BiggerPockets Daily

California homeowners are facing yet another financial strain as rising wildfire risks push insurance costs even higher. Following the devastating Los Angeles wildfires, the state’s FAIR Plan—a last-resort insurer—announced a $1 billion assessment to cover wildfire losses, a move expected to drive up premiums for millions of homeowners. Insurers like State Farm are already seeking emergency rate hikes, while private companies continue withdrawing from high-risk areas, leaving many Californians with fewer, costlier coverage options. As affordability concerns mount, this growing insurance crisis threatens to make homeownership even more unattainable in one of the nation’s most expensive housing markets. Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Real estate agent commissions have been a hot topic since the NAR settlement, but have they really changed? In this episode, we break down the latest data showing that buyer’s agent commissions have barely budged since new rules went into effect. While luxury home commissions are trending down, more affordable homes are seeing slight increases. We’ll explore what’s driving these trends, how agents and sellers are negotiating commissions, and whether we can expect lower fees in the future. Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The lock-in effect has kept millions of homeowners stuck in place, unwilling to sell their homes and take on a higher mortgage rate. But is that starting to change? In this episode, we break down the latest data showing that more homeowners are now carrying 6%+ mortgage rates—the highest share since 2016. As the lock-in effect gradually eases, more listings are hitting the market, but are home prices coming down? We’ll explore why people are finally moving, how this shift could impact inventory levels, and what it all means for buyers, sellers, and investors in 2025. Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The 2025 housing market is evolving fast, bringing new challenges and opportunities for investors, landlords, and property managers. In this episode, we break down four major trends shaping real estate this year. From climate risks influencing investment decisions to AI disrupting the home buying process, build-to-rent becoming a dominant force, and alternative housing models gaining traction—there’s a lot to consider. Whether you’re looking to adapt your strategy or find the next big opportunity, this episode will help you stay ahead of the curve. Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

