Churning Life Podcast

Listen to learn more about different aspects of the churning life, including buying groups, gift card reselling, credit cards, redemptions, and more! Feel free to head over to churninglife.com to sign up to the deal alerts mailing list and Patreon.com/ChurningLife for exclusive details related to topics on the show.

Episode 43: August Recap - More Best Buy Coupons, A Trip To France, & Getting Ready For iPhones

Another monthly recap episode - Best Buy blessed me with some more coupons and there were a lot of laptop deals. We also went on a fun trip to London and the Bordeaux region of France.For a full catalog of episodes, and the private Slack group, please go to churninglife.com for a link to the Patreon page.

09-11
48:07

Episode 42: July Recap - Prime Day & Even More Airpods

Lots of deals were happening for "Summer Black Friday" also known as Prime Day/Week. I continued to focus on Airpods from Best Buy with great success. I also experimented with the Amex $1k offer for Dell, and some more stuff with Walmart and Costco.For a full catalog of episodes, and the private Slack group, please go to churninglife.com for a link to the Patreon page.

08-08
36:36

Episode 41: June Recap - More Airpods and a Trip to Peru

Best Buy had another good sale on Airpods this month that I was able to scale pretty well. I also recap a 1.5 week trip to Peru where we saw Machu Picchu and the Inti Raymi festival.Link to the amex lounge waitlist (replace the airport code): https://queue.americanexpress.com/accountKey.59957E3C6338837882DC2D4C1D9AF664/PHX_CENTURION_LOUNGEFor more information on the private Slack group, visit churninglife.com

07-14
37:35

Episode 40: May Recap - $650k in Best Buy Spend, Tips on Costco, & A Trip to Yosemite

In this episode I talk about my latest haul from Best Buy, some strategies to stay under the radar with multiple accounts at Costco, and a couple of weekend trips to San Diego and Yosemite. 

06-10
56:55

Episode 39: April Recap - Airline News, $300k of Best Buy Spend, & More Gold

I discuss the latest Amex shutdowns along with the upcoming changes with Southwest Airlines and Emirates. It was another solid month at Best Buy where I was able to get a combination of laptops and Pokemon cards, and meanwhile I am steadily working on buying more gold.

05-14
23:43

Episode 38: March Recap - ATX Meetup Recap, Airtags & Fitbits

The meetup was a success, and thanks to everyone who came out! In this episode I dive into my churning and buying group activities for this month, including some Bank of America success and ordering the usual items from Best Buy. I am also starting to work on scaling up Costco gold, Walmart, and figuring out Pokemon cards.Head over to churninglife.com for more information on the Patreon & private Slack group.

04-11
39:07

Episode 36: January Recap - Taiwan, Bali, & Japan Trip Report

This episode covers a 3 week trip that we did to Taiwan, Bali, Niseko & Kyoto, as well as the usual buying group activities. Niseko Hotel: https://nisekohakuunso.com/Kyoto Restaurant: https://www.kaland.co.jp/yata_honten/Austin Meetup Sign Up Form: https://www.eventbrite.com/e/alignedincentiveschurning-life-meetup-tickets-1218491895059?aff=oddtdtcreatorHead over to churninglife.com for more information on the Patreon & private Slack group.

02-14
54:34

Episode 35: "Hobby" Churning & Award Travel Basics

This is the 2nd beginner-focused episode and is about the mindset of churning as a hobby and how to get started with award travel. I also talk about some tips for Qatar Airways and how to book with EVA's own mileage program.Head over to churninglife.com for more information about the Patreon and private Slack group.

01-31
35:43

Episode 33: Morocco & Paris Trip Report

Starting with a layover in Vegas, we spent a week traveling around Marrakesh, Morocco and ended in Paris. This was my first time on Air France & KLM (booked with Virgin Atlantic miles), which were both decent business class products. I also had a few mishaps on the way including multiple traffic violations from the Moroccan police, almost denied boarding for losing my paper boarding pass, and forgetting to select seats, but it still turned out to be a great trip.For a full library of the podcast and a link to the private Slack group, head over to Patreon.com/churninglife.

12-20
46:05

Episode 30: Italy & Kauai Trip Reports

In this episode I talk about two trips I did in September in central Italy and Kauai. Both were really amazing trips! Highlights include Turkish, ITA, and Hawaiian business class, WA Rome, GH Kauai & Vacasa as always.Important podcast update: Starting 12/1/24, most episodes will be moved from the public channels over to the Patreon. The latest episode will always remain public for at least 30 days from the publishing date. 

