Earn Your Leisure

EYL 317: CommonOur Sponsors:* Check out Chime: https://chime.com/EARNAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome back to another insightful clip of Market Mondays! In this special edition, Hosts Troy Millings, Rashad Bilal, and Ian Dunlap delve into the hot topic that's been setting the financial world abuzz: the future of TikTok. With the deadline for TikTok's potential ban from app stores looming on January 19th, both lawmakers and billionaires are keeping a close eye on what lies ahead for this social media giant.*Discussion Highlights:**1. TikTok's Potential Ban:*Ian Dunlap kicks off the discussion by addressing the looming threat TikTok faces in light of the bipartisan push from lawmakers, urging Google and Apple to remove the app from their stores. Could this be more than just political theater? What are the financial and social implications of such a move?*2. Billionaire Interests:*The conversation takes an intriguing turn as Ian and Troy explore the significant interest shown by several billionaires in acquiring TikTok, particularly those in the inner circles of influential figures like Donald Trump. Could a powerful American investor be waiting in the wings to settle the TikTok dilemma once and for all? *3. The Economics:*Rashad Bilal dives into the economic ripple effects, discussing SoftBank CEO Masayoshi Son's hefty investments in ByteDance, TikTok's parent company. With a staggering $100 billion announced for U.S. investments, how does this financial backdrop influence the potential future of TikTok?*4. Market Speculation:*Troy and Ian share their predictions, expressing a shared belief that, despite the political pressure, TikTok is unlikely to be banned permanently. They explore the possibility of temporary sanctions and the strategic moves that might follow a week-long clampdown on the app.*5. The Data Question:*A vital part of the debate centers around data. Rashad underscores the immense value of TikTok's user data, often referred to as the "gold of this generation." With this data being such a prized asset, what are the broader implications for both national security and corporate interests?Join the trio as they navigate the complexities of this high-stakes scenario, offering keen insights into the potential outcomes and their wider repercussions on the market and global stage. Are we on the brink of witnessing a tech giant's downfall or a strategic acquisition that reshapes the social media landscape?Whether you're an investor, a tech enthusiast, or simply curious about the future of your favorite app, this episode of Market Mondays is packed with valuable information and thought-provoking discussions. Don't miss out on your chance to stay ahead of the curve.*Join the Conversation:*We want to hear from you! What do you think will happen with TikTok? Will an American billionaire step in to save the day, or are we looking at a new era of tech regulation? Share your thoughts in the comments below and be sure to subscribe for more in-depth analyses and market insights.*Subscribe & Follow for More:*📢 Don't forget to like, subscribe, and hit the notification bell so you never miss an episode. 📱 Follow us on social media for exclusive behind-the-scenes content and updates. *#MarketMondays #TikTokBan #SoftBank #ByteDance #Investing #TechNews #FinancialNews #StockMarket #IanDunlap #TroyMillings #RashadBilal*Stay informed and empowered with Market Mondays, your go-to source for financial wisdom and market trends!---By carefully dissecting the potential ban of TikTok and considering various scenarios, the hosts of Market Mondays offer a nuanced perspective on a topical issue. Tune in to this episode to understand the intersection of politics, economics, and technology and what it might mean for the future of social media and big data.Our Sponsors:* Check out Chime: https://chime.com/EARNAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome to this clip of the EYL! In this engaging clip, we sit down with our special guest, Caleb Silver, to delve into the fascinating world of Bitcoin and cryptocurrency. *What You'll Learn:**History of Bitcoin:* Caleb takes us back to the inception of Bitcoin by Satoshi Nakamoto and explains its unique creation process.*Limited Supply:* Understand why Bitcoin's capped supply of 21 million coins makes it a sought-after asset.*Mining Challenges:* Discover the complex and energy-intensive process of Bitcoin mining and why it becomes increasingly harder over time.*Market Impact:* See how Bitcoin’s limited supply and increased difficulty in mining contribute to its escalating value.*Comparison with Traditional Assets:* Caleb provides a compelling comparison of Bitcoin's performance with traditional investment vehicles like the S&P 500, Dow Jones, and gold over the past five years.*Investment Potential:* Learn about the phenomenal returns Bitcoin has offered, transforming $10,000 investments 10 years ago into multi-million dollar assets today.*Adoption and Future:* Get insights into how institutional investors like Fidelity and Goldman Sachs are embracing Bitcoin and how it’s still a growing asset class.*Comparative Market Size:* Gain perspective on how Bitcoin’s market cap compares with other major global assets like real estate, global debt, and fiat currencies.*Accessibility:* Learn why Bitcoin is still in its early stages of broad adoption and how it's becoming more accessible for individual and institutional investors.*Why Watch This?*Whether you're a seasoned investor or just curious about the buzz around Bitcoin, this video provides valuable insights into its potential as an investment, its current market standing, and what makes it unique compared to other assets. Caleb Silver, with his extensive background in capital markets, offers a balanced and informative view, making complex concepts easy to understand.*Join the Conversation:*We encourage you to leave your thoughts, questions, and experiences with Bitcoin in the comments below. Don’t forget to like, share, and subscribe to our channel for more insightful content like this!*Hashtags:*#EYL #Bitcoin #Cryptocurrency #Investing #FinancialEducation #BlockchainTechnology #InvestmentAdvice #CalebSilver #BitcoinMining #CryptoMarket #DigitalAssets #Finance #InvestmentStrategy #WealthBuilding #SatoshiNakamotoTune in now to unravel the intricacies of Bitcoin and its place in the modern financial landscape with Caleb Silver on EYL Medium!Disclaimer: The information provided in this video is for educational purposes only. Please consult with a financial advisor before making any investment decisions.---Thank you for watching! Be sure to subscribe and hit the notification bell so you never miss an episode from EYL!