Disrupt Your Money: Wealth Building Strategies for Marginalized Business Owners

Welcome back to Disrupt Your Money, where we unravel the twisted mess of capitalism and fight to reclaim what’s rightfully ours. In this explosive episode, Meg K. Wheeler dives into how government dysfunction is a feature, not a bug—and why that’s the ultimate jackpot for corporate giants. From disinformation campaigns and unqualified officials to billion-dollar lobbying efforts and bought-and-paid-for legislation, Meg breaks down the receipts on how Big Business thrives while small business owners are left in the dust. 🔥 We’re naming names. 💰 We’re following the money. ⚖️ And we’re showing how you—yes, you—can fight back. 🔎 Meg Breaks Down: What makes a government “dysfunctional”—and why that’s strategic Corporate disinformation campaigns and their dangerous reach Lobbying as the most profitable “investment” in America Three landmark laws that were basically written by corporations Why executive orders are a dream for corporate power How YOU can disrupt this system as a business owner 💰✊🏾💸✊🏽💵✊🏻 This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach and Founder of the Equitable Money Project. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg here! Need to get your money stuff set up right? Check out our financial foundations course the Biz Money Blueprint! Submit Your Questions - DisruptYourMoney.com Leave A Review- Apple Podcasts or wherever you listen  This podcast is intended for informational & educational purposes only and is not intended as professional financial advice.  💰✊🏾💸✊🏽💵✊🏻 Connect with Meg across social: Facebook Instagram- Equitable Money Project Instagram- Meg K. Wheeler Pinterest Song Credit: Midnight Specials by Ash Nino  

Think the IRS is just about tax season headaches? Think again. In this eye-opening episode, Meg unpacks the real cost of weakening the IRS — and why this issue is critical for small business owners, especially those from marginalized communities. From billionaires dodging taxes to low-income families getting audited, the system is broken — and intentional. 🔎 Meg Breaks Down: Why defunding the IRS isn't just a budget issue — it's a political strategy that protects the wealthy. How underfunding leads to more audits for low-income and BIPOC taxpayers. What this all means for you as a small business owner trying to play by the rules. The ripple effects on financial education, taxpayer support programs, and systemic equity. 💰✊🏾💸✊🏽💵✊🏻 This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach and Founder of the Equitable Money Project. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg here! Need to get your money stuff set up right? Check out our financial foundations course the Biz Money Blueprint! Submit Your Questions - DisruptYourMoney.com Leave A Review- Apple Podcasts or wherever you listen  This podcast is intended for informational & educational purposes only and is not intended as professional financial advice.  💰✊🏾💸✊🏽💵✊🏻 Connect with Meg across social: Facebook Instagram- Equitable Money Project Instagram- Meg K. Wheeler Pinterest Song Credit: Midnight Specials by Ash Nino

We’re talking about money in this episode, but not just in the spreadsheets-and-budgeting sense. We’re talking about money as a force for disruption. For justice. For building the future we actually want to live in. Whether you’re making $100 a month or $100K a year, your money holds power. The question is: are you using it to build an equitable economy—or accidentally reinforcing the status quo? Let’s find out. 🔎 Meg Breaks Down: Why money isn’t good or bad—it’s a tool, like fire or glitter (use it wisely!) How systems of wealth have been historically engineered to exclude marginalized folks The power of every dollar you earn, save, spend, or invest as a vote for the world you want Practical steps to align your money with your values What You’ll Learn: How to identify whether your money habits reflect equity and justice—or need a tune-up Tangible actions to use your business as a driver of economic change Where to find and support values-aligned businesses, investment funds, and networks Ways to advocate for fairer public policy, even without a massive platform Why small money choices add up to big systemic shifts—and how to start today Disrupting money isn’t about perfection—it’s about intention. When we align our financial decisions with our values, we don’t just build personal wealth—we build a more just, resilient, and liberatory economy for all. 💰✊🏾💸✊🏽💵✊🏻 This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach and Founder of the Equitable Money Project. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg here! Need to get your money stuff set up right? Check out our financial foundations course the Biz Money Blueprint! Submit Your Questions - DisruptYourMoney.com Leave A Review- Apple Podcasts or wherever you listen  This podcast is intended for informational & educational purposes only and is not intended as professional financial advice.  💰✊🏾💸✊🏽💵✊🏻 Connect with Meg across social: Facebook Instagram- Equitable Money Project Instagram- Meg K. Wheeler Pinterest Song Credit: Midnight Specials by Ash Nino  

