff? Find out in this episode of 2 Cents.Related Materials:https://www.ameriserv.com/resources/learn/financial-library/topics/borrowing-and-creditAmeriServ's Website:https://www.ame...
Comment via Text MessageLeave a Comment on Our WebsiteSetting yourself up for financial freedom is not often an easy task. Finding a reliable and knowledgeable investment advisor, who keeps your best interests in mind, can help you reach your financial goals. Whether you pay into a 401k, an IRA, or other retirement account, your financial advisor's job is to help make your money work for you. In this episode, Drew chats with Frank Lapinsky, President & CEO of West Chester Capital Advisors...
Comment via Text MessageLeave a Comment on Our WebsiteWith a new regulation announced surrounding the FDIC logo, Drew and Jeff decided that it may be a good idea to chat about the Federal Deposit Insurance Corporation (FDIC). We often see the letters FDIC at banks, but what do those letters represent? Find out in this episode of 2 Cents.(Article) Is the Money in My Account Safe?:https://www.ameriserv.com/resources/learn/financial-library/master-articles/is-the-money-in-my-account-safeAmeriSer...
Comment via Text MessageLeave a Comment on Our WebsiteIn this information packed episode, Kevin Slonka and Michael Zambotti are back to talk more in depth on the topic of scams. What are some common scams to be on the look out for? What are the red flags? If you fall victim to a cyber-scam, what should you do? Learn the answers to these questions and more on this episode of Bank Chats.Resources:https://privacy.comhttps://www.ameriserv.com/fraudAmeriServ's Website:https://www.ameriserv.com/Cre...
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