---Remember to stay informed, stay empowered, and continue building your wealth with EYL.Our Sponsors:* Check out Chime: https://chime.com/EARNAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome back to Market Mondays! In today's clip, Ian Dunlap sits down with Chris Johnson to dissect recent developments in the cryptocurrency space, including MicroStrategy's massive Bitcoin purchase and the potential for another crypto winter.MicroStrategy recently bought an additional 22,000 Bitcoin at $98,000 each, sparking conversations about investment strategies and market timing. Ian and Chris delve into whether we might see another crypto winter and how investors can navigate such market cycles. Chris shares his insights on the future of Bitcoin, the involvement of institutional investors, and the changing nature of bear markets in the crypto world.Chris Johnson believes that while a future sell-off is inevitable, the character of Bitcoin bear markets is evolving. He speculates that significant pullbacks of 60-80% may be a thing of the past, thanks to the types of investors now entering the market, like BlackRock and MicroStrategy, who are more likely to hold onto their assets. This shift could mean less volatility and deeper liquidity for Bitcoin, making it a more stable asset over time.Ian and Chris also discuss the "crypto summer" phase and the bullish potential for Bitcoin. As hedge funds and institutional investors pour money into an asset with a finite supply, the landscape of digital currency investment is transforming. The conversation highlights the importance of adapting strategies and understanding the unique dynamics of cryptocurrency compared to traditional assets.For anyone interested in the future of crypto, key investment strategies, and the impact of institutional money on Bitcoin, this episode offers valuable perspectives and expert advice. Don't miss out on this insightful conversation that will help you better understand and navigate the world of cryptocurrency investments.*Timestamps:*0:00 - Introduction: MicroStrategy's Bitcoin Purchase0:25 - Potential for Another Crypto Winter1:09 - Changing Nature of Bear Markets1:21 - Institutional Investors and Market Stability2:22 - Bitcoin’s Finite Supply and Investment Strategies3:19 - The Concept of Crypto Summer4:22 - Paradigm Shift in Crypto Investing*Subscribe to Market Mondays:* Stay updated with the latest market insights, investment strategies, and expert opinions. Don't forget to like, comment, and share our videos to stay informed!*#MarketMondays #CryptoWinter #Bitcoin #CryptoInvesting #InstitutionalInvestors #FinancialEducation #InvestmentStrategies #IanDunlap #ChrisJohnson*---*Note:* Financial investments, especially in cryptocurrencies, carry risk. Always conduct your own research or consult with a financial advisor before making investment decisions. By tuning into Market Mondays, you acknowledge that this content is for educational purposes only and does not constitute financial advice.Our Sponsors:* Check out Chime: https://chime.com/EARNAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Join us for an enlightening live session, “Crypto 101 Onboarding for Newbies,” featuring Caleb Silver, Editor-in-Chief of Investopedia. This comprehensive guide is designed to demystify the world of cryptocurrency for beginners. We’ll start with the fundamentals, exploring what cryptocurrency is, its historical evolution from Bitcoin to Ethereum, and the underlying blockchain technology that powers these digital assets.Understanding the significance of crypto is crucial; we’ll discuss how decentralization fosters financial freedom and examine real-world applications such as payments, remittances, decentralized finance (DeFi), and non-fungible tokens (NFTs). Our conversation will also cover the transformative impact of crypto on the future of finance and technology.For those ready to embark on their crypto journey, we’ll provide practical guidance on selecting reputable cryptocurrency exchanges like Coinbase, Binance, or Kraken, setting up and verifying accounts, and funding wallets through various methods. We’ll clarify the distinctions between crypto ETFs, platforms like Coinbase and Robinhood, and direct ownership, as well as discuss crypto-related stocks such as Coinbase and MicroStrategy.Securing your assets is paramount; we’ll explain the differences between hot wallets (e.g., MetaMask, Trust Wallet) and cold wallets (e.g., Ledger, Trezor), and offer tips on safeguarding your private keys. You’ll learn about various types of cryptocurrencies, including Bitcoin, altcoins like Ethereum and Solana, and the role of stablecoins such as USDT and USDC in providing stability.We’ll guide you through the processes of buying and selling crypto, placing your first buy order, understanding market and limit orders, and determining optimal times to sell. Managing your investments effectively involves monitoring your portfolio using tools like CoinMarketCap and CoinGecko, and we’ll cover the basics of maintaining a diversified crypto portfolio.Safety and security are critical; we’ll discuss how to avoid scams and phishing attacks, the importance of two-factor authentication (2FA), and common pitfalls to avoid as a beginner. Additionally, we’ll introduce ways to earn with crypto, such as staking, earning interest through DeFi and yield farming, while highlighting associated risks.Navigating the legal landscape is essential; we’ll touch on varying crypto regulations across countries and provide insights into tax obligations related to crypto gains. To support your ongoing learning, we’ll recommend valuable resources, including websites, books, podcasts, and credible influencers and experts to follow.Don’t miss this opportunity to build a solid foundation in cryptocurrency and take confident steps into the digital finance world.#Crypto101 #Cryptocurrency #Bitcoin #Blockchain #DeFi #NFTs #CryptoInvesting #CryptoForBeginners #CryptoSafety #EarningWithCrypto #CryptoPortfolio #CryptoTaxes #FinancialFreedom #Investing #EarnYourLeisureOur Sponsors:* Check out Chime: https://chime.com/EARNAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this eye-opening clip of Market Mondays, Rashad Bilal and Troy Millings dive into the tragic event involving the United Healthcare CEO in Manhattan. This unfortunate incident has far-reaching implications, not just for United Healthcare, but for the broader healthcare industry as well. Join us as we explore the multi-layered consequences of this tragedy and discuss how corruption, economic uncertainties, and business practices impact the healthcare sector.Rashad Bilal opens the conversation, emphasizing the necessity for companies to conduct business ethically. He highlights the disturbing statistic that United Healthcare's AI agent denied 90% of people’s plans, contributing significantly to the company’s profitability but simultaneously posing severe risks to consumer welfare. The dialogue touches on the systemic issues that have plagued the healthcare industry for decades, such as exorbitant premiums and widespread discrimination.Troy Millings continues the discussion, reflecting on the inherent dangers now facing healthcare executives. He explains the industry's swift but reactive steps to ensure executive safety, such as removing executive bios from public domains and increasing security for public appearances. Troy makes a compelling point about how these practices are different from those in other