We are facing a reality that feels like a dystopian rerun: Trump is back in office, and DEI (Diversity, Equity, and Inclusion) programs are under full-scale attack. For marginalized business owners—women, BIPOC, LGBTQ+, disabled—this is more than politics. It’s a direct threat to our livelihoods. But we’re not backing down. We’re getting strategic. In this episode, we’ll unpack what’s happening, how it impacts your business, and how to keep building inclusive, equitable futures—regardless of who’s in power. Meg Breaks Down: The executive order that gutted DEI in federal agencies Massive funding cuts to the Minority Business Development Agency (MBDA) Elimination of supplier diversity requirements in federal contracts Rollbacks at the EEOC that weaken workplace discrimination protections The attack on ESG investing—and what it means for marginalized founders The broader impact: fewer contracts, less funding, more barriers—and a hard turn back to the old boys’ network What You’ll Learn: Why this rollback is about more than politics—it’s an economic power grab How marginalized founders are already fighting back, from Iowa to Atlanta Real-life examples of businesses protecting trans rights, crowdfunding capital, and embracing employee ownership Creative ways to keep inclusivity alive—without using the term “DEI” How to access alternative funding, build your own networks, and keep pushing forward even when the system fights back They can try to shut us out—but we’re not going anywhere. We adapt. We organize. We build. Because equity isn’t a trend—it’s the future. 💰✊🏾💸✊🏽💵✊🏻 This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach and Founder of the Equitable Money Project. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg here! Need to get your money stuff set up right? Check out our financial foundations course the Biz Money Blueprint! Submit Your Questions - DisruptYourMoney.com Leave A Review- Apple Podcasts or wherever you listen  This podcast is intended for informational & educational purposes only and is not intended as professional financial advice.  💰✊🏾💸✊🏽💵✊🏻 Connect with Meg across social: Facebook Instagram- Equitable Money Project Instagram- Meg K. Wheeler Pinterest Song Credit: Midnight Specials by Ash Nino  

In this episode, we’re getting riled up about a topic that’s stirring up economic chaos (again): tariffs. Specifically, Donald Trump’s latest tariff threats and the damage they could do to your wallet, your business, and even your Nana’s 401(k). Meg breaks down: 💸 What tariffs really are (hint: a tax you end up paying) 🔥 Why Trump’s “Tariff Oprah” strategy could ignite inflation and global tension 📉 The ripple effects on small businesses, consumer prices, and retirement funds 🧮 The brutal math of squeezed margins and rising costs for entrepreneurs 🌍 How global trade drama affects your everyday life What You’ll Learn: The not-so-hidden costs of tariffs for working families and scrappy business owners How history (Smoot-Hawley, anyone?) shows us exactly where this road leads Why tariffs aren’t just an economic issue—they’re a small business survival issue Smart, practical ways you can fight back and protect your business If you’re building something beautiful in a broken system, this episode is your rally cry. Tariffs may be painted as economic strategy, but in practice? They're a tax on your hustle. Get informed, get loud, and don’t let bad policy kill your power. 💰✊🏾💸✊🏽💵✊🏻 This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach and Founder of the Equitable Money Project. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg here! Need to get your money stuff set up right? Check out our financial foundations course the Biz Money Blueprint! Submit Your Questions - DisruptYourMoney.com Leave A Review- Apple Podcasts or wherever you listen  This podcast is intended for informational & educational purposes only and is not intended as professional financial advice.  💰✊🏾💸✊🏽💵✊🏻 Connect with Meg across social: Facebook Instagram- Equitable Money Project Instagram- Meg K. Wheeler Pinterest Song Credit: Midnight Specials by Ash Nino  

