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Bricks & Risk

Author: Sean Mooney & Tim Garrity

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Bricks & Risk empowers real estate agents, insurance professionals, and entrepreneurs with actionable insights and proven strategies to start and scale their businesses. Our podcast videos feature topics and interviews with top-performing business owners, industry experts, and thought leaders who share their secrets to success.

Whether you’re a seasoned professional or just starting out, our content is packed with valuable nuggets that help you:

- Master the art of growing your real estate or insurance business
- Unlock innovative business strategies tailored to you
- Learn directly from entrepreneurs who’ve built thriving businesses
- Gain actionable advice on marketing, leadership, and scaling operations

We’re here to inspire, educate, and provide the tools you need to succeed in an ever-changing business world. Subscribe to our channel and start building the future you deserve. We drop a new episode every week!

Find us on social channels: @bricksandrisk! ⚡

103 Episodes
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Send us a text This week's B&R guest brings a wealth of knowledge to those who would love to learn how franchising actually works. Mike Oberholtzer with HomeVestors of America is not only well-versed in the real-estate-investor franchising space, but has years of franchising experience across multiple industries. Sean & Tim dive deep with Mike on the value of franchising, as well uncover why someone may be intrigued by the "We Buy Ugly Houses" brand! Big shout-out to our show's loyal ...
Send us a text Back to the B&R insurance grind, with Sean firing off some guru-gems aimed at helping homeowners and car owners with their policies. This topic came courtesy of the Nothing doc, and just like all of our other Nothing eps, we believe it will hit home with our watchers and listeners; just as it did for Tim. But, the real question is: does filing multiple insurance claims hurt you, help you, or keep you neutral? Dig in to Ep. #102 to find out! Also, a big shout-out to our show...
Send us a text Vinny Fracassi & Tim Garrity were introduced via a mutual connection, Chris Strauss, and became buds instantly. Not only that, since meeting, Vin & Sean have become pals as well. In this episode, we dive deep into Vin's journey (by way of Niagara Falls, NY & Chicago, IL) on growing his Book of Business as a real estate agent and in a city (Yo, Philly) where he did not know anyone to start. Dig into this B&R ep as he shares boots-on-the-ground/business-buil...
Send us a text Hard to believe, but we did it! 100 episodes of the Bricks & Risk Podcast. Sean was low-energy+ on this one (haha, JK), he was battling a cold; but nevertheless, we both showed up to make another valuable (and humorous) ep. Not many podcasts have come as far as Sean & Tim have, only approximately 5% of all podcasts make it to 100 episodes; but one thing's for sure, we could not have done it without all of you: the listeners and watchers. Thanks for your continued loyalt...
Send us a text Being a good connector in business can be just as good, if not better, than paying for ads, sending postcards, making phone calls, and having client events. Reason being, you're constantly looking out for others, who will in turn start to look out for you. From The Go-Giver to speed-dating, Sean & Tim break down the differences between "connecting" and "networking" and why it pays to shift your mindset! Our goal with Bricks & Risk is that you walk away with 1 or 2 valu...
Send us a text Absolutely fantastic conversation with a talented, passionate, and highly-credible entrepreneur, Cheldin Barlatt Rumer. Cheldin dives deep into her backstory about what it was like growing up in a household of teachers, lawyers, and scholars, all while she made the career choice to throw parties and make friends on Facebook; haha. She also explains that the very definition of a personal brand is when people speak highly of you when you're not in the room, and that too many peop...
Send us a text This awesome topic comes courtesy of Mr. Sean P. Mooney's super-secret Google Doc: Nothing / Nothing = Nothing. Our discussion centers around creative marketing and thinking differently when it comes to your business, and why it matters. Sean has mentioned Seth Godin's "Purple Cow" before, and as you all already know, he's the better reader ... and better man. Jump head first into this awesome "Whopper Detour" episode with Sean & Tim as they discuss Burger King's successful...
Send us a text Mike Coyle has been through it. From roofing homes in Chestnut Hill, to partnering with a likeminded business owner, and to running his own appraisal firm: The Coyle Group. While he understands that it takes deals to build a business, he also believes in developing relationships with good people, listening to the stories they tell, and having a passion for what you do. Sean & Tim dive into a boots-on-the-ground discussion with Mike about getting started in business and what...
Send us a text Question of the Day: Where do you want to go, and why? Sounds simple, right? Welp, it isn't. It requires experience, success, failure, and deep inner thought. But, when figured out as early on in your career as possible, you will be in a much better spot to deliver on your own goals, personally and professionally, and not the goals of other people who have nothing to do with your business. Dive into our 95th ep (crazy to say that) with Sean & Tim as they take you down a dee...