industries, like technology, underlining the unique and critical impact healthcare decisions have on millions of lives.Both hosts examine the dire need for companies to find a balance between maximizing profit and prioritizing consumer well-being. They compare successful models like Nvidia and Apple, which have managed to achieve this balance, against the current state of healthcare companies that continue to struggle. Rashad shares additional insights from his stock club, mentioning the staggering number of coverage denials under the CEO's tenure—a figure exceeding 10,000 instances—shedding light on how deeply rooted these issues are.Ian Dunlap joins the conversation, stressing the importance of security for high-profile executives. Sharing personal experiences, Ian reveals the security protocols typically in place for CEOs of Fortune 100 companies and the apparent breach that led to this tragic incident. His remarks underscore the vulnerabilities even at the highest corporate levels and call into question the lapses that allowed this event to occur. Throughout the episode, the hosts emphasize a critical message: Without significant changes in business practices, these tragic events may become more frequent. They urge healthcare companies to reevaluate their strategies, prioritize customer welfare, and address systemic issues to prevent future tragedies.Join us in this thoughtful and necessary conversation on Market Mondays. Let's discuss how we can move towards a more ethical and consumer-friendly healthcare industry.Don't forget to like, comment, and subscribe for more in-depth discussions and insights on current market trends and business news. Hit the notification bell so you never miss an episode.#MarketMondays #HealthcareIndustry #UnitedHealthcare #BusinessEthics #ConsumerWelfare #CEOTragedy #BusinessNews #HealthcareReform #EconomicUncertainty #StockMarket #Nvidia #Apple #CorporateSecurity #SystemicIssues #InsuranceIndustry #EthicalBusiness #RashadBilal #TroyMillings #IanDunlap #InDepthAnalysisTune in as we dissect the layers of this complex issue and explore possible pathways to a better and more ethical healthcare system.Our Sponsors:* Check out Chime: https://chime.com/EARNAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome to another insightful clip of Market Mondays, your go-to source for financial wisdom, life improvement tips, and thought-provoking discussions! In this episode, hosts Ian Dunlap and Troy Millings dive deep into the pillars of consistency and commitment, exploring how these traits are vital for achieving long-term success and fulfillment in various aspects of life.*Consistency is Key*Troy Millings opens the discussion by emphasizing the importance of being consistent in your daily habits, whether it's financial planning, health routines, or relationship management. He and Ian Dunlap share their experiences and insights on overcoming excuses that often hold people back from achieving their goals.*Health & Lifestyle*The hosts extend their conversation to health, urging viewers to consider a New Year’s resolution that goes beyond the typical goals. From advocating for a sober lifestyle to cutting out fast food and processed foods, Troy and Ian present a compelling argument on how making these changes can bring mental clarity and improved well-being. They also introduce a 30-day challenge for viewers to be sober, eat healthily, work out regularly, drink sufficient water, and declutter their social media algorithms for a more positive outlook on life.*Relationship Advice*The discussion doesn't stop at personal habits and health. Troy and Ian also delve into the territory of relationships. They talk about the necessity of breaking free from toxic relationships and, conversely, pouring more effort into nurturing positive ones. The message is clear: a healthier you leads to healthier relationships and a more fulfilling life.*Social Media and Mental Health*The clip also tackles the often-overlooked subject of social media's impact on mental health. Ian Dunlap mentions the potential dangers of excessive social media usage and even the hypothetical scenario of a lawsuit against tech giants like Apple for the negative impact on mental health. The hosts suggest taking practical steps to manage your online activity, such as unfollowing negative pages and consuming more educational content.*The Broader Societal Impact*Troy Millings rounds off the conversation with a critical look at broader societal issues, such as the impact of alcohol and fast food on communities, particularly poorer and marginalized ones. He shares his thoughts on the historical and systemic factors that contribute to health disparities, invoking the example of Native American communities.Ian and Troy further discuss the social and economic implications of rising autism rates and mental health issues among young people. They urge parents and educators to be vigilant and proactive in advocating for the needs of children, emphasizing the crucial role of education and mental health support.*Key Takeaways:*The value of consistency in personal and professional life.Healthier lifestyle choices can significantly improve mental and physical well-being.The importance of healthy relationships and breaking free from toxic ones.Managing social media consumption for better mental health.The societal impact of unhealthy lifestyle choices and the importance of advocacy for mental health and educational support.Don’t miss out on this enriching episode packed with practical advice and profound insights! If you found this discussion valuable, make sure to like, comment, and subscribe to our channel for more content that will inspire you to become the best version of yourself.*Hashtags:*#MarketMondays #Consistency #HealthyLiving #MentalHealth #Relationships #PersonalDevelopment #FinancialFreedom #SoberLiving #SocialMediaDetox #AutismAwareness #Education--- Tune in and take the first step towards a more consistent, healthier, and prosperous life! 🌟Our Sponsors:* Check out Chime: https://chime.com/EARNAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome back to another clip of Market Mondays! In this exciting installment, our hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the future of the crypto market. Buckle up as we explore where crypto is heading in the next quarter and what major players like BlackRock and Vanguard are plotting behind the scenes.📈 Ian Dunlap kicks things off with a bold prediction for the crypto market, focusing on super conglomerates and their influence. He sheds light on BlackRock’s strategic moves, from dominating the rental market to entering the Bitcoin ETF space, and what this means for the future of crypto. 🔥 Rashad Bilal and Troy Millings weigh in on the game-changing potential of institutional investment in crypto. They discuss how traditional banking giants are gradually taking over various aspects of the market, from mainstream adoption to controlling hedge fund inflows.