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Disrupt Your Money: Liberation through Financial Education for Marginalized Business Owners
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Disrupt Your Money: Liberation through Financial Education for Marginalized Business Owners

Author: Meg K. Wheeler

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Disrupt Your Money is the unapologetic money podcast for marginalized small business owners who know that wealth building is a revolutionary act.


If you’ve ever wondered how to:


  • Build a profitable, sustainable business that funds both today’s needs and tomorrow’s generational wealth
  • Navigate systemic barriers while accessing the capital, resources, and opportunities you deserve
  • Align your money moves with your values and community impact
  • Protect your financial power in a system that was never designed for you to succeed


…you’re in the right place.


We believe economic equity is the key to reclaiming our financial power—and that dismantling and rebuilding our money systems is just as critical as making sales or filing taxes. Every week, we break down practical, shame-free strategies to help you grow, protect, and pass on wealth, so you can create a legacy that outlives you.


From pricing and profit strategies to money mindset and systemic change, we’ll talk about the real issues—without the jargon, judgment, or boring finance-bro vibes. 


Whether we’re unpacking tax tips, demystifying investments, or calling out inequities in the financial system, our mission is simple: help you use your money to disrupt the status quo and build an equitable future.


Your business is more than income—it’s a tool for liberation. Let’s use it.


