Feeling stuck when it comes to your finances? Let’s change that! In this episode, I’m sharing a list of financial goals. Pick one and make real progress with your money this year.Setting financial goals doesn’t have to be overwhelming! I’ll break it down into categories like building better habits, cutting unnecessary expenses, upgrading your financial systems, and even making exciting plans for your future. Whether you’re tired of debt, want to save more, or just want to feel more in control...
The holidays brought some of the busiest and most stressful weeks of the year for me. So much pressure! Overwhelmed! But during that time, even though I overspent a little, I never felt stressed about money. As I reflected, I came up with six reasons why I never felt stressed about money, and I put them in this episode. Check it out! ❤️. Listen to the Episode to Answer These Questions:What is a future-focused budget, and how can it help reduce financial stress?Why is simplifying your financia...
Do you want to pay off your debt and save more money this year? DO THIS FIRST. With a spending audit, you can get clear on your spending habits so you know can be prepared to build your budget, catch your bad habits, and more. If you want to start a budget, but you aren't sure where to get started, you may want to try a spending audit. There is stress in not knowing where your money goes and not feeling in control. There is peace in getting clear. That's what a spending audit ...
Is it taking too long to track your spending as you work on your budget? I have a quick trick for you today that will simplify and speed up the process of tracking your spending. We have money goals, we have set intentions, now we have to stick to it! This episode will help with just a smoother, faster way to stick to your budget. Here's the trick: Split your purchases as you buy. Check it out! Resources:Episode 15: Create this List to Save Money on Groceries, Get Organized, and Save Mental E...
As a mom, do you feel constant pressure to spend money on all the things? Team pictures, fundraisers, birthday gifts, and more?! What about the social pressure to buy at the right time, for every occasion, and to "keep up" with your neighbors? In this episode we’ll discuss the many situations where you might feel pressured to spend money - when you DON’T even want to! By the end of this episode you’ll have practical strategies to release the pressure and confidently say, “no” saving your...
Are you struggling to stay on budget during the holidays without feeling like you’re missing out? During the holidays, you might do one of these two things:1. Throw your budget out the window.2. Feel like you are the ONLY one on a budget and that you are missing out.In this episode, we explore those two big holiday budget struggles and give you 8 actionable strategies to stay financially confident and stress-free. You’ll learn how to block temptation, shop intentionally, and appreciate y...
The Key to Never Feeling Broke AgainHow to Normalize Having Money and Saving Money in Your LifeWhy does it feel like money always slips through your fingers? What if budgeting didn’t feel like a short-term fix but instead became a habit that makes saving and having money feel normal?In this episode, we’re diving into how to shift budgeting from something you do “when money’s tight” into a life habit that sticks. When budgeting becomes second nature, you’ll start to feel confident and in contr...
The holiday season is around the corner, and with it can come the stress of extra spending. In this episode, we’re talking about how to plan ahead for any big event—whether it’s the holidays, a special celebration, or a family vacation—without letting your budget get out of hand. I’ll share simple, realistic strategies to help you avoid overspending, stick to your goals, and make this season feel meaningful and manageable. Let’s dive into how a little planning now can make a huge difference l...
You are up against bazillion dollar marketing companies that cause you to feel like you are SAVING money if you buy this RIGHT NOW. But what if we just did one simple shift in our language that would help us combat those impulse purchases? That's what we are talking about today. After this episode you will have a deeper understanding around saving money and a way to combat impulse purchases. Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email...
What is stopping you from saving, investing, or paying off debt? What is keeping you in the paycheck to paycheck cycle?Maybe you don't have this mindset: Can it wait a week? After this episode, you will walk away with a fresh mindset about your future, your goals and your budget! Let your budget EMPOWER you to get what you want. Do you want help getting started? Click here for the Budget Foundations Jumpstart. By the end of this email challenge, you’ll have the essential numbers you nee...
Is the constant running around and never eating at home killing your food budget? There are 4 steps you can take to minimize this cost - even in the busiest seasons. Let me walk you through what these 4 steps look like for a mom who is empowered by her budget.Listen to this episode to answer these questions: How do I stay in my food budget?How do I feed my family when we are so busy?How do I save money on food?How do I stop spending so much money?Do you want me to come into your email wi...
