Earn Your Leisure

Join us on another insightful journey with EYL Channel's where we delve deep into the financial world to bring you valuable information. In this clip, hosts Rashad Bilal and Troy Millings are joined by Chris to discuss various retirement account options, the importance of early financial planning, and tips on maximizing your contributions.The clip starts with Rashad Bilal explaining the basics of IRAs and 401ks, focusing on Traditional and Roth IRAs, their benefits, and limitations. He highlights the significance of understanding how these retirement vehicles work and stresses the importance of making informed investment choices.Rashad then delves into Health Savings Accounts (HSAs) - a powerful but often overlooked tool. Together with Troy, they uncover how HSAs can be utilized not only for immediate medical expenses but also as a long-term investment vehicle that can reduce taxable income and grow significantly over time.Chris brings up the mindset shift needed to maximize allocations from an early age. The hosts emphasize the necessity of adjusting your lifestyle to accommodate higher allocation percentages, sharing personal stories to illustrate their points. They stress starting early and adjusting contributions based on life circumstances to ensure a secure financial future.Troy provides practical advice on navigating the myriad options within retirement plans, introducing target date funds for those intimidated by the variety. He elaborates on the differences between Traditional and Roth variants, breaking down the tax implications of each and how they affect retirement savings.Lastly, Chris and Troy touch on the importance of understanding capital gains taxes and how they impact both short-term and long-term investments. They provide crucial insights on managing profits from stock investments and underscore the necessity of staying informed about tax liabilities to avoid unwelcome surprises.This clip is filled with actionable advice and is a must-watch for anyone looking to enhance their financial literacy and take definitive steps towards financial freedom.*Hashtags:*#Finance #RetirementPlanning #Investing #IRAs #401k #HSAs #FinancialLiteracy #WealthBuilding #TaxTips #EYL #RashadBilal #TroyMillings #ChrisMediumSeries----Dive into the world of retirement accounts, maximizing contributions, and smart investment strategies with EYL! Share your thoughts and join the discussion in the comments below. Make sure to subscribe and hit the bell icon to stay updated with our latest clips and expert advice.Our Sponsors:* Check out Acorns: https://acorns.com/EYL* Check out Chime: https://chime.com/EARN* Check out Rocket Money: https://rocketmoney.com/EYLAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this clip we discuss estate planning with the Budgetnestia aka Tiffany Aliche. We went over wills, trusts, life insurance, beneficiaries and more. #theBudgetnestia #estateplanning #lifeinsurance Link to Full Episode:    • Budget, Business, Finance, and Invest...  EYL University: https://www.eyluniversity.comOur Sponsors:* Check out Acorns: https://acorns.com/EYL* Check out Chime: https://chime.com/EARN* Check out Rocket Money: https://rocketmoney.com/EYLAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome to EYL! In this insightful conversation, our hosts Troy Millings and Rashad Bilal chat with the knowledgeable Chris Sain about the essentials of beginning your journey in stock investing. 🌟Starting with the basics, Chris highlights the importance of opening a brokerage account, explaining what it is and why it's necessary. He elaborates on traditional options like Vanguard and Fidelity, which are favored for long-term investments. For those who are more tech-savvy or prefer user-friendly alternatives, newer apps such as Robinhood, WeBull, and Interactive Brokers are also discussed.Rashad further expands on why investing is crucial, especially in the context of beating inflation. He differentiates between public and private companies, stressing the importance of owning public company stocks. He walks us through the straightforward process of setting up a brokerage account via popular platforms like Charles Schwab and Fidelity. Rashad makes a key point: understanding the "know your customer" requirements, such as providing personal details and linking your bank account, are crucial steps to funding your investment account effectively.Our hosts also share practical tips on expediting fund transfers between your bank and your brokerage. Troy provides a handy hack, emphasizing the advantage of using wire transfers for quicker fund deposits, which can be crucial given the market's volatility.Before wrapping up, Rashad discusses a common misconception about 401(k) investments. Simply contributing to a 401(k) isn't enough; workers need to actively choose their investments to see growth. He explains that money initially goes into a money market account and needs to be directed into specific stocks or funds of your choice.Chris concludes by comparing different brokerages for long-term and short-term investors. While Vanguard and Fidelity are excellent for long-term holding, platforms like E*TRADE, Robinhood, and M1 Finance offer useful tools and information for a richer investing experience.Whether you're a novice or looking to expand your knowledge on investing, this clip is packed with valuable insights to equip you on your financial journey. Don't forget to like, share, and subscribe to stay updated with our latest clips!#Investing101 #StockMarket #BrokerageAccount #LongTermInvesting #EYL #ChrisSain #FinancialLiteracy #Robinhood #Vanguard #Fidelity #CharlesSchwab #InvestingTips #FinancialEducation #BeatInflation #WeBull #ETrade #M1FinanceOur Sponsors:* Check out Acorns: https://acorns.com/EYL* Check out Chime: https://chime.com/EARN* Check out Rocket Money: https://rocketmoney.com/EYLAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome back to Market Mondays! In this episode, hosts Rashad Bilal and Ian Dunlap dive deep into stock predictions for 2024. Will stocks like Palantir, Nvidia, United Airlines, and Vista continue to soar, or will they face challenges in the upcoming year? Let's find out.Key Highlights:**Palantir's Potential**: Ian Dunlap is optimistic about Palantir's performance, highlighting its significance in AI and government surveillance. However, some skepticism remains due to recent executive sell-offs (00:02:06). How will these factors affect Palantir's potential in 2024?