💡 Ian laments the missed opportunities by the original crypto community to retain control and prevent big banks from dictating terms. He compares this takeover to the GameStop saga, critiquing how narrative engineering and strategic players have shifted the market dynamics in favor of institutional behemoths.🤔 What does the future hold for Altcoins and meme coins? Ian contemplates the inevitable entry of major financial players into these segments and what that means for everyday crypto enthusiasts. The conversation also touches on XRP and the regulatory maneuvers that have positioned big banks advantageously.🏦 With razor-sharp insights, Troy brings up potential catalysts that could spark the next big run or pullback in the market. They discuss everything from political appointments to deregulation plans, predicting how these factors could send crypto prices soaring or tumbling.🔮 Don't miss Ian’s analogy-filled commentary on asset class control and the importance of strategic silence. He humorously explains how oversharing within the crypto community has allowed bigger market makers to swoop in and dominate.If you’re an avid crypto investor, a curious newcomer, or just someone interested in market dynamics, this episode is packed with invaluable insights. Join us as we navigate the complex and rapidly evolving world of crypto!Remember to LIKE, COMMENT, and SUBSCRIBE to our channel for more market insights and predictions.*Timestamps:*0:00 - Crypto Market Predictions1:03 - BlackRock and Rental Market2:08 - Institutional Takeover & XRP3:01 - January Market Pullbacks and Potential Catalysts4:10 - Future of Altcoins and Meme Coins#MarketMondays #CryptoPredictions #Bitcoin #BlackRock #Vanguard #Altcoins #XRP #CryptoMarket #Investing #Finance #Stocks #HedgeFunds #Deregulation #IanDunlap #RashadBilal #TroyMillings #CryptoCommunity #MarketAnalysis #InvestmentStrategiesOur Sponsors:* Check out Chime: https://chime.com/EARNAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this insightful episode of Earn Your Leisure, we dive deep into the incredible journey of Paige Addison, a dynamic entrepreneur, host, and lifestyle curator. Paige shares her story of breaking into the hosting industry and turning it into a thriving business. She uncovers the strategies and mindset needed to succeed in hosting while shedding light on the challenges of balancing multiple ventures. As the founder of her consulting firm, PSA, Paige explains how consultants can play a vital role in helping businesses grow. From managing artists to representing iconic brands like Grey Goose as their Lifestyle Curator, Paige offers a behind-the-scenes look at how she manages her diverse responsibilities while staying focused and avoiding burnout. This episode is packed with invaluable lessons, including how to monetize hosting, the keys to being a successful host, and why having too much on your plate can be a recipe for disaster. Paige also opens up about her financial management strategies, her passion for helping businesses thrive, and what it takes to build a brand that resonates with audiences. Whether you're an aspiring host, entrepreneur, or simply looking for practical tips on business and personal growth, Paige Addison's story is sure to inspire and motivate you to reach new heights. Don't miss this conversation packed with actionable gems and life-changing insights. #EarnYourLeisure #PaigeAddison #BusinessOfHosting #LifestyleCurator #GreyGoose #ArtistManagement #ConsultingFirm #PSA #Entrepreneurship #MoneyManagement #SuccessTips #CareerGrowth #BusinessGrowth #WealthBuilding #Inspiration #Motivation #EYLCommunity #HostingSuccess #EntrepreneurialJourney #PersonalDevelopment #ActionableInsights0:00 Intro1:40 Growing Up In Atlanta & Getting into Hosting 14:13 The Art & Business of Curating a Good Environment 19:36 Learning how to Hire & Manage People24:30 What is PSA Management & Consulting?29:37 Managing the Money You Make 36:52 Venturing into the Food Bowl Business47:12 How Paige Would use Investor Money49:28 Position with Grey Goose52:28 Lessons from Being on Reality TV1:00:44 OutroOur Sponsors:* Check out Chime: https://chime.com/EARNAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this clip of Market Mondays, hosts Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into the evolving dynamics between the crypto market and traditional banking. As trust in conventional financial institutions wavers, more people are turning to alternative currencies like Bitcoin and Ethereum. Ian Dunlap discusses the alarming financial instability among mid-sized banks and how the banking sector might leverage cryptocurrencies to shore up their losses. Rashad Bilal revisits his time-tested investment advice, recommending that at least 10% of your portfolio should be allocated to crypto, with a strong emphasis on Bitcoin.We explore the best strategies for crypto investments, the importance of Bitcoin as a fractional share, and how long-term holding can lead to significant returns. For those apprehensive about diving into crypto, Troy Millings provides an insightful explanation of fractional Bitcoin ownership and the potential percentage gains over time.Through real-world examples and expert opinions, this episode lays out the roadmap for navigating the volatile yet potentially rewarding world of cryptocurrencies. Whether you're a seasoned investor or a curious newcomer, this episode is your guide to making informed decisions in an uncertain financial landscape.If you’re keen on the intersections of crypto and banking, interested in hearing about the best crypto assets to hold, or want to understand how to make strategic investment decisions, this episode is a must-watch. Don't miss out as our hosts share invaluable insights that could redefine your approach to investing. Join us on Market Mondays and elevate your financial acumen to the next level!#MarketMondays #CryptoInvesting #Bitcoin #Ethereum #Blockchain #Finance #InvestmentStrategy #CryptoVsBanking #FinancialFreedom #LongTermInvesting #CryptoPortfolio #MarketAnalysis #CryptoInsightsTune in and don't forget to like, comment, and subscribe for more financial wisdom every Monday!---In this engaging discussion from Market Mondays:0:00 - Introduction: Crypto Confidence vs. Banking Sector Trust0:05 - Ian on Bank Losses and the Rise of Crypto1:22 - Rashad's Advice: Allocating your Portfolio to Crypto2:19 - Key Cryptos: Bitcoin, Ethereum, Solana, Binance, and Others3:31 - Understanding Bitcoin as a Fractional Share3:58 - Real-World Examples: Long-Term Holding and Returns5:10 - Elevating Your Investment Strategy to a Higher Level6:18 - The Power of Holding: Lessons in Investing7:45 - Principles of Investing in Crypto: Strategy and RisksJoin our hosts as they dissect the intersections of crypto and traditional banking, offering actionable advice backed by years of experience.Our Sponsors:* Check out Chime: https://chime.com/EARNAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome to another riveting clip of *Black Out with Ian & Rashad*! In this clip, "Blackout Med #1," hosts Ian Dunlap and Rashad Bilal are joined by special guest Jamil "Mal" Clay for an in-depth discussion about the unfolding drama between Drake and the music industry. Could this confrontation rival the historic battles of music legends like Michael Jackson and Prince? Tune in to find out!