The current administration’s immigration policies aren’t just cruel—they’re actively hurting small businesses, the economy, and anyone who cares about economic growth. In this episode, we break down: How deportations, visa restrictions, and bureaucracy are crushing immigrant entrepreneurs The massive economic impact—$1.3 trillion in contributions and millions of jobs at risk Why this isn’t just an immigrant issue—it affects all small business owners What you can do to fight back—voting, advocacy, and supporting immigrant businesses This is a call to action. When immigrant businesses suffer, we all lose. Tune in, get informed, and let’s push for change. 💰✊🏾💸✊🏽💵✊🏻 This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach and Founder of the Equitable Money Project. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg here! Need to get your money stuff set up right? Check out our financial foundations course the Biz Money Blueprint! Submit Your Questions - DisruptYourMoney.com Leave A Review- Apple Podcasts or wherever you listen  This podcast is intended for informational & educational purposes only and is not intended as professional financial advice.  💰✊🏾💸✊🏽💵✊🏻 Connect with Meg across social: Facebook Instagram- Equitable Money Project Instagram- Meg K. Wheeler Pinterest Song Credit: Midnight Specials by Ash Nino

Today’s episode is a must-listen for small business owners, especially those from marginalized communities, as Meg tackles the gutting of the Consumer Financial Protection Bureau (CFPB). What’s happening to the CFPB is a textbook example of how powerful interests rig the system against everyday people. We’ll break down: ✅ What the CFPB is and why it matters for small business owners ✅ The recent attacks on the agency and their impact on consumer protection ✅ How a weakened CFPB puts marginalized entrepreneurs at even greater risk ✅ Actionable steps we can take to fight back If you care about fair lending, economic justice, and stopping financial predators in their tracks, this episode is for you. Let’s get into it. 💰✊🏾💸✊🏽💵✊🏻 This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach and Founder of the Equitable Money Project. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg here! Need to get your money stuff set up right? Check out our financial foundations course the Biz Money Blueprint! Submit Your Questions - DisruptYourMoney.com Leave A Review- Apple Podcasts or wherever you listen  This podcast is intended for informational & educational purposes only and is not intended as professional financial advice.  💰✊🏾💸✊🏽💵✊🏻 Connect with Meg across social: Facebook Instagram- Equitable Money Project Instagram- Meg K. Wheeler Pinterest Did you Disrupt Your Money, build your bank account, and transform your way of life?  Tell us how this episode impacted you and leave a review at Apple Podcasts or wherever you listen.  Breaking down financial systems is always better with a buddy - tell a friend about this podcast so you can Disrupt Your Money together: http://disruptyourmoney.com Song Credit: Midnight Specials by Ash Nino

In this episode of Disrupt Your Money, Meg interviews Bernadette Joy, personal finance author and coach, who shares her inspiring journey of going from $300,000 in debt to achieving a net worth of $2 million. Bernadette Joy discusses the importance of building sustainable financial habits, the power of negotiation, and the release of her book 'Crush Your Money Goals'. Bernadette Joy’s approach to personal finance teaches us that self-care spending is essential, mistakes in budgeting are normal, and your money story is always evolving.  About Bernadette Joy:  As the eighth child in her father's brood of nine and a first-gen Filipina-American, Bernadette Joy understands those who feel like they missed the money memo. Sure, she boasts two bachelor’s and a master’s, and a decade of Fortune 100 and startup experience. But her real street cred? Paying off a jaw-dropping $300,000 of debt in three years and investing her first $1 million in her 30s! 🚀 She's also the CEO of Crush Your Money Goals®, a personal finance training company serving up education with a side of pizzazz. A top journalist featured in Forbes, CNBC, and CNET and has appeared on more than 50 podcasts, national radio shows, and TV segments. Her debut book, Crush Your Money Goals, published by Simon & Schuster, is available now and was named one of Oprah Daily's top 10 books for personal growth in 2025! Purchase your copy at EquitableMoneyProject.com/READ or here.  Today, she coaches hundreds nationwide, sharing her 5-step secret recipe for ditching debt, mastering savings, and investing for financial peace. 💸 When she's not speaking, she's practicing early retirement: K-Pop, yoga, karaoke, and spoiling her nieces and nephews as their traveling rich auntie. You can connect with Bernadette Joy on LinkedIn, Instagram, and YouTube.  💰✊🏾💸✊🏽💵✊🏻 This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach and Founder of the Equitable Money Project. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg here! Need to get your money stuff set up right? Check out our financial foundations course the Biz Money Blueprint! Submit Your Questions - DisruptYourMoney.com Leave A Review- Apple Podcasts or wherever you listen  This podcast is intended for informational & educational purposes only and is not intended as professional financial advice.  💰✊🏾💸✊🏽💵✊🏻 Connect with Meg across social: Facebook Instagram- Equitable Money Project Instagram- Meg K. Wheeler Pinterest Song Credit: Midnight Specials by Ash Nino