**Nvidia's Dominance**: Nvidia remains a top pick, with Ian forecasting strong performance despite the competition. Nvidia is not only dominating GPUs but also making bold moves in the CPU space, threatening AMD's market share (00:04:16). **United Airlines**: Ian makes it clear – United Airlines is uninvestable to him, regardless of any potential increases (00:00:34). Why does he hold such a strong stance against UAL?**Vista & GEV**: Both stocks are poised to benefit from the increasing demand for AI and energy consumption in data centers (00:02:40). Will they maintain their momentum?**Market Movements & Quantum Computing**: A detailed analysis of Nvidia’s recent presentations at CES, touching upon quantum computing and its implications (00:03:32). What does the future hold for this emerging technology, and how might it impact stock valuations?Ian's take on Nvidia’s expansion into CPUs is particularly interesting. Jensen Huang's presentation at CES throws a spotlight on Nvidia's ambitious plans. Could Nvidia truly dominate both the GPU and CPU markets simultaneously? Ian argues that while Nvidia excels at GPUs, spreading too thin might complicate things.Moreover, Rashad adds an insightful perspective on quantum computing, discussing the potential long-term future and the immediate market reactions.Wrapping Up:Ian and Rashad conclude with some thought-provoking points on market strategies. They emphasize the importance of assessing market trends, company strategies, and investor sentiment to make informed decisions.Tune in to this episode of Market Mondays to hear in-depth discussions and expert analysis on these crucial stock predictions for 2024. Don't miss out on insights that could inform your next big investment!*#MarketMondays #StockPredictions2024 #Palantir #Nvidia #UnitedAirlines #Vista #InvestmentTips #QuantumComputing #StockMarketAnalysis*Watch the full episode to glean insights on the future of these key players in the stock market and more. Don’t forget to like, comment, and subscribe to stay updated with the latest financial analyses and stock predictions!Our Sponsors:* Check out Acorns: https://acorns.com/EYL* Check out Chime: https://chime.com/EARN* Check out Rocket Money: https://rocketmoney.com/EYLAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Are you ready to start investing but don’t know where to begin? In this video, we break down everything you need to know to get started in the stock market. With expert insights from Chris Sain, who specializes in technical analysis and risk management, this beginner-friendly guide covers all the essentials. We’ll walk you through how to choose the right brokerage account, whether it’s Vanguard, Fidelity, Robinhood, or others. You’ll learn about Exchange Traded Funds (ETFs)—a basket of stocks—and the benefits of growth stocks, which focus on future potential.We also dive into dividend stocks, often Blue Chip companies that pay profits to shareholders, and Real Estate Investment Trusts (REITs), a great way to invest in real estate while earning dividends. For long-term wealth building, we explore options like Traditional IRAs, Roth IRAs, 401Ks, and HSAs. Additionally, we’ll explain the advantages of Money Market Accounts (MMAs) and High-Yield Savings Accounts (HYSAs) for saving effectively. Finally, we cover the power of dollar-cost averaging as a strategy to invest consistently over time.If you’re a beginner or still figuring out the basics, this video is your ultimate roadmap to building wealth through investing. Don’t miss out!Book link to receive 30 days free EYL University bonus: https://youdeservetoberichdeal.com/#InvestingForBeginners #StockMarketTips #ChrisSain #ETFs #GrowthStocks #Dividends #REITs #RetirementPlanning #StockMarketInvesting #EarnYourLeisure #FinancialFreedomOur Sponsors:* Check out Acorns: https://acorns.com/EYL* Check out Chime: https://chime.com/EARN* Check out Rocket Money: https://rocketmoney.com/EYLAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this clip from Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the recent controversial decisions made by Meta (formerly Facebook). The tech giant has discontinued all its Diversity, Equity, and Inclusion (DEI) programs and has taken other notable actions, including removing the LGBTQ flag from its platform. The hosts discuss Mark Zuckerberg's apparent change in stance, especially following his interactions with former President Donald Trump.Rashad Bilal kicks off the conversation by addressing the widespread belief that U.S. presidents have little actual power, attributing Meta’s recent moves as evidence to the contrary. He narrates the intricate dance of allegiance performed by top CEOs like Jeff Bezos, Tim Cook, Elon Musk, and Mark Zuckerberg in response to political tides. Rashad points out that Zuckerberg’s decisions to push back against Trump, kick him off Instagram after his loss, and then dine and apologize in person upon Trump's win, illustrate the sway of political influence over corporate heads.Ian Dunlap and Troy Millings join the discussion with insights into how these decisions reflect deeper power dynamics in American politics and business. They explore how discontinuing DEI initiatives is a nod to Trump's consortiums, potentially aimed at staying off Capitol Hill’s radar.As the conversation progresses, Rashad zeroes in on the DEI narrative, labeling it a fallacy that glosses over the stark reality of racial and economic inequities. He cites alarming statistics underlining the underrepresentation of Black people in leadership roles across Fortune 500 companies, venture capital funds, and the tech workforce. Ian, Rashad, and Troy critique the shallow corporate responses following the George Floyd tragedy, where pledged funds and initiatives never truly reached the Black communities they were meant to support.The hosts also tackle the stigmatization of DEI hires, pointing out the discriminatory undertones of such labels. Rashad contends that DEI rhetoric is often weaponized to discredit the achievements of Black professionals, relegating them to a permanent underclass. He emphasizes that this isn’t a political stance but a factual observation of systemic inequality.The discussion then broadens to include Tim Cook, Apple's openly gay CEO. Rashad queries whether diversity labels are similarly applied to non-Black individuals in leadership positions, such as Tim Cook or the Indian CEO of Microsoft, noting the conspicuous absence of DEI talk in such contexts. They argue that DEI discourse predominantly targets Black professionals, reflecting underlying biases.Ian sums up the dialogue by reaffirming the significant power wielded by U.S. presidents, evidenced by the substantial donations big companies make to political campaigns to secure favorable conditions for their businesses. The hosts highlight how acceptance and alignment with political agendas translate into economic benefits, likening it to an investment yielding high returns.In closing, the hosts maintain a critical stance on Meta’s moves and the broader implications for corporate America’s commitment to diversity and inclusion. They suggest that actions like these reveal much about the real challenges and pressures within top-tier corporate and political interactions.*Join the conversation to unpack the complex interplay between politics, power, and corporate responsibility, and what it means for the future of DEI in America.* *Hashtags: #MarketMondays #Meta #DEI #MarkZuckerberg #CorporatePower #DiversityInclusion #BlackVoices #TechIndustry #PoliticalInfluence #Fortune500 #InvestFest #Equity #SystemicRacism*Our Sponsors:* Check out Acorns: https://acorns.com/EYL* Check out Chime: https://chime.com/EARN* Check out Rocket Money: https://rocketmoney.com/EYLAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome back to Market Mondays! In this insightful clip, our host Ian Dunlap sits down with esteemed guest Josh Brown to discuss a highly requested topic: how to identify the next big sector or company in the stock market. After a successful call on Nvidia, the burning question on everyone's mind is, "What's next?" Josh provides an in-depth look at his process for discovering high-performing stocks and sectors.Josh dives into the rigorous methodology behind his curated list, aptly named "the best stocks in the market." This list isn't just a random assortment of ticker symbols but a carefully constructed compilation based on profitability, company size, and proximity to a 52-week high. By focusing on these factors, Josh identifies stocks that are in a defined uptrend, backed by solid fundamentals.In a world where novice investors often find themselves overwhelmed by the sheer volume of information, Josh's list serves as a crucial starting point. Instead of following the noise from TV pundits or Twitter buzz, Josh emphasizes the importance of beginning your investment journey in a "pond stocked with fish." Every Friday, he reviews the market close to update his list, ensuring that it reflects the best opportunities at any given moment.Josh also touches on the common pitfalls many investors face, such as focusing on 52-week low lists or getting lured into controversial stocks with lots of chatter but little substance. He notes that chasing low valuations isn't his strategy—he's more interested in where investors are currently being rewarded. This approach has led him to some impressive trades, including companies like Trade Desk (TTD) and Reddit, which have shown stellar performance.By examining the composition of his list, Josh can also glean valuable insights about broader market trends. For instance, a significant number of consumer staples on the list might suggest a defensive market posture. This kind of information is invaluable not just for stock-picking but also for understanding the market's overall sentiment.For Josh, this method of stock selection isn't just a quick fix but a long-term strategy refined over 15 to 16 years. It's a testament to the power of sticking to a disciplined approach and continuously improving one's methods. Whether you're a seasoned investor or just starting out, Josh's insights offer a wealth of knowledge that can help you navigate the complexities of the stock market.Don't miss this enlightening discussion that could change the way you approach investing. Be sure to like, subscribe, and share this clip if you found it valuable. Stay tuned for more expert insights on Market Mondays!*Hashtags:*#MarketMondays #Investing #Stocks #JoshBrown #IanDunlap #StockMarket #TradeDesk #Reddit #InvestingTips #StockPicking #FinancialAdvice #MarketTrends #Nvidia #BestStocks #InvestmentStrategy #Finance #WealthBuilding #Trading #MarketAnalysis #InvestSmartOur Sponsors:* Check out Acorns: https://acorns.com/EYL* Check out Chime: https://chime.com/EARN* Check out Rocket Money: https://rocketmoney.com/EYLAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome back! In this thought-provoking clip, hosts Ian Dunlap, Rashad Bilal, and Troy Millings discuss a crucial yet often overlooked topic—the dangers of the middle-class mindset. Having grown up in working-class environments, our hosts bring firsthand experiences to the table, shedding light on how the middle-class mindset can be a barrier to achieving your fullest potential.**Key Takeaways:**1. **The Middle-Class Mediocre Mindset:**  Rashad delves into what he dubs the "middle-class mediocre mindset," explaining how it creates artificial ceilings that limit success. Using the analogy of flies trapped by an invisible lid, he illustrates how generational programming restricts one's aspirations and opportunities.2. **Breaking Free From Limitations:**  Rashad offers examples of how middle-class norms, such as waiting for the weekend to enjoy life, instill a limiting mindset. He stresses the importance of realizing these invisible barriers and the necessity of breaking free from such constraints to achieve true success.3. **Comfort vs. Genuine Success:**  The hosts discuss how comfort, often mistaken for the American Dream, can be a hidden trap. While not in poverty, middle-class individuals might fail to recognize the limiting factors that prevent them from reaching higher levels of success.4. **Living Without Constraints:**  Rashad shares his experiences of travel and entrepreneurship to highlight the importance of living without self-imposed rules. He emphasizes that at the highest levels of success, restrictions based on time or societal norms virtually disappear.5. **Mindset Over Money:**  Contrary to popular belief, the hosts reveal that the mindset, more than money, is critical for breaking out of middle-class limitations. Rashad narrates his journey of adopting an abundance mindset long before financial success followed.6. **Practical Exercise and Community Interaction:**  Ian invites viewers to participate in an exercise: Imagine needing to make $2 million in three months, and outline a plan with clear steps. This interactive task is designed to help viewers think beyond their current constraints.7. **Dealing with Criticism and Fear:**  Rashad closes the discussion with a powerful message on overcoming fear and criticism. He shares his personal journey of moving from 500 followers on a private Instagram page to becoming a renowned social media personality. He underscores the importance of embracing one's mortality to overcome fear and live fully.