SUBMIT YOUR QUESTIONS HERE equitablemoneyproject.com/podcast

26 Episodes
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In this episode of Disrupt Your Money, we call BS on hustle culture—the toxic myth that being exhausted is somehow a badge of honor. Spoiler alert: it’s not. It’s capitalism doing what capitalism does best—keeping us too tired to question it. Through real talk, personal stories, and a few spicy historical receipts, we break down why rest isn’t lazy—it’s revolutionary. You’ll learn how rest fuels wealth, power, and actual sustainability (not just another burnout cycle dressed up as “success”)...
When you hear “DIY entrepreneur,” what do you picture? Because somehow it’s scrappy and admirable for some people, and reckless or “unprofessional” for others. In this episode of Disrupt Your Money, we’re unpacking the double standard baked into entrepreneurship: why marginalized business owners are expected to bootstrap forever, learn everything themselves, and “just Google it,” while others are encouraged (and funded) to outsource, scale, and get support early. We talk about how the glorifi...
In this episode of Disrupt Your Money, we pull back the curtain on the One Big Beautiful Bill Act (OBBA)—the shiny new “tax relief” law that’s being sold as a gift to families and small business owners… while quietly shoveling billions toward corporations and high-income households. Spoiler: the marketing doesn’t match the math. Meg walks through what actually changed in OBBA. From the SALT cap drama to the child tax credit tweak, she shows you who really wins and who’s getting crumbs. Instea...
Most people would rather talk about sex than talk about their bank account. And honestly? Fair. Because when you don’t know your numbers, looking at them can feel like peeking into a financial jump-scare—you’re bracing for something awful. But here’s the truth: the fear isn’t in the numbers. The fear is in avoiding them. In this episode of Disrupt Your Money, we break down why knowing your numbers isn’t about spreadsheets, shame, or being “good with money.” It’s about liberation. It’s about c...
When you hear the word wealth, who comes to mind? If your answer isn’t you—you’re not alone. In this episode of Disrupt Your Money, we unpack what equitable wealth really means and why reclaiming it is one of the most radical, empowering moves we can make with our money. Because wealth as we know it? It’s not neutral. It’s political, it’s personal, and it’s been intentionally kept out of reach for too many of us for too long. Through real stories and sharp truth-telling, we break down how fi...
In this episode of Disrupt Your Money, we're diving deep into our inherited money stories and how they shape our financial behaviors as adults and how scarcity and shame around money impacts our financial lives. And of course we're touching on systemic issues such as the racial wealth gap and the political manipulation of scarcity. But we're not leaving you hanging - we're also sharing actionable steps to identify and rewrite your inherited money scripts to create a healthier, more empo...
Katy Chen-Mazzara joins us on the show today to help us explain why taking financial advice from privileged white guys is not the move. That’s right- we’re doing a deep dive into the not-so-wise words of Dave Ramsey. Meg and Katy chat about the nuances that folks like Ramsey completely gloss over to create one-size-fits-all programs that really fit nobody. Join us as we discuss: The hypocrisy and double standards of “advisors” like Dave Ramsey Why debt isn’t automatically a dirty w...
Meg is joined today by Tiffany McLain, a licensed marriage and family therapist, to talk about how mental health professionals can build the sustainable businesses of their dreams and earn more when they ethically raise their rates. Join us as we discuss: Why mental health professionals are not charging clients at the rates they want AND why that does a disservice to everyoneKiss burnout goodbye when you get rid of the guilt and shame around taking care of yourself The intersection...
Meg is joined today by Chloé Daniels, money coach and founder of Clo Bare Money Coach and The Lazy Investor’s Course, to talk about how to make your money work for you. Investing is for everyone and Chloé makes it easy. Join us as we discuss: The difference between a financial advisor and a fiduciary How financial advisors make their money (spoiler alert: it’s fees and they might be hidden)Why being debt free at all costs is NOT the answer to building wealthWhat’s up with IUL and w...
Think the IRS is just about tax season headaches? Think again. In this eye-opening episode, Meg unpacks the real cost of weakening the IRS — and why this issue is critical for small business owners, especially those from marginalized communities. From billionaires dodging taxes to low-income families getting audited, the system is broken — and intentional. 🔎 Meg Breaks Down: Why defunding the IRS isn't just a budget issue — it's a political strategy that protects the wealthy. How underf...
Welcome back to Disrupt Your Money, where we unravel the twisted mess of capitalism and fight to reclaim what’s rightfully ours. In this explosive episode, Meg K. Wheeler dives into how government dysfunction is a feature, not a bug—and why that’s the ultimate jackpot for corporate giants. From disinformation campaigns and unqualified officials to billion-dollar lobbying efforts and bought-and-paid-for legislation, Meg breaks down the receipts on how Big Business thrives while small business ...
We’re talking about money in this episode, but not just in the spreadsheets-and-budgeting sense. We’re talking about money as a force for disruption. For justice. For building the future we actually want to live in. Whether you’re making $100 a month or $100K a year, your money holds power. The question is: are you using it to build an equitable economy—or accidentally reinforcing the status quo? Let’s find out. 🔎 Meg Breaks Down: Why money isn’t good or bad—it’s a tool, like fire or glitter ...
In this episode of Disrupt Your Money, we’re tearing into Trump’s full-on war against Diversity, Equity & Inclusion—and why it’s not just a culture-war soundbite, it’s a direct hit to your money, your safety, and your community. We break down how a handful of executive orders and budget cuts are quietly gutting the systems that helped women, Black, Brown, Indigenous, queer, disabled, and other marginalized entrepreneurs access capital, contracts, and opportunity. Then we shift...
In this episode of Disrupt Your Money, we sit down with personal finance powerhouse Bernadette Joy to blow up the myth that paying off debt means sacrificing joy, self-care, and everything that makes life actually feel good. As a first-gen Filipina-American and eighth of nine kids, Bernadette went from $300,000 in debt to building a seven-figure net worth. Through real talk, lived experience, and a decade of experiments with habits and routines, Bernadette breaks down why negotiating, raising...
In this episode of Disrupt Your Money, we’re dragging tariffs out of the headlines and into real life—specifically, what Donald Trump’s latest tariff chaos means for your business, your bank account, and yes, your Nana’s 401(k). Meg breaks down what tariffs actually are (no econ degree required), how Trump’s “Tariff Oprah” moment and his whiplash 90-day “10% for everyone” reversal set the stage for market manipulation, and why these moves are less about strategy and more about profit an...
In this episode of Disrupt Your Money, we drag the real job killers: anti-immigrant policies. Meg breaks down how the current administration’s deportations, visa crackdowns, and weaponized bureaucracy aren’t just cruel; they’re actively sabotaging small businesses, local economies, and generational wealth-building. Meg walks you through how to use your vote, your voice, and your business to fight back—from supporting immigrant-owned businesses and local orgs to treating immigrants as allies i...
In this episode of Disrupt Your Money, we rip the “boring policy” label off the Consumer Financial Protection Bureau (CFPB) and show you exactly how defunding it becomes open season on marginalized small business owners. This isn’t abstract politics—it’s about whether there’s anyone standing between you and predatory lenders, junk fees, or shady fine print when you’re just trying to run your business and pay your people. You’ll walk away with a crash course in policy-as-self-defense and a con...
In this episode of Disrupt Your Money, we bring your fitness habits and your money habits into the same room and gently (okay, lovingly) call them out. Meg is joined by health coach Mackenzie “Coach Mack” Holznecht of Running with Bacon to talk about why both movement and money feel so loaded—and how the secret to changing both isn’t willpower or shame, it’s habits that actually fit your real life. Coach Mack also shares her own money story—how she went from feeling stressed to building syste...
In this episode of Disrupt Your Money, Meg introduces herself as a CPA, entrepreneur, and loud-mouthed political nerd who actually likes tax (don’t worry, she explains), and lays out why this podcast exists in the first place: to help marginalized business owners use money as a tool for liberation, not just survival. Through stories about real estate, corporate tax, and walking away from a career that looked “successful” on paper, she connects the dots between personal career choices and the ...
In this episode of Disrupt Your Money, we dig into what it really means to put your money where it matters in a system that was never designed for us to thrive. If you’re a woman, BIPOC, LGBTQIA+, or otherwise part of a historically marginalized community, this conversation is about why your money work isn’t optional—it’s survival and it’s power. Through stories, data, and a whole lot of real talk, we unpack the three buckets of economic distribution—income, pay, and wealth—and how they show ...
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