Don't Go Broke Trying
The Do’s and Don’ts of Credit Cards
In this episode, Reni breaks down everything you need to know about credit cards—how they work, how they impact your credit score, and how to use them responsibly. Follow these tips and you'll have an 850 credit score in no time!Check your credit score for free: https://borrowell.com/free-credit-score?utm_campaign=Refer5&utm_medium=web&utm_source=refer2022-4561200Join Don't Go Broke Collective: https://www.skool.com/dont-go-broke-collective/aboutDebt Repayment Calculator: https://www.creditkarma.com/calculators/credit-cards/debt-repaymentConnect With Us!Follow the podcast on Instagram: @dontgobroketryingFollow Reni on Instagram: @xoreniVisit our website: renitheresource.com/category/podcastFollow on Twitter: twitter.com/dgbtpodSubscribe to Reni's YouTube: https://www.youtube.com/@xoreni
Coinfessions: Money Advice for Every Stage of Life
In this Coinfessions episode of Don't Go Broke Trying, Reni answers your money questions! From how to start investing with just 1 million Naira to maximizing your TFSA in Canada, this episode covers everything you’ve been curious about. Whether you’re figuring out how to build wealth, make the right career moves, or improve your financial literacy, Reni provides actionable tips to help you make smarter money decisions. Newcomers Series: https://www.youtube.com/watch?v=aooZMrMgR7M&list=PLD4zi1q3USraU81GpXjb7WTqijRHIkp41 Financial Literacy Resources: Reni’s top picks for books, blogs, and YouTube channels, including I Will Teach You to Be Rich by Ramit Sethi, Canadian In A T-Shirt, Steph & Den, Two Side of A dime, and Clever Girl Finance. Credit Building Tools: Borrowell Connect With Us!Follow the podcast on Instagram: @dontgobroketryingFollow Reni on Instagram: @xoreniVisit our website: https://renitheresource.com/category/podcast/Follow on Twitter: https://twitter.com/dgbtpod
Navigating Black Tax Without Sacrificing Your Goals
In this episode of Don't Go Broke Trying, Reni dives into the challenges of supporting family financially—especially when dealing with cultural expectations like Black Tax. Learn how to balance generosity with financial stability, set boundaries with loved ones, and create a support plan that aligns with your goals. Whether you're navigating requests for monthly contributions or one-time emergencies, this episode offers practical strategies to help you help others without sacrificing your own financial health. Connect With Us!Follow the podcast on Instagram: @dontgobroketryingFollow Reni on Instagram: @xoreniVisit our website: https://renitheresource.com/category/podcast/Follow on Twitter: https://twitter.com/dgbtpod
How to Transform Your Finances in One Year
In this episode of Don't Go Broke Trying, Reni shares her tried-and-tested steps to change your entire financial life in just one year. From building a strong foundation with budgeting and emergency funds to scaling up with increased income and investing, this episode covers practical strategies to take you from where you are to where you want to be. Whether you’re starting fresh or levelling up your finances, these tips are designed to help you build wealth, reduce stress, and create a life of financial freedom. How to negotiate your salary: https://youtu.be/hzDpDvtzu6o?si=nYlsHPoTHwvAVLpx Connect With Us!Follow the podcast on Instagram: @dontgobroketryingFollow Reni on Instagram: @xoreniVisit our website: https://renitheresource.com/category/podcast/Follow on Twitter: https://twitter.com/dgbtpodSubscribe to Reni's YouTube: xoreni
How to Create a Budget You'll ACTUALLY Stick To
Live Lagos Event: https://tix.africa/discover/dgbtlagos In this episode of Don't Go Broke Trying, Reni shares her personal struggles and wins with budgeting and teaches you how to create a budget that works for your lifestyle. From addressing common budgeting mistakes to exploring different budgeting methods, this episode will empower you to take control of your finances without feeling restricted. Whether you're a beginner or a seasoned saver, Reni’s tips on tracking spending, prioritizing goals, and automating your finances will help you stay consistent and confident in your budgeting journey. Connect With Us!Follow the podcast on Instagram: @dontgobroketryingFollow Reni on Instagram: @xoreniVisit our website: https://renitheresource.com/category/podcast/Follow on Twitter: https://twitter.com/dgbtpodSubscribe to Reni's YouTube: https://www.youtube.com/@xoreni