**Join the Conversation:**We invite you to reflect on your own mindset and consider whether it might be holding you back. Share your thoughts and experiences in the comments below. How are you planning to overcome invisible limitations and achieve your dreams?**Follow EYL for More Inspirational Content:**If you found value in this discussion, make sure to subscribe and hit the notification bell. Follow EYL on social media for more insights and updates...Thank you to everyone tuning in! Your support and participation are what make EYL a thriving community. Stay ambitious, stay driven, and keep pushing those boundaries.#EYL #MiddleClassMindset #BreakTheChains #SuccessMindset #Entrepreneurship #FinancialFreedom #NoLimits #Inspiration #Motivation #GenerationalWealth #OvercomingFear #LifeWithoutLimits---By engaging in this critical discussion, we hope to inspire you to take actionable steps toward greater success and a fulfilling life. Thanks for watching, and we look forward to growing and learning together!---Remember, you are the architect of your own destiny. Let's break those invisible barriers and reach for the stars!---Tune in, share, and let's elevate our mindsets together!Our Sponsors:* Check out Acorns: https://acorns.com/EYL* Check out Chime: https://chime.com/EARN* Check out Rocket Money: https://rocketmoney.com/EYLAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome back to Market Mondays! In this engaging clip, Rashad Bilal hosts guest Josh Brown, delving deep into stock market trends, historical patterns, and what these might mean for the market in 2025. *Key Highlights:*1. *Historical S&P 500 Performance:* Rashad kicks off the discussion by highlighting the impressive S&P 500 returns over the past two years. Did you know the S&P has only achieved back-to-back 25% returns once in history, during 1995-1997? Discover why this rare event raises questions for the future.2. *Presidential Cycles and Market Impact:* Rashad shares insights on the traditional market trends associated with the presidential cycle. Are we headed for a downturn in 2025? Josh weighs in on the historical data and its reliability.3. *Data Reliability and Market Studies:* Josh emphasizes the importance of understanding data limitations. With dependable stock market data starting from 1926, he explains why making definitive forecasts from limited historical examples can be challenging.4. *Fed Policies and Market Dynamics:* Learn about the unique situation of the ongoing bull market amidst Fed rate raises. Josh discusses potential Fed rate cuts and their implications on market volatility and earnings growth.5. *Tariff Talks and Market Volatility:* Josh explains how the unpredictable nature of tariff announcements by the current administration could introduce volatility in the market. Hear his thoughts on the potential impact of trade discussions in 2025.6. *Earnings Growth and Market Sentiment:* Despite historical trends, Josh presents a bullish outlook for the market, supported by projected earnings growth and the expectation of Fed rate cuts. However, he also cautions about technology sector performance and possible volatility.7. *Realistic Market Expectations:* Rashad and Josh set realistic expectations for market returns. They underline that expecting a 25% gain annually for any index is unrealistic, aiming for a more grounded 7-12% as a norm.*Conclusion:*Josh concludes with a balanced view, expressing bullish sentiments while advising investors to remain alert to potential volatility introduced by the administration's policies. Investing with an informed perspective on historical trends and market factors is crucial.Join us for this insightful clip as we navigate the complexities of market predictions, historical data, and economic policies. Don't miss out on these essential insights to make well-informed investment decisions.🔔 *Don't forget to like, subscribe, and hit the notification bell to stay updated with our latest content!*📈 *Follow us on our social media channels for more financial insights:*#MarketMondays #StockMarket #InvestmentInsights #S&P500 #MarketTrends #InvestmentTips #FinancialAnalysis #FedPolicy #PresidentialCycle #MarketVolatility #TariffTalks #EarningsGrowth #HistoricalPatternsOur Sponsors:* Check out Acorns: https://acorns.com/EYL* Check out Chime: https://chime.com/EARN* Check out Rocket Money: https://rocketmoney.com/EYLAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome to another enlightening clip of Market Mondays! Today, our hosts Ian Dunlap, Troy Millings, Rashad Bilal, and our prestigious guest, John W. Rogers Jr., delve into the riveting backstory of how Ariel Investments was born and soared to a $15 billion enterprise under his leadership.John shares his unique upbringing, influenced heavily by his family's deep-rooted engagement in entrepreneurship and social justice. From receiving stocks as birthday presents instead of toys at the age of twelve to inheriting a profound mission of building black wealth, John's journey is nothing short of inspirational. His father, a courageous Tuskegee airman and his mother, the first African American woman to graduate from the University of Chicago Law School in 1946, instilled in him the virtues of resilience and foresight.Discover how being exposed to the stock market at an early age fueled John's passion for investing. He recounts crucial lessons learned from mentors like the first African American stockbroker on LaSalle Street, Stacy Adams, shaping his strategies and perspective on investments. Hear about his educational journey at Princeton, where he adopted a contrarian investment philosophy influenced by the classic "A Random Walk Down Wall Street" by Burt Malkiel.John W. Rogers Jr. does not just talk about stocks and markets; he shares powerful narratives about overcoming adversities, citing historical market crashes and opportunities that arise in times of maximum pessimism. He highlights how Ariel Investments embraces a long-term, value-oriented investment approach, drawing parallels between historical resilience through tumultuous times and steady economic growth.Our hosts touch upon Ariel's favorite stock picks, including Madison Square Garden Entertainment and the significance of such investments in today's economic landscape. John W. Rogers Jr. also elaborates on what it means to be a contrarian investor, emphasizing independent thinking and the courage to invest during times of fear and uncertainty.Lastly, John reflects on the technological and entrepreneurial revolutions he's witnessed since founding Ariel in 1983, inspired by Chicago’s business legends like John Johnson of Ebony and Jet magazines and George Johnson of Afro Sheen.Don’t miss out on this compelling narrative of success, resilience, and strategic foresight on Market Mondays – your go-to channel for empowerment through financial literacy.Hashtags:#MarketMondays #JohnWRogersJr #InvestingLegends #ContrarianInvesting #FinancialLiteracy #ArielInvestments #StockMarket #Entrepreneurship #BlackWealthBuilding #InvestmentStrategy #EconomicJustice #HistoricInvestments #LongTermInvesting #MadisonSquareGarden---Tune into Market Mondays for more stories and strategies from the world of finance, helping you make informed decisions and grow your legacy. Subscribe now for updates on new episodes and expert insights.Our Sponsors:* Check out Acorns: https://acorns.com/EYL* Check out Chime: https://chime.com/EARN* Check out Rocket Money: https://rocketmoney.com/EYLAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this clip of "Black Out with Ian & Rashad," hosts Rashad Bilal and Ian Dunlap dive deep into Bill Belichick's surprising decision to transition from the NFL to college football. Is it really beneath him, or is it a strategic move to reshape the future of college sports? Ian and Rashad explore Belichick's vision of turning North Carolina into a powerhouse, much like IMG Academy serves college sports.The conversation takes a fascinating turn as they discuss the growing importance of NIL (Name, Image, Likeness) deals and how they've revolutionized college athletics. The hosts compare Belichick’s potential impact to Deion Sanders' impressive turnaround of his college program through aggressive recruiting and leveraging the transfer portal.The clip also sheds light on the business lessons within Belichick's move, highlighting how personalities like Deion and Belichick make college sports more appealing by using their brand power. The discussion includes the complexities of NIL Collectives, a brilliant yet legal workaround enabling schools to incentivize top talent, including potential sponsorship and ownership avenues.As Ian and Rashad delve into the future, they speculate about tech giants like Meta and Instagram potentially sponsoring schools, and the implications it could have for the athletes' earnings and the schools’ reputations. They also touch upon the idea of companies investing in HBCUs to elevate their sports programs to national prominence.If you're interested in the evolving dynamics of college sports, the impact of personalities like Bill Belichick and Deion Sanders, and the intricate business strategies at play, this episode is a must-watch. ---*Hashtags:* #BlackOutPodcast #BillBelichick #CollegeFootball #NILDeals #SportsBusiness #DeionSanders #AthleteSponsorship #CollegeSports #NCAAFootball #SportsMarketing #HBCU #IanDunlap #RashadBilal #FutureOfSports #PodcastClipOur Sponsors:* Check out Acorns: https://acorns.com/EYL* Check out Chime: https://chime.com/EARN* Check out Rocket Money: https://rocketmoney.com/EYLAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this clip Jose Rodriquez aka The Credit Dude talks about how to make sure your child has a 700 credit score when they turn 18. #credit #childcredit #creditscore Link to Full Episode:    • HOW TO INCREASE YOUR CREDIT, BUILD BU...  EYL University: https://www.eyluniversity.comEYL University 70% Off SaleOur Sponsors:* Check out Acorns: https://acorns.com/EYL* Check out Chime: https://chime.com/EARN* Check out Rocket Money: https://rocketmoney.com/EYLAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome back to another insightful clip of Market Mondays! In this clip, our hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the fascinating world of Bitcoin and its historical four-year cycles. *Bitcoin's Four-Year Cycle:*Rashad kicks off the discussion by explaining the four-year cycles that Bitcoin goes through. Historically, the last year of each four-year cycle has seen the strongest performance from Bitcoin, setting high expectations for 2025. If history is any indicator, 2025 could be a remarkable year for Bitcoin enthusiasts. However, as always, the disclaimer is that history might not necessarily repeat itself.*MicroStrategy's Bold Moves:*Troy and Ian contribute to the conversation by discussing MicroStrategy’s continuous investment in Bitcoin. Despite the recent purchase being noticeably lower than previous acquisitions, the company has still made significant moves by buying $500 million worth of Bitcoin. Interestingly, MicroStrategy now surpasses BlackRock in Bitcoin ownership, holding almost 500,000 Bitcoins compared to BlackRock's 472,000.The hosts also touch on significant indicators and market strategies for Bitcoin, such as analyzing support and resistance levels, and discussing potential price points for buying opportunities. A particular price point of interest is around $77,000, which experts have closely monitored.*Market Comparisons:*The episode makes insightful parallels between Bitcoin and other stocks, especially those related to the technology and semiconductor industries. The infrastructure involved in mining Bitcoin shares similarities with that required for creating semiconductors, both housed in data centers. This connection is vital for understanding the broader economic landscape and potential investment opportunities.*Future Projections:*As the episode progresses, the hosts speculate on what could drive Bitcoin prices higher or cause a significant drop. Rashad highlights the role of political and international investment behaviors, citing significant support from political figures and nations like the UAE. The episode also touches on the potential impact of government policies and the role of inflation and currency devaluation on Bitcoin’s future value.*Key Takeaways:*Bitcoin’s historic four-year cycle and its potential peak in 2025.MicroStrategy's strategic Bitcoin purchases and its implications for the market.The relationship between Bitcoin mining and semiconductor production.Potential price points and buying opportunities for Bitcoin.The influence of political and international entities on Bitcoin’s market movements.If you’re an investor, tech enthusiast, or simply curious about the future of cryptocurrency, this episode is packed with valuable insights and analyses. Don’t forget to like, comment, and subscribe to stay updated with the latest in market trends and financial advice.*Hashtags:*#MarketMondays #Bitcoin #Cryptocurrency #Investing #MicroStrategy #Finance #TechStocks #BitcoinCycle #CryptoInvesting #FinancialAdvice #MarketAnalysis #InvestmentTips #TechIndustry #DataCenters #BlackRock #Economics #FutureInvestments #MarketTrendsJoin the conversation and let us know your thoughts in the comments below! What’s your take on Bitcoin’s four-year cycle, and where do you think the market is headed? 🚀📈💼Tune in every week to Market Mondays, where we break down the latest trends and strategies in the world of finance and investing. See you in the next video!Our Sponsors:* Check out Acorns: https://acorns.com/EYL* Check out Chime: https://chime.com/EARN* Check out Rocket Money: https://rocketmoney.com/EYLAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome back to another insightful clip of EYL! In this fourth installment, hosts Caleb Silver, Troy Millings, and Rashad Bilal dive deep into the world of Bitcoin and its current ownership dynamics. This episode is a must-watch for anyone invested in or curious about digital currencies and their future impact.Key Highlights:*Concentration of Bitcoin Ownership:* Caleb Silver kicks off the discussion by revealing the significant concentration of Bitcoin amongst a few entities. Understand how this concentrated ownership affects price volatility and the overall market.*Major Bitcoin Holders:* Learn about the key players holding the most Bitcoin, including companies like Coinbase, BlackRock, and MicroStrategy. We delve into how these institutional investors influence Bitcoin’s price and market dynamics.*Impact of Institutional Ownership:* Troy Millings highlights how BlackRock has significantly increased its Bitcoin ownership post the recent election. We discuss whether institutional interest in Bitcoin is a bullish or bearish sign for individual investors.*Debunking Decentralization Myths:* Rashad Bilal brings a dose of reality to the utopian vision of Bitcoin’s decentralization. He explains how the rich and powerful continue to control the cryptocurrency market, just like any other asset class.*Government's Role:* Uncover the surprising details about the U.S. government's Bitcoin holdings and how these were acquired through asset seizures from criminal activities. Caleb discusses the implications of governmental ownership on the decentralized nature of Bitcoin.*Security Concerns:* Rashad shares his suspicions about how governments can still seize Bitcoin, as evidenced by recent events in the Middle East. This segment explores the limits of Bitcoin's supposed security and privacy features.*Capitalist Influx:* Caleb wraps up by discussing the capitalist nature of Bitcoin today, contrasting it with the original vision of Satoshi Nakamoto. He invites viewers to consider whether Bitcoin is a tool for financial freedom or just another capitalist instrument.What to Expect:In this episode, our hosts provide valuable insights into how Bitcoin has evolved from a decentralized currency to an asset heavily influenced by institutional investors. They explore the implications of this shift for individual investors, shedding light on the realities behind Bitcoin ownership.Why Watch?If you’re an individual investor, understanding who controls Bitcoin can help you make more informed decisions.Learn about the potential risks and benefits of investing in Bitcoin amid heavy institutional control.Stay informed about the role of governments and large corporations in the cryptocurrency market.Join us for this eye-opening discussion and equip yourself with the knowledge to navigate the complex world of Bitcoin and cryptocurrencies.🎥 Watch now and don't forget to like, comment, and subscribe for more in-depth analyses and discussions!Hashtags:#EYL #Bitcoin #Cryptocurrency #Investing #FinancialEducation #BlackRock #Coinbase #MicroStrategy #CryptoNews #BitcoinOwnership #CalebSilver #TroyMillings #RashadBilal #InstitutionalInvestors #DigitalCurrency #CryptoControl #FinancialLiteracy #BlockchainOur Sponsors:* Check out Acorns: https://acorns.com/EYL* Check out Chime: https://chime.com/EARN* Check out Rocket Money: https://rocketmoney.com/EYLAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Join us in our latest clipof EYL as we sit down with the legendary Common to discuss one of the most riveting moments in recent hip hop history: the iconic rap battle between Kendrick Lamar and Drake. Hosts Rashad Bilal and Troy Millings dive deep into the conversation, exploring the implications of this monumental showdown and its impact on the culture.Our guest, Common, isn't a stranger to rap battles himself, having had memorable confrontations in his career. We get his perspective on the similarities and differences between his own legendary battles with Ice Cube and Drake. Common provides a masterclass in rap culture, discussing how Kendrick Lamar, often dubbed a conscious rapper, managed to rise above a fierce competition while maintaining his revolutionary and spiritually enlightening lyrical style.*In this episode, you will learn:*1. *Kendrick Lamar's Artistic Genius:* Common praises Kendrick for being a masterful artist, winning accolades like the Pulitzer Prize, and continually innovating with each new album. 2. *Drake's Longevity and Talent:* Common acknowledges Drake's prowess and talent as a songwriter who has consistently delivered hits over the years. 3. *The Cultural Impact:* We explore how this battle reignited interest in lyrical excellence across generations, making people revisit past iconic hip hop battles and cherish their nostalgia.4. *Historical Parallels:* Common draws comparisons between Kendrick's "dangerous" revolutionary style and historical figures like Fred Hampton, Malcolm X, and Assata Shakur who were also considered dangerous for their righteous causes.5. *Personal Reflections:* Common shares his thoughts on his own battles, emphasizing that they have since been squashed and reflecting on the evolution of his perspective over time.*Why watch this episode?**Hip Hop Enthusiasts:* Gain insights from one of the genre's most respected artists, Common, on the dynamics of rap battles and lyrical excellence.