Taxes don’t have to be scary! In this episode of Disrupt Your Money, host Meg K. Wheeler, CPA, Financial Educator, and Founder of The Equitable Money Project, breaks down the best tax deductions for small business owners. Forget the dry tax lectures—this episode keeps it light, actionable, and designed to help you keep more of your hard-earned money. If you’re a marginalized business owner, this knowledge is even more critical, as the system wasn’t built with you in mind. Let’s reclaim what’s ours! What You’ll Learn in This Episode: The home office deduction: what qualifies and how to make the most of it Self-employment tax deduction: why it exists and how to claim it Business meals: yes, your working brunch counts (if you do it right!) Education and training: why investing in yourself is tax-deductible Health insurance premiums: how to offset this major expense Software and subscriptions: the business tools that can lower your tax bill Retirement contributions: setting yourself up for future wealth while saving on taxes The golden rule of tax deductions: document everything! Mentioned in This Episode: Book Recommendation: Invisible Women: Data Bias in a World Designed for Men by Caroline Criado Perez. Purchase your copy at EquitableMoneyProject.com/READ.   Money Mindset Coach Highlight: Justine Nelson  (@debtfreemillennials_ on Instagram) Listener Question: How can small business owners protect themselves financially if there are new tax laws or regulations that favor larger corporations after the 2024 election? 💰✊🏾💸✊🏽💵✊🏻 This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach and Founder of the Equitable Money Project. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg here! Need to get your money stuff set up right? Check out our financial foundations course the Biz Money Blueprint! Submit Your Questions - DisruptYourMoney.com Leave A Review- Apple Podcasts or wherever you listen  This podcast is intended for informational & educational purposes only and is not intended as professional financial advice.  💰✊🏾💸✊🏽💵✊🏻 Connect with Meg across social: Facebook Instagram- Equitable Money Project Instagram- Meg K. Wheeler Pinterest Song Credit: Midnight Specials by Ash Nino

Welcome back to Disrupt Your Money! In today’s episode, host Meg K. Wheeler, CPA, Business Money Coach, and Founder of The Equitable Money Project, dives into one of the most transformative steps for building generational wealth: creating your financial all-star team. If you’ve ever felt overwhelmed by the financial side of your business or thought hiring experts was out of reach, this episode is for you. Meg breaks down the essential roles on your financial team—tax advisor, bookkeeper, CFO, investment advisor, insurance specialist—and how to afford them, no matter your budget. Learn actionable steps to grow and protect your wealth while navigating systemic barriers and rewriting the rules of financial success. Plus, Meg shares a sobering statistic about the wage gap’s impact on retirement, a must-read book recommendation, an inspiring money mindset tip from Larissa Steffen, and answers a listener’s question about whether financial advisors are worth it for small budgets. What You’ll Learn in This Episode: Why building a financial all-star team is critical for marginalized business owners. The five key roles on your financial team and how each one supports your goals. How to afford financial experts—even if you’re just starting out. The compounding effects of the wage gap on retirement and why fighting for equal pay is essential. Practical tips to address money trauma and develop healthier financial habits. Mentioned in This Episode: Book Recommendation: Get Good with Money: Ten Simple Steps to Becoming Financially Whole by Tiffany “The Budgetnista” Aliche. Purchase your copy at EquitableMoneyProject.com/READ. Money Mindset Coach Highlight: Larissa Steffen (@worriedtowealthy on Instagram). Listener Question: Is hiring a financial advisor worth it if you don’t have a lot of money to invest? 💰✊🏾💸✊🏽💵✊🏻 This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach and Founder of the Equitable Money Project. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg here! Need to get your money stuff set up right? Check out our financial foundations course the Biz Money Blueprint! Submit Your Questions - DisruptYourMoney.com Leave A Review- Apple Podcasts or wherever you listen  This podcast is intended for informational & educational purposes only and is not intended as professional financial advice.  💰✊🏾💸✊🏽💵✊🏻 Connect with Meg across social: Facebook Instagram- Equitable Money Project Instagram- Meg K. Wheeler Pinterest Did you Disrupt Your Money, build your bank account, and transform your way of life?  Tell us how this episode impacted you and leave a review at Apple Podcasts or wherever you listen.  Breaking down financial systems is always better with a buddy - tell a friend about this podcast so you can Disrupt Your Money together: http://disruptyourmoney.com Song Credit: Midnight Specials by Ash Nino  