*Episode Highlights:*[00:00:00] Rashad opens the conversation drawing parallels between Drake's current struggle and those of Michael Jackson and Prince.[00:00:11] Jamil "Mal" Clay elaborates on the magnitude of the situation, emphasizing the role of social media and how it has changed the dynamics of controversy in the music industry.[00:00:49] The group delves into how Drake, often perceived as a "soft" figure in the industry, is now challenging his label—a daring move that could redefine his legacy.[00:02:09] Rashad discusses the alleged contractual breaches and disrespect Drake faced, likening it to internal sabotage by his label.[00:04:16] The conversation takes a deeper turn as Mal draws parallels between how social media bots affect public perception in both music and politics.[00:05:06] Analyzing Kendrick Lamar's alleged defamatory lyrics and the financial and social implications for Drake.[00:08:10] Mal outlines the incestuous relationship between DSPs (Digital Service Providers) and music labels, describing it as insider trading.[00:10:55] Ian and Rashad speculate on how Universal might have preemptively maneuvered to minimize legal fallout by releasing contentious tracks as standalone singles.*Key Takeaways:**Drake's Bold Move:* Drake's defiance against his long-standing label mirrors the legendary industry's past battles but with modern complexities like social media and digital contracts.*Bots and Public Perception:* Rashad and Mal expound on how artificial social media bots influence public perception, potentially impacting major controversies and elections.*Kendrick Lamar's Role:* Kendrick's controversial lyrics and their economic repercussions for Drake and his brand get critically analyzed.*Inside the Music Industry:* Discover the unseen mechanisms of the music industry as Mal dissects the intertwined relationships between major labels and digital platforms.Join us as we take a deep dive into the unfolding saga that could reshape the music industry as we know it. Don't forget to subscribe, like, and share if you enjoy the episode!*#DrakeVsMusicIndustry #MichaelJackson #Prince #MusicIndustry #KendrickLamar #SocialMedia #Bots #HipHop #RapBattles #Podcast**Subscribe for more episodes!*Stay updated with the latest episodes by subscribing to Black Out with Ian & Rashad. Join our community of music enthusiasts and insiders for more insightful discussions and analyses.Our Sponsors:* Check out Chime: https://chime.com/EARNAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome back to another clip of Market Mondays! In this session, your hosts Rashad Bilal, Ian Dunlap, and Troy Millings dive into the fascinating world of Bitcoin investments through publicly traded companies like MicroStrategy, Square, and others. This episode is packed with insights on indirect investment strategies, the evolving cryptocurrency ecosystem, and the future of financial technology (fintech). Don't miss out on the latest trends and expert opinions!*Segment Highlights:***Bitcoin and MicroStrategy**: Rashad introduces the topic by discussing MicroStrategy’s claim of making $500 million a day from Bitcoin. Is it a good investment avenue?Ian emphasizes that MicroStrategy offers a non-direct way to invest in Bitcoin. He praises Michael Saylor's approach and draws comparisons to other investment strategies.They debate the purported revenue figures, with Ian noting the impressive but possibly overstated numbers.**Square’s Game-Changing Moves**:Troy delves into Square’s innovative steps in cryptocurrency. He highlights their dedication since 2020 to integrate Bitcoin into their business model, not merely through trading but by selling mining equipment.The team discusses the strategic importance of Square's 3-nanometer mining chip, exclusively used by Core Scientific, a major Bitcoin miner.The conversation touches on Square’s transformation into Block and its broader implications in the fintech and AI sectors.**The Bigger Picture**:The trio explores the broader economic and technological ecosystem around Bitcoin, particularly the role of semiconductors in both Bitcoin mining and AI advancements.Ian and Troy discuss the rivalry and partnerships within the tech and cryptocurrency industries, referencing personalities like Elon Musk and Jack Dorsey.**Investment Strategy and Future Outlook**:Ian admires Michael Saylor’s commitment and compares the Bitcoin investment strategy to Vanguard’s successful ETF and index fund strategy.They hint at upcoming reports and profit margin expectations, suggesting a close watch on MicroStrategy’s future performance.*Why Watch This Episode?*Get expert opinions on investing in Bitcoin indirectly through publicly traded companies.Understand the impact of technological advancements in Bitcoin mining and AI on financial investments.Stay updated on the strategic moves of major fintech companies like Square (now Block).Learn about the competitive dynamics between tech giants and their influence on cryptocurrency markets.Join us for an in-depth look at how you can capitalize on Bitcoin’s growth without directly purchasing the cryptocurrency. Whether you're a seasoned investor or just beginning your journey, this episode of Market Mondays MM Medium is a must-watch for anyone interested in the intersection of fintech, cryptocurrency, and tech innovation.*Don't forget to like, comment, and subscribe to our channel for more insightful videos!**Listen to us on:* Spotify: Market Mondays PodcastApple Podcasts: Market Mondays#MarketMondays #Bitcoin #Cryptocurrency #Investing #MicroStrategy #Square #Fintech #Blockchain #CryptoInvesting #FinancialAdvice #TechInvesting #AI #BitcoinMining #InvestmentStrategy #EarningReports #TechIndustry #MichaelSaylor #JackDorsey #StockMarket #InvestingTipsOur Sponsors:* Check out Chime: https://chime.com/EARNAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this powerful clip of Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the targeted marketing and massive impact of online gambling on the Black community. Rashad shares eye-opening insights on how billions of dollars have been strategically funneled into promoting online gambling through influential platforms like popular podcasts and celebrities, including Drake and major shows like Joe Button's, Gillian Wallow's, and Shannon Sharpe's. Rashad recounts a personal story, highlighting the rapid growth and consequences of online gambling over the past few years. He emphasizes the risks and negative outcomes such as debt, broken homes, and even life-threatening situations in places like jail settings, urging the community to be cautious. Furthermore, the hosts discuss how gambling, likened to addictive substances such as alcohol and drugs, can ruin lives and disproportionately target vulnerable, poor, and uneducated Black individuals. Rashad opens up about the history of these tactics, comparing it to the lottery practices of the past that devastated his family and emphasizing the need for a broader conversation and investigation into such predatory practices.Troy and Ian add their perspectives on the economic aspects, discussing the financial benefits seen by companies like DraftKings and FanDuel. They advise viewers on the importance of investing in more stable, albeit less glamorous, assets like stocks, real estate, and government contracts, which are often overlooked in favor of more exciting but risky ventures like gambling. The conversation aims to shed light on how the most lucrative and stable investments are marketed as boring while riskier, more thrilling industries dominate attention and often yield smaller dividends in the long run. Join us for this enlightening discussion as our hosts challenge the status quo and advocate for financial literacy and investment education as a means to empower the Black community. Hit the like button, share your thoughts in the comments, and don't forget to subscribe for more insightful content from Market Mondays!