Planning in advance for the holidays is going to save you money and mental energy. In this episode, we'll walk through how to get your holiday mindset in check, prepare your budget, and of course strategize ways to save money this holiday while living abundantly. Click here for the free Budget Foundations Jumpstart!Let’s Connect:Instagram @budgeteffectpodcastEmail hello@thebudgeteffect.comWant to ask a question?Click below to send your question to the show. Click to Send a Text.
Struggling to Stay on Top of Your Spending? Here's How Weekly Tracking Can Help You Reach Your GoalsFor many busy moms, staying on top of household finances can feel overwhelming. With bills, groceries, and daily expenses piling up, it's easy to lose track of your budget. In this episode, we dive into a powerful yet often overlooked habit—weekly spending tracking. Learn why setting a plan at the start of each month and adjusting your budget weekly is a game-changer for reaching both your mone...
We are busy moms, taking care of a lot of things. So how can we protect our goals and visions? How can we stick with our goals?Answer: We must become a fierce protector of the goal. 1. Protect your time to have the vision. 2. Protect your time to plan. 3. Protect your plan. 4. Figure out how you will keep up with all your other commitments. And BELIEVE IN YOURSELF! You got this. Click here for the free Budget Foundations Jumpstart!Let's Connect:Instagram @budgeteffectpodcastEmail hello@thebud...
What phase of budgeting are you in?Procrastination Phase? Beginning Budgeter?Been Budgeting For a While?Lost your Drive?Whichever phase you are in, I bet you can find a small step to take forward in this episode.Click here for the free Budget Foundations Jumpstart!Let’s Connect:Instagram @budgeteffectpodcastEmail hello@thebudgeteffect.comLet me know what you picked! Click to send a text to the show.Click to Send a Text.
You know I talk more about a Values-Based Budget. So come along with me as I break down the pros and cons of a 50/30/20 budget. Click here for the free Budget Foundations Jumpstart!Let’s Connect:Instagram @budgeteffectpodcastEmail hello@thebudgeteffect.comLet’s Connect: Instagram @budgeteffectpodcastEmail hello@thebudgeteffect.comWant to ask a question?Click below to send your question to the show. Click to Send a Text.
Fall is a great time to save money!In this episode we cover: 1. Why fall is a great time to cut spending2. How to set rules for a no-spend or low-spend fall3. Expenses that are coming up in fall and secondary options4. Fun and low cost activities in the fall. Click here for the free Budget Foundations Jumpstart!Let’s Connect: Instagram @budgeteffectpodcastEmail hello@thebudgeteffect.comWant to ask a question?Click below to send your question to the show. Click to Send a Text.
If you want to success with budgeting, then meal planning is something you're probably going to have to stick to. In this final episode of our 3-part meal planning series, we really zoom in on how to make meal planning work for you. Click here to join the Meal Planning ChallengeClick here for the free Budget Foundations JumpstartLet’s Connect:Instagram @budgeteffectpodcastEmail hello@thebudgeteffect.comText the Show! Click below to send your question or comment to the show. Click to...
Today we have expert meal planner, Plandy Mandy, to share some of her top tips for how to meal plan, sticking to a meal plan, and how to meal plan on a budget.It's Part 2 of our 3-episode series on Meal Planning!You can find Mandy on her Instagram page @Plandy.Mandy You can join the Meal Planning Challenge by signing up here.If you are ready to stop messing around and really get started with your budget, I can help: FREE Budget Foundations Jumpstart Email CourseMoney Movement Group - 15 weeks...
Meal planning is challenging for a lot of people! If you are doing well with meal planning then you should be proud! But regardless of the challenge, it's something that is beneficial for our budget, our nutrition and even our mental health.This episode will hopefully motivate you to build your habit of meal planning. JOIN the MEAL PLANNING CHALLENGEJoin the Money Movement Course - Closes August 31stFREE Budget Jumpstart ChallengeParents.com article that I cite in this episodeLet’s Connect:&n...