Join Meg and Coach Mackenzie Holznecht of Running with Bacon as they dive into the power of habit-building in both fitness and finance! Together, they unpack how to make these often tricky topics more approachable, focusing on the power of small steps and tailoring habits to fit your unique lifestyle. Coach Mack gets personal, sharing her journey with finances and how she’s harnessed the power of technology to simplify and automate her habits. Tune in for an inspiring conversation on how to assess, adapt, and refresh your routines as life evolves—because every big improvement starts with just one small step! Join us as we discuss:  How habits will set you up for long-term success in fitness and finance. Why starting starting small is significant  When to evaluate and adjust your habits How to hold yourself accountable Why you should automate everything in finance and fitness  Coach Mack is the founding health coach of Running with Bacon (yes, that's actually the name of her business) and she's obsessed with healthy habits! She helps women transform into the fittest and strongest they can be, one small step at a time.  In addition to being a 'fitness mom' to many, she's got a Belgian Malinois puppy, she can't stop talking about her obsession with Reese’s cups, and if you don't catch her in her garden, odds are good she's catching up on the latest Real Housewives episode. Follow her on Instagram or YouTube.  💰✊🏾💸✊🏽💵✊🏻 This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach and Founder of the Equitable Money Project. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg here! Need to get your money stuff set up right? Check out our financial foundations course the Biz Money Blueprint! Submit Your Questions - DisruptYourMoney.com Leave A Review- Apple Podcasts or wherever you listen  This podcast is intended for informational & educational purposes only and is not intended as professional financial advice.  💰✊🏾💸✊🏽💵✊🏻 Connect with Meg across social: Facebook Instagram- Equitable Money Project Instagram- Meg K. Wheeler Pinterest Did you Disrupt Your Money, build your bank account, and transform your way of life?  Tell us how this episode impacted you and leave a review at Apple Podcasts or wherever you listen.  Breaking down financial systems is always better with a buddy - tell a friend about this podcast so you can Disrupt Your Money together: http://disruptyourmoney.com Song Credit: Midnight Specials by Ash Nino  

We’re starting Season 3 with a re-release of Meg’s Money Story! She’s getting vulnerable with her money mistakes and what she does every day to stay on top of the money stuff. Join us as we discuss: Why it’s so important to share our money stories The money mistakes Meg made as a kid How Meg’s family influenced her thoughts and feelings around money  What lessons Meg learned from her money story and how she uses those every day Need to get your money stuff set up right? The Biz Money Blueprint is your road map to automating and maintaining your biz money systems.  Submit Your Questions - DisruptYourMoney.com Leave A Review- Apple Podcasts or wherever you listen 💰✊🏾💸✊🏽💵✊🏻 This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach and Founder of the Equitable Money Project. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg and the Equitable Money Project here! This podcast is intended for informational & educational purposes only and is not intended as professional financial advice.  💰✊🏾💸✊🏽💵✊🏻 Connect with Meg across social: Facebook Instagram- Equitable Money Project Instagram- Meg K. Wheeler Pinterest Song Credit: Midnight Specials by Ash Nino

