Ascend Financial Show

Weekly half-hour, hard-hitting podcast that’s over before you even felt it begin. We hit topics hard, and are not afraid to tackle the sacred cows such as how the government has fleeced Federal & State pension programs, Social Security, and Medicare. We also tackle planning for retirement, how to insure your retirement, and how to build a stronger personal financial foundation that will enable you to weather the financials storms that are all around us.

Market Volatility and the 4% Rule

Market volatility and protection against your retirement savings is difficult to manage in today’s pandemic-driven economy. And throw into that an outdated 4% rule for withdrawing for retirement, and it creates more instability. Let’s address how a new approach to your retirement can help offset all these issues. See omnystudio.com/listener for privacy information.

07-23
26:57

Social Security Cola Adjustments Are Not Enough

Social security is slotted to offer a cost-of-living adjustment in 2021 that will take affect in 2022. But it’s not enough. How can you plan around it? See omnystudio.com/listener for privacy information.

07-22
27:00

Retirement Quadrant Listener Questions

After reviewing the Retirement Quadrant for three weeks, today we address listener questions and are able clarify some good points about the quadrant and how people are using it for their own situations. From clarification on Social Security to setting up new tax-free strategies, we dive into their questions deeply. See omnystudio.com/listener for privacy information.

06-27
27:00

Retirement Quadrant — Part 3

This is final in a 3-part series covering the Retirement Quadrant. This final piece reviews establishing living benefits in your retirement to protect the assets in the other quadrants. Without living benefits, you will be forced to more quickly liquidate your other assets, so learn to protect those. See omnystudio.com/listener for privacy information.

06-20
27:00

The Retirement Quadrant — Part 2

This is part 2 of a 3-part show discussing how to create a full scale retirement plan that takes in Social Security, taxable plans, non-taxable plans, and living benefits planning. Today we cover quadrant 3 focusing on how to develop effective non-taxable strategies that will maximize returns and provide you tax-free distributions at retirement. See omnystudio.com/listener for privacy information.

06-16
26:58

The Retirement Quadrant — Part 1

This show dives into how to effectively plan a retirement strategy based on a the retirement quadrant. We cover quadrants 1 (Social Security) and 2 (taxable plans) and how to effectively leverage each quadrant in preparing you for a healthy retirement lifestyle that will minimize stress and maximize income.   See omnystudio.com/listener for privacy information.

06-06
27:00

Be a Good Steward of Your Money

We address some listener questions today, and then get into addressing myths surrounding annuities and how they benefit your retirement. The last segment dives into Social Security COLA increases and ending the $300 weekly Federal unemployment payment. See omnystudio.com/listener for privacy information.

06-02
26:59

Inflation... We're In For a Ride

Inflation is upon us. To what degree is not yet known. But since we’ve experienced gas prices rising as much as 50% in the past few months, we can expect an inflation period that matches the Carter years in the late 1970s. In this podcast we provide you with strategies to help stem the effects of rising prices in the year to come, which could surpass 10% by some estimations. See omnystudio.com/listener for privacy information.

05-23
27:05

The Public Sector Pension Crisis

Public employees in states across the country have worked hard to earn their pensions, yet the unions and politicians have over-promised and under-delivered, resulting in a $281-billion deficit and placing many state pension programs on the path to bankruptcy. Five states’ pension funds are predicted to become insolvent within the next few years, which could lead to employees losing their hard-earned retirement income. Learn how to take back control of those funds before it’s too late. See omnystudio.com/listener for privacy information.

05-19
26:57

The Public Sector Pension Crisis Excerpt

Public employees in states across the country have worked hard to earn their pensions, yet the unions and politicians have over-promised and under-delivered, resulting in a $281-billion deficit and placing many state pension programs on the path to bankruptcy. Five states’ pension funds are predicted to become insolvent within the next few years, which could lead to employees losing their hard-earned retirement income. Learn how to take back control of those funds before it’s too late. See omnystudio.com/listener for privacy information.

05-17
02:00

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