Send us a text Tim met Jarrod at the mother of all local real estate events, Triple Play in Atlantic City, NJ. At the time, Jarrod was working at a title company and Tim was running an independent brokerage. Fast forward a few years, and both of their paths have pivoted. In this guest interview, Jarrod believes that life's too short to not enjoy the ride and that leading with empathy allows others to be heard. Dig into this ep with Sean & Tim as they extract life changing advice and persp...
Send us a text Sometimes in business, no matter what field you're in, sales is treated purely as a numbers game. For example, someone may say there are 3 rules in sales: sell, sell, sell. But as much as that's true, and needing to sell is what keeps the lights on, retention is equally (if not more) important than selling. Don't just find another deal, take care of the people you already have. Sean & Tim use an insurance example to break down their own successes and failures in business. T...
Send us a text Although Justin Heath has been at the residential real estate game for just shy of a decade, he has a lifetime worth of real-estate-blood coursing through his veins; through both his Mom & Dad. From pushing through competitiveness as a kid, when he realized he may not be the most athletic, to experiencing a corporate job dead-end while selling in Milwaukee during winter, Justin has amazing perspective for any Realtor or small business entrepreneur on what it takes to succee...
Send us a text The Realtor ... what? Mmm hmm, Tim made that term up; haha. But, for those of you in residential real estate, this is a very real thing. Experiencing the "Realtor Joneses" happens when another real estate agent, leader, or coach starts comparing you to another agent with the intention of making your business bigger, faster, or just more efficient. Dive right into this one as Sean & Tim define the Realtor Joneses and tips on how to avoid falling into this very common compari...
Send us a text If you've ever wanted to invest in real estate, but lack the knowledge or confidence to get started, listen to this episode. Cory Jacobson has cracked the millennial real estate code by house-hacking his first home at a young age with advice from his 9-5 colleague. Through his own trial and error, as well as a solid partnership, he has amassed a portfolio of over 80+ properties since then. Dig into this one as Sean & Tim go mining for nugget after nugget! Our goal with Bri...
Send us a text We took a different route on this B&R ep by focusing on "Year 1" in business for both Sean & Tim. How hard was it to get started in insurance and real estate? What hurdles did we have to clear? What was our mindset in the face of daily doubt? How did we decide to invest in our businesses? Part 2 of a 2 part episode, dive in to learn more about how we both got started! Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build...
Send us a text We took a different route on this B&R ep by focusing on "Year 1" in business for both Sean & Tim. How hard was it to get started in insurance and real estate? What hurdles did we have to clear? What was our mindset in the face of daily doubt? How did we decide to invest in our businesses? Part 1 of a 2 part episode, dive in to learn more about how we both got started! Our goal with Bricks & Risk is that you walk away with 1 or 2 valuable nuggets that can help build...
Send us a text Kelly has an unbelievable knack to take something that is fairly complex and provide an easy-to-digest perspective on it. Both Sean & Tim noticed this throughout their conversation with her. As an accomplished entrepreneur and speaker, Kelly's company (Agency Performance Partners) has been inspiring insurance agency owners for more than a decade. In this ep, she gives her own insightful opinion as to why the insurance industry has shifted to a hard market, and how "crispy" ...
Send us a text Today's Bricks & Risk Podcast ep was inspired by a recent article/video we saw about California introducing an "insurance contingency" to it's residential real estate contract, amid insurance concerns in recent years. What was more interesting is that Pennsylvania has already had this option in its contract for years. The video helped Sean & Tim bring up some good insurance and real estate points for their listening/watching community: 1) Make sure you are properly prot...
Send us a text Sean & Tim love that not only does the Bricks & Risk Podcast have a niche focus on real estate and insurance, but that it also spills over to sales, small business, and entrepreneurship. Our discussion with Missy Stallings hits on every one of those categories. Not only did she pivot to owning a business after she earned the #1 sales spot as an insurance rep with Liberty Mutual, but she chose to build an independent brokerage from scratch; just like Sean. From growing a...
Send us a text Have you ever planned and booked your own vacation? In today's internet/AI-fueled world, I would say the super-high majority would answer "Yes." But which kind of vacation is right for you? All-inclusive or a la carte? That's the analogy we set up for today's episode. Tim compares "old-school brokerages" to all-inclusive vacations, and "new-school brokerages" to a la carte vacations; examples, knowledge, and experience abound on this one! Sean's basically along for the ride in ...
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