Summer school is in session and it’s all about getting real with our money stories. Today, Meg’s in school and she’s getting vulnerable with her money mistakes and what she does every day to stay on top of the money stuff. Join us as we discuss: What is summer school? Taking the Taboo Out of Talking About Money by Meg K. Wheeler, featured in Soulacy Magazine The money mistakes Meg made as a kid How Meg’s family influenced her thoughts and feelings around money  Need to get your money stuff set up right? Join the Biz Money Library for Free- https://equitablemoneyproject.com/free  Submit Your Questions - DisruptYourMoney.com Leave A Review- Apple Podcasts or wherever you listen  💰✊🏾💸✊🏽💵✊🏻 This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach and Founder of the Equitable Money Project. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg and the Equitable Money Project here! This podcast is intended for informational & educational purposes only and is not intended as professional financial advice.  💰✊🏾💸✊🏽💵✊🏻 Connect with Meg across social: Facebook Instagram- Equitable Money Project Instagram- Meg K. Wheeler Pinterest Song Credit: Midnight Specials by Ash Nino

Meg is joined today by Chloé Daniels, money coach and founder of Clo Bare Money Coach and The Lazy Investor’s Course, to talk about how to make your money work for you. Investing is for everyone and Chloé makes it easy.  Join us as we discuss: The difference between a financial advisor and a fiduciary  How financial advisors make their money (spoiler alert: it’s fees and they might be hidden) Why being debt free at all costs is NOT the answer to building wealth What’s up with IUL and whole life insurance products  Chloe’s Money Right Guide http://moneyrightguide.com/ - her free 30 page guide that will take you from developing your money mindset to budgeting to learning how to invest! Plus, it includes a free resource library, free templates, and more!  Need to get your money stuff set up right? Join the Biz Money Library for Free- https://equitablemoneyproject.com/free  Submit Your Questions - DisruptYourMoney.com Leave A Review- Apple Podcasts or wherever you listen Chloé Daniels, founder of Clo Bare Money Coach and The Lazy Investor’s Course, is a money coach, focused on helping people learn how to invest and build wealth the lazy way. She’s been featured on CNBC + Acorns, Entrepreneur, Bloomberg, Business Insider, TIME, and more. Her ultimate goal is to provide education in a fun, easy to understand, and accessible way, and is known for her reels and TikToks that showcase her terrible dance moves while also providing finance tips. She can be found on Instagram and TikTok @clobaremoneycoach or at clobare.com. 💰✊🏾💸✊🏽💵✊🏻 This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach and Founder of the Equitable Money Project. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg and the Equitable Money Project here! This podcast is intended for informational & educational purposes only and is not intended as professional financial advice.  💰✊🏾💸✊🏽💵✊🏻 Connect with Meg across social: Facebook Instagram- Equitable Money Project Instagram- Meg K. Wheeler Pinterest Song Credit: Midnight Specials by Ash Nino

Meg is joined today by Tiffany McLain, a licensed marriage and family therapist, to talk about how mental health professionals can build the sustainable businesses of their dreams and earn more when they ethically raise their rates.  Join us as we discuss: Why mental health professionals are not charging clients at the rates they want AND why that does a disservice to everyone Kiss burnout goodbye when you get rid of the guilt and shame around taking care of yourself  The intersection of insurance reimbursements and access to mental health care Stats about women’s work and its effect on the economy- UN Women, Politico Tiffany’s Fee Calculator - Fun with Fees Calculator. **It's particularly for mental health workers in private practice, but other professionals have benefited from it as well.  Need to get your money stuff set up right? Join the Biz Money Library for Free- https://equitablemoneyproject.com/free  Submit Your Questions - DisruptYourMoney.com Leave A Review- Apple Podcasts or wherever you listen  Tiffany McLain, LMFT is a clinical fee strategist for therapists in private practice. Her mantra is, “Full fees are the new black.” Via her program, The Lean In. MAKE BANK. Academy, she helps therapists ethically earn significantly more per month while seeing fewer clients and doing BETTER clinical work. The Lean In. MAKE BANK. Academy is a program that addresses the underlying money mindset stories that keep therapists broke so they can become THAT therapist who charges premium fees, cash pay. With the LIMB 4-step framework to make BANK, regular coaching calls to help you go to the next level, a phenomenal community of funny and intelligent therapists, be ready get real raw and real rich.  💰✊🏾💸✊🏽💵✊🏻 This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach and Founder of the Equitable Money Project. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg and the Equitable Money Project here! This podcast is intended for informational & educational purposes only and is not intended as professional financial advice.  💰✊🏾💸✊🏽💵✊🏻 Connect with Meg across social: Facebook Instagram- Equitable Money Project Instagram- Meg K. Wheeler Pinterest Did you Disrupt Your Money, build your bank account, and transform your way of life?  Tell us how this episode impacted you and leave a review at Apple Podcasts or wherever you listen.  Breaking down financial systems is always better with a buddy - tell a friend about this podcast so you can Disrupt Your Money together: http://disruptyourmoney.com Song Credit: Midnight Specials by Ash Nino