For nearly 17 years, Fannie Mae and Freddie Mac have been under government control, but a renewed push to privatize these mortgage giants is gaining traction in Washington. In this episode, we break down what Fannie and Freddie do, why they were placed under conservatorship during the 2008 financial crisis, and what privatization could mean for the housing market. With key players in the Trump administration signaling support for ending government control, we explore the potential risks, benefits, and impact on mortgage rates, home affordability, and Wall Street investors. Will this move stabilize the mortgage industry or disrupt it? Tune in to find out. Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Read the article here: https://www.biggerpockets.com/blog/best-bookkeeping-practices-for-your-short-term-rental Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Read the article here: https://www.biggerpockets.com/blog/real-estate-scams-are-getting-worse-heres-how-to-protect-yourself Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Single-family rentals (SFRs) are dominating the rental market, outpacing apartment rents by 20%, according to a new Zillow report. With median SFR rents hitting $2,174 per month, compared to $1,812 for apartments, the gap between the two rental types has never been wider. What’s driving this trend? In this episode, we break down the data behind rising SFR demand, why more renters are choosing houses over apartments, and how Wall Street’s growing investment in build-to-rent communities is reshaping the market. We also explore key cities where SFR rents are surging, the impact of record apartment construction on multifamily pricing, and whether now is the time to invest in single-family or multifamily rentals. If you’re a real estate investor or considering your next move in the rental market, this episode will give you the insights you need to stay ahead. Tune in now! Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Millions of Americans are falling behind on their mortgage payments, signaling potential trouble for the housing market. A new study from Deeds.com, based on U.S. Census Bureau data, reveals that over 6 million homeowners are late on their mortgage payments, while 9.4 million renters are struggling to pay rent. Rising interest rates, soaring insurance costs, and inflation outpacing wages are pushing more people to the brink of financial distress. In this episode, we break down which states are seeing the highest delinquency rates, why homeowners are forgoing insurance, and how skyrocketing property taxes and insurance premiums are now surpassing mortgage payments in many areas. We also discuss what this means for real estate investors—whether foreclosures are on the horizon, how to identify distressed properties before they hit the market, and strategies for negotiating deals with struggling homeowners. Is another housing crisis brewing? Tune in to find out what’s happening behind the numbers and how you can prepare for the shifting real estate landscape. Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Over the weekend, the Trump administration imposed some of the strictest tariffs in decades on Mexico, China, and Canada. These new import taxes could have major ripple effects across the economy, potentially driving up inflation, increasing the cost of construction materials, and even impacting mortgage rates. In this episode, we break down: - What these tariffs are and why they’re happening - How they could affect real estate investors, from flippers to buy-and-hold landlords - Which industries will feel the biggest impact, including oil, construction, and auto manufacturing - How you should adjust your investing strategy to stay ahead of rising costs With lumber, steel, and appliances likely to get more expensive, investors need to be proactive in managing their deals and expenses. Tune in to find out what these policies mean for your bottom line and how to navigate the changing market. Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Big changes could be coming to retirement plans under President Trump, and real estate investors need to pay attention. In this episode, we break down how potential policy shifts—like stricter fiduciary rules, Social Security reforms, and tax changes—could impact your ability to invest in real estate through 401(k)s, IRAs, and self-directed accounts. Will ESG-focused real estate funds be deprioritized? Could tax cuts create new opportunities for Roth conversions? And how might Social Security’s future affect your long-term financial strategy? Tune in to find out what these changes could mean for your portfolio and how to stay ahead in an evolving investment landscape. Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Keep reading the article here: https://www.biggerpockets.com/blog/2025-multifamily-market-outlook Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Keep reading the article here: https://www.biggerpockets.com/blog/nine-factors-to-watch-for-as-a-three-dimensional-investor Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Keep reading the article here: https://www.biggerpockets.com/blog/nine-factors-to-watch-for-as-a-three-dimensional-investor Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Home prices are showing signs of weakness for the first time since early 2023, with one in three listings seeing price cuts. Could this be the start of a broader price correction? In this episode, we break down the latest data from Altos Research, revealing why sellers are lowering prices, where inventory is growing, and whether 2025 could finally bring more affordability to homebuyers. Plus, we explore the impact of high mortgage rates, sluggish home sales, and what the “one bright spot” in the market means for the year ahead. Tune in for everything you need to know about the shifting housing market! Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we break down Apartment List’s February 2025 National Rent Report, revealing the latest trends in rent prices, vacancy rates, and where the rental market is headed next. With rents declining for the sixth straight month, national median rents now sit at $1,370, down 0.2% from last month and 0.5% year-over-year. But is this trend about to reverse? We’ll discuss: ✅ The record-breaking vacancy rate hitting 6.9%—the highest in recent history ✅ Why Sun Belt cities like Austin, Denver, and Raleigh are seeing the sharpest rent declines ✅ The Midwest’s surprising rent growth resurgence ✅ How the Fed’s rate cuts could impact future rent trends ✅ Whether this signals the end of declining rents as supply slows in 2025 With nearly 800,000 new multifamily units still in the pipeline, will rents keep falling, or is a turnaround coming? Tune in for expert analysis and actionable insights for renters, investors, and landlords alike! Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Soaring insurance premiums are crushing cash flow for real estate investors, with some landlords seeing costs skyrocket by six times—or losing coverage altogether. In this episode, we break down why insurance costs are rising so rapidly, which markets are hit hardest, and what property owners can do to protect their investments. From bundling policies to negotiating with property managers, we cover practical strategies to help landlords navigate this growing crisis. Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we explore the critical link between real estate investing and climate risk. From Los Angeles’ wildfire zones to the flood-prone Gulf Coast, we analyze FEMA’s data on the riskiest and most resilient markets across the U.S. Discover which regions face the highest natural disaster threats, how these risks are reshaping real estate investing, and where investors can find climate-resilient opportunities. Whether you’re a seasoned investor or just starting out, this episode offers essential insights to help you navigate the growing impact of climate change on the housing market. Tune in to learn how to protect your portfolio and make smarter investment decisions. Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

With President Trump back in office, how will his policies shape the economy, housing market, and inflation in 2025 and beyond? In this episode, we dive into Trump’s executive order on housing and unpack the key economic proposals, including tariffs, domestic energy production, immigration policy, and building restrictions. Are tariffs inflationary? Could increased oil drilling really lower energy costs? And what impact would mass deportations have on housing affordability and construction labor? We’ll also discuss how Trump’s plans to cut regulatory red tape could transform the housing market. Tune in as we analyze what this all means for investors and the Federal Reserve’s next moves. Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices