DURHAM TALENTS CHANNEL

Durham Talents - Promoting education and the implementation of the Infinite Banking Concept as conceived and described in R. Nelson Nash’s book, Becoming Your Own Banker, since 2015. Jesse W. Durham www.durhamtalents.com

MMM #15: Whole Life Insurance Is The Pay-Day Lender Of The Middle Class

Myths, Mysteries & Misconceptions #15: Whole Life Insurance Is The Pay-Day Lender Of The Middle Class “Whole life insurance is is the pay-day lender of the middle class”…or so some say. Is that so? Compared to what? How do you know that? In this episode we clear up this misconception. I have covered this concept as a specific quote from Dave Ramsey in our Quotes Series (#40 https://youtu.be/CX2-dZcPMVk?si=h6i8Jkp-5tq_rvEa ) but, wish to address it again as a misconception concerning Whole Life Insurance and Infinite Banking as well. Let me know how you think that former video has aged! There’s more to this misleading statement than at “face value” (pun intended;) Let’s clear this myth up! YOU can become your own banker. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com LIVE & LEAVE A LASTING LEGACY All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

05-20
12:42

EncycloMedia Series #12 Convertible Term Insurance

EncycloMedia Series #12 Convertible Term Insurance In this installment we cover Convertible Term Insurance. Convertible term insurance is a great way to pay relatively inexpensive premiums, for a time, to lock in valuable death benefit that can convert into a whole life policy with a high cash value for the purposes of Infinite Banking. Enjoy this exposure to these topics and feel free to dive deeper in our other Series’ or have a consultation call for clarification. Welcome to our EncycloMedia Series! This series is dedicated to defining, classifying, and describing the particulars of Whole Life Insurance as the ideal asset to use for Infinite Banking as described by R. Nelson Nash in his book, Becoming Your Own Banker. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

05-17
06:15

Becoming Your Own Banker Book Review Ep. #18 Part 5 - The Retirement Trap

Becoming Your Own Banker Book Review Ep. #18 Part 5 - The Retirement Trap In this Series we will be studying, subject by subject, the concepts within the original source material for “Unlocking the Infinite Banking Concept” in R. Nelson Nash’s book, Becoming Your Own Banker. This episode covers retirement and why Nash removed the very word from his own vocabulary. History, governments, human nature and so much more come into this conversation. Use your imagination, reason, logic and consider these concepts. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

05-13
32:40

QUICK TAKE #0040 Loans vs Withdrawals

QUICK TAKE #0040 Loans vs Withdrawals Loans and Withdrawals have inherent aspects worth evaluating. Specifically, Whole Life Insurance Policy loans and withdrawals are both natural applications of implementing Infinite Banking. Let’s talk through it. Live & Leave A Lasting Legacy. Become your own banker. If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

05-10
07:40

The Interview Series #10: J.R.

The Interview Series #10: J.R. In this episode of the Interview Series I share a video recording of a conversation that I had with my client and friend, J.R., who had reached out to ask me to record info about Infinite Banking with him so that he could help share it with more people. J.R. has personally implemented Infinite Banking for over a year now and I look forward to sharing this conversation, and others in the future, with those who are also looking into or already on their own journey of becoming their own banker. I hope you enjoy and learn! LIVE AND LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

05-06
29:17

Quotes Series #0123 “Rob Peter To Pay Paul”

Quotes Series #0123 “Rob Peter To Pay Paul” In this episode we address the age-old saying of “Rob Peter to pay Paul” The average American in fact is very often in the situation of having to “rob Peter to pay Paul”. Meaning, most are just one unexpected expense away from not having enough for necessities. Also, as Nash points out in his book, Becoming Your Own Banker, the average American is paying out 34.5% in interest alone! That is money that we could’ve kept!! Consider becoming your own banker. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

05-03
08:16

Myths, Mysteries & Misconceptions #14: Infinite Banking & Indexed Universal Life

Myths, Mysteries & Misconceptions #14: Infinite Banking & Indexed Universal Life Them: “You can use IUL for Infinite Banking” Me: “Didn’t Nelson (the author/discoverer of the IBC) say that he didn’t own any or write any Universal Life Insurance?” Them: “Who’s Nelson?”, “Yeah, but…”, “IUL is different…”, etc In this episode Jdew, one of The Banking Bros, and I discuss Indexed Universal Life, Whole Life Insurance and Infinite Banking. IULs are NOT Infinite Banking. Whole Life is NOT Infinite Banking; it is just the ideal entity to create for becoming your own banker. There’s more to this misleading statement than at “face value” (pun intended;) LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com LIVE & LEAVE A LASTING LEGACY All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

04-29
30:30

EncycloMedia Series #11 Term Rider

EncycloMedia Series #11 Term Rider In this installment we cover the Term Rider. This is a rider that may be attached to an Infinite Banking style Whole Life Insurance Policy. It may or may not be convertible to its own Whole Life Policy. It can add significant death benefit to the original policy at a nominal price. It also may play a vital role in constructing a custom policy for the individual seeking to become one’s own banker. Enjoy this exposure to these topics and feel free to dive deeper in our other Series’ or have a consultation call for clarification. Welcome to our EncycloMedia Series! This series is dedicated to defining, classifying, and describing the particulars of Whole Life Insurance as the ideal asset to use for Infinite Banking as described by R. Nelson Nash in his book, Becoming Your Own Banker. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

04-26
08:32

Ep. #0117 Infinite Banking: Keep The Main Thing, The Main Thing

Ep. #0117 Infinite Banking: Keep The Main Thing, The Main Thing In this episode we discuss Infinite Banking; in its simplicity, essence and power. Nash envisioned, codified, implemented and taught a work beginning from the bottom, up, to where the average person could become one’s own banker. Banking just is. You can control the banking function and profit from it for yourself. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

04-22
16:25

EncycloMedia Series #10 Policy Loan Interest

EncycloMedia Series #10 Policy Loan Interest In this installment we cover policy loan interest. Paying back policy loan interest is all part of Nelson’s principle of Infinite Banking called, Being An Honest Banker. So, we discuss what it is and how to consider addressing paying back policy loan interest. Welcome to our EncycloMedia Series! This series is dedicated to defining, classifying, and describing the particulars of Whole Life Insurance as the ideal asset to use for Infinite Banking as described by R. Nelson Nash in his book, Becoming Your Own Banker. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

04-19
07:20

Quotes Series #0122 “Cash Cow”

Quotes Series #0122 “Cash Cow” In this episode we consider the term, “Cash Cow” and we do so with an Infinite Banking lens. You see, a properly structured, whole life policy, from a mutual insurance company that pays dividends is exactly that. It has guaranteed growth, liquidity, easy, tax-free access, produces a windfall for future generations, and so much more. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

04-15
03:54

QUICK TAKE #0039 What Should I Do With My Money?

QUICK TAKE #0039 What Should I Do With My Money? I often am asked by folks that are considering Infinite Banking, “Jesse, what should I do with my money?” To which I will often reply back, “What do YOU want to do with your money?” My role is not to tell anybody what to do with one’s own money. I will however, suggest right away that you consider KEEPING the money that you earn for starters by becoming your own banker. It’s simple. Learn about Infinite Banking for yourself, choose a practicing professional to work with and then get started. Then, you’ll start keeping more of what you earn! That’s a great place to start. After that, you can begin financing the things you already were, or that you were going to, and thus become *infinitely more profitable by keeping interest dollars that used to leave you forever. Then it’s a question of growing, scaling and getting into new spaces where you have interest/experience/talents/connections/etc. So, what do YOU think you should do with YOUR money? Live & Leave A Lasting Legacy. Become your own banker. If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

04-12
06:39

The Interview Series #09: Keith Carter II - The Insurance Engineer

The Interview Series #09: Keith Carter II - The Insurance Engineer In this episode of the Interview Series I have a conversation with my longtime friend and colleague Keith Carter II - The Insurance Engineer. Keith shares his story of being exposed to the idea of becoming his own banker, vetting the concept, getting started and some of what he’s doing personally and professionally with Infinite Banking today. TO CONNECT WITH KEITH: www.theinsuranceengineer.com I hope you enjoy and learn! If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

04-08
59:50

EncycloMedia Series #09 Policy Withdrawals

EncycloMedia Series #09 Policy Withdrawals In this installment we cover policy withdrawals, as it particularly relates to Whole Life Insurance for Infinite Banking. Enjoy this exposure to these topics and feel free to dive deeper in our other Series’ or have a consultation call for clarification. Welcome to our EncycloMedia Series! This series is dedicated to defining, classifying, and describing the particulars of Whole Life Insurance as the ideal asset to use for Infinite Banking as described by R. Nelson Nash in his book, Becoming Your Own Banker. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

04-05
08:02

The Interview Series #08: Robin Washington - Family Banking Dynasties!