Confessions: Faith, Finances, and Avoiding Financial Pressure
In this Confessions episode of Don't Go Broke Trying, Reni is joined by Pastor Bibi to discuss the pressures of giving in faith communities and how to find a healthy balance between faith and finances. Together, they address listener confessions about the guilt, family expectations, and financial strain that often accompany giving. Pastor Bibi shares practical wisdom on honouring God without compromising your financial well-being, including alternative ways to give and tips for managing these conversations within families. Timestamps 3:40 Why do pastors heavily encourage students to give large sums of money as offering? 10:20 My mom is a pastor and gives so much that sometimes we don't have enough at home 18:31 How do I stop my old mother from giving tithes/offerings to church? 28:08 Do you believe in giving 10% of your income to the church? 30:09 My relative gave a large sum of money to her church instead of saving it for retirement Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod Subscribe to Reni's YouTube: https://youtube.com/xoreni Connect With Bibi IG: @bibilamour04 Twitter: @bibilamour04 YouTube: @bibilamour04 Standpoint Church: @standpoint_ca
Serving God Without Going Broke: A Christian Perspective on Money
In this episode of Don't Go Broke Trying, Reni and her guest Pastor Bibi delve into a topic many Christians face: balancing faith and finances. They address tithes, offerings, and the pressure to give in ways that sometimes lead to financial strain. Pastor Bibi shares practical insights on how to manage financial responsibilities while still honoring God, offers alternative ways to give beyond money, and discusses how to set boundaries to avoid going broke trying to serve God. Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod Subscribe to Reni's YouTube: https://youtube.com/xoreni Connect With Bibi IG: @bibilamour04 Twitter: @bibilamour04 YouTube: @bibilamour04 Standpoint Church: @standpoint_ca
Coinfessions: Stock Market Basics for New Investors
In this Coinfessions episode of Don't Go Broke Trying, Reni addresses common questions and doubts about investing in the stock market. She breaks down myths, fees, and essential strategies for safe and affordable investing. Covering topics like self-directed investing, low-fee platforms, fractional shares, and mindset shifts, Reni shares actionable tips to help you start investing without financial stress. Tune in for practical advice on starting with what you have, growing your portfolio, and making smart, informed decisions for financial stability. Timestamps 3:10 I'm skeptical about self-directed investing through a bank! 8:50 I have $50k from my crypto success 13:14 Should I take money out of my RRSP to build my emergency fund? 20:15 I currently invest $1300 biweekly in registered accounts - where else can I invest? 26:40 What are the different types of investment options? 35:08 What are your startest investments til date? Investing course: https://www.stackmydime.com/smd2-0?ref=https%3A%2F%2Fwww.stackmydime.com%2Fa%2F2147635341%2FShZ58Qov RRSP Explained: https://youtu.be/PVTlxjydptQ?si=0E1BJxizklG4G2eN Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod Subscribe to Reni's YouTube: xoreni
Your Most-Asked Money Questions Answered!
In this episode of Don't Go Broke Trying, Reni makes a long-awaited return live from FinCon 2024 in Atlanta, Georgia, the ultimate conference for finance creators. She dives into "coinfessions" – your biggest money questions on debt, budgeting, investing, and more. Hear practical tips on overcoming financial ruts, tracking spending, choosing investment platforms, and setting boundaries with family and friends around money. Investing 101 Playlist: watch here Use the hashtag #DGBTpod – join the conversation on social media. Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod Subscribe to Reni's YouTube: @xoreni
Coinfessions: Should I Accept This Funding For My Business?