*Hashtags:*#MarketMondays #OnlineGambling #FinancialLiteracy #BlackCommunity #Investing #PredatoryPractices #DraftKings #FanDuel #Stocks #RealEstate #FinancialEducation #WealthBuilding #GamblingAwareness #InvestSmart #EmpowermentOur Sponsors:* Check out Chime: https://chime.com/EARNAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this powerful clip of Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the targeted marketing and massive impact of online gambling on the Black community. Rashad shares eye-opening insights on how billions of dollars have been strategically funneled into promoting online gambling through influential platforms like popular podcasts and celebrities, including Drake and major shows like Joe Button's, Gillian Wallow's, and Shannon Sharpe's. Rashad recounts a personal story, highlighting the rapid growth and consequences of online gambling over the past few years. He emphasizes the risks and negative outcomes such as debt, broken homes, and even life-threatening situations in places like jail settings, urging the community to be cautious. Furthermore, the hosts discuss how gambling, likened to addictive substances such as alcohol and drugs, can ruin lives and disproportionately target vulnerable, poor, and uneducated Black individuals. Rashad opens up about the history of these tactics, comparing it to the lottery practices of the past that devastated his family and emphasizing the need for a broader conversation and investigation into such predatory practices.Troy and Ian add their perspectives on the economic aspects, discussing the financial benefits seen by companies like DraftKings and FanDuel. They advise viewers on the importance of investing in more stable, albeit less glamorous, assets like stocks, real estate, and government contracts, which are often overlooked in favor of more exciting but risky ventures like gambling. The conversation aims to shed light on how the most lucrative and stable investments are marketed as boring while riskier, more thrilling industries dominate attention and often yield smaller dividends in the long run. Join us for this enlightening discussion as our hosts challenge the status quo and advocate for financial literacy and investment education as a means to empower the Black community. Hit the like button, share your thoughts in the comments, and don't forget to subscribe for more insightful content from Market Mondays!*Hashtags:*#MarketMondays #OnlineGambling #FinancialLiteracy #BlackCommunity #Investing #PredatoryPractices #DraftKings #FanDuel #Stocks #RealEstate #FinancialEducation #WealthBuilding #GamblingAwareness #InvestSmart #EmpowermentOur Sponsors:* Check out Chime: https://chime.com/EARNAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode of EYL, hosts Rashad Bilal and Tui dive deep into the promising landscape of Ghana, sharing their personal experiences and insights into the country's investment and entrepreneurial potential. Tui, with his dual perspectives as an American and Ghanaian, paints a vivid picture of why Ghana stands out in Africa and globally. From its safe environment and stable government to a thriving business ecosystem, Ghana presents a host of opportunities for investors and entrepreneurs alike.Rashad, originally from the US but deeply connected to Ghana, discusses the dual culture shock he experienced moving between the two countries during his formative years. He emphasizes the wealth of opportunities available in Ghana, which he fully embraced when he moved back in 2019 to join a holding company. In a matter of years, Rashad and his team grew their portfolio from three restaurants to an impressive 150, making them one of the largest franchisees for Pinkberry globally.The duo also highlight the high quality of life in Ghana, which caters to middle and upper-middle-class residents, thanks to robust healthcare infrastructure, excellent social amenities, and a blend of cultural and recreational activities. Whether it's exploring the natural beauty of the Cocoon Forest or engaging in the vibrant social scene, there's something for everyone in Ghana.Tui delves into his entrepreneurial journey, discussing how he began his venture through entrepreneurship via acquisition. His strategic approach involved partnering with Western brands to learn and implement their processes, scaling up local brands in the process. Today, their enterprises span across 14 African countries, touching various sectors like food service, financial services, gaming, and real estate.Join us in this informative episode as Rashad and Tui share actionable insights for aspiring investors and entrepreneurs looking to tap into Ghana's potential while offering themselves as resources for anyone interested in making their mark in Africa.*Hashtags:*#EYL #GhanaOpportunities #InvestInGhana #GhanaBusiness #AfricaRising #Entrepreneurship #RashadBilal #Tui #QualityOfLife #BusinessGrowth #EYLMedium #AfricanMarkets #FinancialFreedom #GhanaEconomy #TechInGhana #CulturalExploration #RealEstateInAfrica #FranchiseSuccess #Pinkberry #BurgerKingGhana #AfricanDiaspora #GhanaLiving #AfricaInvestments #AfricanEntrepreneurs #StableGovernance #FutureAfrica*Watch Now:*Discover the untapped potential of Ghana and learn how to navigate the African business landscape with insights from Rashad Bilal and Tui. Whether you are an investor, entrepreneur, or just curious about life in Ghana, this episode of EYL Medium offers valuable perspectives and practical advice to help you explore new opportunities.*Stay Connected:*Don't forget to subscribe to EYL for more content on emerging markets, entrepreneurship tips, and insights from successful personalities. Hit the bell icon to get notifications on our latest episodes!