*Kendrick and Drake Fans:* Explore a detailed breakdown of one of the most talked-about rap battles from both a fan's and a veteran's perspective.*Cultural Critics:* Understand the broader cultural implications of hip hop battles and their significance in societal discourse.*Artists and Musicians:* Learn about the artistry and dedication required to maintain longevity and relevance in the music industry.This is more than just a discussion about a rap battle—it's a deep dive into the soul of hip hop and its role as a powerful cultural force.Tune in to this enlightening episode and let us know your thoughts in the comments. Don't forget to like, share, and subscribe for more content exploring the intersections of culture, music, and societal impact.---*Hashtags:*#EYL #Common #KendrickLamar #Drake #HipHopCulture #RapBattles #HipHopLegends #MusicIndustry #RapHistory #HipHopRevolution #PulitzerPrizeWinner #RapGenius #CulturalImpact #MusicLegends #EYLMedium #HipHopDiscussion #MusicFans #RapIconsOur Sponsors:* Check out Acorns: https://acorns.com/EYL* Check out Chime: https://chime.com/EARN* Check out Rocket Money: https://rocketmoney.com/EYLAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this special clip of Market Mondays, Troy Millings dives deep into his top stock picks for the upcoming year. As we prepare to close out 2024, it's time to set our sights on 2025 and the opportunities that lie ahead. From AI-driven companies to energy giants fueling the tech revolution, Troy leaves no stone unturned. *Stock Picks Overview:*1. *TSM (Taiwan Semiconductor Manufacturing Company):*Highlighted as the stock of the year, again, due to its pivotal role in the AI revolution.Recently crossed a significant price threshold.2. *ASML Holding:*Essential for AI machinery and holds a monopoly in the space.Integral in manufacturing chips for key players like TSM.3. *Amazon:*Continues to push boundaries, including its venture into producing its own chips with TSM.4. *Broadcom:*Crucial for connectivity within data centers and expanding infrastructure.5. *Eli Lilly and Company (Lilly):*Set to outpace rivals in the pharmaceutical sector, particularly in weight loss drugs.6. *Nvidia:*Expected to maintain its strong presence in the GPU market.7. *Advanced Micro Devices (AMD):*Positioned as a key player in both the GPU and CPU markets, challenging Nvidia and displacing Intel respectively.8. *Micron Technology:*Potential for significant growth in the memory storage sector.9. *Western Digital:*Another strong contender in the data storage and memory space.10. *MicroStrategy:*Linked to Bitcoin's lifecycle and expected to benefit from cryptocurrency appreciation.11. *Energy Companies:**Vertiv Holdings Co (VRT)**Vistra Corp (VST)**General Electric Vernova (GEV)*Focused on energy solutions for data centers and tech infrastructure.12. *CAVA Group:*A fast-casual Mediterranean chain likened to Chipotle.Promising expansion with zero debt, signifying robust growth potential.Join us as we break down the reasons behind each pick, discuss market trends, and set the stage for a prosperous 2025. Whether you’re a seasoned investor or just getting started, these insights are invaluable for navigating the ever-evolving stock market landscape.Stay tuned for more episodes and be sure to engage in the discussion by leaving your thoughts in the comments section. Let's make informed investment decisions together!*Hashtags:*#MarketMondays #StockPicks2025 #Investing #FinancialAdvice #TSM #ASML #Amazon #Broadcom #EliLilly #Nvidia #AMD #Micron #WesternDigital #MicroStrategy #EnergyStocks #CAVA #InvestmentAdvice #AIRevolution #DataCenters #StockMarketOur Sponsors:* Check out Acorns: https://acorns.com/EYL* Check out Chime: https://chime.com/EARN* Check out Rocket Money: https://rocketmoney.com/EYLAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode of Earn Your Leisure, we delve deep with Tobe Nwigwe. Learn about his groundbreaking deal with Reebok, where he discusses the fusion of creativity and business. Discover his dynamic collaboration with Pharrell, highlighting the importance of artistic synergy. Tobe shares his journey of betting on himself as an independent artist, defying industry norms to carve his unique path. We also explore his venture into high fashion, demonstrating his versatile flair and style. His move into movies marks another exciting chapter, showcasing his diverse talents. Finally, Tobe emphasizes the significance of family, grounding his career and life decisions. #TobeNwigwe #EarnYourLeisure #Reebok #PharrellWilliams #IndependentArtist #HighFashion #Movies #Family #EntrepreneurshipOur Sponsors:* Check out Acorns: https://acorns.com/EYL* Check out Chime: https://chime.com/EARN* Check out Rocket Money: https://rocketmoney.com/EYLAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome back to another clip from Market Mondays, your go-to source for insightful discussions on the stock market, investing, and economic trends. In today’s episode, hosts Troy Millings and Rashad Bilal, along with guest Ian Dunlap, tackle the pressing issue of last week's market performance. With stocks taking a downturn, many are asking, "Is this an early warning sign of what could happen in 2025?"Ian Dunlap starts off by simplifying the situation. According to Ian, there's no need to panic. The recent market slump can be attributed to several factors such as the end of the Christmas trade, tax loss harvesting, the Federal Open Market Committee (FOMC) announcements, and futures expirations. Essentially, people are taking profits after a generally strong year, resulting in a slight market slide. Ian firmly believes that this is the opposite indicator of what will happen in 2025. He offers practical advice on tracking point totals daily, likening it to maintaining a Farmers Almanac for the market to set expectations better.Troy Millings adds more context, emphasizing that the recent pullback was expected when Powell spoke about rate cuts, hinting there's more rumor than fact at this stage. With quadruple witching occurring on the third Friday of December, many options and futures contracts expired, contributing to the market's dip. Troy highlights the extraordinary performance of major indices like NASDAQ, S&P, and the Dow this year, arguing that such impressive gains naturally lead to sell-offs but aren’t necessarily an omen for 2025.Diving deeper, Troy discusses potential growth for 2025. With expectations