In this episode, funding expert Chuks, and Reni, answer your coin confessions surrounding all things getting funding for your business. Coinfessions 2:39 AITA if I don't let my husband use the house as collateral for a business loan? 9:45 AITA for not giving my husband money for his business? 18:40 AITA for investing part of my daughter's college fund in my new wife's business? 24:29 AITA for not wanting to give my brother the car we inherited from our grandpa after he blew all his money on a failed business venture? 32:54 AITA for asking my girlfriend to ask someone she knows for a loan of $500,000 to start off my business? 36:37 AITA for not paying my dead friend's mother for his failed business plan? 40:38 WIBTA if I told my mom to close her business? Watch on Youtube: https://youtu.be/8F_Jono1Dkg Connect With Chuks! LinkedIn: https://www.linkedin.com/in/aham-neze-sochukwuma/ Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod Subscribe to Reni's YouTube: @xoreni
How To Get Funding For Your Business! ft. Chuks
In this episode of "Don't Go Broke Trying," we're tackling the topic of business funding with our guest Chuks, a financing expert. We explore the common mistakes that entrepreneurs make when seeking funding, and how these missteps can lead to financial ruin. Chuks will sheds light on the various types of funding available for businesses, and offers guidance on which ones are most appropriate for different stages of business development. This episode was recorded in 2023. Watch on YouTube: https://youtu.be/ZKCDAws5Ek8 Connect With Chuks! LinkedIn: https://www.linkedin.com/in/aham-neze-sochukwuma/ Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod Subscribe to Reni's YouTube: @xoreni
The REAL Cost of Travel!
In this episode, Jessica Ufuoma and Reni, answer your coinfessions surrounding all things travelling the world. Chapters 2:40 AITA for not wanting to go on a family vacation? 11:35 Do you have recommendations for travel insurance 14:03 I want to travel but my girlfriend is broke 21:23 do you have a budget for traveling while retiring 25:20 AITA for not wanting my gf to travel alone? Resources mentioned: https://www.worldnomads.com/ca-en/ https://safetywing.com/ Watch on YouTube: https://youtu.be/ZNz9HcdGiY8 Connect With Jessica! Instagram: https://www.instagram.com/theufuoma/ TikTok: https://www.tiktok.com/@theufuoma Website: https://theufuoma.com/heythere/ Go on a trip with Jessica: https://www.gojolley.com/ Twitter: https://twitter.com/theufuoma Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod Subscribe to Reni's YouTube: @xoreni Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
She Visited 49 Countries With A Nigerian Passport! ft. Jessica Ufuoma
Traveling the world is a dream for many, but it can also come with a hefty price tag. On this next episode we sit down with Jessica Ufuoma, a travel content creator with over 160,000 followers. With her experience traveling to over 50 countries, she shares her tips and resources on how to travel without going broke. From budgeting to finding affordable accommodations and activities, Jessica gives us the deets on how to make our travel dreams a reality without breaking the bank. This episode was recorded May 2023 Watch this episode on YouTube: https://www.youtube.com/watch?v=p1anocJ4riw Connect With Jessica Instagram: https://www.instagram.com/theufuoma/ TikTok: https://www.tiktok.com/@theufuoma Website: https://theufuoma.com/heythere/ Go on a trip with Jessica: https://www.gojolley.com/ Twitter: https://twitter.com/theufuoma Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Watch the video podcast on YouTube: Don’t Go Broke Trying Follow on TikTok: @dontgobroketrying Follow on Twitter: @DGBTPod #DGBTPod Disclaimer: The views and opinions shared on this possible are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Coinfessions: HELP! I'm Trying To Transition Into Tech