*Join the Conversation:*What interests you the most about investing or doing business in Ghana? Have you had experience living or working in an African country? Share your thoughts and stories in the comments below!Thank you for watching! #EYLCommunity #EYLFamilyOur Sponsors:* Check out Chime: https://chime.com/EARNAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome back to another insightful clip of Market Mondays! In this clip hosts, Troy Millings and Ian Dunlap, dive deep into the recent movements in Eli Lilly's stock. With a 26% drop from its peak of $972 to $718, many investors are questioning whether this is a cause for alarm or a golden opportunity to buy.Ian and Troy break down the situation, examining the factors behind the stock's recent performance. They consider the influence of political lobbying and the potential impact of RFK's policies on the pharmaceutical space. The insight provided includes a crucial lesson on understanding quarterly ranges and recognizing when stock prices revert to their normal range after periods of exuberance.Discussing the pharmaceutical giants Eli Lilly and Novo Nordisk, our hosts highlight the strengths of both companies but ultimately favor Eli Lilly for its better management, competitive advantages, and robust product portfolio. Despite recent earnings misses on key products like Zip Hound and Mounjaro, Ian and Troy emphasize that Eli Lilly's diversified portfolio, which includes one of only two Alzheimer’s drugs on the market, solidifies its place as a top-tier company in the industry.Troy and Ian also share valuable investment strategies, advising against buying assets near their all-time highs and highlighting the importance of patience and long-term holding. They encourage viewers to do their homework, understand the competitive advantages of top companies, and take advantage of market pullbacks rather than succumbing to fear.Towards the end, the discussion turns philosophical, touching on broader themes of financial responsibility, the importance of long-term thinking, and the pitfalls of short-term trading. Ian passionately urges viewers to hold their investments for at least five years to truly reap the benefits and avoid the common mistakes of impulsive selling.Whether you are a seasoned investor or just starting on your investment journey, this episode of Market Mondays Medium is packed with practical advice, deep insights, and thought-provoking discussions. Don't forget to like, subscribe, and hit the notification bell to stay updated with all our latest episodes.**Hashtags**:#MarketMondays #EliLilly #StockMarket #Investing #Finance #Pharmaceuticals #LongTermInvesting #IanDunlap #TroyMillings #InvestmentStrategy #StockAnalysis #BuyTheDip #FinancialEducation #NovoNordisk #WealthBuilding #HoldFor5Years #PoliticalLobbying #AlzheimersDrug #EarningsReport #InvestmentTips #AmericanBusinessOur Sponsors:* Check out Chime: https://chime.com/EARNAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In his first-ever podcast interview, James Harden joins Earn Your Leisure to share an in-depth look at his journey from basketball superstar to a successful entrepreneur. He discusses how his relationship with Jay Z led to the opportunity to join 'The Beard Club' and reveals the story of how he first met Michael Rubin. Harden reacts to Mark Cuban's claim that athletes will eventually earn more than team owners and reflects on the special love he receives from fans in China. Harden opens up about the challenges of saying "no" to friends and family and shares insights into his long-standing relationship with Adidas, where he has now taken on the role of elder statesman. He talks about handling business challenges, the creation of J-Harden Wine, and his ambitious plan to turn it into a 9-figure business. Harden also shares his thoughts on analysts’ criticism, the current state of basketball, and why the iconic beard wasn’t intended as a marketing tool.  In this candid conversation, Harden dives into the evolution of his team, his thoughts on NBA players designing their own shoes, and his admiration for Michael Rubin. He also reflects on his $500K investment in Body Armor, inspired by Kobe Bryant's advice, which led to the company’s $5.6 billion sale seven years later.  This exclusive interview provides a rare glimpse into the mind of one of basketball’s greatest players as he balances success on the court with thriving business ventures.  #JamesHarden #EarnYourLeisure #TheBeard #BasketballBusiness #Adidas #BodyArmor #JayZ #MichaelRubin #NBA #JHardenWine #BasketballLegends #AthleteEntrepreneur #SportsBusinessOur Sponsors:* Check out Chime: https://chime.com/EARNAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome to the this clip of EYL, where we dive deep into Ghana's rich historical legacy and untapped potential for investments and business opportunities. Rashad Bilal and Troy Millings host this enlightening conversation with special guest Chaka Bars, who provides a comprehensive overview of Ghana's crucial role in African and Western history, as well as its promising future.*Why Ghana Matters:*Chaka Bars opens the discussion by highlighting the deep historical ties between Ghana and African descendants in the Western hemisphere. From the era of slave dungeons to the influential leadership of Kwame Nkrumah, who was a pivotal figure in decolonizing Ghana, the country holds an irreplaceable spot in global history.*A Rich Trading Legacy:*The discussion delves into the ancient trading networks that predated European colonization. Chaka Bars discusses fascinating historical tidbits, such as Mansa Musa and Abu Kari II's transatlantic voyages and the discovery of American substances in the remains of ancient African leaders. The conversation underscores the thriving, long-standing exchanges that occurred between Africa and the Americas long before Columbus.*Colonial Exploitation and Resistance:*Chaka Bars describes the brutal colonial exploitation of Africa's resources and people, focusing on how Ghana's gold mines and human capital were plundered. He reflects on how the Europeans exploited existing practices of indentured servitude, turning them into the transatlantic slave trade that devastated countless African families.*The Year of Return:*He explains the significance of Ghana's "Year of Return" in 2019, marking 400 years since the first enslaved Africans arrived in Jamestown. The initiative invited the global African diaspora to reconnect with their ancestral homeland, thus closing a circle that was violently broken centuries ago.*Ghana Inspiring Pan-Africanism:*The bond between Ghana and the global African diaspora is further explored through the stories of Empress Zewditu of Ethiopia and Marcus Garvey. Empress Zewditu's call for the African diaspora to return home inspired Garvey to create the United Negro Improvement Association (UNIA) and the Black Star Line. These efforts set the stage for future Pan-African movements, including the decolonization wave led by Kwame Nkrumah, who incorporated the black star into Ghana's national flag as a powerful symbol of unity and resistance.*Investment and Repatriation:*Chaka Bars also discusses contemporary efforts to bolster the connection between Ghana and its diaspora through trade agreements and bilateral relations, such as the one between Barbados and Ghana. He emphasizes the importance of providing legal and economic opportunities to those seeking to return to Ghana, including citizenship, housing, and jobs.*A Vision for the Future:*With inspiring references to great leaders like Marcus Garvey and Malcolm X, Chaka Bars calls for a united effort to create a thriving, self-sufficient African homeland. He shares personal anecdotes about his involvement in current initiatives, making a compelling case for why now is the perfect time for African descendants to invest in and possibly repatriate to Ghana.Join us in this deep dive into Ghana's past and future, and see why it holds the key to a prosperous and united African diaspora.*Hashtags:*#EYLMedium #Ghana #AfricanHistory #InvestInGhana #YearOfReturn #PanAfricanism #MarcusGarvey #KwameNkrumah #ChakaBars #BlackDiaspora #EconomicOpportunity #EYL #RashadBilal #TroyMillings #Homecoming #BilateralTrade #DecolonizationOur Sponsors:* Check out Chime: https://chime.com/EARNAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this clip of Market Mondays, join hosts Rashad Bilal, Troy Millings, and Ian Dunlap as they sit down with seasoned Bitcoin and cryptocurrency expert Mike Novogratz. They delve deep into the current and future states of Bitcoin, addressing critical questions that every investor should consider.*Bitcoin's Cycles and Future Predictions:*Rashad opens the conversation asking Mike about Bitcoin's notorious volatility and whether we can expect a future without drastic pullbacks. Mike remarks confidently, predicting that Bitcoin won't dip below $72,000 in the next 18 months, setting sights on a target range between $97,000 and potentially $180,000. He notes that if Bitcoin falls below the projected low, it would indicate something seriously wrong in the market.*The Trust Issue of Cryptocurrency:*Troy brings up a significant barrier for many potential investors - trust. Mike elaborates on the dominance of stablecoins, particularly Tether (USDT), and dives into the business operations behind it. He also highlights the role of USDC, painting a picture of how stablecoin legislation might unfold in favor of national security interests.*Stablecoins and National Security:*Mike explains the substantial role stablecoins play in the global economy, predicting that they will become one of the largest holders of U.S. treasuries in the near future. He speculates about the likely legislative push to regulate these coins within the U.S., citing national security as a prime consideration.*Inflation and the Bond Market:*Ian prompts discussions around broader economic concerns, including the recovery of the bond market and the U.S. debt-to-GDP ratio. Mike provides insights into the complexities of managing national debt through controlled inflation, expressing his hopes and realistic expectations about the future economic landscape. He foresees inflation as a more persistent challenge, given the economic signals from the commodity markets and Bitcoin's performance.*Impact of AI on the Economy:*A fascinating tangent introduces the transformative potential of artificial intelligence. Mike speculates on how advancements in AI could revolutionize market dynamics, making processes cheaper and more efficient while acknowledging the associated uncertainties and potential risks.*Key Takeaways:*Mike Novogratz foresees Bitcoin stabilizing above $72,000, with potential growth to $97,000 and even $180,000.Trust remains a significant issue in cryptocurrency investment, with stablecoins like USDT and USDC playing dominant roles.Upcoming stablecoin legislation is likely to favor U.S.-based regulation due to national security concerns.Managing U.S. debt through controlled inflation is tricky but necessary.AI could dramatically alter economic structures, potentially mitigating inflation through increased efficiencies.Join us for this in-depth discussion that unravels complex financial mechanisms and offers expert predictions on the future of Bitcoin, stablecoins, and the broader economic environment.*Stay Connected:*🚀 Subscribe to our channel for more insightful discussions and expert analyses.👍 Like this video if you found the content valuable.🔔 Hit the bell icon to get notified whenever we release a new episode.*#MarketMondays #Bitcoin #Cryptocurrency #Stablecoins #Investment #USDT #USDC #Treasuries #Inflation #AI #EconomicTrends*Tune in and stay ahead in the financial game with Market Mondays!Our Sponsors:* Check out Chime: https://chime.com/EARNAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Join hosts Troy Millings and Rashad Bilal in this insightful clip of EYL as they sit down with Moksha Fitzgibbons, a leading voice in the media and creator economy. This week, we delve deep into the dynamics of the creator economy and its sustainability. Is it really a recession for creators, as some claim? With a flood of creators entering the space, how do the few at the top continue to thrive while others struggle to monetize their content?Moksha Fitzgibbons shares his expert insights on how successful creators find their niche and deliver value to their audiences, ultimately attracting brand deals with major companies like Samsung and Ray-Ban. He emphasizes the importance of designing high-quality content to break through the saturated media market, despite the barrage of everyday content on platforms like Instagram, TikTok, and YouTube.Rashad Bilal raises thought-provoking questions on whether the overwhelming sea of content is overshadowing genuinely valuable content, much like the declining quality observed in music genres such as hip-hop. Moksha offers a balanced viewpoint, acknowledging the increase in access and creativity these platforms provide, while stressing the importance of maintaining high standards and ethical journalism.The discussion also covers the role of critical journalism in the age of citizen journalism and the need for journalists who adhere to ethical standards. Moksha argues for the necessity of trustworthy journalists to provide critical analysis, as opposed to flattery-filled content with no critical depth.Troy Millings steers the conversation towards how media companies stay youthful and relevant in their content creation. Moksha highlights the importance of youth perspective and finding fresh talent to stay ahead of the curve. He shares compelling stories about discovering new talent organically, from behind-the-camera producers to on-screen stars, illustrating the dynamic strategies at play in their organization.If you're navigating the challenges of the creator economy or simply intrigued by its rapidly evolving landscape, this episode is a must-watch. Gain valuable insights, learn from expert opinions, and understand what's critical for thriving in this unprecedented time of infinite content.*Hashtags:*#EYLMEDIUM #CreatorEconomy #MokshaFitzgibbons #ContentCreation #BrandDeals #Journalism #MediaTrends #YouTube #TikTok #Instagram #Influencers #HighQualityContent #EthicalJournalism #NewTalent #ComplexMediaDon't forget to like, comment, and subscribe to our channel for more enlightening discussions and expert insights every week! Hit the bell icon to stay updated with our latest videos.Our Sponsors:* Check out Chime: https://chime.com/EARNAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy