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Empower Your Retirement

Author: Frank and Frankie Guida

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Welcome to Empower Your Retirement podcast, your trusted companion on the path to retirement prosperity. As the cornerstone of financial security for families and individuals, we're dedicated to making your retirement dreams a reality. Dive into insightful discussions led by the Guida family, renowned for their decades of experience in financial planning and wealth management.


Tune in to our podcast as we share actionable insights, insider tips, and expert advice to navigate the complexities of retirement planning. Whether you're aiming to maximize your savings, minimize risks, or optimize your investment portfolio, we're here to guide you every step of the way.


Join us at A Better Way Financial, where your retirement success is our priority. Follow or subscribe now and embark on the path to a brighter financial future.


Learn more about A Better Way Financial here . Connect with us on social: Facebook, LinkedIn and YouTube.

220 Episodes
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What if your retirement plan is quietly putting your nest egg at risk? In this episode, Frank and Frankie Guida break down why popular 401k strategies like target date funds and the classic 60-40 rule may leave you exposed to market downturns. Discover overlooked options for reducing risk, boosting returns, and making smarter choices as you approach retirement. Real stories and practical analysis reveal how a risk and return review can help you avoid costly surprises and take control of your financial future. Schedule a complimentary appointment: A Better Way Financial   CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.   Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”   Follow us on social media: Facebook | LinkedIn | YouTube    See omnystudio.com/listener for privacy information.
What keeps a legendary rock band energized after 50 years? Frank Guida sits down with Cheap Trick’s Robin Zander and Tom Peterson to uncover the stories behind their new album, “All Washed Up,” the origin of their iconic name, and the secrets to their enduring passion for music. Tune in for candid moments, laughs, and a glimpse into the band’s unstoppable spirit. “Cheap Trick’s new album ALL WASHED UP is available now wherever you buy your music and at www.cheaptrick.com   Schedule a complimentary appointment: A Better Way Financial   CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.   Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”   Follow us on social media: Facebook | LinkedIn | YouTube      See omnystudio.com/listener for privacy information.
What happens to your 401(k) when you retire—and how do you avoid costly mistakes? This episode of Empower Your Retirement with Frank and Frankie Guida breaks down the crucial choices facing retirees: keep your savings in a 401(k) or roll it into an IRA? Discover the pros, cons, and tax implications of each move, plus real-life stories of risk, return, and how the right strategy can protect your hard-earned money. Get clear, practical insights to help you make smarter decisions for your retirement years. Schedule a complimentary appointment: A Better Way Financial   CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.   Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”   Follow us on social media: Facebook | LinkedIn | YouTube    See omnystudio.com/listener for privacy information.
Are you overlooking the one factor that could drain your retirement savings? Frank and Frankie Guida reveal how even savvy retirees miss critical tax planning steps, sharing real stories of costly mistakes and strategies to keep more of your hard-earned money. Discover why tax efficiency matters and how the right guidance can transform your financial future.   Schedule a complimentary appointment: A Better Way Financial   CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.   Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”   Follow us on social media: Facebook | LinkedIn | YouTube      See omnystudio.com/listener for privacy information.
Did you know your “half birthday” could unlock powerful retirement options? Frank and Frankie Guida explore why age 59½ is a pivotal milestone for accessing retirement accounts and reducing risk. Discover strategies like in-service distributions, IRAs, and income annuities to safeguard your savings as you approach retirement. Real-life stories reveal how smart planning can replace lost income and protect your nest egg from market downturns. Tune in for actionable insights on de-risking your portfolio and securing your financial future. Schedule a complimentary appointment: A Better Way Financial   CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.   Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”   Follow us on social media: Facebook | LinkedIn | YouTube    See omnystudio.com/listener for privacy information.
The holiday season is coming fast—and so are new rules that could impact your retirement savings. From pricey Christmas trees to major changes in 401k catch-up contributions, Frank and Frankie Guida break down what you need to know about Roth requirements, tax planning, and strategies to keep more of your hard-earned money. Learn how smart moves today can help flatten your tax curve and make retirement more rewarding.   Schedule a complimentary appointment: A Better Way Financial   CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.   Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”   Follow us on social media: Facebook | LinkedIn | YouTube    See omnystudio.com/listener for privacy information.
Can you afford to be wrong 40% of the time with your retirement savings? Frank and Frankie Guida reveal why guessing games and gut feelings don’t work for your financial future. Learn how risk and return analysis, portfolio design, and diversification can help you avoid costly mistakes. Hear real stories of retirees who discovered smarter ways to maximize income and minimize risk—without taking unnecessary chances. Find out how a personalized approach can make all the difference as you plan for retirement.   Schedule a complimentary appointment: A Better Way Financial   CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.   Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”   Follow us on social media: Facebook | LinkedIn | YouTube    See omnystudio.com/listener for privacy information.
Are you planning for retirement but forgetting to plan your life? This episode explores how to align your financial strategy with your dreams, from travel and family time to buying that dream condo. Frank and Frankie Guida reveal why lifestyle goals matter as much as savings, and how personalized planning can turn your retirement vision into reality. Discover real client stories, practical scenarios, and the importance of updating your plan as life changes.   Schedule a complimentary appointment: A Better Way Financial   CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.   Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”   Follow us on social media: Facebook | LinkedIn | YouTube    See omnystudio.com/listener for privacy information.
Can you really buy back years of your life with smart retirement planning? The team at A Better Way Financial shares real stories and strategies for reducing stress, retiring earlier, and living confidently. Discover how a personalized retirement roadmap can reveal your true income potential, help you retire sooner, and make the most of your savings—so you enjoy more time doing what you love.   Schedule a complimentary appointment: A Better Way Financial   CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.   Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”   Follow us on social media: Facebook | LinkedIn | YouTube    See omnystudio.com/listener for privacy information.
Why is turning 59½ a game-changer for your retirement strategy? Frank and Frankie Guida unpack the significance of this milestone, revealing how it lets you access your 401(k) and IRA without penalties and opens the door to more investment choices. They share real-life stories and explain how a risk and return analysis can help you understand your portfolio’s strengths, weaknesses, and options as you approach retirement.   Schedule a complimentary appointment: A Better Way Financial   CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.   Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”   Follow us on social media: Facebook | LinkedIn | YouTube    See omnystudio.com/listener for privacy information.
What do football and taxes have in common? Both can surprise you with unexpected losses! This episode explores how retirees often underestimate the impact of taxes on their savings, with real-life stories and strategies from the team at A Better Way Financial. Learn how state and federal taxes, required minimum distributions, Roth conversions, and charitable giving can shape your retirement—and discover how smart planning can help you keep more of what you’ve earned.   Schedule a complimentary appointment: A Better Way Financial   CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.   Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”   Follow us on social media: Facebook | LinkedIn | YouTube    See omnystudio.com/listener for privacy information.
Thinking about retiring as a business owner but not sure how to start? Frank and Frankie Guida explore real-world strategies for transitioning your business, minimizing taxes, and creating a succession plan that protects your legacy and your family. Learn how tools like deferred sales trusts and charitable remainder trusts can turn your life’s work into lasting retirement income—all while keeping more of what you’ve earned   Schedule a complimentary appointment: A Better Way Financial   CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.   Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”   Follow us on social media: Facebook | LinkedIn | YouTube    See omnystudio.com/listener for privacy information.
Could your retirement savings survive a market crash? In this episode, Frank and Frankie Guida explore how de-risking your portfolio before retirement can protect your future income. They break down real-life examples, explain risk tolerance, and share strategies for balancing growth with safety—so you’re not caught off guard when volatility strikes.   Schedule a complimentary appointment: A Better Way Financial   CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.   Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”   Follow us on social media: Facebook | LinkedIn | YouTube    See omnystudio.com/listener for privacy information.
When should you claim Social Security—and how does your spouse factor in? Frank and Frankie Guida break down the complexities of spousal benefits, timing strategies, and real-life scenarios that could impact your retirement income. From survivor benefits to portfolio coordination, they explore how couples can make smarter decisions about when and how to file. Plus, hear how one couple’s plan added over $500K in lifetime benefits by waiting just a few years.   Schedule a complimentary appointment: A Better Way Financial   CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.   Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”   Follow us on social media: Facebook | LinkedIn | YouTube    See omnystudio.com/listener for privacy information.
What happens when integrity meets financial planning? In this episode, Frank Guida, founder of A Better Way Financial, shares the story behind his firm’s mission and the values that drive it—family atmosphere, outstanding client service, integrity, and positivity. Discover why being local and personal matters when planning your financial future.   Schedule a complimentary appointment: A Better Way Financial   CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.   Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”   Follow us on social media: Facebook | LinkedIn | YouTube    See omnystudio.com/listener for privacy information.
Think you know how much you need for retirement? Think again. This episode dives into the overlooked realities of retirement planning—from income strategies and tax efficiency to life expectancy myths and lifestyle budgeting. Frankie Guida and Noah Williams share why most financial advisors miss the mark and how a tailored plan can unlock more freedom than you thought possible.   Schedule a complimentary appointment: A Better Way Financial   CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.   Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”   Follow us on social media: Facebook | LinkedIn | YouTube    See omnystudio.com/listener for privacy information.
What do pennies and outdated portfolios have in common? They both might be costing you more than you think. In this episode, Frank and Frankie Guida dive into why traditional retirement strategies—like bonds and target date funds—may no longer serve today’s retirees. They break down real-life examples, explain the risks of sticking with old assumptions, and explore how fixed indexed annuities and risk-return analysis can help protect your future income.   Schedule a complimentary appointment: A Better Way Financial   CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.   Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”   Follow us on social media: Facebook | LinkedIn | YouTube    See omnystudio.com/listener for privacy information.
Leaving a job? Don’t leave your 401(k) behind. In this episode, Frank and Frankie Guida break down what really happens to your retirement savings when you change employers—and why doing nothing could cost you. From rollover options and tax implications to real-life case studies, they explore how a 401(k) x-ray can uncover hidden risks and opportunities. Whether you're mid-career or nearing retirement, this episode helps you take control of your financial future.   Schedule a complimentary appointment: A Better Way Financial   CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.   Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”   Follow us on social media: Facebook | LinkedIn | YouTube    See omnystudio.com/listener for privacy information.
Why do so many people hate annuities—even when they solve the very problem retirees fear most? In this episode, the team at Better Way Financial breaks down the myths, fees, and facts around annuities. They explain why some annuities get a bad rap, how to spot the good from the bad, and when they can be a smart alternative to bonds. Plus, a real-life case study shows how one couple turned a potential shortfall into a secure income stream.   Schedule a complimentary appointment: A Better Way Financial   CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.   Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”   Follow us on social media: Facebook | LinkedIn | YouTube    See omnystudio.com/listener for privacy information.
What do baby watch and retirement planning have in common? Both come with nerves—and the need for a solid plan. In this episode, Frank and Frankie Guida dive into the emotional and financial uncertainties that come with approaching retirement. They break down how rising interest rates, market volatility, and outdated portfolio strategies can put your savings at risk. You’ll hear real-life examples of how adjusting risk tolerance and rebalancing investments can protect your future without sacrificing returns.   Schedule a complimentary appointment: A Better Way Financial   CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops.   Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”   Follow us on social media: Facebook | LinkedIn | YouTubeSee omnystudio.com/listener for privacy information.
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