In this episode, Jermaine The Jobfather Murray and Reni, answer your coinfessions surrounding all things getting into tech. Watch on YouTube: https://www.youtube.com/watch?v=Src6rhXZ_UE Submit your coinfession anonymously here: https://forms.gle/ygo7qBLS1ArESbUZ8 2:08 AITA for denying all the job postings my mom sends me? 11:19 Transitioning from bio to data analysis 14:50 WIBTA if I report my former employee for lying on their resume 20:50 Dilemma between current job and transitioning into tech 25:35 AITA for refusing to talk to my dad after he made fun of me for freaking out about tech layoffs? Connect With Jermaine! Twitter: https://twitter.com/TheJobfather__ LinkedIn: https://ca.linkedin.com/in/jermainelmurray Website: https://jupiterhr.ca/ Calendly: https://calendly.com/jupiterhr IG: https://www.instagram.com/jermainethejobfather/ Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod Subscribe to Reni's YouTube: @xoreni
How Jermaine Has Helped 400 Black People Get Into Tech! ft. Jermaine The Jobfather Murray
On this episode of "Don't Go Broke Trying," we're joined by Jermaine 'The Jobfather' Murray, a tech recruiter and founder of Jupiter HR. Jermaine has made it his mission to help 500 Black people break into the tech industry. As of Feb 27, 2024 he has helped 399! In this episode, he'll share his tips on how to navigate the world of tech bootcamps and job hunting without falling prey to expensive courses and bootcamps that promise more than they can deliver. If you're looking to make a career change or just interested in learning more about tech, this is the episode for you. Watch on YouTube: https://youtu.be/R3XIHwA8lt8 Connect With Jermaine! Twitter: https://twitter.com/TheJobfather__ LinkedIn: https://ca.linkedin.com/in/jermainelmurray Website: https://jupiterhr.ca/ Calendly: https://calendly.com/jupiterhr IG: https://www.instagram.com/jermainethejobfather/ Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod Subscribe to Reni's YouTube: @xoreni
Coinfessions: Navigating Career & Money Moves
In this episode, Emily The Recruiter and Reni, answer your coin confessions surrounding all things growing your career. Listen to last week's episode: https://pod.link/1619520622/episode/f6a844159ef472579a748b4dde56043a On YouTube: https://youtu.be/HtVfnwAigIE Watch the video version of the podcast: https://www.youtube.com/watch?v=NL1H8Zt7dR8 Submit a coinfession: https://forms.gle/qAHq5v9WYFuweeB48 Coinfessions Time Stamps 2:39 WIBTA if I told a coworker she was underpaid without her asking me? 12:10 Can I ask for a raise after 6 months in a job? 14:02 Should in my 6 figure job that makes me miserable or take a pay cut? 21:10 AITA for saying no to promotion? 30:57 AITA for not acting impressed by my wife's accomplished?48:40 Crying & shaking about negotiating my salary Connect with Emily! Instagram: https://www.instagram.com/emily.the.recruiter/ YouTube: https://www.youtube.com/@Emily.Durham Podcast: https://pod.link/1505520809?fbclid=PAAaaxnLRkpCu19e-HFhhvwjmTjzZkHMXRsFhpw_1zChmw5dM144xiv-_OeXU LinkedIn: https://www.linkedin.com/in/edurham-hr/ Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod
How To Thrive In Your 9 to 5 ft. Emily The Recruiter
In this episode of Don't Go Broke Trying, we sit down with Emily Durham, a tech recruiter with a passion for helping people build their careers and thrive in their 9 to 5s. In this episode, Emily will share her expert tips and strategies for career growth, including how to negotiate your salary, get promoted, and switch jobs without breaking the bank. If you're looking to take your career to the next level without sacrificing your financial stability, you won't want to miss this episode! Watch the video version of the podcast: https://youtu.be/HtVfnwAigIE Connect with Emily! Instagram: https://www.instagram.com/emily.the.recruiter/ YouTube: https://www.youtube.com/@Emily.Durham Podcast: https://pod.link/1505520809?fbclid=PAAaaxnLRkpCu19e-HFhhvwjmTjzZkHMXRsFhpw_1zChmw5dM144xiv-_OeXU LinkedIn: https://www.linkedin.com/in/edurham-hr/ Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod
Coinfessions: You Can Start An Airbnb With $0?!