moderating, he proposes that growth in the lower double digits, between 11 to 15 percent, is both realistic and satisfactory. Ian advocates for long-term holding strategies, pointing out that early worries dissipate over time when you maintain your investments in top tech and index funds.Rashad Bilal brings an interesting angle by discussing the political cycle’s impact on the market. Referencing investment advisor Josh Brown, Rashad explains the typical stock performance during different years of a presidential term. The first year is usually weak, the second most volatile, the third the strongest, and the fourth good but not as strong as the third. Applying this to the current Biden administration, he attributes the bear market in Biden’s second year in office to this cycle, observing the strong performance in the subsequent years.However, Rashad also notes the unprecedented political situation with Donald Trump, implying that historical trends might not hold. He underscores the need to stay informed and adaptable to the unique circumstances shaping the market landscape in the coming years.In conclusion, while recent market downturns can be concerning, the insights shared by our hosts and guest should offer some reassurance. The market's cyclical nature, influenced by various external factors, doesn't diminish the long-term growth potential. Make sure you're tuned in for more expert advice and subscribe to our channel for consistent updates!*#MarketMondays #StockMarketAnalysis #Investing #FinanceNews #EconomicTrends #DowJones #SNP500 #NASDAQ #StockMarketTips #InvestingStrategies #MarketInsights #FinancialAdvice*---Stay connected with Market Mondays for all your financial and investment news. Don't forget to like, comment, and subscribe to keep getting valuable insights from our expert hosts and guests! 🔔📈Disclaimer: The information provided in this video is for educational and informational purposes only and should not be construed as financial advice. Always consult with a financial advisor before making any investment decisions.---Thanks for watching, and we'll see you in the next episode!Our Sponsors:* Check out Acorns: https://acorns.com/EYL* Check out Chime: https://chime.com/EARN* Check out Rocket Money: https://rocketmoney.com/EYLAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this clip of Market Mondays, hosts Rashad Bilal, Troy Millings and Ian Dunlap delve into the fascinating and rapidly evolving world of quantum computing. This transformative technology, which promises to solve complex problems in mere minutes that would take conventional computers millions of years, is still in its nascent stages. However, its potential impact on various sectors, especially cryptocurrency, is already a hot topic of discussion.Key Topics Covered:*1. What is Quantum Computing?*Rashad and Troy kick off the session by discussing what quantum computing is and how it differs from classical computing. With quantum computers capable of processing information at unprecedented speeds, these machines hold the potential to revolutionize cybersecurity, cryptography, and much more.*2. Quantum Computing and Bitcoin:*A significant focus of the discussion revolves around the implications of quantum computing for cryptocurrencies, particularly Bitcoin. Rashad explains the heightened security risks posed by quantum computers, as they could potentially crack complex codes and disrupt blockchain integrity. Unlike Ethereum, which has a more adaptive governance model, Bitcoin’s decentralized nature might make it more vulnerable to quantum attacks.*3. The State of Quantum Computing Technology:*Troy provides an insightful analysis of the current state of quantum computing technology. He highlights Google’s quantum computer, Willow, which is a groundbreaking step but still far from operational at levels required to impact Bitcoin significantly. Currently, Willow operates at 105 superconducting qubits but would need around 100,000 to a million qubits to perform large fault-tolerant calculations reliably.*4. Real-World Applications and Future Projections:*Both hosts discuss practical applications and futuristic projections for quantum computing. From enhancing cybersecurity to solving complex scientific problems, the possibilities are vast. They also explore the ongoing investments in quantum research by countries like China and the United States, emphasizing the global race to achieve quantum supremacy.*5. Investment Opportunities:*Another critical segment focuses on investment opportunities related to quantum computing. Troy advises viewers to consider investing in the infrastructure needed to support quantum technology, such as cooling systems, energy solutions, and specialized housing facilities. These areas are poised for growth as the technology matures.*6. Looking Ahead:*The episode concludes with a foresight into the future landscape of quantum computing and its broader economic impact. Both hosts agree that while we may be years away from quantum computers significantly affecting cryptocurrencies or other sectors, the groundwork is being laid now.Highlights:Understanding Quantum Computing: Definition and technical explanation.Impact on Bitcoin & Cryptocurrencies: Risks and adaptive strategies.Current Quantum Technologies: Analysis of Google’s Willow and qubits.Future Trends: Research, investments, and expected advancements.Investment Insights: Infrastructure and supportive technologies.Whether you're a tech enthusiast, investor, or just curious about the future of computing, this episode offers a comprehensive overview and critical insights into the rapidly advancing field of quantum computing and its potential to reshape the digital landscape.Don’t forget to like, share, and subscribe for more in-depth discussions and analyses on the latest market trends and technological advancements!#QuantumComputing #Cryptocurrency #Bitcoin #GoogleWillow #Investing #MarketMondays #TechInnovation #FutureOfComputing #AI #CyberSecurity #DigitalTransformation #Qubits #QuantumSupremacy #TechTrends #Blockchain #Ethereum #InvestmentTipsOur Sponsors:* Check out Acorns: https://acorns.com/EYL* Check out Chime: https://chime.com/EARN* Check out Rocket Money: https://rocketmoney.com/EYLAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

EYL 317: CommonOur Sponsors:* Check out Acorns: https://acorns.com/EYL* Check out Chime: https://chime.com/EARN* Check out Rocket Money: https://rocketmoney.com/EYLAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy