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In this week's episode, Brad and Jonathan discuss different ways to retain a sense of control along the path to retirement during times of uncertainty. While low points in the economy tend to cause worry, focusing on steps that can be taken to continue forward progress is what helps set the FI community apart! Join the guys as they discuss information that could help you navigate the murky waters ahead and continue along with your FI journey! Timestamps 1:02 - Disney and Travel Rewards 9:52 - Age of Uncertainty 17:41 - Controlling What You Can 20:35 - Returns and Inflation 26:09 - The Glide Path 27:49 - Series I Bonds 39:18 - Controlling Income and Expenses 48:10 - When The Market Turns... 52:47 - Conclusion Resources Mentioned In Today’s Conversation Step-By-Step Guide To A Free Disney World Vacation Early Retirement Now The Retirement Manifesto Your Money Or Your Life By Vicki Robin, Joe Dominguez, and Mr Money Mustache Drawdown Strategy | The Retirement Manifesto | ChooseFI Ep 43 What Does Inflation Mean For Investors With Big ERN | ChooseFI Ep 331 Subscribe to The FI Weekly! If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile
In this week's episode, Brad and Jonathan welcome Sean Mullaney back onto the podcast to discuss the four backstops of the Four Percent Rule! While many in the FI community consider the Four Percent Rule to be a pillar for retirement planning, these relatively unknown backstops could save or enhance your retirement as you continue along the path less traveled! Listen along to see if any of these backstops could apply to you and your own future planning! As always, the discussion is general and educational in nature and does not constitute tax, investment, legal, or financial advice with respect to any particular individual or taxpayer. Please consult your own advisors regarding your own unique situation. Sean Mullaney and ChooseFI Publishing are currently under contract to publish a book authored by Sean Mullaney. Sean Mullaney Website: The FI Tax Guy Blog: The FI Tax Guy Blog Timestamps 0:59 - Introductions 1:37 - The Four Percent Rule and Inflation 12:20 - Annual Expenses 14:19 - Decline in Energy and Expenses 22:14 - Social Security 30:53 - Downsizing and The Reverse Mortgage 38:53 - Later Years Backstops 43:21 - Mortality 48:48 - Conclusion Resources Mentioned In Today’s Conversation The Four Backstops to then Four Percent Rule Financial Resilience in a Bear Market | ChooseFI Episode 172 Early Retirement and Social Security Early Retirement Now Financial 180 If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile
In this week's episode, Brad and Jonathan continue along their, "Financial Independence A to Z," journey by examining savings rate and the many different ways it can be calculated! One of the pillars that sets the FI community apart is the emphasis on saving money in order to unlock more in your life. So, by having the right tools needed to calculate your savings rate, you can begin to make adjustments and hopefully start the process of taking back your time! Timestamps 0:59 - Introductions 4:30 - Ben's Question 7:41 - How Do You Calculate Your Savings Rate? 12:00 - Why Savings Rate Is Important 18:25 - Nuances In Saving 21:55 - Calculation Example 28:15 - Scenario Three 37:57 - Looking At The Nuances 46:56 - Conclusion Resources Mentioned In Today’s Conversation Find The Article Mentioned By Brad and Jonathan Here! KiwiCo The Tim Ferris Show Check Out ChooseFI's Financial Independence A to Z series! Subscribe to The FI Weekly! If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile
In this week's episode, Brad and Jonathan discuss a variety of tools that can help you stay on-top of your budget. Whether you create your own tracking systems or don't have any expense tracking systems in place yet, there likely is a tool mentioned in this episode that can help you get one step closer to your financial goals! Remember, keeping your expenses organized can help you take drastic steps forward in your FI journey! Timestamps 0:56 - Introductions 3:57 - Identity Statements and Failure 9:55 - The Post Tax Season Check-Up 13:33 - The Large Tax Return 17:34 - Simplifying Your Financial Life 22:34 - Loading Your Financial Tool-belt 26:25 - Tracking The Cost Of Your Life 34:53 - Tracking Softwares 42:17 - Envelope Systems 46:44 - Should You Use A Budgeting Template 51:56 - Conclusion Resources Mentioned In Today’s Conversation The Stacking Benjamins Podcast Wellbeing Monthly Budget Tool Vertex42 Afford Anything With Paula Pant Tiller Money YNAB Do You Need A Budget? | ChooseFI Episode 165 Intuit Mint Dave Ramsey's Envelope System EveryDollar It's Your Money Excel Deluxe Envelope Check Registrar Personal Capital Subscribe To The FI Weekly! If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile
In this weeks episode, Brad and Jonathan discuss some natural remedies your may find useful in your life, the economics behind the modern startup scene, and most importantly the basics pillars of financial literacy! Join the guys as they share their philosophy towards tackling financial literacy and why it is such an important topic to study. By knowing the rules of the game, maybe you can start to widen that gap between income and expenses! Timestamps 0:56 - Introductions 1:52 - Fulfilling Remedy Responsibilities 6:22 - WeWork and Startup Economics 12:47 - Increasing The Gap 17:11 - Picking a Career 20:20 - Financial Literacy A to Z 24:33 - Budgeting and Optimizing Expenses 32:42 - Automating Your Finances 36:06 - The Longterm Mindset 44:40 - Borrow and Protect 52:17 - Conclusion Resources Mentioned In Today’s Conversation WeCrash ChooseFI's PreK-12 Curriculum The Rebel Entrepreneur With Alan Donegan Start Your FI Journey With ChooseFI! Subscribe to the FI Weekly! Financial Independence A to Z Joe Saul-Sehy The Mad Fientist If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile
It's officially tax season! In this week's episode, Brad and Jonathan discuss tax extensions and share some of their experiences paying taxes in the past. No matter what walk of life you are in, at the end of the day we all have to pay taxes. As members of the FI community, we should do our best to stay calm and tackle the task! Timestamps 1:10 - Introductions 1:55 - Daylight Savings 5:18 - Viral Nightmare Tax Scenario 11:36 - Putting Aside Taxes 20:39 - Extensions 26:32 - The Not Genius Move 31:17 - Larger Than Expected Tax Bills 34:30 - Small Business and Side Hustles 37:53 - Conclusion Resources Mentioned In Today’s Conversation Huberman Lab Podcast The Peter Attia Drive Podcast Fifth Wheel Physical Therapist NFTs For Newbies Podcast: "Taxes and NFTs Part 1 With Brad Barrett" NFTs For Newbies Podcast: "Taxes and NFT Part 2 With Brad Barrett" Subscribe To The FI Weekly! If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile
In this week's episode, Brad and Jonathan are joined by author and friend of the show Brian Feroldi. After spending two years writing the book, Why Does The Stock Market Go Up? Brian is returning to the show once again to share with you the valuable lessons he has along the way! Join the trio as they discuss why the stock market goes up, down, and everything in-between! Brian Feroldi Twitter: @BrianFeroldi Book: Why Does The Stock Market Go Up By Brian Feroldi Timestamps 1:33 - Introductions 2:40 - Understanding The Market 7:07 - History Of The Dow Jones 13:19 - The NASDAQ 16:35 - Valuation 23:22 - The Future Is Inevitable 24:45 - Stock Splits 33:14 - What Are You Buying? 44:10 - Conclusion Resources Mentioned In Today’s Conversation The Motley Fool Subscribe to The FI Weekly! If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile
In this week's episode, Brad and Jonathan sit down with Joe Saul-Sehy, co-author of the book "Stacked" and co-host of the "Stacking Benjamins" podcast. Together, the trio discuss how to properly set goals for yourself and ways you can continue to move that needle along! If you stick to your timeline and ask the right questions, before you know it you could be on the right track! Joe Saul-Sely Website: joesaulsehly.com Book: "Stacked: Your Super-Serious Guide to Modern Money Management" by Joe Saul-Sehly and Emily Guy Birken Podcast: The Stacking Benjamins Podcast Timestamps 0:51 - Introductions 5:20 - Goal Setting And The Timeline 10:41 - Bad Questions And False Rabbit Holes 15:25 - Talking Family Finance 20:24 - Budgeting And Tracking 28:25 - Comparison Is The Thief Of Joy 32:21 - Financial Advisors 45:30 - Assets Under Management 51:51 - About "Stacked" And Where You Can Find It! 54:02 - Conclusion Resources Mentioned In Today’s Conversation Information About The "Stacked" Book Tour Rob Phelan and The Simple Startup Franklin's Fortune Paula Pant and Afford Anything JL Collins and The Simple Path To Wealth Find Your Local ChooseFI Group! Subscribe to The FI Weekly If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile
What happens when an unstoppable force meets an immovable object? In this week's episode, Brad and Jonathan continue their discussion from last week about clarity and goal setting, but this time they focus on ways to circumnavigate the seemingly immovable objects in our lives. Overcoming objections that prevent us from the futures we want can actually be surprisingly easy if you adopt the right mindset. Become the unstoppable force that shatters those barriers holding you back! Timestamps 1:00 - Introductions 1:53 - Goals & The Aggregation of Marginal Gains 6:58 - Manifestation 14:55 - Clarity & What YOU Want 24:27 - Becoming The Unstoppable Force 30:10 - Controlling Monthly Expenses 35:12 - Car Payments 37:46 - Accounting For Your Mindset 42:43 - Conclusion Resources Mentioned In Today’s Conversation "Goals!: How to Get Everything You Want -- Faster Than You Ever Thought Possible" by Brian Tracy Bigger Pockets "A Complaint Free World: How to Stop Complaining and Start Enjoying the Life You Always Wanted" by Will Bowen Subscribe to the FI Weekly! If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile
In this week's episode, Brad and Jonathan kick off part one of a two episode series focussed on decluttering, de-noising, and de-stressing your life! What makes the FI lifestyle so special is it's ability to block out social norms allowing for us to build our own healthy, happy, and free lives! By decluttering your life, you can surround yourself with uplifting material that will help you continue your trek down the path less traveled. Timestamps 1:00 - Spring is Coming! 3:36 - Long-Term Thinking 7: 19 - Decluttering 15:15 - Tackling Social Prisons 23:10 - The Oasis 29:22 - Junk Mail and Saying No 37:30 - The Red X 40:50 - Conclusion Resources Mentioned In Today’s Conversation The Happy Philosopher | The Happiest Man In The Room | ChooseFI Episode 48 Get Off The Hamster Wheel with Jonathan Backstory | ChooseFI Episode 4 7 Decluttering Tips to Organize Your Life in 2022 The Tim Ferris Show DMA Choice Opt Out Prescreen Valpack Opt Out Your Ad Choices Subscribe to The FI Weekly! Derek Sivers If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile
In this week's episode, Brad and Jonathan unpack the problems that lie within modern retirement calculations and provide examples of how you can work around these flaws. As opposed to focusing on income, maybe it is better to learn how much our lives cost us. Expenses appear and disappear as life goes on, it is important to factor that in to your FI number! Timestamps 1:01 - Introductions 2:00 - Listener Feedback, Permaculture, and Libraries 6:55 - Annual Expenses 14:08 - The Retirement Smile 16:53 - Addressing That FI Number 22:21 - The Pile of Cash 30:45 - Upcoming Events! 32:07 - Major Purchases For Those Entering The Workforce 41:40- Conclusion Resources Mentioned In Today’s Conversation Subscribe to the FI Weekly! The Art of Frugal Hedonism Root of Good JL Collins Early Retirement Now Flexible Spending Rules For Early Retirees | ChooseFI Episode 176 Camp FI Find Your Local ChooseFI Group Today! Join ChooseFI's Facebook Group! Risk Parity Radio If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile
366 | Day 0 Self

366 | Day 0 Self

2022-02-2845:301

In this week's episode, Brad and Jonathan discuss the importance behind moment you decide it is time to make a change in your life. While making the decision to alter your life for the better is often easy, actually consistently carrying out that goal can be tough to do. We all hit road blocks, we all stray from our goals, but being able to correct your path is vital to actually changing for the better! Keep track of your progress and set yourself up to success! Timestamps 0:00 - Introductions 1:09 - Favorite Two Days of the Year/Berkshire Hathaway 6:18 - Bumming On The Couch Story 12:36 - What Are You Pivoting Towards? 16:07 - Making The FI Choice 19:43 - Journaling Thoughts 24:54 - What Compels Change? 29:50 - Accountability 33:10 - Subconscious Guard Rails 38:10 - 1% Changes Add Up 40:45 - The Goal of Paying Off Credit Card Debt 43:10 - Conclusion Resources Mentioned In Today’s Conversation Berkshire Hathaway Letter to Shareholders "The Happy Body" by Aniela and Jerzy Gregorek Making Bold Moves with Dominick Quartuccio | ChooseFI Episode 355 The Why Of FI | ChooseFi Episode 038 How to Get Out of Debt | ChooseFI Episode 115R Debt 101: The Ultimate Guide to Debt If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile
In this week's episode, Brad and Jonathan question the notion of needing to escape from your life. While we all get tired of the mundane nuances that life throws at us, we often escape these constrictions by frivolously spending money during the hours in which we own our time. Taking a break isn't the worst thing on earth obviously, but reclaiming our time and spending it with who or what we love can help erase the feeling of needing to escape from the world! Take a look outside, it doesn't look too bad right? Timestamps 1:26- 8:28 | Introductions and Super Bowl Commercial Discussion 8:28- 10:13 | Facebook Discussion 10:13- 11:47 | What If You Didn't Need To Escape? 11:47-14:26 | The Look Outside Test 14:26- 23:20 | How We Escape 23:20-32:05 | Compounding Healthy Hobbies 32:05-41:55 | A Life Without The Need For Escaping 41:55-43:43 | Conclusion Resources Mentioned In Today’s Conversation "Factfulness: Ten Reasons We're Wrong About the World--and Why Things Are Better Than You Think" by Hans Rosling, Anna Rosling Ronnlund, and Ola Rosling "Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence" by Vicki Robin, Joe Dominguez, and Mr. Money Mustache Subscribe to The FI Weekly! If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile
In this week's episode, Brad and Jonathan fixate on many different areas in life where improvements can be made and ways you could go about doing it! Whether it's your own cybersecurity, managing anxiety, or physical health, it is important for us to take care of ourselves in order to fully enjoy the life we are setting out to live. There are easy ways to make changes that could snowball into a brighter future for you! Resources Mentioned In Today’s Conversation Hoopla Chris Hutchins - All The Hacks Library Extension for Chrome Making Bold Moves with Dominick Quartuccio | EP 355 How to Train for the “Centenarian Olympics” Jerzy Gregorek Interview | The Tim Ferriss Show "The Happy Body" by Jerzy and Aniela Gregorek "Die With Zero" by Bill Perkins Download Brian Feroldi's Anti Fragile Checklist Here! Subscribe to The FI Weekly! If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile
363 | First to a Million

363 | First to a Million

2022-02-0701:01:004

Jonathan and Brad talk with Dan Sheeks about exactly what a 17-year-old should know when getting started on their financial journey. A detailed synthesis of this information can be found in Dan's book First to a Million.   https://www.sheeksfreaks.com
In this week's episode, Brad and Jonathan continue their discussion from last week about digital asset investment! This time, they are taking a deeper look into decentralized finance and different ways that you can get involved in the digital asset realm if that is something you wish to do on your FI journey! Resources Mentioned In Today’s Conversation Listen To Part One of Blockchain, Smart Contracts, and NFT's Here! OpenSea LooksRare Follow Brad on Twitter! Check Out Bao Bao Money Tree! Subscribe to The FI Weekly! If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile Want to start your own journey to Financial Independence? Sign up for the free 5-Day FI Challenge here!
In this week's episode, Brad and Jonathan take a look at the blockchain and try to find where the actual value is within cryptocurrencies and digital asset investing. Join the guys as they define what certain digital assets are, discuss strategies for navigating the murky waters that is blockchain investing, and the importance behind not getting caught up in speculation! Remember to keep a long term mindset while working towards FI! Resources Mentioned In Today’s Conversation Follow @BrianFeroldi on Twitter! Etherscan The Time Ferris Show | Episode 542 Check Out ChooseFI's Facebook Group! If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile
360 | A Primer for Success

360 | A Primer for Success

2022-01-1701:07:23

In this week's episode, Brad and Jonathan discuss different ways in which you can position yourself to experience as many positive outcomes in your life as possible. Whether it's building credit, saving, investing, education, understanding the true meaning behind the word "compounding," or really any other aspect of your life, by knowing the rules and planning accordingly you can experience success in a manner that feels automatic at times. Carefully consider the ROI that comes with the decisions you make! Resources Mentioned In Today’s Conversation Huberman Lab Podcast Check Out ChooseFI's Travel Episodes! Pre-Order Why Does The Stock Market Go Up? by Brian Feroldi The True Cost Of Car Ownership | ChooseFI Episode 022 If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile Want to start your own journey to Financial Independence? Sign up for the free 5-Day FI Challenge here!
Now that you've done your beginning of the year audit, it's time to look at your finances through the lens of a SWOT analysis! In this week's episode, Brad and Jonathan examine the strengths, weaknesses, opportunities, and threats that may arise as you continue along your FI journey. By getting a strong grasp on the current state of your finances, hopefully you can begin to work towards turning your weaknesses into strengths, and your threats into opportunities! Resources Mentioned In Today’s Conversation Join ChooseFI's Facebook Group! Sean Mullaney - The FI Tax Guy Early Retirement Now Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Joe Dominguez, Vicki Robin, and Mr Money Mustache Negotiate Your Salary With Tori Dunlap | ChooseFI Episode 147 How to Negotiate Your Salary Without Burning Bridges | Financial Mechanic | ChooseFI Episode 211 From Pandemic Layoff to $100k+ | A Salesforce Success Story | ChooseFI Episode 297 Sign Up for the FREE Salesforce 5-Day Challenge! 10 Ways to Increase Your Income With Alan Donegan | ChooseFI Episode 338 If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile Want to start your own journey to Financial Independence? Sign up for the free 5-Day FI Challenge here!
Welcome to 2022! In this week’s episode, Jonathan and Brad discuss starting your year by doing an audit of your current financial situation to highlight areas in which you can improve! It is critical to know how much you’re taking home in income and what your expenses over the coming year will look like. That way you can start molding your journey to FI over the course of 2022! Resources Mentioned In Today’s Conversation Subscribe to The FI Weekly! Check Out The FI Pathfinder! If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI’s 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile Want to start your own journey to Financial Independence? Sign up for the free 5-Day FI Challenge here!
Comments (60)

