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ChooseFI

Author: Jonathan Mendonsa & Brad Barrett

Subscribed: 7,246Played: 302,524
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Jonathan & Brad explore the world of Financial Independence. They discuss reducing expenses, crushing debt, building passive income streams through online businesses and real estate. How to pay off debt, Crush your grocery bill and travel the world for free. Every episode is packed with content and actionable tips and no topic is too big or small as long as it speeds up the process of reaching financial independence.
260 Episodes
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A dive into taxes with Sean Mullaney, the FI Tax Guy, who talks about FI tax-efficient strategies and career paths in accounting. For more information, visit the show notes at https://ChooseFI.com/136
135R | The Plot Thickens

135R | The Plot Thickens

2019-07-1200:53:192

Another look at whether you should pay off your mortgage or invest, plus: Spam Caller Life Hack Life Hack for Small Business Owners Achieving FI on a Modest Income For more information, visit the show notes at https://www.choosefi.com/135r
Joel from How to Money talks about how he has pursued FI on a relatively low income, how he is reaching FI with five rental properties, and working on the Clark Howard Show. For more information, visit the show notes at https://choosefi.com/135
Kristy Shen and Bryce Leung talk about their new book, Quit Like a Millionaire. Plus, Brad and Jonathan give updates on solar panels and YNAB. For more information, visit the show notes at https://choosefi.com/134r
Jim from Route To Retire talks about about life after retirement and geo-arbitrage. His path to FI didn’t start with a community, it began when he was testing for Y2K bugs with Quicken. Don’t know what we’re talking about? You’ll just have to listen to find out. For more information, visit the show notes at https://www.choosefi.com/134
Possibly the most burning questions of FI: Should you Invest or Pay off your Mortgage early? We go through the numbers in today's show. For more information, visit the show notes at https://choosefi.com/133R
Zeona McIntyre built a successful AirBNB business and shares her best strategies, including Buying Properties Scaling the Business and Best Practices for an AirBNB Business For more information, visit the show notes at https://ChooseFI.com/133 
132R Insurance | A Framework

132R Insurance | A Framework

2019-06-2101:01:423

Find out what kinds of insurance you actually need and where to find them. Jennifer Fitzgerlad, the CEO of Policy Genius walks us through everything you need to know. For more information, visit the show notes at https://ChooseFI.com/132R 
Lisa Duke talks about her mindset shift and turning liabilities to assets. On today's show: Second Home--Asset Or Liability? Action Steps To Renting Out Your Home Getting off the "hedonic treadmill" ...and more. For more information, visit the show notes at https://ChooseFI.com/132 
A recap of our conversation with Mr. Money Mustache and Mr. 1500. Plus, Jonathan and Brad answer listener questions about compounding and drawdowns during retirement. For more information, visit the show notes at https://ChooseFI.com/131R 
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Comments (26)

Michelle Valente

just want to clarify... after you earn the rewards on a particular card are you calling and closing the card?

Jul 18th
Reply

Archie Smith

Michelle Valente No

Jul 19th
Reply

Greg Mitchell

I found this podcast three months ago when Brad was on the Millionaires Unveiled podcast. I gave the ChooseFI podcast a listen because my family and I also live in Richmond and I could not be more glad that I did. This podcast and the feedback from the community have had a profound impact on me in the past three months. While it's not my biggest life hack to date I even joined the local library. My wife and I have always been good about saving but our spending has not always been as intentional as it is now. As an Engineer, I love efficiancy and this is the ultimate task to optimize. I can say without a doubt that this podcast has sparked a new fire within me and I cannot wait to share what we will learn in the years to come with our family, friends and our daughter. She's turns one next week but with all of the actionable items from the episodes I'm very much looking forward to having her be second generation FI and always thinking of how I'll present these topics to her. Thank you guys for all that you do and we are truly looking forward to watching the Playing with Fire documentary at the Byrd theater later this month. The path to financial freedom couldn't be more clear and we are very excited to be a part of this movement. Cheers! Greg Mitchell

Jul 6th
Reply

Ryan Hill

⬆️😣⤴️😣📩🤷🇮🇷♥️🇮🇶🤷💘🏤🤷🤷umTouch aumTouchnd hold a clip to pin it. Unpinned clips will be deleted after 1 hour.Touch and hold a clip to pin it. Unpinned clipshttp:/hexx.info/ The xx will be deleted after 1 hour.

Jul 2nd
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Monica Richardson

This podcast touches on so many levels. I loved it so much.

May 15th
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Steve Diahy

i disagree when he says focusing on income is more important than cutting expenses

May 2nd
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Antonio Franca

great thanks!

Apr 30th
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Lisa Renton Hudson

I'm a 1st time listener and I am very intrigued to know how you eat a meal for $2 per person. A head of broccoli or can of spaghetti o's costs almost $2! Please share your secrets! Thx!

Mar 28th
Reply

CJ

Lisa Renton Hudson you could move to Africa or southeast Asia, I'm sure you could eat a meal for $2 bucks there

Mar 28th
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Joe Reed

Great show!

Mar 8th
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Melissa Janczura

Great info guys! I'm in the learning process and my head is spinning! 😊 This gives me a great starting point. Thank you! 😊

Feb 25th
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Pavlina Atanasova

FINALLY!!!! Someone with an actual business that is living a FI life. As a business owner myself it's great to hear other people that have gone through this and how they've done it. LOVE IT! Go Craig.

Feb 13th
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Alina Leonardo

great episode!

Feb 8th
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Vast

taking this entire episode into practice today

Feb 4th
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M Jay

loved this interview!

Jan 29th
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greg koeppen

love the podcast, always learn something new from each episode.

Jan 12th
Reply

Rebecca Markin-Newsome

I love your podcast and this episode is especially poignant for me. I am a mother of a special needs son and this has been weighing on me for several years. Initially we had a 529 account for him and we wanted to rotate it to an ABLE account. However the State had one and so did Fidelity. After reading the recommended book' the simple path to wealth' I was fired up. Both ABLE accounts have a high expense ratios, they are in portfolios and so you do not get to pick which funds, they ate actively managed accounts also they both( state and Fidelity) have quarterly fees of $11.00 to $15.00. I asked to waive the quarterly emails in lieu of accessing it online and was told they could not and it was mandatory to send quarterly updates. Also if your account dropped below a certain amount you would incur a monthly charge of $2.00. So mandatory quarterly fees and high expense ratio kind of pissed me off. let's face it. I am trying to SAVE every cent as most of our discretionary funds are used up in various therapies and upkeep of our son. Our insurance deductible alone for his therapy jumped from.$8k in 2018 to 13k in 2019 not including our $300.00 monthly insurance payment. All these little expenses DOES add up. So I rotated back to the 529 educational plan as their expense ratio was mild and with no monthly fees. I am hoping to keep it there and contribute as much as I can. Eventually i will turn it into a Trust or rotate it to the ABLE plan later( when the rates get better 😁) . To date Vanguard does not have an ABLE account. The only ones I know about are Fidelity and my home state NEVADA. please let me know if there is any change. I think I spent 5 hours on the phone with both Fidelity and my State's ABLE company.

Jan 1st
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Steve Diahy

didnt even talk about vtsax until the 40 minute mark...what a waste

Nov 24th
Reply

Clay Connolly

I love this podcast! I have been binging almost every episode over the last 2 months. They seem to give the perfect level of explaination for me, not too in depth, but not too basic to where I'm bored. The hosts also seem like authentically nice guys. Also enjoy the guest they bring on and the questions they ask them.

Oct 5th
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B Pack

oqqq

Oct 3rd
Reply

Andrew MacPhee

Great episode, with loads of takeaways for beginning real estate investors.

Sep 4th
Reply

Misaki Miyashita

Ya

Jul 27th
Reply
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