In this episode, real estate investor Pelumi, and Reni, answer your coin confessions surrounding all things starting an airbnb. Watch the previous episode: https://youtu.be/FNTcQQMFpgA?si=inlQPbpeDZk5lX2n Watch this episode on YouTube: https://youtu.be/bYLa66Y7osc 1. I have one Airbnb and want to open another. What do I do about the 180-day limit? 2. How do you start an Airbnb business with zero capital? 3. Can you do Airbnb arbitrage in Toronto? 4. AITA for telling my sister-in-law that her friend has to pay to stay in our Airbnb 5. AITA for not wanting to fully pay my Airbnb for damages to the property? 6. AITA for not letting my sister-in-law use my Airbnb for free? Submit a coinfession: https://forms.gle/qAHq5v9WYFuweeB48 Connect with Pelumi! Airbnb IG: https://instagram.com/micasaviktoria Pelumi's IG: https://instagram.com/pelumi.ogedengbe Website: https://micasaviktoria.com Short term booking links: https://abnb.me/JSTa5xhPHEb https://abnb.me/SrnqMPjPHEb Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod Subscribe to Reni's YouTube: @xoreni Disclaimer: The views and opinions shared on this channel are for informational and educational purposes only. This is NOT financial advice. Always do your own research and due diligence before investing.
Your Guide To Starting A Profitable Airbnb Business ft. Pelumi Ogedengbe
On this episode of "Don't Go Broke Trying," we're joined by Pelumi Ogendegbe, a successful real estate investor who owns multiple properties, one being an Airbnb. If you've ever considered starting your own Airbnb business, this episode is a must-listen. Pelumi shares his insights and expertise on how to not go broke trying to start an Airbnb business, from finding the right properties to setting the right price to maximizing your profits. He'll discuss the biggest mistakes that new Airbnb hosts make, how to stand out in a crowded market, and how to navigate the regulatory landscape to stay compliant and profitable. Whether you're a seasoned real estate investor or just getting started, this episode offers practical tips and strategies for building a successful and sustainable Airbnb business. Connect With Pelumi! Airbnb IG: https://instagram.com/micasaviktoria Pelumi's IG: https://instagram.com/pelumi.ogedengbe Website: https://micasaviktoria.com Short term booking links: https://abnb.me/JSTa5xhPHEb https://abnb.me/SrnqMPjPHEb Booking.com: https://www.booking.com/hotel/ca/micasa-viktoria-kitchener.en-gb.html Bread & Breakfast: https://www.bedandbreakfast.eu/a/gEuw2tVdfRc7/micasa-viktoria-inn-and-suites Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod Subscribe to Reni's YouTube: @xoreni
Coinfessions: To Buy A Home or To Keep Renting? That Is The Question.
In this episode, Mortgages By Dammy, mortgage broker, and Reni, answer your coin confessions surrounding all things purchasing a home. Watch the previous episode: https://youtu.be/csXCzVKuel4?si=O11LmwZJ69riS4ZB Submit a coinfession: https://forms.gle/D2VKey6dXwLCruYX9 Coinfessions Answered Am I the asshole for not wanting to take out a mortgage for my immigrant parents? My parents gifted my sibling and I $400,000. Should we buy a home, a pre-con, or keep renting? Should I make a full 20% down payment or put down only 5%? Am I the asshole for not wanting to pay my husband rent after the mortgage is paid off? I need an emergency $24,000 loan to help me close on a condo. My family is giving me $800,000 from the sale of their assets. What should I do? Am I the asshole for not wanting to pay off my mom's HELOC (home equity line of credit)? My federal student loans are now 0% interest. Would I be wrong to pay the minimums only? Connect With Dammy! IG: Instagram.com/mortgagesbydammy Email: hello@mortgagesbydammy.ca LinkedIn: https://ca.linkedin.com/in/dammyaromiwura Connect With Us! Follow the podcast on Instagram: @dontgobroketrying Follow Reni on Instagram: @xoreni Visit our website: https://renitheresource.com/category/podcast/ Follow on Twitter: https://twitter.com/dgbtpod Subscribe to Reni's YouTube: @xoreni
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