Chantie

Every time I feel like I understand parts of reaching FI, along comes an episode that goes completely over my head. Off to read even more.

Apr 26th
Reply

Tat

Very short sighted to say 5k take home is a reasonable expectation.

Feb 8th
Reply

Matthew Berlingieri

mandatory listen for all FIRE members

Nov 10th
Reply

David Rushing

Normally love ChooseFi, but the guest this time was too focused on talking about herself, hubby, and kids and what they do/did.

Aug 10th
Reply

Destiny Young

financial freedom

Aug 9th
Reply

David Rushing

Paula had some great info to share, but like most realtors (which she's not), she seemed to be attempting to justify the skyrocketing prices as the new normal. Apparently, as of 6/21, lumber prices are now plummeting faster than they rose. One would expect that alone to slow down the housing price inflation.

Jun 22nd
Reply (1)

Jonathan Susemihl

Napoleon Hill was a con man who made up literally every interview in think and grow rich. It's common knowledge that he never interviewed Carnegie, Ford, or any other of the "titans" he claimed.

Jun 3rd
Reply

sub60

Having trouble downloading this one.

Mar 2nd
Reply

Amber Ackerson

I never thought to use instagram or twitter to find work. great podcast!

Jan 14th
Reply

Matthew McKibben

I bought my first rental property Jan 1st 2020. it's a triplex in St. Paul, MN. I'm house hacking with the lady and we paid $245,000 for it. it needed a little work but we moved into the rough unit and have completed everything but the bathroom remodel. we are now living in an almost 1/4 of a million dollar property and pay about $340 out of pocket after all bill's and cap x. we now own our own property and are able to save an extra $860 a month because we are no longer paying $1200 to rent our old apartment. I got laid off for over a month because of Covid-19 and idk if we would have been able to afford our apartment. House hacking has not only increased my net worth but it also saved us from needing to move into my parents house to be able to afford our other responsibilities.

Nov 6th
Reply

Steve Diahy

what was the point of this episode

Sep 25th
Reply

Rute Silva Brito

Really interesting episode that will literally save me a ton of money! Thank you.

Jul 18th
Reply

Astrid Poole

You lost me at "we both had high salaries"... not relatable.

Jul 9th
Reply

Chad Crispell

Excellent episode.. Inspiring.. its just math! taketh what the alley giveth !

Jun 26th
Reply

Guillaume de Lamaziere

good for you

Jun 7th
Reply

Mr Charles

I have enjoyed this podcast from the beginning but no more. They're more focused on politics and censoring people at their Facebook page

Jun 4th
Reply

Mark

Great podcast but they have massively uped the number of adverts.

May 16th
Reply

Dominic

This podcast has truly disrupted my status quo in all of the best ways possible. I was never a good saver or investor. After finding this pod in 2017 my wife and I have made incredible financial strides and it's all owed to Brad and Jonathan and their super informative, easily digestible, game changing teachings. These guys come off just like regular dudes that are extremely interested in getting this super power out to as many people as they can. Thank you Jonathan & Brad please keep up the great work...the fire is spreading!

Mar 5th
Reply

Steve Diahy

would of been nice to hear more of the how to and info on their portfolio

Jan 27th
Reply

Kim Litinas

Great podcast! Connected with me.

Dec 8th
Reply
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