As a former corporate dropout, I can say that there is absolutely no love lost between me and these big companies. But despite the harm that they are inflicting in this world, there are still some things that big companies do right that we small business owners can all stand to learn from.  Join us as we discuss: The importance of treating your business like a real business Why we have to stop being our own worst bosses What it really means to leave your emotions out of your business Why leveraging debt is not a bad thing Money news you might actually use  The Supreme Court preserved access to mifepristone in states where abortion is legal Need to get your money stuff set up right? Join the Biz Money Library for Free- https://equitablemoneyproject.com/free  Submit Your Questions - DisruptYourMoney.com Leave A Review- Apple Podcasts or wherever you listen  💰✊🏾💸✊🏽💵✊🏻 This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach and Founder of the Equitable Money Project. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg and the Equitable Money Project here! This podcast is intended for informational & educational purposes only and is not intended as professional financial advice.  💰✊🏾💸✊🏽💵✊🏻 Connect with Meg across social: Facebook Instagram- Equitable Money Project Instagram- Meg K. Wheeler Pinterest Did you Disrupt Your Money, build your bank account, and transform your way of life?  Tell us how this episode impacted you and leave a review at Apple Podcasts or wherever you listen.  Breaking down financial systems is always better with a buddy - tell a friend about this podcast so you can Disrupt Your Money together: http://disruptyourmoney.com Song Credit: Midnight Specials by Ash Nino

No one likes talking about it, but staying on top of your books makes  a huge difference in your business. And most importantly, making sure that we have a handle on our numbers is a critical part of effectively disrupting our money and working towards economic equity. Join us as we discuss: Why bookkeeping matters so much The benefits of knowing your numbers Where to start and how to choose an accounting system Need a step-by-step guide to do your bookkeeping? Grab my free Wave Apps training over here: https://equitablemoneyproject.com/wave  Need to get your money stuff set up right? Join the Biz Money Library for Free- https://equitablemoneyproject.com/free  Submit Your Questions - DisruptYourMoney.com Leave A Review- Apple Podcasts or wherever you listen  💰✊🏾💸✊🏽💵✊🏻 This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach and Founder of the Equitable Money Project. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg and the Equitable Money Project here! This podcast is intended for informational & educational purposes only and is not intended as professional financial advice.  💰✊🏾💸✊🏽💵✊🏻 Connect with Meg across social: Facebook Instagram- Equitable Money Project Instagram- Meg K. Wheeler Pinterest Did you Disrupt Your Money, build your bank account, and transform your way of life?  Tell us how this episode impacted you and leave a review at Apple Podcasts or wherever you listen.  Breaking down financial systems is always better with a buddy - tell a friend about this podcast so you can Disrupt Your Money together: http://disruptyourmoney.com Song Credit: Midnight Specials by Ash Nino