The Interview Series #08: Robin Washington - Family Banking Dynasties! In this episode of the Interview Series I have our first return guest, Robin Washington. TO CONNECT WITH ROBIN: https://thecashcompound.com/bookwithrobin This time around we take a deeper look into some aspects of personally implementing the infinite banking concept (such as building family banking dynasties!) and share some professional stories along the way as well. I hope you enjoy and learn! If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

04-01
49:19

Quotes Series #0121 “I’ve Always Been Able To Make Money…Trouble Keeping It.” -Dave Ramsey

Quotes Series #0121 “I’ve Always Been Able To Make Money. I Used To Have Trouble Keeping It.” - Dave Ramsey In this episode we address a quote from Dave Ramsey. I’m happy to give some credit where I believe credit is due with Mr. Ramsey because we are staunchly at odds when it comes to Whole Life Insurance. However, on this human problem of keeping money, he is exactly right! He speaks to this point in his book, The Legacy Journey. I thought it was a great read myself with lots of actionable information. I also just happen to be certain that the ideal place to keep money is in a private banking system of properly structured whole life insurance from mutual companies that pay dividends! LIVE & LEAVE A LASTING LEGACY WELCOME TO THE DURHAM TALENTS CHANNEL! https://youtu.be/xBzHrbi1Ywo TO SUBSCRIBE: https://youtube.com/c/jessewdurham JESSE W DURHAM BIO: https://youtu.be/AAZzuA6dJNY A 5 MINUTE INTRO TO IBC: https://youtu.be/bcVF4SxUX6w THE BASICS OF IBC IN 20 MINUTES: https://youtu.be/Gzj9giNFtYE If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

03-29
11:07

QUICK TAKE #0038 Infinite Banking & Recurring Expenses

QUICK TAKE #0038 Infinite Banking & Recurring Expenses We all have them: Recurring Expenses. What if you could pay for your recurring expenses AND get the money back? It’s worth investigating. For another, lengthier view at this subject, make sure to check out our General Episode #38 on Infinite Banking & Recurring Expenses! In this episode we discuss how to privately finance vacations in a way that will allow you to be more efficient with your money, control the financing of the vacation and thus provide for greater, longer and more frequent vacations in the future! Live & Leave A Lasting Legacy. Become your own banker. If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

03-25
11:30

EncycloMedia Series #08 Death Benefit

EncycloMedia Series #08 Death Benefit In this installment we cover: Death Benefit, Coverage, Face Amount Protection, etc. as it particularly relates to Whole Life Insurance for Infinite Banking. Enjoy this exposure to these topics and feel free to dive deeper in our other Series’ or have a consultation call for clarification. Welcome to our EncycloMedia Series! This series is dedicated to defining, classifying, and describing the particulars of Whole Life Insurance as the ideal asset to use for Infinite Banking as described by R. Nelson Nash in his book, Becoming Your Own Banker. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

03-22
05:49

Myths, Mysteries & Misconceptions #13: Whole Life Insurance Is A Horrible Place To Put Money

Myths, Mysteries & Misconceptions #13: Whole Life Insurance Is A Horrible Place To Put Money “Whole life insurance is a horrible place to out money”…or so they say. Is that so? Compared to what? How do you know that? In this episode we clear up this misconception. Whole life insurance is actually the ideal place to put money. To warehouse your wealth. To build a private banking system. It has significant growth, privacy, tax advantages, liquidity, and so much more. There’s more to this misleading statement than at “face value” (pun intended;) Let’s clear this myth up! YOU can become your own banker. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com LIVE & LEAVE A LASTING LEGACY All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

03-18
26:36

Quotes Series #0120 “Nickel and Dime”

Quotes Series #0120 “Nickel and Dime” In this episode we address the quote, “Nickel and Dime”. It is a saying popularized in the 1900’s that can express the undue attention to small amounts of money while overlooking a larger financial issue. This is a very pertinent saying to consider in correlation to Infinite Banking where concepts like Parkinson’s Law, Use It Or Lose It, and the Golden Rule also come to bear. Learn how to control your financial environment with Infinite Banking so as not to be “nickeled and dimed” to your own loss. LIVE & LEAVE A LASTING LEGACY If you have any topics you’d like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash’s book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

03-15
08:45

Recommend Channels