11-05
36:12

Episode 28: Churning & Taxes

This is the long awaited tax episode! In this episode I have a special guest Tonei Glavinic, who is a tax professional and long-time churner. We do a deep dive into taxes on reselling and manufactured spending for miles and points, discuss how various methods of earning points should be treated, and also discuss tax ethics and tax-preparer responsibility. To connect with Tonei, visit their website https://travelhackertaxes.com/. You can also find them in the Slack :)

09-19
44:56

Episode 25: Back To The Basics Part 1

This is a beginner focused episode and is part one of a two part series: Part one is focused on the making money side of churning and part two will be more geared towards points and award travel. Topics include a rundown of the credit card issuers to start churning sign-up bonuses with, some basic methods for manufactured spending, and the types of skills that a churner should develop.Amex:Can hold up to 5 credit cards at a time.Can hold up to 10 charge (pay over time) cards at a time.Maximum of 2 credit card approvals every 90 days (2/90). No restriction on charge cards.Only one approval per product every 90 days (1/90). Upgrades and downgrades don't count.Must keep a card open for 12 months to avoid clawback of the sign-up bonus.Chase:You can't get approved for any credit card if you have had more than 4 personal card approvals in the last 24 months - stay at less than 5 (5/24). There's no hard limit, but there tends to be a max of 3-4 ink business cards before they won't approve any more.US Bank:Applications made on the same day will only have one hard pull (most of the time).LLCs can help scale duplicate applications.Bank of America:Applications within 30 days will only have one hard pull.LLCs can help scale duplicate applications.Amazon:Accounts need to be well-seasoned (6-12 months is ideal).Up to 3 accounts can make the same order with the same credit card every 7 days.One prime account can add one additional household member account and up to 6 teen accounts that share prime benefits (teens must still be seasoned).Address jig is not required, but if you don't jig then you can't get a refund for lost items.Walmart:Accounts need to be somewhat seasoned.It helps to avoid changing payment methods prior to making large orders.Limits reset overnight (usually limited to two orders per day of the same product).Hard to get a refund for missing items.Best Buy:No seasoning required.Once a credit card has had a canceled order, that card will no longer work.Limits reset every 24 hours.Very hard to buy apple products and streaming sticks.Hard to get a refund for missing items.

07-26
36:16

Episode 23: Guatemala & WA Beverly Hills

A quick episode to recap our trips to LA to visit Universal Studios Hollywood and a week-long trip to Guatemala. 

07-03
23:01

Episode 19: A Deep Dive into Gift Card Arbitrage

In this episode I talk with Logan from Aligned Incentives about how he started his gift card brokerage and how it operates today.To join the free Slack group, head over to churninglife.com.

04-18
47:18

Episode 17: Miami & St Croix Trip Report and The Latest Vacasa Devaluation

A recap of our week-long trip in Miami and St Croix, USVI, where we had a really fun experience. I also discuss the latest Wyndham/Vacasa and Hyatt devaluations and what's next after Best Buy. To join the free Slack group and sign up for the mailing list, head over to churninglife.com.

03-23
29:15

Episode 15: Risk, Float, Getting Freerolled, And How To Better Manage It

I start with a deep dive into what happened with the crypto collapse and the bankruptcy of "crypto lending" platforms, then discuss what we can learn from them and how to think about the risk with churning-related activities. To join the free Slack group and sign up for the mailing list, head over to churninglife.com.

02-21
32:42

Episode 13: Austria Trip Report - A Skiing Paradise

A recap of my recent trip to St. Anton, Austria to go skiing with my brother. The skiing was awesome and it was a really fun trip!Flights:PDX-SFO-FRA-INN on UA/LH/EN for 90k Aeroplan + $94.ZRH-LHR-LAX-PDX on BA/AA/AA for 57.5k AA miles + $102.Hotel:Omaela Apartments: $1,300 for 4 nights. Skiing:$243 for a lift ticket for 3 days (not per day).

01-24
34:17

Episode 11: India Trip Report - Air India, QSuites, Alila Diwa Goa, & Our India Travel Experience

Recapping our 2-week trip to India, including Delhi, Rajasthan, and Goa. We faced a lot of unexpected challenges during the trip but overall had a great time!Award Flights:PDX-YVR-DEL on AI Y/J/F for 55k/90k/117k Aeroplan.PDX-SFO-EWR-DEL on UA J for 80k United Miles (in both directions).GOI-DOH-SFO on QR J for 80k Avios.Award Hotels:Hilton Jaipur for 20k HH/nt (upgraded to Diamond floor w/Gold status).Alila Diwa Goa for 9k Hyatt/nt (upgraded to Junior Suite with Explorist status).Club at Alila Diwa for 15k Hyatt/nt.

12-20
49:42

Episode 10: November Recap - $3,426 - Pre-BF Amazon, Citi, & More BoA

A short month for me since I was out for the last two weeks, but I still made use of some decent deals for BGs and GC reselling. I got another batch of BoA Alaska Business cards and discuss the plans for my new Citi AA Business card.Send me an email if you are looking for a link to the private Slack.

12-06
21:33

Episode 9: Vegas & Maui Trip Report and Europe Award Travel Tips

This episode covers a couple of trips that I went on over the past few months and some general award travel advice on how to plan your trip to Europe this summer. If you are interested in a churning meetup in Portland, I've linked a quick google form if you want to give any input:https://forms.gle/rnk7wecYiAbWshya9

11-17
34:37

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