Katy Chen-Mazzara joins us on the show today to help us explain why taking financial advice from privileged white guys is not the move. That’s right- we’re doing a deep dive into the not-so-wise words of Dave Ramsey. Meg and Katy chat about the nuances that folks like Ramsey completely gloss over to create one-size-fits-all programs that really fit nobody.  Join us as we discuss: The hypocrisy and double standards of “advisors” like Dave Ramsey  Why debt isn’t automatically a dirty word  What is involved in creating generational wealth The worst piece of Dave Ramsey financial “advice” at 30:00 Navigating job loss while keeping your finances afloat  Need to get your money stuff set up right? Join the Biz Money Library for Free- https://equitablemoneyproject.com/free  Submit Your Questions - DisruptYourMoney.com Leave A Review- Apple Podcasts or wherever you listen  Katy Chen Mazzara is a certified trauma-informed Master financial wellness coach and graduate of UC Berkeley’s Personal Financial Planning Program. As a former freelance TV producer and award-winning documentary filmmaker, Katy understands the balance between dreaming and doing. She helps creative freelancers and entrepreneurs release generational traumas and fears so that they can find emotional and financial freedom. You can learn more about Katy on her website, follow her on Instagram @katychenmazzara. Retreat information can be found here.   💰✊🏾💸✊🏽💵✊🏻 This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach and Founder of the Equitable Money Project. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg and the Equitable Money Project here! This podcast is intended for informational & educational purposes only and is not intended as professional financial advice.  💰✊🏾💸✊🏽💵✊🏻 Connect with Meg across social: Facebook Instagram- Equitable Money Project Instagram- Meg K. Wheeler Pinterest Did you Disrupt Your Money, build your bank account, and transform your way of life?  Tell us how this episode impacted you and leave a review at Apple Podcasts or wherever you listen.  Breaking down financial systems is always better with a buddy - tell a friend about this podcast so you can Disrupt Your Money together: http://disruptyourmoney.com Song Credit: Midnight Specials by Ash Nino

If you're thinking of starting a business or have just started one, you're probably overwhelmed by the million and one things you need to know. That's why the goal of this episode is to give you enough guidance to get some good systems in place without making things too complex. Listen up as we talk about how you can start your business and get the money stuff set up in a way that won't f*** it up. Join us as we discuss: The tools you need to build and grow a long-lasting and financially-stable business Why having a biz money plan is crucial to your success What "treating your business like a real business" means Want to set up your accounting system? We recommend Wave Apps for newbies: https://www.waveapps.com/  Ready to get a separate business bank account? We're big fans of Novo: https://equitablemoneyproject.com/novo (affiliate link)  Need to get your money stuff set up right? Join the Biz Money Library for Free- https://equitablemoneyproject.com/free  Submit Your Questions - DisruptYourMoney.com Leave A Review- Apple Podcasts or wherever you listen  💰✊🏾💸✊🏽💵✊🏻 This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach and Founder of the Equitable Money Project. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg here! This podcast is intended for informational & educational purposes only and is not intended as professional financial advice.  💰✊🏾💸✊🏽💵✊🏻 Connect with Meg across social: Facebook Instagram- Equitable Money Project Instagram- Meg K. Wheeler Pinterest Did you Disrupt Your Money, build your bank account, and transform your way of life?  Tell us how this episode impacted you and leave a review at Apple Podcasts or wherever you listen.  Breaking down financial systems is always better with a buddy - tell a friend about this podcast so you can Disrupt Your Money together: http://disruptyourmoney.com Song Credit: Midnight Specials by Ash Nino

We’re getting technical today, but it’s for a good reason. S Corps or S Corporations are a hot topic among business owners, but they are not a “one size fits all” solution. Listen to this episode to find out exactly what an S Corp Election is, who it benefits, and what you need to do if you decide this is the right choice for your business.  Join us as we discuss: What exactly an S Corp is (spoiler alert- it’s a tax entity NOT a legal entity) The steps you need to take to become an S Corp Wondering if you should elect to be an S Corp? Take this quiz- it will help guide you as you get more information.  Need help figuring out a reasonable compensation? We offer Reasonable Compensation Reports and you purchase one here.  Ready to set up payroll? We love Gusto! (affiliate link) Need to get your money stuff set up right? Join the Biz Money Library for Free- https://megkwheeler.com/free  Submit Your Questions - DisruptYourMoney.com Leave A Review- Apple Podcasts or wherever you listen  💰✊🏾💸✊🏽💵✊🏻 This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach and Founder of the Equitable Money Project. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg here! This podcast is intended for informational & educational purposes only and is not intended as professional financial advice.  💰✊🏾💸✊🏽💵✊🏻 Connect with Meg across social: Facebook Instagram- Equitable Money Project Instagram- Meg K. Wheeler Pinterest Did you Disrupt Your Money, build your bank account, and transform your way of life?  Tell us how this episode impacted you and leave a review at Apple Podcasts or wherever you listen.  Breaking down financial systems is always better with a buddy - tell a friend about this podcast so you can Disrupt Your Money together: http://disruptyourmoney.com Song Credit: Midnight Specials by Ash Nino